Home > Granite Bank > Income and Expense
Granite Bank, Income and Expense
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,320,000 | 2,637 |
| Total interest expense | $241,000 | 2,805 |
| Net interest income | $2,079,000 | 2,596 |
| Provision for loan and lease losses | $90,000 | 1,532 |
| Total noninterest income | $392,000 | 2,279 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $72,000 | 2,839 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $320,000 | 1,948 |
| Total noninterest expense | $2,036,000 | 2,250 |
| Salaries and employee benefits | $1,129,000 | 2,293 |
| Premises and equipment expense | $287,000 | 1,917 |
| Additional noninterest expense | $620,000 | 2,225 |
| Pre-tax net operating income | $345,000 | 3,649 |
| Securities gains (losses) | $-4,000 | 5,105 |
| Applicable income taxes | $54,000 | 2,636 |
| Income before extraordinary items | $287,000 | 3,740 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $287,000 | 3,740 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $287,000 | 3,740 |
| Net charge-offs | $16,000 | 1,764 |
| Cash dividends | $212,000 | 1,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $290,360 | 3,732 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $9,905,000 | 2,459 |
| Total interest expense | $856,000 | 2,819 |
| Net interest income | $9,049,000 | 2,391 |
| Provision for loan and lease losses | $357,000 | 1,800 |
| Total noninterest income | $1,890,000 | 2,106 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $298,000 | 2,875 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,592,000 | 1,753 |
| Total noninterest expense | $8,287,000 | 2,202 |
| Salaries and employee benefits | $4,543,000 | 2,259 |
| Premises and equipment expense | $1,048,000 | 2,037 |
| Additional noninterest expense | $2,696,000 | 2,128 |
| Pre-tax net operating income | $2,295,000 | 2,892 |
| Securities gains (losses) | $-15,000 | 5,127 |
| Applicable income taxes | $814,000 | 2,053 |
| Income before extraordinary items | $1,466,000 | 3,175 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,466,000 | 3,173 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,466,000 | 3,175 |
| Net charge-offs | $61,000 | 2,831 |
| Cash dividends | $892,000 | 2,334 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,475,600 | 3,140 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $7,356,000 | 2,491 |
| Total interest expense | $636,000 | 2,825 |
| Net interest income | $6,720,000 | 2,418 |
| Provision for loan and lease losses | $360,000 | 1,438 |
| Total noninterest income | $1,370,000 | 2,169 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $223,000 | 2,896 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,147,000 | 1,811 |
| Total noninterest expense | $6,209,000 | 2,219 |
| Salaries and employee benefits | $3,489,000 | 2,214 |
| Premises and equipment expense | $775,000 | 2,065 |
| Additional noninterest expense | $1,945,000 | 2,184 |
| Pre-tax net operating income | $1,521,000 | 3,141 |
| Securities gains (losses) | $-15,000 | 5,453 |
| Applicable income taxes | $440,000 | 2,187 |
| Income before extraordinary items | $1,066,000 | 3,427 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,066,000 | 3,426 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,066,000 | 3,427 |
| Net charge-offs | $71,000 | 2,194 |
| Cash dividends | $668,000 | 2,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,076,650 | 3,377 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,808,000 | 2,512 |
| Total interest expense | $419,000 | 2,792 |
| Net interest income | $4,389,000 | 2,451 |
| Provision for loan and lease losses | $255,000 | 1,350 |
| Total noninterest income | $831,000 | 2,305 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $150,000 | 2,877 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $681,000 | 1,961 |
| Total noninterest expense | $4,208,000 | 2,204 |
| Salaries and employee benefits | $2,401,000 | 2,169 |
| Premises and equipment expense | $517,000 | 2,068 |
| Additional noninterest expense | $1,290,000 | 2,189 |
| Pre-tax net operating income | $757,000 | 3,543 |
| Securities gains (losses) | $-16,000 | 5,559 |
| Applicable income taxes | $192,000 | 2,510 |
| Income before extraordinary items | $549,000 | 3,779 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $549,000 | 3,776 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $549,000 | 3,779 |
| Net charge-offs | $10,000 | 2,893 |
| Cash dividends | $440,000 | 2,158 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $560,840 | 3,744 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,316,000 | 2,585 |
| Total interest expense | $204,000 | 2,814 |
| Net interest income | $2,112,000 | 2,529 |
| Provision for loan and lease losses | $135,000 | 1,235 |
| Total noninterest income | $399,000 | 2,336 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $78,000 | 2,814 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $321,000 | 2,009 |
| Total noninterest expense | $2,133,000 | 2,198 |
| Salaries and employee benefits | $1,219,000 | 2,175 |
| Premises and equipment expense | $272,000 | 2,015 |
| Additional noninterest expense | $642,000 | 2,188 |
| Pre-tax net operating income | $243,000 | 4,137 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $48,000 | 2,916 |
| Income before extraordinary items | $195,000 | 4,162 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $195,000 | 4,162 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $195,000 | 4,162 |
| Net charge-offs | $12,000 | 2,133 |
| Cash dividends | $245,000 | 1,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $195,000 | 4,142 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $9,331,000 | 2,547 |
| Total interest expense | $1,025,000 | 2,383 |
| Net interest income | $8,306,000 | 2,540 |
| Provision for loan and lease losses | $200,000 | 2,434 |
| Total noninterest income | $1,248,000 | 2,718 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $295,000 | 2,960 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $953,000 | 2,448 |
| Total noninterest expense | $8,624,000 | 2,161 |
| Salaries and employee benefits | $4,894,000 | 2,121 |
| Premises and equipment expense | $1,004,000 | 2,146 |
| Additional noninterest expense | $2,726,000 | 2,137 |
| Pre-tax net operating income | $730,000 | 4,454 |
| Securities gains (losses) | $345,000 | 593 |
| Applicable income taxes | $221,000 | 2,865 |
| Income before extraordinary items | $854,000 | 4,108 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $854,000 | 4,106 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $854,000 | 4,107 |
| Net charge-offs | $122,000 | 2,428 |
| Cash dividends | $583,000 | 2,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $581,450 | 4,525 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,058,000 | 2,536 |
| Total interest expense | $776,000 | 2,367 |
| Net interest income | $6,282,000 | 2,537 |
| Provision for loan and lease losses | $150,000 | 2,338 |
| Total noninterest income | $859,000 | 2,833 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $220,000 | 2,982 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $639,000 | 2,591 |
| Total noninterest expense | $6,335,000 | 2,195 |
| Salaries and employee benefits | $3,591,000 | 2,155 |
| Premises and equipment expense | $744,000 | 2,166 |
| Additional noninterest expense | $2,000,000 | 2,180 |
| Pre-tax net operating income | $656,000 | 4,319 |
| Securities gains (losses) | $345,000 | 549 |
| Applicable income taxes | $238,000 | 2,676 |
| Income before extraordinary items | $763,000 | 3,917 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $763,000 | 3,915 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $763,000 | 3,917 |
| Net charge-offs | $114,000 | 1,957 |
| Cash dividends | $410,000 | 2,603 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $500,800 | 4,416 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,714,000 | 2,525 |
| Total interest expense | $514,000 | 2,387 |
| Net interest income | $4,200,000 | 2,533 |
| Provision for loan and lease losses | $100,000 | 2,280 |
| Total noninterest income | $549,000 | 2,878 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $140,000 | 3,066 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $409,000 | 2,633 |
| Total noninterest expense | $4,214,000 | 2,205 |
| Salaries and employee benefits | $2,376,000 | 2,185 |
| Premises and equipment expense | $486,000 | 2,201 |
| Additional noninterest expense | $1,352,000 | 2,168 |
| Pre-tax net operating income | $435,000 | 4,348 |
| Securities gains (losses) | $345,000 | 385 |
| Applicable income taxes | $190,000 | 2,539 |
| Income before extraordinary items | $590,000 | 3,709 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $590,000 | 3,706 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $590,000 | 3,708 |
| Net charge-offs | $75,000 | 1,862 |
| Cash dividends | $146,000 | 3,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $327,800 | 4,469 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,345,000 | 2,541 |
| Total interest expense | $253,000 | 2,422 |
| Net interest income | $2,092,000 | 2,540 |
| Provision for loan and lease losses | $50,000 | 2,135 |
| Total noninterest income | $264,000 | 2,924 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $66,000 | 3,163 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $198,000 | 2,629 |
| Total noninterest expense | $2,077,000 | 2,242 |
| Salaries and employee benefits | $1,153,000 | 2,242 |
| Premises and equipment expense | $236,000 | 2,254 |
| Additional noninterest expense | $688,000 | 2,120 |
| Pre-tax net operating income | $229,000 | 4,255 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $31,000 | 3,256 |
