Home > Great Florida Bank > Income and Expense
Great Florida Bank, Income and Expense
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $34,520,000 | 723 |
| Total interest expense | $10,851,000 | 293 |
| Net interest income | $23,669,000 | 904 |
| Provision for loan and lease losses | $2,118,000 | 597 |
| Total noninterest income | $6,534,000 | 936 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,382,000 | 996 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $5,152,000 | 784 |
| Total noninterest expense | $35,555,000 | 582 |
| Salaries and employee benefits | $13,661,000 | 794 |
| Premises and equipment expense | $5,709,000 | 446 |
| Additional noninterest expense | $16,185,000 | 444 |
| Pre-tax net operating income | $-7,470,000 | 6,782 |
| Securities gains (losses) | $865,000 | 273 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-6,605,000 | 6,768 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-6,605,000 | 6,769 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-6,605,000 | 6,769 |
| Net charge-offs | $9,524,000 | 192 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $730,000 | 245 |
| Net operating income | $-7,470,000 | 6,775 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $26,705,000 | 705 |
| Total interest expense | $8,265,000 | 293 |
| Net interest income | $18,440,000 | 881 |
| Provision for loan and lease losses | $2,118,000 | 467 |
| Total noninterest income | $6,301,000 | 776 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,032,000 | 1,000 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $5,269,000 | 639 |
| Total noninterest expense | $26,685,000 | 581 |
| Salaries and employee benefits | $10,289,000 | 786 |
| Premises and equipment expense | $4,318,000 | 441 |
| Additional noninterest expense | $12,078,000 | 447 |
| Pre-tax net operating income | $-4,062,000 | 6,845 |
| Securities gains (losses) | $865,000 | 244 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-3,197,000 | 6,834 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-3,197,000 | 6,835 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-3,197,000 | 6,835 |
| Net charge-offs | $7,494,000 | 181 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $593,000 | 218 |
| Net operating income | $-4,062,000 | 6,841 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $18,129,000 | 683 |
| Total interest expense | $5,656,000 | 288 |
| Net interest income | $12,473,000 | 853 |
| Provision for loan and lease losses | $732,000 | 856 |
| Total noninterest income | $2,527,000 | 1,151 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $649,000 | 1,038 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,878,000 | 1,032 |
| Total noninterest expense | $17,209,000 | 605 |
| Salaries and employee benefits | $6,792,000 | 798 |
| Premises and equipment expense | $2,877,000 | 442 |
| Additional noninterest expense | $7,540,000 | 472 |
| Pre-tax net operating income | $-2,941,000 | 6,895 |
| Securities gains (losses) | $865,000 | 208 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-2,076,000 | 6,879 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-2,076,000 | 6,880 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-2,076,000 | 6,880 |
| Net charge-offs | $2,858,000 | 333 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $398,000 | 191 |
| Net operating income | $-2,941,000 | 6,888 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $9,163,000 | 680 |
| Total interest expense | $2,879,000 | 294 |
| Net interest income | $6,284,000 | 846 |
| Provision for loan and lease losses | $732,000 | 522 |
| Total noninterest income | $1,481,000 | 1,032 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $298,000 | 1,122 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,183,000 | 873 |
| Total noninterest expense | $9,195,000 | 574 |
| Salaries and employee benefits | $3,365,000 | 818 |
| Premises and equipment expense | $1,458,000 | 441 |
| Additional noninterest expense | $4,372,000 | 420 |
| Pre-tax net operating income | $-2,162,000 | 6,988 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-2,162,000 | 6,984 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-2,162,000 | 6,985 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-2,162,000 | 6,985 |
| Net charge-offs | $2,474,000 | 218 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $202,000 | 160 |
| Net operating income | $-2,162,000 | 6,981 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $40,720,000 | 641 |
| Total interest expense | $13,557,000 | 303 |
| Net interest income | $27,163,000 | 793 |
| Provision for loan and lease losses | $8,422,000 | 320 |
| Total noninterest income | $1,051,000 | 3,179 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,225,000 | 1,160 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-174,000 | 6,800 |
| Total noninterest expense | $31,310,000 | 663 |
| Salaries and employee benefits | $12,761,000 | 820 |
| Premises and equipment expense | $6,566,000 | 384 |
| Additional noninterest expense | $11,983,000 | 597 |
| Pre-tax net operating income | $-11,518,000 | 7,033 |
