Home > Grant County Deposit Bank > Income and Expense
Grant County Deposit Bank, Income and Expense
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,125,000 | 5,195 |
| Total interest expense | $240,000 | 4,921 |
| Net interest income | $1,885,000 | 5,175 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $376,000 | 4,312 |
| Gross Fiduciary activities income | $1,000 | 1,152 |
| Service charges on deposit accounts | $238,000 | 3,130 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $137,000 | 4,691 |
| Total noninterest expense | $2,860,000 | 3,959 |
| Salaries and employee benefits | $1,232,000 | 4,441 |
| Premises and equipment expense | $267,000 | 4,374 |
| Additional noninterest expense | $1,361,000 | 3,104 |
| Pre-tax net operating income | $-599,000 | 6,408 |
| Securities gains (losses) | $-12,000 | 6,180 |
| Applicable income taxes | $-208,000 | 6,465 |
| Income before extraordinary items | $-403,000 | 6,382 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-403,000 | 6,381 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-403,000 | 6,381 |
| Net charge-offs | $339,000 | 1,495 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-395,080 | 6,380 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,448,000 | 5,184 |
| Total interest expense | $164,000 | 4,937 |
| Net interest income | $1,284,000 | 5,159 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $252,000 | 4,317 |
| Gross Fiduciary activities income | $1,000 | 1,132 |
| Service charges on deposit accounts | $161,000 | 3,087 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $90,000 | 4,708 |
| Total noninterest expense | $1,958,000 | 3,928 |
| Salaries and employee benefits | $809,000 | 4,506 |
| Premises and equipment expense | $179,000 | 4,414 |
| Additional noninterest expense | $970,000 | 2,959 |
| Pre-tax net operating income | $-422,000 | 6,487 |
| Securities gains (losses) | $-4,000 | 6,185 |
| Applicable income taxes | $-145,000 | 6,533 |
| Income before extraordinary items | $-281,000 | 6,446 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-281,000 | 6,447 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-281,000 | 6,447 |
| Net charge-offs | $235,000 | 1,463 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-278,360 | 6,443 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $750,000 | 5,172 |
| Total interest expense | $84,000 | 4,955 |
| Net interest income | $666,000 | 5,144 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $171,000 | 3,740 |
| Gross Fiduciary activities income | $1,000 | 1,081 |
| Service charges on deposit accounts | $79,000 | 3,101 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $91,000 | 3,710 |
| Total noninterest expense | $821,000 | 4,376 |
| Salaries and employee benefits | $407,000 | 4,531 |
| Premises and equipment expense | $89,000 | 4,483 |
| Additional noninterest expense | $325,000 | 3,928 |
| Pre-tax net operating income | $16,000 | 6,073 |
| Securities gains (losses) | $-4,000 | 6,345 |
| Applicable income taxes | $4,000 | 4,102 |
| Income before extraordinary items | $8,000 | 6,156 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $8,000 | 6,156 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $8,000 | 6,157 |
| Net charge-offs | $15,000 | 2,640 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $10,680 | 6,119 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,122,000 | 5,152 |
| Total interest expense | $392,000 | 4,947 |
| Net interest income | $2,730,000 | 5,138 |
| Provision for loan and lease losses | $10,000 | 4,909 |
| Total noninterest income | $125,000 | 6,048 |
| Gross Fiduciary activities income | $1,000 | 1,245 |
| Service charges on deposit accounts | $400,000 | 2,810 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-276,000 | 6,700 |
| Total noninterest expense | $3,540,000 | 4,227 |
| Salaries and employee benefits | $1,726,000 | 4,413 |
| Premises and equipment expense | $399,000 | 4,224 |
| Additional noninterest expense | $1,415,000 | 3,799 |
| Pre-tax net operating income | $-695,000 | 6,518 |
| Securities gains (losses) | $1,000 | 3,056 |
| Applicable income taxes | $-237,000 | 6,571 |
| Income before extraordinary items | $-457,000 | 6,479 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-457,000 | 6,479 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-457,000 | 6,480 |
| Net charge-offs | $182,000 | 3,116 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-457,660 | 6,473 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,377,000 | 5,169 |
| Total interest expense | $304,000 | 4,973 |
| Net interest income | $2,073,000 | 5,155 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $-17,000 | 6,776 |
| Gross Fiduciary activities income | $1,000 | 1,186 |
| Service charges on deposit accounts | $302,000 | 2,807 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-320,000 | 6,814 |
| Total noninterest expense | $2,702,000 | 4,196 |
| Salaries and employee benefits | $1,321,000 | 4,388 |
| Premises and equipment expense | $293,000 | 4,301 |
| Additional noninterest expense | $1,088,000 | 3,732 |
| Pre-tax net operating income | $-646,000 | 6,656 |
| Securities gains (losses) | $1,000 | 2,916 |
| Applicable income taxes | $-220,000 | 6,749 |
| Income before extraordinary items | $-425,000 | 6,616 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-425,000 | 6,617 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-425,000 | 6,617 |
| Net charge-offs | $179,000 | 2,689 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-425,660 | 6,608 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,610,000 | 5,167 |
| Total interest expense | $210,000 | 4,970 |
| Net interest income | $1,400,000 | 5,144 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $-116,000 | 6,867 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $190,000 | 2,893 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-306,000 | 6,876 |
| Total noninterest expense | $1,773,000 | 4,252 |
| Salaries and employee benefits | $882,000 | 4,411 |
| Premises and equipment expense | $200,000 | 4,270 |
| Additional noninterest expense | $691,000 | 3,859 |
| Pre-tax net operating income | $-489,000 | 6,683 |
| Securities gains (losses) | $1,000 | 2,688 |
| Applicable income taxes | $-167,000 | 6,799 |
| Income before extraordinary items | $-321,000 | 6,657 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-321,000 | 6,657 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-321,000 | 6,657 |
| Net charge-offs | $21,000 | 3,979 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-321,660 | 6,632 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $826,000 | 5,160 |
| Total interest expense | $108,000 | 5,002 |
| Net interest income | $718,000 | 5,111 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $-167,000 | 6,977 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $94,000 | 2,904 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-261,000 | 6,976 |
| Total noninterest expense | $885,000 | 4,302 |
| Salaries and employee benefits | $445,000 | 4,434 |
| Premises and equipment expense | $89,000 | 4,561 |
| Additional noninterest expense | $351,000 | 3,834 |
| Pre-tax net operating income | $-334,000 | 6,807 |
| Securities gains (losses) | $1,000 | 1,864 |
| Applicable income taxes | $-114,000 | 6,932 |
| Income before extraordinary items | $-219,000 | 6,761 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-219,000 | 6,761 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-219,000 | 6,761 |
| Net charge-offs | $-8,000 | 6,115 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-219,660 | 6,743 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,590,000 | 5,125 |
| Total interest expense | $580,000 | 4,826 |
| Net interest income | $3,010,000 | 5,094 |
