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Granite Savings Bank, Income and Expense

2014-12-31 (YTD Data)Rank
Total interest income$1,669,0005,871
Total interest expense$332,0004,782
Net interest income$1,337,0005,963
Provision for loan and lease losses$04,603
Total noninterest income$234,0005,270
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$31,0005,986
Trading account gains and fees$0180
Additional Noninterest Income$203,0004,520
Total noninterest expense$2,604,0004,807
Salaries and employee benefits$989,0005,365
Premises and equipment expense$351,0004,366
Additional noninterest expense$1,264,0003,940
Pre-tax net operating income$-1,033,0006,364
Securities gains (losses)$617,000335
Applicable income taxes$269,0002,736
Income before extraordinary items$-685,0006,329
Extraordinary gains, net$017
Net income$-685,0006,329
Minority interest net income$084
Net income of bank and minority interests.$-685,0006,329
Net charge-offs$04,970
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-1,302,0006,391
2014-09-30 (YTD Data)Rank
Total interest income$1,248,0005,944
Total interest expense$253,0004,823
Net interest income$995,0006,041
Provision for loan and lease losses$04,401
Total noninterest income$193,0005,229
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$24,0006,056
Trading account gains and fees$0174
Additional Noninterest Income$169,0004,428
Total noninterest expense$1,617,0005,178
Salaries and employee benefits$706,0005,489
Premises and equipment expense$269,0004,366
Additional noninterest expense$642,0004,794
Pre-tax net operating income$-429,0006,378
Securities gains (losses)$233,000580
Applicable income taxes$226,0002,702
Income before extraordinary items$-422,0006,385
Extraordinary gains, net$015
Net income$-422,0006,384
Minority interest net income$081
Net income of bank and minority interests.$-422,0006,384
Net charge-offs$04,696
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$-655,0006,422
2014-06-30 (YTD Data)Rank
Total interest income$825,0005,999
Total interest expense$168,0004,887
Net interest income$657,0006,098
Provision for loan and lease losses$04,196
Total noninterest income$129,0005,216
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$17,0006,064
Trading account gains and fees$0172
Additional Noninterest Income$112,0004,429
Total noninterest expense$1,110,0005,167
Salaries and employee benefits$493,0005,442
Premises and equipment expense$186,0004,327
Additional noninterest expense$431,0004,796
Pre-tax net operating income$-324,0006,449
Securities gains (losses)$144,000603
Applicable income taxes$-53,0006,475
Income before extraordinary items$-127,0006,368
Extraordinary gains, net$020
Net income$-127,0006,369
Minority interest net income$080
Net income of bank and minority interests.$-127,0006,370
Net charge-offs$04,375
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$-229,2406,419
2014-03-31 (YTD Data)Rank
Total interest income$467,0005,899
Total interest expense$83,0004,981
Net interest income$384,0005,989
Provision for loan and lease losses$03,817
Total noninterest income$48,0005,558
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$8,0006,133
Trading account gains and fees$0147
Additional Noninterest Income$40,0004,827
Total noninterest expense$557,0005,218
Salaries and employee benefits$246,0005,521
Premises and equipment expense$90,0004,453
Additional noninterest expense$221,0004,784
Pre-tax net operating income$-125,0006,470
Securities gains (losses)$26,000872
Applicable income taxes$-29,0006,533
Income before extraordinary items$-70,0006,419
Extraordinary gains, net$016
Net income$-70,0006,419
Minority interest net income$066
Net income of bank and minority interests.$-70,0006,420
Net charge-offs$03,660
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$-88,4606,432
2013-12-31 (YTD Data)Rank
Total interest income$1,941,0005,909
Total interest expense$375,0005,034
Net interest income$1,566,0006,012
Provision for loan and lease losses$-50,0006,315
Total noninterest income$320,0005,057
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$28,0006,314
Trading account gains and fees$0184
Additional Noninterest Income$292,0004,125
Total noninterest expense$2,195,0005,296
Salaries and employee benefits$1,035,0005,481
Premises and equipment expense$369,0004,408
Additional noninterest expense$791,0005,102
Pre-tax net operating income$-259,0006,390
Securities gains (losses)$235,000809
Applicable income taxes$-45,0006,404
Income before extraordinary items$21,0006,208
Extraordinary gains, net$029
Net income$21,0006,209
Minority interest net income$090
Net income of bank and minority interests.$21,0006,210
Net charge-offs$05,475
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-129,4006,334
2013-09-30 (YTD Data)Rank
Total interest income$1,517,0005,926
Total interest expense$290,0005,069
Net interest income$1,227,0005,993
Provision for loan and lease losses$-50,0006,506
Total noninterest income$197,0005,391
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$21,0006,389
Trading account gains and fees$0180
Additional Noninterest Income$176,0004,477
Total noninterest expense$1,635,0005,337
Salaries and employee benefits$775,0005,511
Premises and equipment expense$280,0004,412
Additional noninterest expense$580,0005,149
Pre-tax net operating income$-161,0006,460
Securities gains (losses)$205,000812
Applicable income taxes$26,0004,006
Income before extraordinary items$18,0006,292
Extraordinary gains, net$025
Net income$18,0006,294
Minority interest net income$084
Net income of bank and minority interests.$18,0006,293
Net charge-offs$05,212
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-113,2006,437
2013-06-30 (YTD Data)Rank
Total interest income$1,030,0005,931
Total interest expense$199,0005,069
Net interest income$831,0006,004
Provision for loan and lease losses$-50,0006,635
Total noninterest income$161,0005,148
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$14,0006,410
Trading account gains and fees$0157
Additional Noninterest Income$147,0004,234
Total noninterest expense$1,100,0005,339
Salaries and employee benefits$518,0005,531
Premises and equipment expense$190,0004,381
Additional noninterest expense$392,0005,145
Pre-tax net operating income$-58,0006,424
Securities gains (losses)$104,0001,089
Applicable income taxes$24,0003,862
Income before extraordinary items$22,0006,281
Extraordinary gains, net$022
Net income$22,0006,283
Minority interest net income$082
Net income of bank and minority interests.$22,0006,283
Net charge-offs$04,909
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-44,5606,407