| Securities gains (losses) | $4,235,000 | 105 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-7,283,000 | 6,998 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-7,283,000 | 6,998 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-7,283,000 | 6,998 |
| Net charge-offs | $10,799,000 | 297 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $834,000 | 239 |
| Net operating income | $-11,518,000 | 7,028 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $31,228,000 | 631 |
| Total interest expense | $10,406,000 | 312 |
| Net interest income | $20,822,000 | 786 |
| Provision for loan and lease losses | $7,139,000 | 301 |
| Total noninterest income | $1,025,000 | 2,758 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $918,000 | 1,167 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $107,000 | 5,043 |
| Total noninterest expense | $23,641,000 | 659 |
| Salaries and employee benefits | $9,586,000 | 817 |
| Premises and equipment expense | $5,130,000 | 367 |
| Additional noninterest expense | $8,925,000 | 603 |
| Pre-tax net operating income | $-8,933,000 | 7,139 |
| Securities gains (losses) | $4,235,000 | 87 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-4,698,000 | 7,096 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-4,698,000 | 7,096 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-4,698,000 | 7,096 |
| Net charge-offs | $5,071,000 | 455 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $638,000 | 210 |
| Net operating income | $-8,933,000 | 7,133 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $21,211,000 | 627 |
| Total interest expense | $7,029,000 | 316 |
| Net interest income | $14,182,000 | 771 |
| Provision for loan and lease losses | $5,666,000 | 261 |
| Total noninterest income | $1,002,000 | 2,145 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $637,000 | 1,115 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $365,000 | 2,779 |
| Total noninterest expense | $15,262,000 | 671 |
| Salaries and employee benefits | $6,405,000 | 811 |
| Premises and equipment expense | $3,503,000 | 359 |
| Additional noninterest expense | $5,354,000 | 657 |
| Pre-tax net operating income | $-5,744,000 | 7,194 |
| Securities gains (losses) | $2,215,000 | 124 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-3,529,000 | 7,161 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-3,529,000 | 7,161 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-3,529,000 | 7,161 |
| Net charge-offs | $3,357,000 | 480 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $429,000 | 185 |
| Net operating income | $-5,744,000 | 7,193 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $10,987,000 | 612 |
| Total interest expense | $3,521,000 | 325 |
| Net interest income | $7,466,000 | 731 |
| Provision for loan and lease losses | $1,664,000 | 421 |
| Total noninterest income | $542,000 | 2,040 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $339,000 | 1,035 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $203,000 | 2,634 |
| Total noninterest expense | $8,100,000 | 634 |
| Salaries and employee benefits | $3,284,000 | 784 |
| Premises and equipment expense | $1,827,000 | 344 |
| Additional noninterest expense | $2,989,000 | 584 |
| Pre-tax net operating income | $-1,756,000 | 7,227 |
| Securities gains (losses) | $218,000 | 568 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-1,538,000 | 7,223 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,538,000 | 7,223 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-1,538,000 | 7,223 |
| Net charge-offs | $411,000 | 1,233 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $229,000 | 151 |
| Net operating income | $-1,756,000 | 7,231 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $50,956,000 | 537 |
| Total interest expense | $21,032,000 | 263 |
| Net interest income | $29,924,000 | 723 |
| Provision for loan and lease losses | $8,866,000 | 463 |
| Total noninterest income | $1,650,000 | 2,305 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,497,000 | 981 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $153,000 | 4,830 |
| Total noninterest expense | $48,951,000 | 430 |
| Salaries and employee benefits | $13,825,000 | 709 |
| Premises and equipment expense | $7,317,000 | 358 |
| Additional noninterest expense | $27,809,000 | 303 |
| Pre-tax net operating income | $-26,243,000 | 7,317 |
| Securities gains (losses) | $16,765,000 | 41 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-9,478,000 | 7,206 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-9,478,000 | 7,206 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-9,478,000 | 7,206 |
| Net charge-offs | $20,202,000 | 254 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $1,296,000 | 289 |
| Net operating income | $-26,243,000 | 7,311 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $40,495,000 | 508 |
| Total interest expense | $17,598,000 | 245 |
| Net interest income | $22,897,000 | 718 |
| Provision for loan and lease losses | $8,493,000 | 363 |
| Total noninterest income | $2,676,000 | 1,328 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,143,000 | 966 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,533,000 | 1,318 |
| Total noninterest expense | $40,838,000 | 390 |
