Home > GrandSouth Bank > Income and Expense

GrandSouth Bank, Income and Expense

2022-12-31 (YTD Data)		Rank
Total interest income	$63,205,000	612
Total interest expense	$5,114,000	773
Net interest income	$58,091,000	597
Provision for loan and lease losses	$2,162,000	491
Total noninterest income	$2,554,000	1,796
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$555,000	1,575
Trading account gains and fees	$0	116
Additional Noninterest Income	$1,999,000	1,628
Total noninterest expense	$34,418,000	758
Salaries and employee benefits	$22,535,000	665
Premises and equipment expense	$2,288,000	1,083
Additional noninterest expense	$1,999,000	1,628
Pre-tax net operating income	$24,065,000	658
Securities gains (losses)	$-27,000	3,631
Applicable income taxes	$5,719,000	553
Income before extraordinary items	$18,319,000	692
Extraordinary gains, net	$0	5
Net income	$18,319,000	693
Minority interest net income	$0	63
Net income of bank and minority interests.	$18,319,000	693
Net charge-offs	$1,119,000	391
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$18,340,330	697
2022-09-30 (YTD Data)		Rank
Total interest income	$45,312,000	609
Total interest expense	$2,821,000	770
Net interest income	$42,491,000	591
Provision for loan and lease losses	$1,487,000	479
Total noninterest income	$1,966,000	1,788
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$411,000	1,600
Trading account gains and fees	$0	111
Additional Noninterest Income	$1,555,000	1,612
Total noninterest expense	$25,433,000	772
Salaries and employee benefits	$16,513,000	684
Premises and equipment expense	$1,726,000	1,070
Additional noninterest expense	$1,555,000	1,612
Pre-tax net operating income	$17,537,000	676
Securities gains (losses)	$-27,000	3,997
Applicable income taxes	$4,172,000	569
Income before extraordinary items	$13,338,000	699
Extraordinary gains, net	$0	4
Net income	$13,338,000	699
Minority interest net income	$0	57
Net income of bank and minority interests.	$13,338,000	699
Net charge-offs	$632,000	393
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$13,359,330	707
2022-06-30 (YTD Data)		Rank
Total interest income	$28,768,000	602
Total interest expense	$1,455,000	785
Net interest income	$27,313,000	589
Provision for loan and lease losses	$427,000	759
Total noninterest income	$1,263,000	1,805
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$265,000	1,620
Trading account gains and fees	$0	108
Additional Noninterest Income	$998,000	1,683
Total noninterest expense	$16,973,000	758
Salaries and employee benefits	$10,906,000	677
Premises and equipment expense	$1,154,000	1,061
Additional noninterest expense	$4,913,000	776
Pre-tax net operating income	$11,176,000	650
Securities gains (losses)	$0	687
Applicable income taxes	$2,648,000	551
Income before extraordinary items	$8,528,000	681
Extraordinary gains, net	$0	4
Net income	$8,528,000	681
Minority interest net income	$0	60
Net income of bank and minority interests.	$8,528,000	681
Net charge-offs	$50,000	966
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$8,528,000	691
2022-03-31 (YTD Data)		Rank
Total interest income	$14,170,000	598
Total interest expense	$692,000	791
Net interest income	$13,478,000	584
Provision for loan and lease losses	$308,000	476
Total noninterest income	$625,000	1,828
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$334,000	811
Trading account gains and fees	$0	103
Additional Noninterest Income	$291,000	2,219
Total noninterest expense	$7,966,000	804
Salaries and employee benefits	$5,395,000	692
Premises and equipment expense	$584,000	1,060
Additional noninterest expense	$1,987,000	924
Pre-tax net operating income	$5,829,000	610
Securities gains (losses)	$0	623
Applicable income taxes	$1,365,000	528
Income before extraordinary items	$4,464,000	631
Extraordinary gains, net	$0	4
Net income	$4,464,000	631
Minority interest net income	$0	50
Net income of bank and minority interests.	$4,464,000	631
Net charge-offs	$83,000	534
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$4,464,000	637
2021-12-31 (YTD Data)		Rank
Total interest income	$55,003,000	621
Total interest expense	$3,391,000	809
Net interest income	$51,612,000	607
Provision for loan and lease losses	$1,270,000	464
Total noninterest income	$4,591,000	1,385
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$1,244,000	807
Trading account gains and fees	$0	132
Additional Noninterest Income	$3,347,000	1,394
Total noninterest expense	$31,040,000	822
Salaries and employee benefits	$20,622,000	710
Premises and equipment expense	$2,311,000	1,063
Additional noninterest expense	$8,107,000	922
Pre-tax net operating income	$23,893,000	648
Securities gains (losses)	$-819,000	4,805
Applicable income taxes	$5,549,000	580
Income before extraordinary items	$17,525,000	716
Extraordinary gains, net	$0	10
Net income	$17,525,000	717
Minority interest net income	$0	74
Net income of bank and minority interests.	$17,525,000	717
Net charge-offs	$119,000	1,268
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$18,172,010	682
2021-09-30 (YTD Data)		Rank
Total interest income	$40,927,000	643
Total interest expense	$2,660,000	825
Net interest income	$38,267,000	627
Provision for loan and lease losses	$1,045,000	425
Total noninterest income	$1,921,000	2,018
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$910,000	826
Trading account gains and fees	$0	132
Additional Noninterest Income	$1,011,000	2,368
Total noninterest expense	$22,850,000	844
Salaries and employee benefits	$15,071,000	741
Premises and equipment expense	$1,727,000	1,080
Additional noninterest expense	$6,052,000	930
Pre-tax net operating income	$16,293,000	713
Securities gains (losses)	$0	2,015
Applicable income taxes	$3,844,000	636
Income before extraordinary items	$12,449,000	778
Extraordinary gains, net	$0	8
Net income	$12,449,000	778
Minority interest net income	$0	69
Net income of bank and minority interests.	$12,449,000	778
Net charge-offs	$-113,000	4,499
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$12,449,000	756
2021-06-30 (YTD Data)		Rank
Total interest income	$26,917,000	644
Total interest expense	$1,868,000	821
Net interest income	$25,049,000	628
Provision for loan and lease losses	$551,000	559
Total noninterest income	$1,256,000	1,990
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$590,000	814
Trading account gains and fees	$0	133
Additional Noninterest Income	$666,000	2,352
Total noninterest expense	$14,946,000	851
Salaries and employee benefits	$9,849,000	756
Premises and equipment expense	$1,145,000	1,076
Additional noninterest expense	$3,952,000	939
Pre-tax net operating income	$10,808,000	709
Securities gains (losses)	$0	1,818
Applicable income taxes	$2,541,000	633
Income before extraordinary items	$8,267,000	782
Extraordinary gains, net	$0	6
Net income	$8,267,000	782
Minority interest net income	$0	67
Net income of bank and minority interests.	$8,267,000	782
Net charge-offs	$-202,000	4,749
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$8,267,000	755
2021-03-31 (YTD Data)		Rank
Total interest income	$13,527,000	641
Total interest expense	$1,028,000	781
Net interest income	$12,499,000	624
Provision for loan and lease losses	$242,000	698
Total noninterest income	$488,000	2,258
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$268,000	864
Trading account gains and fees	$0	127
Additional Noninterest Income	$220,000	2,752
Total noninterest expense	$7,565,000	837
Salaries and employee benefits	$4,989,000	735
Premises and equipment expense	$562,000	1,107
Additional noninterest expense	$2,014,000	892
Pre-tax net operating income	$5,180,000	744
Securities gains (losses)	$0	1,392
Applicable income taxes	$1,234,000	649
Income before extraordinary items	$3,946,000	815
Extraordinary gains, net	$0	3
Net income	$3,946,000	815
Minority interest net income	$0	55
Net income of bank and minority interests.	$3,946,000	815
Net charge-offs	$-145,000	4,826
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$3,946,000	794
2020-12-31 (YTD Data)		Rank
Total interest income	$50,323,000	682
Total interest expense	$7,581,000	641
Net interest income	$42,742,000	682
Provision for loan and lease losses	$3,073,000	786
Total noninterest income	$1,884,000	2,193
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$983,000	966
Trading account gains and fees	$0	133
Additional Noninterest Income	$901,000	2,586
Total noninterest expense	$29,714,000	822
Salaries and employee benefits	$19,946,000	717
Premises and equipment expense	$2,186,000	1,088
Additional noninterest expense	$7,582,000	922
Pre-tax net operating income	$11,839,000	924
Securities gains (losses)	$392,000	700
Applicable income taxes	$2,729,000	748
Income before extraordinary items	$9,502,000	1,001
Extraordinary gains, net	$0	4
Net income	$9,502,000	1,001
Minority interest net income	$0	72
Net income of bank and minority interests.	$9,502,000	1,001
Net charge-offs	$788,000	745
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$9,192,320	995
2020-09-30 (YTD Data)		Rank
Total interest income	$37,114,000	691
Total interest expense	$6,351,000	620
Net interest income	$30,763,000	697
Provision for loan and lease losses	$2,537,000	778
Total noninterest income	$1,326,000	2,216
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$747,000	951
Trading account gains and fees	$0	125
Additional Noninterest Income	$579,000	2,688
Total noninterest expense	$21,961,000	818
Salaries and employee benefits	$14,818,000	710
Premises and equipment expense	$1,683,000	1,066
Additional noninterest expense	$5,460,000	936
Pre-tax net operating income	$7,591,000	1,017
Securities gains (losses)	$392,000	577
Applicable income taxes	$1,954,000	741
Income before extraordinary items	$6,029,000	1,107
Extraordinary gains, net	$0	4
Net income	$6,029,000	1,107
Minority interest net income	$0	65
Net income of bank and minority interests.	$6,029,000	1,107
Net charge-offs	$836,000	551
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$5,719,320	1,110
2020-06-30 (YTD Data)		Rank
Total interest income	$25,353,000	674
Total interest expense	$4,800,000	603
Net interest income	$20,553,000	691
Provision for loan and lease losses	$1,739,000	779
Total noninterest income	$1,200,000	1,839
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$456,000	1,039
Trading account gains and fees	$0	123
Additional Noninterest Income	$744,000	1,974
Total noninterest expense	$15,207,000	792
Salaries and employee benefits	$9,965,000	703
