Home > Great American Federal > Income and Expense
Great American Federal, Income and Expense
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $11,122,000 | 635 |
| Total interest expense | $5,298,000 | 402 |
| Net interest income | $5,824,000 | 855 |
| Provision for loan and lease losses | $434,000 | 595 |
| Total noninterest income | $849,000 | 1,424 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $849,000 | 883 |
| Total noninterest expense | $4,525,000 | 907 |
| Salaries and employee benefits | $2,510,000 | 871 |
| Premises and equipment expense | $986,000 | 593 |
| Additional noninterest expense | $1,029,000 | 1,169 |
| Pre-tax net operating income | $1,714,000 | 1,235 |
| Securities gains (losses) | $202,000 | 499 |
| Applicable income taxes | $488,000 | 1,319 |
| Income before extraordinary items | $1,428,000 | 1,149 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,428,000 | 1,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $240,000 | 706 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,276,500 | 1,203 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $45,514,000 | 615 |
| Total interest expense | $23,257,000 | 399 |
| Net interest income | $22,257,000 | 872 |
| Provision for loan and lease losses | $1,075,000 | 1,110 |
| Total noninterest income | $3,510,000 | 1,488 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-1,000 | 9,137 |
| Additional Noninterest Income | $3,511,000 | 974 |
| Total noninterest expense | $17,791,000 | 903 |
| Salaries and employee benefits | $9,376,000 | 909 |
| Premises and equipment expense | $3,702,000 | 615 |
| Additional noninterest expense | $4,713,000 | 1,079 |
| Pre-tax net operating income | $6,901,000 | 1,213 |
| Securities gains (losses) | $1,684,000 | 339 |
| Applicable income taxes | $2,029,000 | 1,280 |
| Income before extraordinary items | $6,556,000 | 986 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,556,000 | 988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $299,000 | 2,254 |
| Cash dividends | $6,000,000 | 543 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,276,160 | 1,151 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $34,499,000 | 622 |
| Total interest expense | $17,883,000 | 408 |
| Net interest income | $16,616,000 | 885 |
| Provision for loan and lease losses | $865,000 | 1,023 |
| Total noninterest income | $2,540,000 | 1,565 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-1,000 | 9,193 |
| Additional Noninterest Income | $2,541,000 | 1,037 |
| Total noninterest expense | $13,131,000 | 933 |
| Salaries and employee benefits | $7,051,000 | 920 |
| Premises and equipment expense | $2,812,000 | 621 |
| Additional noninterest expense | $3,268,000 | 1,159 |
| Pre-tax net operating income | $5,160,000 | 1,251 |
| Securities gains (losses) | $1,421,000 | 352 |
| Applicable income taxes | $1,646,000 | 1,247 |
| Income before extraordinary items | $4,935,000 | 1,023 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,935,000 | 1,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $399,000 | 1,399 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,869,250 | 1,199 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $23,223,000 | 623 |
| Total interest expense | $12,344,000 | 408 |
| Net interest income | $10,879,000 | 907 |
| Provision for loan and lease losses | $423,000 | 1,328 |
| Total noninterest income | $1,635,000 | 1,601 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $6,000 | 144 |
| Additional Noninterest Income | $1,629,000 | 1,068 |
| Total noninterest expense | $8,825,000 | 924 |
| Salaries and employee benefits | $4,682,000 | 921 |
| Premises and equipment expense | $1,916,000 | 606 |
| Additional noninterest expense | $2,227,000 | 1,137 |
| Pre-tax net operating income | $3,266,000 | 1,310 |
| Securities gains (losses) | $853,000 | 410 |
| Applicable income taxes | $981,000 | 1,395 |
| Income before extraordinary items | $3,138,000 | 1,062 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,138,000 | 1,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $363,000 | 1,083 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,489,720 | 1,236 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $11,663,000 | 629 |
| Total interest expense | $6,266,000 | 414 |
| Net interest income | $5,397,000 | 904 |
| Provision for loan and lease losses | $378,000 | 768 |
| Total noninterest income | $878,000 | 1,471 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $2,000 | 128 |
| Additional Noninterest Income | $876,000 | 980 |
| Total noninterest expense | $4,267,000 | 957 |
| Salaries and employee benefits | $2,320,000 | 926 |
| Premises and equipment expense | $942,000 | 614 |
| Additional noninterest expense | $1,005,000 | 1,220 |
| Pre-tax net operating income | $1,630,000 | 1,310 |
| Securities gains (losses) | $405,000 | 411 |
| Applicable income taxes | $464,000 | 1,461 |
| Income before extraordinary items | $1,571,000 | 1,052 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,571,000 | 1,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $343,000 | 643 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,259,150 | 1,220 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $49,603,000 | 618 |
| Total interest expense | $28,244,000 | 428 |
| Net interest income | $21,359,000 | 910 |
| Provision for loan and lease losses | $937,000 | 1,435 |