| Salaries and employee benefits | $10,358,000 | 717 |
| Premises and equipment expense | $5,604,000 | 351 |
| Additional noninterest expense | $24,876,000 | 250 |
| Pre-tax net operating income | $-23,758,000 | 7,411 |
| Securities gains (losses) | $16,262,000 | 40 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-7,496,000 | 7,310 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-7,496,000 | 7,310 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-7,496,000 | 7,310 |
| Net charge-offs | $16,591,000 | 226 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $957,000 | 280 |
| Net operating income | $-23,758,000 | 7,404 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $28,233,000 | 495 |
| Total interest expense | $13,093,000 | 235 |
| Net interest income | $15,140,000 | 728 |
| Provision for loan and lease losses | $6,421,000 | 336 |
| Total noninterest income | $777,000 | 2,360 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $775,000 | 948 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,000 | 6,876 |
| Total noninterest expense | $18,944,000 | 543 |
| Salaries and employee benefits | $6,986,000 | 709 |
| Premises and equipment expense | $3,774,000 | 357 |
| Additional noninterest expense | $8,184,000 | 467 |
| Pre-tax net operating income | $-9,448,000 | 7,441 |
| Securities gains (losses) | $7,218,000 | 42 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-2,230,000 | 7,232 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,230,000 | 7,232 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-2,230,000 | 7,233 |
| Net charge-offs | $11,755,000 | 241 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $625,000 | 200 |
| Net operating income | $-9,448,000 | 7,440 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $14,823,000 | 479 |
| Total interest expense | $7,090,000 | 229 |
| Net interest income | $7,733,000 | 715 |
| Provision for loan and lease losses | $3,845,000 | 302 |
| Total noninterest income | $262,000 | 3,067 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $411,000 | 866 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-149,000 | 7,403 |
| Total noninterest expense | $9,532,000 | 542 |
| Salaries and employee benefits | $3,452,000 | 725 |
| Premises and equipment expense | $1,919,000 | 354 |
| Additional noninterest expense | $4,161,000 | 453 |
| Pre-tax net operating income | $-5,382,000 | 7,507 |
| Securities gains (losses) | $3,745,000 | 37 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-1,637,000 | 7,376 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-1,637,000 | 7,377 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,637,000 | 7,377 |
| Net charge-offs | $3,130,000 | 389 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $305,000 | 172 |
| Net operating income | $-5,382,000 | 7,504 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $65,529,000 | 455 |
| Total interest expense | $35,905,000 | 210 |
| Net interest income | $29,624,000 | 745 |
| Provision for loan and lease losses | $27,596,000 | 278 |
| Total noninterest income | $-4,498,000 | 7,636 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,447,000 | 1,048 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-5,945,000 | 7,637 |
| Total noninterest expense | $41,562,000 | 509 |
| Salaries and employee benefits | $15,215,000 | 630 |
| Premises and equipment expense | $7,818,000 | 348 |
| Additional noninterest expense | $18,529,000 | 433 |
| Pre-tax net operating income | $-44,032,000 | 7,592 |
| Securities gains (losses) | $2,802,000 | 189 |
| Applicable income taxes | $-118,000 | 6,857 |
| Income before extraordinary items | $-41,112,000 | 7,586 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-41,112,000 | 7,586 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-41,112,000 | 7,586 |
| Net charge-offs | $34,473,000 | 219 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $1,238,000 | 339 |
| Net operating income | $-43,914,000 | 7,587 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $50,670,000 | 442 |
| Total interest expense | $27,742,000 | 212 |
| Net interest income | $22,928,000 | 713 |
| Provision for loan and lease losses | $18,105,000 | 303 |
| Total noninterest income | $-2,912,000 | 7,739 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,003,000 | 1,158 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-3,915,000 | 7,740 |
| Total noninterest expense | $29,580,000 | 524 |
| Salaries and employee benefits | $11,815,000 | 598 |
| Premises and equipment expense | $6,078,000 | 334 |
| Additional noninterest expense | $11,687,000 | 489 |
| Pre-tax net operating income | $-27,669,000 | 7,688 |
| Securities gains (losses) | $2,802,000 | 156 |
| Applicable income taxes | $-119,000 | 7,106 |
| Income before extraordinary items | $-24,748,000 | 7,683 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-24,748,000 | 7,683 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-24,748,000 | 7,683 |
| Net charge-offs | $20,270,000 | 250 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $925,000 | 304 |
| Net operating income | $-27,550,000 | 7,689 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $34,857,000 | 441 |
