Home > Grange National Bank > Income and Expense
Grange National Bank, Income and Expense
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $11,900,000 | 1,821 |
| Total interest expense | $4,476,000 | 1,558 |
| Net interest income | $7,424,000 | 1,982 |
| Provision for loan and lease losses | $225,000 | 3,052 |
| Total noninterest income | $1,414,000 | 2,449 |
| Gross Fiduciary activities income | $10,000 | 1,282 |
| Service charges on deposit accounts | $851,000 | 1,528 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $553,000 | 2,957 |
| Total noninterest expense | $4,714,000 | 2,498 |
| Salaries and employee benefits | $2,409,000 | 2,613 |
| Premises and equipment expense | $861,000 | 1,993 |
| Additional noninterest expense | $1,444,000 | 2,486 |
| Pre-tax net operating income | $3,899,000 | 1,623 |
| Securities gains (losses) | $126,000 | 1,549 |
| Applicable income taxes | $935,000 | 1,961 |
| Income before extraordinary items | $3,090,000 | 1,570 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,090,000 | 1,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 3,689 |
| Cash dividends | $935,000 | 1,833 |
| Sale, conversion, retirement of capital stock, net | $222,000 | 438 |
| Net operating income | $2,992,980 | 1,543 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $8,013,000 | 1,823 |
| Total interest expense | $3,068,000 | 1,568 |
| Net interest income | $4,945,000 | 1,976 |
| Provision for loan and lease losses | $150,000 | 3,000 |
| Total noninterest income | $918,000 | 2,498 |
| Gross Fiduciary activities income | $6,000 | 1,307 |
| Service charges on deposit accounts | $543,000 | 1,564 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $369,000 | 2,925 |
| Total noninterest expense | $3,004,000 | 2,596 |
| Salaries and employee benefits | $1,609,000 | 2,614 |
| Premises and equipment expense | $567,000 | 2,019 |
| Additional noninterest expense | $828,000 | 2,803 |
| Pre-tax net operating income | $2,709,000 | 1,554 |
| Securities gains (losses) | $2,000 | 3,460 |
| Applicable income taxes | $597,000 | 2,052 |
| Income before extraordinary items | $2,114,000 | 1,542 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,114,000 | 1,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,731 |
| Cash dividends | $610,000 | 1,860 |
| Sale, conversion, retirement of capital stock, net | $199,000 | 335 |
| Net operating income | $2,112,440 | 1,442 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,996,000 | 1,837 |
| Total interest expense | $1,553,000 | 1,590 |
| Net interest income | $2,443,000 | 2,013 |
| Provision for loan and lease losses | $75,000 | 2,805 |
| Total noninterest income | $429,000 | 2,555 |
| Gross Fiduciary activities income | $4,000 | 1,265 |
| Service charges on deposit accounts | $255,000 | 1,610 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $170,000 | 2,994 |
| Total noninterest expense | $1,431,000 | 2,702 |
| Salaries and employee benefits | $788,000 | 2,653 |
| Premises and equipment expense | $282,000 | 2,025 |
| Additional noninterest expense | $361,000 | 3,108 |
| Pre-tax net operating income | $1,366,000 | 1,540 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $331,000 | 1,914 |
| Income before extraordinary items | $1,035,000 | 1,555 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,035,000 | 1,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,268 |
| Cash dividends | $332,000 | 1,659 |
| Sale, conversion, retirement of capital stock, net | $183,000 | 196 |
| Net operating income | $1,035,000 | 1,456 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $15,443,000 | 2,000 |
| Total interest expense | $6,306,000 | 1,811 |
| Net interest income | $9,137,000 | 2,122 |
| Provision for loan and lease losses | $315,000 | 3,321 |
| Total noninterest income | $1,634,000 | 2,477 |
| Gross Fiduciary activities income | $58,000 | 1,088 |
| Service charges on deposit accounts | $1,079,000 | 1,495 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $497,000 | 3,293 |
| Total noninterest expense | $5,670,000 | 2,610 |
| Salaries and employee benefits | $2,902,000 | 2,710 |
| Premises and equipment expense | $1,045,000 | 2,095 |
| Additional noninterest expense | $1,723,000 | 2,636 |
| Pre-tax net operating income | $4,786,000 | 1,708 |
| Securities gains (losses) | $-14,000 | 8,946 |
| Applicable income taxes | $1,033,000 | 2,163 |
| Income before extraordinary items | $3,739,000 | 1,602 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,739,000 | 1,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 4,201 |
| Cash dividends | $2,166,000 | 1,233 |
| Sale, conversion, retirement of capital stock, net | $539,000 | 463 |
| Net operating income | $3,749,920 | 1,553 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,242,000 | 2,402 |
| Total interest expense | $6,987,000 | 2,298 |
| Net interest income | $7,255,000 | 2,468 |
| Provision for loan and lease losses | $200,000 | 4,117 |
| Total noninterest income | $1,210,000 | 2,918 |
| Gross Fiduciary activities income | $49,000 | 1,136 |
| Service charges on deposit accounts | $812,000 | 1,877 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $349,000 | 3,820 |
| Total noninterest expense | $4,642,000 | 3,009 |
