Home > GrandSouth Bank > Net charge- offs to loans
GrandSouth Bank, Net charge- offs to loans
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1157% | 653 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0375% | 4,331 |
| Percentage Net Loans Charged-off:Construction & development | -0.0157% | 4,388 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0136% | 4,206 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1207% | 4,558 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1394% | 4,576 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5858% | 327 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2228% | 1,628 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2228% | 1,550 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0883% | 690 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0342% | 4,311 |
| Percentage Net Loans Charged-off:Construction & development | -0.0215% | 4,460 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0183% | 4,297 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0908% | 4,519 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1047% | 4,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4603% | 304 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2000% | 1,562 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2000% | 1,485 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0106% | 1,589 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0518% | 4,350 |
| Percentage Net Loans Charged-off:Construction & development | -0.0326% | 4,120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0279% | 4,282 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1369% | 4,481 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1580% | 4,501 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1907% | 422 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2990% | 1,206 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2990% | 1,134 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0355% | 944 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0424% | 4,374 |
| Percentage Net Loans Charged-off:Construction & development | -0.0657% | 4,234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0553% | 4,480 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0052% | 3,687 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0060% | 3,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2771% | 276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0131% | 2,075 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0059% | 1,151 |
| Percentage Net Loans Charged-off:Construction & development | -0.0160% | 4,054 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0143% | 598 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0021% | 964 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0025% | 918 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0367% | 1,224 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0070% | 2,523 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0070% | 2,425 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0167% | 3,893 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0090% | 966 |
| Percentage Net Loans Charged-off:Construction & development | -0.0217% | 4,145 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0192% | 503 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0077% | 745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0089% | 702 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0970% | 4,208 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,293 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,198 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0453% | 4,329 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 3,482 |
| Percentage Net Loans Charged-off:Construction & development | -0.0329% | 4,224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0149% | 598 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0172% | 554 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1808% | 4,458 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,890 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0656% | 4,494 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0085% | 638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0390% | 333 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0448% | 302 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2931% | 4,618 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0975% | 1,494 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 3,741 |
| Percentage Net Loans Charged-off:Construction & development | -0.0013% | 4,041 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0048% | 3,884 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0056% | 3,956 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3767% | 808 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0105% | 2,958 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0105% | 2,858 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1409% | 1,033 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 3,671 |
| Percentage Net Loans Charged-off:Construction & development | -0.0018% | 4,092 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0033% | 3,821 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0038% | 3,875 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5378% | 574 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0138% | 2,771 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0138% | 2,671 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1696% | 876 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 3,621 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0033% | 3,848 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0039% | 3,914 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6390% | 488 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0203% | 2,581 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0203% | 2,476 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2163% | 649 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 3,621 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0033% | 3,900 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0039% | 3,958 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7696% | 377 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2692% | 1,689 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2692% | 1,583 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2379% | 862 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0036% | 2,084 |
| Percentage Net Loans Charged-off:Construction & development | -0.0275% | 4,355 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0172% | 929 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0115% | 4,258 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0131% | 3,496 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0112% | 4,274 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8559% | 587 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0835% | 2,981 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0835% | 2,861 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2429% | 732 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0128% | 1,508 |
| Percentage Net Loans Charged-off:Construction & development | -0.0023% | 4,222 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0236% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 3,971 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0182% | 3,559 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8458% | 489 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1101% | 2,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1101% | 2,553 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2509% | 668 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 3,848 |
| Percentage Net Loans Charged-off:Construction & development | -0.0036% | 4,301 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0055% | 4,105 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0142% | 3,555 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0042% | 4,070 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8947% | 444 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1586% | 2,248 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1586% | 2,131 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2527% | 575 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 3,904 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0073% | 4,263 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0290% | 3,698 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0042% | 4,173 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9287% | 343 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0624% | 2,261 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0624% | 2,153 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1414% | 1,342 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2008% | 5,236 |
| Percentage Net Loans Charged-off:Construction & development | -0.5164% | 4,863 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0446% | 4,889 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3589% | 5,250 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0209% | 3,638 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4128% | 5,255 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0259% | 484 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0453% | 3,209 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0453% | 3,113 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0828% | 1,694 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2766% | 5,326 |
| Percentage Net Loans Charged-off:Construction & development | -0.7050% | 4,932 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0615% | 5,016 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4838% | 5,329 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0182% | 3,651 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5614% | 5,334 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9915% | 432 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0596% | 2,917 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0596% | 2,805 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0217% | 4,600 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3920% | 5,403 |
| Percentage Net Loans Charged-off:Construction & development | -1.0566% | 4,999 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1581% | 5,246 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4987% | 5,381 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0275% | 3,736 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5786% | 5,392 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8761% | 423 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0323% | 2,786 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0323% | 2,675 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2698% | 578 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0782% | 5,214 |
