Home > Grandpoint Bank > Net charge- offs to loans

Grandpoint Bank, Net charge- offs to loans

2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0230%2,407
Percentage Net Loans Charged-off: Total real estate loans-0.0122%4,416
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate0.0040%652
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential-0.1955%5,276
Percentage Net Loans Charged-off: Home equity loans-0.1582%3,952
All other 1-4 family - Percent of loans charged-off, net-0.1975%5,285
Percentage Net Loans Charged-off: Commercial and industrial0.1957%960
Percentage Net Loans Charged-off: Loans to individuals0.7341%980
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7341%879
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0387%1,753
Percentage Net Loans Charged-off: Total real estate loans-0.0196%4,717
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate0.0054%433
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential-0.2942%5,390
Percentage Net Loans Charged-off: Home equity loans-0.1016%3,962
All other 1-4 family - Percent of loans charged-off, net-0.3044%5,391
Percentage Net Loans Charged-off: Commercial and industrial0.4637%477
Percentage Net Loans Charged-off: Loans to individuals0.4654%1,382
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4654%1,271
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0015%4,515
Percentage Net Loans Charged-off: Total real estate loans-0.0222%4,873
Percentage Net Loans Charged-off:Construction & development-0.0607%4,705
Percentage Net Loans Charged-off: Commercial real estate-0.0272%5,001
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential-0.0503%5,132
Percentage Net Loans Charged-off: Home equity loans-0.0998%4,042
All other 1-4 family - Percent of loans charged-off, net-0.0471%5,130
Percentage Net Loans Charged-off: Commercial and industrial0.2153%1,470
Percentage Net Loans Charged-off: Loans to individuals-0.1348%5,149
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1348%5,092
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0146%3,229
Percentage Net Loans Charged-off: Total real estate loans-0.0150%4,687
Percentage Net Loans Charged-off:Construction & development-0.0094%4,501
Percentage Net Loans Charged-off: Commercial real estate-0.0265%5,029
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.0188%4,854
Percentage Net Loans Charged-off: Home equity loans-0.0832%4,050
All other 1-4 family - Percent of loans charged-off, net-0.0145%4,796
Percentage Net Loans Charged-off: Commercial and industrial0.3384%969
Percentage Net Loans Charged-off: Loans to individuals-0.3263%5,347
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.3263%5,295
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0286%2,642
Percentage Net Loans Charged-off: Total real estate loans-0.0236%4,916
Percentage Net Loans Charged-off:Construction & development-0.0067%4,532
Percentage Net Loans Charged-off: Commercial real estate-0.0457%5,237
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential-0.0179%4,813
Percentage Net Loans Charged-off: Home equity loans-0.0870%4,057
All other 1-4 family - Percent of loans charged-off, net-0.0131%4,768
Percentage Net Loans Charged-off: Commercial and industrial0.5649%628
Percentage Net Loans Charged-off: Loans to individuals-0.0891%4,961
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0891%4,897
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0116%4,489
Percentage Net Loans Charged-off: Total real estate loans0.0007%1,528
Percentage Net Loans Charged-off:Construction & development-0.0066%4,657
Percentage Net Loans Charged-off: Commercial real estate0.0067%512
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential-0.0184%4,870
Percentage Net Loans Charged-off: Home equity loans-0.0777%4,105
All other 1-4 family - Percent of loans charged-off, net-0.0138%4,821
Percentage Net Loans Charged-off: Commercial and industrial-0.1339%4,996
Percentage Net Loans Charged-off: Loans to individuals-0.1025%4,935
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1025%4,885
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0068%4,862
Percentage Net Loans Charged-off: Total real estate loans0.0050%2,804
Percentage Net Loans Charged-off:Construction & development0.0315%493
Percentage Net Loans Charged-off: Commercial real estate0.0043%1,426
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.0040%2,677
Percentage Net Loans Charged-off: Home equity loans-0.0120%3,948
All other 1-4 family - Percent of loans charged-off, net0.0051%2,543
Percentage Net Loans Charged-off: Commercial and industrial-0.1053%5,039
Percentage Net Loans Charged-off: Loans to individuals-0.0937%5,275
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0937%5,220
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,609
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0152%4,915
Percentage Net Loans Charged-off: Total real estate loans0.0112%2,331
Percentage Net Loans Charged-off:Construction & development0.0469%373
Percentage Net Loans Charged-off: Commercial real estate0.0178%1,025
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential-0.0057%4,796
Percentage Net Loans Charged-off: Home equity loans-0.0079%3,927
All other 1-4 family - Percent of loans charged-off, net-0.0055%4,818
Percentage Net Loans Charged-off: Commercial and industrial-0.2321%5,299
Percentage Net Loans Charged-off: Loans to individuals-0.1225%5,271
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1225%5,210
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0104%3,347
Percentage Net Loans Charged-off: Total real estate loans0.0177%1,987
Percentage Net Loans Charged-off:Construction & development0.0801%289
Percentage Net Loans Charged-off: Commercial real estate0.0271%799
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential-0.0076%4,847
Percentage Net Loans Charged-off: Home equity loans-0.0123%3,985
All other 1-4 family - Percent of loans charged-off, net-0.0073%4,876
Percentage Net Loans Charged-off: Commercial and industrial-0.0398%4,629
Percentage Net Loans Charged-off: Loans to individuals-0.1748%5,338
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1748%5,274
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0472%5,294