Premises and equipment expense	$1,102,000	1,077
Additional noninterest expense	$4,140,000	833
Pre-tax net operating income	$4,807,000	991
Securities gains (losses)	$392,000	433
Applicable income taxes	$1,247,000	707
Income before extraordinary items	$3,952,000	1,051
Extraordinary gains, net	$0	4
Net income	$3,952,000	1,051
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,952,000	1,051
Net charge-offs	$657,000	506
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$3,642,320	1,084
2020-03-31 (YTD Data)		Rank
Total interest income	$13,621,000	631
Total interest expense	$2,767,000	589
Net interest income	$10,854,000	652
Provision for loan and lease losses	$1,083,000	579
Total noninterest income	$612,000	1,735
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$235,000	1,162
Trading account gains and fees	$0	106
Additional Noninterest Income	$377,000	1,796
Total noninterest expense	$7,600,000	790
Salaries and employee benefits	$5,009,000	696
Premises and equipment expense	$560,000	1,081
Additional noninterest expense	$2,031,000	849
Pre-tax net operating income	$2,783,000	795
Securities gains (losses)	$0	1,705
Applicable income taxes	$664,000	606
Income before extraordinary items	$2,119,000	892
Extraordinary gains, net	$0	4
Net income	$2,119,000	892
Minority interest net income	$0	56
Net income of bank and minority interests.	$2,119,000	892
Net charge-offs	$413,000	423
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,119,000	877
2019-12-31 (YTD Data)		Rank
Total interest income	$53,483,000	638
Total interest expense	$11,948,000	592
Net interest income	$41,535,000	671
Provision for loan and lease losses	$2,768,000	402
Total noninterest income	$1,824,000	2,065
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$910,000	1,204
Trading account gains and fees	$0	135
Additional Noninterest Income	$914,000	2,364
Total noninterest expense	$28,880,000	785
Salaries and employee benefits	$18,301,000	733
Premises and equipment expense	$2,232,000	1,071
Additional noninterest expense	$8,347,000	825
Pre-tax net operating income	$11,711,000	928
Securities gains (losses)	$13,000	1,808
Applicable income taxes	$2,786,000	729
Income before extraordinary items	$8,938,000	1,025
Extraordinary gains, net	$0	11
Net income	$8,938,000	1,026
Minority interest net income	$0	76
Net income of bank and minority interests.	$8,938,000	1,026
Net charge-offs	$1,669,000	476
Cash dividends	$850,000	2,521
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$8,927,730	1,002
2019-09-30 (YTD Data)		Rank
Total interest income	$39,787,000	648
Total interest expense	$8,927,000	600
Net interest income	$30,860,000	676
Provision for loan and lease losses	$2,148,000	384
Total noninterest income	$1,317,000	2,116
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$674,000	1,216
Trading account gains and fees	$0	129
Additional Noninterest Income	$643,000	2,415
Total noninterest expense	$21,353,000	795
Salaries and employee benefits	$13,329,000	745
Premises and equipment expense	$1,667,000	1,081
Additional noninterest expense	$6,357,000	803
Pre-tax net operating income	$8,676,000	955
Securities gains (losses)	$13,000	1,579
Applicable income taxes	$2,098,000	749
Income before extraordinary items	$6,591,000	1,064
Extraordinary gains, net	$0	11
Net income	$6,591,000	1,065
Minority interest net income	$0	72
Net income of bank and minority interests.	$6,591,000	1,065
Net charge-offs	$1,253,000	427
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$6,580,730	1,041
2019-06-30 (YTD Data)		Rank
Total interest income	$26,043,000	662
Total interest expense	$5,738,000	610
Net interest income	$20,305,000	687
Provision for loan and lease losses	$1,338,000	387
Total noninterest income	$679,000	2,385
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$434,000	1,234
Trading account gains and fees	$0	131
Additional Noninterest Income	$245,000	3,032
Total noninterest expense	$13,683,000	829
Salaries and employee benefits	$8,727,000	754
Premises and equipment expense	$1,073,000	1,120
Additional noninterest expense	$3,883,000	874
Pre-tax net operating income	$5,963,000	906
Securities gains (losses)	$13,000	1,155
Applicable income taxes	$1,433,000	719
Income before extraordinary items	$4,543,000	1,001
Extraordinary gains, net	$0	11
Net income	$4,543,000	1,001
Minority interest net income	$0	69
Net income of bank and minority interests.	$4,543,000	1,001
Net charge-offs	$849,000	391
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$4,532,730	987
2019-03-31 (YTD Data)		Rank
Total interest income	$12,858,000	666
Total interest expense	$2,679,000	627
Net interest income	$10,179,000	679
Provision for loan and lease losses	$700,000	363
Total noninterest income	$325,000	2,428
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$206,000	1,286
Trading account gains and fees	$0	126
Additional Noninterest Income	$119,000	3,016
Total noninterest expense	$6,775,000	834
Salaries and employee benefits	$4,400,000	745
Premises and equipment expense	$531,000	1,127
Additional noninterest expense	$1,844,000	902
Pre-tax net operating income	$3,029,000	867
Securities gains (losses)	$0	1,087
Applicable income taxes	$726,000	688
Income before extraordinary items	$2,303,000	964
Extraordinary gains, net	$0	5
Net income	$2,303,000	963
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,303,000	963
Net charge-offs	$423,000	379
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$2,303,000	950
2018-12-31 (YTD Data)		Rank
Total interest income	$44,832,000	713
Total interest expense	$8,278,000	614
Net interest income	$36,554,000	732
Provision for loan and lease losses	$2,632,000	412
Total noninterest income	$903,000	2,986
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$683,000	1,560
Trading account gains and fees	$0	126
Additional Noninterest Income	$220,000	3,998
Total noninterest expense	$26,098,000	843
Salaries and employee benefits	$16,608,000	754
Premises and equipment expense	$2,030,000	1,161
Additional noninterest expense	$7,460,000	893
Pre-tax net operating income	$8,727,000	1,152
Securities gains (losses)	$0	1,125
Applicable income taxes	$2,016,000	863
Income before extraordinary items	$6,711,000	1,265
Extraordinary gains, net	$0	6
Net income	$6,711,000	1,264
Minority interest net income	$0	72
Net income of bank and minority interests.	$6,711,000	1,264
Net charge-offs	$858,000	678
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$6,711,000	1,257
2018-09-30 (YTD Data)		Rank
Total interest income	$32,629,000	721
Total interest expense	$5,846,000	609
Net interest income	$26,783,000	739
Provision for loan and lease losses	$1,818,000	417
Total noninterest income	$551,000	3,278
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$483,000	1,646
Trading account gains and fees	$0	138
Additional Noninterest Income	$68,000	4,703
Total noninterest expense	$19,363,000	852
Salaries and employee benefits	$12,368,000	761
Premises and equipment expense	$1,488,000	1,179
Additional noninterest expense	$5,507,000	897
Pre-tax net operating income	$6,153,000	1,216
Securities gains (losses)	$0	1,118
Applicable income taxes	$1,403,000	938
Income before extraordinary items	$4,750,000	1,320
Extraordinary gains, net	$0	5
Net income	$4,750,000	1,319
Minority interest net income	$0	66
Net income of bank and minority interests.	$4,750,000	1,319
Net charge-offs	$368,000	875
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$4,750,000	1,306
2018-06-30 (YTD Data)		Rank
Total interest income	$21,172,000	726
Total interest expense	$3,612,000	612
Net interest income	$17,560,000	749
Provision for loan and lease losses	$991,000	475
Total noninterest income	$465,000	2,977
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$310,000	1,700
Trading account gains and fees	$0	130
Additional Noninterest Income	$155,000	3,685
Total noninterest expense	$12,737,000	863
Salaries and employee benefits	$8,180,000	777
Premises and equipment expense	$949,000	1,235
Additional noninterest expense	$3,608,000	910
Pre-tax net operating income	$4,297,000	1,154
Securities gains (losses)	$0	961
Applicable income taxes	$1,072,000	843
Income before extraordinary items	$3,225,000	1,289
Extraordinary gains, net	$0	6
Net income	$3,225,000	1,287
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,225,000	1,288
Net charge-offs	$-63,000	5,085
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$3,225,000	1,279
2018-03-31 (YTD Data)		Rank
Total interest income	$10,415,000	734
Total interest expense	$1,633,000	629
Net interest income	$8,782,000	747
Provision for loan and lease losses	$804,000	320
Total noninterest income	$343,000	2,435
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$149,000	1,758
Trading account gains and fees	$0	123
Additional Noninterest Income	$194,000	2,526
Total noninterest expense	$6,350,000	876
Salaries and employee benefits	$4,160,000	767
Premises and equipment expense	$461,000	1,289
Additional noninterest expense	$1,729,000	942
Pre-tax net operating income	$1,971,000	1,203
Securities gains (losses)	$0	735
Applicable income taxes	$497,000	876
Income before extraordinary items	$1,474,000	1,337
Extraordinary gains, net	$0	7
Net income	$1,474,000	1,337
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,474,000	1,337
Net charge-offs	$382,000	365
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,474,000	1,330
2017-12-31 (YTD Data)		Rank
Total interest income	$37,143,000	770
Total interest expense	$4,675,000	729
Net interest income	$32,468,000	782
Provision for loan and lease losses	$6,089,000	218
Total noninterest income	$673,000	3,520
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$530,000	1,947
Trading account gains and fees	$0	151
Additional Noninterest Income	$143,000	4,523
Total noninterest expense	$23,983,000	900
Salaries and employee benefits	$15,118,000	813
Premises and equipment expense	$1,797,000	1,293
Additional noninterest expense	$7,068,000	931
Pre-tax net operating income	$3,069,000	2,450
Securities gains (losses)	$10,000	1,604
Applicable income taxes	$2,090,000	1,245
Income before extraordinary items	$989,000	3,728
Extraordinary gains, net	$0	9
Net income	$989,000	3,727
Minority interest net income	$0	76
Net income of bank and minority interests.	$989,000	3,728
Net charge-offs	$3,833,000	251
Cash dividends	$612,000	2,747
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$982,600	3,729
2017-09-30 (YTD Data)		Rank
Total interest income	$27,290,000	784
Total interest expense	$3,234,000	763