| Total noninterest income | $4,730,000 | 1,107 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-29,000 | 9,298 |
| Additional Noninterest Income | $4,759,000 | 717 |
| Total noninterest expense | $16,837,000 | 936 |
| Salaries and employee benefits | $9,452,000 | 853 |
| Premises and equipment expense | $3,477,000 | 643 |
| Additional noninterest expense | $3,908,000 | 1,232 |
| Pre-tax net operating income | $8,315,000 | 1,014 |
| Securities gains (losses) | $489,000 | 667 |
| Applicable income taxes | $2,092,000 | 1,240 |
| Income before extraordinary items | $6,712,000 | 931 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $6,712,000 | 930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $251,000 | 2,665 |
| Cash dividends | $10,300,000 | 356 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $6,340,360 | 947 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $54,759,000 | 643 |
| Total interest expense | $33,881,000 | 514 |
| Net interest income | $20,878,000 | 844 |
| Provision for loan and lease losses | $1,075,000 | 1,184 |
| Total noninterest income | $3,771,000 | 1,243 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $28,000 | 146 |
| Additional Noninterest Income | $3,743,000 | 811 |
| Total noninterest expense | $18,551,000 | 815 |
| Salaries and employee benefits | $10,259,000 | 729 |
| Premises and equipment expense | $3,663,000 | 602 |
| Additional noninterest expense | $4,629,000 | 1,039 |
| Pre-tax net operating income | $5,023,000 | 1,431 |
| Securities gains (losses) | $656,000 | 529 |
| Applicable income taxes | $945,000 | 2,156 |
| Income before extraordinary items | $4,734,000 | 1,150 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,734,000 | 1,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 3,575 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,189,520 | 1,252 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $56,799,000 | 647 |
| Total interest expense | $36,295,000 | 533 |
| Net interest income | $20,504,000 | 848 |
| Provision for loan and lease losses | $630,000 | 1,542 |
| Total noninterest income | $3,395,000 | 1,210 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $60,000 | 138 |
| Additional Noninterest Income | $3,335,000 | 804 |
| Total noninterest expense | $16,901,000 | 840 |
| Salaries and employee benefits | $9,623,000 | 728 |
| Premises and equipment expense | $3,093,000 | 679 |
| Additional noninterest expense | $4,185,000 | 1,109 |
| Pre-tax net operating income | $6,368,000 | 1,168 |
| Securities gains (losses) | $739,000 | 197 |
| Applicable income taxes | $1,440,000 | 1,570 |
| Income before extraordinary items | $5,667,000 | 937 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,667,000 | 937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,647 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $5,075,800 | 1,049 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $54,442,000 | 640 |
| Total interest expense | $33,389,000 | 518 |
| Net interest income | $21,053,000 | 836 |
| Provision for loan and lease losses | $390,000 | 2,152 |
| Total noninterest income | $4,086,000 | 1,077 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $4,086,000 | 734 |
| Total noninterest expense | $16,814,000 | 857 |
| Salaries and employee benefits | $10,381,000 | 680 |
| Premises and equipment expense | $2,837,000 | 730 |
| Additional noninterest expense | $3,596,000 | 1,274 |
| Pre-tax net operating income | $7,935,000 | 998 |
| Securities gains (losses) | $101,000 | 736 |
| Applicable income taxes | $1,845,000 | 1,322 |
| Income before extraordinary items | $6,191,000 | 911 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,191,000 | 911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,125 |
| Cash dividends | $32,500,000 | 187 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $6,113,230 | 907 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $53,891,000 | 644 |
| Total interest expense | $31,641,000 | 550 |
| Net interest income | $22,250,000 | 777 |
| Provision for loan and lease losses | $360,000 | 2,235 |
| Total noninterest income | $3,773,000 | 1,132 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $3,773,000 | 785 |
| Total noninterest expense | $15,415,000 | 906 |
| Salaries and employee benefits | $9,217,000 | 734 |
| Premises and equipment expense | $2,723,000 | 742 |
| Additional noninterest expense | $3,475,000 | 1,275 |
| Pre-tax net operating income | $10,248,000 | 763 |
| Securities gains (losses) | $548,000 | 522 |
| Applicable income taxes | $3,589,000 | 751 |
| Income before extraordinary items | $7,207,000 | 768 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $7,207,000 | 769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,094 |
| Cash dividends | $6,000,000 | 552 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $6,839,840 | 772 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $51,110,000 | 684 |
| Total interest expense | $27,232,000 | 622 |
| Net interest income | $23,878,000 | 762 |
| Provision for loan and lease losses | $300,000 | 2,568 |
| Total noninterest income | $2,398,000 | 1,528 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,398,000 | 969 |
| Total noninterest expense | $14,435,000 | 964 |
| Salaries and employee benefits | $8,809,000 | 779 |
| Premises and equipment expense | $3,298,000 | 632 |
| Additional noninterest expense | $2,328,000 | 1,824 |
| Pre-tax net operating income | $11,541,000 | 725 |
