Home > Great Eastern Bank of Florida > Income and Expense
Great Eastern Bank of Florida, Income and Expense
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $475,000 | 6,078 |
| Total interest expense | $25,000 | 6,657 |
| Net interest income | $450,000 | 5,947 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $79,000 | 5,192 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $36,000 | 4,669 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $43,000 | 4,893 |
| Total noninterest expense | $850,000 | 4,406 |
| Salaries and employee benefits | $312,000 | 5,268 |
| Premises and equipment expense | $90,000 | 4,538 |
| Additional noninterest expense | $448,000 | 3,229 |
| Pre-tax net operating income | $-321,000 | 6,802 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $7,000 | 4,068 |
| Income before extraordinary items | $-328,000 | 6,827 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-328,000 | 6,827 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-328,000 | 6,827 |
| Net charge-offs | $-2,000 | 5,471 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-328,000 | 6,812 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,121,000 | 6,062 |
| Total interest expense | $223,000 | 6,303 |
| Net interest income | $1,898,000 | 5,953 |
| Provision for loan and lease losses | $106,000 | 4,616 |
| Total noninterest income | $372,000 | 4,930 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $199,000 | 4,275 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $173,000 | 4,771 |
| Total noninterest expense | $2,743,000 | 4,938 |
| Salaries and employee benefits | $1,353,000 | 5,114 |
| Premises and equipment expense | $347,000 | 4,622 |
| Additional noninterest expense | $1,043,000 | 4,693 |
| Pre-tax net operating income | $-579,000 | 6,532 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $15,000 | 4,294 |
| Income before extraordinary items | $-594,000 | 6,615 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-594,000 | 6,609 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-594,000 | 6,611 |
| Net charge-offs | $402,000 | 2,931 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-594,000 | 6,563 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,603,000 | 6,149 |
| Total interest expense | $190,000 | 6,293 |
| Net interest income | $1,413,000 | 6,052 |
| Provision for loan and lease losses | $41,000 | 5,098 |
| Total noninterest income | $201,000 | 5,413 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $151,000 | 4,302 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $50,000 | 5,759 |
| Total noninterest expense | $2,091,000 | 4,946 |
| Salaries and employee benefits | $1,003,000 | 5,165 |
| Premises and equipment expense | $265,000 | 4,647 |
| Additional noninterest expense | $823,000 | 4,596 |
| Pre-tax net operating income | $-518,000 | 6,694 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $5,000 | 4,514 |
| Income before extraordinary items | $-523,000 | 6,761 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-523,000 | 6,760 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-523,000 | 6,760 |
| Net charge-offs | $-7,000 | 6,541 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-523,000 | 6,710 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,068,000 | 6,192 |
| Total interest expense | $140,000 | 6,278 |
| Net interest income | $928,000 | 6,116 |
| Provision for loan and lease losses | $41,000 | 4,719 |
| Total noninterest income | $247,000 | 4,562 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $99,000 | 4,325 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $148,000 | 4,096 |
| Total noninterest expense | $1,466,000 | 4,873 |
| Salaries and employee benefits | $670,000 | 5,187 |
| Premises and equipment expense | $178,000 | 4,645 |
| Additional noninterest expense | $618,000 | 4,319 |
| Pre-tax net operating income | $-332,000 | 6,717 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $4,000 | 4,475 |
| Income before extraordinary items | $-336,000 | 6,797 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-336,000 | 6,797 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-336,000 | 6,797 |
| Net charge-offs | $-4,000 | 6,440 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-336,000 | 6,742 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $533,000 | 6,254 |
| Total interest expense | $76,000 | 6,275 |
| Net interest income | $457,000 | 6,185 |
| Provision for loan and lease losses | $41,000 | 3,896 |
| Total noninterest income | $70,000 | 5,439 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $46,000 | 4,450 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $24,000 | 5,550 |
| Total noninterest expense | $822,000 | 4,585 |
| Salaries and employee benefits | $336,000 | 5,221 |
| Premises and equipment expense | $90,000 | 4,629 |
| Additional noninterest expense | $396,000 | 3,657 |
| Pre-tax net operating income | $-336,000 | 6,964 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $5,000 | 4,246 |
| Income before extraordinary items | $-341,000 | 7,007 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-341,000 | 7,007 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-341,000 | 7,007 |
| Net charge-offs | $-2,000 | 6,038 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-341,000 | 6,986 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,322,000 | 6,220 |
| Total interest expense | $411,000 | 6,161 |
| Net interest income | $1,911,000 | 6,162 |
| Provision for loan and lease losses | $1,161,000 | 2,211 |
| Total noninterest income | $259,000 | 5,428 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $215,000 | 4,249 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $44,000 | 6,006 |
| Total noninterest expense | $2,770,000 | 5,095 |
| Salaries and employee benefits | $1,395,000 | 5,147 |
| Premises and equipment expense | $375,000 | 4,712 |
| Additional noninterest expense | $1,000,000 | 4,900 |
| Pre-tax net operating income | $-1,761,000 | 6,753 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-106,000 | 6,821 |
| Income before extraordinary items | $-1,655,000 | 6,786 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,655,000 | 6,786 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,655,000 | 6,786 |