| Provision for loan and lease losses | $155,000 | 4,250 |
| Total noninterest income | $401,000 | 4,821 |
| Gross Fiduciary activities income | $1,000 | 1,273 |
| Service charges on deposit accounts | $452,000 | 2,690 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-52,000 | 6,684 |
| Total noninterest expense | $3,429,000 | 4,429 |
| Salaries and employee benefits | $1,780,000 | 4,425 |
| Premises and equipment expense | $331,000 | 4,757 |
| Additional noninterest expense | $1,318,000 | 4,115 |
| Pre-tax net operating income | $-173,000 | 6,338 |
| Securities gains (losses) | $1,000 | 3,729 |
| Applicable income taxes | $-66,000 | 6,661 |
| Income before extraordinary items | $-106,000 | 6,414 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-106,000 | 6,408 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-106,000 | 6,410 |
| Net charge-offs | $634,000 | 2,342 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-106,640 | 6,300 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,674,000 | 5,221 |
| Total interest expense | $456,000 | 4,854 |
| Net interest income | $2,218,000 | 5,220 |
| Provision for loan and lease losses | $50,000 | 4,919 |
| Total noninterest income | $399,000 | 4,424 |
| Gross Fiduciary activities income | $1,000 | 1,226 |
| Service charges on deposit accounts | $333,000 | 2,759 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $65,000 | 5,532 |
| Total noninterest expense | $2,679,000 | 4,352 |
| Salaries and employee benefits | $1,396,000 | 4,323 |
| Premises and equipment expense | $261,000 | 4,696 |
| Additional noninterest expense | $1,022,000 | 4,054 |
| Pre-tax net operating income | $-112,000 | 6,442 |
| Securities gains (losses) | $1,000 | 3,476 |
| Applicable income taxes | $-44,000 | 6,837 |
| Income before extraordinary items | $-67,000 | 6,509 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-67,000 | 6,506 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-67,000 | 6,506 |
| Net charge-offs | $566,000 | 2,039 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-67,640 | 6,400 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,775,000 | 5,263 |
| Total interest expense | $315,000 | 4,889 |
| Net interest income | $1,460,000 | 5,281 |
| Provision for loan and lease losses | $50,000 | 4,550 |
| Total noninterest income | $274,000 | 4,381 |
| Gross Fiduciary activities income | $1,000 | 1,200 |
| Service charges on deposit accounts | $220,000 | 2,754 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $53,000 | 5,391 |
| Total noninterest expense | $1,834,000 | 4,304 |
| Salaries and employee benefits | $959,000 | 4,279 |
| Premises and equipment expense | $150,000 | 5,051 |
| Additional noninterest expense | $725,000 | 3,897 |
| Pre-tax net operating income | $-150,000 | 6,582 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-55,000 | 6,956 |
| Income before extraordinary items | $-95,000 | 6,625 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-95,000 | 6,625 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-95,000 | 6,625 |
| Net charge-offs | $190,000 | 2,812 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-95,000 | 6,536 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $892,000 | 5,300 |
| Total interest expense | $161,000 | 4,951 |
| Net interest income | $731,000 | 5,302 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $129,000 | 4,523 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $111,000 | 2,704 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $18,000 | 5,812 |
| Total noninterest expense | $918,000 | 4,320 |
| Salaries and employee benefits | $477,000 | 4,329 |
| Premises and equipment expense | $76,000 | 5,053 |
| Additional noninterest expense | $365,000 | 3,872 |
| Pre-tax net operating income | $-58,000 | 6,638 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-22,000 | 7,037 |
| Income before extraordinary items | $-36,000 | 6,671 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-36,000 | 6,671 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-36,000 | 6,671 |
| Net charge-offs | $25,000 | 3,537 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-36,000 | 6,585 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,484,000 | 4,848 |
| Total interest expense | $711,000 | 5,166 |
| Net interest income | $3,773,000 | 4,690 |
| Provision for loan and lease losses | $1,480,000 | 1,906 |
| Total noninterest income | $568,000 | 4,178 |
| Gross Fiduciary activities income | $1,000 | 1,250 |
| Service charges on deposit accounts | $484,000 | 2,640 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $83,000 | 5,492 |
| Total noninterest expense | $3,434,000 | 4,531 |
| Salaries and employee benefits | $1,818,000 | 4,417 |
| Premises and equipment expense | $339,000 | 4,954 |
| Additional noninterest expense | $1,277,000 | 4,277 |
| Pre-tax net operating income | $-573,000 | 6,438 |
| Securities gains (losses) | $1,000 | 3,733 |
| Applicable income taxes | $-205,000 | 6,923 |
| Income before extraordinary items | $-367,000 | 6,418 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-367,000 | 6,420 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-367,000 | 6,419 |
| Net charge-offs | $676,000 | 2,828 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-367,640 | 6,377 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,401,000 | 4,869 |
| Total interest expense | $547,000 | 5,236 |
| Net interest income | $2,854,000 | 4,701 |
| Provision for loan and lease losses | $1,255,000 | 1,700 |
| Total noninterest income | $429,000 | 4,184 |
| Gross Fiduciary activities income | $1,000 | 1,199 |
| Service charges on deposit accounts | $362,000 | 2,663 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $66,000 | 5,529 |
| Total noninterest expense | $2,654,000 | 4,470 |
| Salaries and employee benefits | $1,432,000 | 4,285 |
| Premises and equipment expense | $288,000 | 4,716 |
| Additional noninterest expense | $934,000 | 4,351 |
| Pre-tax net operating income | $-626,000 | 6,668 |
| Securities gains (losses) | $1,000 | 3,451 |
| Applicable income taxes | $-220,000 | 7,106 |
| Income before extraordinary items | $-405,000 | 6,645 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-405,000 | 6,647 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-405,000 | 6,647 |
| Net charge-offs | $542,000 | 2,578 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-405,650 | 6,591 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,298,000 | 4,886 |
| Total interest expense | $380,000 | 5,247 |
| Net interest income | $1,918,000 | 4,701 |
| Provision for loan and lease losses | $1,255,000 | 1,293 |
| Total noninterest income | $271,000 | 4,316 |
| Gross Fiduciary activities income | $1,000 | 1,171 |
| Service charges on deposit accounts | $234,000 | 2,703 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $36,000 | 5,786 |
| Total noninterest expense | $1,778,000 | 4,495 |
| Salaries and employee benefits | $964,000 | 4,297 |
| Premises and equipment expense | $204,000 | 4,610 |
| Additional noninterest expense | $610,000 | 4,479 |
| Pre-tax net operating income | $-844,000 | 6,929 |
| Securities gains (losses) | $1,000 | 2,791 |
| Applicable income taxes | $-292,000 | 7,263 |
| Income before extraordinary items | $-551,000 | 6,867 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-551,000 | 6,866 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-551,000 | 6,867 |
| Net charge-offs | $233,000 | 2,957 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-551,650 | 6,855 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,170,000 | 4,868 |
| Total interest expense | $205,000 | 5,198 |
| Net interest income | $965,000 | 4,676 |
| Provision for loan and lease losses | $430,000 | 1,590 |
