Home > Grant County Bank > Income and Expense
Grant County Bank, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $3,816,000 | 2,471 |
| Total interest expense | $1,369,000 | 2,358 |
| Net interest income | $2,447,000 | 2,525 |
| Provision for loan and lease losses | $48,000 | 1,946 |
| Total noninterest income | $865,000 | 1,425 |
| Gross Fiduciary activities income | $357,000 | 509 |
| Service charges on deposit accounts | $188,000 | 1,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $320,000 | 1,918 |
| Total noninterest expense | $2,090,000 | 2,367 |
| Salaries and employee benefits | $1,241,000 | 2,285 |
| Premises and equipment expense | $183,000 | 2,472 |
| Additional noninterest expense | $320,000 | 1,918 |
| Pre-tax net operating income | $1,174,000 | 2,058 |
| Securities gains (losses) | $-2,000 | 3,863 |
| Applicable income taxes | $49,000 | 2,413 |
| Income before extraordinary items | $1,123,000 | 1,885 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $1,123,000 | 1,908 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,123,000 | 1,885 |
| Net charge-offs | $12,000 | 1,617 |
| Cash dividends | $510,000 | 1,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $1,124,920 | 1,896 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $15,080,000 | 2,469 |
| Total interest expense | $5,745,000 | 2,326 |
| Net interest income | $9,335,000 | 2,501 |
| Provision for loan and lease losses | $127,000 | 2,349 |
| Total noninterest income | $2,903,000 | 1,628 |
| Gross Fiduciary activities income | $916,000 | 565 |
| Service charges on deposit accounts | $773,000 | 1,231 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,214,000 | 2,059 |
| Total noninterest expense | $7,862,000 | 2,425 |
| Salaries and employee benefits | $4,510,000 | 2,399 |
| Premises and equipment expense | $662,000 | 2,584 |
| Additional noninterest expense | $1,214,000 | 2,059 |
| Pre-tax net operating income | $4,249,000 | 2,057 |
| Securities gains (losses) | $-92,000 | 3,983 |
| Applicable income taxes | $152,000 | 2,512 |
| Income before extraordinary items | $4,005,000 | 1,953 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,005,000 | 1,974 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $4,005,000 | 1,953 |
| Net charge-offs | $983,000 | 697 |
| Cash dividends | $2,200,000 | 1,527 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $4,093,320 | 1,931 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $11,331,000 | 2,447 |
| Total interest expense | $4,282,000 | 2,319 |
| Net interest income | $7,049,000 | 2,479 |
| Provision for loan and lease losses | $93,000 | 2,234 |
| Total noninterest income | $2,197,000 | 1,613 |
| Gross Fiduciary activities income | $727,000 | 558 |
| Service charges on deposit accounts | $572,000 | 1,240 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $898,000 | 2,063 |
| Total noninterest expense | $5,921,000 | 2,392 |
| Salaries and employee benefits | $3,392,000 | 2,379 |
| Premises and equipment expense | $515,000 | 2,532 |
| Additional noninterest expense | $898,000 | 2,063 |
| Pre-tax net operating income | $3,232,000 | 2,037 |
| Securities gains (losses) | $-99,000 | 4,173 |
| Applicable income taxes | $131,000 | 2,450 |
| Income before extraordinary items | $3,002,000 | 1,948 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,002,000 | 1,969 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,002,000 | 1,950 |
| Net charge-offs | $974,000 | 564 |
| Cash dividends | $1,180,000 | 1,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $3,097,040 | 1,923 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $7,776,000 | 2,399 |
| Total interest expense | $2,812,000 | 2,306 |
| Net interest income | $4,964,000 | 2,394 |
| Provision for loan and lease losses | $58,000 | 2,217 |
| Total noninterest income | $1,524,000 | 1,569 |
| Gross Fiduciary activities income | $567,000 | 531 |
| Service charges on deposit accounts | $376,000 | 1,239 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $581,000 | 2,071 |
| Total noninterest expense | $4,008,000 | 2,367 |
| Salaries and employee benefits | $2,300,000 | 2,359 |
| Premises and equipment expense | $344,000 | 2,521 |
| Additional noninterest expense | $581,000 | 2,071 |
| Pre-tax net operating income | $2,422,000 | 1,879 |
| Securities gains (losses) | $-110,000 | 4,246 |
| Applicable income taxes | $97,000 | 2,386 |
| Income before extraordinary items | $2,215,000 | 1,802 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,215,000 | 1,827 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,215,000 | 1,803 |
| Net charge-offs | $795,000 | 457 |
| Cash dividends | $800,000 | 1,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $2,320,600 | 1,754 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $3,761,000 | 2,430 |
| Total interest expense | $1,376,000 | 2,306 |
| Net interest income | $2,385,000 | 2,453 |
| Provision for loan and lease losses | $7,000 | 2,406 |
| Total noninterest income | $789,000 | 1,513 |
| Gross Fiduciary activities income | $352,000 | 468 |
| Service charges on deposit accounts | $184,000 | 1,259 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $253,000 | 2,140 |
| Total noninterest expense | $2,006,000 | 2,363 |
| Salaries and employee benefits | $1,116,000 | 2,396 |
| Premises and equipment expense | $177,000 | 2,469 |
| Additional noninterest expense | $253,000 | 2,140 |
| Pre-tax net operating income | $1,161,000 | 1,876 |
| Securities gains (losses) | $-110,000 | 4,358 |
| Applicable income taxes | $43,000 | 2,395 |
| Income before extraordinary items | $1,008,000 | 1,883 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,008,000 | 1,908 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,008,000 | 1,883 |
| Net charge-offs | $-4,000 | 3,832 |
| Cash dividends | $400,000 | 1,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $1,113,600 | 1,756 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $13,377,000 | 2,444 |
| Total interest expense | $3,562,000 | 2,422 |
| Net interest income | $9,815,000 | 2,414 |
| Provision for loan and lease losses | $21,000 | 3,058 |
| Total noninterest income | $2,610,000 | 1,764 |
| Gross Fiduciary activities income | $774,000 | 546 |
| Service charges on deposit accounts | $748,000 | 1,262 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,088,000 | 2,199 |
| Total noninterest expense | $7,491,000 | 2,444 |
| Salaries and employee benefits | $4,253,000 | 2,433 |
| Premises and equipment expense | $742,000 | 2,409 |
| Additional noninterest expense | $1,088,000 | 2,199 |
| Pre-tax net operating income | $4,913,000 | 1,940 |
| Securities gains (losses) | $-310,000 | 4,083 |
| Applicable income taxes | $168,000 | 2,538 |
| Income before extraordinary items | $4,435,000 | 1,869 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,435,000 | 1,892 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $4,435,000 | 1,872 |
| Net charge-offs | $-13,000 | 3,899 |
| Cash dividends | $2,300,000 | 1,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $4,732,600 | 1,816 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $9,792,000 | 2,454 |
| Total interest expense | $2,382,000 | 2,439 |
| Net interest income | $7,410,000 | 2,417 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $1,961,000 | 1,753 |
| Gross Fiduciary activities income | $587,000 | 538 |
| Service charges on deposit accounts | $558,000 | 1,263 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $816,000 | 2,195 |
| Total noninterest expense | $5,604,000 | 2,438 |
| Salaries and employee benefits | $3,164,000 | 2,441 |
| Premises and equipment expense | $595,000 | 2,314 |
| Additional noninterest expense | $816,000 | 2,195 |
| Pre-tax net operating income | $3,767,000 | 1,959 |
| Securities gains (losses) | $-212,000 | 4,202 |
| Applicable income taxes | $148,000 | 2,501 |
| Income before extraordinary items | $3,407,000 | 1,907 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,407,000 | 1,924 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,407,000 | 1,907 |
| Net charge-offs | $-13,000 | 3,885 |
| Cash dividends | $1,500,000 | 1,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $3,610,520 | 1,863 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $6,419,000 | 2,446 |
| Total interest expense | $1,397,000 | 2,441 |
| Net interest income | $5,022,000 | 2,410 |
| Provision for loan and lease losses | $7,000 | 2,805 |
| Total noninterest income | $1,318,000 | 1,680 |
| Gross Fiduciary activities income | $421,000 | 524 |
| Service charges on deposit accounts | $367,000 | 1,257 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $530,000 | 2,137 |
| Total noninterest expense | $3,657,000 | 2,458 |
| Salaries and employee benefits | $2,099,000 | 2,444 |
| Premises and equipment expense | $391,000 | 2,340 |
| Additional noninterest expense | $530,000 | 2,134 |
| Pre-tax net operating income | $2,676,000 | 1,882 |
| Securities gains (losses) | $-176,000 | 4,313 |
| Applicable income taxes | $104,000 | 2,526 |
| Income before extraordinary items | $2,396,000 | 1,828 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,396,000 | 1,848 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,396,000 | 1,828 |
| Net charge-offs | $-38,000 | 4,258 |
| Cash dividends | $1,000,000 | 1,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,564,960 | 1,763 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,219,000 | 2,428 |
| Total interest expense | $601,000 | 2,426 |
| Net interest income | $2,618,000 | 2,372 |
| Provision for loan and lease losses | $2,000 | 2,559 |
| Total noninterest income | $675,000 | 1,656 |
| Gross Fiduciary activities income | $242,000 | 517 |
| Service charges on deposit accounts | $179,000 | 1,293 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $254,000 | 2,168 |
| Total noninterest expense | $1,862,000 | 2,453 |
| Salaries and employee benefits | $1,079,000 | 2,433 |
| Premises and equipment expense | $187,000 | 2,444 |
| Additional noninterest expense | $254,000 | 2,168 |
| Pre-tax net operating income | $1,429,000 | 1,849 |
| Securities gains (losses) | $-125,000 | 4,379 |
| Applicable income taxes | $54,000 | 2,521 |
| Income before extraordinary items | $1,250,000 | 1,804 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,250,000 | 1,804 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,250,000 | 1,804 |
| Net charge-offs | $-35,000 | 4,355 |
| Cash dividends | $500,000 | 1,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,370,000 | 1,716 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $10,223,000 | 2,487 |
| Total interest expense | $989,000 | 2,433 |
| Net interest income | $9,234,000 | 2,470 |
| Provision for loan and lease losses | $116,000 | 2,156 |
| Total noninterest income | $2,507,000 | 1,815 |
| Gross Fiduciary activities income | $659,000 | 583 |
| Service charges on deposit accounts | $756,000 | 1,264 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,092,000 | 2,246 |
| Total noninterest expense | $7,022,000 | 2,509 |
| Salaries and employee benefits | $3,894,000 | 2,545 |
| Premises and equipment expense | $727,000 | 2,440 |
| Additional noninterest expense | $1,092,000 | 2,246 |
| Pre-tax net operating income | $4,603,000 | 2,127 |
| Securities gains (losses) | $-328,000 | 4,224 |
| Applicable income taxes | $176,000 | 2,698 |
| Income before extraordinary items | $4,099,000 | 2,072 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,099,000 | 2,071 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $4,099,000 | 2,071 |
| Net charge-offs | $-145,000 | 4,371 |
| Cash dividends | $2,950,000 | 1,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $4,413,880 | 2,011 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $7,382,000 | 2,496 |
| Total interest expense | $578,000 | 2,468 |
| Net interest income | $6,804,000 | 2,478 |
| Provision for loan and lease losses | $93,000 | 1,919 |
| Total noninterest income | $2,498,000 | 1,555 |
| Gross Fiduciary activities income | $503,000 | 582 |
| Service charges on deposit accounts | $553,000 | 1,300 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,442,000 | 1,689 |
| Total noninterest expense | $5,830,000 | 2,334 |
| Salaries and employee benefits | $2,861,000 | 2,581 |
| Premises and equipment expense | $562,000 | 2,419 |
| Additional noninterest expense | $1,442,000 | 1,689 |
| Pre-tax net operating income | $3,379,000 | 2,143 |
| Securities gains (losses) | $-272,000 | 4,396 |
| Applicable income taxes | $130,000 | 2,716 |
| Income before extraordinary items | $2,977,000 | 2,094 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,977,000 | 2,094 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,977,000 | 2,093 |
| Net charge-offs | $269,000 | 607 |
| Cash dividends | $2,180,000 | 1,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $3,238,120 | 2,029 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $4,838,000 | 2,488 |
| Total interest expense | $337,000 | 2,501 |
| Net interest income | $4,501,000 | 2,471 |
| Provision for loan and lease losses | $72,000 | 1,704 |
| Total noninterest income | $1,696,000 | 1,528 |
| Gross Fiduciary activities income | $367,000 | 533 |
| Service charges on deposit accounts | $349,000 | 1,333 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $980,000 | 1,700 |
| Total noninterest expense | $3,853,000 | 2,337 |
| Salaries and employee benefits | $1,855,000 | 2,622 |
| Premises and equipment expense | $377,000 | 2,417 |
| Additional noninterest expense | $1,621,000 | 1,880 |
| Pre-tax net operating income | $2,272,000 | 2,045 |
| Securities gains (losses) | $-214,000 | 4,477 |
| Applicable income taxes | $86,000 | 2,649 |
| Income before extraordinary items | $1,972,000 | 2,012 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,972,000 | 2,012 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,972,000 | 2,012 |
| Net charge-offs | $264,000 | 469 |
| Cash dividends | $1,750,000 | 935 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,177,440 | 1,932 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,617,000 | 2,341 |
| Total interest expense | $160,000 | 2,544 |