| Net charge-offs | $1,033,000 | 2,323 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-1,655,000 | 6,756 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,798,000 | 6,234 |
| Total interest expense | $322,000 | 6,207 |
| Net interest income | $1,476,000 | 6,154 |
| Provision for loan and lease losses | $1,061,000 | 1,891 |
| Total noninterest income | $159,000 | 5,759 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $161,000 | 4,268 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-2,000 | 6,887 |
| Total noninterest expense | $2,076,000 | 5,103 |
| Salaries and employee benefits | $1,065,000 | 5,095 |
| Premises and equipment expense | $285,000 | 4,738 |
| Additional noninterest expense | $726,000 | 5,001 |
| Pre-tax net operating income | $-1,502,000 | 6,922 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-1,502,000 | 6,982 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,502,000 | 6,983 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,502,000 | 6,983 |
| Net charge-offs | $723,000 | 2,254 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,502,000 | 6,957 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,227,000 | 6,241 |
| Total interest expense | $225,000 | 6,246 |
| Net interest income | $1,002,000 | 6,158 |
| Provision for loan and lease losses | $583,000 | 2,143 |
| Total noninterest income | $75,000 | 6,205 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $107,000 | 4,260 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-32,000 | 7,103 |
| Total noninterest expense | $1,390,000 | 5,136 |
| Salaries and employee benefits | $719,000 | 5,095 |
| Premises and equipment expense | $194,000 | 4,729 |
| Additional noninterest expense | $477,000 | 5,110 |
| Pre-tax net operating income | $-896,000 | 6,948 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-896,000 | 6,998 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-896,000 | 6,997 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-896,000 | 6,998 |
| Net charge-offs | $476,000 | 2,200 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-896,000 | 6,982 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $621,000 | 6,255 |
| Total interest expense | $121,000 | 6,223 |
| Net interest income | $500,000 | 6,181 |
| Provision for loan and lease losses | $291,000 | 2,044 |
| Total noninterest income | $120,000 | 4,596 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $54,000 | 4,208 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $66,000 | 4,229 |
| Total noninterest expense | $692,000 | 5,188 |
| Salaries and employee benefits | $357,000 | 5,171 |
| Premises and equipment expense | $96,000 | 4,808 |
| Additional noninterest expense | $239,000 | 5,117 |
| Pre-tax net operating income | $-363,000 | 7,001 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-363,000 | 7,046 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-363,000 | 7,046 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-363,000 | 7,046 |
| Net charge-offs | $206,000 | 2,100 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-363,000 | 7,032 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,966,000 | 6,057 |
| Total interest expense | $707,000 | 5,953 |
| Net interest income | $2,259,000 | 5,998 |
| Provision for loan and lease losses | $854,000 | 3,308 |
| Total noninterest income | $-624,000 | 7,506 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $209,000 | 4,327 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-833,000 | 7,467 |
| Total noninterest expense | $2,960,000 | 5,056 |
| Salaries and employee benefits | $1,540,000 | 4,994 |
| Premises and equipment expense | $408,000 | 4,708 |
| Additional noninterest expense | $1,012,000 | 5,059 |
| Pre-tax net operating income | $-2,179,000 | 6,802 |
| Securities gains (losses) | $53,000 | 2,618 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-2,126,000 | 6,871 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,126,000 | 6,871 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-2,126,000 | 6,872 |
| Net charge-offs | $1,323,000 | 2,320 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $2,032,000 | 262 |
| Net operating income | $-2,179,000 | 6,853 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,210,000 | 6,186 |
| Total interest expense | $564,000 | 5,981 |
| Net interest income | $1,646,000 | 6,147 |
| Provision for loan and lease losses | $735,000 | 2,980 |
| Total noninterest income | $-473,000 | 7,636 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $147,000 | 4,518 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-620,000 | 7,600 |
| Total noninterest expense | $2,239,000 | 5,058 |
| Salaries and employee benefits | $1,162,000 | 5,007 |
| Premises and equipment expense | $310,000 | 4,751 |
| Additional noninterest expense | $767,000 | 5,034 |
| Pre-tax net operating income | $-1,801,000 | 7,027 |
| Securities gains (losses) | $53,000 | 2,375 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-1,748,000 | 7,093 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,748,000 | 7,091 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,748,000 | 7,093 |
| Net charge-offs | $1,319,000 | 1,899 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $2,032,000 | 202 |
| Net operating income | $-1,801,000 | 7,078 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,491,000 | 6,206 |
| Total interest expense | $393,000 | 6,005 |
| Net interest income | $1,098,000 | 6,181 |
| Provision for loan and lease losses | $688,000 | 2,405 |
| Total noninterest income | $-423,000 | 7,730 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $88,000 | 4,706 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-511,000 | 7,711 |
| Total noninterest expense | $1,513,000 | 5,053 |
| Salaries and employee benefits | $801,000 | 4,921 |
| Premises and equipment expense | $217,000 | 4,649 |
| Additional noninterest expense | $495,000 | 5,117 |
| Pre-tax net operating income | $-1,526,000 | 7,173 |
| Securities gains (losses) | $53,000 | 1,843 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-1,473,000 | 7,232 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,473,000 | 7,231 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,473,000 | 7,232 |
| Net charge-offs | $1,082,000 | 1,643 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,526,000 | 7,240 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $736,000 | 6,308 |