2013-03-31 (YTD Data)Rank
Total interest income$515,0005,982
Total interest expense$100,0005,145
Net interest income$415,0006,050
Provision for loan and lease losses$-50,0006,800
Total noninterest income$84,0005,102
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$7,0006,447
Trading account gains and fees$0148
Additional Noninterest Income$77,0004,148
Total noninterest expense$549,0005,388
Salaries and employee benefits$262,0005,555
Premises and equipment expense$99,0004,329
Additional noninterest expense$188,0005,273
Pre-tax net operating income$06,335
Securities gains (losses)$35,0001,071
Applicable income taxes$21,0003,565
Income before extraordinary items$14,0006,276
Extraordinary gains, net$010
Net income$14,0006,276
Minority interest net income$076
Net income of bank and minority interests.$14,0006,277
Net charge-offs$04,145
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-8,4006,402
2012-12-31 (YTD Data)Rank
Total interest income$2,291,0005,951
Total interest expense$467,0005,235
Net interest income$1,824,0006,022
Provision for loan and lease losses$37,0005,348
Total noninterest income$314,0005,142
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$27,0006,569
Trading account gains and fees$0166
Additional Noninterest Income$287,0004,090
Total noninterest expense$2,208,0005,450
Salaries and employee benefits$1,004,0005,693
Premises and equipment expense$362,0004,519
Additional noninterest expense$842,0005,171
Pre-tax net operating income$-107,0006,291
Securities gains (losses)$106,0002,225
Applicable income taxes$-49,0006,643
Income before extraordinary items$48,0006,193
Extraordinary gains, net$029
Net income$48,0006,187
Minority interest net income$093
Net income of bank and minority interests.$48,0006,189
Net charge-offs$-4,0006,481
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-19,8406,207
2012-09-30 (YTD Data)Rank
Total interest income$1,747,0006,024
Total interest expense$360,0005,307
Net interest income$1,387,0006,085
Provision for loan and lease losses$30,0005,216
Total noninterest income$216,0005,320
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$20,0006,654
Trading account gains and fees$0157
Additional Noninterest Income$196,0004,282
Total noninterest expense$1,660,0005,484
Salaries and employee benefits$754,0005,730
Premises and equipment expense$279,0004,530
Additional noninterest expense$627,0005,233
Pre-tax net operating income$-87,0006,404
Securities gains (losses)$106,0001,927
Applicable income taxes$-44,0006,837
Income before extraordinary items$63,0006,236
Extraordinary gains, net$020
Net income$63,0006,234
Minority interest net income$086
Net income of bank and minority interests.$63,0006,235
Net charge-offs$-4,0006,442
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-43,0006,368
2012-06-30 (YTD Data)Rank
Total interest income$1,172,0006,067
Total interest expense$248,0005,356
Net interest income$924,0006,122
Provision for loan and lease losses$22,0005,080
Total noninterest income$149,0005,311
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$13,0006,711
Trading account gains and fees$0153
Additional Noninterest Income$136,0004,217
Total noninterest expense$1,109,0005,526
Salaries and employee benefits$504,0005,775
Premises and equipment expense$188,0004,513
Additional noninterest expense$417,0005,260
Pre-tax net operating income$-58,0006,462
Securities gains (losses)$106,0001,551
Applicable income taxes$24,0003,925
Income before extraordinary items$24,0006,369
Extraordinary gains, net$019
Net income$24,0006,368
Minority interest net income$084
Net income of bank and minority interests.$24,0006,369
Net charge-offs$-4,0006,440
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-43,8406,452
2012-03-31 (YTD Data)Rank
Total interest income$587,0006,108
Total interest expense$130,0005,375
Net interest income$457,0006,185
Provision for loan and lease losses$15,0004,598
Total noninterest income$55,0005,734
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$6,0006,762
Trading account gains and fees$0148
Additional Noninterest Income$49,0004,748
Total noninterest expense$560,0005,534
Salaries and employee benefits$256,0005,787
Premises and equipment expense$99,0004,418
Additional noninterest expense$205,0005,294
Pre-tax net operating income$-63,0006,649
Securities gains (losses)$89,000972
Applicable income taxes$15,0003,807
Income before extraordinary items$11,0006,428
Extraordinary gains, net$019
Net income$11,0006,427
Minority interest net income$078
Net income of bank and minority interests.$11,0006,428
Net charge-offs$04,730
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-45,9606,621
2011-12-31 (YTD Data)Rank
Total interest income$2,529,0006,074
Total interest expense$603,0005,511
Net interest income$1,926,0006,148
Provision for loan and lease losses$60,0005,708
Total noninterest income$170,0005,911
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$27,0006,657
Trading account gains and fees$0146
Additional Noninterest Income$143,0004,908
Total noninterest expense$2,136,0005,696
Salaries and employee benefits$965,0005,931
Premises and equipment expense$396,0004,586
Additional noninterest expense$775,0005,462
Pre-tax net operating income$-100,0006,139
Securities gains (losses)$84,0002,205
Applicable income taxes$-19,0006,642
Income before extraordinary items$3,0006,150
Extraordinary gains, net$029
Net income$3,0006,152
Minority interest net income$096
Net income of bank and minority interests.$3,0006,152
Net charge-offs$-1,0006,827
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-50,7606,117
2011-09-30 (YTD Data)Rank
Total interest income$1,910,0006,123
Total interest expense$467,0005,568
Net interest income$1,443,0006,200
Provision for loan and lease losses$45,0005,587
Total noninterest income$138,0005,934
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$20,0006,703
Trading account gains and fees$0145
Additional Noninterest Income$118,0004,887
Total noninterest expense$1,639,0005,667
Salaries and employee benefits$721,0005,959
Premises and equipment expense$304,0004,582
Additional noninterest expense$614,0005,387
Pre-tax net operating income$-103,0006,298
Securities gains (losses)$84,0001,935
Applicable income taxes$-1,0006,712
Income before extraordinary items$-18,0006,285
Extraordinary gains, net$021
Net income$-18,0006,287
Minority interest net income$087
Net income of bank and minority interests.$-18,0006,287
Net charge-offs$06,185
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-97,8006,327
2011-06-30 (YTD Data)Rank
Total interest income$1,282,0006,163
Total interest expense$319,0005,623
