Home > Granite City Bank > Assets and Liabilities
Granite City Bank, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 39 | 4,809 |
| Assets and Liabilities | ||
| Total Assets: | $99,889,000 | 4,430 |
| Cash and due from depository institutions | $2,503,000 | 4,809 |
| Interest-bearing balances | $1,090,000 | 2,451 |
| Securities | $52,902,000 | 2,375 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $42,637,000 | 5,573 |
| Loan loss allowance | $799,000 | 4,253 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $700,000 | 7,274 |
| Other real estate owned | $53,000 | 4,809 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,094,000 | 5,994 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $99,889,000 | 4,430 |
| Total liabilities | $83,735,000 | 4,696 |
| Total deposits | $82,977,000 | 4,531 |
| Interest-bearing deposits | $69,544,000 | 4,658 |
| Deposits held in domestic offices | $82,977,000 | 4,523 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $178,000 | 3,506 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $81,000 | 4,487 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $499,000 | 6,240 |
| Total equity capital | $16,154,000 | 2,759 |
| Total bank equity capital | $16,154,000 | 2,759 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000,000 | 3,492 |
| Surplus | $5,600,000 | 2,588 |
| Undivided profits | $9,554,000 | 2,704 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $767,000 | 3,216 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $334,000 | 6,635 |
| Earning assets | $96,629,000 | 4,219 |
| Long-term assets (5+ years) | $13,434,000 | 3,337 |
| Average Assets, year-to-date | $101,480,000 | 4,192 |
| Average Assets, quarterly | $100,616,000 | 4,347 |
| Volatile liabilities | $9,514,000 | 4,713 |
| Insider loans | $2,048,000 | 2,086 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,849,000 | 5,686 |
| Tier 1 (core) risk-based capital | $15,916,000 | 2,690 |
| Tier 2 risk-based capital | $624,920 | 4,420 |
| Total risk weighted assets | $49,819,620 | 5,052 |
| Total unused commitments | $3,849,000 | 5,697 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 41 | 4,778 |
| Assets and Liabilities | ||
| Total Assets: | $102,794,000 | 4,271 |
| Cash and due from depository institutions | $5,032,000 | 4,778 |
| Interest-bearing balances | $1,784,000 | 1,713 |
| Securities | $51,120,000 | 2,572 |
| Federal funds sold & reverse repurchase agreements | $2,493,000 | 3,272 |
| Net loans & leases | $41,241,000 | 5,655 |
| Loan loss allowance | $871,000 | 4,055 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $800,000 | 6,915 |
| Other real estate owned | $390,000 | 4,778 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,718,000 | 4,422 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,794,000 | 4,271 |
| Total liabilities | $89,077,000 | 4,451 |
| Total deposits | $88,238,000 | 4,265 |
| Interest-bearing deposits | $70,871,000 | 4,518 |
| Deposits held in domestic offices | $88,238,000 | 4,254 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $388,000 | 3,974 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $451,000 | 5,593 |
| Total equity capital | $13,717,000 | 2,973 |
| Total bank equity capital | $13,717,000 | 2,973 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000,000 | 3,640 |
| Surplus | $5,600,000 | 2,502 |
| Undivided profits | $7,117,000 | 3,208 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $930,000 | 2,772 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $283,000 | 6,872 |
| Earning assets | $96,638,000 | 4,177 |
| Long-term assets (5+ years) | $12,647,000 | 3,548 |
| Average Assets, year-to-date | $102,240,000 | 4,183 |
| Average Assets, quarterly | $101,838,500 | 4,269 |
| Volatile liabilities | $9,366,000 | 4,556 |
| Insider loans | $1,872,000 | 2,206 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,643,000 | 5,122 |
| Tier 1 (core) risk-based capital | $14,727,000 | 2,805 |
| Tier 2 risk-based capital | $634,360 | 4,330 |
| Total risk weighted assets | $50,511,760 | 4,896 |
