Home > Great American Bank > Income and Expense
Great American Bank, Income and Expense
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,980,000 | 3,284 |
| Total interest expense | $2,569,000 | 2,864 |
| Net interest income | $4,411,000 | 3,473 |
| Provision for loan and lease losses | $159,000 | 3,397 |
| Total noninterest income | $430,000 | 4,942 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $299,000 | 3,559 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $131,000 | 5,441 |
| Total noninterest expense | $1,744,000 | 5,571 |
| Salaries and employee benefits | $1,003,000 | 5,409 |
| Premises and equipment expense | $198,000 | 6,061 |
| Additional noninterest expense | $543,000 | 5,461 |
| Pre-tax net operating income | $2,938,000 | 2,276 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,096,000 | 1,764 |
| Income before extraordinary items | $1,842,000 | 2,651 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,842,000 | 2,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,823 |
| Cash dividends | $860,000 | 2,023 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,842,000 | 2,614 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,526,000 | 3,296 |
| Total interest expense | $1,633,000 | 2,845 |
| Net interest income | $2,893,000 | 3,503 |
| Provision for loan and lease losses | $151,000 | 2,592 |
| Total noninterest income | $273,000 | 5,014 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $185,000 | 3,688 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $88,000 | 5,421 |
| Total noninterest expense | $1,135,000 | 5,644 |
| Salaries and employee benefits | $658,000 | 5,439 |
| Premises and equipment expense | $118,000 | 6,320 |
| Additional noninterest expense | $359,000 | 5,443 |
| Pre-tax net operating income | $1,880,000 | 2,290 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $701,000 | 1,781 |
| Income before extraordinary items | $1,179,000 | 2,689 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,179,000 | 2,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 3,351 |
| Cash dividends | $860,000 | 1,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,179,000 | 2,648 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,178,000 | 3,359 |
| Total interest expense | $760,000 | 2,925 |
| Net interest income | $1,418,000 | 3,567 |
| Provision for loan and lease losses | $65,000 | 2,741 |
| Total noninterest income | $130,000 | 5,081 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $85,000 | 3,795 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $45,000 | 5,411 |
| Total noninterest expense | $544,000 | 5,811 |
| Salaries and employee benefits | $315,000 | 5,618 |
| Premises and equipment expense | $58,000 | 6,415 |
| Additional noninterest expense | $171,000 | 5,577 |
| Pre-tax net operating income | $939,000 | 2,278 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $350,000 | 1,773 |
| Income before extraordinary items | $589,000 | 2,661 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $589,000 | 2,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $435,000 | 1,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $589,000 | 2,618 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,250,000 | 3,713 |
| Total interest expense | $2,210,000 | 3,361 |
| Net interest income | $5,040,000 | 3,784 |
| Provision for loan and lease losses | $289,000 | 3,002 |
| Total noninterest income | $648,000 | 4,616 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $469,000 | 3,285 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $179,000 | 5,335 |
| Total noninterest expense | $2,217,000 | 5,672 |
| Salaries and employee benefits | $1,250,000 | 5,570 |
| Premises and equipment expense | $242,000 | 6,282 |
| Additional noninterest expense | $725,000 | 5,405 |
| Pre-tax net operating income | $3,182,000 | 2,460 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,182,000 | 1,925 |
| Income before extraordinary items | $2,000,000 | 2,921 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,000,000 | 2,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,636 |
| Cash dividends | $1,023,000 | 2,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,000,000 | 2,863 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,227,000 | 3,789 |
| Total interest expense | $1,574,000 | 3,474 |
| Net interest income | $3,653,000 | 3,872 |
| Provision for loan and lease losses | $228,000 | 2,737 |
| Total noninterest income | $484,000 | 4,634 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $352,000 | 3,303 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $132,000 | 5,388 |
| Total noninterest expense | $1,628,000 | 5,713 |
| Salaries and employee benefits | $909,000 | 5,633 |
| Premises and equipment expense | $181,000 | 6,265 |
| Additional noninterest expense | $538,000 | 5,410 |
| Pre-tax net operating income | $2,281,000 | 2,582 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $847,000 | 2,022 |
| Income before extraordinary items | $1,434,000 | 3,069 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,434,000 | 3,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,309 |
| Cash dividends | $687,000 | 2,231 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,434,000 | 2,998 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,347,000 | 3,914 |
| Total interest expense | $1,017,000 | 3,548 |
| Net interest income | $2,330,000 | 4,000 |
| Provision for loan and lease losses | $95,000 | 3,576 |
| Total noninterest income | $316,000 | 4,693 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $232,000 | 3,306 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $84,000 | 5,512 |
