Home > Great Barrington Savings Bank > Assets and Liabilities
Great Barrington Savings Bank, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 81 | 2,316 |
| Assets and Liabilities | ||
| Total Assets: | $286,341,000 | 1,645 |
| Cash and due from depository institutions | $6,216,000 | 2,316 |
| Interest-bearing balances | $1,000 | 6,581 |
| Securities | $76,717,000 | 1,583 |
| Federal funds sold & reverse repurchase agreements | $1,116,000 | 6,223 |
| Net loans & leases | $194,741,000 | 1,506 |
| Loan loss allowance | $1,583,000 | 2,316 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,260,000 | 1,851 |
| Other real estate owned | $300,000 | 2,316 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,991,000 | 2,490 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $286,341,000 | 1,645 |
| Total liabilities | $243,511,000 | 1,715 |
| Total deposits | $226,696,000 | 1,692 |
| Interest-bearing deposits | $215,583,000 | 1,550 |
| Deposits held in domestic offices | $226,696,000 | 1,682 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,340,000 | 1,425 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $3,523,000 | 2,166 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $6,952,000 | 791 |
| Total equity capital | $42,830,000 | 1,061 |
| Total bank equity capital | $42,830,000 | 1,061 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $0 | 10,586 |
| Undivided profits | $42,830,000 | 606 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,340,000 | 2,130 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,125,000 | 1,985 |
| Earning assets | $272,575,000 | 1,585 |
| Long-term assets (5+ years) | $94,261,000 | 762 |
| Average Assets, year-to-date | $278,073,400 | 1,613 |
| Average Assets, quarterly | $284,634,500 | 1,634 |
| Volatile liabilities | $41,008,000 | 1,612 |
| Insider loans | $10,011,000 | 428 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $13,578,000 | 2,725 |
| Tier 1 (core) risk-based capital | $32,228,000 | 1,330 |
| Tier 2 risk-based capital | $1,583,000 | 1,947 |
| Total risk weighted assets | $162,743,800 | 1,751 |
| Total unused commitments | $13,578,000 | 2,738 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 81 | 2,399 |
| Assets and Liabilities | ||
| Total Assets: | $273,027,000 | 1,724 |
| Cash and due from depository institutions | $6,028,000 | 2,399 |
| Interest-bearing balances | $4,000 | 6,672 |
| Securities | $64,468,000 | 1,939 |
| Federal funds sold & reverse repurchase agreements | $4,009,000 | 3,487 |
| Net loans & leases | $191,203,000 | 1,511 |
| Loan loss allowance | $1,564,000 | 2,399 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,388,000 | 1,745 |
| Other real estate owned | $0 | 2,399 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,931,000 | 2,568 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $273,027,000 | 1,724 |
| Total liabilities | $235,528,000 | 1,802 |
| Total deposits | $221,713,000 | 1,753 |
| Interest-bearing deposits | $208,380,000 | 1,621 |
| Deposits held in domestic offices | $221,713,000 | 1,739 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,480,000 | 2,027 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $5,730,000 | 1,545 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $5,605,000 | 964 |
| Total equity capital | $37,500,000 | 1,224 |
| Total bank equity capital | $37,500,000 | 1,224 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $868,000 | 8,362 |
| Undivided profits | $36,631,000 | 715 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,514,000 | 1,290 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,099,000 | 2,089 |
| Earning assets | $259,684,000 | 1,660 |
| Long-term assets (5+ years) | $82,766,000 | 789 |
| Average Assets, year-to-date | $257,845,800 | 1,755 |
| Average Assets, quarterly | $268,892,000 | 1,738 |
| Volatile liabilities | $33,706,000 | 1,721 |
| Insider loans | $6,830,000 | 642 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $11,573,000 | 2,955 |
| Tier 1 (core) risk-based capital | $28,828,000 | 1,497 |
| Tier 2 risk-based capital | $1,564,000 | 1,966 |
| Total risk weighted assets | $163,418,100 | 1,733 |
| Total unused commitments | $11,573,000 | 2,966 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 77 | 2,598 |
| Assets and Liabilities | ||
| Total Assets: | $247,678,000 | 1,857 |
| Cash and due from depository institutions | $6,578,000 | 2,598 |
| Interest-bearing balances | $4,000 | 6,875 |
| Securities | $55,963,000 | 2,342 |
| Federal funds sold & reverse repurchase agreements | $3,328,000 | 2,590 |
| Net loans & leases | $174,097,000 | 1,602 |
| Loan loss allowance | $1,303,000 | 2,865 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,442,000 | 1,682 |
| Other real estate owned | $488,000 | 2,598 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,782,000 | 2,869 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $247,678,000 | 1,857 |
| Total liabilities | $218,072,000 | 1,919 |
| Total deposits | $210,315,000 | 1,798 |
| Interest-bearing deposits | $200,967,000 | 1,650 |