| Total interest expense | $201,000 | 6,074 |
| Net interest income | $535,000 | 6,271 |
| Provision for loan and lease losses | $688,000 | 1,496 |
| Total noninterest income | $-172,000 | 7,833 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $44,000 | 4,703 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-216,000 | 7,812 |
| Total noninterest expense | $777,000 | 5,010 |
| Salaries and employee benefits | $411,000 | 4,917 |
| Premises and equipment expense | $106,000 | 4,797 |
| Additional noninterest expense | $260,000 | 5,002 |
| Pre-tax net operating income | $-1,102,000 | 7,445 |
| Securities gains (losses) | $53,000 | 1,119 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-1,049,000 | 7,478 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,049,000 | 7,478 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,049,000 | 7,479 |
| Net charge-offs | $887,000 | 1,124 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-1,102,000 | 7,486 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,656,000 | 5,922 |
| Total interest expense | $1,366,000 | 5,369 |
| Net interest income | $2,290,000 | 6,057 |
| Provision for loan and lease losses | $1,986,000 | 2,484 |
| Total noninterest income | $-46,000 | 7,751 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $258,000 | 4,175 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-304,000 | 7,737 |
| Total noninterest expense | $3,415,000 | 4,797 |
| Salaries and employee benefits | $1,749,000 | 4,741 |
| Premises and equipment expense | $473,000 | 4,522 |
| Additional noninterest expense | $1,193,000 | 4,763 |
| Pre-tax net operating income | $-3,157,000 | 6,924 |
| Securities gains (losses) | $259,000 | 1,353 |
| Applicable income taxes | $540,000 | 1,483 |
| Income before extraordinary items | $-3,438,000 | 7,066 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,438,000 | 7,064 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-3,438,000 | 7,064 |
| Net charge-offs | $2,162,000 | 1,942 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-3,697,000 | 7,112 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,799,000 | 5,940 |
| Total interest expense | $1,136,000 | 5,270 |
| Net interest income | $1,663,000 | 6,144 |
| Provision for loan and lease losses | $1,296,000 | 2,419 |
| Total noninterest income | $-159,000 | 7,944 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $189,000 | 4,233 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-348,000 | 7,924 |
| Total noninterest expense | $2,624,000 | 4,724 |
| Salaries and employee benefits | $1,326,000 | 4,748 |
| Premises and equipment expense | $358,000 | 4,549 |
| Additional noninterest expense | $940,000 | 4,591 |
| Pre-tax net operating income | $-2,416,000 | 7,165 |
| Securities gains (losses) | $259,000 | 1,117 |
| Applicable income taxes | $-811,000 | 7,486 |
| Income before extraordinary items | $-1,346,000 | 6,933 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,346,000 | 6,934 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,346,000 | 6,934 |
| Net charge-offs | $1,722,000 | 1,647 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,511,760 | 6,995 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,892,000 | 5,972 |
| Total interest expense | $844,000 | 5,140 |
| Net interest income | $1,048,000 | 6,292 |
| Provision for loan and lease losses | $624,000 | 2,645 |
| Total noninterest income | $-273,000 | 8,083 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $117,000 | 4,337 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-390,000 | 8,065 |
| Total noninterest expense | $1,702,000 | 4,855 |
| Salaries and employee benefits | $892,000 | 4,770 |
| Premises and equipment expense | $239,000 | 4,576 |
| Additional noninterest expense | $571,000 | 4,867 |
| Pre-tax net operating income | $-1,551,000 | 7,257 |
| Securities gains (losses) | $166,000 | 1,139 |
| Applicable income taxes | $-521,000 | 7,589 |
| Income before extraordinary items | $-864,000 | 7,070 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-864,000 | 7,069 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-864,000 | 7,069 |
| Net charge-offs | $1,138,000 | 1,544 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-970,240 | 7,130 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $967,000 | 5,956 |
| Total interest expense | $471,000 | 4,992 |
| Net interest income | $496,000 | 6,424 |
| Provision for loan and lease losses | $314,000 | 2,246 |
| Total noninterest income | $84,000 | 5,504 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $59,000 | 4,277 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $25,000 | 5,902 |
| Total noninterest expense | $778,000 | 5,050 |
| Salaries and employee benefits | $468,000 | 4,686 |
| Premises and equipment expense | $119,000 | 4,641 |
| Additional noninterest expense | $191,000 | 5,708 |
| Pre-tax net operating income | $-512,000 | 7,336 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-193,000 | 7,699 |
| Income before extraordinary items | $-319,000 | 7,234 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-319,000 | 7,234 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-319,000 | 7,235 |
| Net charge-offs | $550,000 | 1,305 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-319,000 | 7,184 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,239,000 | 5,334 |
| Total interest expense | $2,452,000 | 4,797 |
| Net interest income | $2,787,000 | 5,623 |
| Provision for loan and lease losses | $1,504,000 | 2,153 |
| Total noninterest income | $383,000 | 5,356 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $281,000 | 4,137 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $102,000 | 5,897 |
| Total noninterest expense | $3,544,000 | 4,597 |
| Salaries and employee benefits | $2,081,000 | 4,318 |
| Premises and equipment expense | $505,000 | 4,432 |
| Additional noninterest expense | $958,000 | 4,953 |
| Pre-tax net operating income | $-1,878,000 | 7,321 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-706,000 | 7,610 |
| Income before extraordinary items | $-1,172,000 | 7,070 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,172,000 | 7,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $879,000 | 2,108 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $3,027,000 | 268 |