| Total interest expense | $19,051,000 | 215 |
| Net interest income | $15,806,000 | 678 |
| Provision for loan and lease losses | $12,508,000 | 296 |
| Total noninterest income | $-2,376,000 | 7,809 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $649,000 | 1,203 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-3,025,000 | 7,815 |
| Total noninterest expense | $19,487,000 | 525 |
| Salaries and employee benefits | $7,920,000 | 597 |
| Premises and equipment expense | $4,158,000 | 328 |
| Additional noninterest expense | $7,409,000 | 502 |
| Pre-tax net operating income | $-18,565,000 | 7,748 |
| Securities gains (losses) | $2,802,000 | 95 |
| Applicable income taxes | $-119,000 | 7,228 |
| Income before extraordinary items | $-15,644,000 | 7,734 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-15,644,000 | 7,734 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-15,644,000 | 7,734 |
| Net charge-offs | $15,507,000 | 238 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $663,000 | 239 |
| Net operating income | $-18,417,980 | 7,746 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $17,828,000 | 448 |
| Total interest expense | $9,738,000 | 230 |
| Net interest income | $8,090,000 | 672 |
| Provision for loan and lease losses | $5,226,000 | 361 |
| Total noninterest income | $-363,000 | 7,870 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $318,000 | 1,230 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-681,000 | 7,888 |
| Total noninterest expense | $10,031,000 | 513 |
| Salaries and employee benefits | $4,150,000 | 577 |
| Premises and equipment expense | $2,049,000 | 344 |
| Additional noninterest expense | $3,832,000 | 483 |
| Pre-tax net operating income | $-7,530,000 | 7,818 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-119,000 | 7,473 |
| Income before extraordinary items | $-7,411,000 | 7,824 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-7,411,000 | 7,825 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-7,411,000 | 7,825 |
| Net charge-offs | $7,167,000 | 250 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $328,000 | 184 |
| Net operating income | $-7,411,000 | 7,823 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $77,975,000 | 430 |
| Total interest expense | $45,887,000 | 246 |
| Net interest income | $32,088,000 | 662 |
| Provision for loan and lease losses | $47,116,000 | 257 |
| Total noninterest income | $1,529,000 | 2,524 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,369,000 | 1,264 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $160,000 | 4,987 |
| Total noninterest expense | $41,539,000 | 521 |
| Salaries and employee benefits | $17,187,000 | 557 |
| Premises and equipment expense | $8,327,000 | 335 |
| Additional noninterest expense | $16,025,000 | 524 |
| Pre-tax net operating income | $-55,038,000 | 7,869 |
| Securities gains (losses) | $17,606,000 | 47 |
| Applicable income taxes | $9,347,000 | 172 |
| Income before extraordinary items | $-46,779,000 | 7,864 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-46,779,000 | 7,864 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-46,779,000 | 7,864 |
| Net charge-offs | $47,824,000 | 206 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $808,000 | 456 |
| Net operating income | $-64,385,000 | 7,904 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $59,929,000 | 434 |
| Total interest expense | $35,601,000 | 261 |
| Net interest income | $24,328,000 | 662 |
| Provision for loan and lease losses | $40,093,000 | 241 |
| Total noninterest income | $1,656,000 | 2,025 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,022,000 | 1,265 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $634,000 | 2,438 |
| Total noninterest expense | $31,891,000 | 513 |
| Salaries and employee benefits | $13,902,000 | 538 |
| Premises and equipment expense | $5,879,000 | 354 |
| Additional noninterest expense | $12,110,000 | 497 |
| Pre-tax net operating income | $-46,000,000 | 7,972 |
| Securities gains (losses) | $17,618,000 | 43 |
| Applicable income taxes | $2,468,000 | 385 |
| Income before extraordinary items | $-30,850,000 | 7,951 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-30,850,000 | 7,950 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-30,850,000 | 7,950 |
| Net charge-offs | $39,079,000 | 199 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $662,000 | 390 |
| Net operating income | $-48,468,000 | 7,986 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $40,444,000 | 435 |
| Total interest expense | $25,016,000 | 264 |
| Net interest income | $15,428,000 | 698 |
| Provision for loan and lease losses | $24,435,000 | 252 |
| Total noninterest income | $1,476,000 | 1,681 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $662,000 | 1,283 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $814,000 | 1,631 |
| Total noninterest expense | $20,589,000 | 535 |
| Salaries and employee benefits | $9,261,000 | 544 |
| Premises and equipment expense | $3,992,000 | 359 |
| Additional noninterest expense | $7,336,000 | 549 |
| Pre-tax net operating income | $-28,120,000 | 8,053 |