| Net interest income | $2,457,000 | 2,300 |
| Provision for loan and lease losses | $44,000 | 1,448 |
| Total noninterest income | $859,000 | 1,512 |
| Gross Fiduciary activities income | $222,000 | 500 |
| Service charges on deposit accounts | $168,000 | 1,359 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $469,000 | 1,735 |
| Total noninterest expense | $1,901,000 | 2,362 |
| Salaries and employee benefits | $924,000 | 2,623 |
| Premises and equipment expense | $189,000 | 2,416 |
| Additional noninterest expense | $788,000 | 1,898 |
| Pre-tax net operating income | $1,371,000 | 1,754 |
| Securities gains (losses) | $6,000 | 441 |
| Applicable income taxes | $57,000 | 2,429 |
| Income before extraordinary items | $1,320,000 | 1,590 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,320,000 | 1,588 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,320,000 | 1,590 |
| Net charge-offs | $150,000 | 420 |
| Cash dividends | $1,300,000 | 645 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,314,240 | 1,620 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $9,386,000 | 2,555 |
| Total interest expense | $626,000 | 2,847 |
| Net interest income | $8,760,000 | 2,506 |
| Provision for loan and lease losses | $307,000 | 1,381 |
| Total noninterest income | $3,003,000 | 1,798 |
| Gross Fiduciary activities income | $660,000 | 544 |
| Service charges on deposit accounts | $665,000 | 1,300 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,678,000 | 2,097 |
| Total noninterest expense | $7,500,000 | 2,375 |
| Salaries and employee benefits | $3,714,000 | 2,624 |
| Premises and equipment expense | $709,000 | 2,493 |
| Additional noninterest expense | $3,077,000 | 1,939 |
| Pre-tax net operating income | $3,956,000 | 2,345 |
| Securities gains (losses) | $38,000 | 1,249 |
| Applicable income taxes | $165,000 | 2,799 |
| Income before extraordinary items | $3,829,000 | 2,225 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,829,000 | 2,226 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,829,000 | 2,226 |
| Net charge-offs | $236,000 | 945 |
| Cash dividends | $1,943,000 | 1,582 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $3,792,520 | 2,214 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $7,008,000 | 2,608 |
| Total interest expense | $473,000 | 2,932 |
| Net interest income | $6,535,000 | 2,567 |
| Provision for loan and lease losses | $229,000 | 1,351 |
| Total noninterest income | $2,357,000 | 1,803 |
| Gross Fiduciary activities income | $502,000 | 534 |
| Service charges on deposit accounts | $490,000 | 1,309 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,365,000 | 2,059 |
| Total noninterest expense | $5,721,000 | 2,367 |
| Salaries and employee benefits | $2,845,000 | 2,593 |
| Premises and equipment expense | $559,000 | 2,444 |
| Additional noninterest expense | $2,317,000 | 1,937 |
| Pre-tax net operating income | $2,942,000 | 2,462 |
| Securities gains (losses) | $29,000 | 1,270 |
| Applicable income taxes | $124,000 | 2,825 |
| Income before extraordinary items | $2,847,000 | 2,327 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,847,000 | 2,326 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,847,000 | 2,327 |
| Net charge-offs | $-38,000 | 4,117 |
| Cash dividends | $1,380,000 | 1,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,819,160 | 2,319 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,681,000 | 2,607 |
| Total interest expense | $323,000 | 2,985 |
| Net interest income | $4,358,000 | 2,563 |
| Provision for loan and lease losses | $147,000 | 1,448 |
| Total noninterest income | $1,590,000 | 1,741 |
| Gross Fiduciary activities income | $369,000 | 524 |
| Service charges on deposit accounts | $314,000 | 1,312 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $907,000 | 2,019 |
| Total noninterest expense | $3,805,000 | 2,368 |
| Salaries and employee benefits | $1,894,000 | 2,599 |
| Premises and equipment expense | $378,000 | 2,408 |
| Additional noninterest expense | $1,533,000 | 1,933 |
| Pre-tax net operating income | $1,996,000 | 2,404 |
| Securities gains (losses) | $29,000 | 1,065 |
| Applicable income taxes | $84,000 | 2,812 |
| Income before extraordinary items | $1,941,000 | 2,269 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,941,000 | 2,267 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,941,000 | 2,269 |
| Net charge-offs | $127,000 | 819 |
| Cash dividends | $950,000 | 1,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,913,160 | 2,248 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,326,000 | 2,617 |
| Total interest expense | $204,000 | 2,730 |
| Net interest income | $2,122,000 | 2,578 |
| Provision for loan and lease losses | $75,000 | 1,426 |
| Total noninterest income | $621,000 | 2,004 |
| Gross Fiduciary activities income | $207,000 | 505 |
| Service charges on deposit accounts | $159,000 | 1,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $255,000 | 2,602 |
| Total noninterest expense | $1,653,000 | 2,569 |
| Salaries and employee benefits | $879,000 | 2,701 |
| Premises and equipment expense | $188,000 | 2,438 |
| Additional noninterest expense | $586,000 | 2,301 |
| Pre-tax net operating income | $1,015,000 | 2,343 |
| Securities gains (losses) | $10,000 | 1,056 |
| Applicable income taxes | $28,000 | 2,948 |
| Income before extraordinary items | $997,000 | 2,225 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $997,000 | 2,226 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $997,000 | 2,225 |
| Net charge-offs | $-38,000 | 4,532 |
| Cash dividends | $480,000 | 1,240 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $987,300 | 2,192 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $9,787,000 | 2,550 |
| Total interest expense | $1,374,000 | 2,515 |
| Net interest income | $8,413,000 | 2,540 |
| Provision for loan and lease losses | $788,000 | 1,836 |
| Total noninterest income | $2,210,000 | 2,010 |
| Gross Fiduciary activities income | $585,000 | 553 |
| Service charges on deposit accounts | $712,000 | 1,241 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $913,000 | 2,576 |
| Total noninterest expense | $6,736,000 | 2,526 |
| Salaries and employee benefits | $3,960,000 | 2,498 |
| Premises and equipment expense | $654,000 | 2,634 |
| Additional noninterest expense | $2,122,000 | 2,440 |
| Pre-tax net operating income | $3,099,000 | 2,384 |
| Securities gains (losses) | $1,729,000 | 240 |
| Applicable income taxes | $204,000 | 2,543 |
| Income before extraordinary items | $4,624,000 | 1,729 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,624,000 | 1,729 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,624,000 | 1,729 |
| Net charge-offs | $428,000 | 1,081 |
| Cash dividends | $5,586,000 | 696 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,964,160 | 2,274 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $8,196,000 | 2,396 |
| Total interest expense | $1,112,000 | 2,502 |
| Net interest income | $7,084,000 | 2,345 |
| Provision for loan and lease losses | $943,000 | 1,409 |
| Total noninterest income | $1,662,000 | 1,962 |
| Gross Fiduciary activities income | $463,000 | 540 |
| Service charges on deposit accounts | $531,000 | 1,237 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $668,000 | 2,556 |
| Total noninterest expense | $5,050,000 | 2,497 |
| Salaries and employee benefits | $2,960,000 | 2,489 |
| Premises and equipment expense | $509,000 | 2,577 |
| Additional noninterest expense | $1,581,000 | 2,425 |
| Pre-tax net operating income | $2,753,000 | 2,158 |
| Securities gains (losses) | $1,293,000 | 245 |
| Applicable income taxes | $256,000 | 2,207 |
| Income before extraordinary items | $3,790,000 | 1,579 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,790,000 | 1,579 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,790,000 | 1,580 |
| Net charge-offs | $263,000 | 1,094 |
| Cash dividends | $4,406,000 | 632 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,574,580 | 2,048 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,976,000 | 2,565 |
| Total interest expense | $804,000 | 2,489 |
| Net interest income | $4,172,000 | 2,564 |
| Provision for loan and lease losses | $460,000 | 1,672 |
| Total noninterest income | $1,134,000 | 1,893 |
| Gross Fiduciary activities income | $344,000 | 526 |
| Service charges on deposit accounts | $348,000 | 1,251 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $442,000 | 2,493 |
| Total noninterest expense | $3,293,000 | 2,527 |
| Salaries and employee benefits | $1,917,000 | 2,539 |
| Premises and equipment expense | $334,000 | 2,594 |
| Additional noninterest expense | $1,042,000 | 2,442 |
| Pre-tax net operating income | $1,553,000 | 2,345 |
| Securities gains (losses) | $517,000 | 359 |
| Applicable income taxes | $87,000 | 2,617 |
| Income before extraordinary items | $1,983,000 | 1,862 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,983,000 | 1,863 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,983,000 | 1,863 |
| Net charge-offs | $10,000 | 2,452 |
| Cash dividends | $920,000 | 1,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,486,680 | 2,210 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,431,000 | 2,598 |
| Total interest expense | $449,000 | 2,464 |
| Net interest income | $1,982,000 | 2,616 |
| Provision for loan and lease losses | $165,000 | 1,576 |
| Total noninterest income | $621,000 | 1,716 |
| Gross Fiduciary activities income | $207,000 | 493 |
| Service charges on deposit accounts | $200,000 | 1,298 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $214,000 | 2,358 |
| Total noninterest expense | $1,619,000 | 2,596 |
| Salaries and employee benefits | $900,000 | 2,657 |
| Premises and equipment expense | $171,000 | 2,572 |
| Additional noninterest expense | $548,000 | 2,380 |
| Pre-tax net operating income | $819,000 | 2,134 |
| Securities gains (losses) | $-3,000 | 4,730 |
| Applicable income taxes | $33,000 | 2,648 |
| Income before extraordinary items | $783,000 | 2,013 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $783,000 | 2,012 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $783,000 | 2,013 |
| Net charge-offs | $7,000 | 1,991 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $785,880 | 1,971 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $9,649,000 | 2,635 |
| Total interest expense | $1,998,000 | 2,334 |
| Net interest income | $7,651,000 | 2,700 |
| Provision for loan and lease losses | $556,000 | 1,399 |
| Total noninterest income | $2,124,000 | 1,911 |
| Gross Fiduciary activities income | $520,000 | 572 |
| Service charges on deposit accounts | $754,000 | 1,412 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $850,000 | 2,443 |
| Total noninterest expense | $6,158,000 | 2,658 |
| Salaries and employee benefits | $3,661,000 | 2,604 |
| Premises and equipment expense | $628,000 | 2,725 |
| Additional noninterest expense | $1,869,000 | 2,679 |
| Pre-tax net operating income | $3,061,000 | 2,420 |
| Securities gains (losses) | $562,000 | 329 |
| Applicable income taxes | $149,000 | 2,808 |
| Income before extraordinary items | $3,474,000 | 2,096 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,474,000 | 2,098 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,474,000 | 2,098 |
| Net charge-offs | $439,000 | 1,130 |
| Cash dividends | $2,430,000 | 1,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,934,480 | 2,285 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $7,256,000 | 2,671 |
| Total interest expense | $1,533,000 | 2,319 |
| Net interest income | $5,723,000 | 2,745 |
| Provision for loan and lease losses | $322,000 | 1,536 |
| Total noninterest income | $1,482,000 | 1,989 |
| Gross Fiduciary activities income | $308,000 | 599 |
| Service charges on deposit accounts | $539,000 | 1,461 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $635,000 | 2,432 |
| Total noninterest expense | $4,681,000 | 2,647 |
| Salaries and employee benefits | $2,722,000 | 2,633 |
| Premises and equipment expense | $528,000 | 2,543 |
| Additional noninterest expense | $1,431,000 | 2,644 |
| Pre-tax net operating income | $2,202,000 | 2,559 |
| Securities gains (losses) | $548,000 | 293 |
| Applicable income taxes | $121,000 | 2,834 |
| Income before extraordinary items | $2,629,000 | 2,121 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,629,000 | 2,121 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,629,000 | 2,122 |
| Net charge-offs | $325,000 | 990 |
| Cash dividends | $1,530,000 | 1,431 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,102,920 | 2,422 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,779,000 | 2,703 |
| Total interest expense | $1,029,000 | 2,296 |
| Net interest income | $3,750,000 | 2,784 |
| Provision for loan and lease losses | $157,000 | 1,764 |
| Total noninterest income | $973,000 | 1,982 |
| Gross Fiduciary activities income | $228,000 | 588 |
| Service charges on deposit accounts | $324,000 | 1,584 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $421,000 | 2,410 |
| Total noninterest expense | $3,106,000 | 2,669 |
| Salaries and employee benefits | $1,790,000 | 2,668 |
| Premises and equipment expense | $362,000 | 2,506 |
| Additional noninterest expense | $954,000 | 2,681 |
| Pre-tax net operating income | $1,460,000 | 2,557 |
| Securities gains (losses) | $464,000 | 235 |
| Applicable income taxes | $82,000 | 2,810 |
| Income before extraordinary items | $1,842,000 | 2,033 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,842,000 | 2,031 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,842,000 | 2,033 |
| Net charge-offs | $159,000 | 1,132 |
| Cash dividends | $880,000 | 1,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,396,560 | 2,405 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,360,000 | 2,728 |
| Total interest expense | $520,000 | 2,245 |
| Net interest income | $1,840,000 | 2,836 |
| Provision for loan and lease losses | $79,000 | 1,659 |
| Total noninterest income | $471,000 | 1,981 |
| Gross Fiduciary activities income | $127,000 | 585 |
