Home > Granite Savings Bank and Trust Company > Assets and Liabilities
Granite Savings Bank and Trust Company, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 24 | 6,066 |
| Assets and Liabilities | ||
| Total Assets: | $140,832,000 | 3,276 |
| Cash and due from depository institutions | $3,908,000 | 6,066 |
| Interest-bearing balances | $92,000 | 5,016 |
| Securities | $43,849,000 | 2,575 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $86,716,000 | 3,335 |
| Loan loss allowance | $1,551,000 | 2,312 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $610,000 | 7,275 |
| Other real estate owned | $438,000 | 6,066 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $5,311,000 | 1,697 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $140,832,000 | 3,276 |
| Total liabilities | $130,768,000 | 3,200 |
| Total deposits | $102,922,000 | 3,635 |
| Interest-bearing deposits | $89,072,000 | 3,607 |
| Deposits held in domestic offices | $102,922,000 | 3,632 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,976,000 | 1,357 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $19,016,000 | 1,366 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $854,000 | 3,679 |
| Total equity capital | $10,064,000 | 4,228 |
| Total bank equity capital | $10,064,000 | 4,228 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $300,000 | 5,720 |
| Surplus | $3,709,000 | 3,780 |
| Undivided profits | $6,055,000 | 3,644 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $371,000 | 4,324 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $40,000 | 1,169 |
| Income earned, not collected on loans | $547,000 | 4,227 |
| Earning assets | $130,657,000 | 3,244 |
| Long-term assets (5+ years) | $47,616,000 | 1,775 |
| Average Assets, year-to-date | $143,083,000 | 3,109 |
| Average Assets, quarterly | $143,035,500 | 3,192 |
| Volatile liabilities | $28,125,000 | 2,675 |
| Insider loans | $3,592,000 | 1,320 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $23,614,000 | 2,086 |
| Tier 1 (core) risk-based capital | $10,708,000 | 4,013 |
| Tier 2 risk-based capital | $1,221,740 | 2,636 |
| Total risk weighted assets | $97,409,640 | 3,054 |
| Total unused commitments | $23,614,000 | 2,090 |
| Derivatives | $15,000,000 | 324 |
| 1998-12-31 | Rank | |
| # of Employees: | 27 | 5,705 |
| Assets and Liabilities | ||
| Total Assets: | $145,133,000 | 3,106 |
| Cash and due from depository institutions | $2,831,000 | 5,705 |
| Interest-bearing balances | $1,000 | 6,667 |
| Securities | $43,723,000 | 2,608 |
| Federal funds sold & reverse repurchase agreements | $3,465,000 | 4,432 |
| Net loans & leases | $89,189,000 | 3,046 |
| Loan loss allowance | $1,366,000 | 2,524 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $713,000 | 6,905 |
| Other real estate owned | $812,000 | 5,705 |
| Goodwill and other intangibles | $5,000 | 3,350 |
| All other assets | $4,395,000 | 1,732 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $145,133,000 | 3,106 |
| Total liabilities | $135,327,000 | 3,029 |
| Total deposits | $106,887,000 | 3,500 |
| Interest-bearing deposits | $92,055,000 | 3,483 |
| Deposits held in domestic offices | $106,887,000 | 3,494 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,600,000 | 703 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,930,000 | 2,348 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $910,000 | 3,806 |
| Total equity capital | $9,806,000 | 4,427 |
| Total bank equity capital | $9,806,000 | 4,427 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $300,000 | 5,797 |
| Surplus | $3,560,000 | 3,743 |
| Undivided profits | $5,946,000 | 3,921 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $417,000 | 4,414 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $609,000 | 3,823 |
| Earning assets | $136,378,000 | 3,048 |
| Long-term assets (5+ years) | $47,694,000 | 1,644 |
| Average Assets, year-to-date | $148,695,600 | 2,900 |
| Average Assets, quarterly | $144,059,500 | 3,079 |
| Volatile liabilities | $28,606,000 | 2,246 |
| Insider loans | $2,564,000 | 1,675 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $17,009,000 | 2,531 |
| Tier 1 (core) risk-based capital | $9,620,000 | 4,310 |
| Tier 2 risk-based capital | $1,234,040 | 2,506 |
