Home > Grand Rapids State Bank > Income and Expense
Grand Rapids State Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $10,564,000 | 2,752 |
| Total interest expense | $586,000 | 4,041 |
| Net interest income | $9,978,000 | 2,391 |
| Provision for loan and lease losses | $553,000 | 1,198 |
| Total noninterest income | $1,396,000 | 2,372 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $130,000 | 3,141 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $1,266,000 | 2,044 |
| Total noninterest expense | $8,623,000 | 2,221 |
| Salaries and employee benefits | $4,784,000 | 2,253 |
| Premises and equipment expense | $894,000 | 2,153 |
| Additional noninterest expense | $1,266,000 | 2,044 |
| Pre-tax net operating income | $2,198,000 | 2,861 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $186,000 | 2,482 |
| Income before extraordinary items | $2,012,000 | 2,778 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,012,000 | 2,806 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,012,000 | 2,780 |
| Net charge-offs | $517,000 | 742 |
| Cash dividends | $2,000,000 | 1,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,012,000 | 2,814 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $7,869,000 | 2,742 |
| Total interest expense | $380,000 | 4,061 |
| Net interest income | $7,489,000 | 2,402 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $1,032,000 | 2,385 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $96,000 | 3,168 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $936,000 | 2,065 |
| Total noninterest expense | $6,379,000 | 2,234 |
| Salaries and employee benefits | $3,441,000 | 2,319 |
| Premises and equipment expense | $621,000 | 2,266 |
| Additional noninterest expense | $936,000 | 2,065 |
| Pre-tax net operating income | $2,142,000 | 2,625 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $128,000 | 2,568 |
| Income before extraordinary items | $2,014,000 | 2,503 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,014,000 | 2,528 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,014,000 | 2,504 |
| Net charge-offs | $135,000 | 1,051 |
| Cash dividends | $1,500,000 | 1,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,014,000 | 2,523 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $5,191,000 | 2,725 |
| Total interest expense | $221,000 | 4,072 |
| Net interest income | $4,970,000 | 2,431 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $678,000 | 2,354 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $64,000 | 3,155 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $614,000 | 1,991 |
| Total noninterest expense | $4,251,000 | 2,228 |
| Salaries and employee benefits | $2,292,000 | 2,311 |
| Premises and equipment expense | $415,000 | 2,260 |
| Additional noninterest expense | $614,000 | 1,988 |
| Pre-tax net operating income | $1,397,000 | 2,666 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $88,000 | 2,601 |
| Income before extraordinary items | $1,309,000 | 2,553 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,309,000 | 2,582 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,309,000 | 2,553 |
| Net charge-offs | $0 | 2,431 |
| Cash dividends | $1,000,000 | 1,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,309,000 | 2,565 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,515,000 | 2,758 |
| Total interest expense | $101,000 | 4,036 |
| Net interest income | $2,414,000 | 2,489 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $342,000 | 2,341 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $33,000 | 3,139 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $309,000 | 1,973 |
| Total noninterest expense | $2,154,000 | 2,245 |
| Salaries and employee benefits | $1,150,000 | 2,336 |
| Premises and equipment expense | $203,000 | 2,328 |
| Additional noninterest expense | $309,000 | 1,973 |
| Pre-tax net operating income | $602,000 | 2,885 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $48,000 | 2,572 |
| Income before extraordinary items | $554,000 | 2,785 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $554,000 | 2,785 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $554,000 | 2,785 |
| Net charge-offs | $-1,000 | 3,238 |
| Cash dividends | $500,000 | 1,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $554,000 | 2,811 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $9,411,000 | 2,602 |
| Total interest expense | $327,000 | 3,677 |
| Net interest income | $9,084,000 | 2,496 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $1,383,000 | 2,426 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $136,000 | 3,148 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,247,000 | 2,099 |
| Total noninterest expense | $8,418,000 | 2,227 |
| Salaries and employee benefits | $4,809,000 | 2,239 |
| Premises and equipment expense | $836,000 | 2,244 |
| Additional noninterest expense | $1,247,000 | 2,099 |
| Pre-tax net operating income | $2,049,000 | 3,105 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $191,000 | 2,667 |
| Income before extraordinary items | $1,858,000 | 3,026 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,858,000 | 3,023 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,858,000 | 3,025 |
| Net charge-offs | $5,000 | 2,318 |
| Cash dividends | $2,000,000 | 1,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $1,858,000 | 3,061 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $6,944,000 | 2,578 |
| Total interest expense | $246,000 | 3,516 |
| Net interest income | $6,698,000 | 2,504 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $1,121,000 | 2,362 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $100,000 | 3,196 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $1,021,000 | 2,028 |
| Total noninterest expense | $6,369,000 | 2,213 |
| Salaries and employee benefits | $3,503,000 | 2,274 |
| Premises and equipment expense | $612,000 | 2,293 |
| Additional noninterest expense | $1,021,000 | 2,028 |
| Pre-tax net operating income | $1,450,000 | 3,145 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $150,000 | 2,643 |