| Income before extraordinary items | $198,000 | 4,250 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $198,000 | 4,247 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $198,000 | 4,249 |
| Net charge-offs | $11,000 | 2,283 |
| Cash dividends | $86,000 | 2,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $198,000 | 4,194 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $9,445,000 | 2,483 |
| Total interest expense | $1,051,000 | 2,337 |
| Net interest income | $8,394,000 | 2,486 |
| Provision for loan and lease losses | $30,000 | 3,863 |
| Total noninterest income | $1,054,000 | 2,971 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $371,000 | 2,657 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $683,000 | 2,876 |
| Total noninterest expense | $7,785,000 | 2,358 |
| Salaries and employee benefits | $4,043,000 | 2,480 |
| Premises and equipment expense | $964,000 | 2,235 |
| Additional noninterest expense | $2,778,000 | 2,146 |
| Pre-tax net operating income | $1,633,000 | 3,363 |
| Securities gains (losses) | $12,000 | 2,504 |
| Applicable income taxes | $362,000 | 2,501 |
| Income before extraordinary items | $1,283,000 | 3,492 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,283,000 | 3,490 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,283,000 | 3,492 |
| Net charge-offs | $11,000 | 3,977 |
| Cash dividends | $432,000 | 3,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,273,640 | 3,463 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,049,000 | 2,512 |
| Total interest expense | $802,000 | 2,334 |
| Net interest income | $6,247,000 | 2,512 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $783,000 | 3,008 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $279,000 | 2,672 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $504,000 | 2,910 |
| Total noninterest expense | $5,772,000 | 2,370 |
| Salaries and employee benefits | $2,965,000 | 2,519 |
| Premises and equipment expense | $734,000 | 2,236 |
| Additional noninterest expense | $2,073,000 | 2,134 |
| Pre-tax net operating income | $1,258,000 | 3,372 |
| Securities gains (losses) | $16,000 | 2,128 |
| Applicable income taxes | $328,000 | 2,397 |
| Income before extraordinary items | $946,000 | 3,598 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $946,000 | 3,597 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $946,000 | 3,598 |
| Net charge-offs | $11,000 | 3,615 |
| Cash dividends | $324,000 | 2,728 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $934,160 | 3,558 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,645,000 | 2,539 |
| Total interest expense | $546,000 | 2,309 |
| Net interest income | $4,099,000 | 2,553 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $509,000 | 3,042 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $183,000 | 2,668 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $326,000 | 2,956 |
| Total noninterest expense | $3,829,000 | 2,392 |
| Salaries and employee benefits | $1,922,000 | 2,602 |
| Premises and equipment expense | $502,000 | 2,215 |
| Additional noninterest expense | $1,405,000 | 2,115 |
| Pre-tax net operating income | $779,000 | 3,471 |
| Securities gains (losses) | $1,000 | 2,511 |
| Applicable income taxes | $194,000 | 2,517 |
| Income before extraordinary items | $586,000 | 3,705 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $586,000 | 3,706 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $586,000 | 3,707 |
| Net charge-offs | $-11,000 | 5,290 |
| Cash dividends | $238,000 | 2,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $585,250 | 3,651 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,314,000 | 2,546 |
| Total interest expense | $274,000 | 2,329 |
| Net interest income | $2,040,000 | 2,555 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $265,000 | 2,948 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $90,000 | 2,678 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $175,000 | 2,807 |
| Total noninterest expense | $1,907,000 | 2,409 |
| Salaries and employee benefits | $967,000 | 2,591 |
| Premises and equipment expense | $253,000 | 2,227 |
| Additional noninterest expense | $687,000 | 2,135 |
| Pre-tax net operating income | $398,000 | 3,382 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $98,000 | 2,465 |
| Income before extraordinary items | $300,000 | 3,654 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $300,000 | 3,657 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $300,000 | 3,657 |
| Net charge-offs | $-12,000 | 5,499 |
| Cash dividends | $148,000 | 2,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $300,000 | 3,564 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,553,000 | 2,502 |
| Total interest expense | $1,246,000 | 2,193 |
| Net interest income | $8,307,000 | 2,534 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $961,000 | 3,172 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $386,000 | 2,749 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $575,000 | 3,081 |
| Total noninterest expense | $7,323,000 | 2,511 |
| Salaries and employee benefits | $3,844,000 | 2,581 |
| Premises and equipment expense | $884,000 | 2,475 |
| Additional noninterest expense | $2,595,000 | 2,331 |
| Pre-tax net operating income | $1,945,000 | 3,023 |
| Securities gains (losses) | $271,000 | 656 |
| Applicable income taxes | $558,000 | 2,094 |
| Income before extraordinary items | $1,658,000 | 3,060 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,658,000 | 3,060 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,658,000 | 3,061 |
| Net charge-offs | $281,000 | 2,089 |
| Cash dividends | $455,000 | 2,965 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,454,750 | 3,240 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,173,000 | 2,523 |
| Total interest expense | $951,000 | 2,194 |
| Net interest income | $6,222,000 | 2,557 |
| Provision for loan and lease losses | $10,000 | 4,128 |
| Total noninterest income | $722,000 | 3,197 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $293,000 | 2,754 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $429,000 | 3,126 |
| Total noninterest expense | $5,444,000 | 2,536 |
| Salaries and employee benefits | $2,886,000 | 2,581 |
| Premises and equipment expense | $672,000 | 2,473 |
| Additional noninterest expense | $1,886,000 | 2,387 |
| Pre-tax net operating income | $1,490,000 | 3,047 |
| Securities gains (losses) | $144,000 | 781 |
| Applicable income taxes | $470,000 | 2,043 |
| Income before extraordinary items | $1,164,000 | 3,208 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,164,000 | 3,208 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,164,000 | 3,209 |
| Net charge-offs | $110,000 | 2,592 |
| Cash dividends | $334,000 | 2,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,061,760 | 3,338 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,762,000 | 2,519 |
| Total interest expense | $645,000 | 2,195 |
| Net interest income | $4,117,000 | 2,568 |
| Provision for loan and lease losses | $10,000 | 3,896 |
| Total noninterest income | $489,000 | 3,153 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $203,000 | 2,676 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $286,000 | 3,106 |
| Total noninterest expense | $3,655,000 | 2,527 |
| Salaries and employee benefits | $1,931,000 | 2,592 |
| Premises and equipment expense | $464,000 | 2,421 |
| Additional noninterest expense | $1,260,000 | 2,383 |
| Pre-tax net operating income | $941,000 | 3,068 |
| Securities gains (losses) | $124,000 | 676 |
| Applicable income taxes | $308,000 | 2,011 |
| Income before extraordinary items | $757,000 | 3,204 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $757,000 | 3,210 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $757,000 | 3,210 |
| Net charge-offs | $26,000 | 3,261 |
| Cash dividends | $211,000 | 2,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $668,960 | 3,381 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,367,000 | 2,540 |
| Total interest expense | $326,000 | 2,203 |
| Net interest income | $2,041,000 | 2,581 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $250,000 | 3,066 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $108,000 | 2,513 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $142,000 | 3,049 |
| Total noninterest expense | $1,871,000 | 2,480 |
| Salaries and employee benefits | $989,000 | 2,538 |
| Premises and equipment expense | $242,000 | 2,366 |
| Additional noninterest expense | $640,000 | 2,339 |
| Pre-tax net operating income | $420,000 | 3,218 |
| Securities gains (losses) | $72,000 | 532 |
| Applicable income taxes | $144,000 | 2,040 |
| Income before extraordinary items | $348,000 | 3,265 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $348,000 | 3,268 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $348,000 | 3,268 |
| Net charge-offs | $11,000 | 2,795 |
| Cash dividends | $106,000 | 2,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $296,880 | 3,519 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,711,000 | 2,492 |
| Total interest expense | $1,410,000 | 2,275 |
| Net interest income | $8,301,000 | 2,518 |
| Provision for loan and lease losses | $289,000 | 2,509 |
| Total noninterest income | $1,179,000 | 2,934 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $402,000 | 2,801 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $777,000 | 2,715 |
| Total noninterest expense | $7,271,000 | 2,543 |
| Salaries and employee benefits | $3,878,000 | 2,551 |
| Premises and equipment expense | $853,000 | 2,579 |
| Additional noninterest expense | $2,540,000 | 2,426 |
| Pre-tax net operating income | $1,920,000 | 2,943 |
