Granite Savings Bank and Trust Company, Net Loans and Leases

1999-12-31Rank
Net loans and leases$86,716,0003,335
Loan loss allowance$1,551,0002,312
Total loans and leases$88,267,0003,310
Unearned income$03,913
Loans and leases, gross$88,267,0003,320
All real estate loans$69,326,0002,862
Real estate loans in domestic offices$69,326,0002,862
Construction and development loans$164,0007,536
Commercial RE$32,500,0001,817
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$607,0003,871
1-4 family residential loans$36,055,0002,825
Farmland loans$06,930
Loans held in foreign officesNANA
Farm loans$06,479
Commercial and industrial loans$16,043,0002,468
To non-U.S. addressees$0221
Loans to individuals$1,528,0007,964
Credit card loans$249,0003,018
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$1,279,0008,145
All other loans & leases$1,370,0002,039
Loans to foreign governments and official institutions$082
Obligations of states and political subdivisions in U.S.$176,0002,779
Other loans$24,0005,406
Lease financing receivables$01,829
Loans to depository institutions and acceptances of other banks$1,170,000249
Memoranda:
Loans not secured by real estate$01,276
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$02,147
Non 1-4 family restructured loans & leases$02,147
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1998-12-31Rank
Net loans and leases$89,189,0003,046
Loan loss allowance$1,366,0002,524
Total loans and leases$90,555,0003,038
Unearned income$04,250
Loans and leases, gross$90,555,0003,043
All real estate loans$73,430,0002,598
Real estate loans in domestic offices$73,430,0002,598
Construction and development loans$511,0006,267
Commercial RE$29,044,0001,761
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$106,0005,848
1-4 family residential loans$43,769,0002,381
Farmland loans$07,140
Loans held in foreign officesNANA
Farm loans$06,672
Commercial and industrial loans$13,847,0002,597
To non-U.S. addressees$0219
Loans to individuals$1,405,0008,332
Credit card loans$260,0003,062
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$1,145,0008,553
All other loans & leases$1,873,0001,689
Loans to foreign governments and official institutions$085
Obligations of states and political subdivisions in U.S.$518,0001,756
Other loans$60,0004,185
Lease financing receivables$01,835
Loans to depository institutions and acceptances of other banks$1,295,000266
Memoranda:
Loans not secured by real estate$01,365
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$911,000377
Non 1-4 family restructured loans & leases$911,000377
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1997-12-31Rank
Net loans and leases$101,188,0002,734
Loan loss allowance$1,207,0002,848
Total loans and leases$102,395,0002,743
Unearned income$04,740
Loans and leases, gross$102,395,0002,754
All real estate loans$86,536,0002,244
Real estate loans in domestic offices$86,536,0002,243
Construction and development loans$1,181,0004,981
Commercial RE$30,793,0001,651
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$205,0005,512
1-4 family residential loans$54,357,0002,070
Farmland loans$07,499
Loans held in foreign officesNANA
Farm loans$06,996
Commercial and industrial loans$13,798,0002,553
To non-U.S. addressees$0228
Loans to individuals$1,837,0008,118
Credit card loans$180,0003,772
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$1,657,0008,156
All other loans & leases$224,0004,878
Loans to foreign governments and official institutions$094
Obligations of states and political subdivisions in U.S.$206,0002,808
Other loans$18,0006,160
Lease financing receivables$01,949
Loans to depository institutions and acceptances of other banks$0610
Memoranda:
Loans not secured by real estate$01,447
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$02,775
Non 1-4 family restructured loans & leases$02,775
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1996-12-31Rank
Net loans and leases$98,950,0002,826
Loan loss allowance$1,312,0002,750
Total loans and leases$100,262,0002,829
Unearned income$06,436
Loans and leases, gross$100,262,0002,833
All real estate loans$88,280,0002,217
Real estate loans in domestic offices$88,280,0002,217
Construction and development loans$1,369,0004,819
Commercial RE$31,150,0001,643
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$210,0005,724
1-4 family residential loans$55,551,0002,083
Farmland loans$07,844
Loans held in foreign officesNANA
Farm loans$07,349
Commercial and industrial loans$9,336,0003,451
To non-U.S. addressees$0238
Loans to individuals$2,235,0007,796
Credit card loans$161,0004,145
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$2,074,0007,775
All other loans & leases$411,0004,045
Loans to foreign governments and official institutions$0104
Obligations of states and political subdivisions in U.S.$361,0002,340
Other loans$50,0004,810
Lease financing receivables$02,012
Loans to depository institutions and acceptances of other banks$0767
Memoranda:
Loans not secured by real estate$01,559
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$03,117
Non 1-4 family restructured loans & leases$03,117
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1995-12-31Rank
Net loans and leases$94,582,0002,856
Loan loss allowance$1,467,0002,530
