Home > Great American Bank > Income and Expense
Great American Bank, Income and Expense
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,115,000 | 4,399 |
| Total interest expense | $199,000 | 4,571 |
| Net interest income | $1,916,000 | 4,344 |
| Provision for loan and lease losses | $30,000 | 3,313 |
| Total noninterest income | $535,000 | 2,996 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $27,000 | 5,731 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $508,000 | 2,289 |
| Total noninterest expense | $1,575,000 | 4,429 |
| Salaries and employee benefits | $662,000 | 4,959 |
| Premises and equipment expense | $235,000 | 3,855 |
| Additional noninterest expense | $678,000 | 3,817 |
| Pre-tax net operating income | $846,000 | 3,265 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $44,000 | 3,500 |
| Income before extraordinary items | $802,000 | 3,085 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $802,000 | 3,091 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $802,000 | 3,091 |
| Net charge-offs | $24,000 | 3,316 |
| Cash dividends | $1,299,000 | 946 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $802,000 | 3,037 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,116,000 | 4,299 |
| Total interest expense | $100,000 | 4,626 |
| Net interest income | $1,016,000 | 4,205 |
| Provision for loan and lease losses | $15,000 | 3,093 |
| Total noninterest income | $54,000 | 5,439 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $14,000 | 5,710 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $40,000 | 4,827 |
| Total noninterest expense | $757,000 | 4,559 |
| Salaries and employee benefits | $359,000 | 4,849 |
| Premises and equipment expense | $115,000 | 3,929 |
| Additional noninterest expense | $283,000 | 4,243 |
| Pre-tax net operating income | $298,000 | 3,833 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $16,000 | 3,623 |
| Income before extraordinary items | $282,000 | 3,648 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $282,000 | 3,650 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $282,000 | 3,651 |
| Net charge-offs | $-4,000 | 5,342 |
| Cash dividends | $613,000 | 893 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $282,000 | 3,598 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,372,000 | 4,408 |
| Total interest expense | $469,000 | 4,604 |
| Net interest income | $3,903,000 | 4,335 |
| Provision for loan and lease losses | $120,000 | 3,475 |
| Total noninterest income | $381,000 | 4,809 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $62,000 | 5,801 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $319,000 | 4,011 |
| Total noninterest expense | $2,865,000 | 4,713 |
| Salaries and employee benefits | $1,325,000 | 5,057 |
| Premises and equipment expense | $529,000 | 3,614 |
| Additional noninterest expense | $1,011,000 | 4,561 |
| Pre-tax net operating income | $1,299,000 | 3,636 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $41,000 | 3,846 |
| Income before extraordinary items | $1,258,000 | 3,458 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,258,000 | 3,459 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,258,000 | 3,461 |
| Net charge-offs | $-1,000 | 5,856 |
| Cash dividends | $314,000 | 3,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,258,000 | 3,414 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,278,000 | 4,457 |
| Total interest expense | $362,000 | 4,627 |
| Net interest income | $2,916,000 | 4,379 |
| Provision for loan and lease losses | $90,000 | 3,447 |
| Total noninterest income | $184,000 | 5,468 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $48,000 | 5,819 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $136,000 | 4,838 |
| Total noninterest expense | $2,037,000 | 4,853 |
| Salaries and employee benefits | $989,000 | 5,096 |
| Premises and equipment expense | $369,000 | 3,808 |
| Additional noninterest expense | $679,000 | 4,822 |
| Pre-tax net operating income | $973,000 | 3,726 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $28,000 | 3,971 |
| Income before extraordinary items | $945,000 | 3,526 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $945,000 | 3,528 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $945,000 | 3,530 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $286,000 | 2,678 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $945,000 | 3,449 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,116,000 | 4,541 |
| Total interest expense | $248,000 | 4,633 |
| Net interest income | $1,868,000 | 4,482 |
| Provision for loan and lease losses | $60,000 | 3,384 |
| Total noninterest income | $123,000 | 5,503 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $31,000 | 5,854 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $92,000 | 4,849 |
| Total noninterest expense | $1,336,000 | 4,912 |
| Salaries and employee benefits | $658,000 | 5,122 |
| Premises and equipment expense | $244,000 | 3,837 |
| Additional noninterest expense | $434,000 | 4,937 |
| Pre-tax net operating income | $595,000 | 3,838 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $13,000 | 4,110 |
| Income before extraordinary items | $582,000 | 3,669 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $582,000 | 3,672 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $582,000 | 3,672 |
| Net charge-offs | $3,000 | 4,643 |
| Cash dividends | $262,000 | 2,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $582,000 | 3,564 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,043,000 | 4,601 |
| Total interest expense | $129,000 | 4,640 |
| Net interest income | $914,000 | 4,551 |
| Provision for loan and lease losses | $30,000 | 3,174 |
| Total noninterest income | $48,000 | 5,789 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $14,000 | 5,965 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $34,000 | 5,178 |
| Total noninterest expense | $656,000 | 5,011 |
| Salaries and employee benefits | $327,000 | 5,185 |
| Premises and equipment expense | $124,000 | 3,824 |
| Additional noninterest expense | $205,000 | 5,093 |
| Pre-tax net operating income | $276,000 | 3,954 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $13,000 | 3,816 |
| Income before extraordinary items | $263,000 | 3,799 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $263,000 | 3,798 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $263,000 | 3,801 |
| Net charge-offs | $10,000 | 3,448 |
| Cash dividends | $26,000 | 2,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $263,000 | 3,693 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,550,000 | 5,146 |
| Total interest expense | $420,000 | 5,458 |
| Net interest income | $3,130,000 | 5,002 |
| Provision for loan and lease losses | $324,000 | 3,273 |
| Total noninterest income | $337,000 | 5,055 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $60,000 | 6,058 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $277,000 | 4,139 |
| Total noninterest expense | $2,151,000 | 5,515 |
| Salaries and employee benefits | $1,017,000 | 5,669 |
| Premises and equipment expense | $405,000 | 4,283 |
| Additional noninterest expense | $729,000 | 5,459 |
| Pre-tax net operating income | $992,000 | 4,033 |
| Securities gains (losses) | $50,000 | 2,732 |
| Applicable income taxes | $38,000 | 3,983 |
