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Grand Savings Bank, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$15,455,000873
Total interest expense$4,399,0001,087
Net interest income$11,056,000801
Provision for loan and lease losses$220,000973
Total noninterest income$1,299,0001,116
Gross Fiduciary activities income$0918
Service charges on deposit accounts$454,000627
Trading account gains and feesNANA
Additional Noninterest Income$845,0001,074
Total noninterest expense$5,734,0001,150
Salaries and employee benefits$3,455,0001,085
Premises and equipment expense$585,0001,114
Additional noninterest expense$845,0001,074
Pre-tax net operating income$6,401,000587
Securities gains (losses)$0665
Applicable income taxes$1,492,000503
Income before extraordinary items$4,909,000627
Extraordinary gains, net$047
Net income$4,909,000638
Minority interest net income$065
Net income of bank and minority interests.$4,909,000627
Net charge-offs$-3,0003,744
Cash dividends$3,900,000346
Sale, conversion, retirement of capital stock, net$0467
Net operating income$4,909,000629
2024-12-31 (YTD Data)Rank
Total interest income$61,661,000869
Total interest expense$20,061,0001,027
Net interest income$41,600,000794
Provision for loan and lease losses$1,704,000670
Total noninterest income$6,232,0001,025
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$1,894,000596
Trading account gains and feesNANA
Additional Noninterest Income$4,338,000962
Total noninterest expense$22,395,0001,138
Salaries and employee benefits$13,092,0001,098
Premises and equipment expense$2,147,0001,155
Additional noninterest expense$4,338,000962
Pre-tax net operating income$23,733,000577
Securities gains (losses)$0940
Applicable income taxes$5,592,000494
Income before extraordinary items$18,141,000626
Extraordinary gains, net$053
Net income$18,141,000632
Minority interest net income$090
Net income of bank and minority interests.$18,141,000626
Net charge-offs$93,0001,779
Cash dividends$6,570,000701
Sale, conversion, retirement of capital stock, net$0564
Net operating income$18,141,000630
2024-09-30 (YTD Data)Rank
Total interest income$45,869,000870
Total interest expense$15,137,0001,025
Net interest income$30,732,000798
Provision for loan and lease losses$1,433,000589
Total noninterest income$4,867,000990
Gross Fiduciary activities income$0972
Service charges on deposit accounts$1,435,000583
Trading account gains and feesNANA
Additional Noninterest Income$3,432,000918
Total noninterest expense$16,654,0001,135
Salaries and employee benefits$9,671,0001,106
Premises and equipment expense$1,610,0001,156
Additional noninterest expense$3,432,000918
Pre-tax net operating income$17,512,000574
Securities gains (losses)$0930
Applicable income taxes$4,169,000502
Income before extraordinary items$13,343,000637
Extraordinary gains, net$051
Net income$13,343,000649
Minority interest net income$082
Net income of bank and minority interests.$13,343,000639
Net charge-offs$80,0001,490
Cash dividends$6,570,000523
Sale, conversion, retirement of capital stock, net$0527
Net operating income$13,343,000634
2024-06-30 (YTD Data)Rank
Total interest income$30,272,000871
Total interest expense$9,974,0001,028
Net interest income$20,298,000805
Provision for loan and lease losses$1,159,000503
Total noninterest income$3,468,000952
Gross Fiduciary activities income$0962
Service charges on deposit accounts$947,000575
Trading account gains and feesNANA
Additional Noninterest Income$2,521,000856
Total noninterest expense$10,956,0001,150
Salaries and employee benefits$6,378,0001,118
Premises and equipment expense$1,061,0001,168
Additional noninterest expense$2,521,000856
Pre-tax net operating income$11,651,000575
Securities gains (losses)$0628
Applicable income taxes$2,762,000498
Income before extraordinary items$8,889,000632
Extraordinary gains, net$052
Net income$8,889,000641
Minority interest net income$084
Net income of bank and minority interests.$8,889,000634
Net charge-offs$71,0001,247
Cash dividends$3,570,000601
Sale, conversion, retirement of capital stock, net$0496
Net operating income$8,889,000627
2024-03-31 (YTD Data)Rank
Total interest income$15,085,000863
Total interest expense$4,991,0001,010
Net interest income$10,094,000812
Provision for loan and lease losses$330,000627
Total noninterest income$1,328,0001,127
Gross Fiduciary activities income$0895
Service charges on deposit accounts$475,000576
Trading account gains and feesNANA
Additional Noninterest Income$853,0001,092
Total noninterest expense$5,954,0001,080
Salaries and employee benefits$3,131,0001,149
Premises and equipment expense$542,0001,155
Additional noninterest expense$853,0001,092
Pre-tax net operating income$5,138,000635
Securities gains (losses)$0689
Applicable income taxes$1,251,000537
Income before extraordinary items$3,887,000699
Extraordinary gains, net$051
Net income$3,887,000707
Minority interest net income$072
Net income of bank and minority interests.$3,887,000699
Net charge-offs$11,0001,501
Cash dividends$3,570,000344
Sale, conversion, retirement of capital stock, net$0434
Net operating income$3,887,000696
2023-12-31 (YTD Data)Rank
Total interest income$52,553,000882
Total interest expense$14,635,000994
Net interest income$37,918,000840
Provision for loan and lease losses$483,0001,309
Total noninterest income$6,037,0001,041
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,013,000554
Trading account gains and feesNANA
Additional Noninterest Income$4,024,0001,022
Total noninterest expense$21,019,0001,169
Salaries and employee benefits$11,944,0001,167
Premises and equipment expense$2,073,0001,179
Additional noninterest expense$4,024,0001,022
Pre-tax net operating income$22,453,000621
Securities gains (losses)$0988
Applicable income taxes$5,422,000507
Income before extraordinary items$17,031,000653
Extraordinary gains, net$054
Net income$17,031,000663
Minority interest net income$088
Net income of bank and minority interests.$17,031,000656
Net charge-offs$73,0001,658
Cash dividends$3,115,0001,153
Sale, conversion, retirement of capital stock, net$0540
Net operating income$17,031,000668
2023-09-30 (YTD Data)Rank
Total interest income$38,016,000895
Total interest expense$10,167,000980
Net interest income$27,849,000861
Provision for loan and lease losses$362,0001,206
Total noninterest income$4,536,0001,059
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,504,000553
Trading account gains and feesNANA
Additional Noninterest Income$3,032,0001,024
Total noninterest expense$15,572,0001,170
Salaries and employee benefits$8,842,0001,181
Premises and equipment expense$1,521,0001,205
Additional noninterest expense$3,032,0001,024
Pre-tax net operating income$16,451,000656
Securities gains (losses)$0849
Applicable income taxes$4,212,000518
Income before extraordinary items$12,239,000702
Extraordinary gains, net$052
Net income$12,239,000705
Minority interest net income$081
Net income of bank and minority interests.$12,239,000702
Net charge-offs$104,0001,161
Cash dividends$3,065,000869
Sale, conversion, retirement of capital stock, net$0507
Net operating income$12,239,000715
2023-06-30 (YTD Data)Rank
Total interest income$23,917,000922
Total interest expense$6,150,000964
Net interest income$17,767,000912
Provision for loan and lease losses$255,0001,164
Total noninterest income$2,866,0001,033
Gross Fiduciary activities income$0931
Service charges on deposit accounts$988,000549
Trading account gains and feesNANA
Additional Noninterest Income$1,878,0001,016
Total noninterest expense$10,205,0001,178
Salaries and employee benefits$5,837,0001,186
Premises and equipment expense$997,0001,214
Additional noninterest expense$1,878,0001,015
Pre-tax net operating income$10,173,000688
Securities gains (losses)$0938
Applicable income taxes$2,597,000547
Income before extraordinary items$7,576,000750
Extraordinary gains, net$051
Net income$7,576,000762
Minority interest net income$081
Net income of bank and minority interests.$7,576,000750
Net charge-offs$79,0001,012
Cash dividends$1,375,0001,156
Sale, conversion, retirement of capital stock, net$0486
Net operating income$7,576,000754
2023-03-31 (YTD Data)Rank
Total interest income$11,142,000970
Total interest expense$2,548,000999
Net interest income$8,594,000942
Provision for loan and lease losses$147,0001,081
Total noninterest income$1,394,0001,058
Gross Fiduciary activities income$0913
Service charges on deposit accounts$491,000562
Trading account gains and feesNANA
Additional Noninterest Income$903,0001,047
Total noninterest expense$5,012,0001,204
Salaries and employee benefits$2,867,0001,222
Premises and equipment expense$519,0001,208
Additional noninterest expense$903,0001,047
Pre-tax net operating income$4,829,000742
Securities gains (losses)$0950
Applicable income taxes$1,238,000587
Income before extraordinary items$3,591,000808
Extraordinary gains, net$04
Net income$3,591,000806
Minority interest net income$048
Net income of bank and minority interests.$3,591,000807
Net charge-offs$-2,0003,519
Cash dividends$1,375,000641
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,591,000821
2022-12-31 (YTD Data)Rank
Total interest income$35,047,0001,004
Total interest expense$3,005,0001,177
Net interest income$32,042,000967
Provision for loan and lease losses$1,940,000529
Total noninterest income$5,996,0001,058
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$2,086,000550
Trading account gains and feesNANA
Additional Noninterest Income$3,910,0001,065
Total noninterest expense$19,849,0001,184
Salaries and employee benefits$11,457,0001,186
Premises and equipment expense$2,032,0001,187
Additional noninterest expense$3,910,0001,065
Pre-tax net operating income$16,249,000885
Securities gains (losses)$0691
Applicable income taxes$4,161,000673
Income before extraordinary items$12,088,000960
Extraordinary gains, net$05
Net income$12,088,000961
Minority interest net income$063
Net income of bank and minority interests.$12,088,000961
Net charge-offs$1,241,000363
Cash dividends$3,104,0001,109
Sale, conversion, retirement of capital stock, net$0568
Net operating income$12,088,000978
2022-09-30 (YTD Data)Rank
Total interest income$24,966,0001,005
Total interest expense$1,539,0001,290
Net interest income$23,427,000974
Provision for loan and lease losses$1,249,000543
Total noninterest income$4,576,0001,070
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,576,000550
Trading account gains and feesNANA
Additional Noninterest Income$3,000,0001,072
Total noninterest expense$14,803,0001,200
Salaries and employee benefits$8,557,0001,186
Premises and equipment expense$1,525,0001,185
Additional noninterest expense$3,000,0001,072
Pre-tax net operating income$11,951,000891
Securities gains (losses)$0740
Applicable income taxes$3,062,000682
Income before extraordinary items$8,889,000978
Extraordinary gains, net$04
Net income$8,889,000977
Minority interest net income$057
Net income of bank and minority interests.$8,889,000978
Net charge-offs$674,000381
Cash dividends$3,104,000825
Sale, conversion, retirement of capital stock, net$0519
Net operating income$8,889,000996
2022-06-30 (YTD Data)Rank
Total interest income$15,888,0001,005
Total interest expense$814,0001,338
Net interest income$15,074,000982
Provision for loan and lease losses$384,000815
Total noninterest income$3,051,0001,059
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,048,000544
Trading account gains and feesNANA
Additional Noninterest Income$2,003,0001,096
Total noninterest expense$9,733,0001,204
Salaries and employee benefits$5,678,0001,186
Premises and equipment expense$1,005,0001,189
Additional noninterest expense$3,050,0001,140
Pre-tax net operating income$8,008,000843
Securities gains (losses)$0687