| Securities gains (losses) | $115,000 | 1,215 |
| Applicable income taxes | $581,000 | 2,000 |
| Income before extraordinary items | $1,454,000 | 3,213 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,454,000 | 3,216 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,454,000 | 3,217 |
| Net charge-offs | $385,000 | 2,299 |
| Cash dividends | $433,000 | 2,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,372,350 | 3,266 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,306,000 | 2,505 |
| Total interest expense | $1,069,000 | 2,311 |
| Net interest income | $6,237,000 | 2,519 |
| Provision for loan and lease losses | $289,000 | 2,130 |
| Total noninterest income | $917,000 | 2,934 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $306,000 | 2,785 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $611,000 | 2,713 |
| Total noninterest expense | $5,437,000 | 2,554 |
| Salaries and employee benefits | $2,911,000 | 2,546 |
| Premises and equipment expense | $628,000 | 2,629 |
| Additional noninterest expense | $1,898,000 | 2,422 |
| Pre-tax net operating income | $1,428,000 | 3,009 |
| Securities gains (losses) | $116,000 | 1,120 |
| Applicable income taxes | $445,000 | 2,035 |
| Income before extraordinary items | $1,099,000 | 3,249 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,099,000 | 3,252 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,099,000 | 3,253 |
| Net charge-offs | $222,000 | 2,451 |
| Cash dividends | $328,000 | 2,530 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,016,640 | 3,322 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,905,000 | 2,476 |
| Total interest expense | $712,000 | 2,361 |
| Net interest income | $4,193,000 | 2,492 |
| Provision for loan and lease losses | $228,000 | 1,962 |
| Total noninterest income | $643,000 | 2,905 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $203,000 | 2,765 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $440,000 | 2,658 |
| Total noninterest expense | $3,646,000 | 2,547 |
| Salaries and employee benefits | $1,933,000 | 2,569 |
| Premises and equipment expense | $430,000 | 2,593 |
| Additional noninterest expense | $1,283,000 | 2,383 |
| Pre-tax net operating income | $962,000 | 2,969 |
| Securities gains (losses) | $103,000 | 1,098 |
| Applicable income taxes | $315,000 | 1,965 |
| Income before extraordinary items | $750,000 | 3,189 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $750,000 | 3,191 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $750,000 | 3,192 |
| Net charge-offs | $152,000 | 2,368 |
| Cash dividends | $212,000 | 2,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $677,900 | 3,288 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,454,000 | 2,488 |
| Total interest expense | $355,000 | 2,435 |
| Net interest income | $2,099,000 | 2,505 |
| Provision for loan and lease losses | $114,000 | 1,945 |
| Total noninterest income | $312,000 | 2,947 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $98,000 | 2,821 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $214,000 | 2,685 |
| Total noninterest expense | $1,810,000 | 2,590 |
| Salaries and employee benefits | $936,000 | 2,671 |
| Premises and equipment expense | $222,000 | 2,553 |
| Additional noninterest expense | $652,000 | 2,366 |
| Pre-tax net operating income | $487,000 | 2,920 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $125,000 | 2,188 |
| Income before extraordinary items | $362,000 | 3,204 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $362,000 | 3,204 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $362,000 | 3,206 |
| Net charge-offs | $92,000 | 1,963 |
| Cash dividends | $103,000 | 2,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $362,000 | 3,111 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,181,000 | 2,528 |
| Total interest expense | $1,618,000 | 2,566 |
| Net interest income | $8,563,000 | 2,509 |
| Provision for loan and lease losses | $707,000 | 2,248 |
| Total noninterest income | $953,000 | 3,328 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $375,000 | 3,068 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $578,000 | 3,161 |
| Total noninterest expense | $7,484,000 | 2,513 |
| Salaries and employee benefits | $3,925,000 | 2,496 |
| Premises and equipment expense | $961,000 | 2,344 |
| Additional noninterest expense | $2,598,000 | 2,478 |
| Pre-tax net operating income | $1,325,000 | 3,544 |
| Securities gains (losses) | $447,000 | 1,024 |
| Applicable income taxes | $469,000 | 2,253 |
| Income before extraordinary items | $1,303,000 | 3,380 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,303,000 | 3,381 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,303,000 | 3,382 |
| Net charge-offs | $949,000 | 1,875 |
| Cash dividends | $372,000 | 3,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $972,220 | 3,793 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,692,000 | 2,562 |
| Total interest expense | $1,248,000 | 2,600 |
| Net interest income | $6,444,000 | 2,536 |
| Provision for loan and lease losses | $440,000 | 2,463 |
| Total noninterest income | $784,000 | 3,192 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $282,000 | 3,093 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $502,000 | 2,951 |
| Total noninterest expense | $5,679,000 | 2,495 |
| Salaries and employee benefits | $2,905,000 | 2,542 |
| Premises and equipment expense | $730,000 | 2,357 |
| Additional noninterest expense | $2,044,000 | 2,366 |
| Pre-tax net operating income | $1,109,000 | 3,452 |
| Securities gains (losses) | $184,000 | 1,500 |
| Applicable income taxes | $335,000 | 2,355 |
| Income before extraordinary items | $958,000 | 3,511 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $958,000 | 3,511 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $958,000 | 3,513 |
| Net charge-offs | $863,000 | 1,602 |
| Cash dividends | $293,000 | 2,603 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $821,840 | 3,649 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,144,000 | 2,565 |
| Total interest expense | $864,000 | 2,624 |
| Net interest income | $4,280,000 | 2,542 |
| Provision for loan and lease losses | $254,000 | 2,645 |
| Total noninterest income | $568,000 | 3,017 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $191,000 | 3,047 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $377,000 | 2,728 |
| Total noninterest expense | $3,815,000 | 2,480 |
| Salaries and employee benefits | $1,933,000 | 2,543 |
| Premises and equipment expense | $515,000 | 2,238 |
| Additional noninterest expense | $1,367,000 | 2,377 |
| Pre-tax net operating income | $779,000 | 3,331 |
| Securities gains (losses) | $185,000 | 1,157 |
| Applicable income taxes | $271,000 | 2,154 |
| Income before extraordinary items | $693,000 | 3,350 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $693,000 | 3,350 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $693,000 | 3,351 |
| Net charge-offs | $571,000 | 1,647 |
| Cash dividends | $179,000 | 2,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $559,800 | 3,594 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,628,000 | 2,539 |
| Total interest expense | $453,000 | 2,595 |
| Net interest income | $2,175,000 | 2,516 |
| Provision for loan and lease losses | $117,000 | 2,716 |
| Total noninterest income | $313,000 | 2,881 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $91,000 | 3,138 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $222,000 | 2,511 |
| Total noninterest expense | $1,941,000 | 2,437 |
| Salaries and employee benefits | $981,000 | 2,517 |
| Premises and equipment expense | $270,000 | 2,141 |
| Additional noninterest expense | $690,000 | 2,314 |
| Pre-tax net operating income | $430,000 | 3,176 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $115,000 | 2,312 |
| Income before extraordinary items | $315,000 | 3,551 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $315,000 | 3,554 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $315,000 | 3,554 |
| Net charge-offs | $146,000 | 2,119 |
| Cash dividends | $85,000 | 2,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $315,000 | 3,383 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,784,000 | 2,582 |
| Total interest expense | $2,046,000 | 2,734 |
| Net interest income | $8,738,000 | 2,517 |
| Provision for loan and lease losses | $668,000 | 3,015 |
| Total noninterest income | $840,000 | 3,424 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $396,000 | 3,046 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $444,000 | 3,290 |
| Total noninterest expense | $7,944,000 | 2,389 |
| Salaries and employee benefits | $3,945,000 | 2,435 |
| Premises and equipment expense | $1,202,000 | 2,063 |
| Additional noninterest expense | $2,797,000 | 2,343 |
| Pre-tax net operating income | $966,000 | 3,792 |
| Securities gains (losses) | $420,000 | 896 |
| Applicable income taxes | $283,000 | 2,595 |
| Income before extraordinary items | $1,103,000 | 3,361 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,103,000 | 3,364 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,103,000 | 3,364 |
| Net charge-offs | $1,110,000 | 2,238 |
| Cash dividends | $340,000 | 2,874 |
| Sale, conversion, retirement of capital stock, net | $3,508,000 | 185 |
| Net operating income | $767,000 | 3,882 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,125,000 | 2,595 |
| Total interest expense | $1,574,000 | 2,772 |
| Net interest income | $6,551,000 | 2,532 |
| Provision for loan and lease losses | $351,000 | 3,405 |
| Total noninterest income | $720,000 | 3,200 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $302,000 | 3,031 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $418,000 | 2,965 |