| Total noninterest income | $166,000 | 3,967 |
| Gross Fiduciary activities income | $1,000 | 1,126 |
| Service charges on deposit accounts | $108,000 | 2,820 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $57,000 | 4,453 |
| Total noninterest expense | $890,000 | 4,511 |
| Salaries and employee benefits | $483,000 | 4,332 |
| Premises and equipment expense | $111,000 | 4,456 |
| Additional noninterest expense | $296,000 | 4,567 |
| Pre-tax net operating income | $-189,000 | 6,813 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-67,000 | 7,230 |
| Income before extraordinary items | $-122,000 | 6,760 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-122,000 | 6,759 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-122,000 | 6,760 |
| Net charge-offs | $124,000 | 2,534 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-122,000 | 6,751 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,852,000 | 4,900 |
| Total interest expense | $1,215,000 | 4,786 |
| Net interest income | $3,637,000 | 4,847 |
| Provision for loan and lease losses | $645,000 | 3,738 |
| Total noninterest income | $670,000 | 4,023 |
| Gross Fiduciary activities income | $1,000 | 1,307 |
| Service charges on deposit accounts | $503,000 | 2,632 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $166,000 | 4,845 |
| Total noninterest expense | $3,520,000 | 4,580 |
| Salaries and employee benefits | $1,958,000 | 4,296 |
| Premises and equipment expense | $240,000 | 5,871 |
| Additional noninterest expense | $1,322,000 | 4,351 |
| Pre-tax net operating income | $142,000 | 5,359 |
| Securities gains (losses) | $-1,000 | 6,878 |
| Applicable income taxes | $34,000 | 3,800 |
| Income before extraordinary items | $107,000 | 5,581 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $107,000 | 5,583 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $107,000 | 5,583 |
| Net charge-offs | $732,000 | 3,116 |
| Cash dividends | $259,000 | 3,050 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $107,760 | 5,457 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,651,000 | 4,978 |
| Total interest expense | $961,000 | 4,800 |
| Net interest income | $2,690,000 | 4,936 |
| Provision for loan and lease losses | $445,000 | 3,754 |
| Total noninterest income | $528,000 | 3,961 |
| Gross Fiduciary activities income | $1,000 | 1,261 |
| Service charges on deposit accounts | $379,000 | 2,685 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $148,000 | 4,664 |
| Total noninterest expense | $2,710,000 | 4,517 |
| Salaries and employee benefits | $1,548,000 | 4,174 |
| Premises and equipment expense | $184,000 | 5,902 |
| Additional noninterest expense | $978,000 | 4,365 |
| Pre-tax net operating income | $63,000 | 5,757 |
| Securities gains (losses) | $-1,000 | 7,074 |
| Applicable income taxes | $10,000 | 4,245 |
| Income before extraordinary items | $52,000 | 5,925 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $52,000 | 5,925 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $52,000 | 5,925 |
| Net charge-offs | $115,000 | 4,772 |
| Cash dividends | $101,000 | 3,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $52,840 | 5,798 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,513,000 | 4,936 |
| Total interest expense | $655,000 | 4,853 |
| Net interest income | $1,858,000 | 4,859 |
| Provision for loan and lease losses | $120,000 | 4,894 |
| Total noninterest income | $340,000 | 3,986 |
| Gross Fiduciary activities income | $1,000 | 1,231 |
| Service charges on deposit accounts | $255,000 | 2,679 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $84,000 | 4,910 |
| Total noninterest expense | $1,821,000 | 4,508 |
| Salaries and employee benefits | $1,040,000 | 4,186 |
| Premises and equipment expense | $188,000 | 5,023 |
| Additional noninterest expense | $593,000 | 4,616 |
| Pre-tax net operating income | $257,000 | 4,610 |
| Securities gains (losses) | $-1,000 | 7,170 |
| Applicable income taxes | $80,000 | 2,967 |
| Income before extraordinary items | $176,000 | 5,056 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $176,000 | 5,059 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $176,000 | 5,058 |
| Net charge-offs | $60,000 | 4,721 |
| Cash dividends | $101,000 | 2,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $176,690 | 4,899 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,223,000 | 5,073 |
| Total interest expense | $326,000 | 4,989 |
| Net interest income | $897,000 | 4,976 |
| Provision for loan and lease losses | $50,000 | 4,831 |
| Total noninterest income | $166,000 | 4,049 |
| Gross Fiduciary activities income | $1,000 | 1,185 |
| Service charges on deposit accounts | $123,000 | 2,742 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $42,000 | 4,970 |
| Total noninterest expense | $892,000 | 4,612 |
| Salaries and employee benefits | $518,000 | 4,256 |
| Premises and equipment expense | $84,000 | 5,347 |
| Additional noninterest expense | $290,000 | 4,682 |
| Pre-tax net operating income | $121,000 | 4,826 |
| Securities gains (losses) | $-2,000 | 7,398 |
| Applicable income taxes | $37,000 | 3,017 |
| Income before extraordinary items | $82,000 | 5,223 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $82,000 | 5,224 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $82,000 | 5,223 |
| Net charge-offs | $22,000 | 4,360 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $83,380 | 5,087 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,450,000 | 4,879 |
| Total interest expense | $1,822,000 | 4,713 |
| Net interest income | $3,628,000 | 4,874 |
| Provision for loan and lease losses | $110,000 | 6,340 |
| Total noninterest income | $692,000 | 4,087 |
| Gross Fiduciary activities income | $1,000 | 1,342 |
| Service charges on deposit accounts | $521,000 | 2,803 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $170,000 | 4,908 |
| Total noninterest expense | $3,689,000 | 4,563 |
| Salaries and employee benefits | $2,014,000 | 4,344 |
| Premises and equipment expense | $417,000 | 4,877 |
| Additional noninterest expense | $1,258,000 | 4,605 |
| Pre-tax net operating income | $521,000 | 3,950 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $152,000 | 2,592 |
| Income before extraordinary items | $369,000 | 4,256 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $369,000 | 4,256 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $369,000 | 4,256 |
| Net charge-offs | $80,000 | 5,883 |
| Cash dividends | $259,000 | 3,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $369,000 | 4,196 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,193,000 | 4,882 |
| Total interest expense | $1,464,000 | 4,669 |
| Net interest income | $2,729,000 | 4,866 |
| Provision for loan and lease losses | $70,000 | 6,311 |
| Total noninterest income | $531,000 | 4,116 |
| Gross Fiduciary activities income | $1,000 | 1,297 |
| Service charges on deposit accounts | $400,000 | 2,766 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $130,000 | 5,006 |
| Total noninterest expense | $2,803,000 | 4,546 |
| Salaries and employee benefits | $1,567,000 | 4,249 |
| Premises and equipment expense | $332,000 | 4,756 |
| Additional noninterest expense | $904,000 | 4,712 |
| Pre-tax net operating income | $387,000 | 4,233 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $109,000 | 2,816 |
| Income before extraordinary items | $278,000 | 4,516 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $278,000 | 4,515 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $278,000 | 4,517 |
| Net charge-offs | $43,000 | 5,787 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $278,000 | 4,441 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,831,000 | 4,884 |