| Service charges on deposit accounts | $154,000 | 1,638 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $190,000 | 2,457 |
| Total noninterest expense | $1,550,000 | 2,689 |
| Salaries and employee benefits | $867,000 | 2,731 |
| Premises and equipment expense | $184,000 | 2,511 |
| Additional noninterest expense | $499,000 | 2,588 |
| Pre-tax net operating income | $682,000 | 2,612 |
| Securities gains (losses) | $33,000 | 474 |
| Applicable income taxes | $30,000 | 2,960 |
| Income before extraordinary items | $685,000 | 2,393 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $685,000 | 2,392 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $685,000 | 2,392 |
| Net charge-offs | $11,000 | 1,939 |
| Cash dividends | $360,000 | 1,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $653,320 | 2,448 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $9,070,000 | 2,705 |
| Total interest expense | $1,880,000 | 2,013 |
| Net interest income | $7,190,000 | 2,844 |
| Provision for loan and lease losses | $416,000 | 1,626 |
| Total noninterest income | $2,127,000 | 1,923 |
| Gross Fiduciary activities income | $520,000 | 585 |
| Service charges on deposit accounts | $659,000 | 1,612 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $948,000 | 2,308 |
| Total noninterest expense | $5,558,000 | 2,849 |
| Salaries and employee benefits | $3,243,000 | 2,816 |
| Premises and equipment expense | $474,000 | 3,249 |
| Additional noninterest expense | $1,841,000 | 2,738 |
| Pre-tax net operating income | $3,343,000 | 2,350 |
| Securities gains (losses) | $5,000 | 828 |
| Applicable income taxes | $128,000 | 2,949 |
| Income before extraordinary items | $3,220,000 | 2,223 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,220,000 | 2,221 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,220,000 | 2,222 |
| Net charge-offs | $272,000 | 1,403 |
| Cash dividends | $1,860,000 | 1,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,215,200 | 2,221 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $6,712,000 | 2,730 |
| Total interest expense | $1,355,000 | 1,997 |
| Net interest income | $5,357,000 | 2,868 |
| Provision for loan and lease losses | $258,000 | 1,731 |
| Total noninterest income | $1,642,000 | 1,912 |
| Gross Fiduciary activities income | $400,000 | 578 |
| Service charges on deposit accounts | $483,000 | 1,646 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $759,000 | 2,241 |
| Total noninterest expense | $4,160,000 | 2,865 |
| Salaries and employee benefits | $2,445,000 | 2,819 |
| Premises and equipment expense | $368,000 | 3,224 |
| Additional noninterest expense | $1,347,000 | 2,798 |
| Pre-tax net operating income | $2,581,000 | 2,347 |
| Securities gains (losses) | $4,000 | 859 |
| Applicable income taxes | $112,000 | 2,926 |
| Income before extraordinary items | $2,473,000 | 2,190 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,473,000 | 2,188 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,473,000 | 2,189 |
| Net charge-offs | $4,000 | 3,250 |
| Cash dividends | $1,160,000 | 1,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,469,160 | 2,191 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,449,000 | 2,722 |
| Total interest expense | $885,000 | 1,951 |
| Net interest income | $3,564,000 | 2,886 |
| Provision for loan and lease losses | $166,000 | 1,705 |
| Total noninterest income | $1,123,000 | 1,875 |
| Gross Fiduciary activities income | $281,000 | 572 |
| Service charges on deposit accounts | $316,000 | 1,665 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $526,000 | 2,219 |
| Total noninterest expense | $2,804,000 | 2,874 |
| Salaries and employee benefits | $1,605,000 | 2,870 |
| Premises and equipment expense | $257,000 | 3,159 |
| Additional noninterest expense | $942,000 | 2,724 |
| Pre-tax net operating income | $1,717,000 | 2,322 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $79,000 | 2,877 |
| Income before extraordinary items | $1,638,000 | 2,172 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,638,000 | 2,169 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,638,000 | 2,171 |
| Net charge-offs | $-13,000 | 4,607 |
| Cash dividends | $650,000 | 1,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,638,000 | 2,165 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,183,000 | 2,764 |
| Total interest expense | $422,000 | 1,946 |
| Net interest income | $1,761,000 | 2,924 |
| Provision for loan and lease losses | $84,000 | 1,627 |
| Total noninterest income | $515,000 | 1,960 |
| Gross Fiduciary activities income | $144,000 | 574 |
| Service charges on deposit accounts | $157,000 | 1,681 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $214,000 | 2,393 |
| Total noninterest expense | $1,431,000 | 2,868 |
| Salaries and employee benefits | $798,000 | 2,914 |
| Premises and equipment expense | $118,000 | 3,355 |
| Additional noninterest expense | $515,000 | 2,571 |
| Pre-tax net operating income | $761,000 | 2,465 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $35,000 | 2,930 |
| Income before extraordinary items | $726,000 | 2,324 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $726,000 | 2,322 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $726,000 | 2,324 |
| Net charge-offs | $17,000 | 1,740 |
| Cash dividends | $350,000 | 1,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $726,000 | 2,310 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $8,360,000 | 2,786 |
| Total interest expense | $1,419,000 | 2,016 |
| Net interest income | $6,941,000 | 2,906 |
| Provision for loan and lease losses | $556,000 | 1,353 |
| Total noninterest income | $2,135,000 | 1,951 |
| Gross Fiduciary activities income | $443,000 | 612 |
| Service charges on deposit accounts | $673,000 | 1,616 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,019,000 | 2,267 |
| Total noninterest expense | $5,409,000 | 2,961 |
| Salaries and employee benefits | $3,142,000 | 2,897 |
| Premises and equipment expense | $436,000 | 3,508 |
| Additional noninterest expense | $1,831,000 | 2,818 |
| Pre-tax net operating income | $3,111,000 | 2,427 |
| Securities gains (losses) | $296,000 | 306 |
| Applicable income taxes | $147,000 | 3,118 |
| Income before extraordinary items | $3,260,000 | 1,910 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,260,000 | 1,910 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,260,000 | 1,911 |
| Net charge-offs | $225,000 | 1,730 |
| Cash dividends | $1,940,000 | 1,463 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,975,840 | 2,042 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,158,000 | 2,832 |
| Total interest expense | $1,019,000 | 2,052 |
| Net interest income | $5,139,000 | 2,953 |
| Provision for loan and lease losses | $467,000 | 1,205 |
| Total noninterest income | $1,642,000 | 1,943 |
| Gross Fiduciary activities income | $336,000 | 619 |
| Service charges on deposit accounts | $498,000 | 1,638 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $808,000 | 2,244 |
| Total noninterest expense | $4,018,000 | 2,997 |
| Salaries and employee benefits | $2,352,000 | 2,923 |
| Premises and equipment expense | $362,000 | 3,359 |
| Additional noninterest expense | $1,304,000 | 2,926 |
| Pre-tax net operating income | $2,296,000 | 2,503 |
| Securities gains (losses) | $196,000 | 376 |
| Applicable income taxes | $104,000 | 3,136 |
| Income before extraordinary items | $2,388,000 | 2,100 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,388,000 | 2,101 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,388,000 | 2,101 |
| Net charge-offs | $-71,000 | 5,254 |
| Cash dividends | $1,310,000 | 1,433 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,199,840 | 2,205 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,036,000 | 2,846 |
| Total interest expense | $644,000 | 2,098 |
| Net interest income | $3,392,000 | 2,960 |
| Provision for loan and lease losses | $375,000 | 1,030 |
| Total noninterest income | $1,168,000 | 1,858 |
| Gross Fiduciary activities income | $244,000 | 600 |
| Service charges on deposit accounts | $325,000 | 1,654 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $599,000 | 2,111 |
| Total noninterest expense | $2,680,000 | 3,015 |
| Salaries and employee benefits | $1,547,000 | 2,964 |
| Premises and equipment expense | $241,000 | 3,375 |
| Additional noninterest expense | $892,000 | 2,884 |
| Pre-tax net operating income | $1,505,000 | 2,481 |
| Securities gains (losses) | $93,000 | 452 |
| Applicable income taxes | $68,000 | 3,153 |
| Income before extraordinary items | $1,530,000 | 2,117 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,530,000 | 2,118 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,530,000 | 2,118 |
| Net charge-offs | $-117,000 | 5,472 |
| Cash dividends | $780,000 | 1,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,440,720 | 2,189 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,031,000 | 2,837 |
| Total interest expense | $298,000 | 2,194 |
| Net interest income | $1,733,000 | 2,923 |
| Provision for loan and lease losses | $235,000 | 830 |
| Total noninterest income | $500,000 | 2,051 |
| Gross Fiduciary activities income | $134,000 | 592 |
| Service charges on deposit accounts | $157,000 | 1,689 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $209,000 | 2,525 |
| Total noninterest expense | $1,333,000 | 3,051 |
| Salaries and employee benefits | $746,000 | 3,073 |
| Premises and equipment expense | $121,000 | 3,418 |
| Additional noninterest expense | $466,000 | 2,797 |
| Pre-tax net operating income | $665,000 | 2,621 |
| Securities gains (losses) | $49,000 | 354 |
| Applicable income taxes | $29,000 | 3,190 |
| Income before extraordinary items | $685,000 | 2,231 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $685,000 | 2,232 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $685,000 | 2,232 |
| Net charge-offs | $-148,000 | 5,680 |
| Cash dividends | $400,000 | 1,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $637,960 | 2,313 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $8,352,000 | 2,765 |
| Total interest expense | $1,152,000 | 2,202 |
| Net interest income | $7,200,000 | 2,818 |
| Provision for loan and lease losses | $1,095,000 | 842 |
| Total noninterest income | $1,974,000 | 2,135 |
| Gross Fiduciary activities income | $493,000 | 595 |
| Service charges on deposit accounts | $670,000 | 1,675 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $811,000 | 2,645 |
| Total noninterest expense | $5,342,000 | 3,056 |
| Salaries and employee benefits | $2,960,000 | 3,040 |
| Premises and equipment expense | $483,000 | 3,444 |
| Additional noninterest expense | $1,899,000 | 2,848 |
| Pre-tax net operating income | $2,737,000 | 2,533 |
| Securities gains (losses) | $258,000 | 734 |
| Applicable income taxes | $121,000 | 3,205 |
| Income before extraordinary items | $2,874,000 | 2,179 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,874,000 | 2,176 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,874,000 | 2,178 |
| Net charge-offs | $535,000 | 1,036 |
| Cash dividends | $1,530,000 | 1,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,626,320 | 2,279 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,295,000 | 2,757 |
| Total interest expense | $885,000 | 2,166 |
| Net interest income | $5,410,000 | 2,825 |
| Provision for loan and lease losses | $853,000 | 784 |
| Total noninterest income | $1,477,000 | 2,139 |
| Gross Fiduciary activities income | $382,000 | 587 |
| Service charges on deposit accounts | $501,000 | 1,681 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $594,000 | 2,669 |
| Total noninterest expense | $4,095,000 | 3,022 |
| Salaries and employee benefits | $2,254,000 | 3,023 |
| Premises and equipment expense | $398,000 | 3,278 |
| Additional noninterest expense | $1,443,000 | 2,825 |
| Pre-tax net operating income | $1,939,000 | 2,671 |
| Securities gains (losses) | $258,000 | 665 |
| Applicable income taxes | $89,000 | 3,278 |
| Income before extraordinary items | $2,108,000 | 2,256 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,108,000 | 2,255 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,108,000 | 2,256 |
| Net charge-offs | $429,000 | 887 |
| Cash dividends | $480,000 | 2,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,860,320 | 2,406 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,167,000 | 2,789 |
| Total interest expense | $612,000 | 2,104 |
| Net interest income | $3,555,000 | 2,867 |
| Provision for loan and lease losses | $531,000 | 813 |
| Total noninterest income | $981,000 | 2,140 |
| Gross Fiduciary activities income | $281,000 | 571 |
| Service charges on deposit accounts | $317,000 | 1,733 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $383,000 | 2,714 |
| Total noninterest expense | $2,708,000 | 3,052 |
| Salaries and employee benefits | $1,510,000 | 3,032 |
| Premises and equipment expense | $271,000 | 3,245 |
| Additional noninterest expense | $927,000 | 2,906 |
| Pre-tax net operating income | $1,297,000 | 2,632 |
| Securities gains (losses) | $142,000 | 770 |
| Applicable income taxes | $58,000 | 3,311 |
| Income before extraordinary items | $1,381,000 | 2,265 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,381,000 | 2,264 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,381,000 | 2,264 |
| Net charge-offs | $26,000 | 2,598 |
| Cash dividends | $480,000 | 2,053 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,244,680 | 2,375 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,131,000 | 2,748 |
| Total interest expense | $317,000 | 2,054 |
| Net interest income | $1,814,000 | 2,823 |
| Provision for loan and lease losses | $302,000 | 667 |
| Total noninterest income | $503,000 | 2,061 |
| Gross Fiduciary activities income | $160,000 | 555 |
| Service charges on deposit accounts | $154,000 | 1,765 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $189,000 | 2,685 |
| Total noninterest expense | $1,396,000 | 3,012 |
| Salaries and employee benefits | $778,000 | 3,002 |
| Premises and equipment expense | $138,000 | 3,243 |