| Total noninterest expense | $5,902,000 | 2,415 |
| Salaries and employee benefits | $2,897,000 | 2,481 |
| Premises and equipment expense | $907,000 | 2,063 |
| Additional noninterest expense | $2,098,000 | 2,359 |
| Pre-tax net operating income | $1,018,000 | 3,279 |
| Securities gains (losses) | $22,000 | 2,775 |
| Applicable income taxes | $220,000 | 2,566 |
| Income before extraordinary items | $820,000 | 3,471 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $820,000 | 3,473 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $820,000 | 3,473 |
| Net charge-offs | $807,000 | 2,130 |
| Cash dividends | $152,000 | 2,880 |
| Sale, conversion, retirement of capital stock, net | $3,508,000 | 152 |
| Net operating income | $802,620 | 3,395 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,452,000 | 2,605 |
| Total interest expense | $1,083,000 | 2,785 |
| Net interest income | $4,369,000 | 2,528 |
| Provision for loan and lease losses | $234,000 | 3,349 |
| Total noninterest income | $482,000 | 3,186 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $201,000 | 3,006 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $281,000 | 2,976 |
| Total noninterest expense | $4,013,000 | 2,398 |
| Salaries and employee benefits | $1,930,000 | 2,496 |
| Premises and equipment expense | $618,000 | 2,041 |
| Additional noninterest expense | $1,465,000 | 2,287 |
| Pre-tax net operating income | $604,000 | 3,464 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $107,000 | 2,817 |
| Income before extraordinary items | $497,000 | 3,597 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $497,000 | 3,599 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $497,000 | 3,598 |
| Net charge-offs | $176,000 | 3,243 |
| Cash dividends | $152,000 | 2,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $497,000 | 3,500 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,727,000 | 2,618 |
| Total interest expense | $571,000 | 2,742 |
| Net interest income | $2,156,000 | 2,545 |
| Provision for loan and lease losses | $117,000 | 3,189 |
| Total noninterest income | $237,000 | 3,258 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $94,000 | 3,108 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $143,000 | 2,988 |
| Total noninterest expense | $2,045,000 | 2,371 |
| Salaries and employee benefits | $976,000 | 2,490 |
| Premises and equipment expense | $325,000 | 1,981 |
| Additional noninterest expense | $744,000 | 2,236 |
| Pre-tax net operating income | $231,000 | 3,984 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $30,000 | 3,187 |
| Income before extraordinary items | $201,000 | 3,979 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $201,000 | 3,978 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $201,000 | 3,979 |
| Net charge-offs | $3,000 | 4,807 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $201,000 | 3,923 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,162,000 | 2,685 |
| Total interest expense | $2,695,000 | 2,819 |
| Net interest income | $8,467,000 | 2,590 |
| Provision for loan and lease losses | $603,000 | 3,829 |
| Total noninterest income | $1,002,000 | 3,216 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $389,000 | 3,125 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $613,000 | 2,877 |
| Total noninterest expense | $7,949,000 | 2,431 |
| Salaries and employee benefits | $3,880,000 | 2,479 |
| Premises and equipment expense | $1,200,000 | 2,107 |
| Additional noninterest expense | $2,869,000 | 2,365 |
| Pre-tax net operating income | $917,000 | 3,531 |
| Securities gains (losses) | $178,000 | 1,692 |
| Applicable income taxes | $172,000 | 2,823 |
| Income before extraordinary items | $923,000 | 3,358 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $923,000 | 3,355 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $923,000 | 3,358 |
| Net charge-offs | $898,000 | 2,839 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $773,480 | 3,535 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,369,000 | 2,747 |
| Total interest expense | $2,077,000 | 2,872 |
| Net interest income | $6,292,000 | 2,640 |
| Provision for loan and lease losses | $311,000 | 4,270 |
| Total noninterest income | $738,000 | 3,301 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $290,000 | 3,210 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $448,000 | 2,932 |
| Total noninterest expense | $5,892,000 | 2,461 |
| Salaries and employee benefits | $2,943,000 | 2,459 |
| Premises and equipment expense | $824,000 | 2,335 |
| Additional noninterest expense | $2,125,000 | 2,359 |
| Pre-tax net operating income | $827,000 | 3,405 |
| Securities gains (losses) | $-4,000 | 7,144 |
| Applicable income taxes | $113,000 | 3,025 |
| Income before extraordinary items | $710,000 | 3,481 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $710,000 | 3,479 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $710,000 | 3,481 |
| Net charge-offs | $625,000 | 2,768 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $713,440 | 3,349 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,581,000 | 2,776 |
| Total interest expense | $1,428,000 | 2,897 |
| Net interest income | $4,153,000 | 2,664 |
| Provision for loan and lease losses | $194,000 | 4,279 |
| Total noninterest income | $485,000 | 3,271 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $186,000 | 3,295 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $299,000 | 2,845 |
| Total noninterest expense | $3,978,000 | 2,442 |
| Salaries and employee benefits | $1,974,000 | 2,462 |
| Premises and equipment expense | $572,000 | 2,257 |
| Additional noninterest expense | $1,432,000 | 2,349 |
| Pre-tax net operating income | $466,000 | 3,748 |
| Securities gains (losses) | $-3,000 | 7,233 |
| Applicable income taxes | $45,000 | 3,354 |
| Income before extraordinary items | $418,000 | 3,712 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $418,000 | 3,710 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $418,000 | 3,711 |
| Net charge-offs | $538,000 | 2,360 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $420,700 | 3,596 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,778,000 | 2,839 |
| Total interest expense | $730,000 | 2,968 |
| Net interest income | $2,048,000 | 2,720 |
| Provision for loan and lease losses | $87,000 | 4,175 |
| Total noninterest income | $233,000 | 3,350 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $87,000 | 3,420 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $146,000 | 2,890 |
| Total noninterest expense | $2,048,000 | 2,391 |
| Salaries and employee benefits | $1,013,000 | 2,445 |
| Premises and equipment expense | $299,000 | 2,204 |
| Additional noninterest expense | $736,000 | 2,296 |
| Pre-tax net operating income | $146,000 | 4,593 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-6,000 | 7,078 |
| Income before extraordinary items | $152,000 | 4,358 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $152,000 | 4,359 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $152,000 | 4,357 |
| Net charge-offs | $153,000 | 2,697 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $152,000 | 4,245 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,450,000 | 2,876 |
| Total interest expense | $3,456,000 | 3,077 |
| Net interest income | $7,994,000 | 2,734 |
| Provision for loan and lease losses | $1,504,000 | 2,902 |
| Total noninterest income | $799,000 | 3,771 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $386,000 | 3,397 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $413,000 | 3,503 |
| Total noninterest expense | $7,835,000 | 2,507 |
| Salaries and employee benefits | $3,644,000 | 2,681 |
| Premises and equipment expense | $1,103,000 | 2,374 |
| Additional noninterest expense | $3,088,000 | 2,291 |
| Pre-tax net operating income | $-546,000 | 6,017 |
| Securities gains (losses) | $720,000 | 669 |
| Applicable income taxes | $-414,000 | 6,971 |
| Income before extraordinary items | $588,000 | 3,622 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $588,000 | 3,621 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $588,000 | 3,621 |
| Net charge-offs | $1,177,000 | 2,676 |
| Cash dividends | $114,000 | 4,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-132,000 | 5,724 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,650,000 | 2,902 |
| Total interest expense | $2,687,000 | 3,115 |
| Net interest income | $5,963,000 | 2,757 |
| Provision for loan and lease losses | $638,000 | 3,436 |
| Total noninterest income | $704,000 | 3,520 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $285,000 | 3,433 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $419,000 | 3,103 |
| Total noninterest expense | $5,805,000 | 2,549 |
| Salaries and employee benefits | $2,684,000 | 2,742 |
| Premises and equipment expense | $911,000 | 2,218 |
| Additional noninterest expense | $2,210,000 | 2,356 |
| Pre-tax net operating income | $224,000 | 4,828 |
| Securities gains (losses) | $-113,000 | 7,497 |
| Applicable income taxes | $-267,000 | 7,175 |
| Income before extraordinary items | $378,000 | 4,128 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $378,000 | 4,124 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $378,000 | 4,127 |
| Net charge-offs | $881,000 | 2,343 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $491,000 | 3,632 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,779,000 | 2,924 |
| Total interest expense | $1,881,000 | 3,112 |
| Net interest income | $3,898,000 | 2,792 |
| Provision for loan and lease losses | $488,000 | 3,007 |