Applicable income taxes$2,053,000645
Income before extraordinary items$5,955,000912
Extraordinary gains, net$04
Net income$5,955,000912
Minority interest net income$060
Net income of bank and minority interests.$5,955,000912
Net charge-offs$93,000753
Cash dividends$1,529,0001,021
Sale, conversion, retirement of capital stock, net$0494
Net operating income$5,955,000932
2022-03-31 (YTD Data)Rank
Total interest income$7,562,0001,022
Total interest expense$410,0001,292
Net interest income$7,152,0001,001
Provision for loan and lease losses$189,000683
Total noninterest income$1,433,0001,103
Gross Fiduciary activities income$0892
Service charges on deposit accounts$508,000557
Trading account gains and feesNANA
Additional Noninterest Income$925,0001,137
Total noninterest expense$4,809,0001,206
Salaries and employee benefits$2,789,0001,203
Premises and equipment expense$501,0001,218
Additional noninterest expense$1,519,0001,134
Pre-tax net operating income$3,587,000896
Securities gains (losses)$0623
Applicable income taxes$913,000681
Income before extraordinary items$2,674,000966
Extraordinary gains, net$04
Net income$2,674,000965
Minority interest net income$050
Net income of bank and minority interests.$2,674,000966
Net charge-offs$-5,0003,667
Cash dividends$1,529,000549
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,674,000977
2021-12-31 (YTD Data)Rank
Total interest income$30,998,0001,024
Total interest expense$2,558,0001,056
Net interest income$28,440,0001,022
Provision for loan and lease losses$905,000659
Total noninterest income$5,484,0001,234
Gross Fiduciary activities income$0994
Service charges on deposit accounts$2,021,000534
Trading account gains and feesNANA
Additional Noninterest Income$3,463,0001,367
Total noninterest expense$18,311,0001,242
Salaries and employee benefits$10,538,0001,246
Premises and equipment expense$1,909,0001,267
Additional noninterest expense$5,864,0001,155
Pre-tax net operating income$14,708,000947
Securities gains (losses)$89,000915
Applicable income taxes$3,784,000747
Income before extraordinary items$11,013,0001,068
Extraordinary gains, net$010
Net income$11,013,0001,069
Minority interest net income$074
Net income of bank and minority interests.$11,013,0001,069
Net charge-offs$-341,0004,663
Cash dividends$1,202,0002,023
Sale, conversion, retirement of capital stock, net$0582
Net operating income$10,942,6901,058
2021-09-30 (YTD Data)Rank
Total interest income$22,810,0001,064
Total interest expense$2,066,0001,042
Net interest income$20,744,0001,065
Provision for loan and lease losses$768,000571
Total noninterest income$4,040,0001,276
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,498,000538
Trading account gains and feesNANA
Additional Noninterest Income$2,542,0001,435
Total noninterest expense$13,469,0001,263
Salaries and employee benefits$7,828,0001,267
Premises and equipment expense$1,407,0001,295
Additional noninterest expense$4,234,0001,188
Pre-tax net operating income$10,547,0001,031
Securities gains (losses)$89,000855
Applicable income taxes$2,710,000794
Income before extraordinary items$7,926,0001,142
Extraordinary gains, net$08
Net income$7,926,0001,143
Minority interest net income$069
Net income of bank and minority interests.$7,926,0001,143
Net charge-offs$-224,0004,675
Cash dividends$1,173,0001,602
Sale, conversion, retirement of capital stock, net$0543
Net operating income$7,855,6901,136
2021-06-30 (YTD Data)Rank
Total interest income$14,657,0001,090
Total interest expense$1,493,0001,007
Net interest income$13,164,0001,091
Provision for loan and lease losses$673,000457
Total noninterest income$2,582,0001,298
Gross Fiduciary activities income$0951
Service charges on deposit accounts$927,000557
Trading account gains and feesNANA
Additional Noninterest Income$1,655,0001,427
Total noninterest expense$8,793,0001,281
Salaries and employee benefits$5,123,0001,277
Premises and equipment expense$901,0001,330
Additional noninterest expense$2,769,0001,204
Pre-tax net operating income$6,280,0001,111
Securities gains (losses)$1,0001,754
Applicable income taxes$1,573,000870
Income before extraordinary items$4,708,0001,236
Extraordinary gains, net$06
Net income$4,708,0001,237
Minority interest net income$067
Net income of bank and minority interests.$4,708,0001,237
Net charge-offs$-126,0004,647
Cash dividends$521,0001,911
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,707,2101,210
2021-03-31 (YTD Data)Rank
Total interest income$7,268,0001,091
Total interest expense$817,000965
Net interest income$6,451,0001,104
Provision for loan and lease losses$323,000520
Total noninterest income$1,181,0001,379
Gross Fiduciary activities income$0922
Service charges on deposit accounts$427,000584
Trading account gains and feesNANA
Additional Noninterest Income$754,0001,522
Total noninterest expense$4,357,0001,272
Salaries and employee benefits$2,527,0001,275
Premises and equipment expense$458,0001,330
Additional noninterest expense$1,372,0001,192
Pre-tax net operating income$2,952,0001,156
Securities gains (losses)$01,392
Applicable income taxes$723,000893
Income before extraordinary items$2,229,0001,285
Extraordinary gains, net$03
Net income$2,229,0001,285
Minority interest net income$055
Net income of bank and minority interests.$2,229,0001,285
Net charge-offs$-48,0004,608
Cash dividends$521,0001,151
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,229,0001,257
2020-12-31 (YTD Data)Rank
Total interest income$29,438,0001,080
Total interest expense$4,895,000973
Net interest income$24,543,0001,090
Provision for loan and lease losses$1,108,0001,501
Total noninterest income$4,534,0001,340
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,645,000615
Trading account gains and feesNANA
Additional Noninterest Income$2,889,0001,464
Total noninterest expense$16,659,0001,286
Salaries and employee benefits$9,926,0001,264
Premises and equipment expense$1,680,0001,393
Additional noninterest expense$5,053,0001,266
Pre-tax net operating income$11,310,000957
Securities gains (losses)$02,675
Applicable income taxes$3,211,000667
Income before extraordinary items$8,099,0001,136
Extraordinary gains, net$04
Net income$8,099,0001,136
Minority interest net income$072
Net income of bank and minority interests.$8,099,0001,136
Net charge-offs$185,0001,596
Cash dividends$6,553,000615
Sale, conversion, retirement of capital stock, net$0566
Net operating income$8,099,0001,100
2020-09-30 (YTD Data)Rank
Total interest income$21,835,0001,087
Total interest expense$3,892,000983
Net interest income$17,943,0001,098
Provision for loan and lease losses$652,0001,722
Total noninterest income$3,329,0001,330
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,190,000626
Trading account gains and feesNANA
Additional Noninterest Income$2,139,0001,422
Total noninterest expense$12,530,0001,263
Salaries and employee benefits$7,460,0001,252
Premises and equipment expense$1,251,0001,398
Additional noninterest expense$3,819,0001,230
Pre-tax net operating income$8,090,000962
Securities gains (losses)$02,494
Applicable income taxes$2,371,000636
Income before extraordinary items$5,719,0001,142
Extraordinary gains, net$04
Net income$5,719,0001,142
Minority interest net income$065
Net income of bank and minority interests.$5,719,0001,142
Net charge-offs$185,0001,301
Cash dividends$5,443,000541
Sale, conversion, retirement of capital stock, net$0532
Net operating income$5,719,0001,111
2020-06-30 (YTD Data)Rank
Total interest income$14,520,0001,101
Total interest expense$2,774,000989
Net interest income$11,746,0001,111
Provision for loan and lease losses$244,0002,238
Total noninterest income$2,102,0001,315
Gross Fiduciary activities income$0970
Service charges on deposit accounts$770,000651
Trading account gains and feesNANA
Additional Noninterest Income$1,332,0001,412
Total noninterest expense$8,325,0001,259
Salaries and employee benefits$4,957,0001,243
Premises and equipment expense$827,0001,401
Additional noninterest expense$2,541,0001,232
Pre-tax net operating income$5,279,000909
Securities gains (losses)$02,249
Applicable income taxes$1,652,000565
Income before extraordinary items$3,627,0001,117
Extraordinary gains, net$04
Net income$3,627,0001,117
Minority interest net income$065
Net income of bank and minority interests.$3,627,0001,117
Net charge-offs$64,0001,592
Cash dividends$2,443,000695
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,627,0001,089
2020-03-31 (YTD Data)Rank
Total interest income$7,060,0001,127
Total interest expense$1,484,0001,025
Net interest income$5,576,0001,142
Provision for loan and lease losses$132,0001,752
Total noninterest income$1,112,0001,203
Gross Fiduciary activities income$0941
Service charges on deposit accounts$472,000639
Trading account gains and feesNANA
Additional Noninterest Income$640,0001,307
Total noninterest expense$4,140,0001,277
Salaries and employee benefits$2,432,0001,262
Premises and equipment expense$419,0001,390
Additional noninterest expense$1,289,0001,233
Pre-tax net operating income$2,416,000914
Securities gains (losses)$01,705
Applicable income taxes$942,000485
Income before extraordinary items$1,474,0001,204
Extraordinary gains, net$04
Net income$1,474,0001,203
Minority interest net income$056
Net income of bank and minority interests.$1,474,0001,204
Net charge-offs$1,0002,430
Cash dividends$2,443,000472
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,474,0001,187
2019-12-31 (YTD Data)Rank
Total interest income$27,126,0001,181
Total interest expense$5,992,0001,058
Net interest income$21,134,0001,201
Provision for loan and lease losses$244,0002,163
Total noninterest income$4,105,0001,290
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,839,000677
Trading account gains and feesNANA
Additional Noninterest Income$2,266,0001,430
Total noninterest expense$15,865,0001,297
Salaries and employee benefits$8,960,0001,322
Premises and equipment expense$1,710,0001,337
Additional noninterest expense$5,195,0001,194
Pre-tax net operating income$9,130,0001,125
Securities gains (losses)$02,379
Applicable income taxes$239,0002,511
Income before extraordinary items$8,891,0001,027
Extraordinary gains, net$011
Net income$8,891,0001,028
Minority interest net income$076
Net income of bank and minority interests.$8,891,0001,028
Net charge-offs$66,0002,467
Cash dividends$4,560,000859
Sale, conversion, retirement of capital stock, net$0626
Net operating income$8,891,0001,006
2019-09-30 (YTD Data)Rank
Total interest income$20,035,0001,198
Total interest expense$4,387,0001,091
Net interest income$15,648,0001,223
Provision for loan and lease losses$194,0002,013
Total noninterest income$2,987,0001,303
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,335,000700
Trading account gains and feesNANA
Additional Noninterest Income$1,652,0001,447
Total noninterest expense$11,574,0001,325
Salaries and employee benefits$6,573,0001,350
Premises and equipment expense$1,279,0001,350
Additional noninterest expense$3,722,0001,260
Pre-tax net operating income$6,867,0001,149
Securities gains (losses)$02,167
Applicable income taxes$179,0002,566
Income before extraordinary items$6,688,0001,048
Extraordinary gains, net$011
Net income$6,688,0001,049
Minority interest net income$072
Net income of bank and minority interests.$6,688,0001,049
Net charge-offs$-16,0004,551
Cash dividends$4,560,000657
Sale, conversion, retirement of capital stock, net$0590
Net operating income$6,688,0001,025
2019-06-30 (YTD Data)Rank
Total interest income$12,994,0001,217
Total interest expense$2,835,0001,098
Net interest income$10,159,0001,254
Provision for loan and lease losses$149,0001,888
Total noninterest income$1,955,0001,298
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$869,000708
Trading account gains and feesNANA
Additional Noninterest Income$1,086,0001,413
Total noninterest expense$7,598,0001,349
Salaries and employee benefits$4,286,0001,372
Premises and equipment expense$851,0001,348
Additional noninterest expense$2,461,0001,283
Pre-tax net operating income$4,367,0001,160
Securities gains (losses)$01,702
Applicable income taxes$36,0003,237
Income before extraordinary items$4,331,0001,043
Extraordinary gains, net$011
Net income$4,331,0001,043
Minority interest net income$069
Net income of bank and minority interests.$4,331,0001,043
Net charge-offs$-16,0004,614
Cash dividends$2,117,000826
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,331,0001,022
2019-03-31 (YTD Data)Rank
Total interest income$6,272,0001,249
Total interest expense$1,344,0001,127
Net interest income$4,928,0001,289
Provision for loan and lease losses$108,0001,412
Total noninterest income$961,0001,267
Gross Fiduciary activities income$0972
Service charges on deposit accounts$441,000695
Trading account gains and feesNANA
Additional Noninterest Income$520,0001,409
Total noninterest expense$3,762,0001,373
Salaries and employee benefits$2,124,0001,391
Premises and equipment expense$422,0001,388
Additional noninterest expense$1,216,0001,277
Pre-tax net operating income$2,019,0001,202
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$2,019,0001,078
Extraordinary gains, net$05
Net income$2,019,0001,077
Minority interest net income$052
Net income of bank and minority interests.$2,019,0001,077
Net charge-offs$-8,0004,574
Cash dividends$2,117,000481
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,019,0001,060
2018-12-31 (YTD Data)Rank
Total interest income$22,598,0001,297
Total interest expense$3,584,0001,238
Net interest income$19,014,0001,293
Provision for loan and lease losses$579,0001,339
Total noninterest income$3,799,0001,322
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,832,000699
Trading account gains and feesNANA
Additional Noninterest Income$1,967,0001,512
Total noninterest expense$14,393,0001,404
Salaries and employee benefits$8,084,0001,410
Premises and equipment expense$1,857,0001,258
Additional noninterest expense$4,452,0001,373
Pre-tax net operating income$7,841,0001,237
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$7,841,0001,102
Extraordinary gains, net$06
Net income$7,841,0001,101
Minority interest net income$072
Net income of bank and minority interests.$7,841,0001,101
Net charge-offs$7,0003,458
Cash dividends$3,909,000897
Sale, conversion, retirement of capital stock, net$0671
Net operating income$7,841,0001,100
2018-09-30 (YTD Data)Rank
Total interest income$16,438,0001,319
Total interest expense$2,426,0001,280
Net interest income$14,012,0001,309
Provision for loan and lease losses$539,0001,075
Total noninterest income$2,875,0001,316
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,368,000697
Trading account gains and feesNANA
Additional Noninterest Income$1,507,0001,513
Total noninterest expense$10,559,0001,434
Salaries and employee benefits$5,954,0001,428
Premises and equipment expense$1,346,0001,287
Additional noninterest expense$3,259,0001,411
Pre-tax net operating income$5,789,0001,260
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$5,789,0001,128
Extraordinary gains, net$05
Net income$5,789,0001,127
Minority interest net income$066
Net income of bank and minority interests.$5,789,0001,127
Net charge-offs$131,0001,529
Cash dividends$3,909,000655
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,789,0001,118
2018-06-30 (YTD Data)Rank
Total interest income$10,696,0001,335
Total interest expense$1,465,0001,314
Net interest income$9,231,0001,319
Provision for loan and lease losses$357,0001,058
Total noninterest income$1,968,0001,304
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$884,000710
Trading account gains and feesNANA
Additional Noninterest Income$1,084,0001,446
Total noninterest expense$6,854,0001,463
Salaries and employee benefits$3,871,0001,464
Premises and equipment expense$926,0001,260
Additional noninterest expense$2,057,0001,475
Pre-tax net operating income$3,988,0001,221
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$3,988,0001,079
Extraordinary gains, net$06
Net income$3,988,0001,078
Minority interest net income$065
Net income of bank and minority interests.$3,988,0001,078
Net charge-offs$90,0001,383
Cash dividends$2,117,000724
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,988,0001,075
2018-03-31 (YTD Data)Rank
Total interest income$5,074,0001,381
Total interest expense$664,0001,363
Net interest income$4,410,0001,363
Provision for loan and lease losses$150,0001,106
Total noninterest income$890,0001,377
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$423,000736
Trading account gains and feesNANA
Additional Noninterest Income$467,0001,554
Total noninterest expense$3,391,0001,487
Salaries and employee benefits$1,929,0001,481
Premises and equipment expense$472,0001,261
Additional noninterest expense$990,0001,519
Pre-tax net operating income$1,759,0001,321
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,759,0001,158
Extraordinary gains, net$07
Net income$1,759,0001,157
Minority interest net income$052
Net income of bank and minority interests.$1,759,0001,158
Net charge-offs$-23,0005,025
Cash dividends$2,117,000397
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,759,0001,152
2017-12-31 (YTD Data)Rank
Total interest income$18,821,0001,420
Total interest expense$2,104,0001,482
Net interest income$16,717,0001,400
Provision for loan and lease losses$1,102,000830
Total noninterest income$3,540,0001,405
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,647,000759
Trading account gains and feesNANA
Additional Noninterest Income$1,893,0001,587
Total noninterest expense$13,111,0001,516
Salaries and employee benefits$7,295,0001,522
Premises and equipment expense$1,831,0001,272
Additional noninterest expense$3,985,0001,528
Pre-tax net operating income$6,044,0001,455
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$6,044,0001,167
Extraordinary gains, net$09
Net income$6,044,0001,167
Minority interest net income$076
Net income of bank and minority interests.$6,044,0001,167
Net charge-offs$506,0001,084
Cash dividends$3,401,000931
Sale, conversion, retirement of capital stock, net$0711
Net operating income$6,044,0001,143
2017-09-30 (YTD Data)Rank
Total interest income$13,850,0001,449
Total interest expense$1,531,0001,489
Net interest income$12,319,0001,423
Provision for loan and lease losses$545,0001,086
Total noninterest income$2,666,0001,407
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,213,000772
Trading account gains and feesNANA
Additional Noninterest Income$1,453,0001,585
Total noninterest expense$9,611,0001,546
Salaries and employee benefits$5,351,0001,558
Premises and equipment expense$1,356,0001,300
Additional noninterest expense$2,904,0001,554
Pre-tax net operating income$4,829,0001,409
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$4,829,0001,192
Extraordinary gains, net$09
Net income$4,829,0001,192
Minority interest net income$071
Net income of bank and minority interests.$4,829,0001,192
Net charge-offs$101,0001,920
Cash dividends$3,401,000694
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,829,0001,173
2017-06-30 (YTD Data)Rank
Total interest income$8,948,0001,478
Total interest expense$983,0001,504
Net interest income$7,965,0001,454
Provision for loan and lease losses$370,0001,039
Total noninterest income$1,745,0001,444
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$785,000781
Trading account gains and feesNANA
Additional Noninterest Income$960,0001,587
Total noninterest expense$6,249,0001,581
Salaries and employee benefits$3,478,0001,607
Premises and equipment expense$865,0001,346
Additional noninterest expense$1,906,0001,574
Pre-tax net operating income$3,091,0001,436
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$3,091,0001,215
Extraordinary gains, net$011
Net income$3,091,0001,215
Minority interest net income$071
Net income of bank and minority interests.$3,091,0001,215
Net charge-offs$85,0001,639
Cash dividends$1,600,000901
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,091,0001,194
2017-03-31 (YTD Data)Rank
Total interest income$4,336,0001,506
Total interest expense$470,0001,535
Net interest income$3,866,0001,497
Provision for loan and lease losses$175,0001,028
Total noninterest income$838,0001,466
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$383,000797
Trading account gains and feesNANA
Additional Noninterest Income$455,0001,622
Total noninterest expense$3,009,0001,648
Salaries and employee benefits$1,694,0001,661
Premises and equipment expense$428,0001,372
Additional noninterest expense$887,0001,675
Pre-tax net operating income$1,520,0001,425
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$1,520,0001,206
Extraordinary gains, net$08
Net income$1,520,0001,205
Minority interest net income$055
Net income of bank and minority interests.$1,520,0001,206
Net charge-offs$20,0001,889
Cash dividends$1,600,000485
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,520,0001,186
2016-12-31 (YTD Data)Rank
Total interest income$17,120,0001,486
Total interest expense$1,623,0001,692
Net interest income$15,497,0001,454
Provision for loan and lease losses$1,291,000731
Total noninterest income$3,309,0001,538
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,579,000802
Trading account gains and fees$0170
Additional Noninterest Income$1,730,0001,727
Total noninterest expense$11,462,0001,690
Salaries and employee benefits$6,302,0001,708
Premises and equipment expense$1,608,0001,419
Additional noninterest expense$3,552,0001,711
Pre-tax net operating income$6,053,0001,389
Securities gains (losses)$03,212
Applicable income taxes$-876,0005,847
Income before extraordinary items$6,929,0001,065
Extraordinary gains, net$05
Net income$6,929,0001,064
Minority interest net income$082
Net income of bank and minority interests.$6,929,0001,064
Net charge-offs$280,0001,596
Cash dividends$1,800,0001,534
Sale, conversion, retirement of capital stock, net$0759
Net operating income$6,929,0001,045
2016-09-30 (YTD Data)Rank
Total interest income$12,797,0001,489
Total interest expense$1,185,0001,733
Net interest income$11,612,0001,454
Provision for loan and lease losses$1,024,000671
Total noninterest income$2,580,0001,488
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,191,000799
Trading account gains and fees$0169
Additional Noninterest Income$1,389,0001,664
Total noninterest expense$8,367,0001,725
Salaries and employee benefits$4,641,0001,737
Premises and equipment expense$1,116,0001,538
Additional noninterest expense$2,610,0001,725
Pre-tax net operating income$4,801,0001,351
Securities gains (losses)$03,160
Applicable income taxes$-876,0005,939
Income before extraordinary items$5,677,000992
Extraordinary gains, net$05
Net income$5,677,000992
Minority interest net income$071
Net income of bank and minority interests.$5,677,000992
Net charge-offs$242,0001,320
Cash dividends$1,800,0001,127
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,677,000961
2016-06-30 (YTD Data)Rank
Total interest income$8,487,0001,505
Total interest expense$767,0001,773
Net interest income$7,720,0001,467
Provision for loan and lease losses$731,000631
Total noninterest income$1,695,0001,486
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$782,000798
Trading account gains and fees$0157
Additional Noninterest Income$913,0001,658
Total noninterest expense$5,464,0001,758
Salaries and employee benefits$3,001,0001,784
Premises and equipment expense$724,0001,582
Additional noninterest expense$1,739,0001,741
Pre-tax net operating income$3,220,0001,343