| Net operating income | $-1,172,000 | 7,191 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,899,000 | 5,415 |
| Total interest expense | $1,850,000 | 4,888 |
| Net interest income | $2,049,000 | 5,724 |
| Provision for loan and lease losses | $850,000 | 2,014 |
| Total noninterest income | $304,000 | 5,349 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $208,000 | 4,172 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $96,000 | 5,695 |
| Total noninterest expense | $2,716,000 | 4,515 |
| Salaries and employee benefits | $1,609,000 | 4,241 |
| Premises and equipment expense | $391,000 | 4,371 |
| Additional noninterest expense | $716,000 | 4,887 |
| Pre-tax net operating income | $-1,213,000 | 7,637 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-456,000 | 7,854 |
| Income before extraordinary items | $-757,000 | 7,378 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-757,000 | 7,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $426,000 | 2,143 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $3,027,000 | 188 |
| Net operating income | $-757,000 | 7,497 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,511,000 | 5,583 |
| Total interest expense | $1,274,000 | 4,951 |
| Net interest income | $1,237,000 | 5,989 |
| Provision for loan and lease losses | $700,000 | 1,528 |
| Total noninterest income | $190,000 | 5,535 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $132,000 | 4,292 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $58,000 | 5,909 |
| Total noninterest expense | $1,832,000 | 4,512 |
| Salaries and employee benefits | $1,055,000 | 4,348 |
| Premises and equipment expense | $257,000 | 4,428 |
| Additional noninterest expense | $520,000 | 4,615 |
| Pre-tax net operating income | $-1,105,000 | 7,961 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-344,000 | 8,097 |
| Income before extraordinary items | $-761,000 | 7,875 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-761,000 | 7,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $380,000 | 1,558 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $3,027,000 | 128 |
| Net operating income | $-761,000 | 7,853 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,361,000 | 5,455 |
| Total interest expense | $686,000 | 4,932 |
| Net interest income | $675,000 | 5,784 |
| Provision for loan and lease losses | $25,000 | 4,682 |
| Total noninterest income | $93,000 | 5,583 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $66,000 | 4,266 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $27,000 | 6,042 |
| Total noninterest expense | $936,000 | 4,441 |
| Salaries and employee benefits | $546,000 | 4,253 |
| Premises and equipment expense | $126,000 | 4,494 |
| Additional noninterest expense | $264,000 | 4,521 |
| Pre-tax net operating income | $-193,000 | 7,749 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-57,000 | 8,050 |
| Income before extraordinary items | $-136,000 | 7,732 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-136,000 | 7,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-136,000 | 7,694 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,472,000 | 4,972 |
| Total interest expense | $3,110,000 | 4,688 |
| Net interest income | $3,362,000 | 5,175 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $408,000 | 5,452 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $289,000 | 4,157 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $119,000 | 5,953 |
| Total noninterest expense | $3,420,000 | 4,604 |
| Salaries and employee benefits | $2,083,000 | 4,269 |
| Premises and equipment expense | $497,000 | 4,378 |
| Additional noninterest expense | $840,000 | 5,185 |
| Pre-tax net operating income | $350,000 | 6,436 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $135,000 | 4,224 |
| Income before extraordinary items | $215,000 | 6,732 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $215,000 | 6,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,587 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $215,000 | 6,712 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,935,000 | 4,934 |
| Total interest expense | $2,352,000 | 4,673 |
| Net interest income | $2,583,000 | 5,106 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $287,000 | 5,624 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $199,000 | 4,351 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $88,000 | 6,009 |
| Total noninterest expense | $2,382,000 | 4,808 |
| Salaries and employee benefits | $1,578,000 | 4,211 |
| Premises and equipment expense | $393,000 | 4,223 |
| Additional noninterest expense | $411,000 | 6,323 |
| Pre-tax net operating income | $488,000 | 5,820 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $184,000 | 3,813 |
| Income before extraordinary items | $304,000 | 6,299 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $304,000 | 6,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,520 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $304,000 | 6,294 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,375,000 | 4,876 |
| Total interest expense | $1,593,000 | 4,603 |
| Net interest income | $1,782,000 | 5,030 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $192,000 | 5,650 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $127,000 | 4,442 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $65,000 | 5,877 |
| Total noninterest expense | $1,576,000 | 4,858 |
| Salaries and employee benefits | $1,077,000 | 4,177 |
| Premises and equipment expense | $265,000 | 4,205 |
| Additional noninterest expense | $234,000 | 6,755 |
| Pre-tax net operating income | $398,000 | 5,534 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $150,000 | 3,652 |
| Income before extraordinary items | $248,000 | 6,032 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $248,000 | 6,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,346 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $248,000 | 6,016 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,668,000 | 4,908 |
| Total interest expense | $789,000 | 4,608 |
| Net interest income | $879,000 | 5,068 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $113,000 | 5,260 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $74,000 | 4,056 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $39,000 | 5,553 |