Net interest income	$24,056,000	788
Provision for loan and lease losses	$5,154,000	198
Total noninterest income	$631,000	3,233
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$391,000	1,981
Trading account gains and fees	$0	145
Additional Noninterest Income	$240,000	3,766
Total noninterest expense	$17,601,000	915
Salaries and employee benefits	$11,047,000	830
Premises and equipment expense	$1,319,000	1,328
Additional noninterest expense	$5,235,000	940
Pre-tax net operating income	$1,932,000	2,760
Securities gains (losses)	$10,000	1,621
Applicable income taxes	$784,000	1,688
Income before extraordinary items	$1,158,000	3,273
Extraordinary gains, net	$0	9
Net income	$1,158,000	3,272
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,158,000	3,273
Net charge-offs	$3,469,000	207
Cash dividends	$1,100,000	1,596
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,151,600	3,263
2017-06-30 (YTD Data)		Rank
Total interest income	$17,774,000	796
Total interest expense	$1,900,000	829
Net interest income	$15,874,000	797
Provision for loan and lease losses	$3,806,000	187
Total noninterest income	$527,000	2,895
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$264,000	1,954
Trading account gains and fees	$0	139
Additional Noninterest Income	$263,000	3,119
Total noninterest expense	$11,500,000	942
Salaries and employee benefits	$7,332,000	834
Premises and equipment expense	$866,000	1,345
Additional noninterest expense	$3,302,000	984
Pre-tax net operating income	$1,095,000	2,979
Securities gains (losses)	$10,000	1,261
Applicable income taxes	$451,000	1,799
Income before extraordinary items	$654,000	3,528
Extraordinary gains, net	$0	11
Net income	$654,000	3,527
Minority interest net income	$0	71
Net income of bank and minority interests.	$654,000	3,528
Net charge-offs	$2,568,000	193
Cash dividends	$1,100,000	1,216
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$647,600	3,527
2017-03-31 (YTD Data)		Rank
Total interest income	$8,942,000	785
Total interest expense	$819,000	939
Net interest income	$8,123,000	772
Provision for loan and lease losses	$2,720,000	148
Total noninterest income	$244,000	3,001
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$127,000	2,014
Trading account gains and fees	$0	142
Additional Noninterest Income	$117,000	3,252
Total noninterest expense	$5,396,000	998
Salaries and employee benefits	$3,435,000	896
Premises and equipment expense	$436,000	1,355
Additional noninterest expense	$1,525,000	1,048
Pre-tax net operating income	$251,000	4,093
Securities gains (losses)	$7,000	747
Applicable income taxes	$114,000	2,340
Income before extraordinary items	$144,000	4,534
Extraordinary gains, net	$0	8
Net income	$144,000	4,534
Minority interest net income	$0	55
Net income of bank and minority interests.	$144,000	4,534
Net charge-offs	$1,786,000	155
Cash dividends	$500,000	1,199
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$139,520	4,553
2016-12-31 (YTD Data)		Rank
Total interest income	$29,938,000	905
Total interest expense	$2,309,000	1,256
Net interest income	$27,629,000	862
Provision for loan and lease losses	$3,269,000	362
Total noninterest income	$1,213,000	2,760
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$441,000	2,294
Trading account gains and fees	$0	170
Additional Noninterest Income	$772,000	2,707
Total noninterest expense	$20,331,000	1,039
Salaries and employee benefits	$12,796,000	936
Premises and equipment expense	$1,447,000	1,574
Additional noninterest expense	$6,088,000	1,086
Pre-tax net operating income	$5,242,000	1,563
Securities gains (losses)	$120,000	1,214
Applicable income taxes	$1,978,000	1,058
Income before extraordinary items	$3,384,000	1,899
Extraordinary gains, net	$0	5
Net income	$3,384,000	1,898
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,384,000	1,898
Net charge-offs	$2,425,000	346
Cash dividends	$3,000,000	1,015
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$3,307,200	1,892
2016-09-30 (YTD Data)		Rank
Total interest income	$21,794,000	937
Total interest expense	$1,622,000	1,317
Net interest income	$20,172,000	878
Provision for loan and lease losses	$1,915,000	424
Total noninterest income	$936,000	2,716
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$313,000	2,395
Trading account gains and fees	$0	169
Additional Noninterest Income	$623,000	2,617
Total noninterest expense	$14,578,000	1,076
Salaries and employee benefits	$9,496,000	938
Premises and equipment expense	$1,000,000	1,698
Additional noninterest expense	$4,082,000	1,184
Pre-tax net operating income	$4,615,000	1,393
Securities gains (losses)	$6,000	2,746
Applicable income taxes	$1,686,000	989
Income before extraordinary items	$2,935,000	1,720
Extraordinary gains, net	$0	5
Net income	$2,935,000	1,720
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,935,000	1,720
Net charge-offs	$1,818,000	323
Cash dividends	$1,625,000	1,217
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,931,160	1,669
2016-06-30 (YTD Data)		Rank
Total interest income	$14,490,000	933
Total interest expense	$1,045,000	1,364
Net interest income	$13,445,000	882
Provision for loan and lease losses	$1,125,000	462
Total noninterest income	$624,000	2,702
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$207,000	2,382
Trading account gains and fees	$0	157
Additional Noninterest Income	$417,000	2,609
Total noninterest expense	$8,623,000	1,191
Salaries and employee benefits	$5,762,000	1,012
Premises and equipment expense	$610,000	1,842
Additional noninterest expense	$2,251,000	1,378
Pre-tax net operating income	$4,321,000	1,041
Securities gains (losses)	$6,000	2,403
Applicable income taxes	$1,560,000	779
Income before extraordinary items	$2,767,000	1,293
Extraordinary gains, net	$0	16
Net income	$2,767,000	1,293
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,767,000	1,294
Net charge-offs	$1,093,000	333
Cash dividends	$1,500,000	943
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$2,763,160	1,247
2016-03-31 (YTD Data)		Rank
Total interest income	$7,434,000	903
Total interest expense	$542,000	1,309
Net interest income	$6,892,000	854
Provision for loan and lease losses	$630,000	386
Total noninterest income	$158,000	3,732
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$92,000	2,559
Trading account gains and fees	$0	142
Additional Noninterest Income	$66,000	4,090
Total noninterest expense	$4,011,000	1,264
Salaries and employee benefits	$2,733,000	1,084
Premises and equipment expense	$278,000	1,987
Additional noninterest expense	$1,000,000	1,522
Pre-tax net operating income	$2,409,000	936
Securities gains (losses)	$0	2,077
Applicable income taxes	$856,000	706
Income before extraordinary items	$1,553,000	1,149
Extraordinary gains, net	$0	12
Net income	$1,553,000	1,150
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,553,000	1,150
Net charge-offs	$626,000	288
Cash dividends	$1,500,000	531
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,553,000	1,125
2015-12-31 (YTD Data)		Rank
Total interest income	$26,918,000	971
Total interest expense	$1,853,000	1,485
Net interest income	$25,065,000	907
Provision for loan and lease losses	$1,100,000	753
Total noninterest income	$431,000	4,385
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$283,000	3,145
Trading account gains and fees	$0	159
Additional Noninterest Income	$148,000	4,763
Total noninterest expense	$14,833,000	1,328
Salaries and employee benefits	$9,769,000	1,152
Premises and equipment expense	$967,000	2,226
Additional noninterest expense	$4,097,000	1,487
Pre-tax net operating income	$9,563,000	922
Securities gains (losses)	$23,000	2,161
Applicable income taxes	$3,395,000	698
Income before extraordinary items	$6,191,000	1,134
Extraordinary gains, net	$0	23
Net income	$6,191,000	1,134
Minority interest net income	$0	81
Net income of bank and minority interests.	$6,191,000	1,134
Net charge-offs	$1,598,000	465
Cash dividends	$5,650,000	595
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$6,176,050	1,116
2015-09-30 (YTD Data)		Rank
Total interest income	$19,925,000	990
Total interest expense	$1,356,000	1,529
Net interest income	$18,569,000	925
Provision for loan and lease losses	$390,000	1,273
Total noninterest income	$334,000	4,370
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$213,000	3,155
Trading account gains and fees	$0	153
Additional Noninterest Income	$121,000	4,718
Total noninterest expense	$10,701,000	1,373
Salaries and employee benefits	$7,049,000	1,200
Premises and equipment expense	$708,000	2,296
Additional noninterest expense	$2,944,000	1,547
Pre-tax net operating income	$7,812,000	869
Securities gains (losses)	$23,000	1,941
Applicable income taxes	$2,888,000	651
Income before extraordinary items	$4,947,000	1,083
Extraordinary gains, net	$0	21
Net income	$4,947,000	1,081
Minority interest net income	$0	78
Net income of bank and minority interests.	$4,947,000	1,083
Net charge-offs	$1,021,000	491
Cash dividends	$4,500,000	526
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$4,932,280	1,054
2015-06-30 (YTD Data)		Rank
Total interest income	$13,017,000	1,009
Total interest expense	$869,000	1,583
Net interest income	$12,148,000	941
Provision for loan and lease losses	$0	4,069
Total noninterest income	$289,000	3,986
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$142,000	3,126
Trading account gains and fees	$0	157
Additional Noninterest Income	$147,000	4,046
Total noninterest expense	$6,835,000	1,434
Salaries and employee benefits	$4,559,000	1,224
Premises and equipment expense	$460,000	2,354
Additional noninterest expense	$1,816,000	1,674
Pre-tax net operating income	$5,602,000	811
Securities gains (losses)	$3,000	2,361
Applicable income taxes	$2,085,000	618
Income before extraordinary items	$3,520,000	1,004
Extraordinary gains, net	$0	22
Net income	$3,520,000	1,004
Minority interest net income	$0	75
Net income of bank and minority interests.	$3,520,000	1,004
Net charge-offs	$567,000	578
Cash dividends	$2,800,000	540
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$3,518,080	977
2015-03-31 (YTD Data)		Rank
Total interest income	$6,420,000	1,013
Total interest expense	$415,000	1,679
Net interest income	$6,005,000	951
Provision for loan and lease losses	$0	3,703
Total noninterest income	$144,000	3,983
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$70,000	3,131
Trading account gains and fees	$0	152
Additional Noninterest Income	$74,000	4,024
Total noninterest expense	$3,249,000	1,504