| Total noninterest expense | $1,091,000 | 5,733 |
| Salaries and employee benefits | $619,000 | 5,595 |
| Premises and equipment expense | $118,000 | 6,364 |
| Additional noninterest expense | $354,000 | 5,483 |
| Pre-tax net operating income | $1,460,000 | 2,640 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $540,000 | 2,076 |
| Income before extraordinary items | $920,000 | 3,145 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $920,000 | 3,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,314 |
| Cash dividends | $257,000 | 3,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $920,000 | 3,058 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,632,000 | 3,996 |
| Total interest expense | $498,000 | 3,655 |
| Net interest income | $1,134,000 | 4,085 |
| Provision for loan and lease losses | $31,000 | 4,037 |
| Total noninterest income | $156,000 | 4,677 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $116,000 | 3,225 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $40,000 | 5,560 |
| Total noninterest expense | $533,000 | 5,833 |
| Salaries and employee benefits | $298,000 | 5,754 |
| Premises and equipment expense | $58,000 | 6,408 |
| Additional noninterest expense | $177,000 | 5,481 |
| Pre-tax net operating income | $726,000 | 2,635 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $266,000 | 2,100 |
| Income before extraordinary items | $460,000 | 3,140 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $460,000 | 3,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,741 |
| Cash dividends | $71,000 | 3,184 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $460,000 | 3,024 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,362,000 | 4,659 |
| Total interest expense | $1,639,000 | 4,624 |
| Net interest income | $3,723,000 | 4,600 |
| Provision for loan and lease losses | $286,000 | 3,289 |
| Total noninterest income | $573,000 | 5,089 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $429,000 | 3,493 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $144,000 | 5,891 |
| Total noninterest expense | $1,837,000 | 6,287 |
| Salaries and employee benefits | $973,000 | 6,356 |
| Premises and equipment expense | $261,000 | 6,058 |
| Additional noninterest expense | $603,000 | 5,975 |
| Pre-tax net operating income | $2,173,000 | 3,206 |
| Securities gains (losses) | $74,000 | 2,170 |
| Applicable income taxes | $830,000 | 2,480 |
| Income before extraordinary items | $1,417,000 | 3,698 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,417,000 | 3,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,943 |
| Cash dividends | $526,000 | 3,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,369,640 | 3,636 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,806,000 | 4,901 |
| Total interest expense | $1,194,000 | 4,834 |
| Net interest income | $2,612,000 | 4,815 |
| Provision for loan and lease losses | $280,000 | 2,641 |
| Total noninterest income | $418,000 | 5,193 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $296,000 | 3,686 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $122,000 | 5,712 |
| Total noninterest expense | $1,353,000 | 6,311 |
| Salaries and employee benefits | $694,000 | 6,496 |
| Premises and equipment expense | $208,000 | 5,887 |
| Additional noninterest expense | $451,000 | 5,975 |
| Pre-tax net operating income | $1,397,000 | 3,671 |
| Securities gains (losses) | $74,000 | 2,001 |
| Applicable income taxes | $542,000 | 2,889 |
| Income before extraordinary items | $929,000 | 4,192 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $929,000 | 4,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,382 |
| Cash dividends | $340,000 | 3,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $881,640 | 4,178 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,425,000 | 5,086 |
| Total interest expense | $778,000 | 5,019 |
| Net interest income | $1,647,000 | 4,997 |
| Provision for loan and lease losses | $175,000 | 2,769 |
| Total noninterest income | $252,000 | 5,442 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $189,000 | 3,757 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $63,000 | 6,165 |
| Total noninterest expense | $915,000 | 6,281 |
| Salaries and employee benefits | $467,000 | 6,493 |
| Premises and equipment expense | $154,000 | 5,570 |
| Additional noninterest expense | $294,000 | 6,040 |
| Pre-tax net operating income | $809,000 | 4,028 |
| Securities gains (losses) | $74,000 | 1,751 |
| Applicable income taxes | $325,000 | 3,086 |
| Income before extraordinary items | $558,000 | 4,497 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $558,000 | 4,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,638 |
| Cash dividends | $215,000 | 3,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $510,640 | 4,542 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,130,000 | 5,344 |
| Total interest expense | $383,000 | 5,164 |
| Net interest income | $747,000 | 5,330 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $146,000 | 4,959 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $93,000 | 3,718 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $53,000 | 5,163 |
| Total noninterest expense | $463,000 | 6,248 |
| Salaries and employee benefits | $239,000 | 6,421 |
| Premises and equipment expense | $79,000 | 5,487 |
| Additional noninterest expense | $145,000 | 6,052 |
| Pre-tax net operating income | $385,000 | 4,123 |
| Securities gains (losses) | $74,000 | 1,165 |
| Applicable income taxes | $169,000 | 3,000 |
| Income before extraordinary items | $290,000 | 4,340 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $290,000 | 4,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,853 |