| Total noninterest expense | $807,000 | 4,778 |
| Salaries and employee benefits | $558,000 | 4,088 |
| Premises and equipment expense | $135,000 | 4,167 |
| Additional noninterest expense | $114,000 | 6,823 |
| Pre-tax net operating income | $185,000 | 5,650 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $70,000 | 3,742 |
| Income before extraordinary items | $115,000 | 6,160 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $115,000 | 6,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,606 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $115,000 | 6,145 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,419,000 | 4,794 |
| Total interest expense | $2,608,000 | 4,705 |
| Net interest income | $3,811,000 | 4,799 |
| Provision for loan and lease losses | $198,000 | 3,566 |
| Total noninterest income | $648,000 | 4,535 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $385,000 | 3,611 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $263,000 | 4,550 |
| Total noninterest expense | $3,642,000 | 4,272 |
| Salaries and employee benefits | $1,688,000 | 4,827 |
| Premises and equipment expense | $536,000 | 4,074 |
| Additional noninterest expense | $1,418,000 | 3,451 |
| Pre-tax net operating income | $619,000 | 6,130 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $180,000 | 4,409 |
| Income before extraordinary items | $439,000 | 6,369 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $439,000 | 6,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-42,000 | 8,326 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $439,000 | 6,371 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,746,000 | 4,827 |
| Total interest expense | $1,847,000 | 4,775 |
| Net interest income | $2,899,000 | 4,787 |
| Provision for loan and lease losses | $183,000 | 3,023 |
| Total noninterest income | $503,000 | 4,459 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $292,000 | 3,627 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $211,000 | 4,427 |
| Total noninterest expense | $2,655,000 | 4,339 |
| Salaries and employee benefits | $1,203,000 | 4,961 |
| Premises and equipment expense | $418,000 | 3,998 |
| Additional noninterest expense | $1,034,000 | 3,522 |
| Pre-tax net operating income | $564,000 | 5,992 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $268,000 | 3,737 |
| Income before extraordinary items | $296,000 | 6,738 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $296,000 | 6,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-42,000 | 8,305 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $296,000 | 6,740 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,051,000 | 4,890 |
| Total interest expense | $1,085,000 | 5,006 |
| Net interest income | $1,966,000 | 4,763 |
| Provision for loan and lease losses | $30,000 | 4,987 |
| Total noninterest income | $366,000 | 4,248 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $200,000 | 3,543 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $166,000 | 4,110 |
| Total noninterest expense | $1,702,000 | 4,492 |
| Salaries and employee benefits | $796,000 | 4,995 |
| Premises and equipment expense | $281,000 | 3,972 |
| Additional noninterest expense | $625,000 | 3,792 |
| Pre-tax net operating income | $600,000 | 4,992 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $224,000 | 3,466 |
| Income before extraordinary items | $376,000 | 5,532 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $376,000 | 5,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,958 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $376,000 | 5,532 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,350,000 | 5,242 |
| Total interest expense | $491,000 | 5,167 |
| Net interest income | $859,000 | 5,185 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $148,000 | 4,717 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $112,000 | 3,228 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $36,000 | 5,743 |
| Total noninterest expense | $863,000 | 4,458 |
| Salaries and employee benefits | $397,000 | 5,037 |
| Premises and equipment expense | $136,000 | 4,066 |
| Additional noninterest expense | $330,000 | 3,609 |
| Pre-tax net operating income | $129,000 | 6,692 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $53,000 | 4,415 |
| Income before extraordinary items | $76,000 | 7,105 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $76,000 | 7,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 3,919 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $76,000 | 7,111 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,445,000 | 5,523 |
| Total interest expense | $1,710,000 | 4,887 |
| Net interest income | $2,735,000 | 5,800 |
| Provision for loan and lease losses | $58,000 | 5,597 |
| Total noninterest income | $605,000 | 4,766 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $456,000 | 3,247 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $149,000 | 5,744 |
| Total noninterest expense | $2,519,000 | 5,358 |
| Salaries and employee benefits | $1,409,000 | 5,264 |
| Premises and equipment expense | $473,000 | 4,341 |
| Additional noninterest expense | $637,000 | 5,861 |
| Pre-tax net operating income | $763,000 | 5,981 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $217,000 | 4,562 |
| Income before extraordinary items | $546,000 | 6,194 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $546,000 | 6,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 3,834 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $709,000 | 513 |
| Net operating income | $546,000 | 6,162 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,193,000 | 5,618 |
| Total interest expense | $1,213,000 | 4,909 |
| Net interest income | $1,980,000 | 5,913 |
| Provision for loan and lease losses | $43,000 | 5,499 |
| Total noninterest income | $458,000 | 4,771 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $354,000 | 3,180 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $104,000 | 5,876 |
| Total noninterest expense | $1,827,000 | 5,430 |
| Salaries and employee benefits | $1,044,000 | 5,282 |
| Premises and equipment expense | $352,000 | 4,350 |
| Additional noninterest expense | $431,000 | 6,157 |