| Total risk weighted assets | $98,590,840 | 2,857 |
| Total unused commitments | $17,009,000 | 2,536 |
| Derivatives | $10,000,000 | 385 |
| 1997-12-31 | Rank | |
| # of Employees: | 31 | 5,405 |
| Assets and Liabilities | ||
| Total Assets: | $152,090,000 | 2,942 |
| Cash and due from depository institutions | $4,711,000 | 5,405 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $41,075,000 | 2,764 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $101,188,000 | 2,734 |
| Loan loss allowance | $1,207,000 | 2,848 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $679,000 | 7,106 |
| Other real estate owned | $363,000 | 5,405 |
| Goodwill and other intangibles | $11,000 | 3,372 |
| All other assets | $4,063,000 | 1,821 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $152,090,000 | 2,942 |
| Total liabilities | $141,298,000 | 2,851 |
| Total deposits | $106,896,000 | 3,465 |
| Interest-bearing deposits | $94,571,000 | 3,354 |
| Deposits held in domestic offices | $106,896,000 | 3,457 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,567,000 | 1,035 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $23,117,000 | 880 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $718,000 | 4,606 |
| Total equity capital | $10,792,000 | 4,026 |
| Total bank equity capital | $10,792,000 | 4,026 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $300,000 | 6,047 |
| Surplus | $3,382,000 | 3,843 |
| Undivided profits | $7,110,000 | 3,413 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $894,000 | 2,691 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $736,000 | 3,185 |
| Earning assets | $142,263,000 | 2,902 |
| Long-term assets (5+ years) | $41,569,000 | 1,618 |
| Average Assets, year-to-date | $148,095,600 | 2,883 |
| Average Assets, quarterly | $150,074,000 | 2,929 |
| Volatile liabilities | $37,922,000 | 1,751 |
| Insider loans | $3,951,000 | 1,053 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $12,573,000 | 2,934 |
| Tier 1 (core) risk-based capital | $10,786,000 | 3,890 |
| Tier 2 risk-based capital | $1,207,000 | 2,463 |
| Total risk weighted assets | $104,480,900 | 2,661 |
| Total unused commitments | $12,573,000 | 2,936 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 33 | 5,392 |
| Assets and Liabilities | ||
| Total Assets: | $143,168,000 | 3,170 |
| Cash and due from depository institutions | $2,596,000 | 5,392 |
| Interest-bearing balances | $42,000 | 5,518 |
| Securities | $38,841,000 | 3,126 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $98,950,000 | 2,826 |
| Loan loss allowance | $1,312,000 | 2,750 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $730,000 | 7,007 |
| Other real estate owned | $375,000 | 5,392 |
| Goodwill and other intangibles | $17,000 | 3,158 |
| All other assets | $1,659,000 | 4,234 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $143,168,000 | 3,170 |
| Total liabilities | $133,634,000 | 3,079 |
| Total deposits | $102,462,000 | 3,690 |
| Interest-bearing deposits | $90,174,000 | 3,609 |
| Deposits held in domestic offices | $102,462,000 | 3,677 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,703,000 | 1,057 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $18,831,000 | 969 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $638,000 | 5,014 |
| Total equity capital | $9,534,000 | 4,515 |
| Total bank equity capital | $9,534,000 | 4,515 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $300,000 | 6,402 |
| Surplus | $3,219,000 | 4,029 |
| Undivided profits | $6,015,000 | 3,866 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $850,000 | 3,035 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $109,000 | 908 |
| Income earned, not collected on loans | $745,000 | 3,061 |
| Earning assets | $137,833,000 | 3,042 |
| Long-term assets (5+ years) | $39,196,000 | 1,575 |
| Average Assets, year-to-date | $139,608,200 | 3,119 |
| Average Assets, quarterly | $140,110,500 | 3,197 |
| Volatile liabilities | $30,996,000 | 2,031 |
| Insider loans | $3,966,000 | 1,083 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $15,667,000 | 2,469 |
| Tier 1 (core) risk-based capital | $9,786,000 | 4,323 |
| Tier 2 risk-based capital | $1,207,450 | 2,499 |
| Total risk weighted assets | $96,491,050 | 2,882 |
| Total unused commitments | $15,667,000 | 2,482 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 38 | 4,916 |
| Assets and Liabilities | ||
| Total Assets: | $151,127,000 | 3,044 |
| Cash and due from depository institutions | $4,960,000 | 4,916 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $48,469,000 | 2,605 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $94,582,000 | 2,856 |
| Loan loss allowance | $1,467,000 | 2,530 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $803,000 | 6,808 |
| Other real estate owned | $454,000 | 4,916 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,859,000 | 3,893 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $151,127,000 | 3,044 |
| Total liabilities | $136,050,000 | 3,040 |
| Total deposits | $104,489,000 | 3,656 |
| Interest-bearing deposits | $92,767,000 | 3,543 |
| Deposits held in domestic offices | $104,489,000 | 3,648 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,254,000 | 827 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $10,510,000 | 1,138 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,797,000 | 2,298 |
| Total equity capital | $15,077,000 | 2,957 |
| Total bank equity capital | $15,077,000 | 2,957 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $300,000 | 6,747 |
| Surplus | $3,219,000 | 4,007 |
| Undivided profits | $11,558,000 | 2,257 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,049,000 | 2,541 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $900,000 | 2,573 |
| Earning assets | $143,051,000 | 2,955 |
| Long-term assets (5+ years) | $33,304,000 | 1,660 |
| Average Assets, year-to-date | $162,261,000 | 2,734 |
| Average Assets, quarterly | $155,687,000 | 2,918 |
| Volatile liabilities | $27,668,000 | 2,006 |
| Insider loans | $1,941,000 | 2,191 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $10,494,000 | 3,163 |
| Tier 1 (core) risk-based capital | $15,229,000 | 2,825 |
| Tier 2 risk-based capital | $1,121,910 | 2,636 |
| Total risk weighted assets | $89,407,910 | 3,001 |
| Total unused commitments | $10,494,000 | 3,178 |
| Derivatives | $10,000,000 | 495 |
| 1994-12-31 | Rank | |
| # of Employees: | 39 | 4,982 |
| Assets and Liabilities | ||
| Total Assets: | $164,741,000 | 2,760 |
| Cash and due from depository institutions | $3,983,000 | 4,982 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $59,277,000 | 2,213 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $98,186,000 | 2,691 |
| Loan loss allowance | $1,511,000 | 2,517 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $784,000 | 6,997 |
| Other real estate owned | $398,000 | 4,982 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,113,000 | 3,668 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $164,741,000 | 2,760 |
| Total liabilities | $151,507,000 | 2,745 |
| Total deposits | $102,382,000 | 3,704 |
| Interest-bearing deposits | $89,925,000 | 3,611 |
| Deposits held in domestic offices | $102,382,000 | 3,696 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,196,000 | 1,216 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $37,360,000 | 649 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $569,000 | 4,793 |
| Total equity capital | $13,234,000 | 3,086 |
| Total bank equity capital | $13,234,000 | 3,086 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $300,000 | 7,125 |
| Surplus | $3,122,000 | 4,001 |
| Undivided profits | $9,812,000 | 2,392 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $987,000 | 2,651 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $181,000 | 582 |
| Income earned, not collected on loans | $852,000 | 2,373 |
| Earning assets | $157,463,000 | 2,650 |
| Long-term assets (5+ years) | $65,607,000 | 963 |
| Average Assets, year-to-date | $172,384,200 | 2,577 |
| Average Assets, quarterly | $165,638,500 | 2,734 |
| Volatile liabilities | $24,332,000 | 2,153 |
| Insider loans | $1,968,000 | 2,115 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $22,320,000 | 1,762 |
| Tier 1 (core) risk-based capital | $14,615,000 | 2,827 |
| Tier 2 risk-based capital | $1,163,640 | 2,544 |
| Total risk weighted assets | $92,743,940 | 2,836 |
| Total unused commitments | $22,320,000 | 1,775 |
| Derivatives | $10,000,000 | 507 |
| 1993-12-31 | Rank | |
| # of Employees: | 44 | 4,651 |
| Assets and Liabilities | ||
| Total Assets: | $176,530,000 | 2,622 |
| Cash and due from depository institutions | $4,036,000 | 4,651 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $68,667,000 | 2,003 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $100,246,000 | 2,609 |
| Loan loss allowance | $1,026,000 | 3,599 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $991,000 | 6,170 |
| Other real estate owned | $1,149,000 | 4,651 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,441,000 | 4,593 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $176,530,000 | 2,622 |
| Total liabilities | $162,601,000 | 2,585 |
| Total deposits | $103,118,000 | 3,779 |
| Interest-bearing deposits | $92,846,000 | 3,625 |
| Deposits held in domestic offices | $103,118,000 | 3,772 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,909,000 | 793 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $35,913,000 | 574 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $5,661,000 | 878 |
| Total equity capital | $13,929,000 | 2,904 |
| Total bank equity capital | $13,929,000 | 2,904 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $300,000 | 7,497 |
| Surplus | $3,025,000 | 4,049 |
| Undivided profits | $10,604,000 | 2,235 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,095,000 | 2,964 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $18,000 | 1,474 |
| Income earned, not collected on loans | $542,000 | 3,406 |
| Earning assets | $168,913,000 | 2,525 |
| Long-term assets (5+ years) | $56,592,000 | 1,094 |
| Average Assets, year-to-date | $146,919,600 | 3,040 |
| Average Assets, quarterly | $166,417,500 | 2,748 |
| Volatile liabilities | $58,117,000 | 1,078 |
| Insider loans | $1,847,000 | 2,216 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $10,419,000 | 3,009 |
| Tier 1 (core) risk-based capital | $13,929,000 | 2,837 |
| Tier 2 risk-based capital | $1,026,000 | 2,813 |
| Total risk weighted assets | $89,552,700 | 2,873 |
| Total unused commitments | $10,419,000 | 3,030 |
| Derivatives | $20,000,000 | 443 |
| 1992-12-31 | Rank | |
| # of Employees: | 46 | 4,586 |
| Assets and Liabilities | ||
| Total Assets: | $129,109,000 | 3,597 |
| Cash and due from depository institutions | $4,023,000 | 4,586 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $34,241,000 | 3,978 |
| Federal funds sold & reverse repurchase agreements | $2,700,000 | 5,383 |
| Net loans & leases | $83,968,000 | 3,108 |
| Loan loss allowance | $983,000 | 3,789 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,091,000 | 5,872 |
| Other real estate owned | $1,299,000 | 4,586 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,787,000 | 3,968 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $129,109,000 | 3,597 |
| Total liabilities | $115,444,000 | 3,681 |
| Total deposits | $109,031,000 | 3,711 |
| Interest-bearing deposits | $98,590,000 | 3,583 |
| Deposits held in domestic offices | $109,031,000 | 3,702 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,269,000 | 1,485 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,555,000 | 2,163 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $589,000 | 5,090 |
| Total equity capital | $13,665,000 | 2,820 |
| Total bank equity capital | $13,665,000 | 2,820 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $300,000 | 7,882 |
| Surplus | $3,025,000 | 3,934 |
| Undivided profits | $10,340,000 | 2,137 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,071,000 | 3,515 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $478,000 | 4,283 |
| Earning assets | $120,909,000 | 3,496 |
| Long-term assets (5+ years) | $27,910,000 | 1,985 |
| Average Assets, year-to-date | $133,205,600 | 3,405 |
| Average Assets, quarterly | $130,895,000 | 3,511 |
| Volatile liabilities | $9,829,000 | 4,170 |
| Insider loans | $269,000 | 3,165 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $38,000 | 1,187 |
| Unused loan commitments | $9,440,000 | 3,077 |
| Tier 1 (core) risk-based capital | $13,665,000 | 2,768 |
| Tier 2 risk-based capital | $983,000 | 2,959 |
| Total risk weighted assets | $78,834,100 | 3,327 |
| Total unused commitments | $9,440,000 | 3,093 |
| Derivatives | $10,000,000 | 462 |