Home > Gratiot State Bank > Income and Expense
Gratiot State Bank, Income and Expense
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $783,000 | 6,004 |
| Total interest expense | $207,000 | 4,820 |
| Net interest income | $576,000 | 6,081 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $44,000 | 5,990 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $7,000 | 6,020 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $37,000 | 5,591 |
| Total noninterest expense | $620,000 | 5,994 |
| Salaries and employee benefits | $292,000 | 6,053 |
| Premises and equipment expense | $100,000 | 5,590 |
| Additional noninterest expense | $228,000 | 5,893 |
| Pre-tax net operating income | $0 | 5,926 |
| Securities gains (losses) | $3,000 | 2,757 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $3,000 | 5,960 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,000 | 5,963 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,000 | 5,963 |
| Net charge-offs | $0 | 4,182 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $0 | 5,935 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $531,000 | 6,052 |
| Total interest expense | $142,000 | 4,822 |
| Net interest income | $389,000 | 6,139 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $32,000 | 6,039 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $5,000 | 6,076 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $27,000 | 5,572 |
| Total noninterest expense | $422,000 | 6,048 |
| Salaries and employee benefits | $204,000 | 6,099 |
| Premises and equipment expense | $64,000 | 5,672 |
| Additional noninterest expense | $154,000 | 5,942 |
| Pre-tax net operating income | $-1,000 | 5,998 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $-1,000 | 6,028 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-1,000 | 6,029 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-1,000 | 6,029 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-1,000 | 5,996 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $275,000 | 6,088 |
| Total interest expense | $72,000 | 4,859 |
| Net interest income | $203,000 | 6,183 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $11,000 | 6,189 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $2,000 | 6,149 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $9,000 | 5,828 |
| Total noninterest expense | $194,000 | 6,175 |
| Salaries and employee benefits | $90,000 | 6,221 |
| Premises and equipment expense | $33,000 | 5,680 |
| Additional noninterest expense | $71,000 | 6,052 |
| Pre-tax net operating income | $20,000 | 5,863 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $20,000 | 5,894 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $20,000 | 5,895 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $20,000 | 5,895 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $20,000 | 5,850 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,112,000 | 6,165 |
| Total interest expense | $338,000 | 4,751 |
| Net interest income | $774,000 | 6,290 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $50,000 | 6,236 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $12,000 | 6,233 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $38,000 | 5,854 |
| Total noninterest expense | $814,000 | 6,250 |
| Salaries and employee benefits | $356,000 | 6,326 |
| Premises and equipment expense | $144,000 | 5,744 |
| Additional noninterest expense | $314,000 | 6,088 |
| Pre-tax net operating income | $10,000 | 6,052 |
| Securities gains (losses) | $-782,000 | 6,463 |
| Applicable income taxes | $-310,000 | 6,344 |
| Income before extraordinary items | $-462,000 | 6,294 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-462,000 | 6,294 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-462,000 | 6,294 |
| Net charge-offs | $-1,000 | 5,362 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $38,480 | 6,003 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $832,000 | 6,238 |
| Total interest expense | $261,000 | 4,780 |
| Net interest income | $571,000 | 6,372 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $36,000 | 6,334 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $8,000 | 6,321 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $28,000 | 5,928 |
| Total noninterest expense | $603,000 | 6,307 |
| Salaries and employee benefits | $263,000 | 6,389 |
| Premises and equipment expense | $108,000 | 5,803 |
| Additional noninterest expense | $232,000 | 6,158 |
| Pre-tax net operating income | $4,000 | 6,124 |
| Securities gains (losses) | $-782,000 | 6,547 |
| Applicable income taxes | $-313,000 | 6,487 |
| Income before extraordinary items | $-465,000 | 6,394 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-465,000 | 6,393 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-465,000 | 6,393 |
| Net charge-offs | $-1,000 | 5,188 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $35,480 | 6,058 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $555,000 | 6,292 |
| Total interest expense | $180,000 | 4,766 |
| Net interest income | $375,000 | 6,436 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $24,000 | 6,391 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $4,000 | 6,395 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $20,000 | 5,955 |
| Total noninterest expense | $420,000 | 6,331 |
| Salaries and employee benefits | $86,000 | 6,618 |
| Premises and equipment expense | $85,000 | 5,641 |
| Additional noninterest expense | $249,000 | 5,725 |
| Pre-tax net operating income | $-21,000 | 6,230 |
| Securities gains (losses) | $-782,000 | 6,628 |
| Applicable income taxes | $-312,000 | 6,585 |
| Income before extraordinary items | $-491,000 | 6,519 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-491,000 | 6,520 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-491,000 | 6,520 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $9,480 | 6,152 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $271,000 | 6,383 |
| Total interest expense | $96,000 | 4,712 |
| Net interest income | $175,000 | 6,530 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $14,000 | 6,403 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $2,000 | 6,442 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $12,000 | 5,871 |
| Total noninterest expense | $206,000 | 6,426 |
| Salaries and employee benefits | $42,000 | 6,691 |
| Premises and equipment expense | $44,000 | 5,666 |
| Additional noninterest expense | $120,000 | 5,827 |
| Pre-tax net operating income | $-17,000 | 6,279 |
| Securities gains (losses) | $-782,000 | 6,714 |
| Applicable income taxes | $-313,000 | 6,685 |
| Income before extraordinary items | $-486,000 | 6,633 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-486,000 | 6,633 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-486,000 | 6,633 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $14,480 | 6,084 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,535,000 | 6,194 |
| Total interest expense | $468,000 | 4,609 |
| Net interest income | $1,067,000 | 6,381 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $63,000 | 6,414 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $22,000 | 6,399 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $41,000 | 5,968 |
| Total noninterest expense | $756,000 | 6,558 |
| Salaries and employee benefits | $220,000 | 6,741 |
| Premises and equipment expense | $151,000 | 5,910 |
| Additional noninterest expense | $385,000 | 6,146 |
| Pre-tax net operating income | $374,000 | 5,288 |
| Securities gains (losses) | $-986,000 | 6,737 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-612,000 | 6,514 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-612,000 | 6,515 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-612,000 | 6,515 |
| Net charge-offs | $-4,000 | 6,009 |
| Cash dividends | $90,000 | 4,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $374,000 | 5,159 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,199,000 | 6,216 |
| Total interest expense | $336,000 | 4,777 |
| Net interest income | $863,000 | 6,394 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $41,000 | 6,548 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $22,000 | 6,358 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $19,000 | 6,257 |
| Total noninterest expense | $539,000 | 6,633 |
| Salaries and employee benefits | $180,000 | 6,799 |
| Premises and equipment expense | $113,000 | 5,962 |
| Additional noninterest expense | $246,000 | 6,335 |
| Pre-tax net operating income | $365,000 | 5,134 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $38,000 | 3,846 |
| Income before extraordinary items | $327,000 | 5,163 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $327,000 | 5,164 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $327,000 | 5,165 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $90,000 | 3,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $327,000 | 5,081 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $749,000 | 6,318 |
| Total interest expense | $226,000 | 4,822 |
| Net interest income | $523,000 | 6,504 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $26,000 | 6,594 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $11,000 | 6,492 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $15,000 | 6,236 |
| Total noninterest expense | $352,000 | 6,695 |
| Salaries and employee benefits | $137,000 | 6,816 |
| Premises and equipment expense | $75,000 | 5,998 |
| Additional noninterest expense | $140,000 | 6,493 |
| Pre-tax net operating income | $197,000 | 5,335 |
| Securities gains (losses) | $1,000 | 2,688 |
| Applicable income taxes | $16,000 | 4,026 |
| Income before extraordinary items | $182,000 | 5,371 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $182,000 | 5,373 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $182,000 | 5,373 |
| Net charge-offs | $-1,000 | 5,537 |
| Cash dividends | $60,000 | 3,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $181,080 | 5,253 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $376,000 | 6,374 |
| Total interest expense | $112,000 | 4,924 |
| Net interest income | $264,000 | 6,553 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $11,000 | 6,698 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $6,000 | 6,510 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $5,000 | 6,416 |
| Total noninterest expense | $170,000 | 6,780 |
| Salaries and employee benefits | $67,000 | 6,894 |
| Premises and equipment expense | $37,000 | 6,048 |
| Additional noninterest expense | $66,000 | 6,620 |
| Pre-tax net operating income | $105,000 | 5,270 |
| Securities gains (losses) | $1,000 | 1,864 |
| Applicable income taxes | $9,000 | 3,970 |
| Income before extraordinary items | $97,000 | 5,283 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $97,000 | 5,285 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $97,000 | 5,285 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $40,000 | 2,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $96,080 | 5,199 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,510,000 | 6,470 |
| Total interest expense | $538,000 | 4,990 |
| Net interest income | $972,000 | 6,698 |
| Provision for loan and lease losses | $10,000 | 5,745 |
| Total noninterest income | $62,000 | 6,572 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $20,000 | 6,662 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $42,000 | 5,953 |
| Total noninterest expense | $661,000 | 6,872 |
| Salaries and employee benefits | $262,000 | 6,964 |
| Premises and equipment expense | $154,000 | 6,081 |
| Additional noninterest expense | $245,000 | 6,760 |
| Pre-tax net operating income | $363,000 | 5,240 |
| Securities gains (losses) | $10,000 | 3,374 |
| Applicable income taxes | $29,000 | 4,074 |
| Income before extraordinary items | $344,000 | 5,351 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $344,000 | 5,348 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $344,000 | 5,349 |
| Net charge-offs | $-5,000 | 6,511 |
| Cash dividends | $300,000 | 3,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $334,800 | 5,181 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,123,000 | 6,583 |
| Total interest expense | $419,000 | 5,039 |
| Net interest income | $704,000 | 6,816 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $43,000 | 6,714 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $15,000 | 6,750 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $28,000 | 6,141 |
| Total noninterest expense | $494,000 | 6,955 |
| Salaries and employee benefits | $193,000 | 7,065 |
| Premises and equipment expense | $116,000 | 6,150 |
| Additional noninterest expense | $185,000 | 6,835 |
| Pre-tax net operating income | $253,000 | 5,477 |
| Securities gains (losses) | $10,000 | 3,111 |
| Applicable income taxes | $21,000 | 4,141 |
| Income before extraordinary items | $242,000 | 5,554 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $242,000 | 5,554 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $242,000 | 5,554 |
| Net charge-offs | $-4,000 | 6,442 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $232,800 | 5,406 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $748,000 | 6,643 |
| Total interest expense | $285,000 | 5,092 |
| Net interest income | $463,000 | 6,885 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $30,000 | 6,745 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $10,000 | 6,796 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $20,000 | 6,149 |
| Total noninterest expense | $327,000 | 7,012 |
| Salaries and employee benefits | $129,000 | 7,120 |
| Premises and equipment expense | $79,000 | 6,157 |
| Additional noninterest expense | $119,000 | 6,909 |
| Pre-tax net operating income | $166,000 | 5,500 |
| Securities gains (losses) | $10,000 | 2,721 |
| Applicable income taxes | $11,000 | 4,208 |
| Income before extraordinary items | $165,000 | 5,552 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $165,000 | 5,551 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $165,000 | 5,551 |
| Net charge-offs | $-1,000 | 6,120 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $155,600 | 5,416 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $386,000 | 6,667 |
| Total interest expense | $145,000 | 5,166 |
| Net interest income | $241,000 | 6,913 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $15,000 | 6,801 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $6,000 | 6,762 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $9,000 | 6,296 |
| Total noninterest expense | $161,000 | 7,082 |
| Salaries and employee benefits | $63,000 | 7,194 |
| Premises and equipment expense | $40,000 | 6,187 |
| Additional noninterest expense | $58,000 | 6,965 |
| Pre-tax net operating income | $95,000 | 5,461 |
| Securities gains (losses) | $10,000 | 1,776 |
| Applicable income taxes | $8,000 | 4,083 |
| Income before extraordinary items | $97,000 | 5,401 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $97,000 | 5,401 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $97,000 | 5,401 |
| Net charge-offs | $-2,000 | 6,038 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $87,800 | 5,373 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,652,000 | 6,672 |
| Total interest expense | $616,000 | 5,461 |
| Net interest income | $1,036,000 | 6,910 |
| Provision for loan and lease losses | $10,000 | 6,349 |
| Total noninterest income | $64,000 | 6,700 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $27,000 | 6,657 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $37,000 | 6,109 |
| Total noninterest expense | $673,000 | 7,133 |
| Salaries and employee benefits | $252,000 | 7,252 |
