Home > Graves County Bank, Inc. > Assets and Liabilities
Graves County Bank, Inc., Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 18 | 7,238 |
| Assets and Liabilities | ||
| Total Assets: | $82,967,000 | 5,073 |
| Cash and due from depository institutions | $1,828,000 | 7,238 |
| Interest-bearing balances | $344,000 | 3,855 |
| Securities | $25,231,000 | 4,142 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $50,804,000 | 4,894 |
| Loan loss allowance | $415,000 | 6,272 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,420,000 | 4,939 |
| Other real estate owned | $0 | 7,238 |
| Goodwill and other intangibles | $2,780,000 | 847 |
| All other assets | $904,000 | 6,283 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,967,000 | 5,073 |
| Total liabilities | $73,458,000 | 5,126 |
| Total deposits | $64,716,000 | 5,354 |
| Interest-bearing deposits | $58,750,000 | 5,112 |
| Deposits held in domestic offices | $64,716,000 | 5,350 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,837,000 | 1,580 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,000,000 | 2,527 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $905,000 | 3,822 |
| Total equity capital | $9,509,000 | 4,564 |
| Total bank equity capital | $9,509,000 | 4,564 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $50,000 | 8,719 |
| Surplus | $5,143,000 | 2,757 |
| Undivided profits | $4,316,000 | 4,864 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $595,000 | 3,548 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $440,000 | 5,089 |
| Earning assets | $76,379,000 | 5,063 |
| Long-term assets (5+ years) | $23,066,000 | 2,869 |
| Average Assets, year-to-date | $83,683,200 | 4,816 |
| Average Assets, quarterly | $82,377,500 | 5,026 |
| Volatile liabilities | $10,680,000 | 4,808 |
| Insider loans | $536,000 | 5,121 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $157,000 | 1,520 |
| Unused loan commitments | $4,970,000 | 5,367 |
| Tier 1 (core) risk-based capital | $6,463,000 | 5,926 |
| Tier 2 risk-based capital | $415,000 | 5,872 |
| Total risk weighted assets | $48,773,100 | 5,180 |
| Total unused commitments | $4,970,000 | 5,376 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 21 | 6,915 |
| Assets and Liabilities | ||
| Total Assets: | $89,984,000 | 4,720 |
| Cash and due from depository institutions | $3,861,000 | 6,915 |
| Interest-bearing balances | $2,239,000 | 1,647 |
| Securities | $37,534,000 | 3,004 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $42,744,000 | 5,568 |
| Loan loss allowance | $421,000 | 6,361 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,581,000 | 4,547 |
| Other real estate owned | $87,000 | 6,915 |
| Goodwill and other intangibles | $2,989,000 | 762 |
| All other assets | $1,188,000 | 5,352 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,984,000 | 4,720 |
| Total liabilities | $80,873,000 | 4,727 |
| Total deposits | $68,651,000 | 5,113 |
| Interest-bearing deposits | $63,445,000 | 4,840 |
| Deposits held in domestic offices | $68,651,000 | 5,108 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,010,000 | 1,375 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $5,000,000 | 1,944 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,212,000 | 3,049 |
| Total equity capital | $9,111,000 | 4,670 |
| Total bank equity capital | $9,111,000 | 4,670 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $50,000 | 9,107 |
| Surplus | $5,143,000 | 2,682 |
| Undivided profits | $3,918,000 | 5,232 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $396,000 | 4,643 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $362,000 | 6,079 |
| Earning assets | $82,517,000 | 4,725 |
| Long-term assets (5+ years) | $26,301,000 | 2,304 |
| Average Assets, year-to-date | $73,587,800 | 5,329 |
| Average Assets, quarterly | $87,963,500 | 4,771 |
| Volatile liabilities | $13,444,000 | 4,074 |
| Insider loans | $521,000 | 5,307 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $6,085,000 | 4,708 |
| Tier 1 (core) risk-based capital | $5,915,000 | 6,324 |
| Tier 2 risk-based capital | $421,000 | 5,814 |
| Total risk weighted assets | $52,342,400 | 4,864 |
| Total unused commitments | $6,085,000 | 4,712 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 19 | 7,667 |
| Assets and Liabilities | ||
| Total Assets: | $46,302,000 | 7,570 |
| Cash and due from depository institutions | $2,094,000 | 7,667 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $6,677,000 | 9,114 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $35,858,000 | 6,282 |