| Securities gains (losses) | $11,847,000 | 49 |
| Applicable income taxes | $1,248,000 | 499 |
| Income before extraordinary items | $-17,521,000 | 8,023 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-17,521,000 | 8,023 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-17,521,000 | 8,023 |
| Net charge-offs | $23,099,000 | 213 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $443,000 | 361 |
| Net operating income | $-29,368,000 | 8,066 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $20,188,000 | 442 |
| Total interest expense | $13,451,000 | 257 |
| Net interest income | $6,737,000 | 801 |
| Provision for loan and lease losses | $19,042,000 | 164 |
| Total noninterest income | $649,000 | 1,790 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $333,000 | 1,240 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $316,000 | 1,882 |
| Total noninterest expense | $10,002,000 | 520 |
| Salaries and employee benefits | $4,599,000 | 551 |
| Premises and equipment expense | $1,986,000 | 361 |
| Additional noninterest expense | $3,417,000 | 511 |
| Pre-tax net operating income | $-21,658,000 | 8,154 |
| Securities gains (losses) | $8,379,000 | 40 |
| Applicable income taxes | $-1,907,000 | 8,084 |
| Income before extraordinary items | $-11,372,000 | 8,130 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-11,372,000 | 8,130 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-11,372,000 | 8,130 |
| Net charge-offs | $18,007,000 | 132 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $244,000 | 255 |
| Net operating income | $-18,577,940 | 8,151 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $98,123,000 | 397 |
| Total interest expense | $55,199,000 | 299 |
| Net interest income | $42,924,000 | 505 |
| Provision for loan and lease losses | $33,764,000 | 251 |
| Total noninterest income | $2,019,000 | 2,134 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,107,000 | 1,606 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $912,000 | 2,267 |
| Total noninterest expense | $36,593,000 | 550 |
| Salaries and employee benefits | $18,461,000 | 521 |
| Premises and equipment expense | $7,380,000 | 373 |
| Additional noninterest expense | $10,752,000 | 638 |
| Pre-tax net operating income | $-25,414,000 | 8,136 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-6,185,000 | 8,139 |
| Income before extraordinary items | $-19,229,000 | 8,091 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-19,229,000 | 8,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,183,000 | 265 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $792,000 | 461 |
| Net operating income | $-19,229,000 | 8,114 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $73,884,000 | 411 |
| Total interest expense | $40,566,000 | 320 |
| Net interest income | $33,318,000 | 508 |
| Provision for loan and lease losses | $28,549,000 | 195 |
| Total noninterest income | $1,400,000 | 2,320 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $822,000 | 1,632 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $578,000 | 2,588 |
| Total noninterest expense | $27,830,000 | 534 |
| Salaries and employee benefits | $14,657,000 | 510 |
| Premises and equipment expense | $5,399,000 | 396 |
| Additional noninterest expense | $7,774,000 | 623 |
| Pre-tax net operating income | $-21,661,000 | 8,291 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-7,910,000 | 8,300 |
| Income before extraordinary items | $-13,751,000 | 8,249 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-13,751,000 | 8,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,993,000 | 318 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $613,000 | 349 |
| Net operating income | $-13,751,000 | 8,273 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $49,905,000 | 413 |
| Total interest expense | $27,323,000 | 331 |
| Net interest income | $22,582,000 | 500 |
| Provision for loan and lease losses | $5,066,000 | 428 |
| Total noninterest income | $854,000 | 2,498 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $569,000 | 1,556 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $285,000 | 3,118 |
| Total noninterest expense | $17,818,000 | 555 |
| Salaries and employee benefits | $9,417,000 | 527 |
| Premises and equipment expense | $3,394,000 | 416 |
| Additional noninterest expense | $5,007,000 | 621 |
| Pre-tax net operating income | $552,000 | 4,196 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $377,000 | 1,934 |
| Income before extraordinary items | $175,000 | 5,794 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $175,000 | 5,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,722,000 | 612 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $391,000 | 292 |
| Net operating income | $175,000 | 5,729 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $25,417,000 | 418 |
| Total interest expense | $14,175,000 | 341 |
| Net interest income | $11,242,000 | 494 |
| Provision for loan and lease losses | $2,005,000 | 405 |
| Total noninterest income | $433,000 | 2,460 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $286,000 | 1,531 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $147,000 | 3,074 |