Securities gains (losses)$02,835
Applicable income taxes$-876,0006,029
Income before extraordinary items$4,096,000894
Extraordinary gains, net$016
Net income$4,096,000892
Minority interest net income$071
Net income of bank and minority interests.$4,096,000893
Net charge-offs$182,0001,196
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$4,096,000870
2016-03-31 (YTD Data)Rank
Total interest income$4,164,0001,524
Total interest expense$369,0001,840
Net interest income$3,795,0001,483
Provision for loan and lease losses$282,000740
Total noninterest income$858,0001,451
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$378,000819
Trading account gains and fees$0142
Additional Noninterest Income$480,0001,550
Total noninterest expense$2,736,0001,759
Salaries and employee benefits$1,462,0001,834
Premises and equipment expense$377,0001,531
Additional noninterest expense$897,0001,692
Pre-tax net operating income$1,635,0001,308
Securities gains (losses)$02,077
Applicable income taxes$-876,0006,105
Income before extraordinary items$2,511,000731
Extraordinary gains, net$012
Net income$2,511,000730
Minority interest net income$062
Net income of bank and minority interests.$2,511,000730
Net charge-offs$4,0002,652
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,511,000706
2015-12-31 (YTD Data)Rank
Total interest income$14,474,0001,709
Total interest expense$1,420,0001,855
Net interest income$13,054,0001,674
Provision for loan and lease losses$463,0001,441
Total noninterest income$3,230,0001,520
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,523,000848
Trading account gains and fees$0159
Additional Noninterest Income$1,707,0001,709
Total noninterest expense$10,872,0001,749
Salaries and employee benefits$5,926,0001,760
Premises and equipment expense$1,443,0001,585
Additional noninterest expense$3,503,0001,728
Pre-tax net operating income$4,949,0001,581
Securities gains (losses)$03,216
Applicable income taxes$1,841,0001,058
Income before extraordinary items$3,108,0001,995
Extraordinary gains, net$023
Net income$3,108,0001,996
Minority interest net income$081
Net income of bank and minority interests.$3,108,0001,997
Net charge-offs$328,0001,525
Cash dividends$1,075,0002,043
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,108,0001,948
2015-09-30 (YTD Data)Rank
Total interest income$10,577,0001,769
Total interest expense$1,064,0001,871
Net interest income$9,513,0001,739
Provision for loan and lease losses$313,0001,469
Total noninterest income$2,405,0001,548
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,117,000861
Trading account gains and fees$0153
Additional Noninterest Income$1,288,0001,707
Total noninterest expense$8,153,0001,754
Salaries and employee benefits$4,445,0001,771
Premises and equipment expense$1,056,0001,640
Additional noninterest expense$2,652,0001,707
Pre-tax net operating income$3,452,0001,712
Securities gains (losses)$03,031
Applicable income taxes$1,312,0001,144
Income before extraordinary items$2,140,0002,148
Extraordinary gains, net$021
Net income$2,140,0002,149
Minority interest net income$078
Net income of bank and minority interests.$2,140,0002,149
Net charge-offs$-22,0005,369
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,140,0002,104
2015-06-30 (YTD Data)Rank
Total interest income$6,784,0001,839
Total interest expense$717,0001,864
Net interest income$6,067,0001,818
Provision for loan and lease losses$90,0002,323
Total noninterest income$1,536,0001,593
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$711,000889
Trading account gains and fees$0157
Additional Noninterest Income$825,0001,776
Total noninterest expense$5,454,0001,761
Salaries and employee benefits$2,974,0001,777
Premises and equipment expense$673,0001,725
Additional noninterest expense$1,807,0001,680
Pre-tax net operating income$2,059,0001,857
Securities gains (losses)$02,636
Applicable income taxes$779,0001,244
Income before extraordinary items$1,280,0002,316
Extraordinary gains, net$022
Net income$1,280,0002,318
Minority interest net income$075
Net income of bank and minority interests.$1,280,0002,318
Net charge-offs$-25,0005,541
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,280,0002,273
2015-03-31 (YTD Data)Rank
Total interest income$3,269,0001,904
Total interest expense$362,0001,855
Net interest income$2,907,0001,888
Provision for loan and lease losses$45,0002,176
Total noninterest income$714,0001,627
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$339,000912
Trading account gains and fees$0152
Additional Noninterest Income$375,0001,849
Total noninterest expense$2,667,0001,793
Salaries and employee benefits$1,462,0001,806
Premises and equipment expense$339,0001,729
Additional noninterest expense$866,0001,745
Pre-tax net operating income$909,0002,012
Securities gains (losses)$02,027
Applicable income taxes$328,0001,359
Income before extraordinary items$581,0002,447
Extraordinary gains, net$013
Net income$581,0002,450
Minority interest net income$064
Net income of bank and minority interests.$581,0002,449
Net charge-offs$-28,0005,789
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$581,0002,381
2014-12-31 (YTD Data)Rank
Total interest income$10,663,0002,262
Total interest expense$1,356,0002,057
Net interest income$9,307,0002,284
Provision for loan and lease losses$380,0001,733
Total noninterest income$2,538,0001,776
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$955,0001,349
Trading account gains and fees$0180
Additional Noninterest Income$1,583,0001,714
Total noninterest expense$8,190,0002,283
Salaries and employee benefits$4,234,0002,368
Premises and equipment expense$923,0002,394
Additional noninterest expense$3,033,0002,021
Pre-tax net operating income$3,275,0002,130
Securities gains (losses)$03,259
Applicable income taxes$1,179,0001,377
Income before extraordinary items$2,096,0002,619
Extraordinary gains, net$017
Net income$2,096,0002,617
Minority interest net income$084
Net income of bank and minority interests.$2,096,0002,619
Net charge-offs$110,0003,092
Cash dividends$98,0004,053
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,096,0002,577
2014-09-30 (YTD Data)Rank
Total interest income$7,800,0002,336
Total interest expense$1,027,0002,080
Net interest income$6,773,0002,362
Provision for loan and lease losses$175,0002,247
Total noninterest income$1,649,0001,981
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$699,0001,398
Trading account gains and fees$0174
Additional Noninterest Income$950,0002,014
Total noninterest expense$5,846,0002,374
Salaries and employee benefits$3,134,0002,388
Premises and equipment expense$668,0002,486
Additional noninterest expense$2,044,0002,196
Pre-tax net operating income$2,401,0002,205
Securities gains (losses)$02,980
Applicable income taxes$911,0001,392
Income before extraordinary items$1,490,0002,740
Extraordinary gains, net$015
Net income$1,490,0002,740
Minority interest net income$081
Net income of bank and minority interests.$1,490,0002,740
Net charge-offs$21,0003,810
Cash dividends$98,0003,466
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,490,0002,697
2014-06-30 (YTD Data)Rank
Total interest income$5,180,0002,331
Total interest expense$685,0002,091
Net interest income$4,495,0002,350
Provision for loan and lease losses$130,0002,050
Total noninterest income$1,038,0002,040
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$454,0001,404
Trading account gains and fees$0172
Additional Noninterest Income$584,0002,098
Total noninterest expense$3,821,0002,419
Salaries and employee benefits$2,039,0002,459
Premises and equipment expense$414,0002,639
Additional noninterest expense$1,368,0002,183
Pre-tax net operating income$1,582,0002,188
Securities gains (losses)$02,580
Applicable income taxes$606,0001,366
Income before extraordinary items$976,0002,689
Extraordinary gains, net$020
Net income$976,0002,693
Minority interest net income$080
Net income of bank and minority interests.$976,0002,693
Net charge-offs$-25,0005,963
Cash dividends$98,0003,186
Sale, conversion, retirement of capital stock, net$0794
Net operating income$976,0002,650
2014-03-31 (YTD Data)Rank
Total interest income$2,518,0002,393
Total interest expense$343,0002,117
Net interest income$2,175,0002,424
Provision for loan and lease losses$45,0002,313
Total noninterest income$555,0001,897
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$225,0001,395
Trading account gains and fees$0147
Additional Noninterest Income$330,0001,877
Total noninterest expense$1,846,0002,511
Salaries and employee benefits$992,0002,527
Premises and equipment expense$210,0002,671
Additional noninterest expense$644,0002,323
Pre-tax net operating income$839,0002,022
Securities gains (losses)$01,715
Applicable income taxes$325,0001,266
Income before extraordinary items$514,0002,513
Extraordinary gains, net$016
Net income$514,0002,516
Minority interest net income$066
Net income of bank and minority interests.$514,0002,516
Net charge-offs$03,660
Cash dividends$98,0002,282
Sale, conversion, retirement of capital stock, net$0747
Net operating income$514,0002,466
2013-12-31 (YTD Data)Rank
Total interest income$7,762,0003,010
Total interest expense$1,207,0002,549
Net interest income$6,555,0003,045
Provision for loan and lease losses$170,0003,152
Total noninterest income$1,984,0002,188
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$688,0001,856
Trading account gains and fees$0184
Additional Noninterest Income$1,296,0002,029
Total noninterest expense$5,690,0003,096
Salaries and employee benefits$3,006,0003,107
Premises and equipment expense$655,0003,094
Additional noninterest expense$2,029,0002,935
Pre-tax net operating income$2,679,0002,347
Securities gains (losses)$03,182
Applicable income taxes$995,0001,465
Income before extraordinary items$1,684,0002,927
Extraordinary gains, net$029
Net income$1,684,0002,929
Minority interest net income$090
Net income of bank and minority interests.$1,684,0002,930
Net charge-offs$287,0002,627
Cash dividends$977,0001,970
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,684,0002,879
2013-09-30 (YTD Data)Rank
Total interest income$5,212,0003,296
Total interest expense$818,0002,848
Net interest income$4,394,0003,354
Provision for loan and lease losses$125,0003,137
Total noninterest income$1,458,0002,254
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$463,0002,016
Trading account gains and fees$0180
Additional Noninterest Income$995,0002,042
Total noninterest expense$3,811,0003,380
Salaries and employee benefits$1,995,0003,399
Premises and equipment expense$431,0003,445
Additional noninterest expense$1,385,0003,151
Pre-tax net operating income$1,916,0002,505
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$1,916,0002,208
Extraordinary gains, net$025
Net income$1,916,0002,214
Minority interest net income$084
Net income of bank and minority interests.$1,916,0002,214
Net charge-offs$-7,0006,043
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,916,0002,140
2013-06-30 (YTD Data)Rank
Total interest income$2,604,0004,016
Total interest expense$418,0003,499
Net interest income$2,186,0004,074
Provision for loan and lease losses$80,0003,162
Total noninterest income$934,0002,317
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$235,0002,479
Trading account gains and fees$0157
Additional Noninterest Income$699,0002,016
Total noninterest expense$1,908,0004,064
Salaries and employee benefits$980,0004,168
Premises and equipment expense$376,0002,849
Additional noninterest expense$552,0004,403
Pre-tax net operating income$1,132,0002,677
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$1,132,0002,394
Extraordinary gains, net$022
Net income$1,132,0002,403
Minority interest net income$082