| Income before extraordinary items | $1,004,000 | 3,910 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,004,000 | 3,910 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,004,000 | 3,912 |
| Net charge-offs | $29,000 | 5,219 |
| Cash dividends | $127,000 | 3,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $956,000 | 3,810 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,653,000 | 5,235 |
| Total interest expense | $307,000 | 5,638 |
| Net interest income | $2,346,000 | 5,089 |
| Provision for loan and lease losses | $150,000 | 3,869 |
| Total noninterest income | $143,000 | 5,824 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $44,000 | 6,164 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $99,000 | 5,136 |
| Total noninterest expense | $1,532,000 | 5,650 |
| Salaries and employee benefits | $740,000 | 5,764 |
| Premises and equipment expense | $285,000 | 4,475 |
| Additional noninterest expense | $507,000 | 5,648 |
| Pre-tax net operating income | $807,000 | 4,015 |
| Securities gains (losses) | $50,000 | 2,445 |
| Applicable income taxes | $18,000 | 4,197 |
| Income before extraordinary items | $839,000 | 3,780 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $839,000 | 3,780 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $839,000 | 3,782 |
| Net charge-offs | $25,000 | 4,951 |
| Cash dividends | $108,000 | 3,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $790,000 | 3,716 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,804,000 | 5,234 |
| Total interest expense | $205,000 | 5,736 |
| Net interest income | $1,599,000 | 5,072 |
| Provision for loan and lease losses | $100,000 | 3,821 |
| Total noninterest income | $76,000 | 6,070 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $28,000 | 6,232 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $48,000 | 5,495 |
| Total noninterest expense | $1,013,000 | 5,701 |
| Salaries and employee benefits | $502,000 | 5,785 |
| Premises and equipment expense | $190,000 | 4,491 |
| Additional noninterest expense | $321,000 | 5,796 |
| Pre-tax net operating income | $562,000 | 3,916 |
| Securities gains (losses) | $50,000 | 2,051 |
| Applicable income taxes | $7,000 | 4,344 |
| Income before extraordinary items | $605,000 | 3,637 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $605,000 | 3,638 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $605,000 | 3,639 |
| Net charge-offs | $58,000 | 3,900 |
| Cash dividends | $85,000 | 3,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $555,500 | 3,607 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,007,000 | 5,018 |
| Total interest expense | $101,000 | 5,853 |
| Net interest income | $906,000 | 4,790 |
| Provision for loan and lease losses | $70,000 | 3,343 |
| Total noninterest income | $36,000 | 6,184 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $13,000 | 6,301 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $23,000 | 5,595 |
| Total noninterest expense | $515,000 | 5,712 |
| Salaries and employee benefits | $264,000 | 5,732 |
| Premises and equipment expense | $93,000 | 4,555 |
| Additional noninterest expense | $158,000 | 5,842 |
| Pre-tax net operating income | $357,000 | 3,516 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $3,000 | 4,405 |
| Income before extraordinary items | $354,000 | 3,328 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $354,000 | 3,332 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $354,000 | 3,332 |
| Net charge-offs | $61,000 | 2,868 |
| Cash dividends | $41,000 | 2,487 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $354,000 | 3,160 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,207,000 | 5,625 |
| Total interest expense | $463,000 | 5,991 |
| Net interest income | $2,744,000 | 5,445 |
| Provision for loan and lease losses | $120,000 | 5,149 |
| Total noninterest income | $154,000 | 6,028 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $72,000 | 5,943 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $82,000 | 5,505 |
| Total noninterest expense | $2,036,000 | 5,788 |
| Salaries and employee benefits | $961,000 | 5,942 |
| Premises and equipment expense | $387,000 | 4,641 |
| Additional noninterest expense | $688,000 | 5,727 |
| Pre-tax net operating income | $742,000 | 4,193 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $31,000 | 3,950 |
| Income before extraordinary items | $711,000 | 4,133 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $711,000 | 4,137 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $711,000 | 4,136 |
| Net charge-offs | $98,000 | 4,990 |
| Cash dividends | $175,000 | 3,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $711,000 | 4,002 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,350,000 | 5,724 |
| Total interest expense | $367,000 | 6,005 |
| Net interest income | $1,983,000 | 5,570 |
| Provision for loan and lease losses | $90,000 | 5,036 |
| Total noninterest income | $115,000 | 6,141 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $55,000 | 5,946 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $60,000 | 5,611 |
| Total noninterest expense | $1,482,000 | 5,871 |
| Salaries and employee benefits | $713,000 | 5,977 |
| Premises and equipment expense | $289,000 | 4,708 |
| Additional noninterest expense | $480,000 | 5,916 |
| Pre-tax net operating income | $526,000 | 4,401 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $20,000 | 4,044 |
| Income before extraordinary items | $506,000 | 4,292 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $506,000 | 4,294 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $506,000 | 4,294 |
| Net charge-offs | $87,000 | 4,567 |
| Cash dividends | $130,000 | 2,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $506,000 | 4,158 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,598,000 | 5,744 |
| Total interest expense | $255,000 | 6,054 |
| Net interest income | $1,343,000 | 5,572 |
| Provision for loan and lease losses | $60,000 | 4,872 |
| Total noninterest income | $79,000 | 6,138 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $37,000 | 5,936 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $42,000 | 5,630 |
| Total noninterest expense | $998,000 | 5,911 |
| Salaries and employee benefits | $478,000 | 6,018 |
| Premises and equipment expense | $191,000 | 4,769 |
| Additional noninterest expense | $329,000 | 5,932 |
| Pre-tax net operating income | $364,000 | 4,342 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $11,000 | 4,065 |
| Income before extraordinary items | $353,000 | 4,205 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $353,000 | 4,205 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $353,000 | 4,207 |
| Net charge-offs | $25,000 | 4,940 |
| Cash dividends | $86,000 | 2,889 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $353,000 | 4,109 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $766,000 | 5,866 |
| Total interest expense | $132,000 | 6,075 |
| Net interest income | $634,000 | 5,707 |
| Provision for loan and lease losses | $30,000 | 4,582 |
| Total noninterest income | $42,000 | 6,140 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $17,000 | 6,004 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $25,000 | 5,598 |
| Total noninterest expense | $502,000 | 5,933 |
| Salaries and employee benefits | $239,000 | 6,066 |
| Premises and equipment expense | $97,000 | 4,779 |
| Additional noninterest expense | $166,000 | 5,949 |