Salaries and employee benefits	$2,260,000	1,238
Premises and equipment expense	$216,000	2,492
Additional noninterest expense	$773,000	1,933
Pre-tax net operating income	$2,900,000	765
Securities gains (losses)	$0	2,027
Applicable income taxes	$1,080,000	599
Income before extraordinary items	$1,820,000	938
Extraordinary gains, net	$0	13
Net income	$1,820,000	939
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,820,000	939
Net charge-offs	$229,000	655
Cash dividends	$1,300,000	529
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$1,820,000	904
2014-12-31 (YTD Data)		Rank
Total interest income	$24,370,000	1,051
Total interest expense	$1,923,000	1,538
Net interest income	$22,447,000	998
Provision for loan and lease losses	$1,467,000	634
Total noninterest income	$-435,000	6,478
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$308,000	3,163
Trading account gains and fees	$0	180
Additional Noninterest Income	$-743,000	6,478
Total noninterest expense	$13,410,000	1,429
Salaries and employee benefits	$8,470,000	1,261
Premises and equipment expense	$836,000	2,572
Additional noninterest expense	$4,104,000	1,524
Pre-tax net operating income	$7,135,000	1,133
Securities gains (losses)	$3,000	2,996
Applicable income taxes	$2,634,000	803
Income before extraordinary items	$4,504,000	1,436
Extraordinary gains, net	$0	17
Net income	$4,504,000	1,434
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,504,000	1,435
Net charge-offs	$1,015,000	885
Cash dividends	$4,260,000	690
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$4,502,080	1,406
2014-09-30 (YTD Data)		Rank
Total interest income	$18,161,000	1,065
Total interest expense	$1,490,000	1,510
Net interest income	$16,671,000	1,017
Provision for loan and lease losses	$1,467,000	468
Total noninterest income	$-232,000	6,549
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$233,000	3,174
Trading account gains and fees	$0	174
Additional Noninterest Income	$-465,000	6,551
Total noninterest expense	$9,834,000	1,463
Salaries and employee benefits	$6,144,000	1,301
Premises and equipment expense	$603,000	2,683
Additional noninterest expense	$3,087,000	1,532
Pre-tax net operating income	$5,138,000	1,184
Securities gains (losses)	$0	2,980
Applicable income taxes	$1,887,000	846
Income before extraordinary items	$3,251,000	1,465
Extraordinary gains, net	$0	15
Net income	$3,251,000	1,464
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,251,000	1,465
Net charge-offs	$1,003,000	674
Cash dividends	$2,960,000	683
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$3,251,000	1,447
2014-06-30 (YTD Data)		Rank
Total interest income	$12,098,000	1,057
Total interest expense	$1,000,000	1,504
Net interest income	$11,098,000	1,010
Provision for loan and lease losses	$1,100,000	418
Total noninterest income	$-129,000	6,619
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$156,000	3,147
Trading account gains and fees	$0	172
Additional Noninterest Income	$-285,000	6,625
Total noninterest expense	$6,474,000	1,481
Salaries and employee benefits	$4,092,000	1,298
Premises and equipment expense	$397,000	2,723
Additional noninterest expense	$1,985,000	1,573
Pre-tax net operating income	$3,395,000	1,171
Securities gains (losses)	$0	2,580
Applicable income taxes	$1,234,000	828
Income before extraordinary items	$2,161,000	1,433
Extraordinary gains, net	$0	20
Net income	$2,161,000	1,435
Minority interest net income	$0	80
Net income of bank and minority interests.	$2,161,000	1,435
Net charge-offs	$976,000	512
Cash dividends	$1,875,000	697
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$2,161,000	1,411
2014-03-31 (YTD Data)		Rank
Total interest income	$6,056,000	1,059
Total interest expense	$496,000	1,539
Net interest income	$5,560,000	998
Provision for loan and lease losses	$550,000	414
Total noninterest income	$-153,000	6,699
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$74,000	3,229
Trading account gains and fees	$0	147
Additional Noninterest Income	$-227,000	6,699
Total noninterest expense	$3,171,000	1,512
Salaries and employee benefits	$1,995,000	1,347
Premises and equipment expense	$170,000	3,072
Additional noninterest expense	$1,006,000	1,545
Pre-tax net operating income	$1,686,000	1,142
Securities gains (losses)	$0	1,715
Applicable income taxes	$595,000	817
Income before extraordinary items	$1,091,000	1,390
Extraordinary gains, net	$0	16
Net income	$1,091,000	1,392
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,091,000	1,392
Net charge-offs	$358,000	637
Cash dividends	$995,000	634
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,091,000	1,364
2013-12-31 (YTD Data)		Rank
Total interest income	$23,335,000	1,093
Total interest expense	$2,307,000	1,473
Net interest income	$21,028,000	1,049
Provision for loan and lease losses	$4,269,000	309
Total noninterest income	$452,000	4,560
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$407,000	2,775
Trading account gains and fees	$0	184
Additional Noninterest Income	$45,000	5,920
Total noninterest expense	$12,686,000	1,525
Salaries and employee benefits	$7,365,000	1,419
Premises and equipment expense	$815,000	2,668
Additional noninterest expense	$4,506,000	1,470
Pre-tax net operating income	$4,525,000	1,550
Securities gains (losses)	$0	3,182
Applicable income taxes	$1,467,000	1,139
Income before extraordinary items	$3,058,000	1,871
Extraordinary gains, net	$0	29
Net income	$3,058,000	1,874
Minority interest net income	$0	90
Net income of bank and minority interests.	$3,058,000	1,874
Net charge-offs	$4,776,000	345
Cash dividends	$2,930,000	890
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$3,058,000	1,839
2013-09-30 (YTD Data)		Rank
Total interest income	$17,006,000	1,136
Total interest expense	$1,767,000	1,486
Net interest income	$15,239,000	1,086
Provision for loan and lease losses	$3,015,000	332
Total noninterest income	$393,000	4,408
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$315,000	2,730
Trading account gains and fees	$0	180
Additional Noninterest Income	$78,000	5,430
Total noninterest expense	$9,437,000	1,534
Salaries and employee benefits	$5,454,000	1,445
Premises and equipment expense	$614,000	2,680
Additional noninterest expense	$3,369,000	1,471
Pre-tax net operating income	$3,180,000	1,658
Securities gains (losses)	$0	3,040
Applicable income taxes	$1,025,000	1,221
Income before extraordinary items	$2,155,000	1,997
Extraordinary gains, net	$0	25
Net income	$2,155,000	2,004
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,155,000	2,003
Net charge-offs	$3,943,000	332
Cash dividends	$2,230,000	804
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,155,000	1,941
2013-06-30 (YTD Data)		Rank
Total interest income	$11,075,000	1,157
Total interest expense	$1,224,000	1,461
Net interest income	$9,851,000	1,104
Provision for loan and lease losses	$1,500,000	476
Total noninterest income	$297,000	4,238
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$212,000	2,685
Trading account gains and fees	$0	157
Additional Noninterest Income	$85,000	4,937
Total noninterest expense	$6,196,000	1,555
Salaries and employee benefits	$3,574,000	1,464
Premises and equipment expense	$415,000	2,662
Additional noninterest expense	$2,207,000	1,480
Pre-tax net operating income	$2,452,000	1,456
Securities gains (losses)	$0	2,791
Applicable income taxes	$807,000	1,094
Income before extraordinary items	$1,645,000	1,776
Extraordinary gains, net	$0	22
Net income	$1,645,000	1,781
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,645,000	1,782
Net charge-offs	$2,564,000	365
Cash dividends	$1,440,000	818
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,645,000	1,718
2013-03-31 (YTD Data)		Rank
Total interest income	$5,401,000	1,189
Total interest expense	$644,000	1,434
Net interest income	$4,757,000	1,144
Provision for loan and lease losses	$750,000	506
Total noninterest income	$171,000	3,927
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$108,000	2,642
Trading account gains and fees	$0	148
Additional Noninterest Income	$63,000	4,419
Total noninterest expense	$3,016,000	1,601
Salaries and employee benefits	$1,760,000	1,506
Premises and equipment expense	$192,000	2,838
Additional noninterest expense	$1,064,000	1,525
Pre-tax net operating income	$1,162,000	1,509
Securities gains (losses)	$0	1,966
Applicable income taxes	$380,000	1,128
Income before extraordinary items	$782,000	1,815
Extraordinary gains, net	$0	10
Net income	$782,000	1,816
Minority interest net income	$0	76
Net income of bank and minority interests.	$782,000	1,817
Net charge-offs	$259,000	1,174
Cash dividends	$870,000	628
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$782,000	1,744
2012-12-31 (YTD Data)		Rank
Total interest income	$20,843,000	1,285
Total interest expense	$2,893,000	1,534
Net interest income	$17,950,000	1,233
Provision for loan and lease losses	$3,900,000	622
Total noninterest income	$-773,000	7,014
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$489,000	2,540
Trading account gains and fees	$0	166
Additional Noninterest Income	$-1,262,000	7,016
Total noninterest expense	$9,880,000	1,932
Salaries and employee benefits	$6,124,000	1,654
Premises and equipment expense	$703,000	3,009
Additional noninterest expense	$3,053,000	2,122
Pre-tax net operating income	$3,397,000	1,873
Securities gains (losses)	$76,000	2,471
Applicable income taxes	$813,000	1,672
Income before extraordinary items	$2,660,000	2,058
Extraordinary gains, net	$0	29
Net income	$2,660,000	2,056
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,660,000	2,059
Net charge-offs	$5,397,000	542
Cash dividends	$1,789,000	1,320
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$2,601,480	1,973
2012-09-30 (YTD Data)		Rank
Total interest income	$15,589,000	1,316
Total interest expense	$2,203,000	1,581
Net interest income	$13,386,000	1,245
Provision for loan and lease losses	$3,150,000	600
Total noninterest income	$-842,000	7,127
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$377,000	2,498
Trading account gains and fees	$0	157
Additional Noninterest Income	$-1,219,000	7,131
Total noninterest expense	$7,129,000	2,010
Salaries and employee benefits	$4,516,000	1,664
Premises and equipment expense	$518,000	3,084
Additional noninterest expense	$2,095,000	2,318
Pre-tax net operating income	$2,265,000	2,148
Securities gains (losses)	$76,000	2,182
Applicable income taxes	$456,000	2,040
Income before extraordinary items	$1,885,000	2,221
Extraordinary gains, net	$0	20