| Securities gains (losses) | $508,000 | 424 |
| Applicable income taxes | $4,366,000 | 675 |
| Income before extraordinary items | $7,683,000 | 735 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $7,683,000 | 736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,455 |
| Cash dividends | $4,117,000 | 724 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $7,357,880 | 751 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $39,691,000 | 883 |
| Total interest expense | $17,540,000 | 956 |
| Net interest income | $22,151,000 | 842 |
| Provision for loan and lease losses | $210,000 | 3,297 |
| Total noninterest income | $2,639,000 | 1,489 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,639,000 | 959 |
| Total noninterest expense | $16,513,000 | 923 |
| Salaries and employee benefits | $7,619,000 | 897 |
| Premises and equipment expense | $3,049,000 | 729 |
| Additional noninterest expense | $5,845,000 | 1,004 |
| Pre-tax net operating income | $8,067,000 | 953 |
| Securities gains (losses) | $930,000 | 266 |
| Applicable income taxes | $3,703,000 | 744 |
| Income before extraordinary items | $5,294,000 | 990 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $5,294,000 | 991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,612 |
| Cash dividends | $445,000 | 3,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $4,698,800 | 1,082 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $32,723,000 | 1,080 |
| Total interest expense | $16,542,000 | 1,028 |
| Net interest income | $16,181,000 | 1,137 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $1,826,000 | 1,974 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $22,000 | 388 |
| Additional Noninterest Income | $1,804,000 | 1,205 |
| Total noninterest expense | $12,261,000 | 1,195 |
| Salaries and employee benefits | $7,004,000 | 977 |
| Premises and equipment expense | $2,964,000 | 772 |
| Additional noninterest expense | $2,293,000 | 2,150 |
| Pre-tax net operating income | $5,746,000 | 1,333 |
| Securities gains (losses) | $-1,314,000 | 11,885 |
| Applicable income taxes | $1,611,000 | 1,544 |
| Income before extraordinary items | $2,821,000 | 1,791 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,821,000 | 1,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,109 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $3,661,960 | 1,402 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $30,313,000 | 1,042 |
| Total interest expense | $14,727,000 | 929 |
| Net interest income | $15,586,000 | 1,171 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $1,830,000 | 1,945 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $142,000 | 218 |
| Additional Noninterest Income | $1,688,000 | 1,269 |
| Total noninterest expense | $12,017,000 | 1,237 |
| Salaries and employee benefits | $6,664,000 | 1,018 |
| Premises and equipment expense | $3,138,000 | 734 |
| Additional noninterest expense | $2,215,000 | 2,369 |
| Pre-tax net operating income | $5,399,000 | 1,367 |
| Securities gains (losses) | $-245,000 | 12,029 |
| Applicable income taxes | $1,894,000 | 1,261 |
| Income before extraordinary items | $3,260,000 | 1,511 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,260,000 | 1,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,341 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,416,800 | 1,460 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $32,434,000 | 995 |
| Total interest expense | $15,494,000 | 908 |
| Net interest income | $16,940,000 | 1,087 |
| Provision for loan and lease losses | $298,000 | 3,052 |
| Total noninterest income | $2,886,000 | 1,515 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $881,000 | 145 |
| Additional Noninterest Income | $2,005,000 | 1,254 |
| Total noninterest expense | $11,784,000 | 1,305 |
| Salaries and employee benefits | $6,577,000 | 1,043 |
| Premises and equipment expense | $2,993,000 | 775 |
| Additional noninterest expense | $2,214,000 | 2,507 |
| Pre-tax net operating income | $7,744,000 | 936 |
| Securities gains (losses) | $1,402,000 | 413 |
| Applicable income taxes | $3,834,000 | 675 |
| Income before extraordinary items | $5,312,000 | 977 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $5,312,000 | 1,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $301,000 | 2,471 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $4,414,720 | 1,084 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $36,050,000 | 1,023 |
| Total interest expense | $20,170,000 | 899 |
| Net interest income | $15,880,000 | 1,182 |
| Provision for loan and lease losses | $426,000 | 3,319 |
| Total noninterest income | $2,010,000 | 1,924 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $2,010,000 | 1,235 |
| Total noninterest expense | $10,777,000 | 1,439 |
| Salaries and employee benefits | $5,768,000 | 1,155 |
| Premises and equipment expense | $2,925,000 | 816 |
| Additional noninterest expense | $2,084,000 | 2,701 |
| Pre-tax net operating income | $6,687,000 | 969 |
| Securities gains (losses) | $1,723,000 | 446 |
| Applicable income taxes | $3,142,000 | 740 |
| Income before extraordinary items | $5,268,000 | 907 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $5,268,000 | 908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $512,000 | 2,431 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $4,165,280 | 1,046 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.