| Loan loss allowance | $401,000 | 6,781 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,060,000 | 5,804 |
| Other real estate owned | $0 | 7,667 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $613,000 | 8,145 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,302,000 | 7,570 |
| Total liabilities | $41,891,000 | 7,510 |
| Total deposits | $40,837,000 | 7,420 |
| Interest-bearing deposits | $36,912,000 | 7,220 |
| Deposits held in domestic offices | $40,837,000 | 7,414 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $595,000 | 3,118 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $459,000 | 6,276 |
| Total equity capital | $4,411,000 | 7,773 |
| Total bank equity capital | $4,411,000 | 7,773 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $50,000 | 9,556 |
| Surplus | $1,143,000 | 7,285 |
| Undivided profits | $3,218,000 | 5,868 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $65,000 | 8,770 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $366,000 | 6,042 |
| Earning assets | $42,535,000 | 7,546 |
| Long-term assets (5+ years) | $4,511,000 | 6,113 |
| Average Assets, year-to-date | $44,634,400 | 7,563 |
| Average Assets, quarterly | $46,311,500 | 7,519 |
| Volatile liabilities | $5,424,000 | 6,832 |
| Insider loans | $243,000 | 7,343 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $4,071,000 | 5,621 |
| Tier 1 (core) risk-based capital | $4,415,000 | 7,665 |
| Tier 2 risk-based capital | $381,140 | 6,314 |
| Total risk weighted assets | $30,470,940 | 7,047 |
| Total unused commitments | $4,071,000 | 5,630 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 12 | 9,704 |
| Assets and Liabilities | ||
| Total Assets: | $42,294,000 | 8,135 |
| Cash and due from depository institutions | $1,820,000 | 9,704 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $6,257,000 | 9,664 |
| Federal funds sold & reverse repurchase agreements | $820,000 | 7,671 |
| Net loans & leases | $32,128,000 | 6,712 |
| Loan loss allowance | $409,000 | 6,870 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $791,000 | 6,857 |
| Other real estate owned | $0 | 9,704 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $478,000 | 9,322 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,294,000 | 8,135 |
| Total liabilities | $38,069,000 | 8,111 |
| Total deposits | $37,796,000 | 7,971 |
| Interest-bearing deposits | $33,911,000 | 7,749 |
| Deposits held in domestic offices | $37,796,000 | 7,967 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $273,000 | 8,657 |
| Total equity capital | $4,225,000 | 8,105 |
| Total bank equity capital | $4,225,000 | 8,105 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $50,000 | 10,014 |
| Surplus | $1,143,000 | 7,424 |
| Undivided profits | $3,032,000 | 6,174 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $77,000 | 8,707 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $349,000 | 6,432 |
| Earning assets | $39,205,000 | 8,077 |
| Long-term assets (5+ years) | $1,631,000 | 8,262 |
| Average Assets, year-to-date | $40,278,400 | 8,172 |
| Average Assets, quarterly | $41,610,500 | 8,150 |
| Volatile liabilities | $4,509,000 | 7,275 |
| Insider loans | $162,000 | 8,393 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,809,000 | 5,713 |
| Tier 1 (core) risk-based capital | $4,186,000 | 8,021 |
| Tier 2 risk-based capital | $336,960 | 6,861 |
| Total risk weighted assets | $26,884,760 | 7,593 |
| Total unused commitments | $3,809,000 | 5,725 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 20 | 8,087 |
| Assets and Liabilities | ||
| Total Assets: | $38,328,000 | 8,765 |
| Cash and due from depository institutions | $1,975,000 | 8,087 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $5,719,000 | 10,515 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $29,372,000 | 7,125 |
| Loan loss allowance | $398,000 | 7,182 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $732,000 | 7,231 |
| Other real estate owned | $0 | 8,087 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $530,000 | 9,342 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,328,000 | 8,765 |
| Total liabilities | $34,509,000 | 8,756 |
| Total deposits | $33,988,000 | 8,627 |
| Interest-bearing deposits | $28,901,000 | 8,605 |
| Deposits held in domestic offices | $33,988,000 | 8,621 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $300,000 | 4,235 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $221,000 | 8,601 |
| Total equity capital | $3,819,000 | 8,388 |
| Total bank equity capital | $3,819,000 | 8,388 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $50,000 | 10,556 |