| Percentage Net Loans Charged-off:Construction & development | -0.4541% | 4,975 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0163% | 4,642 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0281% | 3,817 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0142% | 4,639 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2463% | 272 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7978% | 253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0927% | 1,040 |
| Percentage Net Loans Charged-off:Construction & development | 0.8839% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1399% | 5,375 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0259% | 3,872 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1590% | 5,388 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6433% | 241 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,627 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,501 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9996% | 173 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1833% | 498 |
| Percentage Net Loans Charged-off:Construction & development | 1.2625% | 80 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0035% | 4,452 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0244% | 3,864 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1057% | 160 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0058% | 4,778 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0058% | 4,715 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1472% | 171 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1107% | 707 |
| Percentage Net Loans Charged-off:Construction & development | 0.8024% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0054% | 4,494 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0374% | 3,920 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6674% | 130 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0362% | 2,969 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0362% | 2,833 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6427% | 95 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2240% | 339 |
| Percentage Net Loans Charged-off:Construction & development | 1.5848% | 42 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0056% | 4,542 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0381% | 4,009 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.0198% | 86 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6414% | 348 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3609% | 348 |
| Percentage Net Loans Charged-off:Construction & development | -0.0073% | 4,510 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0653% | 980 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2837% | 71 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0340% | 4,046 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5134% | 59 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4876% | 439 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0027% | 3,701 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0027% | 3,578 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6588% | 302 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3917% | 264 |
| Percentage Net Loans Charged-off:Construction & development | -0.0096% | 4,586 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5673% | 48 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0316% | 4,050 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8423% | 43 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5128% | 351 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,388 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,251 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6034% | 347 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1732% | 710 |
| Percentage Net Loans Charged-off:Construction & development | -0.0138% | 4,705 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7043% | 170 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0508% | 4,142 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8266% | 151 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8330% | 277 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,935 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6910% | 312 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0212% | 5,099 |
| Percentage Net Loans Charged-off:Construction & development | -0.0882% | 5,095 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0144% | 5,033 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0587% | 4,183 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0082% | 4,926 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6267% | 167 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4753% | 571 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1583% | 1,146 |
| Percentage Net Loans Charged-off:Construction & development | -0.1882% | 5,173 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1704% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9590% | 63 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2500% | 879 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2783% | 791 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4700% | 428 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0071% | 3,715 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0071% | 3,576 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4152% | 615 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2508% | 674 |
| Percentage Net Loans Charged-off:Construction & development | -0.0632% | 5,030 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2586% | 572 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6349% | 55 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3407% | 581 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3773% | 517 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0348% | 476 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,397 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,255 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3541% | 742 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1371% | 1,149 |
| Percentage Net Loans Charged-off:Construction & development | -0.0403% | 5,008 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0418% | 966 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4609% | 447 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5081% | 399 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1000% | 416 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0045% | 4,943 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0045% | 4,873 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2924% | 815 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0289% | 5,465 |
| Percentage Net Loans Charged-off:Construction & development | -0.0814% | 5,231 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0195% | 5,601 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0154% | 5,344 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0169% | 5,400 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3146% | 292 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0089% | 4,978 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0089% | 4,919 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3233% | 1,367 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3729% | 828 |
| Percentage Net Loans Charged-off:Construction & development | 0.4895% | 602 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2587% | 1,050 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5716% | 566 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7767% | 276 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5487% | 586 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3932% | 1,372 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0452% | 3,704 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0452% | 3,582 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4240% | 939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5123% | 566 |
| Percentage Net Loans Charged-off:Construction & development | 0.8273% | 407 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3028% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7919% | 365 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0109% | 217 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7665% | 383 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4456% | 1,107 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0613% | 3,351 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0613% | 3,208 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6144% | 650 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5430% | 566 |
| Percentage Net Loans Charged-off:Construction & development | 0.6983% | 432 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3999% | 671 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7996% | 399 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8994% | 351 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3758% | 505 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0557% | 3,099 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0557% | 2,954 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4448% | 813 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3669% | 766 |
| Percentage Net Loans Charged-off:Construction & development | 1.1603% | 270 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2680% | 577 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0318% | 466 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1076% | 2,467 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1076% | 2,334 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5404% | 303 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6036% | 920 |
| Percentage Net Loans Charged-off:Construction & development | 1.0860% | 798 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2908% | 1,462 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9990% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8878% | 565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0060% | 487 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.8314% | 160 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3630% | 2,498 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3630% | 2,352 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7140% | 249 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4047% | 1,320 |
| Percentage Net Loans Charged-off:Construction & development | 0.2697% | 1,126 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3956% | 1,097 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2600% | 212 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4307% | 1,239 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4893% | 1,049 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.7355% | 111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0155% | 3,818 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0155% | 3,674 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6912% | 290 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4261% | 1,258 |
| Percentage Net Loans Charged-off:Construction & development | 0.4084% | 926 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3904% | 1,009 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5830% | 950 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6630% | 815 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.4349% | 128 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0123% | 3,432 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0123% | 3,295 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3514% | 1,595 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,055 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8425% | 454 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7858% | 457 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6456% | 1,595 |
| Percentage Net Loans Charged-off:Construction & development | 1.1121% | 1,438 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1661% | 2,425 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5116% | 1,748 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5809% | 1,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.2649% | 145 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0851% | 4,044 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0851% | 3,869 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0651% | 339 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5710% | 1,685 |
| Percentage Net Loans Charged-off:Construction & development | 1.4440% | 1,188 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2201% | 1,998 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6756% | 1,319 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7665% | 1,140 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.0463% | 115 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1267% | 3,553 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1267% | 3,375 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5645% | 615 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5712% | 1,696 |
| Percentage Net Loans Charged-off:Construction & development | 1.5882% | 1,070 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0146% | 2,401 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0079% | 889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1446% | 765 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.2687% | 248 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1088% | 3,370 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1088% | 3,184 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5317% | 1,761 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0038% | 6,259 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0157% | 6,507 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0178% | 6,519 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9359% | 494 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0597% | 5,733 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0597% | 5,648 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5252% | 1,051 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1885% | 1,350 |
| Percentage Net Loans Charged-off:Construction & development | 4.5904% | 1,058 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0044% | 6,778 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8423% | 1,462 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7236% | 1,037 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8576% | 1,415 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1512% | 770 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2218% | 3,887 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2167% | 3,642 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8883% | 1,796 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8957% | 1,628 |
| Percentage Net Loans Charged-off:Construction & development | 2.9670% | 1,281 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0059% | 6,796 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0361% | 1,148 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1680% | 996 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9811% | 1,789 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0841% | 4,238 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0804% | 4,042 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7601% | 1,980 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7352% | 1,788 |
| Percentage Net Loans Charged-off:Construction & development | 3.3471% | 1,066 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0089% | 6,830 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,039 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9206% | 1,664 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,113 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,954 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2172% | 3,215 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2791% | 2,458 |
| Percentage Net Loans Charged-off:Construction & development | 1.2905% | 1,140 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0179% | 6,925 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0217% | 6,931 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0244% | 6,937 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0218% | 5,869 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,362 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,214 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4725% | 761 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6028% | 641 |
| Percentage Net Loans Charged-off:Construction & development | 5.1885% | 1,205 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0845% | 1,204 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.2858% | 302 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 3.6810% | 272 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8739% | 1,725 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7491% | 735 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4894% | 683 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7760% | 536 |
| Percentage Net Loans Charged-off:Construction & development | 4.9884% | 1,124 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4113% | 844 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.4899% | 266 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 3.9112% | 239 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3489% | 1,886 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3068% | 3,780 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4222% | 720 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7743% | 530 |
| Percentage Net Loans Charged-off:Construction & development | 5.5608% | 919 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9332% | 1,050 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.7606% | 233 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 4.2150% | 220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8911% | 2,121 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4973% | 2,933 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2459% | 456 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.5809% | 366 |
| Percentage Net Loans Charged-off:Construction & development | 6.8672% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2590% | 1,359 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.7425% | 110 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 7.5444% | 98 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8275% | 1,137 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2743% | 3,140 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1415% | 2,142 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9917% | 1,929 |
| Percentage Net Loans Charged-off:Construction & development | 1.0532% | 2,543 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5647% | 1,665 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7785% | 748 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9707% | 668 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8837% | 1,966 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2207% | 1,189 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1937% | 1,700 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9898% | 1,582 |
| Percentage Net Loans Charged-off:Construction & development | 0.8098% | 2,269 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6410% | 1,154 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8978% | 574 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1010% | 510 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1931% | 1,431 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8681% | 822 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9014% | 1,897 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6150% | 1,894 |
| Percentage Net Loans Charged-off:Construction & development | 0.5539% | 2,078 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9211% | 710 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2332% | 2,342 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2582% | 2,114 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2538% | 1,205 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7707% | 560 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2396% | 1,129 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7947% | 1,209 |
| Percentage Net Loans Charged-off:Construction & development | 0.8268% | 1,313 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1031% | 427 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3151% | 1,569 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3489% | 1,389 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1433% | 695 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.1615% | 219 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6054% | 2,022 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1628% | 3,116 |
| Percentage Net Loans Charged-off:Construction & development | 0.0062% | 2,831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3057% | 1,178 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1707% | 2,344 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8092% | 272 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8986% | 712 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9132% | 2,465 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3713% | 2,180 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1139% | 2,803 |