| Pre-tax net operating income | $144,000 | 4,703 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $1,000 | 4,403 |
| Income before extraordinary items | $143,000 | 4,531 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $143,000 | 4,530 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $143,000 | 4,531 |
| Net charge-offs | $19,000 | 4,068 |
| Cash dividends | $45,000 | 2,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $143,000 | 4,471 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,485,000 | 5,728 |
| Total interest expense | $588,000 | 6,289 |
| Net interest income | $2,897,000 | 5,447 |
| Provision for loan and lease losses | $215,000 | 5,259 |
| Total noninterest income | $332,000 | 5,242 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $85,000 | 5,691 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $247,000 | 4,266 |
| Total noninterest expense | $2,208,000 | 5,797 |
| Salaries and employee benefits | $997,000 | 6,037 |
| Premises and equipment expense | $388,000 | 4,817 |
| Additional noninterest expense | $823,000 | 5,564 |
| Pre-tax net operating income | $806,000 | 3,716 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $30,000 | 3,855 |
| Income before extraordinary items | $776,000 | 3,657 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $776,000 | 3,655 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $776,000 | 3,657 |
| Net charge-offs | $109,000 | 5,351 |
| Cash dividends | $131,000 | 3,573 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $776,000 | 3,527 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,489,000 | 5,944 |
| Total interest expense | $447,000 | 6,401 |
| Net interest income | $2,042,000 | 5,660 |
| Provision for loan and lease losses | $90,000 | 5,755 |
| Total noninterest income | $285,000 | 5,127 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $63,000 | 5,781 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $222,000 | 3,996 |
| Total noninterest expense | $1,623,000 | 5,876 |
| Salaries and employee benefits | $752,000 | 6,067 |
| Premises and equipment expense | $294,000 | 4,878 |
| Additional noninterest expense | $577,000 | 5,736 |
| Pre-tax net operating income | $614,000 | 3,916 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $21,000 | 3,981 |
| Income before extraordinary items | $593,000 | 3,809 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $593,000 | 3,809 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $593,000 | 3,810 |
| Net charge-offs | $50,000 | 5,500 |
| Cash dividends | $87,000 | 3,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $593,000 | 3,662 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,694,000 | 5,933 |
| Total interest expense | $302,000 | 6,481 |
| Net interest income | $1,392,000 | 5,635 |
| Provision for loan and lease losses | $60,000 | 5,595 |
| Total noninterest income | $206,000 | 4,978 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $43,000 | 5,791 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $163,000 | 3,845 |
| Total noninterest expense | $1,102,000 | 5,873 |
| Salaries and employee benefits | $516,000 | 6,053 |
| Premises and equipment expense | $195,000 | 4,937 |
| Additional noninterest expense | $391,000 | 5,707 |
| Pre-tax net operating income | $436,000 | 3,848 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $13,000 | 3,989 |
| Income before extraordinary items | $423,000 | 3,688 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $423,000 | 3,686 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $423,000 | 3,687 |
| Net charge-offs | $49,000 | 4,905 |
| Cash dividends | $47,000 | 3,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $423,000 | 3,587 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $857,000 | 5,971 |
| Total interest expense | $154,000 | 6,565 |
| Net interest income | $703,000 | 5,647 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $116,000 | 4,771 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $21,000 | 5,847 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $95,000 | 3,602 |
| Total noninterest expense | $559,000 | 5,906 |
| Salaries and employee benefits | $266,000 | 6,075 |
| Premises and equipment expense | $94,000 | 5,101 |
| Additional noninterest expense | $199,000 | 5,713 |
| Pre-tax net operating income | $230,000 | 3,831 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $3,000 | 4,254 |
| Income before extraordinary items | $227,000 | 3,662 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $227,000 | 3,659 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $227,000 | 3,661 |
| Net charge-offs | $17,000 | 4,530 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $227,000 | 3,530 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,127,000 | 6,967 |
| Total interest expense | $542,000 | 7,038 |
| Net interest income | $1,585,000 | 6,797 |
| Provision for loan and lease losses | $450,000 | 4,698 |
| Total noninterest income | $736,000 | 3,951 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $87,000 | 5,935 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $649,000 | 2,781 |
| Total noninterest expense | $1,582,000 | 6,685 |
| Salaries and employee benefits | $787,000 | 6,736 |
| Premises and equipment expense | $253,000 | 6,038 |
| Additional noninterest expense | $542,000 | 6,657 |
| Pre-tax net operating income | $289,000 | 4,531 |
| Securities gains (losses) | $175,000 | 1,656 |
| Applicable income taxes | $17,000 | 3,730 |
| Income before extraordinary items | $447,000 | 4,023 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $447,000 | 4,022 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $447,000 | 4,022 |
| Net charge-offs | $7,000 | 6,974 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $279,000 | 4,471 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,204,000 | 7,430 |
| Total interest expense | $374,000 | 7,250 |
| Net interest income | $830,000 | 7,392 |
| Provision for loan and lease losses | $370,000 | 4,294 |
| Total noninterest income | $646,000 | 3,701 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $59,000 | 6,083 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $587,000 | 2,552 |
| Total noninterest expense | $992,000 | 7,044 |
| Salaries and employee benefits | $539,000 | 6,946 |
| Premises and equipment expense | $140,000 | 6,639 |
| Additional noninterest expense | $313,000 | 7,068 |
| Pre-tax net operating income | $114,000 | 5,229 |
| Securities gains (losses) | $133,000 | 1,611 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $247,000 | 4,643 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $247,000 | 4,641 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $247,000 | 4,644 |
| Net charge-offs | $6,000 | 6,654 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $114,000 | 5,191 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $700,000 | 7,637 |
| Total interest expense | $223,000 | 7,466 |
| Net interest income | $477,000 | 7,608 |
| Provision for loan and lease losses | $100,000 | 5,300 |
| Total noninterest income | $54,000 | 7,098 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $36,000 | 6,207 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $18,000 | 6,881 |
| Total noninterest expense | $562,000 | 7,359 |
| Salaries and employee benefits | $277,000 | 7,432 |
| Premises and equipment expense | $83,000 | 6,886 |