Percentage Net Loans Charged-off: Total real estate loans-0.0024%4,381
Percentage Net Loans Charged-off:Construction & development-0.0179%4,843
Percentage Net Loans Charged-off: Commercial real estate-0.0008%4,924
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential-0.0060%4,799
Percentage Net Loans Charged-off: Home equity loans-0.0251%4,078
All other 1-4 family - Percent of loans charged-off, net-0.0048%4,829
Percentage Net Loans Charged-off: Commercial and industrial-0.4148%5,580
Percentage Net Loans Charged-off: Loans to individuals0.2166%1,951
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2166%1,807
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0243%3,766
Percentage Net Loans Charged-off: Total real estate loans0.0176%2,867
Percentage Net Loans Charged-off:Construction & development-0.1440%5,103
Percentage Net Loans Charged-off: Commercial real estate0.0493%1,260
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.0075%2,963
Percentage Net Loans Charged-off: Home equity loans0.2013%508
All other 1-4 family - Percent of loans charged-off, net-0.0102%5,260
Percentage Net Loans Charged-off: Commercial and industrial0.0815%2,006
Percentage Net Loans Charged-off: Loans to individuals-0.0189%5,135
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0189%5,059
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,449
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0135%5,076
Percentage Net Loans Charged-off: Total real estate loans-0.0024%4,723
Percentage Net Loans Charged-off:Construction & development-0.1902%5,239
Percentage Net Loans Charged-off: Commercial real estate0.0154%1,276
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.0057%2,710
Percentage Net Loans Charged-off: Home equity loans0.0000%830
All other 1-4 family - Percent of loans charged-off, net0.0062%2,592
Percentage Net Loans Charged-off: Commercial and industrial-0.0944%5,083
Percentage Net Loans Charged-off: Loans to individuals-0.1098%5,404
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1098%5,347
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0363%5,406
Percentage Net Loans Charged-off: Total real estate loans-0.0147%5,158
Percentage Net Loans Charged-off:Construction & development-0.2754%5,371
Percentage Net Loans Charged-off: Commercial real estate-0.0004%5,100
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.0127%2,365
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net0.0140%2,213
Percentage Net Loans Charged-off: Commercial and industrial-0.1947%5,435
Percentage Net Loans Charged-off: Loans to individuals-0.0888%5,245
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0888%5,186
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0404%5,411
Percentage Net Loans Charged-off: Total real estate loans-0.0274%5,438
Percentage Net Loans Charged-off:Construction & development-0.3781%5,501
Percentage Net Loans Charged-off: Commercial real estate-0.0004%5,231
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential-0.0169%5,371
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net-0.0187%5,439
Percentage Net Loans Charged-off: Commercial and industrial-0.0944%5,166
Percentage Net Loans Charged-off: Loans to individuals-0.8881%6,044
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.8881%6,000
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1050%3,005
Percentage Net Loans Charged-off: Total real estate loans0.0953%2,420
Percentage Net Loans Charged-off:Construction & development0.1360%880
Percentage Net Loans Charged-off: Commercial real estate0.1584%1,325
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential-0.0088%5,673
Percentage Net Loans Charged-off: Home equity loans-0.0203%4,420
All other 1-4 family - Percent of loans charged-off, net-0.0074%5,640
Percentage Net Loans Charged-off: Commercial and industrial0.1387%2,034
Percentage Net Loans Charged-off: Loans to individuals0.7425%1,293
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7425%1,187
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0983%2,818
Percentage Net Loans Charged-off: Total real estate loans0.0723%2,425
Percentage Net Loans Charged-off:Construction & development0.1951%717
Percentage Net Loans Charged-off: Commercial real estate0.1072%1,295
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential-0.0010%5,482
Percentage Net Loans Charged-off: Home equity loans-0.0222%4,446
All other 1-4 family - Percent of loans charged-off, net0.0017%3,093
Percentage Net Loans Charged-off: Commercial and industrial0.2085%1,547
Percentage Net Loans Charged-off: Loans to individuals1.0036%862
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0036%786
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1444%2,226
Percentage Net Loans Charged-off: Total real estate loans0.1296%1,804
Percentage Net Loans Charged-off:Construction & development0.4621%509
Percentage Net Loans Charged-off: Commercial real estate0.1739%977
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.0143%2,769
Percentage Net Loans Charged-off: Home equity loans-0.0200%4,459
All other 1-4 family - Percent of loans charged-off, net0.0186%2,584
Percentage Net Loans Charged-off: Commercial and industrial0.1580%1,480
Percentage Net Loans Charged-off: Loans to individuals1.5451%535
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.5451%486
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2089%1,496
Percentage Net Loans Charged-off: Total real estate loans0.2035%1,173
Percentage Net Loans Charged-off:Construction & development-0.0450%5,366
Percentage Net Loans Charged-off: Commercial real estate0.3507%517
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential-0.0157%5,717
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net-0.0178%5,750
Percentage Net Loans Charged-off: Commercial and industrial0.2094%907
Percentage Net Loans Charged-off: Loans to individuals0.7283%1,153
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7283%1,045
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0364%4,719
Percentage Net Loans Charged-off: Total real estate loans0.0333%3,957
Percentage Net Loans Charged-off:Construction & development0.5354%1,060
Percentage Net Loans Charged-off: Commercial real estate0.0349%2,430
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential-0.1153%6,455