Net income of bank and minority interests.$1,132,0002,401
Net charge-offs$-8,0006,085
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,132,0002,307
2013-03-31 (YTD Data)Rank
Total interest income$2,641,0002,342
Total interest expense$418,0002,111
Net interest income$2,223,0002,363
Provision for loan and lease losses$150,0001,610
Total noninterest income$512,0002,199
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$214,0001,526
Trading account gains and fees$0148
Additional Noninterest Income$298,0002,230
Total noninterest expense$1,810,0002,590
Salaries and employee benefits$850,0002,899
Premises and equipment expense$350,0001,718
Additional noninterest expense$610,0002,502
Pre-tax net operating income$775,0002,088
Securities gains (losses)$01,966
Applicable income taxes$300,0001,324
Income before extraordinary items$475,0002,689
Extraordinary gains, net$010
Net income$475,0002,692
Minority interest net income$076
Net income of bank and minority interests.$475,0002,691
Net charge-offs$-69,0006,777
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$475,0002,611
2012-12-31 (YTD Data)Rank
Total interest income$1,368,0006,573
Total interest expense$215,0006,341
Net interest income$1,153,0006,576
Provision for loan and lease losses$277,0003,511
Total noninterest income$333,0005,071
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$120,0005,151
Trading account gains and fees$0166
Additional Noninterest Income$213,0004,516
Total noninterest expense$772,0006,789
Salaries and employee benefits$398,0006,796
Premises and equipment expense$120,0006,364
Additional noninterest expense$254,0006,731
Pre-tax net operating income$437,0005,060
Securities gains (losses)$-2,0006,630
Applicable income taxes$176,0003,101
Income before extraordinary items$259,0005,595
Extraordinary gains, net$029
Net income$259,0005,591
Minority interest net income$093
Net income of bank and minority interests.$259,0005,593
Net charge-offs$13,0005,526
Cash dividends$1,800,0001,309
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$260,2805,400
2012-09-30 (YTD Data)Rank
Total interest income$9,004,0002,222
Total interest expense$1,465,0002,251
Net interest income$7,539,0002,177
Provision for loan and lease losses$382,0002,649
Total noninterest income$949,0002,881
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$685,0001,538
Trading account gains and fees$0157
Additional Noninterest Income$264,0003,865
Total noninterest expense$5,563,0002,538
Salaries and employee benefits$2,636,0002,790
Premises and equipment expense$998,0001,786
Additional noninterest expense$1,929,0002,503
Pre-tax net operating income$2,543,0001,947
Securities gains (losses)$18,0002,910
Applicable income taxes$04,802
Income before extraordinary items$2,561,0001,715
Extraordinary gains, net$020
Net income$2,561,0001,715
Minority interest net income$086
Net income of bank and minority interests.$2,561,0001,716
Net charge-offs$937,0001,532
Cash dividends$286,0002,624
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,543,0001,614
2012-06-30 (YTD Data)Rank
Total interest income$6,067,0002,199
Total interest expense$1,001,0002,277
Net interest income$5,066,0002,155
Provision for loan and lease losses$242,0002,724
Total noninterest income$653,0002,782
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$458,0001,528
Trading account gains and fees$0153
Additional Noninterest Income$195,0003,721
Total noninterest expense$3,696,0002,547
Salaries and employee benefits$1,767,0002,777
Premises and equipment expense$661,0001,800
Additional noninterest expense$1,268,0002,546
Pre-tax net operating income$1,781,0001,841
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$1,781,0001,637
Extraordinary gains, net$019
Net income$1,781,0001,636
Minority interest net income$084
Net income of bank and minority interests.$1,781,0001,637
Net charge-offs$395,0002,020
Cash dividends$286,0002,220
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,781,0001,552
2012-03-31 (YTD Data)Rank
Total interest income$3,075,0002,196
Total interest expense$512,0002,317
Net interest income$2,563,0002,140
Provision for loan and lease losses$107,0002,770
Total noninterest income$330,0002,793
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$227,0001,532
Trading account gains and fees$0148
Additional Noninterest Income$103,0003,663
Total noninterest expense$1,833,0002,562
Salaries and employee benefits$877,0002,806
Premises and equipment expense$328,0001,806
Additional noninterest expense$628,0002,541
Pre-tax net operating income$953,0001,756
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$953,0001,537
Extraordinary gains, net$019
Net income$953,0001,538
Minority interest net income$078
Net income of bank and minority interests.$953,0001,538
Net charge-offs$132,0002,210
Cash dividends$125,0001,908
Sale, conversion, retirement of capital stock, net$0861
Net operating income$953,0001,441
2011-12-31 (YTD Data)Rank
Total interest income$13,484,0002,074
Total interest expense$2,713,0002,134
Net interest income$10,771,0002,028
Provision for loan and lease losses$2,834,0001,253
Total noninterest income$1,274,0002,692
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,109,0001,337
Trading account gains and fees$0146
Additional Noninterest Income$165,0004,714
Total noninterest expense$7,256,0002,585
Salaries and employee benefits$3,664,0002,631
Premises and equipment expense$1,343,0001,855
Additional noninterest expense$2,249,0002,812
Pre-tax net operating income$1,955,0002,559
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$1,955,0002,301
Extraordinary gains, net$029
Net income$1,955,0002,302
Minority interest net income$096
Net income of bank and minority interests.$1,955,0002,302
Net charge-offs$1,774,0001,678
Cash dividends$1,871,0001,028
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,955,0002,224
2011-09-30 (YTD Data)Rank
Total interest income$10,164,0002,091
Total interest expense$2,144,0002,119
Net interest income$8,020,0002,052
Provision for loan and lease losses$2,596,0001,043
Total noninterest income$851,0002,884
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$847,0001,319
Trading account gains and fees$0145
Additional Noninterest Income$4,0006,772
Total noninterest expense$5,350,0002,634
Salaries and employee benefits$2,651,0002,718
Premises and equipment expense$1,005,0001,868
Additional noninterest expense$1,694,0002,822
Pre-tax net operating income$925,0003,465
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$925,0003,230
Extraordinary gains, net$021
Net income$925,0003,231
Minority interest net income$087
Net income of bank and minority interests.$925,0003,230
Net charge-offs$1,299,0001,644
Cash dividends$1,871,000682
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$925,0003,126
2011-06-30 (YTD Data)Rank
Total interest income$6,841,0002,073
Total interest expense$1,490,0002,113
Net interest income$5,351,0002,054
Provision for loan and lease losses$2,410,000802
Total noninterest income$872,0002,196
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$586,0001,237
Trading account gains and fees$0153
Additional Noninterest Income$286,0002,953
Total noninterest expense$3,565,0002,652
Salaries and employee benefits$1,722,0002,797
Premises and equipment expense$678,0001,870
Additional noninterest expense$1,165,0002,802
Pre-tax net operating income$248,0004,843
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$248,0004,715
Extraordinary gains, net$015
Net income$248,0004,713
Minority interest net income$089
Net income of bank and minority interests.$248,0004,715
Net charge-offs$740,0001,748
Cash dividends$1,536,000543
Sale, conversion, retirement of capital stock, net$0986
Net operating income$248,0004,629
2011-03-31 (YTD Data)Rank
Total interest income$3,407,0002,098
Total interest expense$787,0002,093
Net interest income$2,620,0002,076
Provision for loan and lease losses$233,0002,230
Total noninterest income$404,0002,333
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$286,0001,237
Trading account gains and fees$0158
Additional Noninterest Income$118,0003,294
Total noninterest expense$1,722,0002,742
Salaries and employee benefits$831,0002,905
Premises and equipment expense$343,0001,879
Additional noninterest expense$548,0002,961
Pre-tax net operating income$1,069,0001,356
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$1,069,0001,148
Extraordinary gains, net$09
Net income$1,069,0001,148
Minority interest net income$086
Net income of bank and minority interests.$1,069,0001,148
Net charge-offs$181,0002,199
Cash dividends$931,000422
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,069,0001,115
2010-12-31 (YTD Data)Rank
Total interest income$13,723,0002,205
Total interest expense$3,622,0002,185
Net interest income$10,101,0002,168
Provision for loan and lease losses$1,406,0002,546
Total noninterest income$1,796,0002,229
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,139,0001,332
Trading account gains and fees$0175
Additional Noninterest Income$657,0002,786
Total noninterest expense$6,986,0002,726
Salaries and employee benefits$3,534,0002,705
Premises and equipment expense$1,101,0002,277
Additional noninterest expense$2,351,0002,811
Pre-tax net operating income$3,505,0001,421
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$3,505,0001,219
Extraordinary gains, net$029
Net income$3,505,0001,221
Minority interest net income$0111
Net income of bank and minority interests.$3,505,0001,222
Net charge-offs$976,0002,725
Cash dividends$2,805,000581
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,505,0001,180
2010-09-30 (YTD Data)Rank
Total interest income$10,254,0002,259
Total interest expense$2,758,0002,249
Net interest income$7,496,0002,220
Provision for loan and lease losses$775,0002,892
Total noninterest income$1,410,0002,182
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$863,0001,363
Trading account gains and fees$0165
Additional Noninterest Income$547,0002,614
Total noninterest expense$4,988,0002,843
Salaries and employee benefits$2,561,0002,799
Premises and equipment expense$784,0002,421
Additional noninterest expense$1,643,0002,963
Pre-tax net operating income$3,143,0001,259
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$3,143,0001,084
Extraordinary gains, net$023
Net income$3,143,0001,087
Minority interest net income$0110
Net income of bank and minority interests.$3,143,0001,087
Net charge-offs$703,0002,634
Cash dividends$2,125,000500
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,143,0001,035
2010-06-30 (YTD Data)Rank
Total interest income$6,743,0002,316
Total interest expense$1,863,0002,298
Net interest income$4,880,0002,285
Provision for loan and lease losses$413,0003,141
Total noninterest income$919,0002,162
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$581,0001,353
Trading account gains and fees$0152
Additional Noninterest Income$338,0002,661
Total noninterest expense$3,218,0002,929
Salaries and employee benefits$1,697,0002,812
Premises and equipment expense$514,0002,480
Additional noninterest expense$1,007,0003,189
Pre-tax net operating income$2,168,0001,205
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$2,168,0001,047
Extraordinary gains, net$019
Net income$2,168,0001,048
Minority interest net income$0105
Net income of bank and minority interests.$2,168,0001,048
Net charge-offs$251,0003,277
Cash dividends$1,375,000499
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,168,000997
2010-03-31 (YTD Data)Rank
Total interest income$3,350,0002,375
Total interest expense$938,0002,406
Net interest income$2,412,0002,333
Provision for loan and lease losses$185,0003,103
Total noninterest income$457,0002,171
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$280,0001,401