| Additional noninterest expense | $202,000 | 7,156 |
| Pre-tax net operating income | $-131,000 | 6,147 |
| Securities gains (losses) | $133,000 | 1,279 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $2,000 | 5,899 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,000 | 5,897 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,000 | 5,897 |
| Net charge-offs | $6,000 | 6,180 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-131,000 | 6,216 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $338,000 | 7,736 |
| Total interest expense | $104,000 | 7,620 |
| Net interest income | $234,000 | 7,649 |
| Provision for loan and lease losses | $40,000 | 5,160 |
| Total noninterest income | $29,000 | 7,057 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $20,000 | 6,060 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $9,000 | 6,953 |
| Total noninterest expense | $261,000 | 7,467 |
| Salaries and employee benefits | $139,000 | 7,478 |
| Premises and equipment expense | $37,000 | 7,099 |
| Additional noninterest expense | $85,000 | 7,322 |
| Pre-tax net operating income | $-38,000 | 6,452 |
| Securities gains (losses) | $133,000 | 862 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $95,000 | 5,018 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $95,000 | 5,023 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $95,000 | 5,022 |
| Net charge-offs | $-2,000 | 7,404 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-38,000 | 6,489 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $508,000 | 8,181 |
| Total interest expense | $236,000 | 8,067 |
| Net interest income | $272,000 | 8,205 |
| Provision for loan and lease losses | $85,000 | 6,197 |
| Total noninterest income | $72,000 | 7,555 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $51,000 | 6,613 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $21,000 | 7,407 |
| Total noninterest expense | $471,000 | 8,141 |
| Salaries and employee benefits | $241,000 | 8,154 |
| Premises and equipment expense | $74,000 | 7,849 |
| Additional noninterest expense | $156,000 | 8,059 |
| Pre-tax net operating income | $-212,000 | 6,563 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-212,000 | 6,491 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-212,000 | 6,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,844 |
| Cash dividends | $42,136,000 | 98 |
| Sale, conversion, retirement of capital stock, net | $696,000 | 478 |
| Net operating income | $-212,000 | 6,638 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $186,000 | 8,335 |
| Total interest expense | $113,000 | 8,236 |
| Net interest income | $73,000 | 8,356 |
| Provision for loan and lease losses | $40,000 | 6,090 |
| Total noninterest income | $27,000 | 7,965 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $20,000 | 7,007 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $7,000 | 7,869 |
| Total noninterest expense | $171,000 | 8,341 |
| Salaries and employee benefits | $106,000 | 8,314 |
| Premises and equipment expense | $26,000 | 8,227 |
| Additional noninterest expense | $39,000 | 8,359 |
| Pre-tax net operating income | $-111,000 | 6,922 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-111,000 | 6,804 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-111,000 | 6,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $42,136,000 | 82 |
| Sale, conversion, retirement of capital stock, net | $696,000 | 337 |
| Net operating income | $-111,000 | 6,973 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,147,000 | 3,083 |
| Total interest expense | $3,098,000 | 2,631 |
| Net interest income | $3,049,000 | 3,449 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $278,000 | 4,787 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $183,000 | 3,659 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $95,000 | 5,148 |
| Total noninterest expense | $1,735,000 | 4,680 |
| Salaries and employee benefits | $897,000 | 4,851 |
| Premises and equipment expense | $208,000 | 5,032 |
| Additional noninterest expense | $630,000 | 4,028 |
| Pre-tax net operating income | $1,592,000 | 2,079 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $613,000 | 1,371 |
| Income before extraordinary items | $979,000 | 2,622 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $979,000 | 2,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $42,135,000 | 57 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $979,000 | 2,567 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,229,000 | 3,014 |
| Total interest expense | $1,651,000 | 2,641 |
| Net interest income | $1,578,000 | 3,367 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $135,000 | 4,851 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $88,000 | 3,708 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $47,000 | 5,178 |
| Total noninterest expense | $895,000 | 4,587 |
| Salaries and employee benefits | $478,000 | 4,705 |
| Premises and equipment expense | $111,000 | 4,858 |
| Additional noninterest expense | $306,000 | 4,051 |
| Pre-tax net operating income | $818,000 | 2,110 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $315,000 | 1,427 |
| Income before extraordinary items | $503,000 | 2,674 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $503,000 | 2,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 2,051 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $503,000 | 2,607 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,126,000 | 3,260 |
| Total interest expense | $5,929,000 | 3,030 |
| Net interest income | $6,197,000 | 3,423 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $525,000 | 4,922 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $373,000 | 3,658 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $152,000 | 5,551 |
| Total noninterest expense | $2,799,000 | 5,227 |
| Salaries and employee benefits | $1,330,000 | 5,670 |
| Premises and equipment expense | $447,000 | 4,690 |
| Additional noninterest expense | $1,022,000 | 4,590 |
| Pre-tax net operating income | $3,923,000 | 2,014 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,509,000 | 1,418 |
| Income before extraordinary items | $2,414,000 | 2,453 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,414,000 | 2,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,502 |
| Cash dividends | $3,000,000 | 1,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,414,000 | 2,443 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,653,000 | 3,399 |
| Total interest expense | $4,253,000 | 3,151 |
| Net interest income | $4,400,000 | 3,567 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $369,000 | 5,084 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $265,000 | 3,764 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $104,000 | 5,733 |
| Total noninterest expense | $1,966,000 | 5,423 |
| Salaries and employee benefits | $972,000 | 5,729 |
| Premises and equipment expense | $304,000 | 4,976 |
| Additional noninterest expense | $690,000 | 4,838 |
| Pre-tax net operating income | $2,803,000 | 2,233 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,080,000 | 1,552 |
| Income before extraordinary items | $1,723,000 | 2,686 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,723,000 | 2,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,861 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,723,000 | 2,667 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,039,000 | 3,766 |