| Surplus | $1,143,000 | 7,574 |
| Undivided profits | $2,626,000 | 6,326 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,000 | 11,336 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $278,000 | 6,962 |
| Earning assets | $35,091,000 | 8,733 |
| Long-term assets (5+ years) | $1,859,000 | 8,434 |
| Average Assets, year-to-date | $35,521,800 | 8,993 |
| Average Assets, quarterly | $36,763,000 | 8,917 |
| Volatile liabilities | $4,052,000 | 7,481 |
| Insider loans | $99,000 | 9,471 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,868,000 | 6,478 |
| Tier 1 (core) risk-based capital | $3,981,000 | 8,308 |
| Tier 2 risk-based capital | $304,080 | 7,441 |
| Total risk weighted assets | $24,232,480 | 8,157 |
| Total unused commitments | $2,868,000 | 6,489 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 23 | 7,764 |
| Assets and Liabilities | ||
| Total Assets: | $34,144,000 | 9,580 |
| Cash and due from depository institutions | $596,000 | 7,764 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $6,509,000 | 10,544 |
| Federal funds sold & reverse repurchase agreements | $1,495,000 | 6,767 |
| Net loans & leases | $24,859,000 | 7,828 |
| Loan loss allowance | $347,000 | 8,042 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $234,000 | 10,849 |
| Other real estate owned | $0 | 7,764 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $451,000 | 9,790 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,144,000 | 9,580 |
| Total liabilities | $31,107,000 | 9,542 |
| Total deposits | $30,973,000 | 9,398 |
| Interest-bearing deposits | $26,609,000 | 9,383 |
| Deposits held in domestic offices | $30,973,000 | 9,392 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $134,000 | 10,768 |
| Total equity capital | $3,037,000 | 9,712 |
| Total bank equity capital | $3,037,000 | 9,712 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $50,000 | 11,073 |
| Surplus | $620,000 | 9,762 |
| Undivided profits | $2,367,000 | 6,978 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,000 | 11,760 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $278,000 | 6,465 |
| Earning assets | $32,863,000 | 9,335 |
| Long-term assets (5+ years) | $2,263,000 | 8,492 |
| Average Assets, year-to-date | $33,545,400 | 9,520 |
| Average Assets, quarterly | $34,051,500 | 9,548 |
| Volatile liabilities | $2,917,000 | 8,486 |
| Insider loans | $111,000 | 9,565 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,969,000 | 6,420 |
| Tier 1 (core) risk-based capital | $3,037,000 | 9,658 |
| Tier 2 risk-based capital | $254,510 | 8,277 |
| Total risk weighted assets | $20,268,310 | 9,083 |
| Total unused commitments | $2,969,000 | 6,440 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 22 | 8,155 |
| Assets and Liabilities | ||
| Total Assets: | $33,133,000 | 9,960 |
| Cash and due from depository institutions | $1,612,000 | 8,155 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $7,444,000 | 10,291 |
| Federal funds sold & reverse repurchase agreements | $750,000 | 9,418 |
| Net loans & leases | $22,673,000 | 8,346 |
| Loan loss allowance | $284,000 | 9,072 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $225,000 | 11,308 |
| Other real estate owned | $0 | 8,155 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $429,000 | 10,381 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,133,000 | 9,960 |
| Total liabilities | $30,470,000 | 9,880 |
| Total deposits | $30,302,000 | 9,762 |
| Interest-bearing deposits | $26,126,000 | 9,721 |
| Deposits held in domestic offices | $30,302,000 | 9,757 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $168,000 | 10,760 |
| Total equity capital | $2,663,000 | 10,295 |
| Total bank equity capital | $2,663,000 | 10,295 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $50,000 | 11,578 |
| Surplus | $620,000 | 9,972 |
| Undivided profits | $1,993,000 | 7,438 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $127,000 | 9,577 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $256,000 | 7,403 |
| Earning assets | $30,867,000 | 9,821 |
| Long-term assets (5+ years) | $2,801,000 | 8,170 |
| Average Assets, year-to-date | $32,031,800 | 9,968 |
| Average Assets, quarterly | $32,482,500 | 9,998 |
| Volatile liabilities | $2,598,000 | 9,108 |
| Insider loans | $149,000 | 4,679 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,736,000 | 6,386 |
| Tier 1 (core) risk-based capital | $2,663,000 | 10,239 |
| Tier 2 risk-based capital | $238,590 | 8,631 |
| Total risk weighted assets | $19,041,490 | 9,510 |
| Total unused commitments | $2,736,000 | 6,415 |
| Derivatives | $0 | 651 |