Net income	$1,885,000	2,221
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,885,000	2,221
Net charge-offs	$4,704,000	484
Cash dividends	$1,720,000	900
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,823,440	2,155
2012-06-30 (YTD Data)		Rank
Total interest income	$10,512,000	1,311
Total interest expense	$1,478,000	1,627
Net interest income	$9,034,000	1,241
Provision for loan and lease losses	$1,700,000	730
Total noninterest income	$-165,000	7,130
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$250,000	2,480
Trading account gains and fees	$0	153
Additional Noninterest Income	$-415,000	7,155
Total noninterest expense	$4,621,000	2,075
Salaries and employee benefits	$2,968,000	1,690
Premises and equipment expense	$339,000	3,135
Additional noninterest expense	$1,314,000	2,468
Pre-tax net operating income	$2,548,000	1,373
Securities gains (losses)	$76,000	1,783
Applicable income taxes	$622,000	1,288
Income before extraordinary items	$2,002,000	1,483
Extraordinary gains, net	$0	19
Net income	$2,002,000	1,483
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,002,000	1,483
Net charge-offs	$2,377,000	610
Cash dividends	$1,350,000	757
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,944,240	1,436
2012-03-31 (YTD Data)		Rank
Total interest income	$5,398,000	1,275
Total interest expense	$765,000	1,641
Net interest income	$4,633,000	1,204
Provision for loan and lease losses	$750,000	765
Total noninterest income	$-436,000	7,272
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$123,000	2,504
Trading account gains and fees	$0	148
Additional Noninterest Income	$-559,000	7,274
Total noninterest expense	$2,279,000	2,104
Salaries and employee benefits	$1,470,000	1,712
Premises and equipment expense	$166,000	3,208
Additional noninterest expense	$643,000	2,490
Pre-tax net operating income	$1,168,000	1,476
Securities gains (losses)	$73,000	1,049
Applicable income taxes	$179,000	1,859
Income before extraordinary items	$1,062,000	1,370
Extraordinary gains, net	$0	19
Net income	$1,062,000	1,370
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,062,000	1,371
Net charge-offs	$403,000	1,247
Cash dividends	$850,000	546
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$999,220	1,381
2011-12-31 (YTD Data)		Rank
Total interest income	$21,141,000	1,355
Total interest expense	$3,953,000	1,533
Net interest income	$17,188,000	1,293
Provision for loan and lease losses	$4,713,000	822
Total noninterest income	$-169,000	7,105
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$475,000	2,681
Trading account gains and fees	$0	146
Additional Noninterest Income	$-644,000	7,130
Total noninterest expense	$8,751,000	2,178
Salaries and employee benefits	$5,560,000	1,740
Premises and equipment expense	$651,000	3,367
Additional noninterest expense	$2,540,000	2,558
Pre-tax net operating income	$3,555,000	1,574
Securities gains (losses)	$-24,000	6,941
Applicable income taxes	$1,124,000	1,247
Income before extraordinary items	$2,407,000	1,935
Extraordinary gains, net	$0	29
Net income	$2,407,000	1,935
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,407,000	1,935
Net charge-offs	$4,430,000	885
Cash dividends	$1,550,000	1,194
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,423,320	1,835
2011-09-30 (YTD Data)		Rank
Total interest income	$15,739,000	1,383
Total interest expense	$3,121,000	1,511
Net interest income	$12,618,000	1,328
Provision for loan and lease losses	$3,263,000	872
Total noninterest income	$-109,000	7,207
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$348,000	2,739
Trading account gains and fees	$0	145
Additional Noninterest Income	$-457,000	7,227
Total noninterest expense	$6,588,000	2,178
Salaries and employee benefits	$4,159,000	1,751
Premises and equipment expense	$463,000	3,544
Additional noninterest expense	$1,966,000	2,506
Pre-tax net operating income	$2,658,000	1,643
Securities gains (losses)	$0	3,555
Applicable income taxes	$807,000	1,285
Income before extraordinary items	$1,851,000	1,960
Extraordinary gains, net	$0	21
Net income	$1,851,000	1,960
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,851,000	1,960
Net charge-offs	$1,916,000	1,266
Cash dividends	$900,000	1,255
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,851,000	1,860
2011-06-30 (YTD Data)		Rank
Total interest income	$10,532,000	1,387
Total interest expense	$2,165,000	1,511
Net interest income	$8,367,000	1,329
Provision for loan and lease losses	$2,175,000	864
Total noninterest income	$-113,000	7,310
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$228,000	2,756
Trading account gains and fees	$0	153
Additional Noninterest Income	$-341,000	7,335
Total noninterest expense	$4,537,000	2,131
Salaries and employee benefits	$2,794,000	1,750
Premises and equipment expense	$304,000	3,610
Additional noninterest expense	$1,439,000	2,331
Pre-tax net operating income	$1,542,000	1,844
Securities gains (losses)	$0	2,914
Applicable income taxes	$405,000	1,509
Income before extraordinary items	$1,137,000	2,040
Extraordinary gains, net	$0	15
Net income	$1,137,000	2,040
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,137,000	2,040
Net charge-offs	$1,082,000	1,406
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,137,000	1,977
2011-03-31 (YTD Data)		Rank
Total interest income	$5,351,000	1,373
Total interest expense	$1,106,000	1,534
Net interest income	$4,245,000	1,318
Provision for loan and lease losses	$1,088,000	804
Total noninterest income	$-130,000	7,440
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$107,000	2,839
Trading account gains and fees	$0	158
Additional Noninterest Income	$-237,000	7,451
Total noninterest expense	$2,378,000	2,036
Salaries and employee benefits	$1,415,000	1,746
Premises and equipment expense	$156,000	3,595
Additional noninterest expense	$807,000	2,089
Pre-tax net operating income	$649,000	2,093
Securities gains (losses)	$0	1,772
Applicable income taxes	$84,000	2,371
Income before extraordinary items	$565,000	2,021
Extraordinary gains, net	$0	9
Net income	$565,000	2,020
Minority interest net income	$0	86
Net income of bank and minority interests.	$565,000	2,021
Net charge-offs	$155,000	2,326
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$565,000	1,980
2010-12-31 (YTD Data)		Rank
Total interest income	$21,317,000	1,431
Total interest expense	$5,758,000	1,442
Net interest income	$15,559,000	1,437
Provision for loan and lease losses	$7,050,000	869
Total noninterest income	$-268,000	7,443
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$447,000	2,861
Trading account gains and fees	$0	175
Additional Noninterest Income	$-715,000	7,444
Total noninterest expense	$9,575,000	2,030
Salaries and employee benefits	$5,395,000	1,791
Premises and equipment expense	$702,000	3,291
Additional noninterest expense	$3,478,000	2,014
Pre-tax net operating income	$-1,334,000	6,611
Securities gains (losses)	$83,000	2,316
Applicable income taxes	$-450,000	7,143
Income before extraordinary items	$-801,000	6,506
Extraordinary gains, net	$0	29
Net income	$-801,000	6,508
Minority interest net income	$0	111
Net income of bank and minority interests.	$-801,000	6,508
Net charge-offs	$7,348,000	766
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$-854,120	6,485
2010-09-30 (YTD Data)		Rank
Total interest income	$15,882,000	1,486
Total interest expense	$4,557,000	1,427
Net interest income	$11,325,000	1,506
Provision for loan and lease losses	$5,350,000	832
Total noninterest income	$288,000	5,109
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$337,000	2,921
Trading account gains and fees	$0	165
Additional Noninterest Income	$-49,000	7,319
Total noninterest expense	$7,092,000	2,045
Salaries and employee benefits	$4,070,000	1,806
Premises and equipment expense	$584,000	3,090
Additional noninterest expense	$2,438,000	2,112
Pre-tax net operating income	$-829,000	6,715
Securities gains (losses)	$0	3,651
Applicable income taxes	$-316,000	7,284
Income before extraordinary items	$-513,000	6,671
Extraordinary gains, net	$0	23
Net income	$-513,000	6,671
Minority interest net income	$0	110
Net income of bank and minority interests.	$-513,000	6,671
Net charge-offs	$5,590,000	721
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$-513,000	6,612
2010-06-30 (YTD Data)		Rank
Total interest income	$10,744,000	1,481
Total interest expense	$3,167,000	1,423
Net interest income	$7,577,000	1,500
Provision for loan and lease losses	$4,050,000	757
Total noninterest income	$110,000	5,942
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$224,000	2,934
Trading account gains and fees	$0	152
Additional Noninterest Income	$-114,000	7,537
Total noninterest expense	$4,588,000	2,110
Salaries and employee benefits	$2,698,000	1,827
Premises and equipment expense	$329,000	3,560
Additional noninterest expense	$1,561,000	2,182
Pre-tax net operating income	$-951,000	6,988
Securities gains (losses)	$0	3,184
Applicable income taxes	$-353,000	7,423
Income before extraordinary items	$-598,000	6,921
Extraordinary gains, net	$0	19
Net income	$-598,000	6,921
Minority interest net income	$0	105
Net income of bank and minority interests.	$-598,000	6,921
Net charge-offs	$3,649,000	708
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-598,000	6,883
2010-03-31 (YTD Data)		Rank
Total interest income	$5,527,000	1,466
Total interest expense	$1,621,000	1,456
Net interest income	$3,906,000	1,469
Provision for loan and lease losses	$2,050,000	740
Total noninterest income	$168,000	4,019
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$106,000	3,042
Trading account gains and fees	$0	175
Additional Noninterest Income	$62,000	4,332
Total noninterest expense	$2,246,000	2,177
Salaries and employee benefits	$1,305,000	1,910
Premises and equipment expense	$166,000	3,615
Additional noninterest expense	$775,000	2,186
Pre-tax net operating income	$-222,000	6,866
Securities gains (losses)	$0	2,284
Applicable income taxes	$-57,000	7,354
Income before extraordinary items	$-165,000	6,878
Extraordinary gains, net	$0	16
Net income	$-165,000	6,879
Minority interest net income	$0	91
Net income of bank and minority interests.	$-165,000	6,878
Net charge-offs	$2,454,000	563
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$-165,000	6,837
2009-12-31 (YTD Data)		Rank
Total interest income	$22,308,000	1,535
Total interest expense	$8,322,000	1,440
Net interest income	$13,986,000	1,600
Provision for loan and lease losses	$5,750,000	1,285
Total noninterest income	$838,000	3,679