Percentage Net Loans Charged-off: Home equity loans-0.0226%4,679
All other 1-4 family - Percent of loans charged-off, net-0.1301%6,456
Percentage Net Loans Charged-off: Commercial and industrial0.0540%2,781
Percentage Net Loans Charged-off: Loans to individuals-0.0302%5,690
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0302%5,612
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%77
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0048%5,778
Percentage Net Loans Charged-off: Total real estate loans-0.0272%6,177
Percentage Net Loans Charged-off:Construction & development-0.0181%5,397
Percentage Net Loans Charged-off: Commercial real estate-0.0063%5,931
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential-0.1545%6,543
Percentage Net Loans Charged-off: Home equity loans-0.0181%4,678
All other 1-4 family - Percent of loans charged-off, net-0.1773%6,548
Percentage Net Loans Charged-off: Commercial and industrial0.1043%2,242
Percentage Net Loans Charged-off: Loans to individuals-0.0731%5,753
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0731%5,693
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0823%6,445
Percentage Net Loans Charged-off: Total real estate loans-0.0324%6,232
Percentage Net Loans Charged-off:Construction & development-0.0299%5,509
Percentage Net Loans Charged-off: Commercial real estate-0.0148%6,132
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential-0.1437%6,552
Percentage Net Loans Charged-off: Home equity loans-0.0338%4,708
All other 1-4 family - Percent of loans charged-off, net-0.1573%6,548
Percentage Net Loans Charged-off: Commercial and industrial-0.3399%6,133
Percentage Net Loans Charged-off: Loans to individuals-0.4371%6,329
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.4371%6,267
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%58
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0410%6,041
Percentage Net Loans Charged-off: Total real estate loans-0.0021%5,588
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,435
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential-0.0131%6,009
Percentage Net Loans Charged-off: Home equity loans-0.0469%4,766
All other 1-4 family - Percent of loans charged-off, net-0.0096%5,976
Percentage Net Loans Charged-off: Commercial and industrial-0.2689%6,076
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,801
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,652
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0236%5,571
Percentage Net Loans Charged-off: Total real estate loans0.0269%4,802
Percentage Net Loans Charged-off:Construction & development0.0000%2,360
Percentage Net Loans Charged-off: Commercial real estate0.0158%3,122
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.1029%3,631
Percentage Net Loans Charged-off: Home equity loans0.6566%894
All other 1-4 family - Percent of loans charged-off, net0.0186%4,195
Percentage Net Loans Charged-off: Commercial and industrial-0.0009%5,436
Percentage Net Loans Charged-off: Loans to individuals0.2871%3,059
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2871%2,892
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0269%5,289
Percentage Net Loans Charged-off: Total real estate loans0.0276%4,555
Percentage Net Loans Charged-off:Construction & development0.0000%2,174
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,867
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.1731%2,940
Percentage Net Loans Charged-off: Home equity loans0.8559%685
All other 1-4 family - Percent of loans charged-off, net0.0612%3,519
Percentage Net Loans Charged-off: Commercial and industrial0.0123%3,225
Percentage Net Loans Charged-off: Loans to individuals0.3842%2,479
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3842%2,318
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0266%5,008
Percentage Net Loans Charged-off: Total real estate loans0.0283%4,227
Percentage Net Loans Charged-off:Construction & development0.0000%1,922
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,477
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.1750%2,730
Percentage Net Loans Charged-off: Home equity loans1.3043%471
All other 1-4 family - Percent of loans charged-off, net-0.0150%6,511
Percentage Net Loans Charged-off: Commercial and industrial0.0296%2,738
Percentage Net Loans Charged-off: Loans to individuals-0.3859%6,594
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.3859%6,529
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0130%4,517
Percentage Net Loans Charged-off: Total real estate loans-0.0017%6,211
Percentage Net Loans Charged-off:Construction & development0.0000%1,402
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,722
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential-0.0102%6,435
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net-0.0118%6,453
Percentage Net Loans Charged-off: Commercial and industrial0.0998%1,774
Percentage Net Loans Charged-off: Loans to individuals-0.7436%6,772
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.7436%6,718
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2897%3,962
Percentage Net Loans Charged-off: Total real estate loans0.1335%4,361
Percentage Net Loans Charged-off:Construction & development3.8313%1,204
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,614
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,892
Percentage Net Loans Charged-off: Home equity loans0.0000%1,926
All other 1-4 family - Percent of loans charged-off, net0.0000%4,716
Percentage Net Loans Charged-off: Commercial and industrial0.8280%2,197
Percentage Net Loans Charged-off: Loans to individuals1.3536%1,251
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.2917%1,118
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2667%3,773
Percentage Net Loans Charged-off: Total real estate loans0.1202%4,118
Percentage Net Loans Charged-off:Construction & development2.7922%1,314
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,145
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,497
Percentage Net Loans Charged-off: Home equity loans0.0000%1,690
All other 1-4 family - Percent of loans charged-off, net0.0000%4,317
Percentage Net Loans Charged-off: Commercial and industrial0.7906%2,011
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,575