Trading account gains and fees$0175
Additional Noninterest Income$177,0002,567
Total noninterest expense$1,582,0003,010
Salaries and employee benefits$850,0002,854
Premises and equipment expense$249,0002,604
Additional noninterest expense$483,0003,280
Pre-tax net operating income$1,102,0001,184
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$1,102,000994
Extraordinary gains, net$016
Net income$1,102,000997
Minority interest net income$091
Net income of bank and minority interests.$1,102,000998
Net charge-offs$35,0004,021
Cash dividends$605,000551
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,102,000967
2009-12-31 (YTD Data)Rank
Total interest income$14,232,0002,353
Total interest expense$4,428,0002,517
Net interest income$9,804,0002,227
Provision for loan and lease losses$1,122,0003,318
Total noninterest income$1,690,0002,376
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,238,0001,392
Trading account gains and fees$0211
Additional Noninterest Income$452,0003,368
Total noninterest expense$6,713,0002,898
Salaries and employee benefits$3,448,0002,821
Premises and equipment expense$1,004,0002,564
Additional noninterest expense$2,261,0003,006
Pre-tax net operating income$3,659,0001,120
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$3,659,000935
Extraordinary gains, net$034
Net income$3,659,000935
Minority interest net income$0115
Net income of bank and minority interests.$3,659,000934
Net charge-offs$1,043,0002,811
Cash dividends$2,533,000709
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,659,000934
2009-09-30 (YTD Data)Rank
Total interest income$10,738,0002,370
Total interest expense$3,449,0002,535
Net interest income$7,289,0002,251
Provision for loan and lease losses$816,0003,079
Total noninterest income$1,205,0002,496
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$906,0001,424
Trading account gains and fees$0212
Additional Noninterest Income$299,0003,621
Total noninterest expense$4,758,0003,048
Salaries and employee benefits$2,483,0002,962
Premises and equipment expense$733,0002,664
Additional noninterest expense$1,542,0003,215
Pre-tax net operating income$2,920,0001,124
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$2,920,000928
Extraordinary gains, net$027
Net income$2,920,000929
Minority interest net income$0118
Net income of bank and minority interests.$2,920,000929
Net charge-offs$729,0002,592
Cash dividends$1,858,000692
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,920,000917
2009-06-30 (YTD Data)Rank
Total interest income$7,116,0002,413
Total interest expense$2,332,0002,608
Net interest income$4,784,0002,283
Provision for loan and lease losses$532,0002,896
Total noninterest income$843,0002,444
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$589,0001,444
Trading account gains and fees$0193
Additional Noninterest Income$254,0003,274
Total noninterest expense$3,140,0003,104
Salaries and employee benefits$1,649,0003,006
Premises and equipment expense$483,0002,723
Additional noninterest expense$1,008,0003,278
Pre-tax net operating income$1,955,0001,169
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$1,955,000973
Extraordinary gains, net$021
Net income$1,955,000973
Minority interest net income$0112
Net income of bank and minority interests.$1,955,000973
Net charge-offs$505,0002,343
Cash dividends$1,248,000729
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,955,000939
2009-03-31 (YTD Data)Rank
Total interest income$3,496,0002,480
Total interest expense$1,182,0002,667
Net interest income$2,314,0002,352
Provision for loan and lease losses$183,0002,975
Total noninterest income$435,0002,353
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$278,0001,479
Trading account gains and fees$0171
Additional Noninterest Income$157,0002,891
Total noninterest expense$1,485,0003,171
Salaries and employee benefits$811,0003,068
Premises and equipment expense$226,0002,928
Additional noninterest expense$448,0003,283
Pre-tax net operating income$1,081,0001,189
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$1,081,000996
Extraordinary gains, net$015
Net income$1,081,000996
Minority interest net income$0102
Net income of bank and minority interests.$1,081,000998
Net charge-offs$366,0001,620
Cash dividends$490,000916
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,081,000936
2008-12-31 (YTD Data)Rank
Total interest income$14,449,0002,561
Total interest expense$5,758,0002,609
Net interest income$8,691,0002,496
Provision for loan and lease losses$650,0003,353
Total noninterest income$1,922,0002,204
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,272,0001,412
Trading account gains and fees$0154
Additional Noninterest Income$650,0002,768
Total noninterest expense$6,235,0002,965
Salaries and employee benefits$3,351,0002,947
Premises and equipment expense$1,060,0002,495
Additional noninterest expense$1,824,0003,109
Pre-tax net operating income$3,728,0001,466
Securities gains (losses)$15,0002,329
Applicable income taxes$04,979
Income before extraordinary items$3,743,0001,109
Extraordinary gains, net$039
Net income$3,743,0001,108
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$267,0003,703
Cash dividends$3,095,000889
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,728,0001,174
2008-09-30 (YTD Data)Rank
Total interest income$10,863,0002,606
Total interest expense$4,456,0002,627
Net interest income$6,407,0002,568
Provision for loan and lease losses$333,0003,373
Total noninterest income$1,456,0002,248
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$963,0001,408
Trading account gains and fees$0148
Additional Noninterest Income$493,0002,844
Total noninterest expense$4,500,0003,053
Salaries and employee benefits$2,378,0003,124
Premises and equipment expense$788,0002,526
Additional noninterest expense$1,334,0003,072
Pre-tax net operating income$3,030,0001,605
Securities gains (losses)$17,0002,103
Applicable income taxes$05,372
Income before extraordinary items$3,047,0001,219
Extraordinary gains, net$031
Net income$3,047,0001,218
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$178,0003,204
Cash dividends$2,365,000892
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,030,0001,296
2008-06-30 (YTD Data)Rank
Total interest income$7,300,0002,611
Total interest expense$3,068,0002,658
Net interest income$4,232,0002,582
Provision for loan and lease losses$312,0002,471
Total noninterest income$980,0002,267
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$647,0001,385
Trading account gains and fees$0149
Additional Noninterest Income$333,0002,868
Total noninterest expense$2,916,0003,145
Salaries and employee benefits$1,582,0003,175
Premises and equipment expense$504,0002,619
Additional noninterest expense$830,0003,257
Pre-tax net operating income$1,984,0001,701
Securities gains (losses)$17,0002,146
Applicable income taxes$05,627
Income before extraordinary items$2,001,0001,388
Extraordinary gains, net$021
Net income$2,001,0001,389
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$109,0002,922
Cash dividends$1,740,000884
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,984,0001,371
2008-03-31 (YTD Data)Rank
Total interest income$3,725,0002,634
Total interest expense$1,631,0002,670
Net interest income$2,094,0002,604
Provision for loan and lease losses$96,0002,788
Total noninterest income$501,0002,234
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$328,0001,331
Trading account gains and fees$0158
Additional Noninterest Income$173,0002,791
Total noninterest expense$1,405,0003,258
Salaries and employee benefits$773,0003,252
Premises and equipment expense$241,0002,732
Additional noninterest expense$391,0003,381
Pre-tax net operating income$1,094,0001,645
Securities gains (losses)$17,0001,682
Applicable income taxes$05,622
Income before extraordinary items$1,111,0001,360
Extraordinary gains, net$015
Net income$1,111,0001,363
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0003,915
Cash dividends$965,000797
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,094,0001,341
2007-12-31 (YTD Data)Rank
Total interest income$14,668,0002,739
Total interest expense$6,302,0002,886
Net interest income$8,366,0002,613
Provision for loan and lease losses$254,0003,480
Total noninterest income$1,802,0002,382
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,342,0001,331
Trading account gains and fees$0178
Additional Noninterest Income$460,0003,473
Total noninterest expense$5,966,0002,979
Salaries and employee benefits$3,202,0003,064
Premises and equipment expense$1,027,0002,511
Additional noninterest expense$1,737,0003,031
Pre-tax net operating income$3,948,0002,005
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$3,948,0001,617
Extraordinary gains, net$039
Net income$3,948,0001,616
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$297,0002,306
Cash dividends$2,560,0001,353
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,948,0001,602
2007-09-30 (YTD Data)Rank
Total interest income$10,794,0002,794
Total interest expense$4,663,0002,922
Net interest income$6,131,0002,679
Provision for loan and lease losses$178,0003,234
Total noninterest income$1,296,0002,452
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$997,0001,319
Trading account gains and fees$0184
Additional Noninterest Income$299,0003,745
Total noninterest expense$4,332,0003,040
Salaries and employee benefits$2,285,0003,172
Premises and equipment expense$756,0002,547
Additional noninterest expense$1,291,0002,990
Pre-tax net operating income$2,917,0002,157
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$2,917,0001,730
Extraordinary gains, net$033
Net income$2,917,0001,729
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$224,0001,820
Cash dividends$2,560,0001,000
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,917,0001,718
2007-06-30 (YTD Data)Rank
Total interest income$7,109,0002,829
Total interest expense$3,073,0002,949
Net interest income$4,036,0002,730
Provision for loan and lease losses$110,0003,149
Total noninterest income$808,0002,590
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$645,0001,372
Trading account gains and fees$0168
Additional Noninterest Income$163,0004,172
Total noninterest expense$2,860,0003,091
Salaries and employee benefits$1,537,0003,185
Premises and equipment expense$500,0002,591
Additional noninterest expense$823,0003,114
Pre-tax net operating income$1,874,0002,275
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$1,874,0001,855
Extraordinary gains, net$029
Net income$1,874,0001,855
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$133,0001,751
Cash dividends$1,390,0001,193
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,874,0001,833
2007-03-31 (YTD Data)Rank
Total interest income$3,463,0002,884
Total interest expense$1,542,0002,915
Net interest income$1,921,0002,859
Provision for loan and lease losses$82,0002,327
Total noninterest income$430,0002,438
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$309,0001,382
Trading account gains and fees$0195
Additional Noninterest Income$121,0003,415
Total noninterest expense$1,371,0003,206
Salaries and employee benefits$772,0003,179
Premises and equipment expense$233,0002,752
Additional noninterest expense$366,0003,406
Pre-tax net operating income$898,0002,352
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$898,0001,872
Extraordinary gains, net$022
Net income$898,0001,872
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0001,105
Cash dividends$765,0001,007
Sale, conversion, retirement of capital stock, net$0885
Net operating income$898,0001,865
2006-12-31 (YTD Data)Rank
Total interest income$13,034,0002,882
Total interest expense$5,082,0002,989
Net interest income$7,952,0002,773
Provision for loan and lease losses$371,0002,407