| Total interest expense | $2,474,000 | 3,482 |
| Net interest income | $2,565,000 | 3,952 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $208,000 | 5,494 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $149,000 | 4,099 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $59,000 | 6,023 |
| Total noninterest expense | $1,117,000 | 5,932 |
| Salaries and employee benefits | $562,000 | 6,208 |
| Premises and equipment expense | $170,000 | 5,511 |
| Additional noninterest expense | $385,000 | 5,417 |
| Pre-tax net operating income | $1,656,000 | 2,507 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $637,000 | 1,767 |
| Income before extraordinary items | $1,019,000 | 3,003 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,019,000 | 3,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,692 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,019,000 | 2,986 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,297,000 | 5,679 |
| Total interest expense | $635,000 | 5,230 |
| Net interest income | $662,000 | 5,896 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $49,000 | 6,849 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $33,000 | 5,642 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $16,000 | 6,921 |
| Total noninterest expense | $293,000 | 7,471 |
| Salaries and employee benefits | $157,000 | 7,531 |
| Premises and equipment expense | $40,000 | 7,184 |
| Additional noninterest expense | $96,000 | 7,170 |
| Pre-tax net operating income | $418,000 | 3,894 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $161,000 | 2,669 |
| Income before extraordinary items | $257,000 | 4,494 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $257,000 | 4,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,660 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $257,000 | 4,484 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $14,000,000 | 2,686 |
| Total interest expense | $6,315,000 | 2,486 |
| Net interest income | $7,685,000 | 2,853 |
| Provision for loan and lease losses | $680,000 | 1,445 |
| Total noninterest income | $788,000 | 4,094 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $492,000 | 3,093 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $296,000 | 4,323 |
| Total noninterest expense | $3,587,000 | 4,323 |
| Salaries and employee benefits | $1,994,000 | 4,278 |
| Premises and equipment expense | $449,000 | 4,578 |
| Additional noninterest expense | $1,144,000 | 4,092 |
| Pre-tax net operating income | $4,206,000 | 2,177 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,509,000 | 1,656 |
| Income before extraordinary items | $2,697,000 | 2,463 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,697,000 | 2,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,703 |
| Cash dividends | $2,752,000 | 1,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,697,000 | 2,447 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,295,000 | 2,723 |
| Total interest expense | $4,532,000 | 2,512 |
| Net interest income | $5,763,000 | 2,883 |
| Provision for loan and lease losses | $157,000 | 3,335 |
| Total noninterest income | $605,000 | 4,039 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $367,000 | 3,122 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $238,000 | 4,179 |
| Total noninterest expense | $2,656,000 | 4,338 |
| Salaries and employee benefits | $1,448,000 | 4,358 |
| Premises and equipment expense | $344,000 | 4,513 |
| Additional noninterest expense | $864,000 | 4,039 |
| Pre-tax net operating income | $3,555,000 | 2,032 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,276,000 | 1,574 |
| Income before extraordinary items | $2,279,000 | 2,325 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,279,000 | 2,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,656 |
| Cash dividends | $1,653,000 | 1,334 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,279,000 | 2,313 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,611,000 | 2,780 |
| Total interest expense | $2,849,000 | 2,550 |
| Net interest income | $3,762,000 | 2,953 |
| Provision for loan and lease losses | $137,000 | 2,799 |
| Total noninterest income | $433,000 | 3,858 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $245,000 | 3,098 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $188,000 | 3,866 |
| Total noninterest expense | $1,778,000 | 4,346 |
| Salaries and employee benefits | $968,000 | 4,367 |
| Premises and equipment expense | $228,000 | 4,532 |
| Additional noninterest expense | $582,000 | 4,002 |
| Pre-tax net operating income | $2,280,000 | 2,100 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $852,000 | 1,581 |
| Income before extraordinary items | $1,428,000 | 2,436 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,428,000 | 2,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,807 |
| Cash dividends | $1,303,000 | 1,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,428,000 | 2,420 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,171,000 | 2,833 |
| Total interest expense | $1,338,000 | 2,577 |
| Net interest income | $1,833,000 | 3,000 |
| Provision for loan and lease losses | $82,000 | 2,309 |
| Total noninterest income | $255,000 | 3,414 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $122,000 | 3,048 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $133,000 | 3,200 |
| Total noninterest expense | $906,000 | 4,299 |
| Salaries and employee benefits | $490,000 | 4,345 |
| Premises and equipment expense | $114,000 | 4,571 |
| Additional noninterest expense | $302,000 | 3,867 |
| Pre-tax net operating income | $1,100,000 | 2,118 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $411,000 | 1,622 |
| Income before extraordinary items | $689,000 | 2,472 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $689,000 | 2,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,562 |
| Cash dividends | $1,083,000 | 704 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $689,000 | 2,452 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,886,000 | 3,177 |
| Total interest expense | $3,605,000 | 2,872 |
| Net interest income | $6,281,000 | 3,306 |
| Provision for loan and lease losses | $181,000 | 3,742 |
| Total noninterest income | $631,000 | 4,667 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $444,000 | 3,306 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $187,000 | 5,304 |
| Total noninterest expense | $2,695,000 | 5,126 |
| Salaries and employee benefits | $1,434,000 | 5,202 |
| Premises and equipment expense | $331,000 | 5,461 |
| Additional noninterest expense | $930,000 | 4,662 |
| Pre-tax net operating income | $4,036,000 | 2,209 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,506,000 | 1,701 |
| Income before extraordinary items | $2,530,000 | 2,578 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,530,000 | 2,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 3,613 |
| Cash dividends | $5,155,000 | 639 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,530,000 | 2,556 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $958,000 | 8,134 |
| Total interest expense | $182,000 | 8,338 |
| Net interest income | $776,000 | 7,934 |
| Provision for loan and lease losses | $38,000 | 5,602 |