| Salaries and employee benefits | $2,374,000 | 3,090 |
| Premises and equipment expense | $900,000 | 2,362 |
| Additional noninterest expense | $1,368,000 | 3,121 |
| Pre-tax net operating income | $3,623,000 | 1,924 |
| Securities gains (losses) | $-8,000 | 9,262 |
| Applicable income taxes | $741,000 | 2,569 |
| Income before extraordinary items | $2,874,000 | 1,824 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,874,000 | 1,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,838 |
| Cash dividends | $1,187,000 | 2,009 |
| Sale, conversion, retirement of capital stock, net | $119,000 | 632 |
| Net operating income | $2,880,400 | 1,751 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,719,000 | 2,744 |
| Total interest expense | $6,075,000 | 2,760 |
| Net interest income | $6,644,000 | 2,678 |
| Provision for loan and lease losses | $145,000 | 4,470 |
| Total noninterest income | $1,110,000 | 2,924 |
| Gross Fiduciary activities income | $11,000 | 1,210 |
| Service charges on deposit accounts | $842,000 | 1,648 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $257,000 | 4,239 |
| Total noninterest expense | $4,353,000 | 3,092 |
| Salaries and employee benefits | $2,205,000 | 3,180 |
| Premises and equipment expense | $855,000 | 2,418 |
| Additional noninterest expense | $1,293,000 | 3,188 |
| Pre-tax net operating income | $3,256,000 | 2,211 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $648,000 | 2,967 |
| Income before extraordinary items | $2,608,000 | 2,003 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,608,000 | 2,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,664 |
| Cash dividends | $534,000 | 3,436 |
| Sale, conversion, retirement of capital stock, net | $77,000 | 723 |
| Net operating income | $2,608,000 | 2,008 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,416,000 | 2,832 |
| Total interest expense | $5,082,000 | 2,873 |
| Net interest income | $6,334,000 | 2,778 |
| Provision for loan and lease losses | $220,000 | 3,352 |
| Total noninterest income | $1,011,000 | 3,062 |
| Gross Fiduciary activities income | $13,000 | 1,242 |
| Service charges on deposit accounts | $768,000 | 1,725 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $230,000 | 4,617 |
| Total noninterest expense | $4,010,000 | 3,307 |
| Salaries and employee benefits | $1,997,000 | 3,449 |
| Premises and equipment expense | $800,000 | 2,542 |
| Additional noninterest expense | $1,213,000 | 3,396 |
| Pre-tax net operating income | $3,115,000 | 2,327 |
| Securities gains (losses) | $-19,000 | 9,530 |
| Applicable income taxes | $758,000 | 2,750 |
| Income before extraordinary items | $2,338,000 | 2,237 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,338,000 | 2,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,288 |
| Cash dividends | $36,000 | 6,772 |
| Sale, conversion, retirement of capital stock, net | $230,000 | 707 |
| Net operating income | $2,352,440 | 2,197 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,133,000 | 3,191 |
| Total interest expense | $4,452,000 | 3,335 |
| Net interest income | $5,681,000 | 3,034 |
| Provision for loan and lease losses | $270,000 | 2,850 |
| Total noninterest income | $809,000 | 3,601 |
| Gross Fiduciary activities income | $13,000 | 1,263 |
| Service charges on deposit accounts | $613,000 | 2,087 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $183,000 | 5,198 |
| Total noninterest expense | $3,630,000 | 3,502 |
| Salaries and employee benefits | $1,835,000 | 3,612 |
| Premises and equipment expense | $731,000 | 2,674 |
| Additional noninterest expense | $1,064,000 | 3,745 |
| Pre-tax net operating income | $2,590,000 | 2,693 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $710,000 | 2,993 |
| Income before extraordinary items | $1,880,000 | 2,705 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,880,000 | 2,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,700 |
| Cash dividends | $74,000 | 6,600 |
| Sale, conversion, retirement of capital stock, net | $123,000 | 732 |
| Net operating income | $1,880,000 | 2,629 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,806,000 | 3,639 |
| Total interest expense | $3,788,000 | 3,877 |
| Net interest income | $5,018,000 | 3,474 |
| Provision for loan and lease losses | $190,000 | 3,550 |
| Total noninterest income | $653,000 | 4,179 |
| Gross Fiduciary activities income | $11,000 | 1,334 |
| Service charges on deposit accounts | $530,000 | 2,473 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $112,000 | 6,462 |
| Total noninterest expense | $3,202,000 | 3,893 |
| Salaries and employee benefits | $1,622,000 | 3,976 |
| Premises and equipment expense | $636,000 | 2,991 |
| Additional noninterest expense | $944,000 | 4,119 |
| Pre-tax net operating income | $2,279,000 | 3,161 |
| Securities gains (losses) | $23,000 | 1,798 |
| Applicable income taxes | $684,000 | 3,292 |
| Income before extraordinary items | $1,618,000 | 3,127 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,618,000 | 3,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,298 |
| Cash dividends | $133,000 | 6,096 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 882 |
| Net operating income | $1,601,900 | 3,098 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,658,000 | 4,197 |