| Pre-tax net operating income | $568,000 | 6,142 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $179,000 | 4,578 |
| Income before extraordinary items | $389,000 | 6,431 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $389,000 | 6,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,271 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $709,000 | 374 |
| Net operating income | $389,000 | 6,388 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,991,000 | 5,747 |
| Total interest expense | $742,000 | 4,980 |
| Net interest income | $1,249,000 | 6,063 |
| Provision for loan and lease losses | $28,000 | 5,395 |
| Total noninterest income | $298,000 | 4,804 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $223,000 | 3,255 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $75,000 | 5,733 |
| Total noninterest expense | $1,195,000 | 5,490 |
| Salaries and employee benefits | $673,000 | 5,369 |
| Premises and equipment expense | $227,000 | 4,414 |
| Additional noninterest expense | $295,000 | 6,052 |
| Pre-tax net operating income | $324,000 | 6,438 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $110,000 | 4,694 |
| Income before extraordinary items | $214,000 | 6,812 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $214,000 | 6,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,682 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $709,000 | 262 |
| Net operating income | $214,000 | 6,760 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $963,000 | 5,840 |
| Total interest expense | $357,000 | 5,001 |
| Net interest income | $606,000 | 6,199 |
| Provision for loan and lease losses | $13,000 | 5,229 |
| Total noninterest income | $140,000 | 4,884 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $105,000 | 3,325 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $35,000 | 5,892 |
| Total noninterest expense | $619,000 | 5,416 |
| Salaries and employee benefits | $353,000 | 5,264 |
| Premises and equipment expense | $109,000 | 4,578 |
| Additional noninterest expense | $157,000 | 5,849 |
| Pre-tax net operating income | $114,000 | 7,033 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $45,000 | 4,902 |
| Income before extraordinary items | $69,000 | 7,447 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $69,000 | 7,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,609 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $709,000 | 140 |
| Net operating income | $69,000 | 7,418 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,458,000 | 6,010 |
| Total interest expense | $1,254,000 | 4,993 |
| Net interest income | $2,204,000 | 6,369 |
| Provision for loan and lease losses | $237,000 | 3,402 |
| Total noninterest income | $992,000 | 3,579 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $534,000 | 2,989 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $458,000 | 3,477 |
| Total noninterest expense | $2,434,000 | 5,401 |
| Salaries and employee benefits | $1,256,000 | 5,557 |
| Premises and equipment expense | $469,000 | 4,285 |
| Additional noninterest expense | $709,000 | 5,483 |
| Pre-tax net operating income | $525,000 | 6,639 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $190,000 | 4,820 |
| Income before extraordinary items | $335,000 | 7,080 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $335,000 | 7,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 4,793 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $335,000 | 7,028 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,486,000 | 6,125 |
| Total interest expense | $909,000 | 5,062 |
| Net interest income | $1,577,000 | 6,504 |
| Provision for loan and lease losses | $228,000 | 2,737 |
| Total noninterest income | $835,000 | 3,317 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $418,000 | 2,899 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $417,000 | 3,122 |
| Total noninterest expense | $1,865,000 | 5,283 |
| Salaries and employee benefits | $953,000 | 5,474 |
| Premises and equipment expense | $351,000 | 4,276 |
| Additional noninterest expense | $561,000 | 5,277 |
| Pre-tax net operating income | $319,000 | 7,109 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $91,000 | 5,444 |
| Income before extraordinary items | $228,000 | 7,315 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $228,000 | 7,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,105 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $228,000 | 7,254 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,644,000 | 6,169 |
| Total interest expense | $592,000 | 5,136 |
| Net interest income | $1,052,000 | 6,523 |
| Provision for loan and lease losses | $219,000 | 2,051 |
| Total noninterest income | $645,000 | 3,011 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $284,000 | 2,832 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $361,000 | 2,681 |
| Total noninterest expense | $1,269,000 | 5,236 |
| Salaries and employee benefits | $652,000 | 5,431 |
| Premises and equipment expense | $229,000 | 4,352 |
| Additional noninterest expense | $388,000 | 5,166 |
| Pre-tax net operating income | $209,000 | 7,115 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $55,000 | 5,541 |
| Income before extraordinary items | $154,000 | 7,295 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $154,000 | 7,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,035 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $154,000 | 7,229 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $820,000 | 6,191 |
| Total interest expense | $291,000 | 5,256 |
| Net interest income | $529,000 | 6,537 |
| Provision for loan and lease losses | $210,000 | 1,111 |
| Total noninterest income | $450,000 | 2,341 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $140,000 | 2,809 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $310,000 | 1,842 |
| Total noninterest expense | $664,000 | 5,087 |
| Salaries and employee benefits | $343,000 | 5,260 |
| Premises and equipment expense | $111,000 | 4,485 |
| Additional noninterest expense | $210,000 | 4,897 |
| Pre-tax net operating income | $105,000 | 7,071 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $28,000 | 5,476 |