| Total noninterest income | $123,000 | 7,389 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $111,000 | 5,669 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $12,000 | 8,286 |
| Total noninterest expense | $595,000 | 8,078 |
| Salaries and employee benefits | $317,000 | 8,111 |
| Premises and equipment expense | $68,000 | 7,980 |
| Additional noninterest expense | $210,000 | 7,763 |
| Pre-tax net operating income | $266,000 | 7,347 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $61,000 | 5,651 |
| Income before extraordinary items | $205,000 | 7,416 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $205,000 | 7,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,785 |
| Cash dividends | $30,000 | 5,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $205,000 | 7,385 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $621,000 | 8,180 |
| Total interest expense | $115,000 | 8,372 |
| Net interest income | $506,000 | 7,972 |
| Provision for loan and lease losses | $29,000 | 5,376 |
| Total noninterest income | $75,000 | 7,500 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $68,000 | 5,783 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $7,000 | 8,349 |
| Total noninterest expense | $389,000 | 8,105 |
| Salaries and employee benefits | $209,000 | 8,133 |
| Premises and equipment expense | $41,000 | 8,078 |
| Additional noninterest expense | $139,000 | 7,760 |
| Pre-tax net operating income | $163,000 | 7,454 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $37,000 | 5,738 |
| Income before extraordinary items | $126,000 | 7,536 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $126,000 | 7,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,599 |
| Cash dividends | $15,000 | 4,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $126,000 | 7,494 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $305,000 | 8,259 |
| Total interest expense | $54,000 | 8,461 |
| Net interest income | $251,000 | 8,062 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $37,000 | 7,531 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $34,000 | 5,761 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,000 | 8,454 |
| Total noninterest expense | $199,000 | 8,157 |
| Salaries and employee benefits | $106,000 | 8,191 |
| Premises and equipment expense | $21,000 | 8,119 |
| Additional noninterest expense | $72,000 | 7,752 |
| Pre-tax net operating income | $74,000 | 7,573 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $15,000 | 5,858 |
| Income before extraordinary items | $59,000 | 7,606 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $59,000 | 7,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 2,877 |
| Cash dividends | $15,000 | 3,771 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $59,000 | 7,579 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,124,000 | 8,291 |
| Total interest expense | $242,000 | 8,322 |
| Net interest income | $882,000 | 8,195 |
| Provision for loan and lease losses | $265,000 | 3,144 |
| Total noninterest income | $173,000 | 7,403 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $156,000 | 5,703 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $17,000 | 8,308 |
| Total noninterest expense | $787,000 | 8,180 |
| Salaries and employee benefits | $414,000 | 8,263 |
| Premises and equipment expense | $95,000 | 8,032 |
| Additional noninterest expense | $278,000 | 7,829 |
| Pre-tax net operating income | $3,000 | 8,374 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $38,000 | 6,208 |
| Income before extraordinary items | $-35,000 | 8,483 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-35,000 | 8,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $252,000 | 2,235 |
| Cash dividends | $30,000 | 5,972 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-35,000 | 8,450 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $846,000 | 8,328 |
| Total interest expense | $185,000 | 8,337 |
| Net interest income | $661,000 | 8,239 |
| Provision for loan and lease losses | $140,000 | 3,657 |
| Total noninterest income | $131,000 | 7,425 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $118,000 | 5,739 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $13,000 | 8,331 |
| Total noninterest expense | $592,000 | 8,177 |
| Salaries and employee benefits | $319,000 | 8,201 |
| Premises and equipment expense | $72,000 | 8,015 |
| Additional noninterest expense | $201,000 | 7,896 |
| Pre-tax net operating income | $60,000 | 8,275 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $38,000 | 6,142 |
| Income before extraordinary items | $22,000 | 8,431 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $22,000 | 8,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 3,115 |
| Cash dividends | $30,000 | 5,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $22,000 | 8,388 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $551,000 | 8,399 |
| Total interest expense | $124,000 | 8,389 |
| Net interest income | $427,000 | 8,320 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $82,000 | 7,556 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $75,000 | 5,834 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $7,000 | 8,495 |
| Total noninterest expense | $385,000 | 8,262 |
| Salaries and employee benefits | $209,000 | 8,283 |
| Premises and equipment expense | $46,000 | 8,103 |
| Additional noninterest expense | $130,000 | 7,968 |
| Pre-tax net operating income | $94,000 | 7,963 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $34,000 | 5,952 |
| Income before extraordinary items | $60,000 | 8,149 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $60,000 | 8,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,035 |
| Cash dividends | $15,000 | 4,990 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $60,000 | 8,098 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $278,000 | 8,441 |
| Total interest expense | $68,000 | 8,367 |
| Net interest income | $210,000 | 8,380 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $41,000 | 7,560 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $38,000 | 5,782 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $3,000 | 8,561 |
| Total noninterest expense | $178,000 | 8,398 |
| Salaries and employee benefits | $93,000 | 8,474 |
| Premises and equipment expense | $20,000 | 8,263 |
| Additional noninterest expense | $65,000 | 8,009 |
| Pre-tax net operating income | $58,000 | 7,792 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $14,000 | 6,056 |
| Income before extraordinary items | $44,000 | 7,894 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $44,000 | 7,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,263 |
| Cash dividends | $15,000 | 3,746 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $44,000 | 7,832 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,271,000 | 8,312 |
| Total interest expense | $341,000 | 8,322 |
| Net interest income | $930,000 | 8,217 |
| Provision for loan and lease losses | $37,000 | 6,587 |
| Total noninterest income | $224,000 | 7,149 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $155,000 | 5,802 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $69,000 | 7,124 |
| Total noninterest expense | $769,000 | 8,324 |
| Salaries and employee benefits | $411,000 | 8,377 |
| Premises and equipment expense | $89,000 | 8,214 |
| Additional noninterest expense | $269,000 | 7,971 |
| Pre-tax net operating income | $348,000 | 7,242 |
