Home > Grayson County State Bank > Income and Expense
Grayson County State Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,348,000 | 4,716 |
| Total interest expense | $2,348,000 | 5,072 |
| Net interest income | $4,000,000 | 4,401 |
| Provision for loan and lease losses | $47,000 | 7,653 |
| Total noninterest income | $1,162,000 | 2,979 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $834,000 | 1,646 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $328,000 | 4,252 |
| Total noninterest expense | $5,702,000 | 2,509 |
| Salaries and employee benefits | $2,038,000 | 3,223 |
| Premises and equipment expense | $696,000 | 2,895 |
| Additional noninterest expense | $2,968,000 | 1,928 |
| Pre-tax net operating income | $-587,000 | 12,883 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-118,000 | 12,974 |
| Income before extraordinary items | $-469,000 | 12,883 |
| Extraordinary gains, net | $105,000 | 1,523 |
| Net income | $-364,000 | 12,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $457,000 | 1,876 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-469,000 | 12,823 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,536,000 | 4,524 |
| Total interest expense | $3,011,000 | 5,144 |
| Net interest income | $4,525,000 | 3,984 |
| Provision for loan and lease losses | $360,000 | 3,684 |
| Total noninterest income | $1,318,000 | 2,655 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $869,000 | 1,556 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $449,000 | 3,431 |
| Total noninterest expense | $5,531,000 | 2,612 |
| Salaries and employee benefits | $1,989,000 | 3,224 |
| Premises and equipment expense | $716,000 | 2,864 |
| Additional noninterest expense | $2,826,000 | 2,095 |
| Pre-tax net operating income | $-48,000 | 12,859 |
| Securities gains (losses) | $158,000 | 2,349 |
| Applicable income taxes | $30,000 | 11,811 |
| Income before extraordinary items | $80,000 | 12,214 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $80,000 | 12,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $941,000 | 1,615 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-35,340 | 12,788 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.