Net interest income$963,0006,234
Provision for loan and lease losses$30,0005,425
Total noninterest income$57,0006,449
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$13,0006,739
Trading account gains and fees$0153
Additional Noninterest Income$44,0005,584
Total noninterest expense$1,108,0005,700
Salaries and employee benefits$482,0005,997
Premises and equipment expense$221,0004,432
Additional noninterest expense$405,0005,503
Pre-tax net operating income$-118,0006,457
Securities gains (losses)$69,0001,380
Applicable income taxes$-11,0006,872
Income before extraordinary items$-38,0006,396
Extraordinary gains, net$015
Net income$-38,0006,395
Minority interest net income$089
Net income of bank and minority interests.$-38,0006,396
Net charge-offs$05,875
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-91,8206,455
2011-03-31 (YTD Data)Rank
Total interest income$644,0006,188
Total interest expense$162,0005,691
Net interest income$482,0006,248
Provision for loan and lease losses$15,0005,117
Total noninterest income$27,0006,580
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$6,0006,773
Trading account gains and fees$0158
Additional Noninterest Income$21,0005,759
Total noninterest expense$563,0005,699
Salaries and employee benefits$240,0006,054
Premises and equipment expense$118,0004,318
Additional noninterest expense$205,0005,470
Pre-tax net operating income$-69,0006,607
Securities gains (losses)$17,0001,151
Applicable income taxes$-16,0007,057
Income before extraordinary items$-36,0006,547
Extraordinary gains, net$09
Net income$-36,0006,547
Minority interest net income$086
Net income of bank and minority interests.$-36,0006,547
Net charge-offs$05,107
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-47,7306,561
2010-12-31 (YTD Data)Rank
Total interest income$2,492,0006,379
Total interest expense$739,0005,868
Net interest income$1,753,0006,460
Provision for loan and lease losses$60,0006,354
Total noninterest income$710,0003,911
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$27,0006,549
Trading account gains and fees$0175
Additional Noninterest Income$683,0002,724
Total noninterest expense$2,204,0005,801
Salaries and employee benefits$885,0006,250
Premises and equipment expense$402,0004,741
Additional noninterest expense$917,0005,312
Pre-tax net operating income$199,0005,208
Securities gains (losses)$9,0003,335
Applicable income taxes$87,0003,325
Income before extraordinary items$121,0005,540
Extraordinary gains, net$029
Net income$121,0005,540
Minority interest net income$0111
Net income of bank and minority interests.$121,0005,541
Net charge-offs$18,0006,413
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$115,2405,431
2010-09-30 (YTD Data)Rank
Total interest income$1,881,0006,481
Total interest expense$566,0005,972
Net interest income$1,315,0006,560
Provision for loan and lease losses$45,0006,297
Total noninterest income$668,0003,480
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$20,0006,646
Trading account gains and fees$0165
Additional Noninterest Income$648,0002,377
Total noninterest expense$1,658,0005,824
Salaries and employee benefits$665,0006,292
Premises and equipment expense$305,0004,797
Additional noninterest expense$688,0005,312
Pre-tax net operating income$280,0004,929
Securities gains (losses)$5,0003,295
Applicable income taxes$143,0002,831
Income before extraordinary items$142,0005,547
Extraordinary gains, net$023
Net income$142,0005,548
Minority interest net income$0110
Net income of bank and minority interests.$142,0005,548
Net charge-offs$-1,0007,212
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$138,8005,403
2010-06-30 (YTD Data)Rank
Total interest income$1,264,0006,512
Total interest expense$387,0006,026
Net interest income$877,0006,593
Provision for loan and lease losses$30,0006,130
Total noninterest income$73,0006,468
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$14,0006,675
Trading account gains and fees$0152
Additional Noninterest Income$59,0005,402
Total noninterest expense$1,148,0005,771
Salaries and employee benefits$446,0006,332
Premises and equipment expense$232,0004,464
Additional noninterest expense$470,0005,248
Pre-tax net operating income$-228,0006,476
Securities gains (losses)$5,0002,788
Applicable income taxes$-67,0007,128
Income before extraordinary items$-156,0006,507
Extraordinary gains, net$019
Net income$-156,0006,509
Minority interest net income$0105
Net income of bank and minority interests.$-156,0006,507
Net charge-offs$06,372
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-159,5006,451
2010-03-31 (YTD Data)Rank
Total interest income$636,0006,580
Total interest expense$199,0006,094
Net interest income$437,0006,650
Provision for loan and lease losses$15,0005,865
Total noninterest income$40,0006,408
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$6,0006,781
Trading account gains and fees$0175
Additional Noninterest Income$34,0005,280
Total noninterest expense$581,0005,819
Salaries and employee benefits$228,0006,375
Premises and equipment expense$119,0004,489
Additional noninterest expense$234,0005,303
Pre-tax net operating income$-119,0006,700
Securities gains (losses)$02,284
Applicable income taxes$-36,0007,268
Income before extraordinary items$-83,0006,712
Extraordinary gains, net$016
Net income$-83,0006,713
Minority interest net income$091
Net income of bank and minority interests.$-83,0006,712
Net charge-offs$3,0005,292
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-83,0006,642
2009-12-31 (YTD Data)Rank
Total interest income$2,647,0006,590
Total interest expense$883,0006,279
Net interest income$1,764,0006,616
Provision for loan and lease losses$60,0006,744
Total noninterest income$282,0005,699
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$28,0006,793
Trading account gains and fees$0211
Additional Noninterest Income$254,0004,244
Total noninterest expense$2,091,0006,123
Salaries and employee benefits$844,0006,602
Premises and equipment expense$324,0005,470
Additional noninterest expense$923,0005,468
Pre-tax net operating income$-105,0005,597
Securities gains (losses)$50,0002,617
Applicable income taxes$-20,0006,321
Income before extraordinary items$-35,0005,600
Extraordinary gains, net$034
Net income$-35,0005,598
Minority interest net income$0115
Net income of bank and minority interests.$-35,0005,598
Net charge-offs$-2,0007,762
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-67,0005,632
2009-09-30 (YTD Data)Rank
Total interest income$1,996,0006,645
Total interest expense$664,0006,405
Net interest income$1,332,0006,635
Provision for loan and lease losses$45,0006,580
Total noninterest income$69,0007,180
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$21,0006,845
Trading account gains and fees$0212
Additional Noninterest Income$48,0006,266
Total noninterest expense$1,526,0006,207
Salaries and employee benefits$637,0006,621
Premises and equipment expense$223,0005,718
Additional noninterest expense$666,0005,556
Pre-tax net operating income$-170,0005,989
Securities gains (losses)$03,497
Applicable income taxes$-70,0006,872
Income before extraordinary items$-100,0005,977
Extraordinary gains, net$027
Net income$-100,0005,977
Minority interest net income$0118
Net income of bank and minority interests.$-100,0005,977
Net charge-offs$-1,0007,629
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-100,0005,943
2009-06-30 (YTD Data)Rank
Total interest income$1,346,0006,693
Total interest expense$442,0006,528
Net interest income$904,0006,615
Provision for loan and lease losses$30,0006,428
Total noninterest income$43,0007,289
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$14,0006,894
Trading account gains and fees$0193
Additional Noninterest Income$29,0006,432
Total noninterest expense$893,0006,544
Salaries and employee benefits$414,0006,735
Premises and equipment expense$71,0007,112
Additional noninterest expense$408,0005,774
Pre-tax net operating income$24,0005,662
Securities gains (losses)$03,136
Applicable income taxes$14,0003,870
Income before extraordinary items$10,0005,862
Extraordinary gains, net$021
Net income$10,0005,860
Minority interest net income$0112
Net income of bank and minority interests.$10,0005,860
Net charge-offs$-1,0007,516
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$10,0005,770
2009-03-31 (YTD Data)Rank
Total interest income$681,0006,711
Total interest expense$220,0006,641
Net interest income$461,0006,582
Provision for loan and lease losses$15,0006,043
Total noninterest income$20,0007,420
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$7,0006,895
Trading account gains and fees$0171
Additional Noninterest Income$13,0006,619
Total noninterest expense$449,0006,508
Salaries and employee benefits$202,0006,832
Premises and equipment expense$37,0007,099
Additional noninterest expense$210,0005,480
Pre-tax net operating income$17,0006,053
Securities gains (losses)$02,434
Applicable income taxes$9,0004,029
Income before extraordinary items$8,0006,305
Extraordinary gains, net$015
Net income$8,0006,307
Minority interest net income$0102
Net income of bank and minority interests.$8,0006,307
Net charge-offs$-1,0007,151
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$8,0006,157
2008-12-31 (YTD Data)Rank
Total interest income$2,883,0006,705
Total interest expense$1,112,0006,595
Net interest income$1,771,0006,677
Provision for loan and lease losses$29,0006,885
Total noninterest income$121,0007,108
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$30,0006,909
Trading account gains and fees$0154
Additional Noninterest Income$91,0006,047
Total noninterest expense$1,655,0006,676
Salaries and employee benefits$803,0006,890
Premises and equipment expense$138,0007,251
Additional noninterest expense$714,0005,754
Pre-tax net operating income$208,0005,730
Securities gains (losses)$17,0002,264
Applicable income taxes$80,0003,559
Income before extraordinary items$145,0005,691
Extraordinary gains, net$039
Net income$145,0005,691
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0006,793
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$134,1205,895
2008-09-30 (YTD Data)Rank
Total interest income$2,174,0006,763
Total interest expense$858,0006,651
Net interest income$1,316,0006,743
Provision for loan and lease losses$20,0006,492
Total noninterest income$93,0007,183
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$23,0006,951
Trading account gains and fees$0148
Additional Noninterest Income$70,0006,140
Total noninterest expense$1,210,0006,725
Salaries and employee benefits$584,0006,955
Premises and equipment expense$117,0007,149
Additional noninterest expense$509,0005,857
Pre-tax net operating income$179,0006,114
Securities gains (losses)$6,0002,568
Applicable income taxes$65,0003,935
Income before extraordinary items$120,0006,079
Extraordinary gains, net$031
Net income$120,0006,077
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0006,089
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$116,1006,258
2008-06-30 (YTD Data)Rank
Total interest income$1,468,0006,789
Total interest expense$595,0006,701
Net interest income$873,0006,774
Provision for loan and lease losses$12,0006,231
Total noninterest income$59,0007,304
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$15,0006,993
Trading account gains and fees$0149
Additional Noninterest Income$44,0006,313
Total noninterest expense$808,0006,761
Salaries and employee benefits$391,0007,010
Premises and equipment expense$79,0007,152
Additional noninterest expense$338,0005,856
Pre-tax net operating income$112,0006,340
Securities gains (losses)$10,0002,438
Applicable income taxes$50,0004,059
Income before extraordinary items$72,0006,537
Extraordinary gains, net$021
Net income$72,0006,538
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0005,377
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$65,6006,517
2008-03-31 (YTD Data)Rank
Total interest income$752,0006,835
Total interest expense$308,0006,788
Net interest income$444,0006,787
Provision for loan and lease losses$6,0005,669
Total noninterest income$33,0007,206
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$8,0006,987
Trading account gains and fees$0158
Additional Noninterest Income$25,0006,173
Total noninterest expense$407,0006,775
Salaries and employee benefits$198,0007,026
Premises and equipment expense$38,0007,235
Additional noninterest expense$171,0005,802
Pre-tax net operating income$64,0006,423
Securities gains (losses)$02,688
Applicable income taxes$26,0004,162
Income before extraordinary items$38,0006,756
Extraordinary gains, net$015
Net income$38,0006,757
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$38,0006,658
2007-12-31 (YTD Data)Rank
Total interest income$3,126,0006,765
Total interest expense$1,206,0006,863
Net interest income$1,920,0006,592
Provision for loan and lease losses$22,0006,287
Total noninterest income$119,0007,388
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$33,0006,985
Trading account gains and fees$0178
Additional Noninterest Income$86,0006,437
Total noninterest expense$1,552,0006,839
Salaries and employee benefits$764,0007,071
Premises and equipment expense$123,0007,509
Additional noninterest expense$665,0005,871
Pre-tax net operating income$465,0006,094
