Home > Grayson County State Bank > Loan Charge- Offs and Recoveries
Grayson County State Bank, Loan Charge- Offs and Recoveries
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $876,000 | 1,548 |
| Loans secured by real estate, total | $532,000 | 1,000 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $532,000 | 999 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $162,000 | 1,043 |
| Secured by multifamily residential properties | $311,000 | 239 |
| Secured by nonfarm nonresidential properties | $59,000 | 1,611 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $319,000 | 1,436 |
| Loans to individuals | $25,000 | 5,546 |
| Credit card loan charge offs | $0 | 4,176 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $25,000 | 5,075 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,635 |
| Total recoveries | $419,000 | 1,030 |
| Loans secured by real estate, total | $268,000 | 523 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $268,000 | 522 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $26,000 | 1,252 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $242,000 | 318 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $129,000 | 1,234 |
| Loans to individuals | $22,000 | 3,474 |
| Credit card loan recoveries | $0 | 2,866 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $22,000 | 3,212 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,965 |
| Net charge-offs | $457,000 | 1,876 |
| Loans secured by real estate, total | $264,000 | 1,267 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $264,000 | 1,265 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $136,000 | 1,016 |
| Secured by multifamily residential properties | $311,000 | 209 |
| Secured by nonfarm nonresidential properties | $-183,000 | 13,198 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $190,000 | 1,591 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,000 | 7,811 |
| Credit card loan net charge offs | $0 | 3,895 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $3,000 | 7,204 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,260 |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,164,000 | 1,638 |
| Loans secured by real estate, total | $702,000 | 1,065 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $702,000 | 1,065 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $142,000 | 1,299 |
| Secured by multifamily residential properties | $101,000 | 470 |
| Secured by nonfarm nonresidential properties | $459,000 | 780 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $430,000 | 1,566 |
| Loans to individuals | $32,000 | 5,763 |
| Credit card loan charge offs | $0 | 4,333 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $32,000 | 5,342 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,961 |
| Total recoveries | $223,000 | 1,777 |
| Loans secured by real estate, total | $129,000 | 819 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $129,000 | 818 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $14,000 | 315 |
| Secured by 1-4 family residential properties - total recoveries | $66,000 | 579 |
| Secured by multifamily residential properties | $2,000 | 412 |
| Secured by nonfarm nonresidential properties | $47,000 | 768 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $70,000 | 2,174 |
| Loans to individuals | $24,000 | 3,442 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $24,000 | 3,201 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 2,110 |
| Net charge-offs | $941,000 | 1,615 |
| Loans secured by real estate, total | $573,000 | 1,075 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $573,000 | 1,075 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $-14,000 | 11,759 |
| Secured by 1-4 family residential properties- net charge-offs | $76,000 | 1,663 |
| Secured by multifamily residential properties | $99,000 | 460 |
| Secured by nonfarm nonresidential properties | $412,000 | 763 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $360,000 | 1,492 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $8,000 | 7,550 |
| Credit card loan net charge offs | $0 | 4,099 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $8,000 | 7,040 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,543 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.