Home > Granite Community Bank, N.A. > Income and Expense
Granite Community Bank, N.A., Income and Expense
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,135,000 | 5,277 |
| Total interest expense | $248,000 | 5,610 |
| Net interest income | $887,000 | 5,017 |
| Provision for loan and lease losses | $155,000 | 3,289 |
| Total noninterest income | $-100,000 | 7,807 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $51,000 | 4,444 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-151,000 | 7,773 |
| Total noninterest expense | $977,000 | 4,347 |
| Salaries and employee benefits | $546,000 | 4,091 |
| Premises and equipment expense | $129,000 | 4,282 |
| Additional noninterest expense | $302,000 | 4,566 |
| Pre-tax net operating income | $-345,000 | 7,031 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-345,000 | 7,126 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-345,000 | 7,128 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-345,000 | 7,126 |
| Net charge-offs | $653,000 | 1,389 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-345,000 | 7,092 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,912,000 | 4,669 |
| Total interest expense | $1,997,000 | 4,463 |
| Net interest income | $3,915,000 | 4,621 |
| Provision for loan and lease losses | $3,135,000 | 1,923 |
| Total noninterest income | $1,610,000 | 2,439 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $236,000 | 4,338 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,374,000 | 1,752 |
| Total noninterest expense | $8,119,000 | 2,433 |
| Salaries and employee benefits | $2,676,000 | 3,506 |
| Premises and equipment expense | $557,000 | 4,099 |
| Additional noninterest expense | $4,886,000 | 1,527 |
| Pre-tax net operating income | $-5,729,000 | 7,248 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $1,000 | 4,275 |
| Income before extraordinary items | $-5,730,000 | 7,328 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-5,730,000 | 7,328 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-5,730,000 | 7,328 |
| Net charge-offs | $5,897,000 | 1,009 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-5,730,000 | 7,345 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,676,000 | 4,568 |
| Total interest expense | $1,658,000 | 4,316 |
| Net interest income | $3,018,000 | 4,561 |
| Provision for loan and lease losses | $1,500,000 | 2,210 |
| Total noninterest income | $1,396,000 | 2,284 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $178,000 | 4,343 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,218,000 | 1,605 |
| Total noninterest expense | $4,889,000 | 2,975 |
| Salaries and employee benefits | $2,121,000 | 3,372 |
| Premises and equipment expense | $417,000 | 4,134 |
| Additional noninterest expense | $2,351,000 | 2,221 |
| Pre-tax net operating income | $-1,975,000 | 7,041 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-4,000 | 6,597 |
| Income before extraordinary items | $-1,971,000 | 7,161 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,971,000 | 7,161 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,971,000 | 7,160 |
| Net charge-offs | $4,418,000 | 903 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,971,000 | 7,158 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,253,000 | 4,480 |
| Total interest expense | $1,203,000 | 4,239 |
| Net interest income | $2,050,000 | 4,512 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $301,000 | 4,415 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $104,000 | 4,585 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $197,000 | 3,673 |
| Total noninterest expense | $2,993,000 | 3,221 |
| Salaries and employee benefits | $1,449,000 | 3,329 |
| Premises and equipment expense | $276,000 | 4,180 |
| Additional noninterest expense | $1,268,000 | 2,703 |
| Pre-tax net operating income | $-642,000 | 6,758 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-4,000 | 6,741 |
| Income before extraordinary items | $-638,000 | 6,893 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-638,000 | 6,893 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-638,000 | 6,893 |
| Net charge-offs | $2,218,000 | 1,056 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-638,000 | 6,880 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,648,000 | 4,486 |
| Total interest expense | $652,000 | 4,143 |
| Net interest income | $996,000 | 4,588 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $150,000 | 4,401 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $48,000 | 4,692 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $102,000 | 3,622 |
| Total noninterest expense | $1,341,000 | 3,451 |
| Salaries and employee benefits | $770,000 | 3,204 |
| Premises and equipment expense | $141,000 | 4,156 |
| Additional noninterest expense | $430,000 | 3,379 |
| Pre-tax net operating income | $-195,000 | 6,880 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $1,000 | 4,679 |