Total loans and leases$96,049,0002,848
Unearned income$06,974
Loans and leases, gross$96,049,0002,870
All real estate loans$82,526,0002,304
Real estate loans in domestic offices$82,526,0002,304
Construction and development loans$1,708,0004,287
Commercial RE$24,624,0001,916
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$335,0005,276
1-4 family residential loans$55,859,0002,090
Farmland loans$08,172
Loans held in foreign officesNANA
Farm loans$07,657
Commercial and industrial loans$7,888,0003,791
To non-U.S. addressees$0259
Loans to individuals$2,080,0008,223
Credit card loans$6,0006,543
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$2,074,0007,984
All other loans & leases$3,555,0001,182
Loans to foreign governments and official institutions$0113
Obligations of states and political subdivisions in U.S.$3,541,000561
Other loans$14,0006,835
Lease financing receivables$02,051
Loans to depository institutions and acceptances of other banks$0840
Memoranda:
Loans not secured by real estate$93,0001,308
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$116,0002,136
Non 1-4 family restructured loans & leases$116,0002,136
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1994-12-31Rank
Net loans and leases$98,186,0002,691
Loan loss allowance$1,511,0002,517
Total loans and leases$99,697,0002,691
Unearned income$07,666
Loans and leases, gross$99,697,0002,704
All real estate loans$85,463,0002,202
Real estate loans in domestic offices$85,463,0002,200
Construction and development loans$1,961,0003,984
Commercial RE$25,624,0001,809
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$342,0005,473
1-4 family residential loans$57,536,0002,015
Farmland loans$08,618
Loans held in foreign officesNANA
Farm loans$08,029
Commercial and industrial loans$7,070,0003,964
To non-U.S. addressees$0273
Loans to individuals$2,225,0008,167
Credit card loans$7,0006,647
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$2,218,0007,920
All other loans & leases$4,939,000980
Loans to foreign governments and official institutions$0122
Obligations of states and political subdivisions in U.S.$4,912,000475
Other loans$27,0006,031
Lease financing receivables$02,082
Loans to depository institutions and acceptances of other banks$0936
Memoranda:
Loans not secured by real estate$01,805
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$03,961
Non 1-4 family restructured loans & leases$03,961
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1993-12-31Rank
Net loans and leases$100,246,0002,609
Loan loss allowance$1,026,0003,599
Total loans and leases$101,272,0002,620
Unearned income$08,395
Loans and leases, gross$101,272,0002,636
All real estate loans$87,725,0002,129
Real estate loans in domestic offices$87,725,0002,128
Construction and development loans$946,0005,360
Commercial RE$26,181,0001,737
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$78,0007,476
1-4 family residential loans$60,520,0001,927
Farmland loans$08,903
Loans held in foreign officesNANA
Farm loans$5,0008,204
Commercial and industrial loans$7,899,0003,617
To non-U.S. addressees$5,000265
Loans to individuals$2,554,0007,858
Credit card loans$7,0006,792
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$2,547,0007,603
All other loans & leases$3,089,0001,355
Loans to foreign governments and official institutions$0124
Obligations of states and political subdivisions in U.S.$3,084,000684
Other loans$5,0008,731
Lease financing receivables$02,068
Loans to depository institutions and acceptances of other banks$01,089
Memoranda:
Loans not secured by real estate$01,850
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$04,599
Non 1-4 family restructured loans & leases$04,599
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA
1992-12-31Rank
Net loans and leases$83,968,0003,108
Loan loss allowance$983,0003,789
Total loans and leases$84,951,0003,124
Unearned income$09,230
Loans and leases, gross$84,951,0003,141
All real estate loans$70,346,0002,666
Real estate loans in domestic offices$70,346,0002,666
Construction and development loans$1,545,0004,285
Commercial RE$27,306,0001,690
Commercial real estate owner-occupiedNANA
Commercial real estate other non-farm non-residentialNANA
Multifamily residential real estate$325,0005,618
1-4 family residential loans$41,170,0002,740
Farmland loans$09,111
Loans held in foreign officesNANA
Farm loans$08,531
Commercial and industrial loans$5,995,0004,539
To non-U.S. addressees$0266
Loans to individuals$2,401,0008,465
Credit card loans$21,0006,513
Related PlansNANA
Consumer Loans - AutoNANA
Other loans to individuals$2,380,0008,237
All other loans & leases$6,209,000934
Loans to foreign governments and official institutions$0142
Obligations of states and political subdivisions in U.S.$4,695,000585
Other loans$1,514,0001,054
Lease financing receivables$02,104
Loans to depository institutions and acceptances of other banks$01,358
Memoranda:
Loans not secured by real estate$01,915
Loans secured by real estate to non-U.S. addresseesNANA
Restructured Loans & leases$05,113
Non 1-4 family restructured loans & leases$05,113
Residential 1-4 family constructionNANA
Other construction, all land development and other landNANA
Allowance for loan and lease losses in tier 2NANA
Total loans and leasesNANA