| Total noninterest income | $463,000 | 3,572 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $185,000 | 3,461 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $278,000 | 3,120 |
| Total noninterest expense | $3,891,000 | 2,562 |
| Salaries and employee benefits | $1,773,000 | 2,812 |
| Premises and equipment expense | $598,000 | 2,277 |
| Additional noninterest expense | $1,520,000 | 2,308 |
| Pre-tax net operating income | $-18,000 | 5,868 |
| Securities gains (losses) | $-616,000 | 7,946 |
| Applicable income taxes | $-249,000 | 7,368 |
| Income before extraordinary items | $-385,000 | 6,637 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-385,000 | 6,638 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-385,000 | 6,638 |
| Net charge-offs | $851,000 | 1,773 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $9,240 | 5,777 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,885,000 | 2,960 |
| Total interest expense | $973,000 | 3,118 |
| Net interest income | $1,912,000 | 2,812 |
| Provision for loan and lease losses | $150,000 | 3,210 |
| Total noninterest income | $210,000 | 3,708 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $91,000 | 3,436 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $119,000 | 3,373 |
| Total noninterest expense | $1,855,000 | 2,595 |
| Salaries and employee benefits | $880,000 | 2,866 |
| Premises and equipment expense | $293,000 | 2,343 |
| Additional noninterest expense | $682,000 | 2,281 |
| Pre-tax net operating income | $117,000 | 4,845 |
| Securities gains (losses) | $-483,000 | 8,105 |
| Applicable income taxes | $-79,000 | 7,508 |
| Income before extraordinary items | $-287,000 | 7,179 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-287,000 | 7,179 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-287,000 | 7,180 |
| Net charge-offs | $40,000 | 3,753 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $89,740 | 4,939 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,080,000 | 3,019 |
| Total interest expense | $4,665,000 | 3,151 |
| Net interest income | $7,415,000 | 2,890 |
| Provision for loan and lease losses | $553,000 | 3,657 |
| Total noninterest income | $707,000 | 4,115 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $239,000 | 4,455 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $468,000 | 3,297 |
| Total noninterest expense | $6,809,000 | 2,753 |
| Salaries and employee benefits | $3,377,000 | 2,931 |
| Premises and equipment expense | $1,023,000 | 2,571 |
| Additional noninterest expense | $2,409,000 | 2,425 |
| Pre-tax net operating income | $760,000 | 4,257 |
| Securities gains (losses) | $-2,794,000 | 7,977 |
| Applicable income taxes | $-976,000 | 7,702 |
| Income before extraordinary items | $-1,058,000 | 7,023 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,058,000 | 7,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 4,496 |
| Cash dividends | $181,000 | 4,595 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $730,160 | 4,006 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,123,000 | 3,068 |
| Total interest expense | $3,625,000 | 3,150 |
| Net interest income | $5,498,000 | 2,948 |
| Provision for loan and lease losses | $375,000 | 3,175 |
| Total noninterest income | $521,000 | 4,242 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $160,000 | 4,700 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $361,000 | 3,356 |
| Total noninterest expense | $5,045,000 | 2,766 |
| Salaries and employee benefits | $2,518,000 | 2,962 |
| Premises and equipment expense | $780,000 | 2,549 |
| Additional noninterest expense | $1,747,000 | 2,426 |
| Pre-tax net operating income | $599,000 | 4,652 |
| Securities gains (losses) | $-944,000 | 7,905 |
| Applicable income taxes | $-134,000 | 7,590 |
| Income before extraordinary items | $-211,000 | 6,918 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-211,000 | 6,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,596 |
| Cash dividends | $181,000 | 3,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $393,160 | 4,985 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,155,000 | 3,079 |
| Total interest expense | $2,542,000 | 3,138 |
| Net interest income | $3,613,000 | 2,980 |
| Provision for loan and lease losses | $240,000 | 2,857 |
| Total noninterest income | $355,000 | 4,253 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $103,000 | 4,787 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $252,000 | 3,340 |
| Total noninterest expense | $3,419,000 | 2,734 |
| Salaries and employee benefits | $1,724,000 | 2,914 |
| Premises and equipment expense | $538,000 | 2,479 |
| Additional noninterest expense | $1,157,000 | 2,421 |
| Pre-tax net operating income | $309,000 | 5,233 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-62,000 | 7,784 |
| Income before extraordinary items | $371,000 | 4,626 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $371,000 | 4,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 2,621 |
| Cash dividends | $112,000 | 3,999 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $371,000 | 4,563 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,131,000 | 3,099 |
| Total interest expense | $1,332,000 | 3,182 |
| Net interest income | $1,799,000 | 2,983 |
| Provision for loan and lease losses | $90,000 | 2,858 |
| Total noninterest income | $167,000 | 4,369 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $54,000 | 4,649 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $113,000 | 3,556 |
| Total noninterest expense | $1,762,000 | 2,659 |
| Salaries and employee benefits | $888,000 | 2,881 |
| Premises and equipment expense | $283,000 | 2,383 |
| Additional noninterest expense | $591,000 | 2,345 |
| Pre-tax net operating income | $114,000 | 5,844 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-29,000 | 7,945 |
| Income before extraordinary items | $143,000 | 5,288 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $143,000 | 5,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,488 |
| Cash dividends | $70,000 | 3,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $143,000 | 5,181 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,584,000 | 3,155 |
| Total interest expense | $5,410,000 | 3,266 |
| Net interest income | $7,174,000 | 3,033 |
| Provision for loan and lease losses | $207,000 | 3,804 |
| Total noninterest income | $621,000 | 4,564 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $206,000 | 4,851 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $415,000 | 3,671 |
| Total noninterest expense | $6,406,000 | 2,792 |
| Salaries and employee benefits | $3,185,000 | 3,078 |
| Premises and equipment expense | $957,000 | 2,666 |
| Additional noninterest expense | $2,264,000 | 2,383 |
| Pre-tax net operating income | $1,182,000 | 4,400 |
| Securities gains (losses) | $-1,000 | 7,069 |
| Applicable income taxes | $156,000 | 4,096 |
| Income before extraordinary items | $1,025,000 | 4,258 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,025,000 | 4,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,621 |
| Cash dividends | $337,000 | 4,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,025,870 | 4,253 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,301,000 | 3,195 |
| Total interest expense | $4,059,000 | 3,252 |
| Net interest income | $5,242,000 | 3,112 |
| Provision for loan and lease losses | $57,000 | 4,915 |
| Total noninterest income | $449,000 | 4,646 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $149,000 | 4,941 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $300,000 | 3,738 |
| Total noninterest expense | $4,722,000 | 2,811 |
| Salaries and employee benefits | $2,341,000 | 3,099 |
| Premises and equipment expense | $700,000 | 2,710 |
| Additional noninterest expense | $1,681,000 | 2,360 |
| Pre-tax net operating income | $912,000 | 4,566 |
| Securities gains (losses) | $-1,000 | 7,322 |
| Applicable income taxes | $118,000 | 4,282 |
| Income before extraordinary items | $793,000 | 4,367 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $793,000 | 4,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 2,902 |
| Cash dividends | $239,000 | 3,927 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $793,870 | 4,357 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,080,000 | 3,259 |
| Total interest expense | $2,681,000 | 3,270 |
| Net interest income | $3,399,000 | 3,202 |
| Provision for loan and lease losses | $57,000 | 4,230 |
| Total noninterest income | $280,000 | 4,818 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $92,000 | 5,104 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $188,000 | 3,899 |
| Total noninterest expense | $3,107,000 | 2,882 |
| Salaries and employee benefits | $1,540,000 | 3,180 |
| Premises and equipment expense | $475,000 | 2,695 |
| Additional noninterest expense | $1,092,000 | 2,421 |
| Pre-tax net operating income | $515,000 | 4,979 |
| Securities gains (losses) | $-1,000 | 7,616 |
| Applicable income taxes | $48,000 | 4,796 |
| Income before extraordinary items | $466,000 | 4,714 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $466,000 | 4,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 2,201 |
| Cash dividends | $160,000 | 3,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $466,910 | 4,707 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,998,000 | 3,285 |
| Total interest expense | $1,310,000 | 3,301 |
| Net interest income | $1,688,000 | 3,220 |
| Provision for loan and lease losses | $29,000 | 4,032 |
| Total noninterest income | $135,000 | 4,869 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $42,000 | 5,203 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $93,000 | 3,879 |