| Premises and equipment expense | $158,000 | 6,354 |
| Additional noninterest expense | $263,000 | 6,969 |
| Pre-tax net operating income | $417,000 | 4,933 |
| Securities gains (losses) | $3,000 | 3,591 |
| Applicable income taxes | $18,000 | 4,149 |
| Income before extraordinary items | $402,000 | 4,935 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $402,000 | 4,937 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $402,000 | 4,936 |
| Net charge-offs | $23,000 | 5,858 |
| Cash dividends | $375,000 | 2,757 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $399,120 | 4,814 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,253,000 | 6,729 |
| Total interest expense | $472,000 | 5,538 |
| Net interest income | $781,000 | 6,967 |
| Provision for loan and lease losses | $6,000 | 6,274 |
| Total noninterest income | $50,000 | 6,778 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $21,000 | 6,687 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $29,000 | 6,188 |
| Total noninterest expense | $516,000 | 7,173 |
| Salaries and employee benefits | $182,000 | 7,331 |
| Premises and equipment expense | $120,000 | 6,372 |
| Additional noninterest expense | $214,000 | 6,955 |
| Pre-tax net operating income | $309,000 | 5,072 |
| Securities gains (losses) | $4,000 | 3,259 |
| Applicable income taxes | $25,000 | 3,953 |
| Income before extraordinary items | $288,000 | 5,109 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $288,000 | 5,110 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $288,000 | 5,110 |
| Net charge-offs | $24,000 | 5,453 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $284,320 | 5,005 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $818,000 | 6,812 |
| Total interest expense | $321,000 | 5,615 |
| Net interest income | $497,000 | 7,062 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $33,000 | 6,853 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $14,000 | 6,716 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $19,000 | 6,286 |
| Total noninterest expense | $353,000 | 7,235 |
| Salaries and employee benefits | $121,000 | 7,404 |
| Premises and equipment expense | $83,000 | 6,377 |
| Additional noninterest expense | $149,000 | 6,993 |
| Pre-tax net operating income | $177,000 | 5,253 |
| Securities gains (losses) | $4,000 | 2,586 |
| Applicable income taxes | $16,000 | 3,930 |
| Income before extraordinary items | $165,000 | 5,262 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $165,000 | 5,261 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $165,000 | 5,262 |
| Net charge-offs | $-16,000 | 7,111 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $161,360 | 5,196 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $401,000 | 6,880 |
| Total interest expense | $160,000 | 5,722 |
| Net interest income | $241,000 | 7,138 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $16,000 | 6,946 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $6,000 | 6,773 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $10,000 | 6,371 |
| Total noninterest expense | $178,000 | 7,285 |
| Salaries and employee benefits | $58,000 | 7,466 |
| Premises and equipment expense | $36,000 | 6,602 |
| Additional noninterest expense | $84,000 | 6,923 |
| Pre-tax net operating income | $79,000 | 5,388 |
| Securities gains (losses) | $2,000 | 1,590 |
| Applicable income taxes | $7,000 | 3,925 |
| Income before extraordinary items | $74,000 | 5,371 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $74,000 | 5,370 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $74,000 | 5,371 |
| Net charge-offs | $-3,000 | 6,584 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $72,180 | 5,334 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,709,000 | 6,919 |
| Total interest expense | $742,000 | 5,861 |
| Net interest income | $967,000 | 7,198 |
| Provision for loan and lease losses | $130,000 | 5,773 |
| Total noninterest income | $46,000 | 7,065 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $28,000 | 6,534 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $18,000 | 6,636 |
| Total noninterest expense | $658,000 | 7,413 |
| Salaries and employee benefits | $243,000 | 7,534 |
| Premises and equipment expense | $143,000 | 6,690 |
| Additional noninterest expense | $272,000 | 7,197 |
| Pre-tax net operating income | $225,000 | 5,128 |
| Securities gains (losses) | $27,000 | 2,964 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $252,000 | 5,108 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $252,000 | 5,112 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $252,000 | 5,112 |
| Net charge-offs | $318,000 | 4,230 |
| Cash dividends | $145,000 | 3,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $225,000 | 5,049 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,302,000 | 7,010 |
| Total interest expense | $573,000 | 5,948 |
| Net interest income | $729,000 | 7,296 |
| Provision for loan and lease losses | $78,000 | 5,935 |
| Total noninterest income | $31,000 | 7,240 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $22,000 | 6,616 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $9,000 | 6,937 |
| Total noninterest expense | $484,000 | 7,505 |
| Salaries and employee benefits | $182,000 | 7,633 |
| Premises and equipment expense | $99,000 | 6,849 |
| Additional noninterest expense | $203,000 | 7,283 |
| Pre-tax net operating income | $198,000 | 5,263 |
| Securities gains (losses) | $27,000 | 2,762 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $225,000 | 5,194 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $225,000 | 5,196 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $225,000 | 5,197 |
| Net charge-offs | $324,000 | 3,633 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $198,000 | 5,150 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $878,000 | 7,058 |
| Total interest expense | $391,000 | 6,011 |
| Net interest income | $487,000 | 7,349 |
| Provision for loan and lease losses | $4,000 | 6,793 |
| Total noninterest income | $23,000 | 7,284 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $16,000 | 6,614 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $7,000 | 6,971 |
| Total noninterest expense | $319,000 | 7,578 |
| Salaries and employee benefits | $119,000 | 7,704 |
| Premises and equipment expense | $66,000 | 6,904 |
| Additional noninterest expense | $134,000 | 7,345 |
| Pre-tax net operating income | $187,000 | 5,005 |
| Securities gains (losses) | $18,000 | 2,397 |
| Applicable income taxes | $35,000 | 3,503 |
| Income before extraordinary items | $170,000 | 5,093 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $170,000 | 5,096 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $170,000 | 5,095 |
| Net charge-offs | $196,000 | 3,568 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $155,060 | 5,034 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $431,000 | 7,176 |
| Total interest expense | $196,000 | 6,124 |
| Net interest income | $235,000 | 7,462 |
| Provision for loan and lease losses | $4,000 | 6,414 |
| Total noninterest income | $10,000 | 7,432 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $6,000 | 6,781 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $4,000 | 7,081 |
| Total noninterest expense | $160,000 | 7,685 |
| Salaries and employee benefits | $59,000 | 7,808 |
| Premises and equipment expense | $32,000 | 7,033 |
| Additional noninterest expense | $69,000 | 7,410 |
| Pre-tax net operating income | $81,000 | 5,280 |
| Securities gains (losses) | $1,000 | 2,151 |
| Applicable income taxes | $10,000 | 3,808 |
| Income before extraordinary items | $72,000 | 5,376 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $72,000 | 5,377 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $72,000 | 5,376 |
| Net charge-offs | $213,000 | 2,356 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $71,120 | 5,278 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,698,000 | 7,276 |
| Total interest expense | $849,000 | 6,357 |
| Net interest income | $849,000 | 7,577 |
| Provision for loan and lease losses | $560,000 | 4,370 |
| Total noninterest income | $-48,000 | 7,752 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $41,000 | 6,625 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-89,000 | 7,582 |
| Total noninterest expense | $642,000 | 7,761 |
| Salaries and employee benefits | $243,000 | 7,885 |
| Premises and equipment expense | $129,000 | 7,109 |
| Additional noninterest expense | $270,000 | 7,530 |
| Pre-tax net operating income | $-401,000 | 5,908 |
| Securities gains (losses) | $24,000 | 2,973 |
| Applicable income taxes | $-131,000 | 6,638 |
| Income before extraordinary items | $-246,000 | 5,867 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-246,000 | 5,866 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-246,000 | 5,866 |
| Net charge-offs | $337,000 | 4,340 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-261,600 | 5,888 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,284,000 | 7,351 |
| Total interest expense | $647,000 | 6,460 |
| Net interest income | $637,000 | 7,654 |
| Provision for loan and lease losses | $242,000 | 4,899 |
| Total noninterest income | $-63,000 | 7,897 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $30,000 | 6,683 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-93,000 | 7,798 |
| Total noninterest expense | $491,000 | 7,812 |
| Salaries and employee benefits | $182,000 | 7,954 |
| Premises and equipment expense | $96,000 | 7,175 |
| Additional noninterest expense | $213,000 | 7,520 |
| Pre-tax net operating income | $-159,000 | 5,971 |
| Securities gains (losses) | $22,000 | 2,700 |
| Applicable income taxes | $-22,000 | 6,717 |
| Income before extraordinary items | $-115,000 | 6,003 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-115,000 | 6,003 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-115,000 | 6,003 |
| Net charge-offs | $-9,000 | 7,862 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-133,480 | 6,002 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $851,000 | 7,427 |
| Total interest expense | $437,000 | 6,554 |
| Net interest income | $414,000 | 7,731 |
| Provision for loan and lease losses | $81,000 | 5,562 |
| Total noninterest income | $-76,000 | 8,030 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $19,000 | 6,748 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-95,000 | 7,956 |
| Total noninterest expense | $309,000 | 7,924 |
| Salaries and employee benefits | $120,000 | 8,054 |
| Premises and equipment expense | $64,000 | 7,239 |
| Additional noninterest expense | $125,000 | 7,699 |
| Pre-tax net operating income | $-52,000 | 5,968 |
| Securities gains (losses) | $19,000 | 2,345 |
| Applicable income taxes | $-10,000 | 6,801 |
| Income before extraordinary items | $-23,000 | 5,992 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-23,000 | 5,991 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-23,000 | 5,991 |
| Net charge-offs | $-6,000 | 7,819 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-36,300 | 5,969 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $425,000 | 7,486 |
| Total interest expense | $220,000 | 6,641 |
| Net interest income | $205,000 | 7,771 |
| Provision for loan and lease losses | $41,000 | 5,146 |
| Total noninterest income | $13,000 | 7,659 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $10,000 | 6,707 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $3,000 | 7,508 |
| Total noninterest expense | $145,000 | 8,001 |
| Salaries and employee benefits | $59,000 | 8,114 |
| Premises and equipment expense | $28,000 | 7,445 |
| Additional noninterest expense | $58,000 | 7,733 |
| Pre-tax net operating income | $32,000 | 5,858 |
| Securities gains (losses) | $7,000 | 2,001 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $39,000 | 5,860 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $39,000 | 5,862 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $39,000 | 5,862 |
| Net charge-offs | $-2,000 | 7,404 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $32,000 | 5,796 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,797,000 | 7,482 |
| Total interest expense | $963,000 | 6,839 |
| Net interest income | $834,000 | 7,783 |
| Provision for loan and lease losses | $46,000 | 6,648 |
| Total noninterest income | $56,000 | 7,698 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $42,000 | 6,753 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $14,000 | 7,582 |
| Total noninterest expense | $589,000 | 8,042 |
| Salaries and employee benefits | $237,000 | 8,160 |
| Premises and equipment expense | $125,000 | 7,384 |
| Additional noninterest expense | $227,000 | 7,764 |
| Pre-tax net operating income | $255,000 | 5,581 |
| Securities gains (losses) | $11,000 | 2,474 |
| Applicable income taxes | $7,000 | 4,604 |
| Income before extraordinary items | $259,000 | 5,263 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $259,000 | 5,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,667 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $248,330 | 5,464 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,359,000 | 7,549 |
| Total interest expense | $735,000 | 6,929 |
| Net interest income | $624,000 | 7,853 |
| Provision for loan and lease losses | $46,000 | 5,946 |
| Total noninterest income | $42,000 | 7,833 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $32,000 | 6,794 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $10,000 | 7,769 |
| Total noninterest expense | $438,000 | 8,092 |
| Salaries and employee benefits | $177,000 | 8,226 |
| Premises and equipment expense | $82,000 | 7,562 |
| Additional noninterest expense | $179,000 | 7,742 |
| Pre-tax net operating income | $182,000 | 6,104 |
| Securities gains (losses) | $7,000 | 2,502 |
| Applicable income taxes | $12,000 | 4,805 |
| Income before extraordinary items | $177,000 | 5,824 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $177,000 | 5,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,665 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $170,420 | 6,022 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $901,000 | 7,629 |
| Total interest expense | $499,000 | 7,017 |
| Net interest income | $402,000 | 7,929 |
| Provision for loan and lease losses | $46,000 | 5,262 |
| Total noninterest income | $29,000 | 7,887 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $21,000 | 6,831 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $8,000 | 7,784 |
| Total noninterest expense | $293,000 | 8,151 |
| Salaries and employee benefits | $116,000 | 8,305 |
| Premises and equipment expense | $58,000 | 7,553 |
| Additional noninterest expense | $119,000 | 7,800 |
| Pre-tax net operating income | $92,000 | 6,447 |
| Securities gains (losses) | $7,000 | 2,608 |
| Applicable income taxes | $-2,000 | 7,559 |
| Income before extraordinary items | $101,000 | 6,341 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $101,000 | 6,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 3,708 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $94,000 | 6,328 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $453,000 | 7,700 |
| Total interest expense | $253,000 | 7,116 |
| Net interest income | $200,000 | 7,979 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $15,000 | 7,899 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $11,000 | 6,800 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $4,000 | 7,805 |
| Total noninterest expense | $145,000 | 8,202 |
| Salaries and employee benefits | $57,000 | 8,354 |
| Premises and equipment expense | $29,000 | 7,567 |
| Additional noninterest expense | $59,000 | 7,828 |
| Pre-tax net operating income | $70,000 | 6,363 |
| Securities gains (losses) | $7,000 | 2,110 |
| Applicable income taxes | $10,000 | 4,802 |
| Income before extraordinary items | $67,000 | 6,312 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $67,000 | 6,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,531 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $60,910 | 6,321 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,825,000 | 7,681 |
| Total interest expense | $1,025,000 | 7,126 |
| Net interest income | $800,000 | 7,985 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $39,000 | 8,114 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $28,000 | 7,051 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $11,000 | 8,033 |
| Total noninterest expense | $548,000 | 8,277 |
| Salaries and employee benefits | $229,000 | 8,396 |
| Premises and equipment expense | $106,000 | 7,679 |
| Additional noninterest expense | $213,000 | 7,962 |
| Pre-tax net operating income | $291,000 | 6,625 |
| Securities gains (losses) | $-3,000 | 7,272 |
| Applicable income taxes | $17,000 | 5,485 |
| Income before extraordinary items | $271,000 | 6,530 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $271,000 | 6,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,985 |
| Cash dividends | $1,330,000 | 2,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $273,820 | 6,509 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,356,000 | 7,734 |
| Total interest expense | $763,000 | 7,175 |
| Net interest income | $593,000 | 8,049 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $32,000 | 8,133 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $22,000 | 7,063 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $10,000 | 8,023 |
| Total noninterest expense | $417,000 | 8,261 |
| Salaries and employee benefits | $169,000 | 8,392 |
| Premises and equipment expense | $79,000 | 7,679 |
| Additional noninterest expense | $169,000 | 7,886 |
| Pre-tax net operating income | $208,000 | 6,938 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $15,000 | 5,595 |
| Income before extraordinary items | $193,000 | 6,838 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $193,000 | 6,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,769 |
| Cash dividends | $130,000 | 4,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $193,000 | 6,828 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $914,000 | 7,775 |
| Total interest expense | $500,000 | 7,222 |
| Net interest income | $414,000 | 8,071 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $13,000 | 8,323 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $12,000 | 7,175 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,000 | 8,368 |
| Total noninterest expense | $281,000 | 8,299 |
| Salaries and employee benefits | $112,000 | 8,452 |
| Premises and equipment expense | $55,000 | 7,676 |
| Additional noninterest expense | $114,000 | 7,909 |
| Pre-tax net operating income | $146,000 | 6,982 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $12,000 | 5,584 |
| Income before extraordinary items | $134,000 | 6,871 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $134,000 | 6,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,510 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $134,000 | 6,857 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $458,000 | 7,796 |
| Total interest expense | $248,000 | 7,266 |
| Net interest income | $210,000 | 8,111 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $4,000 | 8,418 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $4,000 | 7,300 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $0 | 8,433 |
| Total noninterest expense | $152,000 | 8,292 |
| Salaries and employee benefits | $56,000 | 8,499 |
| Premises and equipment expense | $28,000 | 7,677 |
| Additional noninterest expense | $68,000 | 7,729 |
| Pre-tax net operating income | $62,000 | 7,142 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $62,000 | 6,984 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $62,000 | 6,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,195 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $62,000 | 6,968 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,813,000 | 7,685 |
| Total interest expense | $944,000 | 7,047 |
| Net interest income | $869,000 | 8,007 |
| Provision for loan and lease losses | $125,000 | 4,315 |
| Total noninterest income | $44,000 | 8,255 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $19,000 | 7,290 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $25,000 | 7,832 |
| Total noninterest expense | $563,000 | 8,363 |
| Salaries and employee benefits | $219,000 | 8,527 |
| Premises and equipment expense | $100,000 | 7,794 |
| Additional noninterest expense | $244,000 | 7,886 |
| Pre-tax net operating income | $225,000 | 7,322 |
| Securities gains (losses) | $-10,000 | 7,284 |
| Applicable income taxes | $-2,000 | 8,148 |
| Income before extraordinary items | $217,000 | 7,201 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $217,000 | 7,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,029 |
| Cash dividends | $190,000 | 5,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $227,000 | 7,162 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,355,000 | 7,745 |
| Total interest expense | $695,000 | 7,071 |
| Net interest income | $660,000 | 8,081 |
| Provision for loan and lease losses | $125,000 | 3,756 |
| Total noninterest income | $30,000 | 8,361 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $14,000 | 7,366 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $16,000 | 7,988 |
| Total noninterest expense | $425,000 | 8,384 |
| Salaries and employee benefits | $164,000 | 8,570 |
| Premises and equipment expense | $77,000 | 7,801 |
| Additional noninterest expense | $184,000 | 7,900 |
| Pre-tax net operating income | $140,000 | 7,668 |
| Securities gains (losses) | $-10,000 | 7,588 |
| Applicable income taxes | $39,000 | 5,586 |
| Income before extraordinary items | $91,000 | 7,772 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $91,000 | 7,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 2,167 |
| Cash dividends | $90,000 | 4,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $98,000 | 7,735 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $897,000 | 7,777 |
| Total interest expense | $455,000 | 7,052 |
| Net interest income | $442,000 | 8,119 |
| Provision for loan and lease losses | $125,000 | 2,925 |
| Total noninterest income | $22,000 | 8,396 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $9,000 | 7,424 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $13,000 | 7,912 |
| Total noninterest expense | $284,000 | 8,425 |
| Salaries and employee benefits | $106,000 | 8,625 |
| Premises and equipment expense | $50,000 | 7,848 |
| Additional noninterest expense | $128,000 | 7,855 |
| Pre-tax net operating income | $55,000 | 7,925 |
| Securities gains (losses) | $-10,000 | 7,862 |
| Applicable income taxes | $-9,000 | 8,484 |
| Income before extraordinary items | $54,000 | 7,876 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $54,000 | 7,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 1,597 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $64,000 | 7,813 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $444,000 | 7,805 |
| Total interest expense | $221,000 | 7,040 |
| Net interest income | $223,000 | 8,134 |
| Provision for loan and lease losses | $125,000 | 1,687 |
| Total noninterest income | $8,000 | 8,480 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $4,000 | 7,476 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,174 |
| Total noninterest expense | $141,000 | 8,448 |
| Salaries and employee benefits | $52,000 | 8,646 |
| Premises and equipment expense | $27,000 | 7,763 |
| Additional noninterest expense | $62,000 | 7,889 |