| Income before extraordinary items | $77,000 | 7,289 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $77,000 | 7,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,902 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $77,000 | 7,204 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,988,000 | 6,527 |
| Total interest expense | $1,253,000 | 5,423 |
| Net interest income | $1,735,000 | 7,015 |
| Provision for loan and lease losses | $110,000 | 5,170 |
| Total noninterest income | $1,012,000 | 3,706 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $815,000 | 2,094 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $197,000 | 5,315 |
| Total noninterest expense | $2,326,000 | 5,480 |
| Salaries and employee benefits | $1,292,000 | 5,376 |
| Premises and equipment expense | $430,000 | 4,505 |
| Additional noninterest expense | $604,000 | 5,971 |
| Pre-tax net operating income | $311,000 | 7,395 |
| Securities gains (losses) | $1,000 | 4,307 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $312,000 | 7,229 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $312,000 | 7,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,670 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $311,000 | 7,088 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,221,000 | 6,638 |
| Total interest expense | $953,000 | 5,530 |
| Net interest income | $1,268,000 | 7,109 |
| Provision for loan and lease losses | $95,000 | 4,748 |
| Total noninterest income | $759,000 | 3,758 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $610,000 | 2,113 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $149,000 | 5,342 |
| Total noninterest expense | $1,743,000 | 5,451 |
| Salaries and employee benefits | $964,000 | 5,379 |
| Premises and equipment expense | $336,000 | 4,381 |
| Additional noninterest expense | $443,000 | 6,030 |
| Pre-tax net operating income | $189,000 | 7,784 |
| Securities gains (losses) | $1,000 | 4,000 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $190,000 | 7,646 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $190,000 | 7,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,233 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $189,000 | 7,503 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,470,000 | 6,728 |
| Total interest expense | $637,000 | 5,643 |
| Net interest income | $833,000 | 7,164 |
| Provision for loan and lease losses | $80,000 | 4,288 |
| Total noninterest income | $389,000 | 4,318 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $293,000 | 2,703 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $96,000 | 5,386 |
| Total noninterest expense | $1,130,000 | 5,545 |
| Salaries and employee benefits | $648,000 | 5,371 |
| Premises and equipment expense | $215,000 | 4,496 |
| Additional noninterest expense | $267,000 | 6,335 |
| Pre-tax net operating income | $12,000 | 8,597 |
| Securities gains (losses) | $1,000 | 3,586 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $13,000 | 8,689 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $13,000 | 8,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,844 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $12,000 | 8,578 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $724,000 | 6,811 |
| Total interest expense | $314,000 | 5,797 |
| Net interest income | $410,000 | 7,221 |
| Provision for loan and lease losses | $65,000 | 3,141 |
| Total noninterest income | $160,000 | 4,727 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $113,000 | 3,234 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $47,000 | 5,386 |
| Total noninterest expense | $575,000 | 5,485 |
| Salaries and employee benefits | $334,000 | 5,256 |
| Premises and equipment expense | $104,000 | 4,580 |
| Additional noninterest expense | $137,000 | 6,250 |
| Pre-tax net operating income | $-70,000 | 8,929 |
| Securities gains (losses) | $1,000 | 2,714 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-69,000 | 8,991 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-69,000 | 8,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,653 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-70,000 | 8,910 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,057,000 | 6,794 |
| Total interest expense | $1,265,000 | 6,272 |
| Net interest income | $1,792,000 | 6,972 |
| Provision for loan and lease losses | $15,000 | 7,642 |
| Total noninterest income | $863,000 | 3,810 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $463,000 | 3,166 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $400,000 | 3,698 |
| Total noninterest expense | $2,571,000 | 4,993 |
| Salaries and employee benefits | $1,491,000 | 4,717 |
| Premises and equipment expense | $414,000 | 4,529 |
| Additional noninterest expense | $666,000 | 5,570 |
| Pre-tax net operating income | $69,000 | 8,407 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $69,000 | 8,469 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $69,000 | 8,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,838 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $69,000 | 8,378 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,721,000 | 6,570 |
| Total interest expense | $1,686,000 | 6,627 |
| Net interest income | $2,035,000 | 6,383 |
| Provision for loan and lease losses | $80,000 | 5,977 |
| Total noninterest income | $754,000 | 4,017 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $519,000 | 2,762 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $235,000 | 4,604 |
| Total noninterest expense | $2,442,000 | 5,038 |
| Salaries and employee benefits | $1,451,000 | 4,626 |
| Premises and equipment expense | $382,000 | 4,745 |
| Additional noninterest expense | $609,000 | 5,783 |
| Pre-tax net operating income | $267,000 | 7,557 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $267,000 | 7,332 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $267,000 | 7,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,231 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $267,000 | 7,215 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,621,000 | 6,805 |
| Total interest expense | $1,773,000 | 6,647 |
| Net interest income | $1,848,000 | 6,822 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $606,000 | 4,384 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $457,000 | 2,923 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 5,494 |
| Total noninterest expense | $2,579,000 | 4,750 |
| Salaries and employee benefits | $1,562,000 | 4,217 |
| Premises and equipment expense | $383,000 | 4,639 |
| Additional noninterest expense | $634,000 | 5,566 |
| Pre-tax net operating income | $-125,000 | 9,275 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-125,000 | 9,304 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-125,000 | 9,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-62,000 | 9,654 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-125,000 | 9,299 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,830,000 | 7,573 |
| Total interest expense | $1,308,000 | 7,391 |
| Net interest income | $1,522,000 | 7,546 |
| Provision for loan and lease losses | $282,000 | 2,811 |
| Total noninterest income | $553,000 | 4,666 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $424,000 | 3,062 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 5,980 |
| Total noninterest expense | $2,520,000 | 4,856 |
| Salaries and employee benefits | $1,401,000 | 4,585 |
| Premises and equipment expense | $375,000 | 4,738 |
| Additional noninterest expense | $744,000 | 5,040 |
| Pre-tax net operating income | $-727,000 | 9,977 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-727,000 | 10,005 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-727,000 | 10,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 3,651 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-727,000 | 9,996 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,581,000 | 8,003 |
| Total interest expense | $1,003,000 | 8,416 |
| Net interest income | $1,578,000 | 7,513 |
| Provision for loan and lease losses | $79,000 | 5,632 |
| Total noninterest income | $322,000 | 6,280 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $199,000 | 5,164 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 6,149 |
| Total noninterest expense | $1,977,000 | 5,642 |
| Salaries and employee benefits | $1,011,000 | 5,750 |
| Premises and equipment expense | $310,000 | 5,291 |
| Additional noninterest expense | $656,000 | 5,412 |
| Pre-tax net operating income | $-156,000 | 9,966 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-156,000 | 10,012 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-156,000 | 10,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,135 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-156,000 | 9,979 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,547,000 | 8,321 |
| Total interest expense | $1,008,000 | 8,674 |
| Net interest income | $1,539,000 | 7,892 |
| Provision for loan and lease losses | $74,000 | 5,820 |
| Total noninterest income | $282,000 | 6,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $157,000 | 6,058 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 6,172 |
| Total noninterest expense | $1,464,000 | 6,885 |
| Salaries and employee benefits | $803,000 | 6,764 |
| Premises and equipment expense | $200,000 | 6,854 |
| Additional noninterest expense | $461,000 | 6,836 |
| Pre-tax net operating income | $283,000 | 9,098 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-74,000 | 10,670 |
| Income before extraordinary items | $357,000 | 7,936 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $357,000 | 7,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,179 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $357,000 | 7,880 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,801,000 | 9,652 |
| Total interest expense | $678,000 | 10,033 |
| Net interest income | $1,123,000 | 9,226 |
| Provision for loan and lease losses | $16,000 | 8,168 |
| Total noninterest income | $332,000 | 6,601 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $183,000 | 5,856 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 5,991 |
| Total noninterest expense | $1,325,000 | 7,588 |
| Salaries and employee benefits | $673,000 | 7,696 |
| Premises and equipment expense | $192,000 | 7,172 |
| Additional noninterest expense | $460,000 | 7,381 |
| Pre-tax net operating income | $114,000 | 10,298 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $114,000 | 10,101 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $114,000 | 10,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 10,855 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $1,219,000 | 354 |
| Net operating income | $114,000 | 10,044 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,063,000 | 11,176 |
| Total interest expense | $356,000 | 11,459 |
| Net interest income | $707,000 | 10,817 |
| Provision for loan and lease losses | $81,000 | 5,069 |
| Total noninterest income | $214,000 | 8,224 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $112,000 | 7,504 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 7,172 |
| Total noninterest expense | $1,111,000 | 8,531 |
| Salaries and employee benefits | $530,000 | 8,854 |
| Premises and equipment expense | $193,000 | 7,333 |
| Additional noninterest expense | $387,000 | 8,323 |
| Pre-tax net operating income | $-271,000 | 11,709 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,000 | 11,102 |
| Income before extraordinary items | $-270,000 | 11,717 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-270,000 | 11,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,578 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-270,000 | 11,706 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $384,000 | 12,484 |
| Total interest expense | $64,000 | 12,544 |
| Net interest income | $320,000 | 12,381 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $70,000 | 11,488 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 10,321 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 10,157 |
| Total noninterest expense | $849,000 | 10,005 |
| Salaries and employee benefits | $373,000 | 10,519 |
| Premises and equipment expense | $195,000 | 7,536 |
| Additional noninterest expense | $281,000 | 10,181 |
| Pre-tax net operating income | $-519,000 | 12,391 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $-519,000 | 12,360 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-519,000 | 12,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,032 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $6,154,000 | 145 |
| Net operating income | $-519,000 | 12,369 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.