| Income before extraordinary items | $-196,000 | 7,024 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-196,000 | 7,025 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-196,000 | 7,025 |
| Net charge-offs | $26,000 | 4,134 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-196,000 | 6,950 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,972,000 | 3,811 |
| Total interest expense | $3,564,000 | 3,804 |
| Net interest income | $5,408,000 | 3,749 |
| Provision for loan and lease losses | $8,200,000 | 692 |
| Total noninterest income | $986,000 | 3,437 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $108,000 | 5,787 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $878,000 | 2,327 |
| Total noninterest expense | $5,223,000 | 3,441 |
| Salaries and employee benefits | $2,923,000 | 3,325 |
| Premises and equipment expense | $564,000 | 4,133 |
| Additional noninterest expense | $1,736,000 | 3,228 |
| Pre-tax net operating income | $-7,029,000 | 7,900 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-464,000 | 7,467 |
| Income before extraordinary items | $-6,565,000 | 7,896 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-6,565,000 | 7,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,853,000 | 706 |
| Cash dividends | $50,000 | 5,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-6,565,000 | 7,934 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,097,000 | 3,733 |
| Total interest expense | $2,826,000 | 3,770 |
| Net interest income | $4,271,000 | 3,640 |
| Provision for loan and lease losses | $450,000 | 2,889 |
| Total noninterest income | $875,000 | 3,162 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $78,000 | 5,876 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $797,000 | 2,126 |
| Total noninterest expense | $3,726,000 | 3,574 |
| Salaries and employee benefits | $2,169,000 | 3,402 |
| Premises and equipment expense | $421,000 | 4,143 |
| Additional noninterest expense | $1,136,000 | 3,522 |
| Pre-tax net operating income | $970,000 | 3,737 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $186,000 | 2,995 |
| Income before extraordinary items | $784,000 | 3,604 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $784,000 | 3,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $741,000 | 1,566 |
| Cash dividends | $50,000 | 4,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $784,000 | 3,750 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,866,000 | 3,711 |
| Total interest expense | $2,015,000 | 3,727 |
| Net interest income | $2,851,000 | 3,630 |
| Provision for loan and lease losses | $175,000 | 3,369 |
| Total noninterest income | $737,000 | 2,756 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $50,000 | 5,955 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $687,000 | 1,821 |
| Total noninterest expense | $2,455,000 | 3,617 |
| Salaries and employee benefits | $1,420,000 | 3,484 |
| Premises and equipment expense | $281,000 | 4,158 |
| Additional noninterest expense | $754,000 | 3,509 |
| Pre-tax net operating income | $958,000 | 3,033 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $180,000 | 2,801 |
| Income before extraordinary items | $778,000 | 3,109 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $778,000 | 3,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $280,000 | 1,860 |
| Cash dividends | $50,000 | 4,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $778,000 | 3,048 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,507,000 | 3,721 |
| Total interest expense | $1,083,000 | 3,705 |
| Net interest income | $1,424,000 | 3,623 |
| Provision for loan and lease losses | $25,000 | 4,682 |
| Total noninterest income | $100,000 | 5,420 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $24,000 | 5,995 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $76,000 | 4,301 |
| Total noninterest expense | $1,264,000 | 3,552 |
| Salaries and employee benefits | $762,000 | 3,306 |
| Premises and equipment expense | $137,000 | 4,265 |
| Additional noninterest expense | $365,000 | 3,553 |
| Pre-tax net operating income | $235,000 | 4,646 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $20,000 | 4,373 |
| Income before extraordinary items | $215,000 | 4,515 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $215,000 | 4,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,030 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $215,000 | 4,413 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,343,000 | 3,437 |
| Total interest expense | $4,647,000 | 3,638 |
| Net interest income | $6,696,000 | 3,212 |
| Provision for loan and lease losses | $2,035,000 | 833 |
| Total noninterest income | $565,000 | 4,761 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $88,000 | 6,198 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $477,000 | 3,399 |
| Total noninterest expense | $4,899,000 | 3,486 |
| Salaries and employee benefits | $2,899,000 | 3,316 |
| Premises and equipment expense | $531,000 | 4,197 |
| Additional noninterest expense | $1,469,000 | 3,479 |
| Pre-tax net operating income | $327,000 | 6,515 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $52,000 | 4,914 |
| Income before extraordinary items | $275,000 | 6,521 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $275,000 | 6,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $485,000 | 1,731 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $227,000 | 720 |
| Net operating income | $275,000 | 6,502 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,509,000 | 3,446 |
| Total interest expense | $3,457,000 | 3,673 |
| Net interest income | $5,052,000 | 3,202 |
| Provision for loan and lease losses | $290,000 | 2,361 |
| Total noninterest income | $368,000 | 5,089 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $65,000 | 6,237 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $303,000 | 3,720 |
| Total noninterest expense | $3,516,000 | 3,605 |
| Salaries and employee benefits | $2,061,000 | 3,443 |
| Premises and equipment expense | $394,000 | 4,216 |
| Additional noninterest expense | $1,061,000 | 3,537 |
| Pre-tax net operating income | $1,614,000 | 3,302 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $579,000 | 2,344 |
| Income before extraordinary items | $1,035,000 | 3,813 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,035,000 | 3,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 2,239 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $173,000 | 629 |
| Net operating income | $1,035,000 | 3,796 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,605,000 | 3,494 |
| Total interest expense | $2,272,000 | 3,710 |
| Net interest income | $3,333,000 | 3,258 |
| Provision for loan and lease losses | $90,000 | 3,429 |
| Total noninterest income | $273,000 | 4,875 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $40,000 | 6,367 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $233,000 | 3,493 |
| Total noninterest expense | $2,394,000 | 3,573 |
| Salaries and employee benefits | $1,415,000 | 3,400 |
| Premises and equipment expense | $271,000 | 4,142 |
| Additional noninterest expense | $708,000 | 3,531 |
| Pre-tax net operating income | $1,122,000 | 3,261 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $439,000 | 2,247 |
| Income before extraordinary items | $683,000 | 3,874 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $683,000 | 3,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $167,000 | 486 |
| Net operating income | $683,000 | 3,865 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,751,000 | 3,523 |
| Total interest expense | $1,096,000 | 3,773 |
| Net interest income | $1,655,000 | 3,273 |
| Provision for loan and lease losses | $50,000 | 3,068 |
| Total noninterest income | $165,000 | 4,420 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $18,000 | 6,477 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $147,000 | 3,058 |
| Total noninterest expense | $1,206,000 | 3,558 |
| Salaries and employee benefits | $689,000 | 3,503 |
| Premises and equipment expense | $129,000 | 4,299 |
| Additional noninterest expense | $388,000 | 3,252 |
| Pre-tax net operating income | $564,000 | 3,262 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $212,000 | 2,322 |
| Income before extraordinary items | $352,000 | 3,801 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $352,000 | 3,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $153,000 | 279 |
| Net operating income | $352,000 | 3,777 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,863,000 | 3,617 |
| Total interest expense | $3,500,000 | 3,912 |
| Net interest income | $6,363,000 | 3,371 |
| Provision for loan and lease losses | $440,000 | 2,115 |
| Total noninterest income | $482,000 | 5,214 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $70,000 | 6,585 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $412,000 | 3,679 |
| Total noninterest expense | $4,398,000 | 3,691 |
| Salaries and employee benefits | $2,469,000 | 3,645 |
| Premises and equipment expense | $472,000 | 4,436 |
| Additional noninterest expense | $1,457,000 | 3,361 |
| Pre-tax net operating income | $2,007,000 | 3,636 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $744,000 | 2,585 |
| Income before extraordinary items | $1,263,000 | 4,176 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,263,000 | 4,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,021 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $116,000 | 860 |
| Net operating income | $1,263,000 | 4,142 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,013,000 | 3,735 |
| Total interest expense | $2,429,000 | 4,037 |
| Net interest income | $4,584,000 | 3,493 |
| Provision for loan and lease losses | $375,000 | 1,792 |
| Total noninterest income | $356,000 | 5,255 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $50,000 | 6,711 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $306,000 | 3,704 |
| Total noninterest expense | $3,168,000 | 3,811 |