| Total interest expense | $1,064,000 | 4,551 |
| Net interest income | $1,767,000 | 4,935 |
| Provision for loan and lease losses | $30,000 | 6,428 |
| Total noninterest income | $335,000 | 4,210 |
| Gross Fiduciary activities income | $1,000 | 1,272 |
| Service charges on deposit accounts | $258,000 | 2,795 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $76,000 | 5,250 |
| Total noninterest expense | $1,882,000 | 4,550 |
| Salaries and employee benefits | $1,048,000 | 4,294 |
| Premises and equipment expense | $235,000 | 4,627 |
| Additional noninterest expense | $599,000 | 4,731 |
| Pre-tax net operating income | $190,000 | 4,713 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $50,000 | 3,157 |
| Income before extraordinary items | $140,000 | 4,936 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $140,000 | 4,934 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $140,000 | 4,934 |
| Net charge-offs | $19,000 | 5,648 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $140,000 | 4,843 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,415,000 | 4,920 |
| Total interest expense | $553,000 | 4,559 |
| Net interest income | $862,000 | 5,003 |
| Provision for loan and lease losses | $30,000 | 5,394 |
| Total noninterest income | $157,000 | 4,302 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $123,000 | 2,835 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $34,000 | 5,436 |
| Total noninterest expense | $934,000 | 4,503 |
| Salaries and employee benefits | $521,000 | 4,341 |
| Premises and equipment expense | $119,000 | 4,641 |
| Additional noninterest expense | $294,000 | 4,479 |
| Pre-tax net operating income | $55,000 | 5,557 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $12,000 | 3,875 |
| Income before extraordinary items | $43,000 | 5,801 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $43,000 | 5,804 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $43,000 | 5,804 |
| Net charge-offs | $23,000 | 4,220 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $43,000 | 5,638 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,180,000 | 4,855 |
| Total interest expense | $2,517,000 | 4,723 |
| Net interest income | $3,663,000 | 4,850 |
| Provision for loan and lease losses | $201,000 | 5,190 |
| Total noninterest income | $755,000 | 3,973 |
| Gross Fiduciary activities income | $1,000 | 1,385 |
| Service charges on deposit accounts | $592,000 | 2,672 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $162,000 | 5,178 |
| Total noninterest expense | $3,575,000 | 4,561 |
| Salaries and employee benefits | $2,054,000 | 4,359 |
| Premises and equipment expense | $431,000 | 4,883 |
| Additional noninterest expense | $1,090,000 | 4,562 |
| Pre-tax net operating income | $642,000 | 4,522 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $192,000 | 2,857 |
| Income before extraordinary items | $450,000 | 4,608 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $450,000 | 4,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 4,359 |
| Cash dividends | $309,000 | 4,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $450,000 | 4,773 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,655,000 | 4,926 |
| Total interest expense | $1,956,000 | 4,753 |
| Net interest income | $2,699,000 | 4,932 |
| Provision for loan and lease losses | $61,000 | 5,677 |
| Total noninterest income | $567,000 | 4,071 |
| Gross Fiduciary activities income | $1,000 | 1,339 |
| Service charges on deposit accounts | $441,000 | 2,699 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $125,000 | 5,250 |
| Total noninterest expense | $2,673,000 | 4,569 |
| Salaries and employee benefits | $1,549,000 | 4,370 |
| Premises and equipment expense | $283,000 | 5,255 |
| Additional noninterest expense | $841,000 | 4,418 |
| Pre-tax net operating income | $532,000 | 4,839 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $161,000 | 3,166 |
| Income before extraordinary items | $371,000 | 4,892 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $371,000 | 4,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,490 |
| Cash dividends | $101,000 | 4,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $371,000 | 5,063 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,117,000 | 4,960 |
| Total interest expense | $1,350,000 | 4,796 |
| Net interest income | $1,767,000 | 4,991 |
| Provision for loan and lease losses | $21,000 | 5,924 |
| Total noninterest income | $372,000 | 4,163 |
| Gross Fiduciary activities income | $1,000 | 1,327 |
| Service charges on deposit accounts | $295,000 | 2,673 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $76,000 | 5,498 |
| Total noninterest expense | $1,780,000 | 4,602 |
| Salaries and employee benefits | $1,032,000 | 4,417 |
| Premises and equipment expense | $191,000 | 5,265 |
| Additional noninterest expense | $557,000 | 4,404 |
| Pre-tax net operating income | $338,000 | 5,103 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $102,000 | 3,442 |
| Income before extraordinary items | $236,000 | 5,375 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $236,000 | 5,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,014 |
| Cash dividends | $101,000 | 4,060 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $236,000 | 5,303 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,582,000 | 4,998 |
| Total interest expense | $694,000 | 4,903 |
| Net interest income | $888,000 | 4,989 |
| Provision for loan and lease losses | $21,000 | 4,844 |
| Total noninterest income | $180,000 | 4,202 |
| Gross Fiduciary activities income | $1,000 | 1,254 |
| Service charges on deposit accounts | $143,000 | 2,721 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $36,000 | 5,627 |
| Total noninterest expense | $883,000 | 4,637 |
| Salaries and employee benefits | $508,000 | 4,499 |
| Premises and equipment expense | $101,000 | 5,131 |
| Additional noninterest expense | $274,000 | 4,400 |
| Pre-tax net operating income | $164,000 | 5,313 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $49,000 | 3,578 |
| Income before extraordinary items | $115,000 | 5,634 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $115,000 | 5,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,915 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $115,000 | 5,534 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,259,000 | 5,082 |
| Total interest expense | $2,927,000 | 4,870 |
| Net interest income | $3,332,000 | 5,205 |
| Provision for loan and lease losses | $10,000 | 6,581 |
| Total noninterest income | $761,000 | 4,109 |
| Gross Fiduciary activities income | $1,000 | 1,439 |
| Service charges on deposit accounts | $597,000 | 2,683 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $163,000 | 5,436 |
| Total noninterest expense | $3,431,000 | 4,591 |
| Salaries and employee benefits | $2,006,000 | 4,379 |
| Premises and equipment expense | $366,000 | 5,284 |
| Additional noninterest expense | $1,059,000 | 4,457 |
| Pre-tax net operating income | $652,000 | 5,564 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $191,000 | 3,887 |
| Income before extraordinary items | $461,000 | 5,820 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $461,000 | 5,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,454 |
| Cash dividends | $322,000 | 4,326 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $461,000 | 5,813 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,650,000 | 5,131 |
| Total interest expense | $2,211,000 | 4,866 |
| Net interest income | $2,439,000 | 5,296 |
| Provision for loan and lease losses | $10,000 | 6,151 |
| Total noninterest income | $570,000 | 4,127 |
| Gross Fiduciary activities income | $1,000 | 1,384 |