| Total noninterest expense | $9,435,000 | 527 |
| Salaries and employee benefits | $5,235,000 | 487 |
| Premises and equipment expense | $1,669,000 | 423 |
| Additional noninterest expense | $2,531,000 | 581 |
| Pre-tax net operating income | $235,000 | 4,646 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $166,000 | 2,194 |
| Income before extraordinary items | $69,000 | 6,288 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $69,000 | 6,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $272,000 | 1,041 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $174,000 | 231 |
| Net operating income | $69,000 | 6,193 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $100,209,000 | 437 |
| Total interest expense | $55,640,000 | 387 |
| Net interest income | $44,569,000 | 508 |
| Provision for loan and lease losses | $3,854,000 | 514 |
| Total noninterest income | $1,726,000 | 2,457 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $779,000 | 2,185 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $947,000 | 2,295 |
| Total noninterest expense | $41,114,000 | 466 |
| Salaries and employee benefits | $19,692,000 | 494 |
| Premises and equipment expense | $7,084,000 | 386 |
| Additional noninterest expense | $14,338,000 | 442 |
| Pre-tax net operating income | $1,327,000 | 4,140 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $468,000 | 2,827 |
| Income before extraordinary items | $859,000 | 4,636 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $859,000 | 4,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,208,000 | 569 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $551,000 | 519 |
| Net operating income | $859,000 | 4,626 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $73,231,000 | 449 |
| Total interest expense | $40,369,000 | 398 |
| Net interest income | $32,862,000 | 516 |
| Provision for loan and lease losses | $2,231,000 | 474 |
| Total noninterest income | $1,318,000 | 2,422 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $509,000 | 2,415 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $809,000 | 2,109 |
| Total noninterest expense | $30,712,000 | 464 |
| Salaries and employee benefits | $14,390,000 | 511 |
| Premises and equipment expense | $5,383,000 | 380 |
| Additional noninterest expense | $10,939,000 | 420 |
| Pre-tax net operating income | $1,237,000 | 3,873 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $531,000 | 2,454 |
| Income before extraordinary items | $706,000 | 4,639 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $706,000 | 4,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $912,000 | 687 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $380,000 | 458 |
| Net operating income | $706,000 | 4,629 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $46,588,000 | 482 |
| Total interest expense | $25,080,000 | 428 |
| Net interest income | $21,508,000 | 539 |
| Provision for loan and lease losses | $1,196,000 | 518 |
| Total noninterest income | $849,000 | 2,487 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $296,000 | 2,687 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $553,000 | 2,103 |
| Total noninterest expense | $20,031,000 | 488 |
| Salaries and employee benefits | $9,566,000 | 534 |
| Premises and equipment expense | $3,580,000 | 398 |
| Additional noninterest expense | $6,885,000 | 450 |
| Pre-tax net operating income | $1,130,000 | 3,244 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $491,000 | 2,095 |
| Income before extraordinary items | $639,000 | 4,033 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $639,000 | 4,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,420 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $319,000 | 373 |
| Net operating income | $639,000 | 4,020 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $23,081,000 | 487 |
| Total interest expense | $11,967,000 | 441 |
| Net interest income | $11,114,000 | 521 |
| Provision for loan and lease losses | $400,000 | 618 |
| Total noninterest income | $605,000 | 1,932 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $143,000 | 2,690 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $462,000 | 1,445 |
| Total noninterest expense | $10,482,000 | 477 |
| Salaries and employee benefits | $5,343,000 | 477 |
| Premises and equipment expense | $1,782,000 | 399 |
| Additional noninterest expense | $3,357,000 | 450 |
| Pre-tax net operating income | $837,000 | 2,489 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $263,000 | 2,023 |
| Income before extraordinary items | $574,000 | 2,736 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $574,000 | 2,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,890 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $175,000 | 265 |
| Net operating income | $574,000 | 2,721 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $78,603,000 | 530 |
| Total interest expense | $35,904,000 | 491 |
| Net interest income | $42,699,000 | 538 |
| Provision for loan and lease losses | $9,224,000 | 148 |
| Total noninterest income | $1,144,000 | 3,226 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $482,000 | 3,136 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $662,000 | 2,831 |
