Home > Great Florida Bank > Net charge- offs to loans
Great Florida Bank, Net charge- offs to loans
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3961% | 349 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7721% | 683 |
| Percentage Net Loans Charged-off:Construction & development | 0.3255% | 1,214 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4444% | 1,125 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0757% | 272 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0372% | 444 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6100% | 582 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1560% | 406 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.6161% | 108 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6404% | 1,720 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6404% | 1,600 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4239% | 344 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8773% | 549 |
| Percentage Net Loans Charged-off:Construction & development | 0.4160% | 1,027 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5806% | 861 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4295% | 204 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0599% | 449 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5293% | 617 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2068% | 385 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.6988% | 139 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7061% | 1,438 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7061% | 1,328 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7880% | 796 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8974% | 605 |
| Percentage Net Loans Charged-off:Construction & development | 0.6278% | 842 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8346% | 617 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3097% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1915% | 425 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4847% | 613 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3853% | 363 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0662% | 5,422 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4092% | 1,992 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4092% | 1,867 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3282% | 422 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4946% | 313 |
| Percentage Net Loans Charged-off:Construction & development | 2.5477% | 359 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5966% | 297 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6110% | 183 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3453% | 383 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0855% | 717 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6887% | 301 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6604% | 1,376 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6604% | 1,246 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3005% | 745 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8888% | 1,147 |
| Percentage Net Loans Charged-off:Construction & development | -0.6302% | 6,258 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2424% | 2,133 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0582% | 791 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0566% | 320 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1629% | 284 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0260% | 359 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.9156% | 206 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3033% | 3,007 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3033% | 2,837 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7963% | 1,384 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8703% | 1,131 |
| Percentage Net Loans Charged-off:Construction & development | -0.1568% | 6,131 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2409% | 1,926 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1240% | 656 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8427% | 396 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2916% | 265 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7120% | 453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1060% | 2,799 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3549% | 2,582 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3549% | 2,413 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7719% | 1,423 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8429% | 1,156 |
| Percentage Net Loans Charged-off:Construction & development | -0.2334% | 6,204 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3639% | 1,466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2722% | 475 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6700% | 483 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6566% | 373 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6739% | 487 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1079% | 2,466 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4163% | 2,267 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4163% | 2,086 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1861% | 2,988 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1785% | 2,572 |
| Percentage Net Loans Charged-off:Construction & development | -4.2324% | 6,504 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0158% | 1,675 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0296% | 5,553 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7022% | 478 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8720% | 543 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9400% | 436 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2338% | 1,564 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7813% | 1,367 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7813% | 1,235 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1219% | 624 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2129% | 558 |
| Percentage Net Loans Charged-off:Construction & development | 7.0359% | 686 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2458% | 1,006 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.5010% | 246 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8025% | 1,523 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4455% | 619 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6732% | 1,739 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2681% | 1,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3365% | 3,400 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3324% | 3,138 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2847% | 522 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3521% | 453 |
| Percentage Net Loans Charged-off:Construction & development | 6.8713% | 645 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4703% | 748 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.9593% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6802% | 1,629 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5312% | 534 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5234% | 1,873 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6881% | 1,241 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4066% | 2,870 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4016% | 2,594 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3546% | 534 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5745% | 447 |
| Percentage Net Loans Charged-off:Construction & development | 5.9974% | 695 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0218% | 526 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6513% | 361 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0048% | 530 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0025% | 427 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0053% | 545 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1278% | 2,888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5494% | 2,307 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5406% | 1,973 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2277% | 1,133 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3439% | 925 |
| Percentage Net Loans Charged-off:Construction & development | 1.3498% | 1,129 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1139% | 1,636 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0046% | 5,688 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4708% | 402 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1950% | 319 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5396% | 380 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0365% | 2,298 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7781% | 1,630 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7602% | 1,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0266% | 542 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1403% | 466 |
| Percentage Net Loans Charged-off:Construction & development | 4.8367% | 1,271 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1853% | 2,866 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7452% | 553 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.3778% | 174 |
| Percentage Net Loans Charged-off: Home equity loans | 5.2301% | 151 |
| All other 1-4 family - Percent of loans charged-off, net | 4.1785% | 226 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4855% | 1,358 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3005% | 1,713 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3213% | 760 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3932% | 677 |