| Service charges on deposit accounts | $441,000 | 2,704 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $128,000 | 5,372 |
| Total noninterest expense | $2,604,000 | 4,517 |
| Salaries and employee benefits | $1,529,000 | 4,315 |
| Premises and equipment expense | $285,000 | 5,159 |
| Additional noninterest expense | $790,000 | 4,398 |
| Pre-tax net operating income | $395,000 | 6,191 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $111,000 | 4,344 |
| Income before extraordinary items | $284,000 | 6,401 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $284,000 | 6,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,542 |
| Cash dividends | $164,000 | 4,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $284,000 | 6,394 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,091,000 | 5,154 |
| Total interest expense | $1,486,000 | 4,824 |
| Net interest income | $1,605,000 | 5,369 |
| Provision for loan and lease losses | $10,000 | 5,732 |
| Total noninterest income | $363,000 | 4,245 |
| Gross Fiduciary activities income | $1,000 | 1,345 |
| Service charges on deposit accounts | $287,000 | 2,744 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $75,000 | 5,629 |
| Total noninterest expense | $1,762,000 | 4,501 |
| Salaries and employee benefits | $1,028,000 | 4,338 |
| Premises and equipment expense | $193,000 | 5,138 |
| Additional noninterest expense | $541,000 | 4,325 |
| Pre-tax net operating income | $196,000 | 6,660 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $53,000 | 4,712 |
| Income before extraordinary items | $143,000 | 6,804 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $143,000 | 6,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,680 |
| Cash dividends | $164,000 | 3,861 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $143,000 | 6,788 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,528,000 | 5,182 |
| Total interest expense | $741,000 | 4,815 |
| Net interest income | $787,000 | 5,433 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $162,000 | 4,451 |
| Gross Fiduciary activities income | $1,000 | 1,263 |
| Service charges on deposit accounts | $127,000 | 2,953 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $34,000 | 5,782 |
| Total noninterest expense | $889,000 | 4,470 |
| Salaries and employee benefits | $513,000 | 4,352 |
| Premises and equipment expense | $92,000 | 5,299 |
| Additional noninterest expense | $284,000 | 4,126 |
| Pre-tax net operating income | $60,000 | 7,160 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $11,000 | 5,272 |
| Income before extraordinary items | $49,000 | 7,167 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $49,000 | 7,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,538 |
| Cash dividends | $70,000 | 3,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $49,000 | 7,157 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,775,000 | 5,131 |
| Total interest expense | $2,498,000 | 4,824 |
| Net interest income | $3,277,000 | 5,264 |
| Provision for loan and lease losses | $70,000 | 5,172 |
| Total noninterest income | $773,000 | 4,147 |
| Gross Fiduciary activities income | $1,000 | 1,470 |
| Service charges on deposit accounts | $628,000 | 2,595 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $144,000 | 5,694 |
| Total noninterest expense | $3,278,000 | 4,592 |
| Salaries and employee benefits | $1,908,000 | 4,426 |
| Premises and equipment expense | $433,000 | 4,688 |
| Additional noninterest expense | $937,000 | 4,726 |
| Pre-tax net operating income | $702,000 | 5,916 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $195,000 | 4,316 |
| Income before extraordinary items | $507,000 | 6,140 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $507,000 | 6,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 3,800 |
| Cash dividends | $352,000 | 4,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $507,000 | 6,135 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,251,000 | 5,180 |
| Total interest expense | $1,799,000 | 4,857 |
| Net interest income | $2,452,000 | 5,319 |
| Provision for loan and lease losses | $50,000 | 5,035 |
| Total noninterest income | $595,000 | 4,080 |
| Gross Fiduciary activities income | $1,000 | 1,409 |
| Service charges on deposit accounts | $486,000 | 2,539 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $108,000 | 5,705 |
| Total noninterest expense | $2,478,000 | 4,572 |
| Salaries and employee benefits | $1,468,000 | 4,309 |
| Premises and equipment expense | $315,000 | 4,768 |
| Additional noninterest expense | $695,000 | 4,735 |
| Pre-tax net operating income | $519,000 | 6,139 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $144,000 | 4,510 |
| Income before extraordinary items | $375,000 | 6,361 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $375,000 | 6,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 3,132 |
| Cash dividends | $194,000 | 4,219 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $375,000 | 6,362 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,794,000 | 5,194 |
| Total interest expense | $1,145,000 | 4,867 |
| Net interest income | $1,649,000 | 5,316 |
| Provision for loan and lease losses | $50,000 | 4,407 |
| Total noninterest income | $382,000 | 4,157 |
| Gross Fiduciary activities income | $1,000 | 1,376 |
| Service charges on deposit accounts | $323,000 | 2,517 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $58,000 | 6,139 |
| Total noninterest expense | $1,651,000 | 4,577 |
| Salaries and employee benefits | $979,000 | 4,334 |
| Premises and equipment expense | $213,000 | 4,739 |
| Additional noninterest expense | $459,000 | 4,762 |
| Pre-tax net operating income | $330,000 | 6,268 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $91,000 | 4,629 |
| Income before extraordinary items | $239,000 | 6,448 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $239,000 | 6,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,871 |
| Cash dividends | $194,000 | 3,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $239,000 | 6,451 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,370,000 | 5,204 |
| Total interest expense | $552,000 | 4,835 |
| Net interest income | $818,000 | 5,336 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $183,000 | 4,172 |
| Gross Fiduciary activities income | $1,000 | 1,305 |
| Service charges on deposit accounts | $153,000 | 2,557 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $29,000 | 6,131 |
| Total noninterest expense | $835,000 | 4,560 |
| Salaries and employee benefits | $483,000 | 4,385 |
| Premises and equipment expense | $120,000 | 4,409 |
| Additional noninterest expense | $232,000 | 4,689 |
| Pre-tax net operating income | $166,000 | 6,213 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $47,000 | 4,563 |
| Income before extraordinary items | $119,000 | 6,424 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $119,000 | 6,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 1,683 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $119,000 | 6,418 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,247,000 | 4,996 |
| Total interest expense | $1,823,000 | 4,703 |
| Net interest income | $3,424,000 | 5,080 |
| Provision for loan and lease losses | $135,000 | 4,293 |
| Total noninterest income | $744,000 | 4,215 |
| Gross Fiduciary activities income | $1,000 | 1,485 |
| Service charges on deposit accounts | $611,000 | 2,634 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $132,000 | 5,948 |
| Total noninterest expense | $3,298,000 | 4,484 |
| Salaries and employee benefits | $1,885,000 | 4,310 |
| Premises and equipment expense | $462,000 | 4,414 |
| Additional noninterest expense | $951,000 | 4,586 |