| Securities gains (losses) | $3,000 | 4,078 |
| Applicable income taxes | $130,000 | 5,447 |
| Income before extraordinary items | $221,000 | 7,670 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $221,000 | 7,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,285 |
| Cash dividends | $30,000 | 6,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $219,080 | 7,541 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $972,000 | 8,387 |
| Total interest expense | $267,000 | 8,390 |
| Net interest income | $705,000 | 8,270 |
| Provision for loan and lease losses | $37,000 | 6,206 |
| Total noninterest income | $128,000 | 7,658 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $117,000 | 5,833 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $11,000 | 8,647 |
| Total noninterest expense | $555,000 | 8,385 |
| Salaries and employee benefits | $298,000 | 8,433 |
| Premises and equipment expense | $61,000 | 8,368 |
| Additional noninterest expense | $196,000 | 8,027 |
| Pre-tax net operating income | $241,000 | 7,490 |
| Securities gains (losses) | $3,000 | 3,777 |
| Applicable income taxes | $89,000 | 5,697 |
| Income before extraordinary items | $155,000 | 7,869 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $155,000 | 7,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 4,715 |
| Cash dividends | $30,000 | 5,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $153,080 | 7,738 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $661,000 | 8,411 |
| Total interest expense | $187,000 | 8,415 |
| Net interest income | $474,000 | 8,289 |
| Provision for loan and lease losses | $37,000 | 5,547 |
| Total noninterest income | $81,000 | 7,748 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $75,000 | 5,891 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $6,000 | 8,732 |
| Total noninterest expense | $375,000 | 8,390 |
| Salaries and employee benefits | $205,000 | 8,423 |
| Premises and equipment expense | $40,000 | 8,386 |
| Additional noninterest expense | $130,000 | 8,038 |
| Pre-tax net operating income | $143,000 | 7,652 |
| Securities gains (losses) | $3,000 | 3,367 |
| Applicable income taxes | $56,000 | 5,804 |
| Income before extraordinary items | $90,000 | 8,057 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $90,000 | 8,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 3,922 |
| Cash dividends | $15,000 | 5,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $88,080 | 7,910 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $338,000 | 8,437 |
| Total interest expense | $97,000 | 8,461 |
| Net interest income | $241,000 | 8,302 |
| Provision for loan and lease losses | $11,000 | 6,010 |
| Total noninterest income | $40,000 | 7,748 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $37,000 | 5,850 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,000 | 8,754 |
| Total noninterest expense | $175,000 | 8,529 |
| Salaries and employee benefits | $92,000 | 8,606 |
| Premises and equipment expense | $25,000 | 8,112 |
| Additional noninterest expense | $58,000 | 8,275 |
| Pre-tax net operating income | $95,000 | 7,269 |
| Securities gains (losses) | $3,000 | 2,514 |
| Applicable income taxes | $39,000 | 5,433 |
| Income before extraordinary items | $59,000 | 7,706 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $59,000 | 7,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,340 |
| Cash dividends | $15,000 | 3,785 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $57,080 | 7,599 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,659,000 | 8,209 |
| Total interest expense | $531,000 | 8,296 |
| Net interest income | $1,128,000 | 8,067 |
| Provision for loan and lease losses | $25,000 | 7,318 |
| Total noninterest income | $178,000 | 7,527 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $162,000 | 5,679 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $16,000 | 8,678 |
| Total noninterest expense | $791,000 | 8,365 |
| Salaries and employee benefits | $403,000 | 8,502 |
| Premises and equipment expense | $98,000 | 8,193 |
| Additional noninterest expense | $290,000 | 7,882 |
| Pre-tax net operating income | $490,000 | 6,798 |
| Securities gains (losses) | $7,000 | 3,799 |
| Applicable income taxes | $183,000 | 5,239 |
| Income before extraordinary items | $314,000 | 7,254 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $314,000 | 7,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,649 |
| Cash dividends | $30,000 | 6,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $309,520 | 7,169 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,869,000 | 8,351 |
| Total interest expense | $701,000 | 8,620 |
| Net interest income | $1,168,000 | 7,949 |
| Provision for loan and lease losses | $41,000 | 6,908 |
| Total noninterest income | $200,000 | 7,312 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $188,000 | 5,308 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $12,000 | 9,046 |
| Total noninterest expense | $743,000 | 8,582 |
| Salaries and employee benefits | $389,000 | 8,673 |
| Premises and equipment expense | $85,000 | 8,547 |
| Additional noninterest expense | $269,000 | 8,080 |
| Pre-tax net operating income | $584,000 | 6,231 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $215,000 | 4,900 |
| Income before extraordinary items | $369,000 | 6,741 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $369,000 | 6,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,284 |
| Cash dividends | $30,000 | 6,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $369,000 | 6,614 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,058,000 | 8,347 |
| Total interest expense | $720,000 | 8,825 |
| Net interest income | $1,338,000 | 7,786 |
| Provision for loan and lease losses | $64,000 | 6,118 |
| Total noninterest income | $189,000 | 7,387 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $176,000 | 5,411 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 9,267 |
| Total noninterest expense | $718,000 | 8,775 |
| Salaries and employee benefits | $380,000 | 8,856 |
| Premises and equipment expense | $103,000 | 8,389 |
| Additional noninterest expense | $235,000 | 8,458 |
| Pre-tax net operating income | $745,000 | 6,058 |
| Securities gains (losses) | $-16,000 | 8,617 |
| Applicable income taxes | $273,000 | 4,785 |
| Income before extraordinary items | $456,000 | 6,560 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $456,000 | 6,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,481 |
| Cash dividends | $30,000 | 6,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $466,240 | 6,521 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,934,000 | 8,575 |
| Total interest expense | $763,000 | 8,777 |
| Net interest income | $1,171,000 | 8,256 |
| Provision for loan and lease losses | $58,000 | 6,335 |
| Total noninterest income | $152,000 | 8,074 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 7,812 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 6,614 |
| Total noninterest expense | $722,000 | 8,970 |
| Salaries and employee benefits | $385,000 | 8,968 |
| Premises and equipment expense | $105,000 | 8,534 |
| Additional noninterest expense | $232,000 | 8,729 |
| Pre-tax net operating income | $543,000 | 6,942 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $191,000 | 5,803 |