| Salaries and employee benefits | $1,739,000 | 3,821 |
| Premises and equipment expense | $342,000 | 4,527 |
| Additional noninterest expense | $1,087,000 | 3,383 |
| Pre-tax net operating income | $1,397,000 | 3,951 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $559,000 | 2,703 |
| Income before extraordinary items | $838,000 | 4,591 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $838,000 | 4,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $99,000 | 707 |
| Net operating income | $838,000 | 4,582 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,432,000 | 3,834 |
| Total interest expense | $1,468,000 | 4,169 |
| Net interest income | $2,964,000 | 3,580 |
| Provision for loan and lease losses | $325,000 | 1,371 |
| Total noninterest income | $198,000 | 5,663 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $30,000 | 6,853 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $168,000 | 4,090 |
| Total noninterest expense | $2,082,000 | 3,889 |
| Salaries and employee benefits | $1,150,000 | 3,861 |
| Premises and equipment expense | $213,000 | 4,739 |
| Additional noninterest expense | $719,000 | 3,399 |
| Pre-tax net operating income | $755,000 | 4,451 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $296,000 | 3,062 |
| Income before extraordinary items | $459,000 | 5,085 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $459,000 | 5,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $459,000 | 5,073 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,075,000 | 3,966 |
| Total interest expense | $655,000 | 4,342 |
| Net interest income | $1,420,000 | 3,698 |
| Provision for loan and lease losses | $135,000 | 1,590 |
| Total noninterest income | $96,000 | 5,679 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $13,000 | 6,977 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $83,000 | 4,074 |
| Total noninterest expense | $937,000 | 4,190 |
| Salaries and employee benefits | $526,000 | 4,145 |
| Premises and equipment expense | $91,000 | 5,241 |
| Additional noninterest expense | $320,000 | 3,705 |
| Pre-tax net operating income | $444,000 | 4,025 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $185,000 | 2,713 |
| Income before extraordinary items | $259,000 | 4,781 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $259,000 | 4,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $259,000 | 4,758 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,236,000 | 4,504 |
| Total interest expense | $1,411,000 | 5,386 |
| Net interest income | $4,825,000 | 4,062 |
| Provision for loan and lease losses | $431,000 | 2,143 |
| Total noninterest income | $351,000 | 6,010 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $52,000 | 7,053 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $299,000 | 4,341 |
| Total noninterest expense | $3,426,000 | 4,364 |
| Salaries and employee benefits | $1,953,000 | 4,188 |
| Premises and equipment expense | $367,000 | 5,134 |
| Additional noninterest expense | $1,106,000 | 4,098 |
| Pre-tax net operating income | $1,319,000 | 4,688 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $547,000 | 3,220 |
| Income before extraordinary items | $772,000 | 5,427 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $772,000 | 5,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,059 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $180,000 | 660 |
| Net operating income | $772,000 | 5,404 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,409,000 | 4,629 |
| Total interest expense | $986,000 | 5,474 |
| Net interest income | $3,423,000 | 4,213 |
| Provision for loan and lease losses | $260,000 | 2,468 |
| Total noninterest income | $288,000 | 5,847 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $38,000 | 7,121 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $250,000 | 4,140 |
| Total noninterest expense | $2,593,000 | 4,296 |
| Salaries and employee benefits | $1,493,000 | 4,115 |
| Premises and equipment expense | $275,000 | 5,115 |
| Additional noninterest expense | $825,000 | 4,089 |
| Pre-tax net operating income | $858,000 | 5,147 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $353,000 | 3,521 |
| Income before extraordinary items | $505,000 | 5,874 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $505,000 | 5,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 3,193 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 564 |
| Net operating income | $505,000 | 5,841 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,796,000 | 4,721 |
| Total interest expense | $630,000 | 5,433 |
| Net interest income | $2,166,000 | 4,361 |
| Provision for loan and lease losses | $138,000 | 2,810 |
| Total noninterest income | $184,000 | 5,922 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $21,000 | 7,247 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $163,000 | 4,136 |
| Total noninterest expense | $1,688,000 | 4,356 |
| Salaries and employee benefits | $978,000 | 4,140 |
| Premises and equipment expense | $182,000 | 5,135 |
| Additional noninterest expense | $528,000 | 4,192 |
| Pre-tax net operating income | $524,000 | 5,362 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $217,000 | 3,656 |
| Income before extraordinary items | $307,000 | 6,074 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $307,000 | 6,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 2,744 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 430 |
| Net operating income | $307,000 | 6,021 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,272,000 | 4,994 |
| Total interest expense | $271,000 | 5,754 |
| Net interest income | $1,001,000 | 4,620 |
| Provision for loan and lease losses | $41,000 | 3,575 |
| Total noninterest income | $81,000 | 6,145 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $9,000 | 7,376 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $72,000 | 4,397 |
| Total noninterest expense | $770,000 | 4,673 |
| Salaries and employee benefits | $447,000 | 4,467 |
| Premises and equipment expense | $89,000 | 5,250 |
| Additional noninterest expense | $234,000 | 4,589 |
| Pre-tax net operating income | $271,000 | 5,254 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $121,000 | 3,455 |
| Income before extraordinary items | $150,000 | 6,094 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $150,000 | 6,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $150,000 | 6,054 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,878,000 | 5,644 |
| Total interest expense | $817,000 | 6,202 |
| Net interest income | $3,061,000 | 5,352 |
| Provision for loan and lease losses | $270,000 | 3,102 |
| Total noninterest income | $762,000 | 4,184 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $30,000 | 7,548 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $732,000 | 2,645 |
| Total noninterest expense | $2,773,000 | 4,931 |
| Salaries and employee benefits | $1,639,000 | 4,655 |
| Premises and equipment expense | $310,000 | 5,586 |
| Additional noninterest expense | $824,000 | 4,992 |
| Pre-tax net operating income | $780,000 | 5,852 |
| Securities gains (losses) | $-3,000 | 7,966 |
| Applicable income taxes | $-7,000 | 8,562 |
| Income before extraordinary items | $784,000 | 5,304 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $784,000 | 5,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $5,731,000 | 206 |
| Net operating income | $787,000 | 5,224 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,677,000 | 5,905 |
| Total interest expense | $548,000 | 6,473 |
| Net interest income | $2,129,000 | 5,585 |
| Provision for loan and lease losses | $190,000 | 3,078 |
| Total noninterest income | $256,000 | 6,173 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $21,000 | 7,621 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $235,000 | 4,186 |
| Total noninterest expense | $1,843,000 | 5,332 |
| Salaries and employee benefits | $1,073,000 | 5,057 |
| Premises and equipment expense | $207,000 | 5,885 |
| Additional noninterest expense | $563,000 | 5,259 |
| Pre-tax net operating income | $352,000 | 6,951 |
| Securities gains (losses) | $-3,000 | 8,248 |
| Applicable income taxes | $14,000 | 6,683 |
| Income before extraordinary items | $335,000 | 6,690 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $335,000 | 6,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $5,731,000 | 151 |
| Net operating income | $337,880 | 6,611 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,663,000 | 6,149 |
| Total interest expense | $320,000 | 6,827 |
| Net interest income | $1,343,000 | 5,759 |
| Provision for loan and lease losses | $120,000 | 3,090 |
| Total noninterest income | $152,000 | 6,439 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $14,000 | 7,676 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $138,000 | 4,473 |
| Total noninterest expense | $1,138,000 | 5,605 |
| Salaries and employee benefits | $676,000 | 5,308 |
| Premises and equipment expense | $119,000 | 6,333 |
| Additional noninterest expense | $343,000 | 5,567 |
| Pre-tax net operating income | $237,000 | 6,926 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $26,000 | 6,137 |
| Income before extraordinary items | $211,000 | 6,790 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $211,000 | 6,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $211,000 | 6,705 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $764,000 | 6,424 |
| Total interest expense | $150,000 | 7,036 |
| Net interest income | $614,000 | 6,085 |
| Provision for loan and lease losses | $40,000 | 3,725 |
| Total noninterest income | $53,000 | 7,118 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $6,000 | 7,724 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $47,000 | 5,234 |
| Total noninterest expense | $536,000 | 5,817 |
| Salaries and employee benefits | $320,000 | 5,527 |
| Premises and equipment expense | $59,000 | 6,355 |
| Additional noninterest expense | $157,000 | 5,860 |
| Pre-tax net operating income | $91,000 | 7,292 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $10,000 | 6,242 |
| Income before extraordinary items | $81,000 | 7,198 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $81,000 | 7,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $81,000 | 7,123 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,342,000 | 7,208 |
| Total interest expense | $589,000 | 7,426 |
| Net interest income | $1,753,000 | 6,981 |
| Provision for loan and lease losses | $210,000 | 3,929 |
| Total noninterest income | $371,000 | 6,126 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $77,000 | 6,951 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $294,000 | 4,554 |
| Total noninterest expense | $1,802,000 | 6,352 |
| Salaries and employee benefits | $971,000 | 6,367 |
| Premises and equipment expense | $164,000 | 7,207 |
| Additional noninterest expense | $667,000 | 5,649 |
| Pre-tax net operating income | $112,000 | 8,153 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-144,000 | 8,981 |
| Income before extraordinary items | $256,000 | 7,493 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $256,000 | 7,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $256,000 | 7,352 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,627,000 | 7,472 |
| Total interest expense | $444,000 | 7,564 |
| Net interest income | $1,183,000 | 7,299 |
| Provision for loan and lease losses | $140,000 | 4,015 |
| Total noninterest income | $273,000 | 6,218 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $58,000 | 7,002 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $215,000 | 4,649 |
| Total noninterest expense | $1,285,000 | 6,475 |
| Salaries and employee benefits | $684,000 | 6,538 |
| Premises and equipment expense | $119,000 | 7,291 |
| Additional noninterest expense | $482,000 | 5,754 |
| Pre-tax net operating income | $31,000 | 8,528 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,000 | 7,438 |
| Income before extraordinary items | $30,000 | 8,619 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $30,000 | 8,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $30,000 | 8,512 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $978,000 | 7,744 |
| Total interest expense | $288,000 | 7,748 |
| Net interest income | $690,000 | 7,622 |
| Provision for loan and lease losses | $100,000 | 3,841 |
| Total noninterest income | $196,000 | 6,062 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $35,000 | 7,137 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $161,000 | 4,447 |
| Total noninterest expense | $827,000 | 6,603 |
| Salaries and employee benefits | $438,000 | 6,688 |
| Premises and equipment expense | $79,000 | 7,317 |
| Additional noninterest expense | $310,000 | 5,878 |
| Pre-tax net operating income | $-41,000 | 8,761 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,000 | 7,438 |
| Income before extraordinary items | $-42,000 | 8,852 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-42,000 | 8,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-42,000 | 8,758 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $443,000 | 7,987 |
| Total interest expense | $139,000 | 7,898 |
| Net interest income | $304,000 | 7,907 |
| Provision for loan and lease losses | $35,000 | 4,303 |
| Total noninterest income | $79,000 | 6,467 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $11,000 | 7,586 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $68,000 | 4,672 |
| Total noninterest expense | $402,000 | 6,700 |
| Salaries and employee benefits | $216,000 | 6,738 |
| Premises and equipment expense | $37,000 | 7,479 |
| Additional noninterest expense | $149,000 | 5,971 |
| Pre-tax net operating income | $-54,000 | 8,900 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,000 | 7,273 |
| Income before extraordinary items | $-55,000 | 8,965 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-55,000 | 8,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-55,000 | 8,876 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $483,000 | 9,175 |
| Total interest expense | $131,000 | 9,163 |
| Net interest income | $352,000 | 9,135 |
| Provision for loan and lease losses | $170,000 | 4,692 |
| Total noninterest income | $97,000 | 8,433 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $0 | 8,205 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $97,000 | 6,503 |
| Total noninterest expense | $742,000 | 8,465 |
| Salaries and employee benefits | $428,000 | 8,403 |
| Premises and equipment expense | $81,000 | 8,428 |
| Additional noninterest expense | $233,000 | 8,301 |
| Pre-tax net operating income | $-463,000 | 8,960 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-463,000 | 9,030 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-463,000 | 9,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $6,655,000 | 107 |
| Net operating income | $-463,000 | 8,984 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.