| Additional noninterest expense | $480,000 | 2,844 |
| Pre-tax net operating income | $619,000 | 2,693 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $25,000 | 3,370 |
| Income before extraordinary items | $594,000 | 2,465 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $594,000 | 2,465 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $594,000 | 2,465 |
| Net charge-offs | $-8,000 | 5,076 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $594,000 | 2,417 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $8,754,000 | 2,649 |
| Total interest expense | $1,258,000 | 2,040 |
| Net interest income | $7,496,000 | 2,722 |
| Provision for loan and lease losses | $782,000 | 987 |
| Total noninterest income | $1,931,000 | 2,163 |
| Gross Fiduciary activities income | $519,000 | 586 |
| Service charges on deposit accounts | $634,000 | 1,771 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $778,000 | 2,691 |
| Total noninterest expense | $5,699,000 | 2,965 |
| Salaries and employee benefits | $3,211,000 | 2,905 |
| Premises and equipment expense | $630,000 | 3,006 |
| Additional noninterest expense | $1,858,000 | 2,944 |
| Pre-tax net operating income | $2,946,000 | 2,355 |
| Securities gains (losses) | $425,000 | 407 |
| Applicable income taxes | $144,000 | 3,141 |
| Income before extraordinary items | $3,227,000 | 1,931 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,227,000 | 1,932 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,227,000 | 1,933 |
| Net charge-offs | $1,324,000 | 551 |
| Cash dividends | $1,030,000 | 2,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,819,000 | 2,109 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,566,000 | 2,673 |
| Total interest expense | $946,000 | 2,061 |
| Net interest income | $5,620,000 | 2,751 |
| Provision for loan and lease losses | $320,000 | 1,441 |
| Total noninterest income | $1,424,000 | 2,195 |
| Gross Fiduciary activities income | $384,000 | 588 |
| Service charges on deposit accounts | $470,000 | 1,799 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $570,000 | 2,738 |
| Total noninterest expense | $4,412,000 | 2,915 |
| Salaries and employee benefits | $2,509,000 | 2,836 |
| Premises and equipment expense | $483,000 | 3,009 |
| Additional noninterest expense | $1,420,000 | 2,898 |
| Pre-tax net operating income | $2,312,000 | 2,318 |
| Securities gains (losses) | $426,000 | 343 |
| Applicable income taxes | $110,000 | 3,219 |
| Income before extraordinary items | $2,628,000 | 1,818 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,628,000 | 1,820 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,628,000 | 1,821 |
| Net charge-offs | $163,000 | 1,716 |
| Cash dividends | $910,000 | 1,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,219,040 | 2,043 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,343,000 | 2,688 |
| Total interest expense | $629,000 | 2,076 |
| Net interest income | $3,714,000 | 2,764 |
| Provision for loan and lease losses | $153,000 | 1,743 |
| Total noninterest income | $965,000 | 2,182 |
| Gross Fiduciary activities income | $278,000 | 584 |
| Service charges on deposit accounts | $306,000 | 1,813 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $381,000 | 2,738 |
| Total noninterest expense | $2,966,000 | 2,911 |
| Salaries and employee benefits | $1,698,000 | 2,819 |
| Premises and equipment expense | $326,000 | 2,991 |
| Additional noninterest expense | $942,000 | 2,935 |
| Pre-tax net operating income | $1,560,000 | 2,277 |
| Securities gains (losses) | $270,000 | 417 |
| Applicable income taxes | $74,000 | 3,208 |
| Income before extraordinary items | $1,756,000 | 1,802 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,756,000 | 1,807 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,756,000 | 1,807 |
| Net charge-offs | $94,000 | 1,774 |
| Cash dividends | $710,000 | 1,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,496,800 | 2,005 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,132,000 | 2,728 |
| Total interest expense | $319,000 | 2,057 |
| Net interest income | $1,813,000 | 2,810 |
| Provision for loan and lease losses | $68,000 | 1,824 |
| Total noninterest income | $473,000 | 2,167 |
| Gross Fiduciary activities income | $138,000 | 589 |
| Service charges on deposit accounts | $152,000 | 1,796 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $183,000 | 2,747 |
| Total noninterest expense | $1,490,000 | 2,917 |
| Salaries and employee benefits | $849,000 | 2,844 |
| Premises and equipment expense | $165,000 | 3,008 |
| Additional noninterest expense | $476,000 | 2,890 |
| Pre-tax net operating income | $728,000 | 2,362 |
| Securities gains (losses) | $173,000 | 403 |
| Applicable income taxes | $38,000 | 3,188 |
| Income before extraordinary items | $863,000 | 1,812 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $863,000 | 1,814 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $863,000 | 1,814 |
| Net charge-offs | $1,000 | 3,128 |
| Cash dividends | $450,000 | 1,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $696,920 | 2,080 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,593,000 | 2,741 |
| Total interest expense | $1,350,000 | 2,066 |
| Net interest income | $7,243,000 | 2,820 |
| Provision for loan and lease losses | $398,000 | 1,690 |
| Total noninterest income | $1,865,000 | 2,216 |
| Gross Fiduciary activities income | $523,000 | 599 |
| Service charges on deposit accounts | $689,000 | 1,766 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $653,000 | 2,923 |
| Total noninterest expense | $5,625,000 | 3,060 |
| Salaries and employee benefits | $3,292,000 | 2,890 |
| Premises and equipment expense | $652,000 | 3,053 |
| Additional noninterest expense | $1,681,000 | 3,272 |
| Pre-tax net operating income | $3,085,000 | 2,230 |
| Securities gains (losses) | $369,000 | 525 |
| Applicable income taxes | $135,000 | 3,229 |
| Income before extraordinary items | $3,319,000 | 1,858 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,319,000 | 1,858 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,319,000 | 1,857 |
| Net charge-offs | $761,000 | 1,105 |
| Cash dividends | $860,000 | 2,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,964,760 | 1,996 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,434,000 | 2,763 |
| Total interest expense | $1,013,000 | 2,099 |
| Net interest income | $5,421,000 | 2,847 |
| Provision for loan and lease losses | $280,000 | 1,707 |
| Total noninterest income | $1,397,000 | 2,216 |
| Gross Fiduciary activities income | $413,000 | 588 |
| Service charges on deposit accounts | $506,000 | 1,808 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $478,000 | 2,967 |
| Total noninterest expense | $4,235,000 | 3,053 |
| Salaries and employee benefits | $2,478,000 | 2,891 |
| Premises and equipment expense | $501,000 | 3,033 |
| Additional noninterest expense | $1,256,000 | 3,291 |
| Pre-tax net operating income | $2,303,000 | 2,278 |
| Securities gains (losses) | $369,000 | 404 |
| Applicable income taxes | $111,000 | 3,224 |
| Income before extraordinary items | $2,561,000 | 1,813 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,561,000 | 1,813 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,561,000 | 1,812 |
| Net charge-offs | $613,000 | 987 |
| Cash dividends | $580,000 | 2,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,206,760 | 2,010 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,234,000 | 2,794 |
| Total interest expense | $677,000 | 2,115 |
| Net interest income | $3,557,000 | 2,887 |
| Provision for loan and lease losses | $190,000 | 1,698 |
| Total noninterest income | $938,000 | 2,172 |
| Gross Fiduciary activities income | $296,000 | 580 |
| Service charges on deposit accounts | $327,000 | 1,830 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $315,000 | 2,973 |
| Total noninterest expense | $2,814,000 | 3,080 |
| Salaries and employee benefits | $1,683,000 | 2,868 |
| Premises and equipment expense | $322,000 | 3,134 |
| Additional noninterest expense | $809,000 | 3,377 |
| Pre-tax net operating income | $1,491,000 | 2,282 |
| Securities gains (losses) | $309,000 | 347 |
| Applicable income taxes | $75,000 | 3,220 |
| Income before extraordinary items | $1,725,000 | 1,744 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,725,000 | 1,747 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,725,000 | 1,746 |
| Net charge-offs | $576,000 | 775 |
| Cash dividends | $340,000 | 2,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,428,360 | 2,003 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,084,000 | 2,834 |
| Total interest expense | $338,000 | 2,153 |
| Net interest income | $1,746,000 | 2,935 |
| Provision for loan and lease losses | $83,000 | 1,749 |
| Total noninterest income | $467,000 | 2,135 |
| Gross Fiduciary activities income | $159,000 | 562 |
| Service charges on deposit accounts | $157,000 | 1,864 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $151,000 | 2,958 |
| Total noninterest expense | $1,412,000 | 3,099 |
| Salaries and employee benefits | $852,000 | 2,855 |
| Premises and equipment expense | $169,000 | 3,084 |
| Additional noninterest expense | $391,000 | 3,462 |
| Pre-tax net operating income | $718,000 | 2,279 |
| Securities gains (losses) | $250,000 | 243 |
| Applicable income taxes | $40,000 | 3,106 |
| Income before extraordinary items | $928,000 | 1,584 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $928,000 | 1,587 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $928,000 | 1,587 |
| Net charge-offs | $562,000 | 454 |
| Cash dividends | $130,000 | 2,080 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $688,000 | 1,993 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,027,000 | 2,937 |
| Total interest expense | $1,369,000 | 2,339 |
| Net interest income | $6,658,000 | 3,010 |
| Provision for loan and lease losses | $232,000 | 2,803 |
| Total noninterest income | $1,759,000 | 2,336 |
| Gross Fiduciary activities income | $510,000 | 595 |
| Service charges on deposit accounts | $623,000 | 1,999 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $626,000 | 3,053 |
| Total noninterest expense | $5,358,000 | 3,239 |
| Salaries and employee benefits | $3,182,000 | 2,984 |
| Premises and equipment expense | $574,000 | 3,406 |
| Additional noninterest expense | $1,602,000 | 3,482 |
| Pre-tax net operating income | $2,827,000 | 2,262 |
| Securities gains (losses) | $121,000 | 1,185 |
| Applicable income taxes | $124,000 | 3,282 |
| Income before extraordinary items | $2,824,000 | 1,988 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,824,000 | 1,991 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,824,000 | 1,992 |
| Net charge-offs | $537,000 | 1,940 |
| Cash dividends | $710,000 | 2,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,707,840 | 2,006 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,916,000 | 2,994 |
| Total interest expense | $1,019,000 | 2,405 |
| Net interest income | $4,897,000 | 3,088 |
| Provision for loan and lease losses | $185,000 | 2,676 |
| Total noninterest income | $1,313,000 | 2,389 |
| Gross Fiduciary activities income | $393,000 | 591 |
| Service charges on deposit accounts | $443,000 | 2,103 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $477,000 | 3,087 |
| Total noninterest expense | $3,974,000 | 3,268 |
| Salaries and employee benefits | $2,357,000 | 3,030 |
| Premises and equipment expense | $440,000 | 3,400 |
| Additional noninterest expense | $1,177,000 | 3,549 |
| Pre-tax net operating income | $2,051,000 | 2,371 |
| Securities gains (losses) | $121,000 | 1,088 |
| Applicable income taxes | $88,000 | 3,393 |
| Income before extraordinary items | $2,084,000 | 2,059 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,084,000 | 2,066 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,084,000 | 2,065 |
| Net charge-offs | $100,000 | 3,258 |
| Cash dividends | $660,000 | 1,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,967,840 | 2,098 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,766,000 | 3,110 |
| Total interest expense | $665,000 | 2,503 |
| Net interest income | $3,101,000 | 3,210 |
| Provision for loan and lease losses | $107,000 | 2,873 |
| Total noninterest income | $877,000 | 2,416 |
| Gross Fiduciary activities income | $283,000 | 579 |
| Service charges on deposit accounts | $270,000 | 2,223 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $324,000 | 3,103 |
| Total noninterest expense | $2,539,000 | 3,383 |
| Salaries and employee benefits | $1,529,000 | 3,107 |
| Premises and equipment expense | $289,000 | 3,452 |
| Additional noninterest expense | $721,000 | 3,748 |
| Pre-tax net operating income | $1,332,000 | 2,407 |
| Securities gains (losses) | $17,000 | 2,091 |
| Applicable income taxes | $56,000 | 3,441 |
| Income before extraordinary items | $1,293,000 | 2,173 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,293,000 | 2,181 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,293,000 | 2,179 |
| Net charge-offs | $141,000 | 2,432 |
| Cash dividends | $380,000 | 1,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,276,680 | 2,103 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,816,000 | 3,216 |
| Total interest expense | $332,000 | 2,561 |
| Net interest income | $1,484,000 | 3,326 |
| Provision for loan and lease losses | $36,000 | 3,092 |
| Total noninterest income | $402,000 | 2,547 |
| Gross Fiduciary activities income | $151,000 | 572 |
| Service charges on deposit accounts | $106,000 | 2,675 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $145,000 | 3,222 |
| Total noninterest expense | $1,256,000 | 3,441 |
| Salaries and employee benefits | $748,000 | 3,180 |
| Premises and equipment expense | $146,000 | 3,451 |
| Additional noninterest expense | $362,000 | 3,765 |
| Pre-tax net operating income | $594,000 | 2,567 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $25,000 | 3,473 |
| Income before extraordinary items | $569,000 | 2,341 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $569,000 | 2,343 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $569,000 | 2,343 |
