Home > Great Barrington Savings Bank > Income and Expense
Great Barrington Savings Bank, Income and Expense
1996-12-31 (YTD Data) | Rank | |
Total interest income | $20,413,000 | 1,642 |
Total interest expense | $10,176,000 | 1,566 |
Net interest income | $10,237,000 | 1,726 |
Provision for loan and lease losses | $240,000 | 3,003 |
Total noninterest income | $973,000 | 3,195 |
Gross Fiduciary activities income | $346,000 | 820 |
Service charges on deposit accounts | $331,000 | 3,934 |
Trading account gains and fees | $0 | 262 |
Additional Noninterest Income | $296,000 | 4,103 |
Total noninterest expense | $7,149,000 | 1,960 |
Salaries and employee benefits | $4,268,000 | 1,557 |
Premises and equipment expense | $851,000 | 2,315 |
Additional noninterest expense | $2,030,000 | 2,416 |
Pre-tax net operating income | $3,821,000 | 1,901 |
Securities gains (losses) | $1,360,000 | 207 |
Applicable income taxes | $1,781,000 | 1,365 |
Income before extraordinary items | $3,400,000 | 1,446 |
Extraordinary gains, net | $0 | 53 |
Net income | $3,400,000 | 1,448 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $221,000 | 2,518 |
Cash dividends | $0 | 8,336 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $2,502,400 | 1,938 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $19,338,000 | 1,761 |
Total interest expense | $8,942,000 | 1,778 |
Net interest income | $10,396,000 | 1,720 |
Provision for loan and lease losses | $206,000 | 2,940 |
Total noninterest income | $940,000 | 3,257 |
Gross Fiduciary activities income | $333,000 | 856 |
Service charges on deposit accounts | $318,000 | 4,084 |
Trading account gains and fees | $0 | 522 |
Additional Noninterest Income | $289,000 | 4,091 |
Total noninterest expense | $6,768,000 | 2,042 |
Salaries and employee benefits | $3,891,000 | 1,710 |
Premises and equipment expense | $745,000 | 2,654 |
Additional noninterest expense | $2,132,000 | 2,284 |
Pre-tax net operating income | $4,362,000 | 1,686 |
Securities gains (losses) | $252,000 | 580 |
Applicable income taxes | $1,900,000 | 1,330 |
Income before extraordinary items | $2,714,000 | 1,859 |
Extraordinary gains, net | $0 | 65 |
Net income | $2,714,000 | 1,858 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-55,000 | 11,512 |
Cash dividends | $0 | 8,717 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $2,552,720 | 1,954 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $16,583,000 | 1,857 |
Total interest expense | $7,505,000 | 1,669 |
Net interest income | $9,078,000 | 2,000 |
Provision for loan and lease losses | $154,000 | 3,551 |
Total noninterest income | $976,000 | 3,164 |
Gross Fiduciary activities income | $331,000 | 866 |
Service charges on deposit accounts | $296,000 | 4,402 |
Trading account gains and fees | $0 | 475 |
Additional Noninterest Income | $349,000 | 3,726 |
Total noninterest expense | $6,917,000 | 2,063 |
Salaries and employee benefits | $3,626,000 | 1,847 |
Premises and equipment expense | $721,000 | 2,760 |
Additional noninterest expense | $2,570,000 | 2,092 |
Pre-tax net operating income | $2,983,000 | 2,390 |
Securities gains (losses) | $199,000 | 501 |
Applicable income taxes | $899,000 | 2,486 |
Income before extraordinary items | $2,283,000 | 2,135 |
Extraordinary gains, net | $0 | 249 |
Net income | $2,283,000 | 2,133 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $328,000 | 1,807 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $2,139,720 | 2,298 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $16,183,000 | 1,933 |
Total interest expense | $8,171,000 | 1,617 |
Net interest income | $8,012,000 | 2,241 |
Provision for loan and lease losses | $340,000 | 2,760 |
Total noninterest income | $977,000 | 3,404 |
Gross Fiduciary activities income | $297,000 | 941 |
Service charges on deposit accounts | $302,000 | 4,398 |
Trading account gains and fees | $0 | 532 |
Additional Noninterest Income | $378,000 | 3,902 |
Total noninterest expense | $6,367,000 | 2,277 |
Salaries and employee benefits | $3,404,000 | 1,946 |
Premises and equipment expense | $699,000 | 2,881 |
Additional noninterest expense | $2,264,000 | 2,453 |
Pre-tax net operating income | $2,282,000 | 2,943 |
Securities gains (losses) | $337,000 | 1,196 |
Applicable income taxes | $921,000 | 2,466 |
Income before extraordinary items | $1,698,000 | 2,896 |
Extraordinary gains, net | $773,000 | 294 |
Net income | $2,471,000 | 2,104 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-12,000 | 11,843 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $1,478,950 | 3,111 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $18,630,000 | 1,902 |
Total interest expense | $10,159,000 | 1,696 |
Net interest income | $8,471,000 | 2,151 |
Provision for loan and lease losses | $570,000 | 2,721 |
Total noninterest income | $936,000 | 3,507 |
Gross Fiduciary activities income | $300,000 | 953 |
Service charges on deposit accounts | $337,000 | 4,055 |
Trading account gains and fees | $0 | 504 |
Additional Noninterest Income | $299,000 | 4,435 |
Total noninterest expense | $6,523,000 | 2,245 |
Salaries and employee benefits | $3,367,000 | 1,946 |
Premises and equipment expense | $694,000 | 2,940 |
Additional noninterest expense | $2,462,000 | 2,352 |
Pre-tax net operating income | $2,314,000 | 2,698 |
Securities gains (losses) | $387,000 | 1,315 |
Applicable income taxes | $819,000 | 2,546 |
Income before extraordinary items | $1,882,000 | 2,435 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $1,882,000 | 2,479 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $887,000 | 1,684 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $1,611,100 | 2,639 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.