Total noninterest income$1,800,0002,393
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,330,0001,347
Trading account gains and fees$0130
Additional Noninterest Income$470,0003,450
Total noninterest expense$5,631,0003,027
Salaries and employee benefits$3,101,0003,040
Premises and equipment expense$1,006,0002,460
Additional noninterest expense$1,524,0003,257
Pre-tax net operating income$3,750,0002,357
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$3,750,0001,895
Extraordinary gains, net$051
Net income$3,750,0001,896
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$249,0001,909
Cash dividends$3,163,0001,069
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,750,0001,877
2006-09-30 (YTD Data)Rank
Total interest income$9,532,0002,926
Total interest expense$3,569,0003,066
Net interest income$5,963,0002,793
Provision for loan and lease losses$323,0002,024
Total noninterest income$1,336,0002,422
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$984,0001,361
Trading account gains and fees$0126
Additional Noninterest Income$352,0003,427
Total noninterest expense$4,073,0003,121
Salaries and employee benefits$2,196,0003,196
Premises and equipment expense$754,0002,463
Additional noninterest expense$1,123,0003,292
Pre-tax net operating income$2,903,0002,392
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$2,903,0001,888
Extraordinary gains, net$045
Net income$2,903,0001,890
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$211,0001,476
Cash dividends$2,698,000907
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,903,0001,872
2006-06-30 (YTD Data)Rank
Total interest income$6,123,0002,970
Total interest expense$2,168,0003,180
Net interest income$3,955,0002,809
Provision for loan and lease losses$239,0001,852
Total noninterest income$877,0002,438
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$636,0001,393
Trading account gains and fees$0126
Additional Noninterest Income$241,0003,390
Total noninterest expense$2,658,0003,182
Salaries and employee benefits$1,443,0003,243
Premises and equipment expense$499,0002,471
Additional noninterest expense$716,0003,408
Pre-tax net operating income$1,935,0002,372
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$1,935,0001,888
Extraordinary gains, net$039
Net income$1,935,0001,889
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,0001,427
Cash dividends$1,990,000839
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,935,0001,870
2006-03-31 (YTD Data)Rank
Total interest income$2,913,0003,049
Total interest expense$985,0003,292
Net interest income$1,928,0002,872
Provision for loan and lease losses$89,0002,241
Total noninterest income$426,0002,455
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$294,0001,453
Trading account gains and fees$0115
Additional Noninterest Income$132,0003,209
Total noninterest expense$1,288,0003,293
Salaries and employee benefits$711,0003,293
Premises and equipment expense$243,0002,522
Additional noninterest expense$334,0003,578
Pre-tax net operating income$977,0002,316
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$977,0001,835
Extraordinary gains, net$021
Net income$977,0001,835
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0001,422
Cash dividends$1,305,000602
Sale, conversion, retirement of capital stock, net$0648
Net operating income$977,0001,818
2005-12-31 (YTD Data)Rank
Total interest income$10,767,0002,952
Total interest expense$3,032,0003,300
Net interest income$7,735,0002,787
Provision for loan and lease losses$468,0002,011
Total noninterest income$1,463,0002,724
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,191,0001,472
Trading account gains and fees$0138
Additional Noninterest Income$272,0004,553
Total noninterest expense$5,336,0003,063
Salaries and employee benefits$2,854,0003,109
Premises and equipment expense$1,001,0002,359
Additional noninterest expense$1,481,0003,260
Pre-tax net operating income$3,394,0002,504
Securities gains (losses)$02,296
Applicable income taxes$3,0006,741
Income before extraordinary items$3,391,0002,024
Extraordinary gains, net$046
Net income$3,391,0002,025
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$388,0001,444
Cash dividends$1,223,0002,106
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,391,0001,998
2005-09-30 (YTD Data)Rank
Total interest income$7,944,0002,945
Total interest expense$2,154,0003,293
Net interest income$5,790,0002,772
Provision for loan and lease losses$313,0002,131
Total noninterest income$1,088,0002,743
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$875,0001,484
Trading account gains and fees$0126
Additional Noninterest Income$213,0004,469
Total noninterest expense$3,907,0003,087
Salaries and employee benefits$2,050,0003,208
Premises and equipment expense$745,0002,360
Additional noninterest expense$1,112,0003,224
Pre-tax net operating income$2,658,0002,457
Securities gains (losses)$02,317
Applicable income taxes$3,0006,760
Income before extraordinary items$2,655,0001,970
Extraordinary gains, net$035
Net income$2,655,0001,969
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$249,0001,453
Cash dividends$1,223,0001,545
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,655,0001,935
2005-06-30 (YTD Data)Rank
Total interest income$5,157,0002,954
Total interest expense$1,369,0003,283
Net interest income$3,788,0002,785
Provision for loan and lease losses$242,0001,825
Total noninterest income$672,0002,856
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$562,0001,500
Trading account gains and fees$0116
Additional Noninterest Income$110,0004,988
Total noninterest expense$2,576,0003,108
Salaries and employee benefits$1,363,0003,197
Premises and equipment expense$491,0002,365
Additional noninterest expense$722,0003,279
Pre-tax net operating income$1,642,0002,559
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$1,642,0002,060
Extraordinary gains, net$030
Net income$1,642,0002,059
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$175,0001,322
Cash dividends$493,0002,246
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,642,0002,023
2005-03-31 (YTD Data)Rank
Total interest income$2,512,0002,982
Total interest expense$650,0003,300
Net interest income$1,862,0002,823
Provision for loan and lease losses$177,0001,247
Total noninterest income$335,0002,813
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$260,0001,563
Trading account gains and fees$0115
Additional Noninterest Income$75,0004,317
Total noninterest expense$1,253,0003,196
Salaries and employee benefits$673,0003,231
Premises and equipment expense$245,0002,393
Additional noninterest expense$335,0003,479
Pre-tax net operating income$767,0002,659
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$767,0002,163
Extraordinary gains, net$024
Net income$767,0002,164
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$134,000912
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$767,0002,123
2004-12-31 (YTD Data)Rank
Total interest income$9,934,0002,850
Total interest expense$2,396,0003,148
Net interest income$7,538,0002,685
Provision for loan and lease losses$669,0001,514
Total noninterest income$1,203,0003,126
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,119,0001,568
Trading account gains and fees$0138
Additional Noninterest Income$84,0006,699
Total noninterest expense$5,117,0003,043
Salaries and employee benefits$2,812,0003,011
Premises and equipment expense$978,0002,337
Additional noninterest expense$1,327,0003,468
Pre-tax net operating income$2,955,0002,624
Securities gains (losses)$03,819
Applicable income taxes$-38,0008,655
Income before extraordinary items$2,993,0002,081
Extraordinary gains, net$034
Net income$2,993,0002,082
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$598,0001,159
Cash dividends$1,635,0001,623
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,993,0002,040
2004-09-30 (YTD Data)Rank
Total interest income$7,363,0002,845
Total interest expense$1,783,0003,131
Net interest income$5,580,0002,689
Provision for loan and lease losses$513,0001,424
Total noninterest income$830,0003,327
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$837,0001,575
Trading account gains and fees$0134
Additional Noninterest Income$-7,0008,983
Total noninterest expense$3,716,0003,115
Salaries and employee benefits$1,984,0003,154
Premises and equipment expense$720,0002,369
Additional noninterest expense$1,012,0003,391
Pre-tax net operating income$2,181,0002,680
Securities gains (losses)$03,710
Applicable income taxes$-38,0008,797
Income before extraordinary items$2,219,0002,106
Extraordinary gains, net$026
Net income$2,219,0002,107
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$443,0001,073
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,219,0002,056
2004-06-30 (YTD Data)Rank
Total interest income$4,852,0002,866
Total interest expense$1,169,0003,149
Net interest income$3,683,0002,700
Provision for loan and lease losses$373,0001,311
Total noninterest income$556,0003,337
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$536,0001,626
Trading account gains and fees$0130
Additional Noninterest Income$20,0007,733
Total noninterest expense$2,482,0003,118
Salaries and employee benefits$1,323,0003,167
Premises and equipment expense$477,0002,382
Additional noninterest expense$682,0003,369
Pre-tax net operating income$1,384,0002,751
Securities gains (losses)$03,413
Applicable income taxes$-38,0008,868
Income before extraordinary items$1,422,0002,171
Extraordinary gains, net$021
Net income$1,422,0002,172
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$348,000935
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,422,0002,109
2004-03-31 (YTD Data)Rank
Total interest income$2,392,0002,914
Total interest expense$562,0003,286
Net interest income$1,830,0002,712
Provision for loan and lease losses$235,0001,014
Total noninterest income$304,0003,074
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$249,0001,702
Trading account gains and fees$0121
Additional Noninterest Income$55,0004,930
Total noninterest expense$1,278,0003,038
Salaries and employee benefits$672,0003,140
Premises and equipment expense$247,0002,338
Additional noninterest expense$359,0003,217
Pre-tax net operating income$621,0002,992
Securities gains (losses)$02,934
Applicable income taxes$-38,0008,948
Income before extraordinary items$659,0002,302
Extraordinary gains, net$016
Net income$659,0002,303
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$221,000765
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$659,0002,217
2003-12-31 (YTD Data)Rank
Total interest income$9,899,0002,849
Total interest expense$2,448,0003,389
Net interest income$7,451,0002,593
Provision for loan and lease losses$1,101,0001,080
Total noninterest income$973,0003,785
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,057,0001,620
Trading account gains and fees$0160
Additional Noninterest Income$-84,0009,160
Total noninterest expense$5,072,0003,015
Salaries and employee benefits$2,668,0003,092
Premises and equipment expense$966,0002,326
Additional noninterest expense$1,438,0003,205
Pre-tax net operating income$2,251,0003,116
Securities gains (losses)$04,500
Applicable income taxes$59,0006,164
Income before extraordinary items$2,192,0002,671
Extraordinary gains, net$054
Net income$2,192,0002,674
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,090,000864
Cash dividends$2,181,0001,292
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,192,0002,543
2003-09-30 (YTD Data)Rank
Total interest income$7,437,0002,886
Total interest expense$1,889,0003,433
Net interest income$5,548,0002,625
Provision for loan and lease losses$802,0001,074
Total noninterest income$736,0003,827
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$774,0001,667