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$508,000	2,850
Trading account gains and fees	$0	211
Additional Noninterest Income	$330,000	3,848
Total noninterest expense	$8,406,000	2,353
Salaries and employee benefits	$5,236,000	1,888
Premises and equipment expense	$692,000	3,490
Additional noninterest expense	$2,478,000	2,760
Pre-tax net operating income	$668,000	3,620
Securities gains (losses)	$-35,000	7,124
Applicable income taxes	$-14,000	6,268
Income before extraordinary items	$647,000	3,489
Extraordinary gains, net	$0	34
Net income	$647,000	3,488
Minority interest net income	$0	115
Net income of bank and minority interests.	$647,000	3,488
Net charge-offs	$3,481,000	1,464
Cash dividends	$150,000	3,873
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$682,000	3,342
2009-09-30 (YTD Data)		Rank
Total interest income	$16,641,000	1,570
Total interest expense	$6,523,000	1,448
Net interest income	$10,118,000	1,665
Provision for loan and lease losses	$4,150,000	1,196
Total noninterest income	$644,000	3,707
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$396,000	2,788
Trading account gains and fees	$0	212
Additional Noninterest Income	$248,000	3,923
Total noninterest expense	$6,185,000	2,392
Salaries and employee benefits	$3,843,000	1,936
Premises and equipment expense	$522,000	3,515
Additional noninterest expense	$1,820,000	2,785
Pre-tax net operating income	$427,000	4,104
Securities gains (losses)	$0	3,497
Applicable income taxes	$111,000	2,798
Income before extraordinary items	$316,000	4,372
Extraordinary gains, net	$0	27
Net income	$316,000	4,368
Minority interest net income	$0	118
Net income of bank and minority interests.	$316,000	4,371
Net charge-offs	$2,730,000	1,244
Cash dividends	$150,000	3,309
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$316,000	4,304
2009-06-30 (YTD Data)		Rank
Total interest income	$11,038,000	1,606
Total interest expense	$4,548,000	1,467
Net interest income	$6,490,000	1,721
Provision for loan and lease losses	$1,850,000	1,466
Total noninterest income	$452,000	3,615
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$276,000	2,669
Trading account gains and fees	$0	193
Additional Noninterest Income	$176,000	3,856
Total noninterest expense	$4,144,000	2,414
Salaries and employee benefits	$2,569,000	1,965
Premises and equipment expense	$358,000	3,472
Additional noninterest expense	$1,217,000	2,785
Pre-tax net operating income	$948,000	2,209
Securities gains (losses)	$0	3,136
Applicable income taxes	$299,000	1,532
Income before extraordinary items	$649,000	2,631
Extraordinary gains, net	$0	21
Net income	$649,000	2,628
Minority interest net income	$0	112
Net income of bank and minority interests.	$649,000	2,630
Net charge-offs	$1,374,000	1,402
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$649,000	2,548
2009-03-31 (YTD Data)		Rank
Total interest income	$5,473,000	1,642
Total interest expense	$2,395,000	1,443
Net interest income	$3,078,000	1,806
Provision for loan and lease losses	$600,000	1,587
Total noninterest income	$222,000	3,613
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$124,000	2,823
Trading account gains and fees	$0	171
Additional Noninterest Income	$98,000	3,686
Total noninterest expense	$2,040,000	2,383
Salaries and employee benefits	$1,297,000	1,982
Premises and equipment expense	$191,000	3,355
Additional noninterest expense	$552,000	2,764
Pre-tax net operating income	$660,000	1,895
Securities gains (losses)	$0	2,434
Applicable income taxes	$242,000	1,251
Income before extraordinary items	$418,000	2,468
Extraordinary gains, net	$0	15
Net income	$418,000	2,468
Minority interest net income	$0	102
Net income of bank and minority interests.	$418,000	2,470
Net charge-offs	$940,000	989
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$418,000	2,325
2008-12-31 (YTD Data)		Rank
Total interest income	$24,643,000	1,575
Total interest expense	$11,923,000	1,367
Net interest income	$12,720,000	1,750
Provision for loan and lease losses	$2,880,000	1,434
Total noninterest income	$802,000	3,872
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$512,000	2,957
Trading account gains and fees	$0	154
Additional Noninterest Income	$290,000	4,164
Total noninterest expense	$8,092,000	2,355
Salaries and employee benefits	$5,094,000	1,978
Premises and equipment expense	$807,000	3,158
Additional noninterest expense	$2,191,000	2,631
Pre-tax net operating income	$2,550,000	2,053
Securities gains (losses)	$16,000	2,295
Applicable income taxes	$907,000	1,283
Income before extraordinary items	$1,659,000	2,343
Extraordinary gains, net	$0	39
Net income	$1,659,000	2,343
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,713,000	1,430
Cash dividends	$364,000	3,820
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,648,600	2,489
2008-09-30 (YTD Data)		Rank
Total interest income	$18,982,000	1,573
Total interest expense	$9,091,000	1,400
Net interest income	$9,891,000	1,699
Provision for loan and lease losses	$1,385,000	1,512
Total noninterest income	$629,000	3,864
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$374,000	3,051
Trading account gains and fees	$0	148
Additional Noninterest Income	$255,000	3,982
Total noninterest expense	$6,117,000	2,329
Salaries and employee benefits	$3,841,000	1,999
Premises and equipment expense	$598,000	3,205
Additional noninterest expense	$1,678,000	2,517
Pre-tax net operating income	$3,018,000	1,614
Securities gains (losses)	$16,000	2,140
Applicable income taxes	$1,086,000	1,086
Income before extraordinary items	$1,948,000	1,821
Extraordinary gains, net	$0	31
Net income	$1,948,000	1,821
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$775,000	1,525
Cash dividends	$364,000	3,156
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,937,760	1,924
2008-06-30 (YTD Data)		Rank
Total interest income	$12,856,000	1,574
Total interest expense	$6,132,000	1,437
Net interest income	$6,724,000	1,672
Provision for loan and lease losses	$715,000	1,507
Total noninterest income	$378,000	4,119
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$235,000	3,147
Trading account gains and fees	$0	149
Additional Noninterest Income	$143,000	4,391
Total noninterest expense	$4,206,000	2,263
Salaries and employee benefits	$2,652,000	1,964
Premises and equipment expense	$407,000	3,166
Additional noninterest expense	$1,147,000	2,438
Pre-tax net operating income	$2,181,000	1,560
Securities gains (losses)	$0	3,233
Applicable income taxes	$780,000	1,136
Income before extraordinary items	$1,401,000	1,912
Extraordinary gains, net	$0	21
Net income	$1,401,000	1,914
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$412,000	1,485
Cash dividends	$336,000	2,805
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,401,000	1,881
2008-03-31 (YTD Data)		Rank
Total interest income	$6,587,000	1,578
Total interest expense	$3,218,000	1,459
Net interest income	$3,369,000	1,650
Provision for loan and lease losses	$255,000	1,560
Total noninterest income	$186,000	4,146
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$110,000	3,261
Trading account gains and fees	$0	158
Additional Noninterest Income	$76,000	4,301
Total noninterest expense	$2,212,000	2,167
Salaries and employee benefits	$1,356,000	1,937
Premises and equipment expense	$210,000	3,095
Additional noninterest expense	$646,000	2,162
Pre-tax net operating income	$1,088,000	1,654
Securities gains (losses)	$0	2,688
Applicable income taxes	$387,000	1,222
Income before extraordinary items	$701,000	2,029
Extraordinary gains, net	$0	15
Net income	$701,000	2,032
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$127,000	1,601
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$701,000	1,969
2007-12-31 (YTD Data)		Rank
Total interest income	$26,844,000	1,605
Total interest expense	$13,321,000	1,505
Net interest income	$13,523,000	1,672
Provision for loan and lease losses	$1,045,000	1,376
Total noninterest income	$644,000	4,489
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$419,000	3,440
Trading account gains and fees	$0	178
Additional Noninterest Income	$225,000	4,824
Total noninterest expense	$8,078,000	2,270
Salaries and employee benefits	$4,956,000	2,033
Premises and equipment expense	$827,000	2,994
Additional noninterest expense	$2,295,000	2,356
Pre-tax net operating income	$5,044,000	1,626
Securities gains (losses)	$0	2,146
Applicable income taxes	$1,818,000	1,216
Income before extraordinary items	$3,226,000	1,921
Extraordinary gains, net	$0	39
Net income	$3,226,000	1,920
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$525,000	1,636
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$3,226,000	1,908
2007-09-30 (YTD Data)		Rank
Total interest income	$19,745,000	1,638
Total interest expense	$9,875,000	1,523
Net interest income	$9,870,000	1,723
Provision for loan and lease losses	$680,000	1,237
Total noninterest income	$485,000	4,480
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$318,000	3,421
Trading account gains and fees	$0	184
Additional Noninterest Income	$167,000	4,863
Total noninterest expense	$5,970,000	2,272
Salaries and employee benefits	$3,592,000	2,107
Premises and equipment expense	$604,000	3,054
Additional noninterest expense	$1,774,000	2,235
Pre-tax net operating income	$3,705,000	1,780
Securities gains (losses)	$0	1,655
Applicable income taxes	$1,335,000	1,334
Income before extraordinary items	$2,370,000	2,085
Extraordinary gains, net	$0	33
Net income	$2,370,000	2,083
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$146,000	2,343
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$2,370,000	2,062
2007-06-30 (YTD Data)		Rank
Total interest income	$12,970,000	1,676
Total interest expense	$6,366,000	1,585
Net interest income	$6,604,000	1,738
Provision for loan and lease losses	$425,000	1,179
Total noninterest income	$333,000	4,440
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$204,000	3,476
Trading account gains and fees	$0	168
Additional Noninterest Income	$129,000	4,601
Total noninterest expense	$4,066,000	2,242
Salaries and employee benefits	$2,526,000	2,018
Premises and equipment expense	$430,000	2,921
Additional noninterest expense	$1,110,000	2,388
Pre-tax net operating income	$2,446,000	1,844
Securities gains (losses)	$0	1,444
Applicable income taxes	$882,000	1,397
Income before extraordinary items	$1,564,000	2,144
Extraordinary gains, net	$0	29
Net income	$1,564,000	2,143
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$159,000	1,555