| Total unused commitments | $4,643,000 | 5,129 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 45 | 4,561 |
| Assets and Liabilities | ||
| Total Assets: | $103,513,000 | 4,317 |
| Cash and due from depository institutions | $9,876,000 | 4,561 |
| Interest-bearing balances | $8,408,000 | 730 |
| Securities | $46,764,000 | 2,977 |
| Federal funds sold & reverse repurchase agreements | $5,707,000 | 2,447 |
| Net loans & leases | $39,017,000 | 5,832 |
| Loan loss allowance | $1,005,000 | 3,668 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $904,000 | 6,543 |
| Other real estate owned | $182,000 | 4,561 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,063,000 | 5,832 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,513,000 | 4,317 |
| Total liabilities | $89,877,000 | 4,488 |
| Total deposits | $88,767,000 | 4,346 |
| Interest-bearing deposits | $74,890,000 | 4,463 |
| Deposits held in domestic offices | $88,767,000 | 4,339 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $540,000 | 3,293 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $570,000 | 4,864 |
| Total equity capital | $13,636,000 | 2,962 |
| Total bank equity capital | $13,636,000 | 2,962 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000,000 | 3,765 |
| Surplus | $3,100,000 | 3,983 |
| Undivided profits | $9,536,000 | 2,491 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,035,000 | 1,880 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $277,000 | 6,487 |
| Earning assets | $99,896,000 | 4,133 |
| Long-term assets (5+ years) | $18,550,000 | 2,824 |
| Average Assets, year-to-date | $102,967,400 | 4,219 |
| Average Assets, quarterly | $104,526,500 | 4,250 |
| Volatile liabilities | $8,747,000 | 4,526 |
| Insider loans | $1,457,000 | 2,735 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,341,000 | 6,060 |
| Tier 1 (core) risk-based capital | $13,502,000 | 2,932 |
| Tier 2 risk-based capital | $621,180 | 4,390 |
| Total risk weighted assets | $49,310,780 | 4,966 |
| Total unused commitments | $3,341,000 | 6,078 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 48 | 4,383 |
| Assets and Liabilities | ||
| Total Assets: | $101,043,000 | 4,487 |
| Cash and due from depository institutions | $11,862,000 | 4,383 |
| Interest-bearing balances | $9,147,000 | 821 |
| Securities | $40,141,000 | 3,421 |
| Federal funds sold & reverse repurchase agreements | $5,396,000 | 3,034 |
| Net loans & leases | $41,246,000 | 5,603 |
| Loan loss allowance | $1,002,000 | 3,717 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $732,000 | 7,469 |
| Other real estate owned | $312,000 | 4,383 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,354,000 | 4,986 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,043,000 | 4,487 |
| Total liabilities | $88,586,000 | 4,653 |
| Total deposits | $87,904,000 | 4,531 |
| Interest-bearing deposits | $73,223,000 | 4,704 |
| Deposits held in domestic offices | $87,904,000 | 4,524 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $568,000 | 3,040 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $114,000 | 11,994 |
| Total equity capital | $12,457,000 | 3,084 |
| Total bank equity capital | $12,457,000 | 3,084 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000,000 | 3,936 |
| Surplus | $3,100,000 | 3,878 |
| Undivided profits | $8,357,000 | 2,640 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,476,000 | 2,796 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $373,000 | 5,396 |
| Earning assets | $95,930,000 | 4,329 |
| Long-term assets (5+ years) | $11,348,000 | 4,002 |
| Average Assets, year-to-date | $101,139,400 | 4,394 |
| Average Assets, quarterly | $101,356,500 | 4,445 |
| Volatile liabilities | $8,592,000 | 4,597 |
| Insider loans | $46,000 | 7,304 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,991,000 | 7,336 |
| Tier 1 (core) risk-based capital | $12,457,000 | 3,031 |
| Tier 2 risk-based capital | $631,760 | 4,307 |
| Total risk weighted assets | $50,170,160 | 4,915 |
| Total unused commitments | $1,991,000 | 7,366 |
| Derivatives | $0 | 651 |