Home > Granite Community Bank, N.A. > Assets and Liabilities
Granite Community Bank, N.A., Assets and Liabilities
| 2010-03-31 | Rank | |
| # of Employees: | 35 | 4,091 |
| Assets and Liabilities | ||
| Total Assets: | $102,913,000 | 5,069 |
| Cash and due from depository institutions | $9,369,000 | 4,091 |
| Interest-bearing balances | $8,073,000 | 2,993 |
| Securities | $3,086,000 | 7,074 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $79,931,000 | 4,460 |
| Loan loss allowance | $3,096,000 | 2,377 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $1,019,000 | 5,515 |
| Other real estate owned | $4,256,000 | 4,091 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $5,252,000 | 3,283 |
| Life insurance assets | $3,698,000 | 1,606 |
| Total liabilities and capital | $102,913,000 | 5,069 |
| Total liabilities | $99,853,000 | 4,832 |
| Total deposits | $94,252,000 | 4,804 |
| Interest-bearing deposits | $72,872,000 | 5,082 |
| Deposits held in domestic offices | $94,252,000 | 4,803 |
| % insured | 92.75% | 2,648 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $5,000,000 | 3,478 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $601,000 | 4,467 |
| Total equity capital | $3,060,000 | 7,471 |
| Total bank equity capital | $3,060,000 | 7,471 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $6,788,000 | 756 |
| Surplus | $7,668,000 | 3,201 |
| Undivided profits | $-11,396,000 | 7,628 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $10,028,000 | 1,490 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $256,000 | 6,843 |
| Earning assets | $91,090,000 | 5,140 |
| Long-term assets (5+ years) | $21,463,000 | 4,052 |
| Average Assets, year-to-date | $105,625,500 | 4,988 |
| Average Assets, quarterly | $105,625,500 | 4,988 |
| Volatile liabilities | $40,649,000 | 3,212 |
| Insider loans | $2,098,000 | 2,925 |
| FHLB advances | $5,000,000 | 3,318 |
| Loans and leases held for sale | $1,085,000 | 878 |
| Unused loan commitments | $10,124,000 | 4,123 |
| Tier 1 (core) risk-based capital | $3,057,000 | 7,436 |
| Tier 2 risk-based capital | $1,137,000 | 4,004 |
| Total risk weighted assets | $88,228,000 | 4,399 |
| Total unused commitments | $10,124,000 | 4,128 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 37 | 3,992 |
| Assets and Liabilities | ||
| Total Assets: | $108,338,000 | 4,940 |
| Cash and due from depository institutions | $8,541,000 | 3,992 |
| Interest-bearing balances | $6,994,000 | 2,817 |
| Securities | $2,073,000 | 7,296 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $85,382,000 | 4,321 |
| Loan loss allowance | $3,594,000 | 2,090 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $1,052,000 | 5,509 |
| Other real estate owned | $6,038,000 | 3,992 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $5,252,000 | 3,360 |
| Life insurance assets | $3,667,000 | 1,617 |
| Total liabilities and capital | $108,338,000 | 4,940 |
| Total liabilities | $104,942,000 | 4,699 |
| Total deposits | $101,787,000 | 4,576 |
| Interest-bearing deposits | $78,006,000 | 4,882 |
| Deposits held in domestic offices | $101,787,000 | 4,575 |
| % insured | 90.04% | 3,705 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $2,000,000 | 4,489 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,155,000 | 3,155 |
| Total equity capital | $3,396,000 | 7,423 |
| Total bank equity capital | $3,396,000 | 7,423 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $6,788,000 | 758 |
| Surplus | $7,668,000 | 3,214 |
| Undivided profits | $-11,060,000 | 7,693 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $14,226,000 | 1,132 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $268,000 | 6,830 |
| Earning assets | $94,449,000 | 5,052 |
| Long-term assets (5+ years) | $21,141,000 | 4,068 |
| Average Assets, year-to-date | $127,802,000 | 4,383 |
| Average Assets, quarterly | $114,844,000 | 4,761 |
| Volatile liabilities | $38,182,000 | 3,382 |
| Insider loans | $2,108,000 | 2,966 |
| FHLB advances | $2,000,000 | 4,334 |
| Loans and leases held for sale | $627,000 | 1,190 |
| Unused loan commitments | $12,212,000 | 3,723 |
| Tier 1 (core) risk-based capital | $3,402,000 | 7,379 |
| Tier 2 risk-based capital | $1,276,000 | 3,707 |
| Total risk weighted assets | $98,986,000 | 4,136 |
| Total unused commitments | $12,212,000 | 3,725 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 34 | 4,252 |
| Assets and Liabilities | ||
| Total Assets: | $121,350,000 | 4,621 |
| Cash and due from depository institutions | $10,319,000 | 4,252 |
| Interest-bearing balances | $6,911,000 | 2,572 |
| Securities | $3,016,000 | 7,182 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $93,026,000 | 4,179 |
| Loan loss allowance | $3,438,000 | 2,095 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $1,089,000 | 5,495 |
| Other real estate owned | $6,414,000 | 4,252 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $7,486,000 | 2,341 |
| Life insurance assets | $3,637,000 | 1,622 |
| Total liabilities and capital | $121,350,000 | 4,621 |
| Total liabilities | $114,155,000 | 4,450 |
| Total deposits | $108,054,000 | 4,385 |
| Interest-bearing deposits | $80,213,000 | 4,796 |
| Deposits held in domestic offices | $108,054,000 | 4,383 |
| % insured | 81.31% | 6,264 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $5,000,000 | 3,752 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,101,000 | 3,572 |
| Total equity capital | $7,195,000 | 6,258 |
| Total bank equity capital | $7,195,000 | 6,257 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $6,788,000 | 769 |
| Surplus | $7,668,000 | 3,215 |
| Undivided profits | $-7,261,000 | 7,738 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $12,185,000 | 1,285 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $340,000 | 6,573 |
| Earning assets | $102,953,000 | 4,845 |
| Long-term assets (5+ years) | $6,434,000 | 6,012 |
| Average Assets, year-to-date | $132,668,000 | 4,305 |
| Average Assets, quarterly | $129,317,000 | 4,419 |
| Volatile liabilities | $34,198,000 | 3,685 |
| Insider loans | $4,808,000 | 1,610 |
| FHLB advances | $5,000,000 | 3,599 |
| Loans and leases held for sale | $1,326,000 | 829 |
| Unused loan commitments | $14,986,000 | 3,435 |
| Tier 1 (core) risk-based capital | $7,162,000 | 6,120 |
| Tier 2 risk-based capital | $1,385,000 | 3,469 |
| Total risk weighted assets | $108,411,000 | 3,913 |
| Total unused commitments | $14,986,000 | 3,437 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 36 | 4,153 |
| Assets and Liabilities | ||
| Total Assets: | $137,284,000 | 4,265 |
| Cash and due from depository institutions | $2,846,000 | 4,153 |
| Interest-bearing balances | $604,000 | 5,148 |
| Securities | $4,033,000 | 6,994 |
| Federal funds sold & reverse repurchase agreements | $13,860,000 | 710 |
| Net loans & leases | $101,750,000 | 3,956 |
| Loan loss allowance | $4,138,000 | 1,752 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,126,000 | 5,511 |
| Other real estate owned | $6,238,000 | 4,153 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $7,431,000 | 2,383 |
| Life insurance assets | $3,606,000 | 1,639 |
| Total liabilities and capital | $137,284,000 | 4,265 |
| Total liabilities | $128,757,000 | 4,139 |
| Total deposits | $120,672,000 | 4,074 |
| Interest-bearing deposits | $93,445,000 | 4,357 |
| Deposits held in domestic offices | $120,672,000 | 4,072 |
| % insured | 66.90% | 6,514 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $7,000,000 | 3,422 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,085,000 | 3,617 |
| Total equity capital | $8,527,000 | 5,821 |
| Total bank equity capital | $8,527,000 | 5,819 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $6,788,000 | 775 |
| Surplus | $7,668,000 | 3,222 |
| Undivided profits | $-5,929,000 | 7,772 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $12,612,000 | 1,206 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $360,000 | 6,405 |
| Earning assets | $120,247,000 | 4,404 |
| Long-term assets (5+ years) | $6,115,000 | 6,068 |
| Average Assets, year-to-date | $136,440,670 | 4,249 |
| Average Assets, quarterly | $137,255,000 | 4,252 |
| Volatile liabilities | $43,740,000 | 3,070 |
| Insider loans | $6,656,000 | 1,187 |
| FHLB advances | $7,000,000 | 3,276 |
| Loans and leases held for sale | $920,000 | 1,238 |
| Unused loan commitments | $21,742,000 | 2,793 |
| Tier 1 (core) risk-based capital | $8,494,000 | 5,718 |
| Tier 2 risk-based capital | $1,521,000 | 3,236 |
| Total risk weighted assets | $118,639,000 | 3,676 |
| Total unused commitments | $21,742,000 | 2,796 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 37 | 4,098 |
| Assets and Liabilities | ||
| Total Assets: | $137,226,000 | 4,277 |
| Cash and due from depository institutions | $3,560,000 | 4,098 |
| Interest-bearing balances | $840,000 | 4,575 |
| Securities | $3,041,000 | 7,275 |
| Federal funds sold & reverse repurchase agreements | $11,030,000 | 1,104 |
| Net loans & leases | $106,129,000 | 3,846 |
| Loan loss allowance | $6,330,000 | 1,154 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $1,154,000 | 5,509 |
| Other real estate owned | $4,989,000 | 4,098 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $7,323,000 | 2,404 |
| Life insurance assets | $3,575,000 | 1,642 |
| Total liabilities and capital | $137,226,000 | 4,277 |
| Total liabilities | $128,256,000 | 4,155 |
| Total deposits | $120,170,000 | 4,085 |
| Interest-bearing deposits | $92,333,000 | 4,394 |
| Deposits held in domestic offices | $120,170,000 | 4,083 |
| % insured | 68.61% | 6,292 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $7,000,000 | 3,480 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,086,000 | 3,555 |
| Total equity capital | $8,970,000 | 5,723 |
| Total bank equity capital | $8,970,000 | 5,722 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $6,788,000 | 772 |
| Surplus | $7,668,000 | 3,203 |
| Undivided profits | $-5,486,000 | 7,863 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $8,418,000 | 1,481 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $364,000 | 6,385 |
| Earning assets | $121,040,000 | 4,388 |
| Long-term assets (5+ years) | $6,178,000 | 6,053 |
| Average Assets, year-to-date | $136,019,000 | 4,284 |
| Average Assets, quarterly | $136,019,000 | 4,284 |
| Volatile liabilities | $45,347,000 | 2,958 |
| Insider loans | $5,576,000 | 1,398 |
| FHLB advances | $7,000,000 | 3,340 |
| Loans and leases held for sale | $110,000 | 1,785 |
| Unused loan commitments | $22,016,000 | 2,884 |
| Tier 1 (core) risk-based capital | $8,937,000 | 5,620 |
| Tier 2 risk-based capital | $1,610,000 | 3,120 |
| Total risk weighted assets | $123,308,000 | 3,602 |
| Total unused commitments | $22,016,000 | 2,886 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 40 | 3,884 |
| Assets and Liabilities | ||
| Total Assets: | $134,812,000 | 4,300 |
| Cash and due from depository institutions | $7,055,000 | 3,884 |
| Interest-bearing balances | $4,462,000 | 2,008 |
| Securities | $4,057,000 | 7,121 |
| Federal funds sold & reverse repurchase agreements | $175,000 | 4,932 |
| Net loans & leases | $109,859,000 | 3,786 |
| Loan loss allowance | $6,356,000 | 1,106 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $1,164,000 | 5,548 |
| Other real estate owned | $4,989,000 | 3,884 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $7,513,000 | 2,362 |
| Life insurance assets | $3,544,000 | 1,649 |
| Total liabilities and capital | $134,813,000 | 4,300 |
| Total liabilities | $125,647,000 | 4,181 |
| Total deposits | $111,651,000 | 4,211 |
| Interest-bearing deposits | $86,254,000 | 4,503 |
| Deposits held in domestic offices | $111,651,000 | 4,209 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $13,000,000 | 2,816 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $996,000 | 3,739 |
| Total equity capital | $9,166,000 | 5,664 |
| Total bank equity capital | $9,166,000 | 5,664 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $6,788,000 | 771 |
| Surplus | $7,668,000 | 3,191 |
| Undivided profits | $-5,290,000 | 7,933 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,127,000 | 1,445 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $469,000 | 5,922 |
| Earning assets | $118,553,000 | 4,418 |
| Long-term assets (5+ years) | $9,110,000 | 5,497 |
| Average Assets, year-to-date | $150,668,400 | 3,885 |
| Average Assets, quarterly | $144,203,000 | 4,077 |
| Volatile liabilities | $45,522,000 | 2,948 |
| Insider loans | $6,324,000 | 1,272 |
| FHLB advances | $13,000,000 | 2,707 |
| Loans and leases held for sale | $669,000 | 1,021 |
| Unused loan commitments | $22,087,000 | 2,888 |
| Tier 1 (core) risk-based capital | $9,133,000 | 5,566 |
| Tier 2 risk-based capital | $1,637,000 | 3,042 |
| Total risk weighted assets | $125,440,000 | 3,579 |
| Total unused commitments | $22,087,000 | 2,888 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 41 | 3,844 |
| Assets and Liabilities | ||
| Total Assets: | $153,594,000 | 3,921 |
| Cash and due from depository institutions | $3,314,000 | 3,844 |
| Interest-bearing balances | $932,000 | 3,117 |
| Securities | $6,977,000 | 6,492 |
| Federal funds sold & reverse repurchase agreements | $10,640,000 | 1,129 |
| Net loans & leases | $122,442,000 | 3,477 |
| Loan loss allowance | $2,718,000 | 2,122 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $1,120,000 | 5,639 |
| Other real estate owned | $1,775,000 | 3,844 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $7,326,000 | 2,401 |
| Life insurance assets | $3,513,000 | 1,643 |
| Total liabilities and capital | $153,594,000 | 3,921 |
| Total liabilities | $137,096,000 | 3,918 |
| Total deposits | $122,890,000 | 3,907 |
| Interest-bearing deposits | $94,389,000 | 4,206 |
| Deposits held in domestic offices | $122,890,000 | 3,904 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $13,000,000 | 2,814 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,206,000 | 3,402 |
| Total equity capital | $16,498,000 | 3,837 |
| Total bank equity capital | $16,498,000 | 3,837 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $6,788,000 | 773 |
| Surplus | $7,668,000 | 3,187 |
| Undivided profits | $2,042,000 | 5,967 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,242,000 | 1,392 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $653,000 | 5,151 |
| Earning assets | $140,991,000 | 3,917 |
| Long-term assets (5+ years) | $9,852,000 | 5,341 |
| Average Assets, year-to-date | $154,632,500 | 3,827 |
| Average Assets, quarterly | $159,257,000 | 3,784 |
| Volatile liabilities | $42,581,000 | 2,997 |
| Insider loans | $7,267,000 | 1,090 |
| FHLB advances | $13,000,000 | 2,702 |
| Loans and leases held for sale | $878,000 | 834 |
| Unused loan commitments | $24,860,000 | 2,819 |
| Tier 1 (core) risk-based capital | $16,482,000 | 3,775 |
| Tier 2 risk-based capital | $1,760,000 | 2,799 |
| Total risk weighted assets | $139,774,000 | 3,269 |
| Total unused commitments | $24,860,000 | 2,821 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 40 | 3,975 |
| Assets and Liabilities | ||
| Total Assets: | $164,920,000 | 3,704 |
| Cash and due from depository institutions | $6,341,000 | 3,975 |
| Interest-bearing balances | $3,409,000 | 1,634 |
| Securities | $8,994,000 | 6,109 |
| Federal funds sold & reverse repurchase agreements | $12,600,000 | 950 |
| Net loans & leases | $126,941,000 | 3,368 |
| Loan loss allowance | $2,904,000 | 1,955 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,119,000 | 5,688 |
| Other real estate owned | $1,775,000 | 3,975 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $7,150,000 | 2,417 |
| Life insurance assets | $3,482,000 | 1,652 |
| Total liabilities and capital | $164,920,000 | 3,704 |
| Total liabilities | $148,429,000 | 3,688 |
| Total deposits | $140,130,000 | 3,538 |
| Interest-bearing deposits | $107,542,000 | 3,848 |
| Deposits held in domestic offices | $140,130,000 | 3,535 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $7,000,000 | 3,581 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,299,000 | 3,191 |
| Total equity capital | $16,491,000 | 3,886 |
| Total bank equity capital | $16,491,000 | 3,886 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $6,788,000 | 765 |
| Surplus | $7,667,000 | 3,172 |
| Undivided profits | $2,036,000 | 6,039 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,306,000 | 1,982 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $655,000 | 5,070 |
| Earning assets | $151,944,000 | 3,685 |
| Long-term assets (5+ years) | $9,482,000 | 5,384 |
| Average Assets, year-to-date | $154,978,670 | 3,853 |
| Average Assets, quarterly | $158,349,000 | 3,820 |
| Volatile liabilities | $40,672,000 | 3,107 |
| Insider loans | $7,216,000 | 1,092 |
| FHLB advances | $7,000,000 | 3,446 |
| Loans and leases held for sale | $687,000 | 1,036 |
| Unused loan commitments | $27,848,000 | 2,680 |
| Tier 1 (core) risk-based capital | $16,475,000 | 3,803 |
| Tier 2 risk-based capital | $1,821,000 | 2,680 |
| Total risk weighted assets | $144,615,000 | 3,187 |
| Total unused commitments | $27,848,000 | 2,681 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 40 | 3,978 |
| Assets and Liabilities | ||
| Total Assets: | $151,778,000 | 3,952 |
| Cash and due from depository institutions | $3,651,000 | 3,978 |
| Interest-bearing balances | $473,000 | 3,721 |
| Securities | $11,632,000 | 5,648 |
| Federal funds sold & reverse repurchase agreements | $2,090,000 | 4,887 |
| Net loans & leases | $125,927,000 | 3,346 |
| Loan loss allowance | $3,006,000 | 1,828 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $1,158,000 | 5,639 |
| Other real estate owned | $0 | 3,978 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $7,320,000 | 2,309 |
| Life insurance assets | $3,897,000 | 1,519 |
| Total liabilities and capital | $151,778,000 | 3,952 |
| Total liabilities | $135,801,000 | 3,922 |
| Total deposits | $125,602,000 | 3,865 |
| Interest-bearing deposits | $96,596,000 | 4,153 |
| Deposits held in domestic offices | $125,602,000 | 3,862 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,227 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $7,000,000 | 3,344 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,199,000 | 3,614 |
| Total equity capital | $15,977,000 | 4,067 |
| Total bank equity capital | $15,977,000 | 4,067 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $6,795,000 | 758 |
| Surplus | $7,709,000 | 3,136 |
| Undivided profits | $1,473,000 | 6,529 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,577,000 | 2,159 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $657,000 | 5,032 |
| Earning assets | $140,122,000 | 3,927 |
| Long-term assets (5+ years) | $9,342,000 | 5,319 |
| Average Assets, year-to-date | $150,008,000 | 3,938 |
| Average Assets, quarterly | $150,008,000 | 3,938 |
| Volatile liabilities | $45,961,000 | 2,801 |
| Insider loans | $6,189,000 | 1,265 |
| FHLB advances | $7,000,000 | 3,229 |
| Loans and leases held for sale | $335,000 | 1,370 |
| Unused loan commitments | $27,738,000 | 2,748 |
| Tier 1 (core) risk-based capital | $15,961,000 | 3,894 |
| Tier 2 risk-based capital | $1,769,000 | 2,696 |
| Total risk weighted assets | $140,246,000 | 3,233 |
| Total unused commitments | $27,738,000 | 2,750 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 44 | 3,708 |
| Assets and Liabilities | ||
| Total Assets: | $148,238,000 | 3,972 |
| Cash and due from depository institutions | $2,597,000 | 3,708 |
| Interest-bearing balances | $866,000 | 2,700 |
| Securities | $9,524,000 | 6,108 |
| Federal funds sold & reverse repurchase agreements | $1,530,000 | 4,531 |
| Net loans & leases | $126,047,000 | 3,344 |
| Loan loss allowance | $3,009,000 | 1,797 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $1,190,000 | 5,594 |
| Other real estate owned | $0 | 3,708 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $7,350,000 | 2,309 |
| Life insurance assets | $3,863,000 | 1,508 |
| Total liabilities and capital | $148,238,000 | 3,972 |
| Total liabilities | $132,425,000 | 3,955 |
| Total deposits | $116,236,000 | 4,040 |
| Interest-bearing deposits | $89,861,000 | 4,302 |
| Deposits held in domestic offices | $116,236,000 | 4,038 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $15,000,000 | 2,203 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,189,000 | 3,583 |
| Total equity capital | $15,813,000 | 4,027 |
| Total bank equity capital | $15,813,000 | 4,027 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $6,795,000 | 741 |
| Surplus | $7,703,000 | 3,109 |
| Undivided profits | $1,315,000 | 6,677 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000,000 | 2,216 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $743,000 | 4,919 |
| Earning assets | $137,967,000 | 3,933 |
| Long-term assets (5+ years) | $7,001,000 | 5,541 |
| Average Assets, year-to-date | $153,093,200 | 3,767 |
| Average Assets, quarterly | $153,469,000 | 3,839 |
| Volatile liabilities | $49,402,000 | 2,642 |
| Insider loans | $4,884,000 | 1,559 |
| FHLB advances | $15,000,000 | 2,097 |
| Loans and leases held for sale | $195,000 | 1,497 |
| Unused loan commitments | $31,430,000 | 2,508 |
| Tier 1 (core) risk-based capital | $15,787,000 | 3,908 |
| Tier 2 risk-based capital | $1,843,000 | 2,585 |
| Total risk weighted assets | $147,508,000 | 3,074 |
| Total unused commitments | $31,430,000 | 2,509 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 42 | 3,843 |
| Assets and Liabilities | ||
| Total Assets: | $158,700,000 | 3,744 |
| Cash and due from depository institutions | $4,951,000 | 3,843 |
| Interest-bearing balances | $888,000 | 2,528 |
| Securities | $10,862,000 | 5,918 |
| Federal funds sold & reverse repurchase agreements | $3,430,000 | 3,246 |
| Net loans & leases | $131,077,000 | 3,199 |
| Loan loss allowance | $1,589,000 | 3,025 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,211,000 | 5,576 |
| Other real estate owned | $0 | 3,843 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $7,169,000 | 2,347 |
| Life insurance assets | $3,829,000 | 1,475 |
| Total liabilities and capital | $158,700,000 | 3,744 |
| Total liabilities | $142,208,000 | 3,728 |
| Total deposits | $130,394,000 | 3,696 |
| Interest-bearing deposits | $104,747,000 | 3,872 |
| Deposits held in domestic offices | $130,394,000 | 3,694 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $10,000,000 | 2,577 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,814,000 | 2,681 |
| Total equity capital | $16,492,000 | 3,869 |
| Total bank equity capital | $16,492,000 | 3,869 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $6,795,000 | 711 |
| Surplus | $7,637,000 | 3,079 |
| Undivided profits | $2,060,000 | 6,284 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $319,000 | 5,021 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $789,000 | 5,007 |
| Earning assets | $146,257,000 | 3,737 |
| Long-term assets (5+ years) | $14,152,000 | 4,210 |
| Average Assets, year-to-date | $154,307,000 | 3,736 |
| Average Assets, quarterly | $155,035,500 | 3,775 |
| Volatile liabilities | $47,163,000 | 2,704 |
| Insider loans | $4,473,000 | 1,655 |
| FHLB advances | $10,000,000 | 2,451 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $32,229,000 | 2,489 |
| Tier 1 (core) risk-based capital | $16,503,000 | 3,760 |
| Tier 2 risk-based capital | $1,636,000 | 2,836 |
| Total risk weighted assets | $154,638,000 | 2,928 |
| Total unused commitments | $32,229,000 | 2,489 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 43 | 3,812 |
| Assets and Liabilities | ||
| Total Assets: | $151,371,000 | 3,863 |
| Cash and due from depository institutions | $7,503,000 | 3,812 |
| Interest-bearing balances | $835,000 | 2,628 |
| Securities | $9,809,000 | 6,130 |
| Federal funds sold & reverse repurchase agreements | $1,310,000 | 4,780 |
| Net loans & leases | $124,660,000 | 3,307 |
| Loan loss allowance | $1,549,000 | 3,084 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,252,000 | 5,531 |
| Other real estate owned | $0 | 3,812 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $6,837,000 | 2,426 |
| Life insurance assets | $3,793,000 | 1,479 |
| Total liabilities and capital | $151,371,000 | 3,863 |
| Total liabilities | $135,237,000 | 3,841 |
| Total deposits | $122,653,000 | 3,869 |
| Interest-bearing deposits | $97,848,000 | 4,058 |
| Deposits held in domestic offices | $122,653,000 | 3,867 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $11,000,000 | 2,367 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,584,000 | 2,805 |
| Total equity capital | $16,134,000 | 3,870 |
| Total bank equity capital | $16,134,000 | 3,870 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $6,784,000 | 708 |
| Surplus | $7,598,000 | 3,079 |
| Undivided profits | $1,752,000 | 6,433 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $662,000 | 5,300 |
| Earning assets | $136,614,000 | 3,913 |
| Long-term assets (5+ years) | $16,966,000 | 3,796 |
| Average Assets, year-to-date | $152,842,670 | 3,795 |
| Average Assets, quarterly | $153,665,500 | 3,801 |
| Volatile liabilities | $43,214,000 | 2,858 |
| Insider loans | $4,431,000 | 1,671 |
| FHLB advances | $11,000,000 | 2,247 |
| Loans and leases held for sale | $215,000 | 1,535 |
| Unused loan commitments | $35,046,000 | 2,371 |
| Tier 1 (core) risk-based capital | $16,153,000 | 3,807 |
| Tier 2 risk-based capital | $1,596,000 | 2,891 |
| Total risk weighted assets | $148,925,000 | 3,009 |
| Total unused commitments | $35,046,000 | 2,371 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 43 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $155,960,000 | 3,781 |
| Cash and due from depository institutions | $4,659,000 | 3,774 |
| Interest-bearing balances | $643,000 | 2,934 |
| Securities | $9,973,000 | 6,133 |
| Federal funds sold & reverse repurchase agreements | $6,120,000 | 2,895 |
| Net loans & leases | $126,923,000 | 3,246 |
| Loan loss allowance | $1,509,000 | 3,145 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,275,000 | 5,500 |
| Other real estate owned | $0 | 3,774 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $7,010,000 | 2,321 |
| Life insurance assets | $3,766,000 | 1,466 |
| Total liabilities and capital | $155,960,000 | 3,781 |
| Total liabilities | $140,168,000 | 3,761 |
| Total deposits | $127,881,000 | 3,777 |
| Interest-bearing deposits | $101,818,000 | 3,953 |
| Deposits held in domestic offices | $127,881,000 | 3,775 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $11,000,000 | 2,301 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,287,000 | 3,351 |
| Total equity capital | $15,792,000 | 3,944 |
| Total bank equity capital | $15,792,000 | 3,944 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $6,784,000 | 692 |
| Surplus | $7,597,000 | 3,027 |
| Undivided profits | $1,411,000 | 6,768 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $801,000 | 4,563 |
| Earning assets | $143,659,000 | 3,786 |
| Long-term assets (5+ years) | $4,799,000 | 5,914 |
| Average Assets, year-to-date | $153,578,500 | 3,797 |
| Average Assets, quarterly | $153,578,500 | 3,797 |
| Volatile liabilities | $42,441,000 | 2,827 |
| Insider loans | $4,354,000 | 1,645 |
| FHLB advances | $11,000,000 | 2,187 |
| Loans and leases held for sale | $146,000 | 1,605 |
| Unused loan commitments | $26,281,000 | 2,879 |
| Tier 1 (core) risk-based capital | $15,800,000 | 3,844 |
| Tier 2 risk-based capital | $1,556,000 | 2,934 |
| Total risk weighted assets | $131,637,000 | 3,280 |
| Total unused commitments | $26,281,000 | 2,881 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 43 | 3,782 |
| Assets and Liabilities | ||
| Total Assets: | $151,197,000 | 3,844 |
| Cash and due from depository institutions | $4,603,000 | 3,782 |
| Interest-bearing balances | $545,000 | 3,066 |
| Securities | $11,630,000 | 5,855 |
| Federal funds sold & reverse repurchase agreements | $4,525,000 | 3,051 |
| Net loans & leases | $123,060,000 | 3,305 |
| Loan loss allowance | $1,459,000 | 3,205 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,319,000 | 5,432 |
| Other real estate owned | $0 | 3,782 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $6,060,000 | 2,600 |
| Life insurance assets | $3,626,000 | 1,489 |
| Total liabilities and capital | $151,197,000 | 3,844 |
| Total liabilities | $135,912,000 | 3,828 |
| Total deposits | $126,900,000 | 3,772 |
| Interest-bearing deposits | $97,315,000 | 4,012 |
| Deposits held in domestic offices | $126,900,000 | 3,770 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $8,000,000 | 2,808 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,012,000 | 3,832 |
| Total equity capital | $15,285,000 | 3,986 |
| Total bank equity capital | $15,285,000 | 3,986 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $6,699,000 | 692 |
| Surplus | $7,528,000 | 2,999 |
| Undivided profits | $1,058,000 | 7,050 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $767,000 | 4,831 |
| Earning assets | $139,760,000 | 3,814 |
| Long-term assets (5+ years) | $4,176,000 | 6,066 |
| Average Assets, year-to-date | $138,156,800 | 3,965 |
| Average Assets, quarterly | $153,128,000 | 3,781 |
| Volatile liabilities | $47,063,000 | 2,769 |
| Insider loans | $4,169,000 | 1,699 |
| FHLB advances | $8,000,000 | 2,693 |
| Loans and leases held for sale | $812,000 | 1,036 |
| Unused loan commitments | $34,096,000 | 2,388 |
| Tier 1 (core) risk-based capital | $14,776,000 | 4,021 |
| Tier 2 risk-based capital | $1,506,000 | 2,993 |
| Total risk weighted assets | $138,487,000 | 3,133 |
| Total unused commitments | $34,096,000 | 2,389 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 40 | 4,043 |
| Assets and Liabilities | ||
| Total Assets: | $155,059,000 | 3,748 |
| Cash and due from depository institutions | $4,609,000 | 4,043 |
| Interest-bearing balances | $738,000 | 2,701 |
| Securities | $8,628,000 | 6,506 |
| Federal funds sold & reverse repurchase agreements | $21,570,000 | 619 |
| Net loans & leases | $112,397,000 | 3,504 |
| Loan loss allowance | $1,397,000 | 3,311 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,355,000 | 5,366 |
| Other real estate owned | $0 | 4,043 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $6,500,000 | 2,452 |
| Life insurance assets | $3,590,000 | 1,452 |
| Total liabilities and capital | $155,060,000 | 3,748 |
| Total liabilities | $140,221,000 | 3,709 |
| Total deposits | $130,629,000 | 3,634 |
| Interest-bearing deposits | $100,445,000 | 3,895 |
| Deposits held in domestic offices | $130,629,000 | 3,631 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $8,000,000 | 2,964 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,592,000 | 2,794 |
| Total equity capital | $14,839,000 | 4,033 |
| Total bank equity capital | $14,839,000 | 4,033 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,380,000 | 699 |
| Surplus | $6,285,000 | 3,371 |
| Undivided profits | $2,174,000 | 6,279 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 7,452 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $649,000 | 5,404 |
| Earning assets | $143,333,000 | 3,724 |
| Long-term assets (5+ years) | $6,707,000 | 5,356 |
| Average Assets, year-to-date | $134,896,750 | 4,039 |
| Average Assets, quarterly | $145,256,500 | 3,889 |
| Volatile liabilities | $33,613,000 | 3,478 |
| Insider loans | $5,983,000 | 1,181 |
| FHLB advances | $8,000,000 | 2,827 |
| Loans and leases held for sale | $438,000 | 1,262 |
| Unused loan commitments | $35,867,000 | 2,315 |
| Tier 1 (core) risk-based capital | $14,521,000 | 4,057 |
| Tier 2 risk-based capital | $1,444,000 | 3,073 |
| Total risk weighted assets | $131,097,000 | 3,243 |
| Total unused commitments | $35,867,000 | 2,316 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 40 | 4,042 |
| Assets and Liabilities | ||
| Total Assets: | $135,454,000 | 4,089 |
| Cash and due from depository institutions | $4,813,000 | 4,042 |
| Interest-bearing balances | $542,000 | 3,013 |
| Securities | $8,597,000 | 6,544 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $114,577,000 | 3,434 |
| Loan loss allowance | $1,347,000 | 3,390 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,350,000 | 5,337 |
| Other real estate owned | $0 | 4,042 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $6,117,000 | 2,556 |
| Life insurance assets | $3,560,000 | 1,429 |
| Total liabilities and capital | $135,454,000 | 4,089 |
| Total liabilities | $121,114,000 | 4,072 |
| Total deposits | $112,327,000 | 4,031 |
| Interest-bearing deposits | $85,436,000 | 4,301 |
| Deposits held in domestic offices | $112,327,000 | 4,028 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,000 | 3,691 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $8,000,000 | 2,993 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $757,000 | 4,202 |
| Total equity capital | $14,340,000 | 4,025 |
| Total bank equity capital | $14,340,000 | 4,025 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $6,340,000 | 680 |
| Surplus | $6,226,000 | 3,339 |
| Undivided profits | $1,774,000 | 6,460 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $703,000 | 4,764 |
| Earning assets | $123,716,000 | 4,090 |
| Long-term assets (5+ years) | $3,391,000 | 6,303 |
| Average Assets, year-to-date | $128,176,000 | 4,196 |
| Average Assets, quarterly | $133,227,000 | 4,106 |
| Volatile liabilities | $34,582,000 | 3,362 |
| Insider loans | $5,339,000 | 1,302 |
| FHLB advances | $8,000,000 | 2,854 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $35,157,000 | 2,348 |
| Tier 1 (core) risk-based capital | $14,047,000 | 4,084 |
| Tier 2 risk-based capital | $1,394,000 | 3,144 |
| Total risk weighted assets | $134,723,000 | 3,135 |
| Total unused commitments | $35,157,000 | 2,348 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 35 | 4,429 |
| Assets and Liabilities | ||
| Total Assets: | $131,000,000 | 4,171 |
| Cash and due from depository institutions | $4,853,000 | 4,429 |
| Interest-bearing balances | $250,000 | 3,961 |
| Securities | $8,608,000 | 6,598 |
| Federal funds sold & reverse repurchase agreements | $6,620,000 | 2,144 |
| Net loans & leases | $104,248,000 | 3,599 |
| Loan loss allowance | $1,157,000 | 3,751 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,254,000 | 5,471 |
| Other real estate owned | $0 | 4,429 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $5,417,000 | 2,751 |
| Life insurance assets | $3,520,000 | 1,407 |
| Total liabilities and capital | $131,000,000 | 4,171 |
| Total liabilities | $116,857,000 | 4,162 |
| Total deposits | $111,197,000 | 4,051 |
| Interest-bearing deposits | $85,333,000 | 4,309 |
| Deposits held in domestic offices | $111,197,000 | 4,047 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,000,000 | 3,527 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $660,000 | 4,520 |
| Total equity capital | $14,143,000 | 4,037 |
| Total bank equity capital | $14,143,000 | 4,037 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,340,000 | 662 |
| Surplus | $6,226,000 | 3,272 |
| Undivided profits | $1,577,000 | 6,647 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $553,000 | 5,392 |
| Earning assets | $119,726,000 | 4,169 |
| Long-term assets (5+ years) | $2,657,000 | 6,556 |
| Average Assets, year-to-date | $124,537,000 | 4,290 |
| Average Assets, quarterly | $124,537,000 | 4,290 |
| Volatile liabilities | $27,227,000 | 3,765 |
| Insider loans | $5,551,000 | 1,233 |
| FHLB advances | $5,000,000 | 3,374 |
| Loans and leases held for sale | $110,000 | 1,580 |
| Unused loan commitments | $43,600,000 | 2,011 |
| Tier 1 (core) risk-based capital | $13,866,000 | 4,060 |
| Tier 2 risk-based capital | $1,204,000 | 3,456 |
| Total risk weighted assets | $109,993,000 | 3,606 |
| Total unused commitments | $43,600,000 | 2,012 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 35 | 4,445 |
| Assets and Liabilities | ||
| Total Assets: | $118,074,000 | 4,466 |
| Cash and due from depository institutions | $4,510,000 | 4,445 |
| Interest-bearing balances | $192,000 | 4,340 |
| Securities | $8,608,000 | 6,630 |
| Federal funds sold & reverse repurchase agreements | $10,730,000 | 1,283 |
| Net loans & leases | $91,546,000 | 3,946 |
| Loan loss allowance | $1,022,000 | 4,035 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $998,000 | 5,906 |
| Other real estate owned | $0 | 4,445 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,682,000 | 5,498 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $118,074,000 | 4,466 |
| Total liabilities | $104,212,000 | 4,509 |
| Total deposits | $103,632,000 | 4,248 |
| Interest-bearing deposits | $79,499,000 | 4,488 |
| Deposits held in domestic offices | $103,632,000 | 4,245 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $580,000 | 4,751 |
| Total equity capital | $13,862,000 | 4,068 |
| Total bank equity capital | $13,862,000 | 4,068 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $6,340,000 | 651 |
| Surplus | $6,226,000 | 3,235 |
| Undivided profits | $1,296,000 | 6,906 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $458,000 | 6,007 |
| Earning assets | $111,076,000 | 4,376 |
| Long-term assets (5+ years) | $3,092,000 | 6,411 |
| Average Assets, year-to-date | $101,944,200 | 4,775 |
| Average Assets, quarterly | $111,776,000 | 4,592 |
| Volatile liabilities | $18,937,000 | 4,592 |
| Insider loans | $6,237,000 | 1,064 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $38,564,000 | 2,133 |
| Tier 1 (core) risk-based capital | $13,747,000 | 4,044 |
| Tier 2 risk-based capital | $1,069,000 | 3,717 |
| Total risk weighted assets | $101,180,000 | 3,818 |
| Total unused commitments | $38,564,000 | 2,133 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 36 | 4,349 |
| Assets and Liabilities | ||
| Total Assets: | $105,478,000 | 4,764 |
| Cash and due from depository institutions | $3,920,000 | 4,349 |
| Interest-bearing balances | $384,000 | 3,724 |
| Securities | $9,382,000 | 6,473 |
| Federal funds sold & reverse repurchase agreements | $5,210,000 | 2,220 |
| Net loans & leases | $83,801,000 | 4,156 |
| Loan loss allowance | $848,000 | 4,551 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,020,000 | 5,860 |
| Other real estate owned | $0 | 4,349 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $2,145,000 | 4,866 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $105,478,000 | 4,764 |
| Total liabilities | $91,955,000 | 4,828 |
| Total deposits | $91,011,000 | 4,580 |
| Interest-bearing deposits | $62,502,000 | 5,199 |
| Deposits held in domestic offices | $91,011,000 | 4,576 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $944,000 | 3,587 |
| Total equity capital | $13,523,000 | 4,122 |
| Total bank equity capital | $13,523,000 | 4,122 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,300,000 | 626 |
| Surplus | $6,483,000 | 3,087 |
| Undivided profits | $740,000 | 7,481 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $446,000 | 6,102 |
| Earning assets | $98,777,000 | 4,699 |
| Long-term assets (5+ years) | $3,562,000 | 6,326 |
| Average Assets, year-to-date | $97,911,750 | 4,905 |
| Average Assets, quarterly | $104,362,500 | 4,761 |
| Volatile liabilities | $18,426,000 | 4,609 |
| Insider loans | $6,387,000 | 1,006 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $1,133,000 | 902 |
| Unused loan commitments | $47,868,000 | 1,810 |
| Tier 1 (core) risk-based capital | $13,401,000 | 4,071 |
| Tier 2 risk-based capital | $938,000 | 4,045 |
| Total risk weighted assets | $94,947,000 | 3,961 |
| Total unused commitments | $47,868,000 | 1,811 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 37 | 4,243 |
| Assets and Liabilities | ||
| Total Assets: | $103,247,000 | 4,786 |
| Cash and due from depository institutions | $4,706,000 | 4,243 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $9,416,000 | 6,487 |
| Federal funds sold & reverse repurchase agreements | $13,425,000 | 901 |
| Net loans & leases | $72,953,000 | 4,462 |
| Loan loss allowance | $739,000 | 4,902 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,035,000 | 5,787 |
| Other real estate owned | $0 | 4,243 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,712,000 | 5,271 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $103,247,000 | 4,786 |
| Total liabilities | $89,903,000 | 4,848 |
| Total deposits | $89,195,000 | 4,587 |
| Interest-bearing deposits | $64,333,000 | 5,076 |
| Deposits held in domestic offices | $89,195,000 | 4,584 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $708,000 | 4,040 |
| Total equity capital | $13,344,000 | 4,098 |
| Total bank equity capital | $13,344,000 | 4,098 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,300,000 | 609 |
| Surplus | $6,483,000 | 3,030 |
| Undivided profits | $561,000 | 7,612 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,000 | 7,208 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $380,000 | 6,305 |
| Earning assets | $95,794,000 | 4,753 |
| Long-term assets (5+ years) | $2,423,000 | 6,764 |
| Average Assets, year-to-date | $95,389,670 | 4,973 |
| Average Assets, quarterly | $97,488,500 | 4,935 |
| Volatile liabilities | $17,767,000 | 4,550 |
| Insider loans | $5,779,000 | 1,087 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $648,000 | 1,162 |
| Unused loan commitments | $33,843,000 | 2,249 |
| Tier 1 (core) risk-based capital | $13,203,000 | 4,034 |
| Tier 2 risk-based capital | $819,000 | 4,361 |
| Total risk weighted assets | $85,640,000 | 4,179 |
| Total unused commitments | $33,843,000 | 2,249 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 31 | 4,822 |
| Assets and Liabilities | ||
| Total Assets: | $91,730,000 | 5,154 |
| Cash and due from depository institutions | $2,889,000 | 4,822 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $8,242,000 | 6,823 |
| Federal funds sold & reverse repurchase agreements | $10,190,000 | 1,220 |
| Net loans & leases | $67,860,000 | 4,630 |
| Loan loss allowance | $691,000 | 5,156 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,036,000 | 5,814 |
| Other real estate owned | $0 | 4,822 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,513,000 | 5,602 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $91,730,000 | 5,154 |
| Total liabilities | $78,684,000 | 5,288 |
| Total deposits | $78,153,000 | 5,028 |
| Interest-bearing deposits | $57,240,000 | 5,499 |
| Deposits held in domestic offices | $78,153,000 | 5,024 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $531,000 | 4,641 |
| Total equity capital | $13,046,000 | 4,101 |
| Total bank equity capital | $13,046,000 | 4,101 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,250,000 | 596 |
| Surplus | $6,433,000 | 3,016 |
| Undivided profits | $363,000 | 7,772 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $342,000 | 6,559 |
| Earning assets | $86,292,000 | 5,085 |
| Long-term assets (5+ years) | $1,382,000 | 7,262 |
| Average Assets, year-to-date | $91,461,000 | 5,141 |
| Average Assets, quarterly | $91,461,000 | 5,141 |
| Volatile liabilities | $14,571,000 | 4,942 |
| Insider loans | $5,970,000 | 1,022 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $376,000 | 1,262 |
| Unused loan commitments | $24,902,000 | 2,711 |
| Tier 1 (core) risk-based capital | $12,945,000 | 4,053 |
| Tier 2 risk-based capital | $751,000 | 4,612 |
| Total risk weighted assets | $76,911,000 | 4,439 |
| Total unused commitments | $24,902,000 | 2,716 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 30 | 4,933 |
| Assets and Liabilities | ||
| Total Assets: | $91,192,000 | 5,171 |
| Cash and due from depository institutions | $1,481,000 | 4,933 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $8,298,000 | 6,808 |
| Federal funds sold & reverse repurchase agreements | $15,795,000 | 744 |
| Net loans & leases | $63,050,000 | 4,849 |
| Loan loss allowance | $650,000 | 5,302 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,025,000 | 5,823 |
| Other real estate owned | $0 | 4,933 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,543,000 | 5,501 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $91,192,000 | 5,171 |
| Total liabilities | $78,257,000 | 5,294 |
| Total deposits | $77,854,000 | 5,045 |
| Interest-bearing deposits | $59,943,000 | 5,317 |
| Deposits held in domestic offices | $77,854,000 | 5,041 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $403,000 | 5,278 |
| Total equity capital | $12,935,000 | 4,116 |
| Total bank equity capital | $12,935,000 | 4,116 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,250,000 | 582 |
| Surplus | $6,433,000 | 2,981 |
| Undivided profits | $250,000 | 8,010 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $343,000 | 6,537 |
| Earning assets | $87,143,000 | 5,052 |
| Long-term assets (5+ years) | $1,508,000 | 7,268 |
| Average Assets, year-to-date | $70,421,000 | 5,862 |
| Average Assets, quarterly | $88,993,500 | 5,208 |
| Volatile liabilities | $14,623,000 | 4,888 |
| Insider loans | $5,906,000 | 1,016 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $23,938,000 | 2,676 |
| Tier 1 (core) risk-based capital | $12,796,000 | 4,038 |
| Tier 2 risk-based capital | $710,000 | 4,749 |
| Total risk weighted assets | $71,900,000 | 4,623 |
| Total unused commitments | $23,938,000 | 2,678 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 28 | 5,187 |
| Assets and Liabilities | ||
| Total Assets: | $86,795,000 | 5,299 |
| Cash and due from depository institutions | $2,191,000 | 5,187 |
| Interest-bearing balances | $95,000 | 5,367 |
| Securities | $8,365,000 | 6,848 |
| Federal funds sold & reverse repurchase agreements | $13,715,000 | 826 |
| Net loans & leases | $59,373,000 | 4,986 |
| Loan loss allowance | $570,000 | 5,687 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $994,000 | 5,889 |
| Other real estate owned | $0 | 5,187 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $2,157,000 | 4,637 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $86,795,000 | 5,299 |
| Total liabilities | $74,277,000 | 5,417 |
| Total deposits | $74,006,000 | 5,163 |
| Interest-bearing deposits | $53,892,000 | 5,623 |
| Deposits held in domestic offices | $74,006,000 | 5,160 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $271,000 | 6,457 |
| Total equity capital | $12,518,000 | 4,215 |
| Total bank equity capital | $12,518,000 | 4,215 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $6,250,000 | 577 |
| Surplus | $6,135,000 | 3,029 |
| Undivided profits | $133,000 | 8,212 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $314,000 | 6,925 |
| Earning assets | $81,548,000 | 5,219 |
| Long-term assets (5+ years) | $8,866,000 | 5,154 |
| Average Assets, year-to-date | $65,228,250 | 6,120 |
| Average Assets, quarterly | $76,423,500 | 5,667 |
| Volatile liabilities | $13,922,000 | 4,989 |
| Insider loans | $5,732,000 | 1,011 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $820,000 | 974 |
| Unused loan commitments | $19,394,000 | 3,058 |
| Tier 1 (core) risk-based capital | $12,218,000 | 4,168 |
| Tier 2 risk-based capital | $610,000 | 5,182 |
| Total risk weighted assets | $66,844,000 | 4,793 |
| Total unused commitments | $19,394,000 | 3,061 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 28 | 5,239 |
| Assets and Liabilities | ||
| Total Assets: | $66,052,000 | 6,150 |
| Cash and due from depository institutions | $1,939,000 | 5,239 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $4,286,000 | 7,917 |
| Federal funds sold & reverse repurchase agreements | $6,205,000 | 1,680 |
| Net loans & leases | $50,872,000 | 5,405 |
| Loan loss allowance | $500,000 | 6,038 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $757,000 | 6,415 |
| Other real estate owned | $0 | 5,239 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,993,000 | 4,822 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $66,052,000 | 6,150 |
| Total liabilities | $59,401,000 | 6,117 |
| Total deposits | $56,219,000 | 6,061 |
| Interest-bearing deposits | $42,891,000 | 6,380 |
| Deposits held in domestic offices | $56,219,000 | 6,059 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $3,182,000 | 1,226 |
| Total equity capital | $6,651,000 | 6,287 |
| Total bank equity capital | $6,651,000 | 6,287 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $3,500,000 | 1,132 |
| Surplus | $3,155,000 | 4,559 |
| Undivided profits | $-4,000 | 8,284 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $228,000 | 7,561 |
| Earning assets | $61,363,000 | 6,109 |
| Long-term assets (5+ years) | $10,599,000 | 4,932 |
| Average Assets, year-to-date | $58,039,330 | 6,528 |
| Average Assets, quarterly | $61,214,000 | 6,383 |
| Volatile liabilities | $7,890,000 | 6,344 |
| Insider loans | $3,070,000 | 1,894 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $1,228,000 | 818 |
| Unused loan commitments | $15,304,000 | 3,541 |
| Tier 1 (core) risk-based capital | $6,507,000 | 6,314 |
| Tier 2 risk-based capital | $530,000 | 5,534 |
| Total risk weighted assets | $54,909,000 | 5,352 |
| Total unused commitments | $15,304,000 | 3,543 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 22 | 6,059 |
| Assets and Liabilities | ||
| Total Assets: | $56,376,000 | 6,658 |
| Cash and due from depository institutions | $2,052,000 | 6,059 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $3,324,000 | 8,137 |
| Federal funds sold & reverse repurchase agreements | $5,895,000 | 2,462 |
| Net loans & leases | $42,893,000 | 5,834 |
| Loan loss allowance | $420,000 | 6,556 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $589,000 | 6,860 |
| Other real estate owned | $0 | 6,059 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,623,000 | 5,163 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $56,376,000 | 6,658 |
| Total liabilities | $49,832,000 | 6,658 |
| Total deposits | $49,645,000 | 6,477 |
| Interest-bearing deposits | $38,475,000 | 6,708 |
| Deposits held in domestic offices | $49,645,000 | 6,474 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $187,000 | 7,170 |
| Total equity capital | $6,544,000 | 6,431 |
| Total bank equity capital | $6,544,000 | 6,431 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $3,500,000 | 1,121 |
| Surplus | $3,155,000 | 4,534 |
| Undivided profits | $-111,000 | 8,513 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $185,000 | 7,949 |
| Earning assets | $52,112,000 | 6,625 |
| Long-term assets (5+ years) | $841,000 | 7,696 |
| Average Assets, year-to-date | $54,033,000 | 6,764 |
| Average Assets, quarterly | $54,033,000 | 6,764 |
| Volatile liabilities | $7,513,000 | 6,379 |
| Insider loans | $2,937,000 | 1,923 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $682,000 | 1,162 |
| Unused loan commitments | $11,996,000 | 3,976 |
| Tier 1 (core) risk-based capital | $6,376,000 | 6,334 |
| Tier 2 risk-based capital | $450,000 | 6,002 |
| Total risk weighted assets | $46,491,000 | 5,833 |
| Total unused commitments | $11,996,000 | 3,981 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 19 | 6,499 |
| Assets and Liabilities | ||
| Total Assets: | $51,690,000 | 6,918 |
| Cash and due from depository institutions | $3,057,000 | 6,499 |
| Interest-bearing balances | $2,100,000 | 2,137 |
| Securities | $4,313,000 | 7,997 |
| Federal funds sold & reverse repurchase agreements | $3,555,000 | 2,960 |
| Net loans & leases | $38,640,000 | 6,136 |
| Loan loss allowance | $380,000 | 6,852 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $519,000 | 7,099 |
| Other real estate owned | $0 | 6,499 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,607,000 | 5,257 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,690,000 | 6,918 |
| Total liabilities | $45,244,000 | 6,959 |
| Total deposits | $45,088,000 | 6,758 |
| Interest-bearing deposits | $35,431,000 | 6,940 |
| Deposits held in domestic offices | $45,088,000 | 6,756 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $156,000 | 7,470 |
| Total equity capital | $6,446,000 | 6,428 |
| Total bank equity capital | $6,446,000 | 6,428 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $3,500,000 | 1,127 |
| Surplus | $3,155,000 | 4,508 |
| Undivided profits | $-209,000 | 8,577 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $211,000 | 7,796 |
| Earning assets | $48,608,000 | 6,824 |
| Long-term assets (5+ years) | $1,570,000 | 7,424 |
| Average Assets, year-to-date | $41,943,800 | 7,357 |
| Average Assets, quarterly | $50,416,500 | 6,967 |
| Volatile liabilities | $6,896,000 | 6,578 |
| Insider loans | $3,680,000 | 1,518 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $447,000 | 1,192 |
| Unused loan commitments | $12,696,000 | 3,750 |
| Tier 1 (core) risk-based capital | $6,447,000 | 6,285 |
| Tier 2 risk-based capital | $410,000 | 6,310 |
| Total risk weighted assets | $39,854,000 | 6,291 |
| Total unused commitments | $12,696,000 | 3,754 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 18 | 6,678 |