Trading account gains and fees$0153
Additional Noninterest Income$-38,0009,211
Total noninterest expense$3,768,0003,036
Salaries and employee benefits$2,061,0003,005
Premises and equipment expense$697,0002,416
Additional noninterest expense$1,010,0003,368
Pre-tax net operating income$1,714,0003,198
Securities gains (losses)$04,204
Applicable income taxes$59,0006,085
Income before extraordinary items$1,655,0002,746
Extraordinary gains, net$040
Net income$1,655,0002,745
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$845,000780
Cash dividends$392,0003,076
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,655,0002,600
2003-06-30 (YTD Data)Rank
Total interest income$5,001,0002,892
Total interest expense$1,306,0003,433
Net interest income$3,695,0002,633
Provision for loan and lease losses$529,0001,088
Total noninterest income$540,0003,584
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$502,0001,682
Trading account gains and fees$0150
Additional Noninterest Income$38,0007,030
Total noninterest expense$2,478,0003,072
Salaries and employee benefits$1,370,0003,024
Premises and equipment expense$448,0002,493
Additional noninterest expense$660,0003,406
Pre-tax net operating income$1,228,0003,031
Securities gains (losses)$03,782
Applicable income taxes$59,0005,754
Income before extraordinary items$1,169,0002,638
Extraordinary gains, net$030
Net income$1,169,0002,636
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$564,000786
Cash dividends$392,0002,502
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,169,0002,489
2003-03-31 (YTD Data)Rank
Total interest income$2,503,0002,905
Total interest expense$687,0003,367
Net interest income$1,816,0002,661
Provision for loan and lease losses$249,0001,140
Total noninterest income$254,0003,602
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$246,0001,660
Trading account gains and fees$0134
Additional Noninterest Income$8,0008,105
Total noninterest expense$1,196,0003,164
Salaries and employee benefits$646,0003,154
Premises and equipment expense$221,0002,528
Additional noninterest expense$329,0003,367
Pre-tax net operating income$625,0002,988
Securities gains (losses)$02,891
Applicable income taxes$140,0003,347
Income before extraordinary items$485,0003,021
Extraordinary gains, net$021
Net income$485,0003,019
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$305,000686
Cash dividends$392,0001,492
Sale, conversion, retirement of capital stock, net$0419
Net operating income$485,0002,876
2002-12-31 (YTD Data)Rank
Total interest income$10,705,0002,836
Total interest expense$3,580,0003,030
Net interest income$7,125,0002,681
Provision for loan and lease losses$865,0001,530
Total noninterest income$883,0003,751
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$786,0002,030
Trading account gains and fees$0153
Additional Noninterest Income$97,0006,503
Total noninterest expense$4,960,0002,945
Salaries and employee benefits$2,728,0002,884
Premises and equipment expense$919,0002,359
Additional noninterest expense$1,313,0003,339
Pre-tax net operating income$2,183,0003,230
Securities gains (losses)$187,0001,215
Applicable income taxes$804,0002,591
Income before extraordinary items$1,566,0003,388
Extraordinary gains, net$070
Net income$1,566,0003,387
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$607,0001,422
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,442,5803,502
2001-12-31 (YTD Data)Rank
Total interest income$12,695,0002,681
Total interest expense$6,255,0002,558
Net interest income$6,440,0002,755
Provision for loan and lease losses$922,0001,331
Total noninterest income$780,0003,923
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$684,0002,180
Trading account gains and fees$0177
Additional Noninterest Income$96,0006,520
Total noninterest expense$4,687,0002,982
Salaries and employee benefits$2,548,0002,899
Premises and equipment expense$892,0002,391
Additional noninterest expense$1,247,0003,382
Pre-tax net operating income$1,611,0003,687
Securities gains (losses)$16,0003,318
Applicable income taxes$558,0003,118
Income before extraordinary items$1,069,0004,099
Extraordinary gains, net$0105
Net income$1,069,0004,100
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$943,000984
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,058,4404,015
2000-12-31 (YTD Data)Rank
Total interest income$12,293,0002,834
Total interest expense$6,907,0002,433
Net interest income$5,386,0003,255
Provision for loan and lease losses$605,0001,598
Total noninterest income$1,409,0002,459
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$1,409,0001,456
Total noninterest expense$4,357,0003,088
Salaries and employee benefits$2,513,0002,819
Premises and equipment expense$732,0002,769
Additional noninterest expense$1,112,0003,670
Pre-tax net operating income$1,833,0003,530
Securities gains (losses)$01,956
Applicable income taxes$407,0003,954
Income before extraordinary items$1,426,0003,387
Extraordinary gains, net$038
Net income$1,426,0003,385
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$603,0001,081
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,426,0003,376
1999-12-31 (YTD Data)Rank
Total interest income$9,951,0003,234
Total interest expense$5,170,0002,823
Net interest income$4,781,0003,593
Provision for loan and lease losses$563,0001,605
Total noninterest income$1,373,0002,442
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$1,373,0001,486
Total noninterest expense$3,807,0003,465
Salaries and employee benefits$2,079,0003,318
Premises and equipment expense$651,0003,062
Additional noninterest expense$1,077,0003,772
Pre-tax net operating income$1,784,0003,644
Securities gains (losses)$-15,0009,468
Applicable income taxes$668,0002,995
Income before extraordinary items$1,101,0004,143
Extraordinary gains, net$035
Net income$1,101,0004,147
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$328,0001,689
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,110,6004,065
1998-12-31 (YTD Data)Rank
Total interest income$8,879,0003,576
Total interest expense$4,919,0003,046
Net interest income$3,960,0004,154
Provision for loan and lease losses$285,0002,735
Total noninterest income$1,292,0002,533
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$1,292,0001,550
Total noninterest expense$3,301,0003,798
Salaries and employee benefits$1,776,0003,712
Premises and equipment expense$428,0004,196
Additional noninterest expense$1,097,0003,632
Pre-tax net operating income$1,666,0003,871
Securities gains (losses)$1,0004,151
Applicable income taxes$611,0003,358
Income before extraordinary items$1,056,0004,314
Extraordinary gains, net$032
Net income$1,056,0004,313
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$202,0002,429
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,055,3604,221
1997-12-31 (YTD Data)Rank
Total interest income$7,366,0004,323
Total interest expense$4,135,0003,551
Net interest income$3,231,0005,024
Provision for loan and lease losses$172,0003,837
Total noninterest income$1,008,0003,024
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$1,008,0001,724
Total noninterest expense$2,547,0004,721
Salaries and employee benefits$1,478,0004,309
Premises and equipment expense$328,0005,139
Additional noninterest expense$741,0004,996
Pre-tax net operating income$1,520,0004,450
Securities gains (losses)$3,0003,097
Applicable income taxes$548,0003,949
Income before extraordinary items$975,0004,782
Extraordinary gains, net$044
Net income$975,0004,781
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,0003,402
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$973,0804,735
1996-12-31 (YTD Data)Rank
Total interest income$6,087,0005,133
Total interest expense$3,476,0004,219
Net interest income$2,611,0006,028
Provision for loan and lease losses$425,0001,987
Total noninterest income$814,0003,660
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$814,0002,087
Total noninterest expense$2,442,0005,095
Salaries and employee benefits$1,203,0005,196
Premises and equipment expense$243,0006,346
Additional noninterest expense$996,0004,418
Pre-tax net operating income$558,0007,638
Securities gains (losses)$-24,00010,728
Applicable income taxes$581,0003,684
Income before extraordinary items$-47,00010,922
Extraordinary gains, net$053
Net income$-47,00010,917
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0005,598
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$-31,64010,855
1995-12-31 (YTD Data)Rank
Total interest income$4,559,0006,399
Total interest expense$2,620,0005,360
Net interest income$1,939,0007,437
Provision for loan and lease losses$08,958
Total noninterest income$628,0004,430
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$628,0002,460
Total noninterest expense$1,735,0006,639
Salaries and employee benefits$938,0006,359
Premises and equipment expense$180,0007,598
Additional noninterest expense$617,0006,425
Pre-tax net operating income$832,0006,713
Securities gains (losses)$03,831
Applicable income taxes$-280,00011,827
Income before extraordinary items$1,112,0004,216
Extraordinary gains, net$065
Net income$1,112,0004,213
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0005,662
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$1,112,0004,194
1994-12-31 (YTD Data)Rank
Total interest income$2,210,0009,411
Total interest expense$998,0008,704
Net interest income$1,212,0009,733
Provision for loan and lease losses$-20,00011,841
Total noninterest income$458,0005,620
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$458,0003,133
Total noninterest expense$1,091,0009,017
Salaries and employee benefits$597,0008,628
Premises and equipment expense$117,0009,478
Additional noninterest expense$377,0009,069
Pre-tax net operating income$599,0008,003
Securities gains (losses)$03,600
Applicable income taxes$011,630
Income before extraordinary items$599,0006,554
Extraordinary gains, net$440,00026
Net income$1,039,0004,389
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0006,849
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$599,0006,605
1993-12-31 (YTD Data)Rank
Total interest income$1,644,00010,917
Total interest expense$676,00010,727
Net interest income$968,00010,890
Provision for loan and lease losses$10,0009,731
Total noninterest income$301,0007,660
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$301,0004,455
Total noninterest expense$816,00010,585
Salaries and employee benefits$407,00010,563
Premises and equipment expense$107,00010,233
Additional noninterest expense$302,00010,426
Pre-tax net operating income$443,0009,076
Securities gains (losses)$07,477
Applicable income taxes$012,141
Income before extraordinary items$443,0008,030
Extraordinary gains, net$104,0001,528
Net income$547,0007,337
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0006,359
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$443,0007,764
1992-12-31 (YTD Data)Rank
Total interest income$1,737,00011,454
Total interest expense$880,00010,951
Net interest income$857,00011,683
Provision for loan and lease losses$1,00011,714
Total noninterest income$413,0006,432
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$413,0003,629
Total noninterest expense$753,00011,241
Salaries and employee benefits$352,00011,414
Premises and equipment expense$131,0009,652
Additional noninterest expense$270,00011,277
Pre-tax net operating income$516,0008,301
Securities gains (losses)$08,369
Applicable income taxes$2,00012,604
Income before extraordinary items$514,0007,210
Extraordinary gains, net$01,422
Net income$514,0007,305
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0009,043
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$514,0006,833

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.