| Cash dividends | $105,000 | 2,837 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $242,640 | 4,603 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,984,000 | 5,909 |
| Total interest expense | $1,326,000 | 6,106 |
| Net interest income | $2,658,000 | 5,704 |
| Provision for loan and lease losses | $215,000 | 4,215 |
| Total noninterest income | $506,000 | 5,181 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $366,000 | 3,752 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $140,000 | 5,749 |
| Total noninterest expense | $1,603,000 | 6,648 |
| Salaries and employee benefits | $819,000 | 6,818 |
| Premises and equipment expense | $250,000 | 6,143 |
| Additional noninterest expense | $534,000 | 6,318 |
| Pre-tax net operating income | $1,346,000 | 4,391 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $495,000 | 3,467 |
| Income before extraordinary items | $851,000 | 5,038 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $851,000 | 5,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,210 |
| Cash dividends | $241,000 | 4,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $851,000 | 4,904 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,637,000 | 7,601 |
| Total interest expense | $976,000 | 8,073 |
| Net interest income | $1,661,000 | 7,044 |
| Provision for loan and lease losses | $42,000 | 6,879 |
| Total noninterest income | $356,000 | 5,983 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $198,000 | 5,191 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $158,000 | 5,439 |
| Total noninterest expense | $1,176,000 | 7,513 |
| Salaries and employee benefits | $576,000 | 7,777 |
| Premises and equipment expense | $128,000 | 7,879 |
| Additional noninterest expense | $472,000 | 6,637 |
| Pre-tax net operating income | $799,000 | 5,484 |
| Securities gains (losses) | $15,000 | 3,362 |
| Applicable income taxes | $317,000 | 4,158 |
| Income before extraordinary items | $497,000 | 6,099 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $497,000 | 6,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,531 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $487,400 | 6,014 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,680,000 | 7,732 |
| Total interest expense | $1,272,000 | 7,640 |
| Net interest income | $1,408,000 | 7,631 |
| Provision for loan and lease losses | $322,000 | 2,701 |
| Total noninterest income | $304,000 | 6,269 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $194,000 | 5,173 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 6,206 |
| Total noninterest expense | $1,209,000 | 7,474 |
| Salaries and employee benefits | $568,000 | 7,875 |
| Premises and equipment expense | $110,000 | 8,272 |
| Additional noninterest expense | $531,000 | 6,194 |
| Pre-tax net operating income | $181,000 | 8,443 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $41,000 | 7,397 |
| Income before extraordinary items | $140,000 | 8,477 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $140,000 | 8,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $376,000 | 1,553 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $140,000 | 8,475 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,719,000 | 7,686 |
| Total interest expense | $1,363,000 | 7,276 |
| Net interest income | $1,356,000 | 7,855 |
| Provision for loan and lease losses | $31,000 | 7,196 |
| Total noninterest income | $317,000 | 6,295 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $185,000 | 5,332 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 5,922 |
| Total noninterest expense | $1,208,000 | 7,545 |
| Salaries and employee benefits | $552,000 | 8,025 |
| Premises and equipment expense | $106,000 | 8,515 |
| Additional noninterest expense | $550,000 | 6,150 |
| Pre-tax net operating income | $434,000 | 7,439 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $141,000 | 6,391 |
| Income before extraordinary items | $293,000 | 7,647 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $293,000 | 7,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,495 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $293,000 | 7,618 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,882,000 | 7,662 |
| Total interest expense | $1,407,000 | 7,404 |
| Net interest income | $1,475,000 | 7,740 |
| Provision for loan and lease losses | $265,000 | 2,894 |
| Total noninterest income | $337,000 | 6,133 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $193,000 | 5,239 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 5,793 |
| Total noninterest expense | $1,029,000 | 8,024 |
| Salaries and employee benefits | $514,000 | 8,265 |
| Premises and equipment expense | $96,000 | 8,805 |
| Additional noninterest expense | $419,000 | 7,061 |
| Pre-tax net operating income | $518,000 | 7,276 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $174,000 | 6,522 |
| Income before extraordinary items | $344,000 | 7,569 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $344,000 | 7,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 2,411 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $344,000 | 7,488 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,368,000 | 8,558 |
| Total interest expense | $964,000 | 8,789 |
| Net interest income | $1,404,000 | 8,223 |
| Provision for loan and lease losses | $88,000 | 5,481 |
| Total noninterest income | $288,000 | 6,773 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $196,000 | 5,391 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 7,011 |
| Total noninterest expense | $967,000 | 8,460 |