| Percentage Net Loans Charged-off:Construction & development | 0.0081% | 2,213 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2948% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0127% | 7,807 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1352% | 6,024 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5916% | 932 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1852% | 1,581 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3017% | 2,132 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1114% | 2,267 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3076% | 596 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0198% | 7,879 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2039% | 6,034 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0920% | 984 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6239% | 1,007 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1912% | 2,214 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1225% | 1,571 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3307% | 369 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2135% | 1,603 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9444% | 467 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2106% | 2,533 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3860% | 741 |
| Percentage Net Loans Charged-off:Construction & development | 0.1155% | 1,162 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9107% | 273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0023% | 7,688 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0206% | 5,995 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3511% | 2,251 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3183% | 3,930 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0792% | 3,540 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1007% | 1,488 |
| Percentage Net Loans Charged-off:Construction & development | 0.1572% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1084% | 684 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0031% | 7,614 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0275% | 5,993 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0315% | 7,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1724% | 4,253 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1319% | 2,348 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1144% | 1,109 |
| Percentage Net Loans Charged-off:Construction & development | 0.2446% | 381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0611% | 626 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0047% | 7,649 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0419% | 5,994 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1884% | 1,863 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3935% | 2,786 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0459% | 3,039 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0478% | 1,231 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1222% | 313 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0106% | 1,818 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2684% | 2,841 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8080% | 394 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7826% | 141 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8078% | 86 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1197% | 905 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6020% | 8,289 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7628% | 343 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8895% | 81 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0128% | 57 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4321% | 1,402 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4724% | 8,193 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8969% | 287 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8953% | 94 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9699% | 62 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1671% | 673 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8880% | 8,351 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0416% | 3,020 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0363% | 8,196 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0772% | 8,268 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6445% | 753 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.2676% | 8,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1972% | 2,338 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1904% | 719 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3721% | 394 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0445% | 2,098 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0504% | 1,922 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2657% | 2,540 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0171% | 7,741 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2999% | 1,347 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3298% | 353 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6502% | 220 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0600% | 1,612 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0678% | 1,474 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2470% | 2,160 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0222% | 7,515 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3758% | 1,010 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4020% | 289 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7991% | 173 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0899% | 1,170 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1014% | 1,057 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3184% | 1,713 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1632% | 4,377 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3129% | 1,109 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3949% | 281 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8615% | 121 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2550% | 3,358 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6426% | 803 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3703% | 472 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7314% | 329 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0034% | 7,937 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0349% | 6,012 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5586% | 929 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4633% | 1,257 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6844% | 660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3298% | 468 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6343% | 285 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0047% | 7,946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0052% | 7,955 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9583% | 648 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4170% | 1,199 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7637% | 580 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3553% | 431 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6635% | 248 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0243% | 573 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2332% | 629 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4489% | 1,016 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0865% | 1,082 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1512% | 368 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8541% | 556 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5956% | 2,657 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3017% | 2,461 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2332% | 971 |
| Percentage Net Loans Charged-off:Construction & development | 0.5450% | 303 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0528% | 1,280 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4185% | 545 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8293% | 50 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2927% | 828 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2599% | 3,387 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2595% | 1,756 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2266% | 2,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2131% | 872 |
| Percentage Net Loans Charged-off:Construction & development | 0.7361% | 218 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2863% | 701 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3109% | 672 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1271% | 3,421 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8694% | 2,521 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2630% | 2,272 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2957% | 606 |
| Percentage Net Loans Charged-off:Construction & development | 1.1370% | 144 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2472% | 734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2690% | 695 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0868% | 3,146 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8990% | 2,300 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3706% | 1,475 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4985% | 312 |
| Percentage Net Loans Charged-off:Construction & development | 1.4600% | 91 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5889% | 301 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6498% | 276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1569% | 1,989 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6589% | 2,719 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5807% | 1,425 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9599% | 190 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8425% | 163 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3013% | 720 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3087% | 42 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1359% | 1,360 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0643% | 4,467 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4974% | 4,331 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1728% | 354 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6270% | 1,278 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5609% | 326 |
| Percentage Net Loans Charged-off:Construction & development | 0.0973% | 585 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4490% | 469 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9084% | 176 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9507% | 171 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5410% | 2,583 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4246% | 1,390 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6170% | 270 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,897 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,132 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |