Home > Grayson County State Bank > Assets and Liabilities
Grayson County State Bank, Assets and Liabilities
| 1993-12-31 | Rank | |
| # of Employees: | 61 | 3,431 |
| Assets and Liabilities | ||
| Total Assets: | $102,074,000 | 4,362 |
| Cash and due from depository institutions | $4,434,000 | 3,431 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $40,592,000 | 3,426 |
| Federal funds sold & reverse repurchase agreements | $14,855,000 | 885 |
| Net loans & leases | $35,997,000 | 6,178 |
| Loan loss allowance | $863,000 | 4,219 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,385,000 | 2,163 |
| Other real estate owned | $1,720,000 | 3,431 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,091,000 | 5,715 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,074,000 | 4,362 |
| Total liabilities | $96,636,000 | 4,199 |
| Total deposits | $96,133,000 | 4,035 |
| Interest-bearing deposits | $79,512,000 | 4,218 |
| Deposits held in domestic offices | $96,133,000 | 4,027 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $503,000 | 5,307 |
| Total equity capital | $5,438,000 | 6,844 |
| Total bank equity capital | $5,438,000 | 6,844 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $697,000 | 5,150 |
| Surplus | $3,303,000 | 3,832 |
| Undivided profits | $1,438,000 | 8,552 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $419,000 | 5,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $168,000 | 8,964 |
| Earning assets | $91,444,000 | 4,476 |
| Long-term assets (5+ years) | $12,910,000 | 3,671 |
| Average Assets, year-to-date | $102,011,400 | 4,257 |
| Average Assets, quarterly | $102,169,500 | 4,324 |
| Volatile liabilities | $6,845,000 | 5,400 |
| Insider loans | $489,000 | 5,775 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,732,000 | 7,922 |
| Tier 1 (core) risk-based capital | $5,438,000 | 6,747 |
| Tier 2 risk-based capital | $621,900 | 4,386 |
| Total risk weighted assets | $49,510,600 | 4,944 |
| Total unused commitments | $1,732,000 | 7,947 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 66 | 3,257 |
| Assets and Liabilities | ||
| Total Assets: | $102,889,000 | 4,412 |
| Cash and due from depository institutions | $4,060,000 | 3,257 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $31,591,000 | 4,263 |
| Federal funds sold & reverse repurchase agreements | $16,145,000 | 1,038 |
| Net loans & leases | $43,338,000 | 5,403 |
| Loan loss allowance | $1,273,000 | 3,065 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,628,000 | 2,023 |
| Other real estate owned | $3,289,000 | 3,257 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $838,000 | 7,156 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,889,000 | 4,412 |
| Total liabilities | $97,086,000 | 4,290 |
| Total deposits | $96,217,000 | 4,153 |
| Interest-bearing deposits | $80,130,000 | 4,347 |
| Deposits held in domestic offices | $96,217,000 | 4,145 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $869,000 | 3,687 |
| Total equity capital | $5,803,000 | 6,343 |
| Total bank equity capital | $5,803,000 | 6,343 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $697,000 | 5,412 |
| Surplus | $3,303,000 | 3,722 |
| Undivided profits | $1,803,000 | 7,772 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,578,000 | 2,671 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $337,000 | 5,928 |
| Earning assets | $91,074,000 | 4,548 |
| Long-term assets (5+ years) | $13,274,000 | 3,568 |
| Average Assets, year-to-date | $102,667,000 | 4,335 |
| Average Assets, quarterly | $101,906,000 | 4,426 |
| Volatile liabilities | $6,002,000 | 5,881 |
| Insider loans | $531,000 | 1,704 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,826,000 | 7,561 |
| Tier 1 (core) risk-based capital | $5,803,000 | 6,265 |
| Tier 2 risk-based capital | $700,890 | 3,956 |
| Total risk weighted assets | $55,498,990 | 4,511 |
| Total unused commitments | $1,826,000 | 7,595 |
| Derivatives | $0 | 651 |