| Percentage Net Loans Charged-off:Construction & development | 4.1787% | 1,296 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1594% | 2,558 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3130% | 429 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8517% | 358 |
| Percentage Net Loans Charged-off: Home equity loans | 4.0129% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5836% | 434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1191% | 1,401 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6116% | 1,296 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6206% | 635 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8231% | 516 |
| Percentage Net Loans Charged-off:Construction & development | 5.5287% | 924 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1034% | 2,272 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7474% | 308 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.0145% | 344 |
| Percentage Net Loans Charged-off: Home equity loans | 4.0395% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7793% | 407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0570% | 1,966 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2077% | 925 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3654% | 712 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5258% | 567 |
| Percentage Net Loans Charged-off:Construction & development | 1.8913% | 1,232 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1902% | 1,465 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1054% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.2587% | 208 |
| Percentage Net Loans Charged-off: Home equity loans | 6.9804% | 105 |
| All other 1-4 family - Percent of loans charged-off, net | 3.6432% | 291 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3105% | 1,376 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6762% | 2,302 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6951% | 503 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3555% | 544 |
| Percentage Net Loans Charged-off:Construction & development | 7.5351% | 829 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9473% | 1,186 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6148% | 651 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4819% | 504 |
| Percentage Net Loans Charged-off: Home equity loans | 3.5590% | 275 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2441% | 581 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.6103% | 401 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2613% | 1,153 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.9752% | 356 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.5766% | 374 |
| Percentage Net Loans Charged-off:Construction & development | 8.6399% | 580 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1740% | 712 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3475% | 548 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1380% | 484 |
| Percentage Net Loans Charged-off: Home equity loans | 3.6158% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8121% | 617 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.2785% | 288 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0108% | 772 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.4761% | 452 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.8155% | 318 |
| Percentage Net Loans Charged-off:Construction & development | 10.2627% | 423 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1936% | 1,560 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5173% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8403% | 540 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4081% | 306 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7163% | 584 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7066% | 1,463 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1432% | 4,658 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.4375% | 184 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.9924% | 127 |
| Percentage Net Loans Charged-off:Construction & development | 15.8784% | 185 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4085% | 741 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3788% | 173 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3825% | 331 |
| Percentage Net Loans Charged-off: Home equity loans | 2.9457% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2589% | 355 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8342% | 744 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1443% | 3,876 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4732% | 786 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6475% | 532 |
| Percentage Net Loans Charged-off:Construction & development | 3.3494% | 754 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8547% | 211 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9394% | 657 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2666% | 374 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8738% | 686 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5925% | 2,492 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5532% | 3,525 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0092% | 1,861 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8215% | 1,051 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8595% | 738 |
| Percentage Net Loans Charged-off:Construction & development | 1.2943% | 943 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0054% | 6,207 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9858% | 481 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7979% | 406 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0226% | 426 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7882% | 1,555 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5761% | 2,994 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0120% | 1,584 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2648% | 2,328 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2459% | 1,510 |
| Percentage Net Loans Charged-off:Construction & development | 0.4353% | 1,054 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0083% | 6,173 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2194% | 1,371 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3367% | 538 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1969% | 1,364 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4779% | 1,669 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2688% | 3,737 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0172% | 1,366 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0843% | 3,228 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0979% | 1,711 |
| Percentage Net Loans Charged-off:Construction & development | 0.1082% | 949 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0167% | 6,115 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1488% | 1,215 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2650% | 400 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1272% | 1,176 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0515% | 971 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1813% | 2,828 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1319% | 1,813 |
| Percentage Net Loans Charged-off:Construction & development | 0.1134% | 1,167 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6051% | 101 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0204% | 2,923 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0245% | 2,654 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5452% | 1,794 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,698 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0554% | 1,526 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1010% | 3,174 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1190% | 1,332 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1663% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0281% | 2,184 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0339% | 1,957 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,220 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0496% | 1,337 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0015% | 5,466 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0472% | 1,211 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0010% | 4,496 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0324% | 918 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0721% | 3,837 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4618% | 1,697 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1185% | 1,215 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0980% | 2,756 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6311% | 1,113 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0439% | 1,262 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1555% | 1,838 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9837% | 775 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1740% | 1,456 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0424% | 571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,618 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,144 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,710 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,973 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,496 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,086 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | NA | NA |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |