Home > Granite City Bank > Income and Expense
Granite City Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,830,000 | 4,091 |
| Total interest expense | $2,874,000 | 4,950 |
| Net interest income | $4,956,000 | 3,575 |
| Provision for loan and lease losses | $12,000 | 8,132 |
| Total noninterest income | $765,000 | 3,815 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $512,000 | 2,648 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $253,000 | 4,446 |
| Total noninterest expense | $2,883,000 | 4,433 |
| Salaries and employee benefits | $1,472,000 | 4,358 |
| Premises and equipment expense | $238,000 | 6,542 |
| Additional noninterest expense | $1,173,000 | 3,810 |
| Pre-tax net operating income | $2,826,000 | 2,553 |
| Securities gains (losses) | $76,000 | 1,076 |
| Applicable income taxes | $821,000 | 2,820 |
| Income before extraordinary items | $2,081,000 | 2,415 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,081,000 | 2,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 4,113 |
| Cash dividends | $892,000 | 2,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,026,280 | 2,462 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,212,000 | 4,111 |
| Total interest expense | $2,436,000 | 4,755 |
| Net interest income | $4,776,000 | 3,719 |
| Provision for loan and lease losses | $-112,000 | 12,201 |
| Total noninterest income | $626,000 | 4,513 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $469,000 | 2,947 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $157,000 | 6,078 |
| Total noninterest expense | $2,846,000 | 4,616 |
| Salaries and employee benefits | $1,370,000 | 4,657 |
| Premises and equipment expense | $261,000 | 6,340 |
| Additional noninterest expense | $1,215,000 | 4,013 |
| Pre-tax net operating income | $2,668,000 | 2,662 |
| Securities gains (losses) | $27,000 | 1,545 |
| Applicable income taxes | $655,000 | 3,259 |
| Income before extraordinary items | $2,040,000 | 2,377 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,040,000 | 2,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,486 |
| Cash dividends | $816,000 | 2,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,019,480 | 2,419 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,204,000 | 4,206 |
| Total interest expense | $2,845,000 | 4,304 |
| Net interest income | $4,359,000 | 4,069 |
| Provision for loan and lease losses | $11,000 | 9,693 |
| Total noninterest income | $660,000 | 4,629 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $450,000 | 3,078 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $210,000 | 5,508 |
| Total noninterest expense | $2,824,000 | 4,758 |
| Salaries and employee benefits | $1,415,000 | 4,507 |
| Premises and equipment expense | $243,000 | 6,833 |
| Additional noninterest expense | $1,166,000 | 4,299 |
| Pre-tax net operating income | $2,184,000 | 3,038 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $468,000 | 4,428 |
| Income before extraordinary items | $1,721,000 | 2,867 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,721,000 | 2,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 8,808 |
| Cash dividends | $676,000 | 2,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,717,050 | 2,720 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,901,000 | 4,331 |
| Total interest expense | $3,561,000 | 4,486 |
| Net interest income | $4,340,000 | 4,141 |
| Provision for loan and lease losses | $383,000 | 3,555 |
| Total noninterest income | $638,000 | 4,738 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $425,000 | 3,276 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $213,000 | 5,460 |
| Total noninterest expense | $2,792,000 | 4,829 |
| Salaries and employee benefits | $1,357,000 | 4,638 |
| Premises and equipment expense | $233,000 | 7,118 |
| Additional noninterest expense | $1,202,000 | 4,328 |
| Pre-tax net operating income | $1,803,000 | 3,424 |
| Securities gains (losses) | $147,000 | 2,440 |
| Applicable income taxes | $386,000 | 4,927 |
| Income before extraordinary items | $1,564,000 | 2,944 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,564,000 | 2,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $312,000 | 3,257 |
| Cash dividends | $1,624,000 | 1,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,446,400 | 2,950 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.