| Total noninterest expense | $1,579,000 | 2,849 |
| Salaries and employee benefits | $778,000 | 3,160 |
| Premises and equipment expense | $248,000 | 2,603 |
| Additional noninterest expense | $553,000 | 2,383 |
| Pre-tax net operating income | $215,000 | 5,362 |
| Securities gains (losses) | $-1,000 | 7,986 |
| Applicable income taxes | $11,000 | 5,272 |
| Income before extraordinary items | $203,000 | 5,029 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $203,000 | 5,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 1,228 |
| Cash dividends | $99,000 | 3,184 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $203,950 | 5,018 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,348,000 | 3,238 |
| Total interest expense | $4,382,000 | 3,356 |
| Net interest income | $6,966,000 | 3,116 |
| Provision for loan and lease losses | $252,000 | 3,085 |
| Total noninterest income | $527,000 | 5,012 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $147,000 | 5,561 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $380,000 | 3,825 |
| Total noninterest expense | $5,962,000 | 2,886 |
| Salaries and employee benefits | $3,045,000 | 3,089 |
| Premises and equipment expense | $886,000 | 2,747 |
| Additional noninterest expense | $2,031,000 | 2,537 |
| Pre-tax net operating income | $1,279,000 | 4,659 |
| Securities gains (losses) | $-6,000 | 7,127 |
| Applicable income taxes | $149,000 | 4,602 |
| Income before extraordinary items | $1,124,000 | 4,430 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,124,000 | 4,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,595 |
| Cash dividends | $363,000 | 4,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,129,280 | 4,402 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,338,000 | 3,270 |
| Total interest expense | $3,151,000 | 3,367 |
| Net interest income | $5,187,000 | 3,162 |
| Provision for loan and lease losses | $196,000 | 2,904 |
| Total noninterest income | $401,000 | 5,009 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $109,000 | 5,651 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $292,000 | 3,785 |
| Total noninterest expense | $4,508,000 | 2,865 |
| Salaries and employee benefits | $2,333,000 | 3,022 |
| Premises and equipment expense | $685,000 | 2,693 |
| Additional noninterest expense | $1,490,000 | 2,575 |
| Pre-tax net operating income | $884,000 | 5,011 |
| Securities gains (losses) | $-6,000 | 7,439 |
| Applicable income taxes | $85,000 | 5,067 |
| Income before extraordinary items | $793,000 | 4,719 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $793,000 | 4,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,572 |
| Cash dividends | $268,000 | 3,833 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $798,400 | 4,695 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,466,000 | 3,273 |
| Total interest expense | $2,059,000 | 3,299 |
| Net interest income | $3,407,000 | 3,205 |
| Provision for loan and lease losses | $130,000 | 2,874 |
| Total noninterest income | $263,000 | 5,036 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $72,000 | 5,670 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $191,000 | 3,844 |
| Total noninterest expense | $3,017,000 | 2,869 |
| Salaries and employee benefits | $1,572,000 | 3,012 |
| Premises and equipment expense | $458,000 | 2,680 |
| Additional noninterest expense | $987,000 | 2,602 |
| Pre-tax net operating income | $523,000 | 5,306 |
| Securities gains (losses) | $-6,000 | 7,728 |
| Applicable income taxes | $38,000 | 5,424 |
| Income before extraordinary items | $479,000 | 4,993 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $479,000 | 4,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,181 |
| Cash dividends | $182,000 | 3,808 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $484,580 | 4,957 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,683,000 | 3,261 |
| Total interest expense | $1,007,000 | 3,238 |
| Net interest income | $1,676,000 | 3,243 |
| Provision for loan and lease losses | $65,000 | 2,715 |
| Total noninterest income | $127,000 | 5,074 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $34,000 | 5,706 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $93,000 | 3,860 |
| Total noninterest expense | $1,510,000 | 2,860 |
| Salaries and employee benefits | $792,000 | 2,997 |
| Premises and equipment expense | $230,000 | 2,667 |
| Additional noninterest expense | $488,000 | 2,594 |
| Pre-tax net operating income | $228,000 | 5,556 |
| Securities gains (losses) | $-6,000 | 8,127 |
| Applicable income taxes | $30,000 | 5,017 |
| Income before extraordinary items | $192,000 | 5,438 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $192,000 | 5,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 2,945 |
| Cash dividends | $125,000 | 2,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $197,160 | 5,390 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,315,000 | 3,332 |
| Total interest expense | $2,889,000 | 3,447 |
| Net interest income | $6,426,000 | 3,242 |
| Provision for loan and lease losses | $308,000 | 2,763 |
| Total noninterest income | $475,000 | 5,356 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $137,000 | 5,782 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $338,000 | 4,096 |
| Total noninterest expense | $5,298,000 | 3,079 |
| Salaries and employee benefits | $2,657,000 | 3,311 |
| Premises and equipment expense | $771,000 | 2,996 |
| Additional noninterest expense | $1,870,000 | 2,657 |
| Pre-tax net operating income | $1,295,000 | 4,730 |
| Securities gains (losses) | $112,000 | 665 |
| Applicable income taxes | $194,000 | 4,710 |
| Income before extraordinary items | $1,213,000 | 4,316 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,213,000 | 4,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,136 |
| Cash dividends | $329,000 | 4,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,116,680 | 4,479 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,627,000 | 3,422 |
| Total interest expense | $1,899,000 | 3,643 |
| Net interest income | $4,728,000 | 3,284 |
| Provision for loan and lease losses | $231,000 | 2,668 |
| Total noninterest income | $356,000 | 5,392 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $100,000 | 5,862 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $256,000 | 4,084 |
| Total noninterest expense | $3,934,000 | 3,080 |
| Salaries and employee benefits | $2,033,000 | 3,227 |
| Premises and equipment expense | $561,000 | 3,048 |
| Additional noninterest expense | $1,340,000 | 2,747 |
| Pre-tax net operating income | $919,000 | 4,984 |
| Securities gains (losses) | $104,000 | 648 |
| Applicable income taxes | $225,000 | 4,243 |
| Income before extraordinary items | $798,000 | 4,762 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $798,000 | 4,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,651 |
| Cash dividends | $250,000 | 3,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $716,880 | 4,990 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,137,000 | 3,523 |
| Total interest expense | $977,000 | 4,201 |
| Net interest income | $3,160,000 | 3,265 |
| Provision for loan and lease losses | $154,000 | 2,578 |
| Total noninterest income | $234,000 | 5,383 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $66,000 | 5,832 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $168,000 | 4,077 |
| Total noninterest expense | $2,543,000 | 3,142 |
| Salaries and employee benefits | $1,300,000 | 3,332 |
| Premises and equipment expense | $357,000 | 3,137 |
| Additional noninterest expense | $886,000 | 2,754 |
| Pre-tax net operating income | $697,000 | 4,633 |
| Securities gains (losses) | $-16,000 | 8,304 |
| Applicable income taxes | $151,000 | 4,237 |
| Income before extraordinary items | $530,000 | 4,745 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $530,000 | 4,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,134 |
| Cash dividends | $168,000 | 3,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $542,480 | 4,636 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,015,000 | 3,567 |
| Total interest expense | $452,000 | 4,326 |
| Net interest income | $1,563,000 | 3,300 |
| Provision for loan and lease losses | $77,000 | 2,444 |
| Total noninterest income | $111,000 | 5,463 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $30,000 | 5,982 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $81,000 | 4,172 |
| Total noninterest expense | $1,246,000 | 3,215 |
| Salaries and employee benefits | $647,000 | 3,335 |
| Premises and equipment expense | $181,000 | 3,131 |
| Additional noninterest expense | $418,000 | 2,907 |
| Pre-tax net operating income | $351,000 | 4,587 |
| Securities gains (losses) | $-16,000 | 8,628 |
| Applicable income taxes | $75,000 | 4,202 |
| Income before extraordinary items | $260,000 | 4,757 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $260,000 | 4,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,295 |
| Cash dividends | $90,000 | 3,047 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $272,480 | 4,601 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,322,000 | 3,678 |
| Total interest expense | $1,537,000 | 4,450 |
| Net interest income | $5,785,000 | 3,389 |
| Provision for loan and lease losses | $26,000 | 6,546 |
| Total noninterest income | $531,000 | 5,120 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $126,000 | 6,094 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $405,000 | 3,692 |
| Total noninterest expense | $4,788,000 | 3,248 |
| Salaries and employee benefits | $2,392,000 | 3,469 |
| Premises and equipment expense | $640,000 | 3,358 |