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%4,414
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4121%2,904
Percentage Net Loans Charged-off: Total real estate loans0.1489%3,629
Percentage Net Loans Charged-off:Construction & development4.3336%913
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,658
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,039
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net0.0000%3,832
Percentage Net Loans Charged-off: Commercial and industrial1.2894%1,380
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,113
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,954
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3349%2,718
Percentage Net Loans Charged-off: Total real estate loans0.3076%2,383
Percentage Net Loans Charged-off:Construction & development7.9803%428
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,892
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,128
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net0.0000%2,913
Percentage Net Loans Charged-off: Commercial and industrial0.4242%1,720
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,362
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,214
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%6,850
Percentage Net Loans Charged-off: Total real estate loans0.0000%5,866
Percentage Net Loans Charged-off:Construction & development0.0000%3,381
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,630
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.0000%5,031
Percentage Net Loans Charged-off: Home equity loans0.0000%1,940
All other 1-4 family - Percent of loans charged-off, net0.0000%4,844
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,726
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,354
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%6,671
Percentage Net Loans Charged-off: Total real estate loans0.0000%5,558
Percentage Net Loans Charged-off:Construction & development0.0000%3,073
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,182
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,641
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%4,440
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,319
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,046
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%6,371
Percentage Net Loans Charged-off: Total real estate loans0.0000%5,075
Percentage Net Loans Charged-off:Construction & development0.0000%2,687
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,645
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,093
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%3,888
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,819
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,626
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans5.3214%220
Percentage Net Loans Charged-off: Total real estate loans11.7257%33
Percentage Net Loans Charged-off:Construction & development443.2247%4
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,124
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%2,950
Percentage Net Loans Charged-off: Commercial and industrial-62.0476%7,602
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,892
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7886%1,399
Percentage Net Loans Charged-off: Total real estate loans0.0000%5,924
Percentage Net Loans Charged-off:Construction & development0.0000%3,485
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,404
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,946
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%4,738
Percentage Net Loans Charged-off: Commercial and industrial7.6905%394
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,954
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.4815%736
Percentage Net Loans Charged-off: Total real estate loans0.0000%5,459
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,820
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,457
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%4,220
Percentage Net Loans Charged-off: Commercial and industrial8.8909%261
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,613
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%6,628
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,882
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,247
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,865
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%3,607
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,950
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%5,728
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,748
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,745
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%2,521
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,811
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%7,039
Percentage Net Loans Charged-off: Total real estate loans0.0000%5,348
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,362
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,222
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0000%3,963
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,624
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,903
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%6,534
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,589
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,892
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,434
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%5,998
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,788
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,159
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,890
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%5,009
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,687
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,192
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,977
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%6,600
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,242
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,946
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,698
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA