Home > Granville United Bank > Income and Expense
Granville United Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,946,000 | 7,057 |
| Total interest expense | $2,122,000 | 6,227 |
| Net interest income | $1,824,000 | 7,703 |
| Provision for loan and lease losses | $153,000 | 3,586 |
| Total noninterest income | $210,000 | 8,285 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $190,000 | 5,864 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 10,891 |
| Total noninterest expense | $1,391,000 | 7,612 |
| Salaries and employee benefits | $710,000 | 7,664 |
| Premises and equipment expense | $179,000 | 7,622 |
| Additional noninterest expense | $502,000 | 7,236 |
| Pre-tax net operating income | $490,000 | 8,486 |
| Securities gains (losses) | $191,000 | 692 |
| Applicable income taxes | $212,000 | 7,226 |
| Income before extraordinary items | $469,000 | 7,491 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $469,000 | 7,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,739 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $1,300,000 | 266 |
| Net operating income | $337,210 | 8,567 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,562,000 | 8,803 |
| Total interest expense | $1,271,000 | 7,653 |
| Net interest income | $1,291,000 | 9,486 |
| Provision for loan and lease losses | $32,000 | 7,014 |
| Total noninterest income | $143,000 | 9,846 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $127,000 | 7,442 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 11,718 |
| Total noninterest expense | $953,000 | 9,538 |
| Salaries and employee benefits | $484,000 | 9,538 |
| Premises and equipment expense | $156,000 | 8,394 |
| Additional noninterest expense | $313,000 | 9,804 |
| Pre-tax net operating income | $449,000 | 9,001 |
| Securities gains (losses) | $44,000 | 1,236 |
| Applicable income taxes | $152,000 | 8,265 |
| Income before extraordinary items | $341,000 | 8,713 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $341,000 | 8,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 10,674 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $310,640 | 9,106 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,428,000 | 9,337 |
| Total interest expense | $1,179,000 | 8,349 |
| Net interest income | $1,249,000 | 9,903 |
| Provision for loan and lease losses | $78,000 | 6,380 |
| Total noninterest income | $105,000 | 11,200 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $89,000 | 8,728 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 12,333 |
| Total noninterest expense | $861,000 | 10,387 |
| Salaries and employee benefits | $433,000 | 10,310 |
| Premises and equipment expense | $133,000 | 9,383 |
| Additional noninterest expense | $295,000 | 10,515 |
| Pre-tax net operating income | $415,000 | 9,293 |
| Securities gains (losses) | $25,000 | 4,353 |
| Applicable income taxes | $85,000 | 10,101 |
| Income before extraordinary items | $355,000 | 8,884 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $355,000 | 9,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 9,554 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $334,750 | 8,839 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,474,000 | 9,964 |
| Total interest expense | $1,463,000 | 8,634 |
| Net interest income | $1,011,000 | 11,061 |
| Provision for loan and lease losses | $64,000 | 8,436 |
| Total noninterest income | $114,000 | 11,349 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 9,997 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 10,037 |
| Total noninterest expense | $882,000 | 10,595 |
| Salaries and employee benefits | $434,000 | 10,470 |
| Premises and equipment expense | $44,000 | 12,911 |
| Additional noninterest expense | $404,000 | 9,519 |
| Pre-tax net operating income | $179,000 | 11,265 |
| Securities gains (losses) | $42,000 | 4,413 |
| Applicable income taxes | $69,000 | 10,752 |
| Income before extraordinary items | $152,000 | 11,242 |
| Extraordinary gains, net | $28,000 | 1,147 |
| Net income | $180,000 | 10,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 8,508 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $123,020 | 11,320 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.