| Total noninterest expense | $31,153,000 | 586 |
| Salaries and employee benefits | $16,505,000 | 574 |
| Premises and equipment expense | $4,943,000 | 513 |
| Additional noninterest expense | $9,705,000 | 579 |
| Pre-tax net operating income | $3,466,000 | 2,505 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-2,618,000 | 8,659 |
| Income before extraordinary items | $6,084,000 | 1,216 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $6,084,000 | 1,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $708,000 | 903 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $5,043,000 | 309 |
| Net operating income | $6,084,000 | 1,202 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $55,763,000 | 558 |
| Total interest expense | $24,224,000 | 530 |
| Net interest income | $31,539,000 | 562 |
| Provision for loan and lease losses | $8,127,000 | 131 |
| Total noninterest income | $691,000 | 3,741 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $323,000 | 3,410 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $368,000 | 3,348 |
| Total noninterest expense | $22,496,000 | 619 |
| Salaries and employee benefits | $12,406,000 | 589 |
| Premises and equipment expense | $3,340,000 | 582 |
| Additional noninterest expense | $6,750,000 | 622 |
| Pre-tax net operating income | $1,607,000 | 3,630 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-3,273,000 | 8,731 |
| Income before extraordinary items | $4,880,000 | 1,171 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,880,000 | 1,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $688,000 | 623 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $5,250,000 | 229 |
| Net operating income | $4,880,000 | 1,158 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $33,887,000 | 594 |
| Total interest expense | $13,912,000 | 583 |
| Net interest income | $19,975,000 | 591 |
| Provision for loan and lease losses | $5,528,000 | 128 |
| Total noninterest income | $405,000 | 4,023 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $180,000 | 3,770 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $225,000 | 3,515 |
| Total noninterest expense | $14,343,000 | 646 |
| Salaries and employee benefits | $8,343,000 | 586 |
| Premises and equipment expense | $2,048,000 | 642 |
| Additional noninterest expense | $3,952,000 | 702 |
| Pre-tax net operating income | $509,000 | 5,366 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-3,620,000 | 8,770 |
| Income before extraordinary items | $4,129,000 | 938 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,129,000 | 939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $682,000 | 449 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $5,101,000 | 153 |
| Net operating income | $4,129,000 | 916 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $15,233,000 | 629 |
| Total interest expense | $5,905,000 | 634 |
| Net interest income | $9,328,000 | 619 |
| Provision for loan and lease losses | $1,842,000 | 175 |
| Total noninterest income | $166,000 | 4,402 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $68,000 | 4,286 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $98,000 | 3,749 |
| Total noninterest expense | $7,392,000 | 621 |
| Salaries and employee benefits | $4,880,000 | 508 |
| Premises and equipment expense | $1,003,000 | 655 |
| Additional noninterest expense | $1,509,000 | 881 |
| Pre-tax net operating income | $260,000 | 5,288 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $260,000 | 4,773 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $260,000 | 4,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $341,000 | 426 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $4,950,000 | 77 |
| Net operating income | $260,000 | 4,749 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $29,920,000 | 1,104 |
| Total interest expense | $10,522,000 | 1,065 |
| Net interest income | $19,398,000 | 1,119 |
| Provision for loan and lease losses | $7,967,000 | 175 |
| Total noninterest income | $344,000 | 6,053 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $193,000 | 5,107 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $151,000 | 5,718 |
| Total noninterest expense | $15,164,000 | 1,132 |
| Salaries and employee benefits | $9,184,000 | 1,000 |
| Premises and equipment expense | $2,207,000 | 1,096 |
| Additional noninterest expense | $3,773,000 | 1,354 |
| Pre-tax net operating income | $-3,389,000 | 8,803 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-3,389,000 | 8,809 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-3,389,000 | 8,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $108,565,000 | 12 |
| Net operating income | $-3,389,000 | 8,796 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $18,399,000 | 1,315 |
| Total interest expense | $6,144,000 | 1,303 |
| Net interest income | $12,255,000 | 1,330 |
| Provision for loan and lease losses | $4,598,000 | 203 |
| Total noninterest income | $212,000 | 6,484 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $148,000 | 5,101 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $64,000 | 6,654 |