| Pre-tax net operating income | $735,000 | 6,061 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $214,000 | 4,589 |
| Income before extraordinary items | $521,000 | 6,289 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $521,000 | 6,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 2,992 |
| Cash dividends | $512,000 | 3,591 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $521,000 | 6,254 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,874,000 | 5,026 |
| Total interest expense | $1,309,000 | 4,696 |
| Net interest income | $2,565,000 | 5,101 |
| Provision for loan and lease losses | $85,000 | 4,532 |
| Total noninterest income | $557,000 | 4,240 |
| Gross Fiduciary activities income | $1,000 | 1,428 |
| Service charges on deposit accounts | $453,000 | 2,642 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $103,000 | 5,896 |
| Total noninterest expense | $2,453,000 | 4,485 |
| Salaries and employee benefits | $1,449,000 | 4,198 |
| Premises and equipment expense | $312,000 | 4,705 |
| Additional noninterest expense | $692,000 | 4,658 |
| Pre-tax net operating income | $584,000 | 6,080 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $170,000 | 4,661 |
| Income before extraordinary items | $414,000 | 6,291 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $414,000 | 6,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 2,917 |
| Cash dividends | $354,000 | 3,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $414,000 | 6,250 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,527,000 | 5,035 |
| Total interest expense | $839,000 | 4,656 |
| Net interest income | $1,688,000 | 5,136 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $355,000 | 4,327 |
| Gross Fiduciary activities income | $1,000 | 1,384 |
| Service charges on deposit accounts | $296,000 | 2,647 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $58,000 | 6,178 |
| Total noninterest expense | $1,631,000 | 4,477 |
| Salaries and employee benefits | $964,000 | 4,188 |
| Premises and equipment expense | $215,000 | 4,569 |
| Additional noninterest expense | $452,000 | 4,717 |
| Pre-tax net operating income | $382,000 | 6,091 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $111,000 | 4,681 |
| Income before extraordinary items | $271,000 | 6,348 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $271,000 | 6,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 2,586 |
| Cash dividends | $354,000 | 2,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $271,000 | 6,292 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,238,000 | 5,086 |
| Total interest expense | $406,000 | 4,631 |
| Net interest income | $832,000 | 5,215 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $155,000 | 4,629 |
| Gross Fiduciary activities income | $1,000 | 1,320 |
| Service charges on deposit accounts | $132,000 | 2,810 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $22,000 | 6,697 |
| Total noninterest expense | $819,000 | 4,483 |
| Salaries and employee benefits | $483,000 | 4,208 |
| Premises and equipment expense | $103,000 | 4,762 |
| Additional noninterest expense | $233,000 | 4,605 |
| Pre-tax net operating income | $168,000 | 6,342 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $48,000 | 4,803 |
| Income before extraordinary items | $120,000 | 6,568 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $120,000 | 6,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,216 |
| Cash dividends | $260,000 | 1,911 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $120,000 | 6,526 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,969,000 | 4,870 |
| Total interest expense | $1,413,000 | 4,678 |
| Net interest income | $3,556,000 | 4,853 |
| Provision for loan and lease losses | $70,000 | 5,501 |
| Total noninterest income | $709,000 | 4,358 |
| Gross Fiduciary activities income | $1,000 | 1,536 |
| Service charges on deposit accounts | $560,000 | 2,865 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $148,000 | 5,715 |
| Total noninterest expense | $3,157,000 | 4,497 |
| Salaries and employee benefits | $1,789,000 | 4,363 |
| Premises and equipment expense | $420,000 | 4,614 |
| Additional noninterest expense | $948,000 | 4,542 |
| Pre-tax net operating income | $1,038,000 | 5,148 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $312,000 | 4,119 |
| Income before extraordinary items | $726,000 | 5,491 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $726,000 | 5,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,569 |
| Cash dividends | $735,000 | 2,878 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $726,000 | 5,411 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,703,000 | 4,868 |
| Total interest expense | $1,029,000 | 4,719 |
| Net interest income | $2,674,000 | 4,831 |
| Provision for loan and lease losses | $40,000 | 5,698 |
| Total noninterest income | $535,000 | 4,350 |
| Gross Fiduciary activities income | $1,000 | 1,478 |
| Service charges on deposit accounts | $428,000 | 2,833 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $106,000 | 5,817 |
| Total noninterest expense | $2,334,000 | 4,516 |
| Salaries and employee benefits | $1,348,000 | 4,312 |
| Premises and equipment expense | $283,000 | 4,943 |
| Additional noninterest expense | $703,000 | 4,507 |
| Pre-tax net operating income | $835,000 | 5,070 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $253,000 | 4,061 |
| Income before extraordinary items | $582,000 | 5,440 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $582,000 | 5,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,250 |
| Cash dividends | $276,000 | 3,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $582,000 | 5,362 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,429,000 | 4,934 |
| Total interest expense | $668,000 | 4,796 |
| Net interest income | $1,761,000 | 4,866 |
| Provision for loan and lease losses | $40,000 | 5,015 |
| Total noninterest income | $334,000 | 4,539 |
| Gross Fiduciary activities income | $1,000 | 1,443 |
| Service charges on deposit accounts | $274,000 | 2,912 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $59,000 | 6,161 |
| Total noninterest expense | $1,564,000 | 4,528 |
| Salaries and employee benefits | $895,000 | 4,339 |
| Premises and equipment expense | $195,000 | 4,840 |
| Additional noninterest expense | $474,000 | 4,509 |
| Pre-tax net operating income | $491,000 | 5,354 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $145,000 | 4,308 |
| Income before extraordinary items | $346,000 | 5,708 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $346,000 | 5,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 3,489 |
| Cash dividends | $276,000 | 3,011 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $346,000 | 5,620 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,231,000 | 4,916 |
| Total interest expense | $334,000 | 4,847 |
| Net interest income | $897,000 | 4,836 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $160,000 | 4,617 |
| Gross Fiduciary activities income | $1,000 | 1,344 |
| Service charges on deposit accounts | $130,000 | 2,974 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $29,000 | 6,170 |
| Total noninterest expense | $778,000 | 4,562 |
| Salaries and employee benefits | $437,000 | 4,447 |
| Premises and equipment expense | $96,000 | 4,925 |
| Additional noninterest expense | $245,000 | 4,392 |
| Pre-tax net operating income | $279,000 | 5,000 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $83,000 | 4,079 |
| Income before extraordinary items | $196,000 | 5,395 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $196,000 | 5,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,637 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $196,000 | 5,264 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,936,000 | 4,934 |