| Total interest expense | $3,245,000 | 4,464 |
| Net interest income | $4,413,000 | 3,954 |
| Provision for loan and lease losses | $125,000 | 4,497 |
| Total noninterest income | $522,000 | 5,023 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $434,000 | 3,101 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 7,486 |
| Total noninterest expense | $2,649,000 | 4,791 |
| Salaries and employee benefits | $1,368,000 | 4,668 |
| Premises and equipment expense | $479,000 | 3,907 |
| Additional noninterest expense | $802,000 | 5,189 |
| Pre-tax net operating income | $2,161,000 | 3,209 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $660,000 | 3,324 |
| Income before extraordinary items | $1,501,000 | 3,189 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,501,000 | 3,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,970 |
| Cash dividends | $18,000 | 8,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,501,000 | 3,152 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,613,000 | 4,784 |
| Total interest expense | $2,858,000 | 4,981 |
| Net interest income | $3,755,000 | 4,563 |
| Provision for loan and lease losses | $115,000 | 4,295 |
| Total noninterest income | $416,000 | 5,838 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $354,000 | 3,735 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 8,656 |
| Total noninterest expense | $2,337,000 | 5,283 |
| Salaries and employee benefits | $1,097,000 | 5,606 |
| Premises and equipment expense | $456,000 | 4,076 |
| Additional noninterest expense | $784,000 | 5,337 |
| Pre-tax net operating income | $1,719,000 | 3,999 |
| Securities gains (losses) | $-4,000 | 9,551 |
| Applicable income taxes | $518,000 | 4,089 |
| Income before extraordinary items | $1,197,000 | 3,969 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,197,000 | 3,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,742 |
| Cash dividends | $393,000 | 3,952 |
| Sale, conversion, retirement of capital stock, net | $92,000 | 583 |
| Net operating income | $1,199,800 | 3,947 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,313,000 | 5,384 |
| Total interest expense | $2,093,000 | 5,406 |
| Net interest income | $3,220,000 | 5,292 |
| Provision for loan and lease losses | $87,000 | 4,874 |
| Total noninterest income | $315,000 | 7,052 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $182,000 | 6,224 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 6,595 |
| Total noninterest expense | $1,900,000 | 6,451 |
| Salaries and employee benefits | $927,000 | 6,477 |
| Premises and equipment expense | $346,000 | 5,121 |
| Additional noninterest expense | $627,000 | 6,837 |
| Pre-tax net operating income | $1,548,000 | 4,293 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $485,000 | 4,151 |
| Income before extraordinary items | $1,063,000 | 4,299 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,063,000 | 4,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,622 |
| Cash dividends | $155,000 | 6,003 |
| Sale, conversion, retirement of capital stock, net | $1,899,000 | 313 |
| Net operating income | $1,063,000 | 4,353 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,957,000 | 5,830 |
| Total interest expense | $2,105,000 | 5,598 |
| Net interest income | $2,852,000 | 5,877 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $299,000 | 7,696 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $243,000 | 5,221 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 9,758 |
| Total noninterest expense | $1,776,000 | 6,959 |
| Salaries and employee benefits | $886,000 | 6,800 |
| Premises and equipment expense | $307,000 | 5,726 |
| Additional noninterest expense | $583,000 | 7,491 |
| Pre-tax net operating income | $1,255,000 | 5,013 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $387,000 | 5,129 |
| Income before extraordinary items | $868,000 | 5,228 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $868,000 | 5,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,980 |
| Cash dividends | $89,000 | 7,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $868,000 | 5,014 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,766,000 | 6,613 |
| Total interest expense | $2,281,000 | 6,448 |
| Net interest income | $2,485,000 | 6,634 |
| Provision for loan and lease losses | $97,000 | 7,370 |
| Total noninterest income | $236,000 | 8,752 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $202,000 | 5,955 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 11,488 |
| Total noninterest expense | $1,507,000 | 7,884 |
| Salaries and employee benefits | $736,000 | 7,723 |
| Premises and equipment expense | $245,000 | 6,885 |
| Additional noninterest expense | $526,000 | 8,233 |
| Pre-tax net operating income | $1,117,000 | 5,197 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $340,000 | 5,466 |
| Income before extraordinary items | $777,000 | 5,477 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $777,000 | 5,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 9,962 |
| Cash dividends | $87,000 | 6,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $777,000 | 5,164 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.