| Income before extraordinary items | $352,000 | 7,273 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $352,000 | 7,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,038 |
| Cash dividends | $30,000 | 6,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $352,000 | 7,247 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,786,000 | 8,947 |
| Total interest expense | $759,000 | 9,048 |
| Net interest income | $1,027,000 | 8,730 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $144,000 | 8,311 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 8,047 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 6,772 |
| Total noninterest expense | $649,000 | 9,265 |
| Salaries and employee benefits | $344,000 | 9,330 |
| Premises and equipment expense | $79,000 | 9,163 |
| Additional noninterest expense | $226,000 | 8,835 |
| Pre-tax net operating income | $462,000 | 7,572 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $175,000 | 6,496 |
| Income before extraordinary items | $287,000 | 7,992 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $287,000 | 7,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,698 |
| Cash dividends | $30,000 | 7,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $287,000 | 7,909 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,671,000 | 9,469 |
| Total interest expense | $702,000 | 9,535 |
| Net interest income | $969,000 | 9,258 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $154,000 | 8,512 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $138,000 | 6,394 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 10,083 |
| Total noninterest expense | $609,000 | 9,714 |
| Salaries and employee benefits | $318,000 | 9,823 |
| Premises and equipment expense | $77,000 | 9,513 |
| Additional noninterest expense | $214,000 | 9,228 |
| Pre-tax net operating income | $454,000 | 8,163 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $168,000 | 7,354 |
| Income before extraordinary items | $286,000 | 8,482 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $286,000 | 8,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,815 |
| Cash dividends | $30,000 | 7,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $286,000 | 8,443 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,549,000 | 10,044 |
| Total interest expense | $681,000 | 10,023 |
| Net interest income | $868,000 | 9,914 |
| Provision for loan and lease losses | $24,000 | 7,740 |
| Total noninterest income | $173,000 | 8,643 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 8,822 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 6,546 |
| Total noninterest expense | $585,000 | 10,225 |
| Salaries and employee benefits | $310,000 | 10,272 |
| Premises and equipment expense | $83,000 | 9,731 |
| Additional noninterest expense | $192,000 | 10,029 |
| Pre-tax net operating income | $432,000 | 8,318 |
| Securities gains (losses) | $-5,000 | 9,952 |
| Applicable income taxes | $145,000 | 7,956 |
| Income before extraordinary items | $282,000 | 8,572 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $282,000 | 8,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,188 |
| Cash dividends | $30,000 | 7,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $285,300 | 8,483 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,482,000 | 10,557 |
| Total interest expense | $683,000 | 10,373 |
| Net interest income | $799,000 | 10,539 |
| Provision for loan and lease losses | $24,000 | 7,406 |
| Total noninterest income | $160,000 | 9,143 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 9,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 6,966 |
| Total noninterest expense | $621,000 | 10,485 |
| Salaries and employee benefits | $312,000 | 10,653 |
| Premises and equipment expense | $91,000 | 9,885 |
| Additional noninterest expense | $218,000 | 10,204 |
| Pre-tax net operating income | $314,000 | 9,644 |
| Securities gains (losses) | $15,000 | 2,090 |
| Applicable income taxes | $104,000 | 9,095 |
| Income before extraordinary items | $225,000 | 9,660 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $225,000 | 9,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,374 |
| Cash dividends | $30,000 | 8,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $214,800 | 9,748 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,324,000 | 11,091 |
| Total interest expense | $564,000 | 10,780 |
| Net interest income | $760,000 | 11,178 |
| Provision for loan and lease losses | $35,000 | 6,861 |
| Total noninterest income | $167,000 | 9,366 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 9,629 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 7,070 |
| Total noninterest expense | $624,000 | 11,017 |
| Salaries and employee benefits | $303,000 | 11,175 |
| Premises and equipment expense | $105,000 | 9,868 |
| Additional noninterest expense | $216,000 | 10,940 |
| Pre-tax net operating income | $268,000 | 10,355 |
| Securities gains (losses) | $6,000 | 2,522 |
| Applicable income taxes | $99,000 | 9,383 |
| Income before extraordinary items | $175,000 | 10,558 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $175,000 | 10,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,780 |
| Cash dividends | $30,000 | 8,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $171,160 | 10,631 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,323,000 | 11,635 |
| Total interest expense | $581,000 | 11,252 |
| Net interest income | $742,000 | 11,716 |
| Provision for loan and lease losses | $67,000 | 6,741 |
| Total noninterest income | $179,000 | 9,625 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 10,018 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 7,075 |
| Total noninterest expense | $575,000 | 11,771 |
| Salaries and employee benefits | $286,000 | 11,805 |
| Premises and equipment expense | $96,000 | 10,570 |
| Additional noninterest expense | $193,000 | 11,831 |
| Pre-tax net operating income | $279,000 | 10,405 |
| Securities gains (losses) | $6,000 | 5,977 |
| Applicable income taxes | $103,000 | 9,654 |
| Income before extraordinary items | $182,000 | 10,841 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $182,000 | 10,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 8,132 |
| Cash dividends | $30,000 | 8,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $178,160 | 10,676 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,482,000 | 12,012 |
| Total interest expense | $720,000 | 11,707 |
| Net interest income | $762,000 | 12,066 |
| Provision for loan and lease losses | $72,000 | 8,175 |
| Total noninterest income | $155,000 | 10,402 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $139,000 | 7,416 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 12,899 |
| Total noninterest expense | $574,000 | 12,228 |
| Salaries and employee benefits | $313,000 | 11,866 |
| Premises and equipment expense | $85,000 | 11,297 |
| Additional noninterest expense | $176,000 | 12,586 |
| Pre-tax net operating income | $271,000 | 10,416 |
| Securities gains (losses) | $6,000 | 6,913 |
| Applicable income taxes | $90,000 | 10,159 |
| Income before extraordinary items | $187,000 | 10,779 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $187,000 | 10,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 5,482 |
| Cash dividends | $30,000 | 8,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $182,920 | 10,498 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.