| Total interest expense | $1,592,000 | 4,701 |
| Net interest income | $3,344,000 | 4,945 |
| Provision for loan and lease losses | $40,000 | 6,511 |
| Total noninterest income | $691,000 | 4,592 |
| Gross Fiduciary activities income | $1,000 | 1,575 |
| Service charges on deposit accounts | $566,000 | 2,812 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $124,000 | 6,163 |
| Total noninterest expense | $3,007,000 | 4,598 |
| Salaries and employee benefits | $1,752,000 | 4,340 |
| Premises and equipment expense | $371,000 | 4,988 |
| Additional noninterest expense | $884,000 | 4,694 |
| Pre-tax net operating income | $988,000 | 5,206 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $322,000 | 4,172 |
| Income before extraordinary items | $666,000 | 5,713 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $666,000 | 5,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,630 |
| Cash dividends | $305,000 | 4,326 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $666,000 | 5,545 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,713,000 | 4,991 |
| Total interest expense | $1,252,000 | 4,686 |
| Net interest income | $2,461,000 | 5,027 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $517,000 | 4,656 |
| Gross Fiduciary activities income | $1,000 | 1,533 |
| Service charges on deposit accounts | $419,000 | 2,862 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $97,000 | 6,146 |
| Total noninterest expense | $2,274,000 | 4,558 |
| Salaries and employee benefits | $1,329,000 | 4,301 |
| Premises and equipment expense | $283,000 | 4,924 |
| Additional noninterest expense | $662,000 | 4,666 |
| Pre-tax net operating income | $704,000 | 5,485 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $236,000 | 4,379 |
| Income before extraordinary items | $468,000 | 6,007 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $468,000 | 6,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,021 |
| Cash dividends | $146,000 | 4,432 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $468,000 | 5,840 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,509,000 | 4,979 |
| Total interest expense | $900,000 | 4,579 |
| Net interest income | $1,609,000 | 5,086 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $329,000 | 4,753 |
| Gross Fiduciary activities income | $1,000 | 1,488 |
| Service charges on deposit accounts | $275,000 | 2,846 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $53,000 | 6,477 |
| Total noninterest expense | $1,507,000 | 4,575 |
| Salaries and employee benefits | $883,000 | 4,308 |
| Premises and equipment expense | $192,000 | 4,823 |
| Additional noninterest expense | $432,000 | 4,732 |
| Pre-tax net operating income | $431,000 | 5,687 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $151,000 | 4,481 |
| Income before extraordinary items | $280,000 | 6,250 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $280,000 | 6,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,535 |
| Cash dividends | $146,000 | 3,911 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $280,000 | 6,045 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,275,000 | 4,942 |
| Total interest expense | $460,000 | 4,601 |
| Net interest income | $815,000 | 5,023 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $163,000 | 4,677 |
| Gross Fiduciary activities income | $1,000 | 1,409 |
| Service charges on deposit accounts | $137,000 | 2,770 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $25,000 | 6,569 |
| Total noninterest expense | $766,000 | 4,505 |
| Salaries and employee benefits | $441,000 | 4,307 |
| Premises and equipment expense | $98,000 | 4,773 |
| Additional noninterest expense | $227,000 | 4,542 |
| Pre-tax net operating income | $212,000 | 5,704 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $86,000 | 4,218 |
| Income before extraordinary items | $126,000 | 6,447 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $126,000 | 6,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $60,000 | 3,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $126,000 | 6,264 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,642,000 | 4,746 |
| Total interest expense | $2,160,000 | 4,570 |
| Net interest income | $3,482,000 | 4,771 |
| Provision for loan and lease losses | $80,000 | 6,062 |
| Total noninterest income | $709,000 | 4,302 |
| Gross Fiduciary activities income | $1,000 | 1,652 |
| Service charges on deposit accounts | $567,000 | 2,679 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $141,000 | 5,735 |
| Total noninterest expense | $2,970,000 | 4,492 |
| Salaries and employee benefits | $1,678,000 | 4,312 |
| Premises and equipment expense | $417,000 | 4,497 |
| Additional noninterest expense | $875,000 | 4,632 |
| Pre-tax net operating income | $1,141,000 | 4,843 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $346,000 | 4,181 |
| Income before extraordinary items | $795,000 | 5,234 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $795,000 | 5,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,450 |
| Cash dividends | $323,000 | 4,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $795,000 | 5,089 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,143,000 | 4,878 |
| Total interest expense | $3,125,000 | 4,577 |
| Net interest income | $3,018,000 | 5,051 |
| Provision for loan and lease losses | $50,000 | 6,655 |
| Total noninterest income | $721,000 | 4,118 |
| Gross Fiduciary activities income | $1,000 | 1,678 |
| Service charges on deposit accounts | $577,000 | 2,508 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $143,000 | 5,633 |
| Total noninterest expense | $2,788,000 | 4,593 |
| Salaries and employee benefits | $1,587,000 | 4,328 |
| Premises and equipment expense | $354,000 | 4,990 |
| Additional noninterest expense | $847,000 | 4,610 |
| Pre-tax net operating income | $901,000 | 5,193 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $298,000 | 4,285 |
| Income before extraordinary items | $603,000 | 5,609 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $603,000 | 5,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 4,343 |
| Cash dividends | $216,000 | 4,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $603,000 | 5,478 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,117,000 | 5,009 |
| Total interest expense | $3,201,000 | 4,684 |
| Net interest income | $2,916,000 | 5,256 |
| Provision for loan and lease losses | $25,000 | 7,386 |
| Total noninterest income | $671,000 | 4,113 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $528,000 | 2,567 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $143,000 | 5,596 |
| Total noninterest expense | $2,649,000 | 4,659 |
| Salaries and employee benefits | $1,495,000 | 4,369 |
| Premises and equipment expense | $317,000 | 5,254 |
| Additional noninterest expense | $837,000 | 4,587 |
| Pre-tax net operating income | $913,000 | 5,502 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $257,000 | 4,924 |
| Income before extraordinary items | $656,000 | 5,590 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $656,000 | 5,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,934 |
| Cash dividends | $216,000 | 5,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $656,000 | 5,600 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,880,000 | 5,015 |
| Total interest expense | $2,848,000 | 4,780 |
| Net interest income | $3,032,000 | 5,124 |
| Provision for loan and lease losses | $130,000 | 4,573 |
| Total noninterest income | $668,000 | 4,122 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $547,000 | 2,433 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 6,153 |
| Total noninterest expense | $2,564,000 | 4,783 |
| Salaries and employee benefits | $1,438,000 | 4,495 |
| Premises and equipment expense | $324,000 | 5,234 |
| Additional noninterest expense | $802,000 | 4,777 |
| Pre-tax net operating income | $1,006,000 | 5,295 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $259,000 | 5,121 |
| Income before extraordinary items | $747,000 | 5,291 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $747,000 | 5,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,357 |
| Cash dividends | $216,000 | 5,105 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $747,000 | 5,256 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,784,000 | 5,138 |
| Total interest expense | $2,835,000 | 4,920 |
| Net interest income | $2,949,000 | 5,189 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $654,000 | 4,150 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $531,000 | 2,413 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 6,149 |
| Total noninterest expense | $2,320,000 | 5,027 |
| Salaries and employee benefits | $1,293,000 | 4,784 |
| Premises and equipment expense | $308,000 | 5,311 |
| Additional noninterest expense | $719,000 | 5,068 |
| Pre-tax net operating income | $1,223,000 | 4,823 |
| Securities gains (losses) | $3,000 | 3,720 |
| Applicable income taxes | $338,000 | 4,859 |
| Income before extraordinary items | $888,000 | 4,878 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $888,000 | 4,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,174 |
| Cash dividends | $216,000 | 5,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $885,840 | 4,789 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,368,000 | 5,505 |
| Total interest expense | $2,588,000 | 5,283 |
| Net interest income | $2,780,000 | 5,609 |
| Provision for loan and lease losses | $110,000 | 4,963 |
| Total noninterest income | $566,000 | 4,597 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $484,000 | 2,710 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 7,323 |
| Total noninterest expense | $2,236,000 | 5,228 |
| Salaries and employee benefits | $1,179,000 | 5,178 |
| Premises and equipment expense | $323,000 | 5,191 |
| Additional noninterest expense | $734,000 | 5,039 |
| Pre-tax net operating income | $1,000,000 | 5,832 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $276,000 | 5,959 |
| Income before extraordinary items | $724,000 | 5,798 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $724,000 | 5,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,485 |
| Cash dividends | $198,000 | 5,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $724,000 | 5,751 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,868,000 | 6,057 |
| Total interest expense | $2,388,000 | 5,693 |
| Net interest income | $2,480,000 | 6,225 |
| Provision for loan and lease losses | $145,000 | 4,158 |
| Total noninterest income | $534,000 | 4,939 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $455,000 | 2,965 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 7,772 |
| Total noninterest expense | $2,005,000 | 5,941 |
| Salaries and employee benefits | $1,082,000 | 5,650 |
| Premises and equipment expense | $306,000 | 5,514 |
| Additional noninterest expense | $617,000 | 6,252 |
| Pre-tax net operating income | $864,000 | 6,228 |
| Securities gains (losses) | $10,000 | 2,493 |
| Applicable income taxes | $209,000 | 7,004 |
| Income before extraordinary items | $665,000 | 5,917 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $665,000 | 5,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,581 |
| Cash dividends | $162,000 | 5,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $657,400 | 5,897 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,289,000 | 6,705 |
| Total interest expense | $2,151,000 | 6,171 |
| Net interest income | $2,138,000 | 7,008 |
| Provision for loan and lease losses | $20,000 | 7,637 |
| Total noninterest income | $502,000 | 5,169 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $446,000 | 3,036 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 8,932 |
| Total noninterest expense | $1,999,000 | 5,980 |
| Salaries and employee benefits | $1,017,000 | 5,975 |
| Premises and equipment expense | $306,000 | 5,546 |
| Additional noninterest expense | $676,000 | 6,016 |
| Pre-tax net operating income | $621,000 | 7,765 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $128,000 | 8,661 |
| Income before extraordinary items | $494,000 | 7,303 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $494,000 | 7,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,018 |
| Cash dividends | $144,000 | 6,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $493,210 | 7,277 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,786,000 | 6,953 |
| Total interest expense | $1,630,000 | 6,528 |
| Net interest income | $2,156,000 | 7,182 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $336,000 | 6,833 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $290,000 | 4,488 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 9,840 |
| Total noninterest expense | $1,871,000 | 6,517 |
| Salaries and employee benefits | $985,000 | 6,160 |
| Premises and equipment expense | $251,000 | 6,508 |
| Additional noninterest expense | $635,000 | 6,774 |
| Pre-tax net operating income | $621,000 | 7,885 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $129,000 | 8,731 |
| Income before extraordinary items | $492,000 | 7,377 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $492,000 | 7,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,088 |
| Cash dividends | $120,000 | 6,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $492,000 | 7,407 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,882,000 | 7,017 |
| Total interest expense | $1,581,000 | 6,935 |
| Net interest income | $2,301,000 | 6,930 |
| Provision for loan and lease losses | $10,000 | 9,731 |
| Total noninterest income | $333,000 | 7,226 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $279,000 | 4,705 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 9,868 |
| Total noninterest expense | $1,780,000 | 6,949 |
| Salaries and employee benefits | $947,000 | 6,429 |
| Premises and equipment expense | $259,000 | 6,527 |
| Additional noninterest expense | $574,000 | 7,564 |
| Pre-tax net operating income | $844,000 | 6,603 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $211,000 | 7,412 |
| Income before extraordinary items | $636,000 | 6,522 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $636,000 | 6,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 7,224 |
| Cash dividends | $118,000 | 6,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $633,750 | 6,302 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,221,000 | 7,212 |
| Total interest expense | $1,979,000 | 7,151 |
| Net interest income | $2,242,000 | 7,142 |
| Provision for loan and lease losses | $319,000 | 3,985 |
| Total noninterest income | $283,000 | 7,963 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $230,000 | 5,433 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 10,222 |
| Total noninterest expense | $1,711,000 | 7,234 |
| Salaries and employee benefits | $914,000 | 6,538 |
| Premises and equipment expense | $263,000 | 6,563 |
| Additional noninterest expense | $534,000 | 8,156 |
| Pre-tax net operating income | $495,000 | 8,442 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $106,000 | 9,741 |
| Income before extraordinary items | $390,000 | 8,320 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $390,000 | 8,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 6,549 |
| Cash dividends | $96,000 | 6,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $389,210 | 7,969 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.