| Additional noninterest expense | $1,756,000 | 2,717 |
| Pre-tax net operating income | $1,502,000 | 4,246 |
| Securities gains (losses) | $67,000 | 1,515 |
| Applicable income taxes | $419,000 | 3,641 |
| Income before extraordinary items | $1,150,000 | 4,311 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,150,000 | 4,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,855 |
| Cash dividends | $345,000 | 4,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,101,090 | 4,365 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,361,000 | 3,719 |
| Total interest expense | $1,116,000 | 4,494 |
| Net interest income | $4,245,000 | 3,429 |
| Provision for loan and lease losses | $15,000 | 6,527 |
| Total noninterest income | $410,000 | 5,075 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $90,000 | 6,213 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $320,000 | 3,617 |
| Total noninterest expense | $3,539,000 | 3,277 |
| Salaries and employee benefits | $1,773,000 | 3,480 |
| Premises and equipment expense | $468,000 | 3,441 |
| Additional noninterest expense | $1,298,000 | 2,710 |
| Pre-tax net operating income | $1,101,000 | 4,378 |
| Securities gains (losses) | $55,000 | 1,589 |
| Applicable income taxes | $306,000 | 3,764 |
| Income before extraordinary items | $850,000 | 4,439 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $850,000 | 4,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,953 |
| Cash dividends | $251,000 | 3,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $809,300 | 4,512 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,515,000 | 3,761 |
| Total interest expense | $735,000 | 4,539 |
| Net interest income | $2,780,000 | 3,467 |
| Provision for loan and lease losses | $5,000 | 6,663 |
| Total noninterest income | $284,000 | 4,955 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $64,000 | 6,133 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $220,000 | 3,559 |
| Total noninterest expense | $2,353,000 | 3,281 |
| Salaries and employee benefits | $1,177,000 | 3,513 |
| Premises and equipment expense | $299,000 | 3,561 |
| Additional noninterest expense | $877,000 | 2,685 |
| Pre-tax net operating income | $706,000 | 4,430 |
| Securities gains (losses) | $16,000 | 2,165 |
| Applicable income taxes | $185,000 | 3,914 |
| Income before extraordinary items | $537,000 | 4,558 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $537,000 | 4,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,943 |
| Cash dividends | $188,000 | 3,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $525,160 | 4,519 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,794,000 | 3,714 |
| Total interest expense | $369,000 | 4,557 |
| Net interest income | $1,425,000 | 3,389 |
| Provision for loan and lease losses | $10,000 | 5,595 |
| Total noninterest income | $155,000 | 4,694 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $35,000 | 5,922 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $120,000 | 3,347 |
| Total noninterest expense | $1,125,000 | 3,429 |
| Salaries and employee benefits | $574,000 | 3,598 |
| Premises and equipment expense | $149,000 | 3,610 |
| Additional noninterest expense | $402,000 | 2,899 |
| Pre-tax net operating income | $445,000 | 3,811 |
| Securities gains (losses) | $16,000 | 1,816 |
| Applicable income taxes | $136,000 | 3,265 |
| Income before extraordinary items | $325,000 | 4,054 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $325,000 | 4,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,177 |
| Cash dividends | $90,000 | 2,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $313,800 | 4,025 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,350,000 | 3,671 |
| Total interest expense | $1,732,000 | 4,469 |
| Net interest income | $5,618,000 | 3,367 |
| Provision for loan and lease losses | $20,000 | 7,057 |
| Total noninterest income | $492,000 | 5,485 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $160,000 | 5,745 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $332,000 | 4,300 |
| Total noninterest expense | $4,457,000 | 3,376 |
| Salaries and employee benefits | $2,325,000 | 3,471 |
| Premises and equipment expense | $566,000 | 3,688 |
| Additional noninterest expense | $1,566,000 | 2,958 |
| Pre-tax net operating income | $1,633,000 | 3,895 |
| Securities gains (losses) | $175,000 | 1,433 |
| Applicable income taxes | $524,000 | 3,294 |
| Income before extraordinary items | $1,284,000 | 3,960 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,284,000 | 3,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,208 |
| Cash dividends | $405,000 | 3,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,159,750 | 4,061 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,505,000 | 3,708 |
| Total interest expense | $1,328,000 | 4,521 |
| Net interest income | $4,177,000 | 3,400 |
| Provision for loan and lease losses | $20,000 | 6,734 |
| Total noninterest income | $357,000 | 5,614 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $123,000 | 5,743 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $234,000 | 4,500 |
| Total noninterest expense | $3,282,000 | 3,427 |
| Salaries and employee benefits | $1,694,000 | 3,528 |
| Premises and equipment expense | $431,000 | 3,641 |
| Additional noninterest expense | $1,157,000 | 2,988 |
| Pre-tax net operating income | $1,232,000 | 3,997 |
| Securities gains (losses) | $175,000 | 1,315 |
| Applicable income taxes | $424,000 | 3,321 |
| Income before extraordinary items | $983,000 | 4,025 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $983,000 | 4,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,784 |
| Cash dividends | $308,000 | 3,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $860,500 | 4,242 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,647,000 | 3,758 |
| Total interest expense | $921,000 | 4,515 |
| Net interest income | $2,726,000 | 3,460 |
| Provision for loan and lease losses | $20,000 | 6,304 |
| Total noninterest income | $227,000 | 5,706 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $81,000 | 5,739 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $146,000 | 4,618 |
| Total noninterest expense | $2,156,000 | 3,461 |
| Salaries and employee benefits | $1,102,000 | 3,593 |
| Premises and equipment expense | $287,000 | 3,631 |
| Additional noninterest expense | $767,000 | 2,977 |
| Pre-tax net operating income | $777,000 | 4,133 |
| Securities gains (losses) | $175,000 | 1,125 |
| Applicable income taxes | $294,000 | 3,281 |
| Income before extraordinary items | $658,000 | 4,045 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $658,000 | 4,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,226 |
| Cash dividends | $192,000 | 3,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $537,250 | 4,390 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,841,000 | 3,759 |
| Total interest expense | $513,000 | 4,263 |
| Net interest income | $1,328,000 | 3,519 |
| Provision for loan and lease losses | $20,000 | 5,233 |
| Total noninterest income | $104,000 | 5,817 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $39,000 | 5,725 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $65,000 | 4,760 |
| Total noninterest expense | $1,054,000 | 3,513 |
| Salaries and employee benefits | $536,000 | 3,690 |
| Premises and equipment expense | $151,000 | 3,467 |
| Additional noninterest expense | $367,000 | 3,068 |
| Pre-tax net operating income | $358,000 | 4,329 |
| Securities gains (losses) | $28,000 | 1,723 |
| Applicable income taxes | $114,000 | 3,720 |
| Income before extraordinary items | $272,000 | 4,499 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $272,000 | 4,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,384 |
| Cash dividends | $110,000 | 2,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $252,400 | 4,491 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,591,000 | 3,808 |
| Total interest expense | $2,253,000 | 4,447 |
| Net interest income | $5,338,000 | 3,471 |
| Provision for loan and lease losses | $135,000 | 5,121 |
| Total noninterest income | $438,000 | 5,559 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $166,000 | 5,635 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $272,000 | 4,466 |
| Total noninterest expense | $3,929,000 | 3,607 |
| Salaries and employee benefits | $2,063,000 | 3,650 |
| Premises and equipment expense | $564,000 | 3,598 |
| Additional noninterest expense | $1,302,000 | 3,368 |
| Pre-tax net operating income | $1,712,000 | 3,776 |
| Securities gains (losses) | $21,000 | 3,108 |
| Applicable income taxes | $514,000 | 3,390 |
| Income before extraordinary items | $1,219,000 | 4,046 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,219,000 | 4,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,914 |
| Cash dividends | $344,000 | 4,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,204,300 | 3,973 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,942,000 | 4,047 |
| Total interest expense | $3,624,000 | 4,100 |
| Net interest income | $4,318,000 | 3,892 |
| Provision for loan and lease losses | $226,000 | 3,868 |
| Total noninterest income | $431,000 | 5,485 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $141,000 | 5,922 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $290,000 | 4,187 |
| Total noninterest expense | $3,349,000 | 3,970 |
| Salaries and employee benefits | $1,586,000 | 4,330 |
| Premises and equipment expense | $560,000 | 3,563 |
| Additional noninterest expense | $1,203,000 | 3,494 |
| Pre-tax net operating income | $1,174,000 | 4,467 |
| Securities gains (losses) | $112,000 | 1,663 |