| Pre-tax net operating income | $-35,000 | 8,345 |
| Securities gains (losses) | $-10,000 | 8,238 |
| Applicable income taxes | $-36,000 | 8,622 |
| Income before extraordinary items | $-9,000 | 8,250 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-9,000 | 8,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 849 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-2,600 | 8,216 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,699,000 | 7,719 |
| Total interest expense | $770,000 | 6,870 |
| Net interest income | $929,000 | 8,041 |
| Provision for loan and lease losses | $12,000 | 6,720 |
| Total noninterest income | $40,000 | 8,484 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $21,000 | 7,456 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $19,000 | 8,165 |
| Total noninterest expense | $527,000 | 8,527 |
| Salaries and employee benefits | $219,000 | 8,660 |
| Premises and equipment expense | $100,000 | 7,856 |
| Additional noninterest expense | $208,000 | 8,184 |
| Pre-tax net operating income | $430,000 | 6,961 |
| Securities gains (losses) | $26,000 | 1,166 |
| Applicable income taxes | $84,000 | 5,510 |
| Income before extraordinary items | $372,000 | 6,889 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $372,000 | 6,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,503 |
| Cash dividends | $100,000 | 5,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $350,680 | 6,963 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,262,000 | 7,753 |
| Total interest expense | $565,000 | 6,843 |
| Net interest income | $697,000 | 8,097 |
| Provision for loan and lease losses | $9,000 | 6,548 |
| Total noninterest income | $32,000 | 8,511 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $16,000 | 7,508 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $16,000 | 8,136 |
| Total noninterest expense | $399,000 | 8,516 |
| Salaries and employee benefits | $163,000 | 8,666 |
| Premises and equipment expense | $74,000 | 7,894 |
| Additional noninterest expense | $162,000 | 8,129 |
| Pre-tax net operating income | $321,000 | 7,115 |
| Securities gains (losses) | $16,000 | 1,308 |
| Applicable income taxes | $70,000 | 5,547 |
| Income before extraordinary items | $267,000 | 7,086 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $267,000 | 7,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,995 |
| Cash dividends | $90,000 | 4,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $254,360 | 7,132 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $831,000 | 7,764 |
| Total interest expense | $363,000 | 6,824 |
| Net interest income | $468,000 | 8,103 |
| Provision for loan and lease losses | $6,000 | 6,298 |
| Total noninterest income | $22,000 | 8,519 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $10,000 | 7,536 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $12,000 | 8,048 |
| Total noninterest expense | $267,000 | 8,514 |
| Salaries and employee benefits | $108,000 | 8,677 |
| Premises and equipment expense | $50,000 | 7,864 |
| Additional noninterest expense | $109,000 | 8,107 |
| Pre-tax net operating income | $217,000 | 7,109 |
| Securities gains (losses) | $4,000 | 1,659 |
| Applicable income taxes | $45,000 | 5,608 |
| Income before extraordinary items | $176,000 | 7,110 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $176,000 | 7,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $90,000 | 4,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $172,800 | 7,112 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $405,000 | 7,856 |
| Total interest expense | $176,000 | 6,841 |
| Net interest income | $229,000 | 8,205 |
| Provision for loan and lease losses | $3,000 | 5,957 |
| Total noninterest income | $13,000 | 8,505 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $4,000 | 7,641 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $9,000 | 7,829 |
| Total noninterest expense | $138,000 | 8,555 |
| Salaries and employee benefits | $53,000 | 8,751 |
| Premises and equipment expense | $25,000 | 7,927 |
| Additional noninterest expense | $60,000 | 8,042 |
| Pre-tax net operating income | $101,000 | 7,206 |
| Securities gains (losses) | $4,000 | 1,261 |
| Applicable income taxes | $22,000 | 5,594 |
| Income before extraordinary items | $83,000 | 7,177 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $83,000 | 7,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $90,000 | 3,047 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $79,840 | 7,220 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,676,000 | 7,710 |
| Total interest expense | $722,000 | 6,510 |
| Net interest income | $954,000 | 8,090 |
| Provision for loan and lease losses | $22,000 | 6,676 |
| Total noninterest income | $34,000 | 8,685 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $19,000 | 7,672 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $15,000 | 8,368 |
| Total noninterest expense | $521,000 | 8,647 |
| Salaries and employee benefits | $213,000 | 8,801 |
| Premises and equipment expense | $100,000 | 7,971 |
| Additional noninterest expense | $208,000 | 8,262 |
| Pre-tax net operating income | $445,000 | 6,886 |
| Securities gains (losses) | $20,000 | 2,398 |
| Applicable income taxes | $92,000 | 5,595 |
| Income before extraordinary items | $373,000 | 6,920 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $373,000 | 6,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 3,915 |
| Cash dividends | $120,000 | 5,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $357,000 | 6,934 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,259,000 | 7,741 |
| Total interest expense | $544,000 | 6,486 |
| Net interest income | $715,000 | 8,126 |
| Provision for loan and lease losses | $19,000 | 6,392 |
| Total noninterest income | $26,000 | 8,739 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $14,000 | 7,719 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $12,000 | 8,377 |
| Total noninterest expense | $385,000 | 8,669 |
| Salaries and employee benefits | $156,000 | 8,834 |
| Premises and equipment expense | $75,000 | 7,966 |
| Additional noninterest expense | $154,000 | 8,282 |
| Pre-tax net operating income | $337,000 | 7,015 |
| Securities gains (losses) | $20,000 | 2,305 |
| Applicable income taxes | $82,000 | 5,558 |
| Income before extraordinary items | $275,000 | 7,059 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $275,000 | 7,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,743 |
| Cash dividends | $120,000 | 4,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $259,600 | 7,085 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $835,000 | 7,804 |
| Total interest expense | $363,000 | 6,519 |
| Net interest income | $472,000 | 8,201 |
| Provision for loan and lease losses | $16,000 | 6,067 |
| Total noninterest income | $16,000 | 8,821 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $9,000 | 7,775 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $7,000 | 8,495 |
| Total noninterest expense | $257,000 | 8,725 |
| Salaries and employee benefits | $103,000 | 8,899 |
| Premises and equipment expense | $50,000 | 7,993 |
| Additional noninterest expense | $104,000 | 8,298 |
| Pre-tax net operating income | $215,000 | 7,073 |
| Securities gains (losses) | $20,000 | 2,036 |
| Applicable income taxes | $55,000 | 5,541 |
| Income before extraordinary items | $180,000 | 7,077 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $180,000 | 7,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,880 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $164,600 | 7,148 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $420,000 | 7,832 |
| Total interest expense | $182,000 | 6,586 |
| Net interest income | $238,000 | 8,212 |
| Provision for loan and lease losses | $13,000 | 5,421 |
| Total noninterest income | $9,000 | 8,820 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $5,000 | 7,776 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $4,000 | 8,419 |
| Total noninterest expense | $132,000 | 8,731 |
| Salaries and employee benefits | $52,000 | 8,938 |
| Premises and equipment expense | $26,000 | 7,959 |
| Additional noninterest expense | $54,000 | 8,302 |
| Pre-tax net operating income | $102,000 | 7,122 |
| Securities gains (losses) | $15,000 | 1,841 |
| Applicable income taxes | $29,000 | 5,455 |
| Income before extraordinary items | $88,000 | 7,094 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $88,000 | 7,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $76,750 | 7,219 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,588,000 | 7,980 |
| Total interest expense | $761,000 | 6,839 |
| Net interest income | $827,000 | 8,369 |
| Provision for loan and lease losses | $11,000 | 7,350 |
| Total noninterest income | $42,000 | 8,855 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $22,000 | 7,818 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $20,000 | 8,441 |
| Total noninterest expense | $499,000 | 8,840 |
| Salaries and employee benefits | $206,000 | 8,993 |
| Premises and equipment expense | $92,000 | 8,167 |
| Additional noninterest expense | $201,000 | 8,436 |
| Pre-tax net operating income | $359,000 | 7,193 |
| Securities gains (losses) | $5,000 | 3,903 |
| Applicable income taxes | $68,000 | 6,064 |
| Income before extraordinary items | $296,000 | 7,295 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $296,000 | 7,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,027 |
| Cash dividends | $140,000 | 5,302 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $291,950 | 7,174 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,206,000 | 8,058 |
| Total interest expense | $570,000 | 6,985 |
| Net interest income | $636,000 | 8,417 |
| Provision for loan and lease losses | $8,000 | 7,260 |
| Total noninterest income | $34,000 | 8,901 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $17,000 | 7,874 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $17,000 | 8,372 |
| Total noninterest expense | $377,000 | 8,868 |
| Salaries and employee benefits | $153,000 | 9,043 |
| Premises and equipment expense | $68,000 | 8,207 |
| Additional noninterest expense | $156,000 | 8,405 |
| Pre-tax net operating income | $285,000 | 7,253 |
| Securities gains (losses) | $5,000 | 3,620 |
| Applicable income taxes | $70,000 | 5,931 |
| Income before extraordinary items | $220,000 | 7,456 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $220,000 | 7,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,480 |
| Cash dividends | $20,000 | 5,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $216,200 | 7,329 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $784,000 | 8,163 |
| Total interest expense | $376,000 | 7,147 |
| Net interest income | $408,000 | 8,493 |
| Provision for loan and lease losses | $5,000 | 7,119 |
| Total noninterest income | $23,000 | 8,927 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $12,000 | 7,878 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $11,000 | 8,392 |
| Total noninterest expense | $252,000 | 8,885 |
| Salaries and employee benefits | $101,000 | 9,076 |
| Premises and equipment expense | $45,000 | 8,229 |
| Additional noninterest expense | $106,000 | 8,365 |
| Pre-tax net operating income | $174,000 | 7,425 |
| Securities gains (losses) | $5,000 | 3,210 |
| Applicable income taxes | $43,000 | 6,041 |
| Income before extraordinary items | $136,000 | 7,595 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $136,000 | 7,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $10,000 | 5,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $132,200 | 7,454 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $382,000 | 8,248 |
| Total interest expense | $184,000 | 7,297 |
| Net interest income | $198,000 | 8,576 |
| Provision for loan and lease losses | $2,000 | 6,798 |
| Total noninterest income | $10,000 | 8,992 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $5,000 | 7,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,460 |
| Total noninterest expense | $122,000 | 8,954 |
| Salaries and employee benefits | $51,000 | 9,108 |
| Premises and equipment expense | $22,000 | 8,271 |
| Additional noninterest expense | $49,000 | 8,519 |
| Pre-tax net operating income | $84,000 | 7,453 |
| Securities gains (losses) | $5,000 | 2,406 |
| Applicable income taxes | $21,000 | 6,031 |
| Income before extraordinary items | $68,000 | 7,530 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $68,000 | 7,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $64,200 | 7,447 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,580,000 | 8,287 |
| Total interest expense | $796,000 | 7,528 |
| Net interest income | $784,000 | 8,613 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $27,000 | 9,126 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $13,000 | 8,053 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $14,000 | 8,747 |
| Total noninterest expense | $468,000 | 9,038 |
| Salaries and employee benefits | $194,000 | 9,172 |
| Premises and equipment expense | $75,000 | 8,522 |
| Additional noninterest expense | $199,000 | 8,563 |
| Pre-tax net operating income | $343,000 | 7,387 |
| Securities gains (losses) | $-10,000 | 8,909 |
| Applicable income taxes | $67,000 | 6,318 |
| Income before extraordinary items | $266,000 | 7,487 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $266,000 | 7,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,379 |
| Cash dividends | $300,000 | 4,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $274,000 | 7,354 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,793,000 | 8,423 |
| Total interest expense | $972,000 | 8,082 |
| Net interest income | $821,000 | 8,624 |
| Provision for loan and lease losses | $4,000 | 8,142 |
| Total noninterest income | $27,000 | 9,372 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $14,000 | 8,211 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $13,000 | 9,003 |
| Total noninterest expense | $367,000 | 9,410 |
| Salaries and employee benefits | $199,000 | 9,406 |
| Premises and equipment expense | $50,000 | 9,122 |
| Additional noninterest expense | $118,000 | 9,264 |
| Pre-tax net operating income | $477,000 | 6,646 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $136,000 | 5,603 |
| Income before extraordinary items | $341,000 | 6,879 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $341,000 | 6,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,344 |
| Cash dividends | $300,000 | 4,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $341,000 | 6,769 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,782,000 | 8,647 |
| Total interest expense | $915,000 | 8,411 |
| Net interest income | $867,000 | 8,760 |
| Provision for loan and lease losses | $4,000 | 8,198 |
| Total noninterest income | $27,000 | 9,616 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $19,000 | 8,281 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 9,518 |
| Total noninterest expense | $379,000 | 9,638 |
| Salaries and employee benefits | $185,000 | 9,665 |
| Premises and equipment expense | $49,000 | 9,385 |
| Additional noninterest expense | $145,000 | 9,275 |
| Pre-tax net operating income | $511,000 | 6,939 |
| Securities gains (losses) | $-28,000 | 8,903 |
| Applicable income taxes | $140,000 | 6,039 |
| Income before extraordinary items | $343,000 | 7,196 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $343,000 | 7,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,699 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $362,880 | 7,077 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,680,000 | 8,856 |
| Total interest expense | $852,000 | 8,562 |
| Net interest income | $828,000 | 9,002 |
| Provision for loan and lease losses | $52,000 | 6,466 |
| Total noninterest income | $27,000 | 9,902 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $18,000 | 8,532 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 9,783 |
| Total noninterest expense | $339,000 | 10,000 |
| Salaries and employee benefits | $173,000 | 9,994 |
| Premises and equipment expense | $55,000 | 9,535 |
| Additional noninterest expense | $111,000 | 9,843 |
| Pre-tax net operating income | $464,000 | 7,303 |
| Securities gains (losses) | $-2,000 | 8,771 |
| Applicable income taxes | $128,000 | 6,543 |
| Income before extraordinary items | $334,000 | 7,375 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $334,000 | 7,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,619 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $335,440 | 7,340 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,778,000 | 8,954 |
| Total interest expense | $1,038,000 | 8,316 |
| Net interest income | $740,000 | 9,401 |
| Provision for loan and lease losses | $23,000 | 7,650 |
| Total noninterest income | $27,000 | 10,129 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $18,000 | 8,745 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 10,010 |
| Total noninterest expense | $343,000 | 10,174 |
| Salaries and employee benefits | $173,000 | 10,212 |
| Premises and equipment expense | $57,000 | 9,657 |
| Additional noninterest expense | $113,000 | 10,022 |
| Pre-tax net operating income | $401,000 | 7,869 |
| Securities gains (losses) | $15,000 | 2,661 |
| Applicable income taxes | $120,000 | 7,243 |
| Income before extraordinary items | $296,000 | 7,920 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $296,000 | 7,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,956 |
| Cash dividends | $300,000 | 4,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $285,350 | 7,923 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,753,000 | 9,355 |
| Total interest expense | $1,002,000 | 8,688 |
| Net interest income | $751,000 | 9,805 |
| Provision for loan and lease losses | $30,000 | 7,369 |
| Total noninterest income | $29,000 | 10,589 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $21,000 | 9,106 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 10,520 |
| Total noninterest expense | $341,000 | 10,613 |
| Salaries and employee benefits | $166,000 | 10,672 |
| Premises and equipment expense | $55,000 | 10,079 |
| Additional noninterest expense | $120,000 | 10,343 |
| Pre-tax net operating income | $409,000 | 8,399 |
| Securities gains (losses) | $-5,000 | 9,661 |
| Applicable income taxes | $112,000 | 8,208 |
| Income before extraordinary items | $292,000 | 8,437 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $292,000 | 8,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,853 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $295,600 | 8,370 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,728,000 | 9,771 |
| Total interest expense | $1,005,000 | 8,989 |
| Net interest income | $723,000 | 10,318 |
| Provision for loan and lease losses | $24,000 | 7,740 |
| Total noninterest income | $33,000 | 11,103 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $25,000 | 9,477 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 11,065 |
| Total noninterest expense | $332,000 | 11,152 |
| Salaries and employee benefits | $152,000 | 11,227 |
| Premises and equipment expense | $57,000 | 10,437 |
| Additional noninterest expense | $123,000 | 10,870 |
| Pre-tax net operating income | $400,000 | 8,504 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $117,000 | 8,439 |
| Income before extraordinary items | $283,000 | 8,564 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $283,000 | 8,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,694 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $283,000 | 8,500 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,654,000 | 10,254 |
| Total interest expense | $929,000 | 9,504 |
| Net interest income | $725,000 | 10,768 |
| Provision for loan and lease losses | $18,000 | 7,795 |
| Total noninterest income | $34,000 | 11,597 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $26,000 | 9,888 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 11,604 |
| Total noninterest expense | $329,000 | 11,644 |
| Salaries and employee benefits | $136,000 | 11,781 |
| Premises and equipment expense | $49,000 | 11,117 |
| Additional noninterest expense | $144,000 | 11,121 |
| Pre-tax net operating income | $412,000 | 8,983 |
| Securities gains (losses) | $15,000 | 2,090 |
| Applicable income taxes | $123,000 | 8,748 |
| Income before extraordinary items | $304,000 | 8,901 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $304,000 | 8,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,680 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $293,350 | 8,976 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,376,000 | 10,988 |
| Total interest expense | $651,000 | 10,345 |
| Net interest income | $725,000 | 11,294 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $34,000 | 12,213 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $25,000 | 10,448 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 12,149 |
| Total noninterest expense | $320,000 | 12,295 |
| Salaries and employee benefits | $132,000 | 12,435 |
| Premises and equipment expense | $41,000 | 11,957 |
| Additional noninterest expense | $147,000 | 11,821 |
| Pre-tax net operating income | $439,000 | 9,065 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $128,000 | 8,751 |
| Income before extraordinary items | $311,000 | 9,026 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $311,000 | 9,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,198 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $311,000 | 9,098 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,339,000 | 11,591 |
| Total interest expense | $687,000 | 10,661 |
| Net interest income | $652,000 | 12,031 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $32,000 | 12,905 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $26,000 | 10,867 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 12,981 |
| Total noninterest expense | $317,000 | 12,932 |
| Salaries and employee benefits | $123,000 | 13,111 |
| Premises and equipment expense | $35,000 | 12,695 |
| Additional noninterest expense | $159,000 | 12,302 |
| Pre-tax net operating income | $367,000 | 9,673 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $103,000 | 9,654 |
| Income before extraordinary items | $269,000 | 9,825 |
| Extraordinary gains, net | $32,000 | 2,460 |
| Net income | $301,000 | 9,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 9,724 |
| Cash dividends | $136,000 | 6,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $265,400 | 9,614 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,528,000 | 11,896 |
| Total interest expense | $942,000 | 10,653 |
| Net interest income | $586,000 | 12,765 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $42,000 | 13,290 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 11,061 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 13,214 |
| Total noninterest expense | $347,000 | 13,406 |
| Salaries and employee benefits | $153,000 | 13,534 |
| Premises and equipment expense | $39,000 | 13,096 |
| Additional noninterest expense | $155,000 | 12,864 |
| Pre-tax net operating income | $281,000 | 10,325 |
| Securities gains (losses) | $34,000 | 4,785 |
| Applicable income taxes | $80,000 | 10,440 |
| Income before extraordinary items | $235,000 | 10,099 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $235,000 | 10,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 9,788 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $209,500 | 10,125 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.