Home > Granite National Bank > Income and Expense

Granite National Bank, Income and Expense

2003-09-30 (YTD Data)Rank
Total interest income$24,0009,216
Total interest expense$5,0009,188
Net interest income$19,0009,211
Provision for loan and lease losses$07,481
Total noninterest income$2,487,0001,593
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$08,111
Trading account gains and fees$0153
Additional Noninterest Income$2,487,0001,061
Total noninterest expense$1,878,0005,191
Salaries and employee benefits$54,0009,201
Premises and equipment expense$9,0009,161
Additional noninterest expense$1,815,0001,973
Pre-tax net operating income$628,0005,764
Securities gains (losses)$04,204
Applicable income taxes$220,0004,501
Income before extraordinary items$408,0006,305
Extraordinary gains, net$040
Net income$408,0006,307
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$938,0001,829
Sale, conversion, retirement of capital stock, net$0722
Net operating income$408,0006,126
2003-06-30 (YTD Data)Rank
Total interest income$17,0009,254
Total interest expense$3,0009,230
Net interest income$14,0009,244
Provision for loan and lease losses$07,324
Total noninterest income$1,718,0001,544
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$08,133
Trading account gains and fees$0150
Additional Noninterest Income$1,718,0001,015
Total noninterest expense$1,264,0005,157
Salaries and employee benefits$45,0009,220
Premises and equipment expense$09,227
Additional noninterest expense$1,219,0001,959
Pre-tax net operating income$468,0005,479
Securities gains (losses)$03,782
Applicable income taxes$164,0004,343
Income before extraordinary items$304,0006,068
Extraordinary gains, net$030
Net income$304,0006,067
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$938,0001,384
Sale, conversion, retirement of capital stock, net$0589
Net operating income$304,0005,867
2003-03-31 (YTD Data)Rank
Total interest income$10,0009,292
Total interest expense$2,0009,258
Net interest income$8,0009,287
Provision for loan and lease losses$06,934
Total noninterest income$731,0001,713
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$08,142
Trading account gains and fees$0134
Additional Noninterest Income$731,0001,127
Total noninterest expense$581,0005,445
Salaries and employee benefits$23,0009,260
Premises and equipment expense$09,263
Additional noninterest expense$558,0002,115
Pre-tax net operating income$158,0006,363
Securities gains (losses)$02,891
Applicable income taxes$55,0004,964
Income before extraordinary items$103,0006,838
Extraordinary gains, net$021
Net income$103,0006,840
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$938,000738
Sale, conversion, retirement of capital stock, net$0419
Net operating income$103,0006,674
2002-12-31 (YTD Data)Rank
Total interest income$64,0009,320
Total interest expense$13,0009,295
Net interest income$51,0009,314
Provision for loan and lease losses$08,089
Total noninterest income$4,979,0001,062
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$08,205
Trading account gains and fees$0153
Additional Noninterest Income$4,979,000691
Total noninterest expense$3,571,0003,895
Salaries and employee benefits$157,0009,221
Premises and equipment expense$09,317
Additional noninterest expense$3,414,0001,385
Pre-tax net operating income$1,459,0004,195
Securities gains (losses)$04,537
Applicable income taxes$511,0003,401
Income before extraordinary items$948,0004,740
Extraordinary gains, net$070
Net income$948,0004,738
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,632
Cash dividends$1,446,0001,700
Sale, conversion, retirement of capital stock, net$0862
Net operating income$948,0004,614
2001-12-31 (YTD Data)Rank
Total interest income$135,0009,560
Total interest expense$12,0009,561
Net interest income$123,0009,542
Provision for loan and lease losses$08,228
Total noninterest income$5,588,000896
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$08,399
Trading account gains and fees$0177
Additional Noninterest Income$5,588,000607
Total noninterest expense$3,458,0003,858
Salaries and employee benefits$277,0009,155
Premises and equipment expense$09,580
Additional noninterest expense$3,181,0001,466
Pre-tax net operating income$2,253,0002,898
Securities gains (losses)$04,612
Applicable income taxes$789,0002,450
Income before extraordinary items$1,464,0003,282
Extraordinary gains, net$0105
Net income$1,464,0003,287
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,464,0003,179
2000-12-31 (YTD Data)Rank
Total interest income$118,0009,853
Total interest expense$1,0009,870
Net interest income$117,0009,835
Provision for loan and lease losses$08,337
Total noninterest income$5,865,000823
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$08,617
Trading account gains and feesNANA
Additional Noninterest Income$5,865,000576
Total noninterest expense$4,195,0003,203
Salaries and employee benefits$92,0009,840
Premises and equipment expense$09,865
Additional noninterest expense$4,103,0001,131
Pre-tax net operating income$1,787,0003,588
Securities gains (losses)$01,956
Applicable income taxes$626,0003,017
Income before extraordinary items$1,161,0003,954
Extraordinary gains, net$038
Net income$1,161,0003,956
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$36,0006,537
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,161,0003,942
1999-12-31 (YTD Data)Rank
Total interest income$88,00010,191
Total interest expense$010,199
Net interest income$88,00010,170
Provision for loan and lease losses$08,503
Total noninterest income$6,857,000765
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$08,885
Trading account gains and feesNANA
Additional Noninterest Income$6,857,000547
Total noninterest expense$5,814,0002,343
Salaries and employee benefits$92,00010,148
Premises and equipment expense$010,185
Additional noninterest expense$5,722,000869
Pre-tax net operating income$1,131,0004,950
Securities gains (losses)$03,155
Applicable income taxes$396,0004,201
Income before extraordinary items$735,0005,325
Extraordinary gains, net$035
Net income$735,0005,323
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$735,0002,821
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$735,0005,292
1998-12-31 (YTD Data)Rank
Total interest income$32,00010,443
Total interest expense$010,441
Net interest income$32,00010,434
Provision for loan and lease losses$08,652
Total noninterest income$4,758,000971
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$09,085
Trading account gains and feesNANA
Additional Noninterest Income$4,758,000668
Total noninterest expense$46,00010,450
Salaries and employee benefits$46,00010,429
Premises and equipment expense$010,432
Additional noninterest expense$010,459
Pre-tax net operating income$4,744,0001,563
Securities gains (losses)$04,449
Applicable income taxes$1,660,0001,474
Income before extraordinary items$3,084,0001,704
Extraordinary gains, net$032
Net income$3,084,0001,704
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$3,084,000950
Sale, conversion, retirement of capital stock, net$2,000,000377
Net operating income$3,084,0001,639

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.