| Net charge-offs | $59,000 | 2,298 |
| Cash dividends | $170,000 | 1,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $569,000 | 2,253 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,183,000 | 3,045 |
| Total interest expense | $1,531,000 | 2,663 |
| Net interest income | $6,652,000 | 3,109 |
| Provision for loan and lease losses | $164,000 | 4,188 |
| Total noninterest income | $1,555,000 | 2,555 |
| Gross Fiduciary activities income | $437,000 | 634 |
| Service charges on deposit accounts | $480,000 | 2,567 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $638,000 | 3,020 |
| Total noninterest expense | $5,176,000 | 3,380 |
| Salaries and employee benefits | $3,066,000 | 3,087 |
| Premises and equipment expense | $539,000 | 3,638 |
| Additional noninterest expense | $1,571,000 | 3,681 |
| Pre-tax net operating income | $2,867,000 | 2,174 |
| Securities gains (losses) | $178,000 | 1,799 |
| Applicable income taxes | $127,000 | 3,342 |
| Income before extraordinary items | $2,918,000 | 1,908 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,918,000 | 1,906 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,918,000 | 1,908 |
| Net charge-offs | $215,000 | 3,687 |
| Cash dividends | $940,000 | 2,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,747,120 | 1,900 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,273,000 | 3,055 |
| Total interest expense | $1,172,000 | 2,727 |
| Net interest income | $5,101,000 | 3,103 |
| Provision for loan and lease losses | $112,000 | 4,237 |
| Total noninterest income | $1,166,000 | 2,563 |
| Gross Fiduciary activities income | $338,000 | 631 |
| Service charges on deposit accounts | $356,000 | 2,619 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $472,000 | 3,032 |
| Total noninterest expense | $3,985,000 | 3,351 |
| Salaries and employee benefits | $2,368,000 | 3,039 |
| Premises and equipment expense | $417,000 | 3,619 |
| Additional noninterest expense | $1,200,000 | 3,662 |
| Pre-tax net operating income | $2,170,000 | 2,201 |
| Securities gains (losses) | $178,000 | 1,526 |
| Applicable income taxes | $98,000 | 3,385 |
| Income before extraordinary items | $2,250,000 | 1,894 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,250,000 | 1,893 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,250,000 | 1,895 |
| Net charge-offs | $137,000 | 3,688 |
| Cash dividends | $750,000 | 1,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,079,120 | 1,919 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,209,000 | 3,063 |
| Total interest expense | $795,000 | 2,793 |
| Net interest income | $3,414,000 | 3,112 |
| Provision for loan and lease losses | $59,000 | 4,467 |
| Total noninterest income | $842,000 | 2,421 |
| Gross Fiduciary activities income | $253,000 | 604 |
| Service charges on deposit accounts | $223,000 | 2,727 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $366,000 | 2,776 |
| Total noninterest expense | $2,675,000 | 3,346 |
| Salaries and employee benefits | $1,562,000 | 3,081 |
| Premises and equipment expense | $280,000 | 3,596 |
| Additional noninterest expense | $833,000 | 3,569 |
| Pre-tax net operating income | $1,522,000 | 2,118 |
| Securities gains (losses) | $15,000 | 2,605 |
| Applicable income taxes | $64,000 | 3,378 |
| Income before extraordinary items | $1,473,000 | 1,915 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,473,000 | 1,914 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,473,000 | 1,915 |
| Net charge-offs | $125,000 | 3,212 |
| Cash dividends | $510,000 | 1,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,458,600 | 1,839 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,164,000 | 3,022 |
| Total interest expense | $408,000 | 2,830 |
| Net interest income | $1,756,000 | 3,054 |
| Provision for loan and lease losses | $24,000 | 4,387 |
| Total noninterest income | $405,000 | 2,458 |
| Gross Fiduciary activities income | $122,000 | 614 |
| Service charges on deposit accounts | $103,000 | 2,869 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $180,000 | 2,807 |
| Total noninterest expense | $1,369,000 | 3,297 |
| Salaries and employee benefits | $793,000 | 3,046 |
| Premises and equipment expense | $145,000 | 3,546 |
| Additional noninterest expense | $431,000 | 3,472 |
| Pre-tax net operating income | $768,000 | 2,089 |
| Securities gains (losses) | $16,000 | 1,662 |
| Applicable income taxes | $25,000 | 3,539 |
| Income before extraordinary items | $759,000 | 1,873 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $759,000 | 1,874 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $759,000 | 1,875 |
| Net charge-offs | $16,000 | 3,803 |
| Cash dividends | $260,000 | 1,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $743,480 | 1,813 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,192,000 | 2,982 |
| Total interest expense | $1,843,000 | 2,941 |
| Net interest income | $7,349,000 | 2,940 |
| Provision for loan and lease losses | $242,000 | 4,400 |
| Total noninterest income | $1,548,000 | 2,397 |
| Gross Fiduciary activities income | $419,000 | 593 |
| Service charges on deposit accounts | $499,000 | 2,573 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $630,000 | 2,781 |
| Total noninterest expense | $5,419,000 | 3,325 |
| Salaries and employee benefits | $3,259,000 | 2,921 |
| Premises and equipment expense | $506,000 | 4,009 |
| Additional noninterest expense | $1,654,000 | 3,611 |
| Pre-tax net operating income | $3,236,000 | 1,713 |
| Securities gains (losses) | $488,000 | 804 |
| Applicable income taxes | $155,000 | 3,101 |
| Income before extraordinary items | $3,569,000 | 1,379 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,569,000 | 1,379 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,569,000 | 1,379 |
| Net charge-offs | $122,000 | 4,801 |
| Cash dividends | $1,330,000 | 1,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,100,520 | 1,489 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,908,000 | 3,006 |
| Total interest expense | $1,405,000 | 3,015 |
| Net interest income | $5,503,000 | 2,958 |
| Provision for loan and lease losses | $204,000 | 4,127 |
| Total noninterest income | $1,157,000 | 2,397 |
| Gross Fiduciary activities income | $321,000 | 578 |
| Service charges on deposit accounts | $375,000 | 2,586 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $461,000 | 2,823 |
| Total noninterest expense | $4,170,000 | 3,257 |
| Salaries and employee benefits | $2,603,000 | 2,761 |
| Premises and equipment expense | $375,000 | 4,081 |
| Additional noninterest expense | $1,192,000 | 3,706 |
| Pre-tax net operating income | $2,286,000 | 1,884 |
| Securities gains (losses) | $446,000 | 707 |
| Applicable income taxes | $114,000 | 3,107 |
| Income before extraordinary items | $2,618,000 | 1,457 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,618,000 | 1,457 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,618,000 | 1,457 |
| Net charge-offs | $91,000 | 4,521 |
| Cash dividends | $850,000 | 1,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,189,840 | 1,621 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,602,000 | 3,025 |
| Total interest expense | $952,000 | 3,071 |
| Net interest income | $3,650,000 | 2,973 |
| Provision for loan and lease losses | $161,000 | 3,807 |
| Total noninterest income | $787,000 | 2,340 |
| Gross Fiduciary activities income | $234,000 | 571 |
| Service charges on deposit accounts | $241,000 | 2,647 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $312,000 | 2,813 |
| Total noninterest expense | $2,726,000 | 3,350 |
| Salaries and employee benefits | $1,690,000 | 2,842 |
| Premises and equipment expense | $251,000 | 4,099 |
| Additional noninterest expense | $785,000 | 3,795 |
| Pre-tax net operating income | $1,550,000 | 1,830 |
| Securities gains (losses) | $131,000 | 953 |
| Applicable income taxes | $70,000 | 3,128 |
| Income before extraordinary items | $1,611,000 | 1,523 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,611,000 | 1,523 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,611,000 | 1,523 |
| Net charge-offs | $65,000 | 4,255 |
| Cash dividends | $490,000 | 1,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,485,240 | 1,568 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,258,000 | 3,087 |
| Total interest expense | $487,000 | 3,110 |
| Net interest income | $1,771,000 | 3,039 |
| Provision for loan and lease losses | $76,000 | 3,662 |
| Total noninterest income | $390,000 | 2,389 |
| Gross Fiduciary activities income | $135,000 | 551 |
| Service charges on deposit accounts | $111,000 | 2,768 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $144,000 | 2,972 |
| Total noninterest expense | $1,316,000 | 3,440 |
| Salaries and employee benefits | $819,000 | 2,940 |
| Premises and equipment expense | $127,000 | 4,116 |
| Additional noninterest expense | $370,000 | 3,941 |
| Pre-tax net operating income | $769,000 | 1,835 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $26,000 | 3,280 |
| Income before extraordinary items | $743,000 | 1,588 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $743,000 | 1,588 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $743,000 | 1,588 |
| Net charge-offs | $72,000 | 3,053 |
| Cash dividends | $220,000 | 1,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $743,000 | 1,542 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,346,000 | 3,119 |
| Total interest expense | $2,139,000 | 3,393 |
| Net interest income | $7,207,000 | 2,997 |
| Provision for loan and lease losses | $1,798,000 | 2,224 |
| Total noninterest income | $1,364,000 | 2,685 |
| Gross Fiduciary activities income | $396,000 | 604 |
| Service charges on deposit accounts | $460,000 | 2,800 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $508,000 | 3,170 |
| Total noninterest expense | $4,778,000 | 3,744 |
| Salaries and employee benefits | $2,793,000 | 3,302 |
| Premises and equipment expense | $484,000 | 4,274 |
| Additional noninterest expense | $1,501,000 | 4,006 |
| Pre-tax net operating income | $1,995,000 | 2,242 |
| Securities gains (losses) | $68,000 | 2,455 |
| Applicable income taxes | $85,000 | 3,340 |
| Income before extraordinary items | $1,978,000 | 2,045 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,978,000 | 2,046 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,978,000 | 2,047 |
| Net charge-offs | $468,000 | 3,746 |
| Cash dividends | $1,060,000 | 1,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,912,720 | 2,030 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,983,000 | 3,195 |
| Total interest expense | $1,626,000 | 3,497 |
| Net interest income | $5,357,000 | 3,056 |
| Provision for loan and lease losses | $1,645,000 | 1,868 |
| Total noninterest income | $1,009,000 | 2,715 |
| Gross Fiduciary activities income | $297,000 | 603 |
| Service charges on deposit accounts | $346,000 | 2,857 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $366,000 | 3,237 |
| Total noninterest expense | $3,429,000 | 3,861 |
| Salaries and employee benefits | $2,007,000 | 3,428 |
| Premises and equipment expense | $337,000 | 4,536 |
| Additional noninterest expense | $1,085,000 | 4,074 |
| Pre-tax net operating income | $1,292,000 | 2,650 |
| Securities gains (losses) | $36,000 | 2,626 |
| Applicable income taxes | $53,000 | 3,543 |
| Income before extraordinary items | $1,275,000 | 2,444 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,275,000 | 2,441 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,275,000 | 2,445 |
| Net charge-offs | $412,000 | 3,317 |
| Cash dividends | $720,000 | 1,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,240,440 | 2,361 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,589,000 | 3,268 |
| Total interest expense | $1,093,000 | 3,562 |
| Net interest income | $3,496,000 | 3,107 |
| Provision for loan and lease losses | $1,193,000 | 1,760 |
| Total noninterest income | $672,000 | 2,651 |
| Gross Fiduciary activities income | $205,000 | 600 |
| Service charges on deposit accounts | $220,000 | 2,968 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $247,000 | 3,143 |
| Total noninterest expense | $2,193,000 | 3,979 |
| Salaries and employee benefits | $1,297,000 | 3,538 |
| Premises and equipment expense | $215,000 | 4,668 |
| Additional noninterest expense | $681,000 | 4,243 |
| Pre-tax net operating income | $782,000 | 2,833 |
| Securities gains (losses) | $3,000 | 2,902 |
| Applicable income taxes | $32,000 | 3,547 |
| Income before extraordinary items | $753,000 | 2,623 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $753,000 | 2,619 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $753,000 | 2,622 |
| Net charge-offs | $385,000 | 2,749 |
| Cash dividends | $480,000 | 1,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $750,120 | 2,520 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,291,000 | 3,329 |
| Total interest expense | $555,000 | 3,644 |
| Net interest income | $1,736,000 | 3,158 |
| Provision for loan and lease losses | $595,000 | 1,656 |
| Total noninterest income | $346,000 | 2,601 |
| Gross Fiduciary activities income | $108,000 | 593 |
| Service charges on deposit accounts | $107,000 | 3,021 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $131,000 | 3,057 |
| Total noninterest expense | $1,089,000 | 4,034 |
| Salaries and employee benefits | $648,000 | 3,598 |
| Premises and equipment expense | $103,000 | 4,876 |
| Additional noninterest expense | $338,000 | 4,259 |
| Pre-tax net operating income | $398,000 | 2,843 |
| Securities gains (losses) | $2,000 | 2,064 |
| Applicable income taxes | $16,000 | 3,569 |
| Income before extraordinary items | $384,000 | 2,619 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $384,000 | 2,616 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $384,000 | 2,619 |
| Net charge-offs | $145,000 | 2,763 |
| Cash dividends | $250,000 | 1,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $382,080 | 2,531 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,706,000 | 3,308 |
| Total interest expense | $2,539,000 | 3,855 |
| Net interest income | $7,167,000 | 3,007 |
| Provision for loan and lease losses | $2,055,000 | 2,444 |
| Total noninterest income | $1,427,000 | 2,648 |
| Gross Fiduciary activities income | $427,000 | 585 |
| Service charges on deposit accounts | $604,000 | 2,531 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $396,000 | 3,566 |
| Total noninterest expense | $4,767,000 | 3,832 |
| Salaries and employee benefits | $2,881,000 | 3,301 |
| Premises and equipment expense | $417,000 | 4,877 |
| Additional noninterest expense | $1,469,000 | 4,128 |
| Pre-tax net operating income | $1,772,000 | 2,112 |
| Securities gains (losses) | $303,000 | 1,234 |
| Applicable income taxes | $92,000 | 2,921 |
| Income before extraordinary items | $1,983,000 | 1,693 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,983,000 | 1,691 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,983,000 | 1,692 |
| Net charge-offs | $1,623,000 | 2,279 |
| Cash dividends | $750,000 | 2,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,692,120 | 1,886 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,290,000 | 3,347 |
| Total interest expense | $1,953,000 | 3,908 |
| Net interest income | $5,337,000 | 3,018 |
| Provision for loan and lease losses | $843,000 | 3,035 |
| Total noninterest income | $1,083,000 | 2,677 |
| Gross Fiduciary activities income | $329,000 | 569 |
| Service charges on deposit accounts | $442,000 | 2,580 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $312,000 | 3,558 |
| Total noninterest expense | $3,930,000 | 3,536 |
| Salaries and employee benefits | $2,371,000 | 3,064 |
| Premises and equipment expense | $434,000 | 4,021 |
| Additional noninterest expense | $1,125,000 | 4,049 |
| Pre-tax net operating income | $1,647,000 | 1,886 |
| Securities gains (losses) | $274,000 | 1,061 |
| Applicable income taxes | $77,000 | 3,059 |
| Income before extraordinary items | $1,844,000 | 1,454 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,844,000 | 1,452 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,844,000 | 1,454 |
| Net charge-offs | $256,000 | 3,929 |
| Cash dividends | $750,000 | 1,553 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,580,960 | 1,650 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,838,000 | 3,389 |
| Total interest expense | $1,326,000 | 3,980 |
| Net interest income | $3,512,000 | 3,034 |
| Provision for loan and lease losses | $434,000 | 3,152 |
| Total noninterest income | $751,000 | 2,626 |
| Gross Fiduciary activities income | $246,000 | 556 |
| Service charges on deposit accounts | $275,000 | 2,679 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $230,000 | 3,427 |
| Total noninterest expense | $2,632,000 | 3,571 |
| Salaries and employee benefits | $1,624,000 | 3,040 |
| Premises and equipment expense | $264,000 | 4,307 |
| Additional noninterest expense | $744,000 | 4,089 |
| Pre-tax net operating income | $1,197,000 | 1,835 |
| Securities gains (losses) | $211,000 | 986 |
| Applicable income taxes | $58,000 | 3,051 |
| Income before extraordinary items | $1,350,000 | 1,400 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,350,000 | 1,397 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,350,000 | 1,399 |
| Net charge-offs | $115,000 | 4,093 |
| Cash dividends | $600,000 | 1,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,147,440 | 1,597 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,411,000 | 3,430 |
| Total interest expense | $670,000 | 4,069 |
| Net interest income | $1,741,000 | 3,055 |
| Provision for loan and lease losses | $143,000 | 3,399 |
| Total noninterest income | $369,000 | 2,654 |
| Gross Fiduciary activities income | $126,000 | 552 |
| Service charges on deposit accounts | $124,000 | 2,823 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $119,000 | 3,373 |
| Total noninterest expense | $1,272,000 | 3,601 |
| Salaries and employee benefits | $808,000 | 3,079 |
| Premises and equipment expense | $130,000 | 4,390 |
| Additional noninterest expense | $334,000 | 4,085 |
| Pre-tax net operating income | $695,000 | 1,820 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $30,000 | 3,285 |
| Income before extraordinary items | $665,000 | 1,621 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $665,000 | 1,622 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $665,000 | 1,623 |
| Net charge-offs | $49,000 | 3,571 |
| Cash dividends | $300,000 | 1,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $665,000 | 1,542 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,426,000 | 3,689 |
| Total interest expense | $3,274,000 | 4,009 |
| Net interest income | $6,152,000 | 3,415 |
| Provision for loan and lease losses | $414,000 | 4,095 |
| Total noninterest income | $1,584,000 | 2,522 |
| Gross Fiduciary activities income | $474,000 | 580 |
| Service charges on deposit accounts | $623,000 | 2,579 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $487,000 | 3,217 |
| Total noninterest expense | $4,557,000 | 3,847 |
| Salaries and employee benefits | $3,145,000 | 3,121 |
| Premises and equipment expense | $270,000 | 6,063 |
| Additional noninterest expense | $1,142,000 | 4,444 |
| Pre-tax net operating income | $2,765,000 | 1,932 |
| Securities gains (losses) | $85,000 | 1,250 |
| Applicable income taxes | $116,000 | 3,271 |
| Income before extraordinary items | $2,734,000 | 1,489 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,734,000 | 1,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 5,079 |
| Cash dividends | $1,850,000 | 1,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,652,400 | 1,639 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,092,000 | 3,736 |
| Total interest expense | $2,501,000 | 4,074 |
| Net interest income | $4,591,000 | 3,447 |
| Provision for loan and lease losses | $198,000 | 4,235 |
| Total noninterest income | $1,009,000 | 2,897 |
| Gross Fiduciary activities income | $361,000 | 582 |
| Service charges on deposit accounts | $464,000 | 2,606 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $184,000 | 4,580 |
| Total noninterest expense | $3,388,000 | 3,859 |
| Salaries and employee benefits | $2,354,000 | 3,150 |
| Premises and equipment expense | $279,000 | 5,295 |
| Additional noninterest expense | $755,000 | 4,728 |
| Pre-tax net operating income | $2,014,000 | 2,303 |
| Securities gains (losses) | $85,000 | 1,070 |
| Applicable income taxes | $84,000 | 3,739 |
| Income before extraordinary items | $2,015,000 | 1,769 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,015,000 | 1,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,302 |
| Cash dividends | $1,350,000 | 1,432 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,933,400 | 1,926 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,669,000 | 3,816 |
| Total interest expense | $1,695,000 | 4,163 |
| Net interest income | $2,974,000 | 3,515 |
| Provision for loan and lease losses | $74,000 | 4,708 |
| Total noninterest income | $675,000 | 2,923 |
| Gross Fiduciary activities income | $247,000 | 592 |
| Service charges on deposit accounts | $298,000 | 2,650 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $130,000 | 4,555 |
| Total noninterest expense | $2,245,000 | 3,893 |
| Salaries and employee benefits | $1,600,000 | 3,147 |
| Premises and equipment expense | $174,000 | 5,516 |
| Additional noninterest expense | $471,000 | 4,926 |
| Pre-tax net operating income | $1,330,000 | 2,423 |
| Securities gains (losses) | $80,000 | 1,125 |
| Applicable income taxes | $57,000 | 3,961 |
| Income before extraordinary items | $1,353,000 | 1,966 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,353,000 | 1,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 3,746 |
| Cash dividends | $900,000 | 1,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,276,200 | 2,025 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,313,000 | 3,932 |
| Total interest expense | $882,000 | 4,238 |
| Net interest income | $1,431,000 | 3,608 |
| Provision for loan and lease losses | $21,000 | 4,844 |
| Total noninterest income | $337,000 | 2,892 |
| Gross Fiduciary activities income | $135,000 | 588 |
| Service charges on deposit accounts | $143,000 | 2,721 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $59,000 | 4,725 |
| Total noninterest expense | $1,082,000 | 4,009 |
| Salaries and employee benefits | $765,000 | 3,291 |
| Premises and equipment expense | $70,000 | 6,040 |
| Additional noninterest expense | $247,000 | 4,727 |
| Pre-tax net operating income | $665,000 | 2,513 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $27,000 | 4,129 |
| Income before extraordinary items | $638,000 | 2,194 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $638,000 | 2,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,854 |
| Cash dividends | $450,000 | 1,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $638,000 | 2,122 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,953,000 | 4,051 |
| Total interest expense | $4,055,000 | 3,982 |
| Net interest income | $4,898,000 | 4,065 |
| Provision for loan and lease losses | $31,000 | 6,052 |
| Total noninterest income | $1,199,000 | 3,143 |
| Gross Fiduciary activities income | $438,000 | 622 |
| Service charges on deposit accounts | $532,000 | 2,910 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $229,000 | 4,786 |
| Total noninterest expense | $3,987,000 | 4,132 |
| Salaries and employee benefits | $2,665,000 | 3,544 |
| Premises and equipment expense | $293,000 | 5,836 |
| Additional noninterest expense | $1,029,000 | 4,563 |
| Pre-tax net operating income | $2,079,000 | 3,239 |
| Securities gains (losses) | $-45,000 | 7,987 |
| Applicable income taxes | $84,000 | 4,596 |
| Income before extraordinary items | $1,950,000 | 2,879 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,950,000 | 2,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,608 |
| Cash dividends | $1,730,000 | 1,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,993,200 | 2,815 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,645,000 | 4,096 |
| Total interest expense | $3,032,000 | 3,986 |
| Net interest income | $3,613,000 | 4,120 |
| Provision for loan and lease losses | $6,000 | 6,329 |
| Total noninterest income | $858,000 | 3,242 |
| Gross Fiduciary activities income | $314,000 | 629 |
| Service charges on deposit accounts | $369,000 | 3,072 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $175,000 | 4,763 |
| Total noninterest expense | $2,990,000 | 4,106 |
| Salaries and employee benefits | $1,966,000 | 3,587 |
| Premises and equipment expense | $230,000 | 5,723 |
| Additional noninterest expense | $794,000 | 4,380 |
| Pre-tax net operating income | $1,475,000 | 3,515 |
| Securities gains (losses) | $-44,000 | 8,144 |
| Applicable income taxes | $59,000 | 4,842 |
| Income before extraordinary items | $1,372,000 | 3,158 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,372,000 | 3,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 3,831 |
| Cash dividends | $1,080,000 | 1,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,414,240 | 3,088 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,355,000 | 4,166 |
| Total interest expense | $1,983,000 | 4,047 |
| Net interest income | $2,372,000 | 4,206 |
| Provision for loan and lease losses | $-8,000 | 8,348 |
| Total noninterest income | $548,000 | 3,353 |
| Gross Fiduciary activities income | $216,000 | 632 |
| Service charges on deposit accounts | $227,000 | 3,230 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $105,000 | 5,037 |
| Total noninterest expense | $1,960,000 | 4,184 |
| Salaries and employee benefits | $1,296,000 | 3,645 |
| Premises and equipment expense | $141,000 | 5,973 |
| Additional noninterest expense | $523,000 | 4,445 |
| Pre-tax net operating income | $968,000 | 3,609 |
| Securities gains (losses) | $-12,000 | 8,036 |
| Applicable income taxes | $32,000 | 5,076 |
| Income before extraordinary items | $924,000 | 3,188 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $924,000 | 3,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,525 |
| Cash dividends | $730,000 | 1,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $935,640 | 3,143 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,142,000 | 4,194 |
| Total interest expense | $986,000 | 4,054 |
| Net interest income | $1,156,000 | 4,271 |
| Provision for loan and lease losses | $7,000 | 5,244 |
| Total noninterest income | $254,000 | 3,486 |
| Gross Fiduciary activities income | $111,000 | 635 |
| Service charges on deposit accounts | $104,000 | 3,370 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $39,000 | 5,553 |
| Total noninterest expense | $938,000 | 4,331 |
| Salaries and employee benefits | $628,000 | 3,760 |
| Premises and equipment expense | $70,000 | 6,029 |
| Additional noninterest expense | $240,000 | 4,674 |
| Pre-tax net operating income | $465,000 | 3,678 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $18,000 | 4,999 |
| Income before extraordinary items | $447,000 | 3,250 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $447,000 | 3,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,041 |
| Cash dividends | $370,000 | 1,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $447,000 | 3,224 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,642,000 | 4,325 |
| Total interest expense | $3,344,000 | 4,041 |
| Net interest income | $4,298,000 | 4,466 |
| Provision for loan and lease losses | $47,000 | 5,681 |
| Total noninterest income | $986,000 | 3,578 |
| Gross Fiduciary activities income | $304,000 | 714 |
| Service charges on deposit accounts | $476,000 | 3,164 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $206,000 | 5,078 |
| Total noninterest expense | $3,543,000 | 4,374 |
| Salaries and employee benefits | $2,405,000 | 3,711 |
| Premises and equipment expense | $231,000 | 6,401 |
| Additional noninterest expense | $907,000 | 4,831 |
| Pre-tax net operating income | $1,694,000 | 4,018 |
| Securities gains (losses) | $6,000 | 1,217 |
| Applicable income taxes | $75,000 | 5,186 |
| Income before extraordinary items | $1,625,000 | 3,593 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,625,000 | 3,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 4,801 |
| Cash dividends | $1,880,000 | 1,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,619,240 | 3,583 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,651,000 | 4,339 |
| Total interest expense | $2,433,000 | 4,035 |
| Net interest income | $3,218,000 | 4,499 |
| Provision for loan and lease losses | $28,000 | 5,719 |
| Total noninterest income | $726,000 | 3,633 |
| Gross Fiduciary activities income | $239,000 | 691 |
| Service charges on deposit accounts | $347,000 | 3,243 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $140,000 | 5,256 |
| Total noninterest expense | $2,675,000 | 4,320 |
| Salaries and employee benefits | $1,808,000 | 3,713 |
| Premises and equipment expense | $195,000 | 6,143 |
| Additional noninterest expense | $672,000 | 4,849 |
| Pre-tax net operating income | $1,241,000 | 4,216 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $56,000 | 5,366 |
| Income before extraordinary items | $1,185,000 | 3,772 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,185,000 | 3,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,992 |
| Cash dividends | $1,180,000 | 1,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,185,000 | 3,751 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,695,000 | 4,343 |
| Total interest expense | $1,527,000 | 4,068 |
| Net interest income | $2,168,000 | 4,487 |
| Provision for loan and lease losses | $15,000 | 5,732 |
| Total noninterest income | $486,000 | 3,597 |
| Gross Fiduciary activities income | $166,000 | 688 |
| Service charges on deposit accounts | $225,000 | 3,284 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $95,000 | 5,241 |
| Total noninterest expense | $1,790,000 | 4,321 |
| Salaries and employee benefits | $1,218,000 | 3,703 |
| Premises and equipment expense | $125,000 | 6,249 |
| Additional noninterest expense | $447,000 | 4,842 |
| Pre-tax net operating income | $849,000 | 4,189 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $35,000 | 5,474 |
| Income before extraordinary items | $814,000 | 3,709 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $814,000 | 3,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,784 |
| Cash dividends | $940,000 | 1,527 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $814,000 | 3,702 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,818,000 | 4,353 |
| Total interest expense | $717,000 | 4,109 |
| Net interest income | $1,101,000 | 4,427 |
| Provision for loan and lease losses | $10,000 | 5,231 |
| Total noninterest income | $237,000 | 3,598 |
| Gross Fiduciary activities income | $85,000 | 680 |
| Service charges on deposit accounts | $104,000 | 3,385 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $48,000 | 5,189 |
| Total noninterest expense | $877,000 | 4,400 |
| Salaries and employee benefits | $584,000 | 3,842 |
| Premises and equipment expense | $75,000 | 5,803 |
| Additional noninterest expense | $218,000 | 4,907 |
| Pre-tax net operating income | $451,000 | 3,992 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $16,000 | 5,499 |
| Income before extraordinary items | $435,000 | 3,485 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $435,000 | 3,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,138 |
| Cash dividends | $700,000 | 1,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $435,000 | 3,463 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,042,000 | 4,128 |
| Total interest expense | $2,584,000 | 3,729 |
| Net interest income | $4,458,000 | 4,291 |
| Provision for loan and lease losses | $80,000 | 5,115 |
| Total noninterest income | $878,000 | 3,849 |
| Gross Fiduciary activities income | $291,000 | 719 |
| Service charges on deposit accounts | $419,000 | 3,457 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $168,000 | 5,536 |
| Total noninterest expense | $3,400,000 | 4,391 |
| Salaries and employee benefits | $2,319,000 | 3,694 |
| Premises and equipment expense | $267,000 | 6,038 |
| Additional noninterest expense | $814,000 | 5,107 |
| Pre-tax net operating income | $1,856,000 | 3,866 |
| Securities gains (losses) | $-5,000 | 7,296 |
| Applicable income taxes | $175,000 | 4,828 |
| Income before extraordinary items | $1,676,000 | 3,519 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,676,000 | 3,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 2,711 |
| Cash dividends | $610,000 | 3,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,680,550 | 3,487 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,273,000 | 4,086 |
| Total interest expense | $1,901,000 | 3,641 |
| Net interest income | $3,372,000 | 4,268 |
| Provision for loan and lease losses | $53,000 | 5,130 |
| Total noninterest income | $662,000 | 3,846 |
| Gross Fiduciary activities income | $213,000 | 714 |
| Service charges on deposit accounts | $312,000 | 3,467 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $137,000 | 5,359 |
| Total noninterest expense | $2,594,000 | 4,295 |
| Salaries and employee benefits | $1,731,000 | 3,683 |
| Premises and equipment expense | $240,000 | 5,556 |
| Additional noninterest expense | $623,000 | 4,989 |
| Pre-tax net operating income | $1,387,000 | 3,960 |
| Securities gains (losses) | $-5,000 | 7,675 |
| Applicable income taxes | $139,000 | 4,889 |
| Income before extraordinary items | $1,243,000 | 3,576 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,243,000 | 3,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 2,513 |
| Cash dividends | $470,000 | 2,909 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,247,500 | 3,536 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,534,000 | 4,006 |
| Total interest expense | $1,225,000 | 3,570 |
| Net interest income | $2,309,000 | 4,169 |
| Provision for loan and lease losses | $36,000 | 4,958 |
| Total noninterest income | $449,000 | 3,773 |
| Gross Fiduciary activities income | $154,000 | 689 |
| Service charges on deposit accounts | $200,000 | 3,514 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $95,000 | 5,289 |
| Total noninterest expense | $1,759,000 | 4,223 |
| Salaries and employee benefits | $1,179,000 | 3,612 |
| Premises and equipment expense | $161,000 | 5,506 |
| Additional noninterest expense | $419,000 | 4,931 |
| Pre-tax net operating income | $963,000 | 3,812 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $91,000 | 4,932 |
| Income before extraordinary items | $872,000 | 3,429 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $872,000 | 3,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 2,069 |
| Cash dividends | $330,000 | 2,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $872,000 | 3,381 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,740,000 | 4,024 |
| Total interest expense | $593,000 | 3,530 |
| Net interest income | $1,147,000 | 4,208 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $221,000 | 3,737 |
| Gross Fiduciary activities income | $89,000 | 667 |
| Service charges on deposit accounts | $95,000 | 3,552 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $37,000 | 5,797 |
| Total noninterest expense | $879,000 | 4,242 |
| Salaries and employee benefits | $575,000 | 3,694 |
| Premises and equipment expense | $76,000 | 5,710 |
| Additional noninterest expense | $228,000 | 4,670 |
| Pre-tax net operating income | $474,000 | 3,816 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $40,000 | 5,043 |
| Income before extraordinary items | $434,000 | 3,406 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $434,000 | 3,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,933 |
| Cash dividends | $50,000 | 3,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $434,000 | 3,374 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,962,000 | 3,825 |
| Total interest expense | $2,177,000 | 3,407 |
| Net interest income | $4,785,000 | 3,935 |
| Provision for loan and lease losses | $94,000 | 5,123 |
| Total noninterest income | $794,000 | 4,072 |
| Gross Fiduciary activities income | $245,000 | 741 |
| Service charges on deposit accounts | $381,000 | 3,755 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $168,000 | 5,470 |
| Total noninterest expense | $3,533,000 | 4,150 |
| Salaries and employee benefits | $2,385,000 | 3,475 |
| Premises and equipment expense | $292,000 | 5,749 |
| Additional noninterest expense | $856,000 | 4,864 |
| Pre-tax net operating income | $1,952,000 | 3,562 |
| Securities gains (losses) | $-15,000 | 8,316 |
| Applicable income taxes | $177,000 | 4,900 |
| Income before extraordinary items | $1,760,000 | 3,235 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,760,000 | 3,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,591 |
| Cash dividends | $1,650,000 | 1,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,773,650 | 3,159 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,192,000 | 3,813 |
| Total interest expense | $1,633,000 | 3,355 |
| Net interest income | $3,559,000 | 3,953 |
| Provision for loan and lease losses | $68,000 | 4,952 |
| Total noninterest income | $579,000 | 4,173 |
| Gross Fiduciary activities income | $185,000 | 741 |
| Service charges on deposit accounts | $279,000 | 3,832 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $115,000 | 5,661 |
| Total noninterest expense | $2,649,000 | 4,115 |
| Salaries and employee benefits | $1,780,000 | 3,465 |
| Premises and equipment expense | $241,000 | 5,464 |
| Additional noninterest expense | $628,000 | 4,904 |
| Pre-tax net operating income | $1,421,000 | 3,711 |
| Securities gains (losses) | $-15,000 | 8,589 |
| Applicable income taxes | $141,000 | 4,922 |
| Income before extraordinary items | $1,265,000 | 3,406 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,265,000 | 3,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,550 |
| Cash dividends | $1,010,000 | 1,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,278,500 | 3,300 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,445,000 | 3,826 |
| Total interest expense | $1,088,000 | 3,335 |
| Net interest income | $2,357,000 | 3,953 |
| Provision for loan and lease losses | $38,000 | 5,097 |
| Total noninterest income | $373,000 | 4,270 |
| Gross Fiduciary activities income | $123,000 | 745 |
| Service charges on deposit accounts | $165,000 | 4,114 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $85,000 | 5,489 |
| Total noninterest expense | $1,753,000 | 4,159 |
| Salaries and employee benefits | $1,179,000 | 3,506 |
| Premises and equipment expense | $161,000 | 5,465 |
| Additional noninterest expense | $413,000 | 4,955 |
| Pre-tax net operating income | $939,000 | 3,685 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $93,000 | 4,936 |
| Income before extraordinary items | $846,000 | 3,381 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $846,000 | 3,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,391 |
| Cash dividends | $870,000 | 1,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $846,000 | 3,276 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,701,000 | 3,873 |
| Total interest expense | $549,000 | 3,356 |
| Net interest income | $1,152,000 | 4,023 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $172,000 | 4,435 |
| Gross Fiduciary activities income | $69,000 | 728 |
| Service charges on deposit accounts | $67,000 | 4,509 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $36,000 | 5,773 |
| Total noninterest expense | $864,000 | 4,224 |
| Salaries and employee benefits | $565,000 | 3,641 |
| Premises and equipment expense | $90,000 | 5,166 |
| Additional noninterest expense | $209,000 | 4,912 |
| Pre-tax net operating income | $445,000 | 3,811 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $45,000 | 4,981 |
| Income before extraordinary items | $400,000 | 3,503 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $400,000 | 3,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,405 |
| Cash dividends | $730,000 | 887 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $400,000 | 3,400 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,068,000 | 3,789 |
| Total interest expense | $2,454,000 | 3,380 |
| Net interest income | $4,614,000 | 3,928 |
| Provision for loan and lease losses | $185,000 | 4,159 |
| Total noninterest income | $696,000 | 4,569 |
| Gross Fiduciary activities income | $241,000 | 762 |
| Service charges on deposit accounts | $285,000 | 4,422 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $170,000 | 5,600 |
| Total noninterest expense | $3,396,000 | 4,223 |
| Salaries and employee benefits | $2,268,000 | 3,539 |
| Premises and equipment expense | $337,000 | 5,297 |
| Additional noninterest expense | $791,000 | 5,088 |
| Pre-tax net operating income | $1,729,000 | 3,745 |
| Securities gains (losses) | $70,000 | 2,206 |
| Applicable income taxes | $234,000 | 4,679 |
| Income before extraordinary items | $1,565,000 | 3,458 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,565,000 | 3,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,866 |
| Cash dividends | $1,050,000 | 2,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,504,100 | 3,399 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,373,000 | 3,799 |
| Total interest expense | $1,894,000 | 3,422 |
| Net interest income | $3,479,000 | 3,921 |
| Provision for loan and lease losses | $170,000 | 3,682 |
| Total noninterest income | $518,000 | 4,650 |
| Gross Fiduciary activities income | $151,000 | 795 |
| Service charges on deposit accounts | $228,000 | 4,284 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $139,000 | 5,488 |
| Total noninterest expense | $2,576,000 | 4,161 |
| Salaries and employee benefits | $1,683,000 | 3,552 |
| Premises and equipment expense | $299,000 | 4,721 |
| Additional noninterest expense | $594,000 | 5,046 |
| Pre-tax net operating income | $1,251,000 | 3,963 |
| Securities gains (losses) | $70,000 | 2,036 |
| Applicable income taxes | $202,000 | 4,627 |
