Home > Granite Savings Bank and Trust Company > Loan Charge- Offs and Recoveries

Granite Savings Bank and Trust Company, Loan Charge- Offs and Recoveries

1999-12-31 (YTD Data)Rank
Total charge-offs$148,0003,653
Loans secured by real estate, total$134,000983
To non-U.S. addresseesNANA
Real estate loans in domestic offices$134,000981
Construction and land development$0611
Secured by farmland$0351
Total charge-offs secured by 1-4 family residential properties$124,000654
Secured by multifamily residential properties$0249
Secured by nonfarm nonresidential properties$10,0001,123
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$06,487
Loans to individuals$14,0005,782
Credit card loan charge offs$8,0002,068
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$6,0006,435
Loans to foreign governments and official institutions$010
Other loansNANA
Lease financing receivables$0289
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,213
Total recoveries$29,0004,410
Loans secured by real estate, total$19,0001,587
To non-U.S. addresseesNANA
Real estate loans in domestic offices$19,0001,585
Construction and land development$0429
Secured by farmland$0418
Secured by 1-4 family residential properties - total recoveries$5,0001,822
Secured by multifamily residential properties$0246
Secured by nonfarm nonresidential properties$14,000715
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$8,0003,833
Loans to individuals$2,0006,247
Credit card loan recoveries$1,0001,990
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$1,0006,462
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,259
Net charge-offs$119,0003,266
Loans secured by real estate, total$115,000864
To non-U.S. addresseesNANA
Real estate loans in domestic offices$115,000863
Construction and land development$0547
Secured by farmland$0293
Secured by 1-4 family residential properties- net charge-offs$119,000572
Secured by multifamily residential properties$0211
Secured by nonfarm nonresidential properties$-4,0009,563
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-8,0009,161
To non-U.S. addresseesNANA
Loans to individuals$12,0005,108
Credit card loan net charge offs$7,0001,919
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$5,0005,713
Loans to foreign governments and official institutions$09
Other loansNANA
Lease financing receivables$0263
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,003
1998-12-31 (YTD Data)Rank
Total charge-offs$355,0002,052
Loans secured by real estate, total$287,000632
To non-U.S. addresseesNANA
Real estate loans in domestic offices$287,000629
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$255,000406
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$32,000872
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$66,0002,905
Loans to individuals$2,0007,941
Credit card loan charge offs$03,663
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$2,0007,587
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,225
Total recoveries$194,0001,233
Loans secured by real estate, total$162,000454
To non-U.S. addresseesNANA
Real estate loans in domestic offices$162,000453
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$141,000247
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$21,000696
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$18,0002,817
Loans to individuals$14,0003,681
Credit card loan recoveries$1,0002,046
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$13,0003,510
Loans to foreign governments and official institutions$014
Other loansNANA
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,322
Net charge-offs$161,0002,803
Loans secured by real estate, total$125,000851
To non-U.S. addresseesNANA
Real estate loans in domestic offices$125,000849
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$114,000623
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$11,000974
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$48,0002,780
To non-U.S. addresseesNANA
Loans to individuals$-12,00010,268
Credit card loan net charge offs$-1,00010,188
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-11,00010,239
Loans to foreign governments and official institutions$010
Other loansNANA
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,029
1997-12-31 (YTD Data)Rank
Total charge-offs$218,0003,083
Loans secured by real estate, total$212,000880
To non-U.S. addresseesNANA
Real estate loans in domestic offices$212,000880
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$173,000625
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$39,000942
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$06,990
Loans to individuals$6,0007,516
Credit card loan charge offs$1,0003,538
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$5,0007,303
Loans to foreign governments and official institutions$07
Other loansNANA
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,269
Total recoveries$43,0003,992
Loans secured by real estate, total$2,0003,556
To non-U.S. addresseesNANA
Real estate loans in domestic offices$2,0003,556
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$03,348
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$2,0001,416
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$5,0004,803
Loans to individuals$36,0002,110
Credit card loan recoveries$02,736
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$36,0001,901
Loans to foreign governments and official institutions$027
Other loansNANA
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,495
Net charge-offs$175,0002,759
Loans secured by real estate, total$210,000696
To non-U.S. addresseesNANA
Real estate loans in domestic offices$210,000694
Construction and land development$0590
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$173,000520
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$37,000749
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-5,0009,379
To non-U.S. addresseesNANA
Loans to individuals$-30,00010,859
Credit card loan net charge offs$1,0003,323
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-31,00010,852
Loans to foreign governments and official institutions$07
Other loansNANA
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,019
1996-12-31 (YTD Data)Rank
Total charge-offs$163,0003,858
Loans secured by real estate, total$117,0001,438
To non-U.S. addresseesNANA
Real estate loans in domestic offices$117,0001,438
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$97,0001,017
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$20,0001,328
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$37,0004,067
Loans to individuals$9,0007,123
Credit card loan charge offs$04,125
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$9,0006,632
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,488
Total recoveries$23,0005,605
Loans secured by real estate, total$9,0002,721
To non-U.S. addresseesNANA
Real estate loans in domestic offices$9,0002,721
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$8,0001,867
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$1,0001,780
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$4,0005,437
Loans to individuals$10,0004,542
Credit card loan recoveries$02,751
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$10,0004,235
Loans to foreign governments and official institutions$032
Other loansNANA
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,588
Net charge-offs$140,0003,303
Loans secured by real estate, total$108,0001,187
To non-U.S. addresseesNANA
Real estate loans in domestic offices$108,0001,186
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$89,000887
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$19,0001,068
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$33,0003,301
To non-U.S. addresseesNANA
