Home > Great American Federal > Net charge- offs to loans
Great American Federal, Net charge- offs to loans
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1816% | 2,068 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0569% | 1,277 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0936% | 985 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3739% | 113 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0673% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8176% | 562 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1864% | 758 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2380% | 1,086 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0612% | 5,603 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0537% | 2,454 |
| Percentage Net Loans Charged-off:Construction & development | -0.5232% | 8,113 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1781% | 875 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0964% | 1,792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0665% | 465 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0992% | 1,742 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0098% | 4,705 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3316% | 5,132 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3413% | 1,405 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1109% | 4,101 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1076% | 1,468 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2435% | 610 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0758% | 1,672 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0901% | 340 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0745% | 1,652 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0175% | 4,052 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3084% | 4,792 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5447% | 1,260 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1540% | 3,240 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1543% | 1,068 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3746% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0968% | 1,297 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0086% | 5,905 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1070% | 1,213 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0325% | 3,397 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2867% | 4,515 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3431% | 924 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2901% | 1,818 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3127% | 508 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8507% | 183 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1474% | 844 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1617% | 788 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0794% | 2,208 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2184% | 4,192 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1088% | 709 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0526% | 6,071 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0257% | 3,128 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1313% | 996 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0053% | 8,381 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0055% | 601 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0061% | 8,395 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0043% | 7,717 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2248% | 5,863 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2578% | 1,168 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0308% | 6,676 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0091% | 3,532 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0114% | 2,940 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0045% | 602 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0120% | 2,764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1701% | 6,171 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7786% | 1,361 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0142% | 6,963 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 1,263 |
| Percentage Net Loans Charged-off:Construction & development | 0.1689% | 108 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0044% | 1,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0053% | 1,362 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2480% | 1,067 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4833% | 400 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0371% | 6,444 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0149% | 775 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0158% | 793 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0077% | 353 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0176% | 722 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3300% | 974 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0240% | 7,207 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0164% | 742 |
| Percentage Net Loans Charged-off:Construction & development | 3.8504% | 8 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1188% | 1,208 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1107% | 959 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0033% | 8,418 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0143% | 804 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0151% | 809 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0600% | 313 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0047% | 880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1344% | 1,462 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0005% | 8,801 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,050 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0048% | 1,370 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5346% | 979 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0167% | 8,135 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0047% | 991 |
| Percentage Net Loans Charged-off:Construction & development | 0.1662% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1030% | 1,238 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6596% | 613 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0027% | 9,912 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0153% | 928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0179% | 824 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0348% | 328 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0150% | 811 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1596% | 1,445 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1325% | 975 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1923% | 5,493 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0429% | 946 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8046% | 174 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0146% | 952 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0165% | 884 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 929 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9429% | 190 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2876% | 6,162 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0274% | 1,170 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0315% | 894 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0344% | 826 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9090% | 151 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1515% | 1,012 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |