Home > Granite Savings Bank, SSB > Income and Expense
Granite Savings Bank, SSB, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,527,000 | 4,529 |
| Total interest expense | $4,709,000 | 3,485 |
| Net interest income | $2,818,000 | 6,024 |
| Provision for loan and lease losses | $140,000 | 6,292 |
| Total noninterest income | $324,000 | 7,413 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 10,666 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $283,000 | 4,594 |
| Total noninterest expense | $1,472,000 | 8,023 |
| Salaries and employee benefits | $739,000 | 7,691 |
| Premises and equipment expense | $115,000 | 10,217 |
| Additional noninterest expense | $618,000 | 7,350 |
| Pre-tax net operating income | $1,530,000 | 3,979 |
| Securities gains (losses) | $8,000 | 6,653 |
| Applicable income taxes | $592,000 | 3,469 |
| Income before extraordinary items | $946,000 | 4,739 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $946,000 | 4,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 9,510 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $940,880 | 4,431 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.