| Income before extraordinary items | $1,119,000 | 3,690 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,119,000 | 3,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,233 |
| Cash dividends | $700,000 | 2,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,059,500 | 3,686 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,666,000 | 3,741 |
| Total interest expense | $1,294,000 | 3,453 |
| Net interest income | $2,372,000 | 3,858 |
| Provision for loan and lease losses | $110,000 | 3,695 |
| Total noninterest income | $320,000 | 4,819 |
| Gross Fiduciary activities income | $102,000 | 803 |
| Service charges on deposit accounts | $152,000 | 4,248 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $66,000 | 6,086 |
| Total noninterest expense | $1,719,000 | 4,156 |
| Salaries and employee benefits | $1,125,000 | 3,542 |
| Premises and equipment expense | $200,000 | 4,707 |
| Additional noninterest expense | $394,000 | 5,057 |
| Pre-tax net operating income | $863,000 | 3,866 |
| Securities gains (losses) | $77,000 | 1,714 |
| Applicable income taxes | $120,000 | 4,860 |
| Income before extraordinary items | $820,000 | 3,444 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $820,000 | 3,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,597 |
| Cash dividends | $700,000 | 1,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $753,010 | 3,475 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,878,000 | 3,705 |
| Total interest expense | $670,000 | 3,434 |
| Net interest income | $1,208,000 | 3,798 |
| Provision for loan and lease losses | $50,000 | 3,651 |
| Total noninterest income | $162,000 | 4,695 |
| Gross Fiduciary activities income | $54,000 | 796 |
| Service charges on deposit accounts | $73,000 | 4,284 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $35,000 | 5,938 |
| Total noninterest expense | $855,000 | 4,161 |
| Salaries and employee benefits | $560,000 | 3,561 |
| Premises and equipment expense | $101,000 | 4,667 |
| Additional noninterest expense | $194,000 | 5,069 |
| Pre-tax net operating income | $465,000 | 3,677 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $72,000 | 4,550 |
| Income before extraordinary items | $393,000 | 3,500 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $393,000 | 3,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,410 |
| Cash dividends | $700,000 | 914 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $393,000 | 3,331 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,788,000 | 3,725 |
| Total interest expense | $2,878,000 | 3,645 |
| Net interest income | $4,910,000 | 3,727 |
| Provision for loan and lease losses | $122,000 | 5,306 |
| Total noninterest income | $657,000 | 4,495 |
| Gross Fiduciary activities income | $198,000 | 829 |
| Service charges on deposit accounts | $301,000 | 4,231 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $158,000 | 5,490 |
| Total noninterest expense | $3,663,000 | 3,809 |
| Salaries and employee benefits | $2,362,000 | 3,271 |
| Premises and equipment expense | $386,000 | 4,773 |
| Additional noninterest expense | $915,000 | 4,483 |
| Pre-tax net operating income | $1,782,000 | 3,681 |
| Securities gains (losses) | $-9,000 | 8,892 |
| Applicable income taxes | $664,000 | 2,943 |
| Income before extraordinary items | $1,109,000 | 4,299 |
| Extraordinary gains, net | $341,000 | 23 |
| Net income | $1,450,000 | 3,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,321 |
| Cash dividends | $407,000 | 3,789 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,114,760 | 4,180 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,817,000 | 4,091 |
| Total interest expense | $3,472,000 | 4,237 |
| Net interest income | $4,345,000 | 3,874 |
| Provision for loan and lease losses | $49,000 | 6,732 |
| Total noninterest income | $737,000 | 4,064 |
| Gross Fiduciary activities income | $260,000 | 761 |
| Service charges on deposit accounts | $278,000 | 4,355 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $199,000 | 4,932 |
| Total noninterest expense | $3,182,000 | 4,140 |
| Salaries and employee benefits | $2,018,000 | 3,566 |
| Premises and equipment expense | $284,000 | 5,701 |
| Additional noninterest expense | $880,000 | 4,473 |
| Pre-tax net operating income | $1,851,000 | 3,359 |
| Securities gains (losses) | $25,000 | 2,980 |
| Applicable income taxes | $567,000 | 3,070 |
| Income before extraordinary items | $1,309,000 | 3,568 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,309,000 | 3,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,231 |
| Cash dividends | $400,000 | 3,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,291,500 | 3,498 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,700,000 | 4,255 |
| Total interest expense | $3,566,000 | 4,330 |
| Net interest income | $4,134,000 | 4,070 |
| Provision for loan and lease losses | $-75,000 | 9,791 |
| Total noninterest income | $631,000 | 4,281 |
| Gross Fiduciary activities income | $218,000 | 786 |
| Service charges on deposit accounts | $285,000 | 4,205 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $128,000 | 5,852 |
| Total noninterest expense | $2,984,000 | 4,252 |
| Salaries and employee benefits | $1,919,000 | 3,598 |
| Premises and equipment expense | $250,000 | 6,046 |
| Additional noninterest expense | $815,000 | 4,670 |
| Pre-tax net operating income | $1,856,000 | 3,499 |
| Securities gains (losses) | $-152,000 | 9,519 |
| Applicable income taxes | $513,000 | 3,434 |
| Income before extraordinary items | $1,191,000 | 3,879 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,191,000 | 3,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-92,000 | 9,729 |
| Cash dividends | $400,000 | 3,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,297,400 | 3,636 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,935,000 | 4,433 |
| Total interest expense | $3,142,000 | 4,430 |
| Net interest income | $3,793,000 | 4,362 |
| Provision for loan and lease losses | $110,000 | 5,020 |
| Total noninterest income | $556,000 | 4,652 |
| Gross Fiduciary activities income | $154,000 | 918 |
| Service charges on deposit accounts | $292,000 | 4,065 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $110,000 | 6,406 |
| Total noninterest expense | $3,075,000 | 4,125 |
| Salaries and employee benefits | $1,921,000 | 3,568 |
| Premises and equipment expense | $341,000 | 5,061 |
| Additional noninterest expense | $813,000 | 4,725 |
| Pre-tax net operating income | $1,164,000 | 4,859 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $316,000 | 4,699 |
| Income before extraordinary items | $848,000 | 4,911 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $848,000 | 4,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,687 |
| Cash dividends | $685,000 | 2,936 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $848,000 | 4,867 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,962,000 | 4,417 |
| Total interest expense | $3,048,000 | 4,667 |
| Net interest income | $3,914,000 | 4,195 |
| Provision for loan and lease losses | $130,000 | 4,466 |
| Total noninterest income | $577,000 | 4,505 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $316,000 | 3,783 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $261,000 | 4,317 |
| Total noninterest expense | $2,913,000 | 4,235 |
| Salaries and employee benefits | $1,885,000 | 3,523 |
| Premises and equipment expense | $335,000 | 5,038 |
| Additional noninterest expense | $693,000 | 5,204 |
| Pre-tax net operating income | $1,448,000 | 4,295 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $432,000 | 4,223 |
| Income before extraordinary items | $1,016,000 | 4,457 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,016,000 | 4,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,959 |
| Cash dividends | $375,000 | 4,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,016,000 | 4,362 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,678,000 | 4,680 |
| Total interest expense | $3,062,000 | 4,626 |
| Net interest income | $3,616,000 | 4,614 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $581,000 | 4,513 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $344,000 | 3,667 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $237,000 | 4,513 |
| Total noninterest expense | $3,011,000 | 4,087 |
| Salaries and employee benefits | $1,777,000 | 3,690 |
| Premises and equipment expense | $391,000 | 4,520 |
| Additional noninterest expense | $843,000 | 4,546 |
| Pre-tax net operating income | $1,186,000 | 5,284 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $373,000 | 5,108 |
| Income before extraordinary items | $813,000 | 5,398 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $813,000 | 5,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,394 |
| Cash dividends | $310,000 | 4,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $813,000 | 5,349 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,627,000 | 4,793 |
| Total interest expense | $3,058,000 | 4,708 |
| Net interest income | $3,569,000 | 4,746 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $517,000 | 5,048 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $351,000 | 3,743 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $166,000 | 5,678 |
| Total noninterest expense | $2,818,000 | 4,524 |
| Salaries and employee benefits | $1,733,000 | 3,795 |
| Premises and equipment expense | $278,000 | 5,870 |
| Additional noninterest expense | $807,000 | 5,166 |
| Pre-tax net operating income | $1,268,000 | 4,923 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $404,000 | 4,860 |
| Income before extraordinary items | $867,000 | 4,996 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $867,000 | 4,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-96,000 | 11,209 |
| Cash dividends | $265,000 | 4,823 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $864,960 | 4,957 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,659,000 | 4,761 |
| Total interest expense | $3,088,000 | 4,631 |
| Net interest income | $3,571,000 | 4,773 |
| Provision for loan and lease losses | $1,000 | 8,909 |
| Total noninterest income | $471,000 | 5,396 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $307,000 | 4,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $164,000 | 5,723 |
| Total noninterest expense | $2,811,000 | 4,525 |
| Salaries and employee benefits | $1,644,000 | 3,947 |
| Premises and equipment expense | $272,000 | 6,038 |
| Additional noninterest expense | $895,000 | 4,791 |
| Pre-tax net operating income | $1,230,000 | 5,166 |
| Securities gains (losses) | $-21,000 | 10,587 |
| Applicable income taxes | $369,000 | 5,228 |
| Income before extraordinary items | $840,000 | 5,260 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $840,000 | 5,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,876 |
| Cash dividends | $260,000 | 4,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $854,490 | 5,184 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,221,000 | 4,707 |
| Total interest expense | $2,591,000 | 4,499 |
| Net interest income | $3,630,000 | 4,778 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $453,000 | 5,670 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $289,000 | 4,507 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $164,000 | 5,924 |
| Total noninterest expense | $2,704,000 | 4,823 |
| Salaries and employee benefits | $1,594,000 | 4,064 |
| Premises and equipment expense | $258,000 | 6,394 |
| Additional noninterest expense | $852,000 | 5,413 |
| Pre-tax net operating income | $1,379,000 | 4,731 |
| Securities gains (losses) | $-100,000 | 11,525 |
| Applicable income taxes | $416,000 | 4,621 |
| Income before extraordinary items | $863,000 | 5,060 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $863,000 | 5,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 11,617 |
| Cash dividends | $360,000 | 3,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $930,000 | 4,824 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,931,000 | 5,001 |
| Total interest expense | $2,327,000 | 5,112 |
| Net interest income | $3,604,000 | 4,831 |
| Provision for loan and lease losses | $67,000 | 6,741 |
| Total noninterest income | $405,000 | 6,414 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $279,000 | 4,705 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $126,000 | 7,138 |
| Total noninterest expense | $2,663,000 | 4,993 |
| Salaries and employee benefits | $1,597,000 | 4,034 |
| Premises and equipment expense | $226,000 | 7,166 |
| Additional noninterest expense | $840,000 | 5,685 |
| Pre-tax net operating income | $1,279,000 | 4,930 |
| Securities gains (losses) | $76,000 | 2,857 |
| Applicable income taxes | $450,000 | 4,588 |
| Income before extraordinary items | $905,000 | 5,070 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $905,000 | 5,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 9,031 |
| Cash dividends | $394,000 | 3,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $854,080 | 5,075 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,180,000 | 5,358 |
| Total interest expense | $2,740,000 | 5,567 |
| Net interest income | $3,440,000 | 5,080 |
| Provision for loan and lease losses | $61,000 | 8,508 |
| Total noninterest income | $418,000 | 6,378 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $279,000 | 4,701 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 6,908 |
| Total noninterest expense | $2,639,000 | 5,060 |
| Salaries and employee benefits | $1,524,000 | 4,173 |
| Premises and equipment expense | $220,000 | 7,396 |
| Additional noninterest expense | $895,000 | 5,544 |
| Pre-tax net operating income | $1,158,000 | 5,067 |
| Securities gains (losses) | $130,000 | 2,597 |
| Applicable income taxes | $441,000 | 4,438 |
| Income before extraordinary items | $847,000 | 5,128 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $847,000 | 5,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 6,342 |
| Cash dividends | $708,000 | 2,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $761,200 | 5,229 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.