| Assets and Liabilities | ||
| Total Assets: | $49,143,000 | 7,081 |
| Cash and due from depository institutions | $3,240,000 | 6,678 |
| Interest-bearing balances | $2,000,000 | 2,340 |
| Securities | $3,584,000 | 8,139 |
| Federal funds sold & reverse repurchase agreements | $7,720,000 | 1,823 |
| Net loans & leases | $32,628,000 | 6,606 |
| Loan loss allowance | $310,000 | 7,356 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $232,000 | 8,141 |
| Other real estate owned | $0 | 6,678 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,739,000 | 5,056 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,143,000 | 7,081 |
| Total liabilities | $42,904,000 | 7,111 |
| Total deposits | $42,758,000 | 6,915 |
| Interest-bearing deposits | $33,442,000 | 7,122 |
| Deposits held in domestic offices | $42,758,000 | 6,914 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $146,000 | 7,908 |
| Total equity capital | $6,239,000 | 6,528 |
| Total bank equity capital | $6,239,000 | 6,528 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,500,000 | 1,119 |
| Surplus | $3,155,000 | 4,461 |
| Undivided profits | $-416,000 | 8,715 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $156,000 | 8,383 |
| Earning assets | $45,932,000 | 7,010 |
| Long-term assets (5+ years) | $2,080,000 | 7,256 |
| Average Assets, year-to-date | $39,507,250 | 7,555 |
| Average Assets, quarterly | $46,524,500 | 7,199 |
| Volatile liabilities | $5,174,000 | 7,167 |
| Insider loans | $3,594,000 | 1,546 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $1,286,000 | 1,025 |
| Unused loan commitments | $5,996,000 | 5,403 |
| Tier 1 (core) risk-based capital | $6,222,000 | 6,391 |
| Tier 2 risk-based capital | $330,000 | 6,925 |
| Total risk weighted assets | $36,002,000 | 6,567 |
| Total unused commitments | $5,996,000 | 5,411 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 15 | 7,213 |
| Assets and Liabilities | ||
| Total Assets: | $43,906,000 | 7,359 |
| Cash and due from depository institutions | $994,000 | 7,213 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $3,596,000 | 8,141 |
| Federal funds sold & reverse repurchase agreements | $6,280,000 | 2,490 |
| Net loans & leases | $31,081,000 | 6,742 |
| Loan loss allowance | $270,000 | 7,618 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $522,000 | 7,108 |
| Other real estate owned | $0 | 7,213 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,433,000 | 5,465 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $43,906,000 | 7,359 |
| Total liabilities | $37,733,000 | 7,424 |
| Total deposits | $37,619,000 | 7,273 |
| Interest-bearing deposits | $28,747,000 | 7,520 |
| Deposits held in domestic offices | $37,619,000 | 7,272 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $114,000 | 8,325 |
| Total equity capital | $6,173,000 | 6,577 |
| Total bank equity capital | $6,173,000 | 6,577 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,500,000 | 1,107 |
| Surplus | $3,155,000 | 4,424 |
| Undivided profits | $-482,000 | 8,783 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $175,000 | 8,220 |
| Earning assets | $40,957,000 | 7,297 |
| Long-term assets (5+ years) | $2,911,000 | 6,914 |
| Average Assets, year-to-date | $36,295,330 | 7,785 |
| Average Assets, quarterly | $39,759,000 | 7,590 |
| Volatile liabilities | $5,031,000 | 7,250 |
| Insider loans | $2,154,000 | 2,440 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $4,000,000 | 783 |
| Unused loan commitments | $6,983,000 | 5,015 |
| Tier 1 (core) risk-based capital | $6,150,000 | 6,376 |
| Tier 2 risk-based capital | $282,000 | 7,256 |
| Total risk weighted assets | $32,428,000 | 6,863 |
| Total unused commitments | $6,983,000 | 5,028 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 15 | 7,213 |
| Assets and Liabilities | ||
| Total Assets: | $35,612,000 | 7,874 |
| Cash and due from depository institutions | $690,000 | 7,213 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $3,606,000 | 8,198 |
| Federal funds sold & reverse repurchase agreements | $4,640,000 | 3,360 |
| Net loans & leases | $24,777,000 | 7,273 |
| Loan loss allowance | $205,000 | 8,108 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $529,000 | 7,098 |
| Other real estate owned | $0 | 7,213 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,370,000 | 5,536 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,612,000 | 7,874 |
| Total liabilities | $29,449,000 | 7,981 |
| Total deposits | $29,384,000 | 7,880 |
| Interest-bearing deposits | $23,318,000 | 8,003 |
| Deposits held in domestic offices | $29,384,000 | 7,879 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $65,000 | 8,890 |
| Total equity capital | $6,163,000 | 6,507 |
| Total bank equity capital | $6,163,000 | 6,507 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,500,000 | 1,103 |
| Surplus | $3,155,000 | 4,390 |
| Undivided profits | $-492,000 | 8,824 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $191,000 | 8,102 |
| Earning assets | $33,023,000 | 7,842 |
| Long-term assets (5+ years) | $2,957,000 | 6,834 |
| Average Assets, year-to-date | $32,490,000 | 8,035 |
| Average Assets, quarterly | $32,490,000 | 8,035 |
| Volatile liabilities | $3,469,000 | 7,876 |
| Insider loans | $2,296,000 | 2,262 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $4,949,000 | 624 |
| Unused loan commitments | $4,156,000 | 6,069 |
| Tier 1 (core) risk-based capital | $6,137,000 | 6,334 |
| Tier 2 risk-based capital | $216,000 | 7,829 |
| Total risk weighted assets | $25,516,000 | 7,461 |
| Total unused commitments | $4,156,000 | 6,081 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 14 | 7,402 |
| Assets and Liabilities | ||
| Total Assets: | $29,368,000 | 8,241 |
| Cash and due from depository institutions | $718,000 | 7,402 |
| Interest-bearing balances | $597,000 | 3,583 |
| Securities | $2,601,000 | 8,530 |
| Federal funds sold & reverse repurchase agreements | $3,035,000 | 3,919 |
| Net loans & leases | $21,167,000 | 7,669 |
| Loan loss allowance | $170,000 | 8,387 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $540,000 | 7,083 |
| Other real estate owned | $0 | 7,402 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,307,000 | 5,717 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $29,368,000 | 8,241 |
| Total liabilities | $23,160,000 | 8,408 |
| Total deposits | $23,116,000 | 8,318 |
| Interest-bearing deposits | $18,546,000 | 8,387 |
| Deposits held in domestic offices | $23,116,000 | 8,316 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $44,000 | 9,130 |
| Total equity capital | $6,208,000 | 6,443 |
| Total bank equity capital | $6,208,000 | 6,443 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $3,500,000 | 1,091 |
| Surplus | $3,155,000 | 4,337 |
| Undivided profits | $-447,000 | 8,840 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $147,000 | 8,557 |
| Earning assets | $27,400,000 | 8,183 |
| Long-term assets (5+ years) | $504,000 | 8,006 |
| Average Assets, year-to-date | $19,366,670 | 8,800 |
| Average Assets, quarterly | $23,813,000 | 8,568 |
| Volatile liabilities | $2,578,000 | 8,336 |
| Insider loans | $1,706,000 | 2,828 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $3,427,000 | 829 |
| Unused loan commitments | $3,192,000 | 6,474 |
| Tier 1 (core) risk-based capital | $6,192,000 | 6,241 |
| Tier 2 risk-based capital | $170,000 | 8,268 |
| Total risk weighted assets | $21,838,000 | 7,821 |
| Total unused commitments | $3,192,000 | 6,476 |
| Derivatives | $0 | 527 |