| Applicable income taxes | $340,000 | 4,036 |
| Income before extraordinary items | $946,000 | 4,432 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $946,000 | 4,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,195 |
| Cash dividends | $270,000 | 4,556 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $863,120 | 4,562 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,943,000 | 4,160 |
| Total interest expense | $3,508,000 | 4,372 |
| Net interest income | $4,435,000 | 3,850 |
| Provision for loan and lease losses | $240,000 | 3,322 |
| Total noninterest income | $423,000 | 5,385 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $136,000 | 5,964 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $287,000 | 4,021 |
| Total noninterest expense | $3,369,000 | 3,848 |
| Salaries and employee benefits | $1,674,000 | 3,998 |
| Premises and equipment expense | $536,000 | 3,588 |
| Additional noninterest expense | $1,159,000 | 3,547 |
| Pre-tax net operating income | $1,249,000 | 4,624 |
| Securities gains (losses) | $-4,000 | 7,844 |
| Applicable income taxes | $309,000 | 4,537 |
| Income before extraordinary items | $936,000 | 4,571 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $936,000 | 4,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,170 |
| Cash dividends | $279,000 | 4,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $939,000 | 4,558 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,201,000 | 4,289 |
| Total interest expense | $2,987,000 | 4,623 |
| Net interest income | $4,214,000 | 3,994 |
| Provision for loan and lease losses | $180,000 | 3,760 |
| Total noninterest income | $498,000 | 4,967 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $129,000 | 6,188 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $369,000 | 3,594 |
| Total noninterest expense | $3,395,000 | 3,791 |
| Salaries and employee benefits | $1,573,000 | 4,170 |
| Premises and equipment expense | $559,000 | 3,450 |
| Additional noninterest expense | $1,263,000 | 3,281 |
| Pre-tax net operating income | $1,137,000 | 4,933 |
| Securities gains (losses) | $51,000 | 974 |
| Applicable income taxes | $307,000 | 4,773 |
| Income before extraordinary items | $881,000 | 4,803 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $881,000 | 4,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,573 |
| Cash dividends | $393,000 | 4,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $843,260 | 4,891 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,788,000 | 4,504 |
| Total interest expense | $2,977,000 | 4,764 |
| Net interest income | $3,811,000 | 4,290 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $654,000 | 4,150 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $110,000 | 6,670 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $544,000 | 2,830 |
| Total noninterest expense | $3,369,000 | 3,728 |
| Salaries and employee benefits | $1,549,000 | 4,141 |
| Premises and equipment expense | $512,000 | 3,623 |
| Additional noninterest expense | $1,308,000 | 3,112 |
| Pre-tax net operating income | $976,000 | 5,492 |
| Securities gains (losses) | $151,000 | 1,050 |
| Applicable income taxes | $211,000 | 6,064 |
| Income before extraordinary items | $916,000 | 4,772 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $916,000 | 4,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,720 |
| Cash dividends | $224,000 | 5,184 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $793,690 | 5,122 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,155,000 | 4,967 |
| Total interest expense | $2,564,000 | 5,318 |
| Net interest income | $3,591,000 | 4,639 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $382,000 | 5,879 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 7,487 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $295,000 | 3,969 |
| Total noninterest expense | $2,923,000 | 4,182 |
| Salaries and employee benefits | $1,368,000 | 4,592 |
| Premises and equipment expense | $456,000 | 4,003 |
| Additional noninterest expense | $1,099,000 | 3,599 |
| Pre-tax net operating income | $990,000 | 5,860 |
| Securities gains (losses) | $23,000 | 1,798 |
| Applicable income taxes | $226,000 | 6,550 |
| Income before extraordinary items | $787,000 | 5,515 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $787,000 | 5,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,371 |
| Cash dividends | $438,000 | 3,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $769,060 | 5,539 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,643,000 | 5,416 |
| Total interest expense | $2,301,000 | 5,846 |
| Net interest income | $3,342,000 | 5,025 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $378,000 | 6,132 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 7,725 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $288,000 | 4,174 |
| Total noninterest expense | $2,251,000 | 5,435 |
| Salaries and employee benefits | $1,140,000 | 5,441 |
| Premises and equipment expense | $339,000 | 5,126 |
| Additional noninterest expense | $772,000 | 5,340 |
| Pre-tax net operating income | $1,469,000 | 4,415 |
| Securities gains (losses) | $-45,000 | 10,998 |
| Applicable income taxes | $396,000 | 4,923 |
| Income before extraordinary items | $1,028,000 | 4,384 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,028,000 | 4,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 10,789 |
| Cash dividends | $1,310,000 | 1,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,060,400 | 4,220 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,476,000 | 5,605 |
| Total interest expense | $2,163,000 | 6,149 |
| Net interest income | $3,313,000 | 5,089 |
| Provision for loan and lease losses | $-96,000 | 11,699 |
| Total noninterest income | $321,000 | 6,843 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 7,930 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $227,000 | 4,758 |
| Total noninterest expense | $2,207,000 | 5,539 |
| Salaries and employee benefits | $990,000 | 6,119 |
| Premises and equipment expense | $343,000 | 5,095 |
| Additional noninterest expense | $874,000 | 4,895 |
| Pre-tax net operating income | $1,523,000 | 4,402 |
| Securities gains (losses) | $-89,000 | 11,439 |
| Applicable income taxes | $370,000 | 5,215 |
| Income before extraordinary items | $1,064,000 | 4,361 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,064,000 | 4,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $1,323,000 | 1,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,129,860 | 4,139 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,806,000 | 5,843 |
| Total interest expense | $1,845,000 | 5,960 |
| Net interest income | $2,961,000 | 5,658 |
| Provision for loan and lease losses | $-240,000 | 12,360 |
| Total noninterest income | $399,000 | 6,160 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 8,334 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $308,000 | 4,017 |
| Total noninterest expense | $2,208,000 | 5,718 |
| Salaries and employee benefits | $1,007,000 | 6,051 |
| Premises and equipment expense | $331,000 | 5,289 |
| Additional noninterest expense | $870,000 | 5,328 |
| Pre-tax net operating income | $1,392,000 | 4,690 |
| Securities gains (losses) | $-153,000 | 11,802 |
| Applicable income taxes | $316,000 | 5,685 |
| Income before extraordinary items | $923,000 | 4,801 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $923,000 | 4,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,486 |
| Cash dividends | $277,000 | 4,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,036,220 | 4,454 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,946,000 | 5,838 |
| Total interest expense | $1,956,000 | 5,942 |
| Net interest income | $2,990,000 | 5,668 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $319,000 | 7,384 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $33,000 | 10,650 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $286,000 | 4,602 |
| Total noninterest expense | $2,326,000 | 5,608 |
| Salaries and employee benefits | $988,000 | 6,203 |
| Premises and equipment expense | $356,000 | 5,161 |
| Additional noninterest expense | $982,000 | 4,995 |
| Pre-tax net operating income | $983,000 | 5,957 |
| Securities gains (losses) | $137,000 | 2,090 |
| Applicable income taxes | $266,000 | 6,548 |
| Income before extraordinary items | $854,000 | 5,293 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $854,000 | 5,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 4,432 |
| Cash dividends | $256,000 | 4,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $749,880 | 5,580 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,657,000 | 5,762 |
| Total interest expense | $2,603,000 | 5,788 |
| Net interest income | $3,054,000 | 5,637 |
| Provision for loan and lease losses | $538,000 | 2,844 |
| Total noninterest income | $207,000 | 9,281 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 11,061 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $177,000 | 6,089 |
| Total noninterest expense | $2,347,000 | 5,596 |
| Salaries and employee benefits | $891,000 | 6,672 |
| Premises and equipment expense | $306,000 | 5,879 |
| Additional noninterest expense | $1,150,000 | 4,515 |
| Pre-tax net operating income | $376,000 | 9,455 |
| Securities gains (losses) | $286,000 | 1,578 |
| Applicable income taxes | $108,000 | 9,686 |
| Income before extraordinary items | $554,000 | 6,899 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $554,000 | 6,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 6,983 |
| Cash dividends | $100,000 | 6,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $313,760 | 8,749 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.