| Salaries and employee benefits | $517,000 | 8,481 |
| Premises and equipment expense | $93,000 | 9,130 |
| Additional noninterest expense | $357,000 | 7,736 |
| Pre-tax net operating income | $637,000 | 7,260 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $228,000 | 6,520 |
| Income before extraordinary items | $408,000 | 7,583 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $408,000 | 7,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,606 |
| Cash dividends | $160,000 | 5,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $408,640 | 7,524 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,122,000 | 9,215 |
| Total interest expense | $734,000 | 9,868 |
| Net interest income | $1,388,000 | 8,552 |
| Provision for loan and lease losses | $87,000 | 5,445 |
| Total noninterest income | $258,000 | 7,479 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $191,000 | 5,711 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 8,207 |
| Total noninterest expense | $954,000 | 8,863 |
| Salaries and employee benefits | $522,000 | 8,698 |
| Premises and equipment expense | $85,000 | 9,680 |
| Additional noninterest expense | $347,000 | 8,396 |
| Pre-tax net operating income | $605,000 | 7,395 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $219,000 | 6,854 |
| Income before extraordinary items | $386,000 | 7,747 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $386,000 | 7,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 4,157 |
| Cash dividends | $220,000 | 5,231 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $386,000 | 7,685 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,928,000 | 9,838 |
| Total interest expense | $558,000 | 10,823 |
| Net interest income | $1,370,000 | 8,872 |
| Provision for loan and lease losses | $106,000 | 4,474 |
| Total noninterest income | $259,000 | 7,595 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $210,000 | 5,518 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 9,276 |
| Total noninterest expense | $910,000 | 9,322 |
| Salaries and employee benefits | $526,000 | 8,887 |
| Premises and equipment expense | $93,000 | 9,830 |
| Additional noninterest expense | $291,000 | 9,330 |
| Pre-tax net operating income | $613,000 | 7,808 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $222,000 | 7,058 |
| Income before extraordinary items | $391,000 | 8,147 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $391,000 | 8,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,295 |
| Cash dividends | $240,000 | 5,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $391,000 | 8,106 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,586,000 | 10,558 |
| Total interest expense | $416,000 | 11,496 |
| Net interest income | $1,170,000 | 9,838 |
| Provision for loan and lease losses | $62,000 | 5,552 |
| Total noninterest income | $291,000 | 7,362 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $239,000 | 5,208 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 9,512 |
| Total noninterest expense | $870,000 | 9,908 |
| Salaries and employee benefits | $493,000 | 9,453 |
| Premises and equipment expense | $92,000 | 10,281 |
| Additional noninterest expense | $285,000 | 10,131 |
| Pre-tax net operating income | $529,000 | 8,460 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $187,000 | 7,575 |
| Income before extraordinary items | $342,000 | 8,698 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $342,000 | 8,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $127,000 | 6,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $342,000 | 8,764 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,312,000 | 11,658 |
| Total interest expense | $371,000 | 12,350 |
| Net interest income | $941,000 | 10,992 |
| Provision for loan and lease losses | $36,000 | 8,112 |
| Total noninterest income | $264,000 | 8,151 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $217,000 | 5,656 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 10,262 |
| Total noninterest expense | $734,000 | 10,996 |
| Salaries and employee benefits | $406,000 | 10,575 |
| Premises and equipment expense | $73,000 | 11,396 |
| Additional noninterest expense | $255,000 | 11,009 |
| Pre-tax net operating income | $435,000 | 9,142 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $153,000 | 8,564 |
| Income before extraordinary items | $282,000 | 9,667 |
| Extraordinary gains, net | $13,000 | 2,867 |
| Net income | $295,000 | 9,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $443,000 | 3,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $282,000 | 9,406 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,129,000 | 12,766 |
| Total interest expense | $445,000 | 12,999 |
| Net interest income | $684,000 | 12,387 |
| Provision for loan and lease losses | $38,000 | 9,593 |
| Total noninterest income | $249,000 | 8,508 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $194,000 | 6,110 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 10,088 |
| Total noninterest expense | $823,000 | 10,895 |
| Salaries and employee benefits | $369,000 | 11,230 |
| Premises and equipment expense | $73,000 | 11,760 |
| Additional noninterest expense | $381,000 | 9,802 |
| Pre-tax net operating income | $72,000 | 12,263 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $20,000 | 12,109 |
| Income before extraordinary items | $52,000 | 12,550 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $52,000 | 12,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 10,870 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $52,000 | 12,280 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.