Loans to individuals$-1,00010,363
Credit card loan net charge offs$03,910
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-1,00010,186
Loans to foreign governments and official institutions$05
Other loansNANA
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,236
1995-12-31 (YTD Data)Rank
Total charge-offs$475,0001,820
Loans secured by real estate, total$383,000833
To non-U.S. addresseesNANA
Real estate loans in domestic offices$383,000832
Construction and land development$259,000190
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$04,398
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$124,000823
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$84,0002,609
Loans to individuals$8,0007,356
Credit card loan charge offs$04,035
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$8,0006,855
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,401
Total recoveries$196,0001,515
Loans secured by real estate, total$43,0001,477
To non-U.S. addresseesNANA
Real estate loans in domestic offices$43,0001,476
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$5,0002,346
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$38,000803
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$146,000851
Loans to individuals$7,0005,474
Credit card loan recoveries$02,795
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$7,0005,145
Loans to foreign governments and official institutions$030
Other loansNANA
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,639
Net charge-offs$279,0002,032
Loans secured by real estate, total$340,000722
To non-U.S. addresseesNANA
Real estate loans in domestic offices$340,000721
Construction and land development$259,000162
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$-5,00010,936
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$86,000777
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-62,00011,402
To non-U.S. addresseesNANA
Loans to individuals$1,0007,975
Credit card loan net charge offs$03,773
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$1,0007,387
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,114
1994-12-31 (YTD Data)Rank
Total charge-offs$362,0002,289
Loans secured by real estate, total$355,000987
To non-U.S. addresseesNANA
Real estate loans in domestic offices$355,000987
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$52,0001,688
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$303,000564
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$2,0007,387
Loans to individuals$5,0008,242
Credit card loan charge offs$04,000
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$5,0007,758
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,333
Total recoveries$60,0004,022
Loans secured by real estate, total$33,0001,925
To non-U.S. addresseesNANA
Real estate loans in domestic offices$33,0001,925
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$4,0002,774
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$29,0001,030
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$1,0007,658
Loans to individuals$26,0002,908
Credit card loan recoveries$02,801
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$26,0002,694
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,776
Net charge-offs$302,0001,900
Loans secured by real estate, total$322,000858
To non-U.S. addresseesNANA
Real estate loans in domestic offices$322,000858
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$48,0001,496
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$274,000498
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$1,0005,495
To non-U.S. addresseesNANA
Loans to individuals$-21,00012,334
Credit card loan net charge offs$03,705
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-21,00012,285
Loans to foreign governments and official institutions$09
Other loansNANA
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,012
1993-12-31 (YTD Data)Rank
Total charge-offs$423,0002,549
Loans secured by real estate, total$344,0001,271
To non-U.S. addresseesNANA
Real estate loans in domestic offices$344,0001,270
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$8,0004,351
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$336,000707
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$14,0006,693
Loans to individuals$65,0003,290
Credit card loan charge offs$04,176
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$65,0002,896
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,635
Total recoveries$51,0004,804
Loans secured by real estate, total$15,0002,954
To non-U.S. addresseesNANA
Real estate loans in domestic offices$15,0002,954
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$3,0003,266
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$12,0001,460
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$13,0005,223
Loans to individuals$23,0003,372
Credit card loan recoveries$02,866
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$23,0003,115
Loans to foreign governments and official institutions$038
Other loansNANA
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,965
Net charge-offs$372,0002,164
Loans secured by real estate, total$329,0001,131
To non-U.S. addresseesNANA
Real estate loans in domestic offices$329,0001,129
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$5,0004,110
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$324,000634
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$1,0006,548
To non-U.S. addresseesNANA
Loans to individuals$42,0003,164
Credit card loan net charge offs$03,895
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$42,0002,709
Loans to foreign governments and official institutions$028
Other loansNANA
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,260
1992-12-31 (YTD Data)Rank
Total charge-offs$514,0002,872
Loans secured by real estate, total$467,0001,354
To non-U.S. addresseesNANA
Real estate loans in domestic offices$467,0001,354
Construction and land development$01,669
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$5,0005,536
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$462,000776
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$24,0007,028
Loans to individuals$23,0006,559
Credit card loan charge offs$04,333
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$23,0006,142
Loans to foreign governments and official institutions$043
Other loansNANA
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,961
Total recoveries$48,0005,279
Loans secured by real estate, total$25,0002,356
To non-U.S. addresseesNANA
Real estate loans in domestic offices$25,0002,356
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$6,0002,677
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$19,0001,180
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$17,0004,979
Loans to individuals$6,0006,735
Credit card loan recoveries$02,868
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$6,0006,455
Loans to foreign governments and official institutions$047
Other loansNANA
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmers$02,110
Net charge-offs$466,0002,575
Loans secured by real estate, total$442,0001,263
To non-U.S. addresseesNANA
Real estate loans in domestic offices$442,0001,263
Construction and land development$01,547
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$-1,00012,379
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$443,000734
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$7,0007,171
To non-U.S. addresseesNANA
Loans to individuals$17,0005,977
Credit card loan net charge offs$04,099
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$17,0005,507
Loans to foreign governments and official institutions$037
Other loansNANA
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,543

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.