| Total noninterest expense | $10,680,000 | 1,205 |
| Salaries and employee benefits | $6,554,000 | 1,046 |
| Premises and equipment expense | $1,626,000 | 1,108 |
| Additional noninterest expense | $2,500,000 | 1,507 |
| Pre-tax net operating income | $-2,811,000 | 8,832 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-2,811,000 | 8,838 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-2,811,000 | 8,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $51,793,000 | 14 |
| Net operating income | $-2,811,000 | 8,823 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $9,995,000 | 1,608 |
| Total interest expense | $3,250,000 | 1,544 |
| Net interest income | $6,745,000 | 1,592 |
| Provision for loan and lease losses | $2,505,000 | 222 |
| Total noninterest income | $210,000 | 5,633 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $92,000 | 5,209 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $118,000 | 4,849 |
| Total noninterest expense | $6,601,000 | 1,285 |
| Salaries and employee benefits | $3,978,000 | 1,145 |
| Premises and equipment expense | $959,000 | 1,246 |
| Additional noninterest expense | $1,664,000 | 1,503 |
| Pre-tax net operating income | $-2,151,000 | 8,843 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-2,151,000 | 8,849 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-2,151,000 | 8,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $4,222,000 | 153 |
| Net operating income | $-2,151,000 | 8,835 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,084,000 | 1,903 |
| Total interest expense | $1,257,000 | 1,889 |
| Net interest income | $2,827,000 | 1,902 |
| Provision for loan and lease losses | $1,536,000 | 187 |
| Total noninterest income | $64,000 | 6,628 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $44,000 | 5,270 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $20,000 | 6,849 |
| Total noninterest expense | $3,017,000 | 1,403 |
| Salaries and employee benefits | $1,923,000 | 1,191 |
| Premises and equipment expense | $399,000 | 1,515 |
| Additional noninterest expense | $695,000 | 1,779 |
| Pre-tax net operating income | $-1,662,000 | 8,918 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-1,662,000 | 8,919 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-1,662,000 | 8,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-1,662,000 | 8,908 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,753,000 | 6,657 |
| Total interest expense | $698,000 | 6,608 |
| Net interest income | $2,055,000 | 6,553 |
| Provision for loan and lease losses | $3,658,000 | 327 |
| Total noninterest income | $58,000 | 8,518 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $22,000 | 7,639 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $36,000 | 7,787 |
| Total noninterest expense | $6,109,000 | 2,585 |
| Salaries and employee benefits | $3,770,000 | 2,303 |
| Premises and equipment expense | $587,000 | 3,593 |
| Additional noninterest expense | $1,752,000 | 2,722 |
| Pre-tax net operating income | $-7,654,000 | 8,967 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-7,654,000 | 8,968 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-7,654,000 | 8,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $60,000,000 | 16 |
| Net operating income | $-7,654,000 | 8,960 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $699,000 | 8,499 |
| Total interest expense | $167,000 | 8,430 |
| Net interest income | $532,000 | 8,461 |
| Provision for loan and lease losses | $534,000 | 1,383 |
| Total noninterest income | $12,000 | 8,871 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $2,000 | 7,895 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $10,000 | 8,467 |
| Total noninterest expense | $2,898,000 | 3,818 |
| Salaries and employee benefits | $1,842,000 | 3,368 |
| Premises and equipment expense | $264,000 | 5,167 |
| Additional noninterest expense | $792,000 | 4,119 |
| Pre-tax net operating income | $-2,888,000 | 8,999 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-2,888,000 | 9,002 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-2,888,000 | 9,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $60,000,000 | 13 |
| Net operating income | $-2,888,000 | 8,991 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $69,000 | 9,024 |
| Total interest expense | $0 | 9,056 |
| Net interest income | $69,000 | 9,008 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $0 | 9,031 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $0 | 7,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $0 | 8,943 |
| Total noninterest expense | $907,000 | 6,333 |
| Salaries and employee benefits | $467,000 | 6,516 |
| Premises and equipment expense | $59,000 | 7,770 |
| Additional noninterest expense | $381,000 | 5,234 |
| Pre-tax net operating income | $-838,000 | 8,980 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-838,000 | 8,996 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-838,000 | 8,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $56,630,000 | 11 |
| Net operating income | $-838,000 | 8,977 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.