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,564,000	2,126
2007-03-31 (YTD Data)		Rank
Total interest income	$6,343,000	1,707
Total interest expense	$3,063,000	1,632
Net interest income	$3,280,000	1,754
Provision for loan and lease losses	$255,000	940
Total noninterest income	$154,000	4,584
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$94,000	3,579
Trading account gains and fees	$0	195
Additional Noninterest Income	$60,000	4,749
Total noninterest expense	$1,932,000	2,362
Salaries and employee benefits	$1,217,000	2,111
Premises and equipment expense	$203,000	3,072
Additional noninterest expense	$512,000	2,568
Pre-tax net operating income	$1,247,000	1,806
Securities gains (losses)	$0	1,187
Applicable income taxes	$448,000	1,395
Income before extraordinary items	$799,000	2,067
Extraordinary gains, net	$0	22
Net income	$799,000	2,067
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	2,284
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$799,000	2,057
2006-12-31 (YTD Data)		Rank
Total interest income	$23,611,000	1,710
Total interest expense	$10,346,000	1,627
Net interest income	$13,265,000	1,735
Provision for loan and lease losses	$1,110,000	953
Total noninterest income	$747,000	4,220
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$388,000	3,595
Trading account gains and fees	$0	130
Additional Noninterest Income	$359,000	3,945
Total noninterest expense	$7,322,000	2,418
Salaries and employee benefits	$4,628,000	2,108
Premises and equipment expense	$796,000	3,023
Additional noninterest expense	$1,898,000	2,693
Pre-tax net operating income	$5,580,000	1,723
Securities gains (losses)	$0	1,687
Applicable income taxes	$1,949,000	1,363
Income before extraordinary items	$3,631,000	1,943
Extraordinary gains, net	$0	51
Net income	$3,631,000	1,944
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,737,000	441
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$3,631,000	1,933
2006-09-30 (YTD Data)		Rank
Total interest income	$17,100,000	1,758
Total interest expense	$7,374,000	1,664
Net interest income	$9,726,000	1,798
Provision for loan and lease losses	$555,000	1,285
Total noninterest income	$588,000	4,109
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$290,000	3,635
Trading account gains and fees	$0	126
Additional Noninterest Income	$298,000	3,741
Total noninterest expense	$5,483,000	2,416
Salaries and employee benefits	$3,527,000	2,076
Premises and equipment expense	$512,000	3,407
Additional noninterest expense	$1,444,000	2,647
Pre-tax net operating income	$4,276,000	1,743
Securities gains (losses)	$0	1,388
Applicable income taxes	$1,413,000	1,455
Income before extraordinary items	$2,863,000	1,906
Extraordinary gains, net	$0	45
Net income	$2,863,000	1,907
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,213,000	400
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$2,863,000	1,894
2006-06-30 (YTD Data)		Rank
Total interest income	$10,852,000	1,819
Total interest expense	$4,513,000	1,717
Net interest income	$6,339,000	1,831
Provision for loan and lease losses	$305,000	1,445
Total noninterest income	$298,000	4,768
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$182,000	3,753
Trading account gains and fees	$0	126
Additional Noninterest Income	$116,000	4,813
Total noninterest expense	$3,516,000	2,513
Salaries and employee benefits	$2,246,000	2,183
Premises and equipment expense	$333,000	3,467
Additional noninterest expense	$937,000	2,720
Pre-tax net operating income	$2,816,000	1,753
Securities gains (losses)	$0	1,185
Applicable income taxes	$917,000	1,498
Income before extraordinary items	$1,899,000	1,921
Extraordinary gains, net	$0	39
Net income	$1,899,000	1,923
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$929,000	362
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,899,000	1,902
2006-03-31 (YTD Data)		Rank
Total interest income	$5,162,000	1,861
Total interest expense	$1,974,000	1,844
Net interest income	$3,188,000	1,812
Provision for loan and lease losses	$220,000	1,071
Total noninterest income	$135,000	4,924
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$82,000	3,884
Trading account gains and fees	$0	115
Additional Noninterest Income	$53,000	5,003
Total noninterest expense	$1,671,000	2,629
Salaries and employee benefits	$1,050,000	2,347
Premises and equipment expense	$159,000	3,609
Additional noninterest expense	$462,000	2,743
Pre-tax net operating income	$1,432,000	1,688
Securities gains (losses)	$0	955
Applicable income taxes	$461,000	1,486
Income before extraordinary items	$971,000	1,848
Extraordinary gains, net	$0	21
Net income	$971,000	1,847
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	2,300
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$971,000	1,829
2005-12-31 (YTD Data)		Rank
Total interest income	$16,066,000	2,073
Total interest expense	$6,179,000	1,839
Net interest income	$9,887,000	2,239
Provision for loan and lease losses	$1,125,000	941
Total noninterest income	$562,000	4,959
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$311,000	4,095
Trading account gains and fees	$0	138
Additional Noninterest Income	$251,000	4,717
Total noninterest expense	$5,481,000	2,987
Salaries and employee benefits	$3,095,000	2,897
Premises and equipment expense	$578,000	3,764
Additional noninterest expense	$1,808,000	2,743
Pre-tax net operating income	$3,843,000	2,285
Securities gains (losses)	$18,000	1,287
Applicable income taxes	$1,284,000	1,908
Income before extraordinary items	$2,577,000	2,541
Extraordinary gains, net	$0	46
Net income	$2,577,000	2,541
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$368,000	1,500
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$2,564,940	2,522
2005-09-30 (YTD Data)		Rank
Total interest income	$11,249,000	2,160
Total interest expense	$4,301,000	1,852
Net interest income	$6,948,000	2,358
Provision for loan and lease losses	$800,000	940
Total noninterest income	$403,000	5,098
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$232,000	4,118
Trading account gains and fees	$0	126
Additional Noninterest Income	$171,000	4,942
Total noninterest expense	$3,657,000	3,277
Salaries and employee benefits	$2,159,000	3,050
Premises and equipment expense	$429,000	3,776
Additional noninterest expense	$1,069,000	3,331
Pre-tax net operating income	$2,894,000	2,307
Securities gains (losses)	$18,000	1,269
Applicable income taxes	$1,078,000	1,779
Income before extraordinary items	$1,834,000	2,656
Extraordinary gains, net	$0	35
Net income	$1,834,000	2,657
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$412,000	985
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,822,480	2,629
2005-06-30 (YTD Data)		Rank
Total interest income	$6,882,000	2,299
Total interest expense	$2,586,000	1,931
Net interest income	$4,296,000	2,491
Provision for loan and lease losses	$500,000	966
Total noninterest income	$269,000	5,044
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$150,000	4,151
Trading account gains and fees	$0	116
Additional Noninterest Income	$119,000	4,831
Total noninterest expense	$2,238,000	3,498
Salaries and employee benefits	$1,305,000	3,318
Premises and equipment expense	$277,000	3,851
Additional noninterest expense	$656,000	3,530
Pre-tax net operating income	$1,827,000	2,345
Securities gains (losses)	$18,000	1,140
Applicable income taxes	$684,000	1,815
Income before extraordinary items	$1,161,000	2,724
Extraordinary gains, net	$0	30
Net income	$1,161,000	2,724
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$340,000	809
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,149,480	2,712
2005-03-31 (YTD Data)		Rank
Total interest income	$3,135,000	2,463
Total interest expense	$1,190,000	1,978
Net interest income	$1,945,000	2,718
Provision for loan and lease losses	$225,000	1,003
Total noninterest income	$120,000	5,254
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$69,000	4,296
Trading account gains and fees	$0	115
Additional Noninterest Income	$51,000	5,145
Total noninterest expense	$996,000	3,854
Salaries and employee benefits	$596,000	3,588
Premises and equipment expense	$135,000	3,965
Additional noninterest expense	$265,000	4,174
Pre-tax net operating income	$844,000	2,466
Securities gains (losses)	$18,000	832
Applicable income taxes	$319,000	1,892
Income before extraordinary items	$543,000	2,845
Extraordinary gains, net	$0	24
Net income	$543,000	2,846
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$139,000	894
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$531,480	2,856
2004-12-31 (YTD Data)		Rank
Total interest income	$10,509,000	2,692
Total interest expense	$3,675,000	2,201
Net interest income	$6,834,000	2,954
Provision for loan and lease losses	$1,000,000	1,033
Total noninterest income	$401,000	5,789
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$289,000	4,400
Trading account gains and fees	$0	138
Additional Noninterest Income	$112,000	6,221
Total noninterest expense	$3,946,000	3,790
Salaries and employee benefits	$2,200,000	3,695
Premises and equipment expense	$618,000	3,452
Additional noninterest expense	$1,128,000	3,941
Pre-tax net operating income	$2,289,000	3,209
Securities gains (losses)	$0	3,819
Applicable income taxes	$844,000	2,439
Income before extraordinary items	$1,445,000	3,725
Extraordinary gains, net	$0	34
Net income	$1,445,000	3,726
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,052,000	743
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$2,000,000	339
Net operating income	$1,445,000	3,667
2004-09-30 (YTD Data)		Rank
Total interest income	$7,483,000	2,798
Total interest expense	$2,599,000	2,267
Net interest income	$4,884,000	3,065
Provision for loan and lease losses	$800,000	954
Total noninterest income	$290,000	5,897
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$220,000	4,403
Trading account gains and fees	$0	134
Additional Noninterest Income	$70,000	6,544
Total noninterest expense	$2,926,000	3,787
Salaries and employee benefits	$1,622,000	3,730
Premises and equipment expense	$452,000	3,532
Additional noninterest expense	$852,000	3,890
Pre-tax net operating income	$1,448,000	3,656
Securities gains (losses)	$0	3,710
Applicable income taxes	$533,000	2,793
Income before extraordinary items	$915,000	4,227
Extraordinary gains, net	$0	26
Net income	$915,000	4,228
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$824,000	654
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$2,000,000	251
Net operating income	$915,000	4,155
2004-06-30 (YTD Data)		Rank
Total interest income	$4,792,000	2,903
Total interest expense	$1,659,000	2,339
Net interest income	$3,133,000	3,161
Provision for loan and lease losses	$575,000	880
Total noninterest income	$180,000	6,064
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$137,000	4,559
Trading account gains and fees	$0	130
Additional Noninterest Income	$43,000	6,699
Total noninterest expense	$1,915,000	3,870
Salaries and employee benefits	$1,054,000	3,823
Premises and equipment expense	$284,000	3,710
Additional noninterest expense	$577,000	3,860
Pre-tax net operating income	$823,000	4,034
Securities gains (losses)	$0	3,413
Applicable income taxes	$301,000	3,080
Income before extraordinary items	$522,000	4,627
Extraordinary gains, net	$0	21
Net income	$522,000	4,628
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$601,000	611
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$2,000,000	168
Net operating income	$522,000	4,537
2004-03-31 (YTD Data)		Rank
Total interest income	$2,300,000	3,014
Total interest expense	$797,000	2,460
Net interest income	$1,503,000	3,251
Provision for loan and lease losses	$350,000	704
Total noninterest income	$84,000	6,172
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$65,000	4,595
Trading account gains and fees	$0	121
Additional Noninterest Income	$19,000	6,892
Total noninterest expense	$929,000	3,993
Salaries and employee benefits	$518,000	3,895
Premises and equipment expense	$135,000	3,876
Additional noninterest expense	$276,000	4,011
Pre-tax net operating income	$308,000	4,750
Securities gains (losses)	$0	2,934
Applicable income taxes	$112,000	3,591
Income before extraordinary items	$196,000	5,395
Extraordinary gains, net	$0	16
Net income	$196,000	5,394
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$172,000	907
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$2,000,000	87
Net operating income	$196,000	5,264
2003-12-31 (YTD Data)		Rank
Total interest income	$8,603,000	3,226
Total interest expense	$3,175,000	2,720
Net interest income	$5,428,000	3,471
Provision for loan and lease losses	$1,339,000	895
Total noninterest income	$421,000	5,864
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$304,000	4,262
Trading account gains and fees	$0	160
Additional Noninterest Income	$117,000	6,265
Total noninterest expense	$3,457,000	4,160
Salaries and employee benefits	$1,937,000	4,037
Premises and equipment expense	$517,000	3,967
Additional noninterest expense	$1,003,000	4,269
Pre-tax net operating income	$1,053,000	5,036
Securities gains (losses)	$90,000	1,978
Applicable income taxes	$423,000	3,668
Income before extraordinary items	$720,000	5,506
Extraordinary gains, net	$0	54
Net income	$720,000	5,507
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$389,000	1,905
Cash dividends	$35,000	6,035
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$662,400	5,566
2003-09-30 (YTD Data)		Rank
Total interest income	$6,413,000	3,283
Total interest expense	$2,397,000	2,795
Net interest income	$4,016,000	3,518
Provision for loan and lease losses	$589,000	1,438
Total noninterest income	$332,000	5,804
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$236,000	4,208
Trading account gains and fees	$0	153
Additional Noninterest Income	$96,000	6,163
Total noninterest expense	$2,505,000	4,262
Salaries and employee benefits	$1,437,000	4,062
Premises and equipment expense	$394,000	3,903
Additional noninterest expense	$674,000	4,591
Pre-tax net operating income	$1,254,000	3,956
Securities gains (losses)	$0	4,204
Applicable income taxes	$464,000	3,159
Income before extraordinary items	$790,000	4,630
Extraordinary gains, net	$0	40
Net income	$790,000	4,630
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$210,000	2,146
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$790,000	4,458
2003-06-30 (YTD Data)		Rank
Total interest income	$4,288,000	3,303
Total interest expense	$1,650,000	2,793
Net interest income	$2,638,000	3,553
Provision for loan and lease losses	$439,000	1,298
Total noninterest income	$242,000	5,559
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$162,000	4,116
Trading account gains and fees	$0	150
Additional Noninterest Income	$80,000	5,712
Total noninterest expense	$1,642,000	4,310
Salaries and employee benefits	$920,000	4,182
Premises and equipment expense	$263,000	3,880
Additional noninterest expense	$459,000	4,524
Pre-tax net operating income	$799,000	4,060
Securities gains (losses)	$0	3,782
Applicable income taxes	$297,000	3,259
Income before extraordinary items	$502,000	4,796
Extraordinary gains, net	$0	30
Net income	$502,000	4,795
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$156,000	1,926
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$502,000	4,586
2003-03-31 (YTD Data)		Rank
Total interest income	$2,143,000	3,333
Total interest expense	$853,000	2,764
Net interest income	$1,290,000	3,603
Provision for loan and lease losses	$239,000	1,174
Total noninterest income	$122,000	5,426
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$80,000	4,080
Trading account gains and fees	$0	134
Additional Noninterest Income	$42,000	5,598
Total noninterest expense	$802,000	4,362
Salaries and employee benefits	$456,000	4,203
Premises and equipment expense	$128,000	3,967
Additional noninterest expense	$218,000	4,659
Pre-tax net operating income	$371,000	4,228
Securities gains (losses)	$0	2,891
Applicable income taxes	$137,000	3,381
Income before extraordinary items	$234,000	4,896
Extraordinary gains, net	$0	21
Net income	$234,000	4,896
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$105,000	1,468
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$234,000	4,694
2002-12-31 (YTD Data)		Rank
Total interest income	$8,297,000	3,546
Total interest expense	$3,463,000	3,139
Net interest income	$4,834,000	3,763
Provision for loan and lease losses	$805,000	1,618
Total noninterest income	$443,000	5,524
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$293,000	4,281
Trading account gains and fees	$0	153
Additional Noninterest Income	$150,000	5,605
Total noninterest expense	$3,284,000	4,160
Salaries and employee benefits	$1,790,000	4,109
Premises and equipment expense	$437,000	4,353
Additional noninterest expense	$1,057,000	3,993
Pre-tax net operating income	$1,188,000	4,743
Securities gains (losses)	$0	4,537
Applicable income taxes	$506,000	3,420
Income before extraordinary items	$682,000	5,624
Extraordinary gains, net	$0	70
Net income	$682,000	5,623
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$586,000	1,463
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$1,000,000	372
Net operating income	$682,000	5,485
2001-12-31 (YTD Data)		Rank
Total interest income	$8,404,000	3,855
Total interest expense	$4,621,000	3,375
Net interest income	$3,783,000	4,312
Provision for loan and lease losses	$723,000	1,624
Total noninterest income	$278,000	6,596
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$210,000	5,048
Trading account gains and fees	$0	177
Additional Noninterest Income	$68,000	7,169
Total noninterest expense	$2,948,000	4,392
Salaries and employee benefits	$1,690,000	4,121
Premises and equipment expense	$300,000	5,518
Additional noninterest expense	$958,000	4,209
Pre-tax net operating income	$390,000	7,029
Securities gains (losses)	$0	4,612
Applicable income taxes	$-58,000	9,179
Income before extraordinary items	$448,000	6,316
Extraordinary gains, net	$0	105
Net income	$448,000	6,318
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$505,000	1,555
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$2,000,000	304
Net operating income	$448,000	6,200
2000-12-31 (YTD Data)		Rank
Total interest income	$7,683,000	4,260
Total interest expense	$4,304,000	3,754
Net interest income	$3,379,000	4,733
Provision for loan and lease losses	$865,000	1,198
Total noninterest income	$115,000	8,380
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$90,000	6,762
Trading account gains and fees	NA	NA
Additional Noninterest Income	$25,000	8,756
Total noninterest expense	$2,155,000	5,411
Salaries and employee benefits	$1,219,000	5,155
Premises and equipment expense	$211,000	6,596
Additional noninterest expense	$725,000	5,056
Pre-tax net operating income	$474,000	7,124
Securities gains (losses)	$0	1,956
Applicable income taxes	$125,000	6,224
Income before extraordinary items	$349,000	7,159
Extraordinary gains, net	$0	38
Net income	$349,000	7,157
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,080,000	706
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$349,000	7,155
1999-12-31 (YTD Data)		Rank
Total interest income	$5,459,000	5,261
Total interest expense	$2,945,000	4,672
Net interest income	$2,514,000	5,782
Provision for loan and lease losses	$740,000	1,259
Total noninterest income	$199,000	7,509
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$72,000	7,297
Trading account gains and fees	NA	NA
Additional Noninterest Income	$127,000	6,013
Total noninterest expense	$1,841,000	5,996
Salaries and employee benefits	$1,058,000	5,668
Premises and equipment expense	$217,000	6,545
Additional noninterest expense	$566,000	6,046
Pre-tax net operating income	$132,000	8,905
Securities gains (losses)	$0	3,155
Applicable income taxes	$0	8,765
Income before extraordinary items	$132,000	8,770
Extraordinary gains, net	$0	35
Net income	$132,000	8,767
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,897
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$132,000	8,729
1998-12-31 (YTD Data)		Rank
Total interest income	$515,000	10,213
Total interest expense	$192,000	10,194
Net interest income	$323,000	10,174
Provision for loan and lease losses	$433,000	1,937
Total noninterest income	$9,000	10,303
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$0	9,085
Trading account gains and fees	NA	NA
Additional Noninterest Income	$9,000	10,010
Total noninterest expense	$616,000	9,376
Salaries and employee benefits	$301,000	9,619
Premises and equipment expense	$304,000	5,343
Additional noninterest expense	$11,000	10,452
Pre-tax net operating income	$-717,000	10,269
Securities gains (losses)	$0	4,449
Applicable income taxes	$0	9,340
Income before extraordinary items	$-717,000	10,307
Extraordinary gains, net	$0	32
Net income	$-717,000	10,300
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,132
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$8,504,000	123
Net operating income	$-717,000	10,283

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.