| Deposits held in domestic offices | $210,315,000 | 1,786 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $4,460,000 | 1,848 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $3,297,000 | 1,218 |
| Total equity capital | $29,606,000 | 1,383 |
| Total bank equity capital | $29,606,000 | 1,383 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $1,034,000 | 7,838 |
| Undivided profits | $28,572,000 | 813 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,466,000 | 1,980 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $964,000 | 2,068 |
| Earning assets | $233,392,000 | 1,801 |
| Long-term assets (5+ years) | $66,178,000 | 951 |
| Average Assets, year-to-date | $239,563,400 | 1,864 |
| Average Assets, quarterly | $246,814,000 | 1,857 |
| Volatile liabilities | $21,686,000 | 2,370 |
| Insider loans | $6,730,000 | 651 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $10,653,000 | 3,000 |
| Tier 1 (core) risk-based capital | $26,116,000 | 1,581 |
| Tier 2 risk-based capital | $1,303,000 | 2,294 |
| Total risk weighted assets | $151,449,900 | 1,837 |
| Total unused commitments | $10,653,000 | 3,010 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 78 | 2,677 |
| Assets and Liabilities | ||
| Total Assets: | $237,241,000 | 1,957 |
| Cash and due from depository institutions | $2,705,000 | 2,677 |
| Interest-bearing balances | $11,000 | 7,413 |
| Securities | $52,726,000 | 2,628 |
| Federal funds sold & reverse repurchase agreements | $2,106,000 | 5,548 |
| Net loans & leases | $171,397,000 | 1,601 |
| Loan loss allowance | $1,477,000 | 2,666 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,356,000 | 1,668 |
| Other real estate owned | $600,000 | 2,677 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,351,000 | 2,183 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $237,241,000 | 1,957 |
| Total liabilities | $213,417,000 | 1,994 |
| Total deposits | $209,182,000 | 1,879 |
| Interest-bearing deposits | $202,568,000 | 1,707 |
| Deposits held in domestic offices | $209,182,000 | 1,866 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $3,000,000 | 1,835 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,235,000 | 2,673 |
| Total equity capital | $23,824,000 | 1,724 |
| Total bank equity capital | $23,824,000 | 1,724 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $850,000 | 8,835 |
| Undivided profits | $22,974,000 | 1,015 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,699,000 | 2,154 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $816,000 | 2,169 |
| Earning assets | $226,240,000 | 1,891 |
| Long-term assets (5+ years) | $60,538,000 | 1,039 |
| Average Assets, year-to-date | $232,480,000 | 1,942 |
| Average Assets, quarterly | $237,147,500 | 1,937 |
| Volatile liabilities | $22,081,000 | 2,219 |
| Insider loans | $5,705,000 | 721 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,550,000 | 3,197 |
| Tier 1 (core) risk-based capital | $23,824,000 | 1,677 |
| Tier 2 risk-based capital | $1,477,000 | 2,051 |
| Total risk weighted assets | $156,576,400 | 1,757 |
| Total unused commitments | $9,550,000 | 3,214 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 76 | 2,835 |
| Assets and Liabilities | ||
| Total Assets: | $231,877,000 | 2,050 |
| Cash and due from depository institutions | $2,858,000 | 2,835 |
| Interest-bearing balances | $10,000 | 7,897 |
| Securities | $52,141,000 | 2,614 |
| Federal funds sold & reverse repurchase agreements | $1,081,000 | 8,489 |
| Net loans & leases | $167,374,000 | 1,683 |
| Loan loss allowance | $1,125,000 | 3,369 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,412,000 | 1,665 |
| Other real estate owned | $1,357,000 | 2,835 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,654,000 | 2,832 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $231,877,000 | 2,050 |
| Total liabilities | $210,518,000 | 2,083 |
| Total deposits | $205,433,000 | 2,015 |
| Interest-bearing deposits | $198,543,000 | 1,830 |
| Deposits held in domestic offices | $205,433,000 | 2,005 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $4,000,000 | 1,460 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,085,000 | 3,080 |
| Total equity capital | $21,359,000 | 1,823 |
| Total bank equity capital | $21,359,000 | 1,823 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $895,000 | 8,858 |
| Undivided profits | $20,464,000 | 1,059 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,088,000 | 2,195 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $918,000 | 2,166 |
| Earning assets | $220,606,000 | 1,963 |
| Long-term assets (5+ years) | $41,040,000 | 1,408 |
| Average Assets, year-to-date | $230,587,600 | 2,020 |
| Average Assets, quarterly | $232,714,000 | 2,027 |
| Volatile liabilities | $20,997,000 | 2,256 |
| Insider loans | $3,956,000 | 127 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $9,877,000 | 2,981 |
| Tier 1 (core) risk-based capital | $21,359,000 | 1,772 |
| Tier 2 risk-based capital | $1,125,000 | 2,623 |
| Total risk weighted assets | $155,609,400 | 1,817 |
| Total unused commitments | $9,877,000 | 2,996 |
| Derivatives | $0 | 651 |