Securities gains (losses)$39,000877
Applicable income taxes$205,0003,819
Income before extraordinary items$299,0006,429
Extraordinary gains, net$039
Net income$299,0006,428
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0005,921
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$274,0406,505
2007-09-30 (YTD Data)Rank
Total interest income$2,347,0006,797
Total interest expense$889,0006,924
Net interest income$1,458,0006,606
Provision for loan and lease losses$16,0005,978
Total noninterest income$89,0007,435
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$26,0006,996
Trading account gains and fees$0184
Additional Noninterest Income$63,0006,487
Total noninterest expense$1,162,0006,829
Salaries and employee benefits$576,0007,042
Premises and equipment expense$95,0007,459
Additional noninterest expense$491,0005,853
Pre-tax net operating income$369,0006,290
Securities gains (losses)$30,000735
Applicable income taxes$162,0003,967
Income before extraordinary items$237,0006,618
Extraordinary gains, net$033
Net income$237,0006,615
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0005,266
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$217,8006,718
2007-06-30 (YTD Data)Rank
Total interest income$1,544,0006,855
Total interest expense$572,0007,010
Net interest income$972,0006,652
Provision for loan and lease losses$10,0005,732
Total noninterest income$58,0007,509
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$18,0007,024
Trading account gains and fees$0168
Additional Noninterest Income$40,0006,612
Total noninterest expense$757,0006,920
Salaries and employee benefits$375,0007,134
Premises and equipment expense$64,0007,478
Additional noninterest expense$318,0005,962
Pre-tax net operating income$263,0006,280
Securities gains (losses)$1,0001,305
Applicable income taxes$108,0004,048
Income before extraordinary items$156,0006,699
Extraordinary gains, net$029
Net income$156,0006,700
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0004,518
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$155,3606,697
2007-03-31 (YTD Data)Rank
Total interest income$779,0006,869
Total interest expense$277,0007,069
Net interest income$502,0006,595
Provision for loan and lease losses$4,0005,479
Total noninterest income$28,0007,526
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$9,0007,042
Trading account gains and fees$0195
Additional Noninterest Income$19,0006,688
Total noninterest expense$374,0006,990
Salaries and employee benefits$180,0007,260
Premises and equipment expense$36,0007,349
Additional noninterest expense$158,0005,975
Pre-tax net operating income$152,0006,035
Securities gains (losses)$2,000969
Applicable income taxes$63,0003,846
Income before extraordinary items$91,0006,530
Extraordinary gains, net$022
Net income$91,0006,529
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0003,606
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$89,7206,548
2006-12-31 (YTD Data)Rank
Total interest income$3,029,0006,753
Total interest expense$902,0007,122
Net interest income$2,127,0006,418
Provision for loan and lease losses$06,850
Total noninterest income$116,0007,593
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$39,0007,049
Trading account gains and fees$0130
Additional Noninterest Income$77,0006,735
Total noninterest expense$1,513,0006,869
Salaries and employee benefits$768,0007,066
Premises and equipment expense$127,0007,528
Additional noninterest expense$618,0005,978
Pre-tax net operating income$730,0005,842
Securities gains (losses)$45,000710
Applicable income taxes$317,0003,738
Income before extraordinary items$458,0006,306
Extraordinary gains, net$051
Net income$458,0006,307
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,486
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$429,2006,410
2006-09-30 (YTD Data)Rank
Total interest income$2,243,0006,828
Total interest expense$639,0007,218
Net interest income$1,604,0006,474
Provision for loan and lease losses$06,685
Total noninterest income$87,0007,667
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$29,0007,139
Trading account gains and fees$0126
Additional Noninterest Income$58,0006,732
Total noninterest expense$1,156,0006,823
Salaries and employee benefits$581,0007,034
Premises and equipment expense$99,0007,479
Additional noninterest expense$476,0005,910
Pre-tax net operating income$535,0006,087
Securities gains (losses)$01,388
Applicable income taxes$219,0004,015
Income before extraordinary items$316,0006,645
Extraordinary gains, net$045
Net income$316,0006,645
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,141
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$316,0006,647
2006-06-30 (YTD Data)Rank
Total interest income$1,464,0006,872
Total interest expense$402,0007,266
Net interest income$1,062,0006,521
Provision for loan and lease losses$06,419
Total noninterest income$55,0007,771
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$19,0007,200
Trading account gains and fees$0126
Additional Noninterest Income$36,0006,875
Total noninterest expense$775,0006,849
Salaries and employee benefits$394,0007,015
Premises and equipment expense$63,0007,564
Additional noninterest expense$318,0005,891
Pre-tax net operating income$342,0006,199
Securities gains (losses)$01,185
Applicable income taxes$141,0004,103
Income before extraordinary items$201,0006,746
Extraordinary gains, net$039
Net income$201,0006,747
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,860
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$201,0006,757
2006-03-31 (YTD Data)Rank
Total interest income$698,0006,957
Total interest expense$184,0007,370
Net interest income$514,0006,615
Provision for loan and lease losses$06,013
Total noninterest income$26,0007,808
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$9,0007,226
Trading account gains and fees$0115
Additional Noninterest Income$17,0006,929
Total noninterest expense$387,0006,855
Salaries and employee benefits$194,0007,068
Premises and equipment expense$33,0007,508
Additional noninterest expense$160,0005,864
Pre-tax net operating income$153,0006,376
Securities gains (losses)$0955
Applicable income taxes$63,0004,198
Income before extraordinary items$90,0006,886
Extraordinary gains, net$021
Net income$90,0006,887
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$90,0006,884
2005-12-31 (YTD Data)Rank
Total interest income$2,588,0006,943
Total interest expense$585,0007,364
Net interest income$2,003,0006,631
Provision for loan and lease losses$07,120
Total noninterest income$115,0007,800
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$33,0007,319
Trading account gains and fees$0138
Additional Noninterest Income$82,0006,710
Total noninterest expense$1,475,0006,929
Salaries and employee benefits$753,0007,080
Premises and equipment expense$123,0007,613
Additional noninterest expense$599,0006,065
Pre-tax net operating income$643,0006,292
Securities gains (losses)$-1,0006,938
Applicable income taxes$264,0004,294
Income before extraordinary items$378,0006,864
Extraordinary gains, net$046
Net income$378,0006,865
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0006,381
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$378,6406,835
2005-09-30 (YTD Data)Rank
Total interest income$1,914,0006,980
Total interest expense$420,0007,392
Net interest income$1,494,0006,684
Provision for loan and lease losses$06,899
Total noninterest income$88,0007,807
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$24,0007,378
Trading account gains and fees$0126
Additional Noninterest Income$64,0006,654
Total noninterest expense$1,112,0006,919
Salaries and employee benefits$573,0007,039
Premises and equipment expense$94,0007,565
Additional noninterest expense$445,0006,059
Pre-tax net operating income$470,0006,504
Securities gains (losses)$02,317
Applicable income taxes$193,0004,470
Income before extraordinary items$277,0007,033
Extraordinary gains, net$035
Net income$277,0007,031
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,856
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$277,0006,997
2005-06-30 (YTD Data)Rank
Total interest income$1,251,0006,987
Total interest expense$271,0007,371
Net interest income$980,0006,707
Provision for loan and lease losses$06,626
Total noninterest income$57,0007,837
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$16,0007,398
Trading account gains and fees$0116
Additional Noninterest Income$41,0006,734
Total noninterest expense$747,0006,919
Salaries and employee benefits$384,0007,034
Premises and equipment expense$65,0007,507
Additional noninterest expense$298,0006,019
Pre-tax net operating income$290,0006,643
Securities gains (losses)$02,146
Applicable income taxes$120,0004,564
Income before extraordinary items$170,0007,169
Extraordinary gains, net$030
Net income$170,0007,170
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0005,136
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$170,0007,138
2005-03-31 (YTD Data)Rank
Total interest income$617,0007,044
Total interest expense$128,0007,447
Net interest income$489,0006,769
Provision for loan and lease losses$06,226
Total noninterest income$27,0007,907
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$8,0007,454
Trading account gains and fees$0115
Additional Noninterest Income$19,0006,923
Total noninterest expense$382,0006,887
Salaries and employee benefits$193,0007,071
Premises and equipment expense$36,0007,416
Additional noninterest expense$153,0005,937
Pre-tax net operating income$134,0006,762
Securities gains (losses)$01,685
Applicable income taxes$55,0004,637
Income before extraordinary items$79,0007,257
Extraordinary gains, net$024
Net income$79,0007,257
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,232
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$79,0007,225
2004-12-31 (YTD Data)Rank
Total interest income$2,242,0007,139
Total interest expense$506,0007,282
Net interest income$1,736,0006,989
Provision for loan and lease losses$12,0006,941
Total noninterest income$123,0007,868
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$33,0007,519
Trading account gains and fees$0138
Additional Noninterest Income$90,0006,590
Total noninterest expense$1,448,0006,978
Salaries and employee benefits$729,0007,180
Premises and equipment expense$130,0007,584
Additional noninterest expense$589,0006,041
Pre-tax net operating income$399,0007,084
Securities gains (losses)$41,0001,887
Applicable income taxes$183,0004,858
Income before extraordinary items$257,0007,406
Extraordinary gains, net$034
Net income$257,0007,406
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$230,7607,458
2004-09-30 (YTD Data)Rank
Total interest income$1,645,0007,203
Total interest expense$376,0007,328
Net interest income$1,269,0007,069
Provision for loan and lease losses$9,0006,765
Total noninterest income$89,0007,940
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$25,0007,565
Trading account gains and fees$0134
Additional Noninterest Income$64,0006,699
Total noninterest expense$1,066,0007,001
Salaries and employee benefits$556,0007,105
Premises and equipment expense$77,0007,932
Additional noninterest expense$433,0006,059
Pre-tax net operating income$283,0007,310
Securities gains (losses)$03,710
Applicable income taxes$117,0005,164
Income before extraordinary items$166,0007,684
Extraordinary gains, net$026
Net income$166,0007,684
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$166,0007,633
2004-06-30 (YTD Data)Rank
Total interest income$1,082,0007,283
Total interest expense$253,0007,374
Net interest income$829,0007,148
Provision for loan and lease losses$6,0006,548
Total noninterest income$58,0008,010
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$16,0007,629
Trading account gains and fees$0130
Additional Noninterest Income$42,0006,726
Total noninterest expense$715,0007,026
Salaries and employee benefits$371,0007,145
Premises and equipment expense$48,0008,038
Additional noninterest expense$296,0006,015
Pre-tax net operating income$166,0007,446
Securities gains (losses)$03,413
Applicable income taxes$69,0005,297
Income before extraordinary items$97,0007,801
Extraordinary gains, net$021
Net income$97,0007,802
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,680
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$97,0007,740
2004-03-31 (YTD Data)Rank
Total interest income$532,0007,359
Total interest expense$129,0007,379
Net interest income$403,0007,233
Provision for loan and lease losses$3,0006,219
Total noninterest income$29,0008,016
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$8,0007,614
Trading account gains and fees$0121
Additional Noninterest Income$21,0006,731
Total noninterest expense$359,0007,051
Salaries and employee benefits$186,0007,176
Premises and equipment expense$27,0007,911
Additional noninterest expense$146,0006,092
Pre-tax net operating income$70,0007,606
Securities gains (losses)$02,934
Applicable income taxes$29,0005,455
Income before extraordinary items$41,0007,951
Extraordinary gains, net$016
Net income$41,0007,952
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,968
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$41,0007,891
2003-12-31 (YTD Data)Rank
Total interest income$2,323,0007,232
Total interest expense$662,0007,176
Net interest income$1,661,0007,125
Provision for loan and lease losses$12,0007,277
Total noninterest income$239,0007,027
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$34,0007,662
Trading account gains and fees$0160
Additional Noninterest Income$205,0005,229
Total noninterest expense$1,433,0007,012
Salaries and employee benefits$710,0007,269
Premises and equipment expense$137,0007,576
Additional noninterest expense$586,0006,061
Pre-tax net operating income$455,0006,819
Securities gains (losses)$75,0002,153
Applicable income taxes$223,0004,760
Income before extraordinary items$307,0007,253
Extraordinary gains, net$054
Net income$307,0007,254
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0006,493
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$259,0007,333
2003-09-30 (YTD Data)Rank
Total interest income$1,766,0007,274
Total interest expense$521,0007,207
Net interest income$1,245,0007,171
Provision for loan and lease losses$9,0007,157
Total noninterest income$212,0006,753
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$25,0007,738
Trading account gains and fees$0153
Additional Noninterest Income$187,0004,928
Total noninterest expense$1,080,0007,005
Salaries and employee benefits$529,0007,241
Premises and equipment expense$110,0007,458
Additional noninterest expense$441,0006,046
Pre-tax net operating income$368,0006,861
Securities gains (losses)$-1,0008,731
Applicable income taxes$154,0005,053
Income before extraordinary items$213,0007,504
Extraordinary gains, net$040
Net income$213,0007,507
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0006,184
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$213,6407,345
2003-06-30 (YTD Data)Rank
Total interest income$1,206,0007,277
Total interest expense$366,0007,220
Net interest income$840,0007,147
Provision for loan and lease losses$6,0007,004
Total noninterest income$159,0006,507
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$17,0007,743
Trading account gains and fees$0150
Additional Noninterest Income$142,0004,662
Total noninterest expense$730,0006,985
Salaries and employee benefits$355,0007,254
Premises and equipment expense$79,0007,317
Additional noninterest expense$296,0006,020
Pre-tax net operating income$263,0006,749
Securities gains (losses)$-1,0008,850
Applicable income taxes$110,0004,991
Income before extraordinary items$152,0007,433
Extraordinary gains, net$030
Net income$152,0007,436
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0006,006
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$152,6407,248
2003-03-31 (YTD Data)Rank
Total interest income$615,0007,248
Total interest expense$191,0007,209
Net interest income$424,0007,130
Provision for loan and lease losses$3,0006,662
Total noninterest income$72,0006,663
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$8,0007,776
Trading account gains and fees$0134
Additional Noninterest Income$64,0004,791
Total noninterest expense$372,0006,937
Salaries and employee benefits$179,0007,250
Premises and equipment expense$43,0007,175
Additional noninterest expense$150,0005,938
Pre-tax net operating income$121,0006,881
Securities gains (losses)$02,891
Applicable income taxes$51,0005,066
Income before extraordinary items$70,0007,482
Extraordinary gains, net$021
Net income$70,0007,483
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,250
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$70,0007,334
2002-12-31 (YTD Data)Rank
Total interest income$2,789,0007,059
Total interest expense$980,0006,986
Net interest income$1,809,0006,942
Provision for loan and lease losses$7,0007,905
Total noninterest income$164,0007,678
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$32,0007,826
Trading account gains and fees$0153
Additional Noninterest Income$132,0005,858
Total noninterest expense$1,431,0006,999
Salaries and employee benefits$693,0007,295
Premises and equipment expense$152,0007,415
Additional noninterest expense$586,0006,023
Pre-tax net operating income$535,0006,635
Securities gains (losses)$25,0002,988
Applicable income taxes$209,0005,050
Income before extraordinary items$351,0007,065
Extraordinary gains, net$070
Net income$351,0007,066
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0008,455
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$335,0007,036
2001-12-31 (YTD Data)Rank
Total interest income$3,116,0007,135
Total interest expense$1,324,0007,354
Net interest income$1,792,0006,800
Provision for loan and lease losses$7,0008,027
Total noninterest income$87,0008,689
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$34,0007,909
Trading account gains and fees$0177
Additional Noninterest Income$53,0007,596
Total noninterest expense$1,328,0007,165
Salaries and employee benefits$625,0007,558
Premises and equipment expense$148,0007,555
Additional noninterest expense$555,0006,134
Pre-tax net operating income$544,0006,382
Securities gains (losses)$56,0002,241
Applicable income taxes$205,0004,980
Income before extraordinary items$395,0006,600
Extraordinary gains, net$0105
Net income$395,0006,604
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0008,710
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$358,0406,667
2000-12-31 (YTD Data)Rank
Total interest income$3,236,0007,179
Total interest expense$1,333,0007,498
Net interest income$1,903,0006,730
Provision for loan and lease losses$12,0007,853
Total noninterest income$73,0008,990
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$38,0007,905
Trading account gains and feesNANA
Additional Noninterest Income$35,0008,337
Total noninterest expense$1,256,0007,359
Salaries and employee benefits$603,0007,686
Premises and equipment expense$143,0007,710
Additional noninterest expense$510,0006,353
Pre-tax net operating income$708,0006,191
Securities gains (losses)$7,0001,253
Applicable income taxes$279,0004,735
Income before extraordinary items$436,0006,648
Extraordinary gains, net$038
Net income$436,0006,646
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0006,846
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$431,5206,686
1999-12-31 (YTD Data)Rank
Total interest income$3,012,0007,367
Total interest expense$1,267,0007,482
Net interest income$1,745,0007,117
Provision for loan and lease losses$08,503
Total noninterest income$73,0009,239
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$38,0008,115
Trading account gains and feesNANA
Additional Noninterest Income$35,0008,625
Total noninterest expense$1,269,0007,375
Salaries and employee benefits$616,0007,666
Premises and equipment expense$145,0007,752
Additional noninterest expense$508,0006,454
Pre-tax net operating income$549,0006,913
Securities gains (losses)$10,0001,755
Applicable income taxes$234,0005,357
Income before extraordinary items$325,0007,434
Extraordinary gains, net$035
Net income$325,0007,435
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0007,619
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$318,6007,457
1998-12-31 (YTD Data)Rank
Total interest income$3,073,0007,444
Total interest expense$1,325,0007,599
Net interest income$1,748,0007,162
Provision for loan and lease losses$08,652
Total noninterest income$85,0009,261
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$40,0008,291
Trading account gains and feesNANA
Additional Noninterest Income$45,0008,339
Total noninterest expense$1,250,0007,406
Salaries and employee benefits$628,0007,601
Premises and equipment expense$134,0007,988
Additional noninterest expense$488,0006,526
Pre-tax net operating income$583,0007,006
Securities gains (losses)$60,0001,611
Applicable income taxes$275,0005,413
Income before extraordinary items$368,0007,427
Extraordinary gains, net$032
Net income$368,0007,426
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0006,871
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$329,6007,571
1997-12-31 (YTD Data)Rank
Total interest income$3,183,0007,530
Total interest expense$1,362,0007,684
Net interest income$1,821,0007,269
Provision for loan and lease losses$08,829
Total noninterest income$69,0009,962
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$41,0008,648
Trading account gains and feesNANA
Additional Noninterest Income$28,0009,432
Total noninterest expense$1,219,0007,606
Salaries and employee benefits$610,0007,847
Premises and equipment expense$119,0008,523
Additional noninterest expense$490,0006,589
Pre-tax net operating income$671,0007,105
Securities gains (losses)$17,0002,006
Applicable income taxes$299,0005,733
Income before extraordinary items$389,0007,716
Extraordinary gains, net$044
Net income$389,0007,720
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0004,315
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$378,1207,737
1996-12-31 (YTD Data)Rank
Total interest income$3,179,0007,765
Total interest expense$1,421,0007,783
Net interest income$1,758,0007,649
Provision for loan and lease losses$09,041
Total noninterest income$70,00010,476
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$35,0009,247
Trading account gains and feesNANA
Additional Noninterest Income$35,0009,600
Total noninterest expense$1,167,0008,083
Salaries and employee benefits$595,0008,167
Premises and equipment expense$135,0008,405
Additional noninterest expense$437,0007,571
Pre-tax net operating income$661,0007,109
Securities gains (losses)$4,0003,123
Applicable income taxes$293,0005,912
Income before extraordinary items$372,0007,846
Extraordinary gains, net$053
Net income$372,0007,844
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0008,019
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$369,4407,802
1995-12-31 (YTD Data)Rank
Total interest income$3,258,0007,847
Total interest expense$1,373,0008,049
Net interest income$1,885,0007,564
Provision for loan and lease losses$08,958
Total noninterest income$114,0009,977
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$28,0009,846
Trading account gains and feesNANA
Additional Noninterest Income$86,0007,713
Total noninterest expense$1,193,0008,233
Salaries and employee benefits$568,0008,585
Premises and equipment expense$89,0009,947
Additional noninterest expense$536,0006,982
Pre-tax net operating income$806,0006,811
Securities gains (losses)$03,831
Applicable income taxes$345,0005,499
Income before extraordinary items$461,0007,550
Extraordinary gains, net$065
Net income$461,0007,549
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0007,680
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$461,0007,522
1994-12-31 (YTD Data)Rank
Total interest income$2,925,0008,180
Total interest expense$1,208,0007,870
Net interest income$1,717,0008,260
Provision for loan and lease losses$-13,00011,787
Total noninterest income$76,00011,355
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$31,00010,297
Trading account gains and feesNANA
Additional Noninterest Income$45,0009,881
Total noninterest expense$1,119,0008,907
Salaries and employee benefits$549,0008,966
Premises and equipment expense$89,00010,376
Additional noninterest expense$481,0008,045
Pre-tax net operating income$687,0007,473
Securities gains (losses)$03,600
Applicable income taxes$270,0006,252
Income before extraordinary items$417,0008,024
Extraordinary gains, net$0249
Net income$417,0008,031
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0008,198
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$417,0008,068
1993-12-31 (YTD Data)Rank
Total interest income$3,028,0008,288
Total interest expense$1,334,0007,760
Net interest income$1,694,0008,515
Provision for loan and lease losses$177,0004,239
Total noninterest income$63,00012,223
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$20,00011,005
Trading account gains and feesNANA
Additional Noninterest Income$43,00010,513
Total noninterest expense$1,032,0009,592
Salaries and employee benefits$545,0009,265
Premises and equipment expense$85,00010,978
Additional noninterest expense$402,0009,251
Pre-tax net operating income$548,0008,314
Securities gains (losses)$14,0005,105
Applicable income taxes$226,0007,158
Income before extraordinary items$336,0009,075
Extraordinary gains, net$03,149
Net income$336,0009,245
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0009,413
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$327,0408,900
1992-12-31 (YTD Data)Rank
Total interest income$3,567,0008,088
Total interest expense$1,930,0007,272
Net interest income$1,637,0008,854
Provision for loan and lease losses$140,0006,292
Total noninterest income$63,00012,761
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$15,00011,488
Trading account gains and feesNANA
Additional Noninterest Income$48,00010,527
Total noninterest expense$1,165,0009,211
Salaries and employee benefits$508,0009,707
Premises and equipment expense$75,00011,682
Additional noninterest expense$582,0007,671
Pre-tax net operating income$395,0009,290
Securities gains (losses)$21,0005,524
Applicable income taxes$230,0006,993
Income before extraordinary items$186,00010,792
Extraordinary gains, net$120,000650
Net income$306,0009,366
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0009,354
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$172,56010,624

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.