| Income before extraordinary items | $1,300,000 | 3,090 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,300,000 | 3,088 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,300,000 | 3,089 |
| Net charge-offs | $2,000 | 2,177 |
| Cash dividends | $1,500,000 | 1,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,300,000 | 3,120 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $4,477,000 | 2,587 |
| Total interest expense | $166,000 | 3,429 |
| Net interest income | $4,311,000 | 2,523 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $780,000 | 2,337 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $63,000 | 3,264 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $717,000 | 2,036 |
| Total noninterest expense | $4,273,000 | 2,191 |
| Salaries and employee benefits | $2,360,000 | 2,263 |
| Premises and equipment expense | $411,000 | 2,291 |
| Additional noninterest expense | $1,502,000 | 2,006 |
| Pre-tax net operating income | $818,000 | 3,226 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $109,000 | 2,523 |
| Income before extraordinary items | $709,000 | 3,193 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $709,000 | 3,192 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $709,000 | 3,193 |
| Net charge-offs | $4,000 | 1,826 |
| Cash dividends | $1,000,000 | 1,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $709,000 | 3,225 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,187,000 | 2,582 |
| Total interest expense | $84,000 | 3,396 |
| Net interest income | $2,103,000 | 2,516 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $371,000 | 2,347 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $29,000 | 3,331 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $342,000 | 2,048 |
| Total noninterest expense | $2,140,000 | 2,183 |
| Salaries and employee benefits | $1,204,000 | 2,231 |
| Premises and equipment expense | $222,000 | 2,194 |
| Additional noninterest expense | $714,000 | 2,069 |
| Pre-tax net operating income | $334,000 | 3,312 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $68,000 | 2,325 |
| Income before extraordinary items | $266,000 | 3,384 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $266,000 | 3,383 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $266,000 | 3,384 |
| Net charge-offs | $1,000 | 1,671 |
| Cash dividends | $500,000 | 1,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $266,000 | 3,410 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $9,092,000 | 2,606 |
| Total interest expense | $434,000 | 3,351 |
| Net interest income | $8,658,000 | 2,527 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $1,708,000 | 2,424 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $112,000 | 3,328 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $1,596,000 | 2,154 |
| Total noninterest expense | $8,201,000 | 2,250 |
| Salaries and employee benefits | $4,853,000 | 2,203 |
| Premises and equipment expense | $818,000 | 2,285 |
| Additional noninterest expense | $2,530,000 | 2,236 |
| Pre-tax net operating income | $2,165,000 | 3,051 |
| Securities gains (losses) | $21,000 | 1,484 |
| Applicable income taxes | $165,000 | 2,799 |
| Income before extraordinary items | $2,021,000 | 3,010 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,021,000 | 3,010 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,021,000 | 3,010 |
| Net charge-offs | $3,000 | 2,526 |
| Cash dividends | $2,000,000 | 1,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,001,680 | 3,002 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $6,883,000 | 2,638 |
| Total interest expense | $345,000 | 3,374 |
| Net interest income | $6,538,000 | 2,564 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $1,351,000 | 2,394 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $77,000 | 3,441 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $1,274,000 | 2,128 |
| Total noninterest expense | $6,123,000 | 2,262 |
| Salaries and employee benefits | $3,448,000 | 2,280 |
| Premises and equipment expense | $595,000 | 2,354 |
| Additional noninterest expense | $2,080,000 | 2,103 |
| Pre-tax net operating income | $1,766,000 | 3,076 |
| Securities gains (losses) | $21,000 | 1,375 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $1,787,000 | 2,929 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,787,000 | 2,929 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,787,000 | 2,929 |
| Net charge-offs | $9,000 | 2,006 |
| Cash dividends | $1,500,000 | 1,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,766,000 | 2,923 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,576,000 | 2,653 |
| Total interest expense | $252,000 | 3,326 |
| Net interest income | $4,324,000 | 2,579 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $909,000 | 2,341 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $45,000 | 3,559 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $864,000 | 2,077 |
| Total noninterest expense | $3,993,000 | 2,297 |
| Salaries and employee benefits | $2,280,000 | 2,296 |
| Premises and equipment expense | $396,000 | 2,347 |
| Additional noninterest expense | $1,317,000 | 2,150 |
| Pre-tax net operating income | $1,240,000 | 3,005 |
| Securities gains (losses) | $21,000 | 1,163 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $1,261,000 | 2,867 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,261,000 | 2,866 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,261,000 | 2,867 |
| Net charge-offs | $1,000 | 2,145 |
| Cash dividends | $1,000,000 | 1,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,240,000 | 2,869 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,261,000 | 2,653 |
| Total interest expense | $138,000 | 3,280 |
| Net interest income | $2,123,000 | 2,577 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $449,000 | 2,350 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $21,000 | 3,625 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $428,000 | 2,083 |
| Total noninterest expense | $2,002,000 | 2,270 |
| Salaries and employee benefits | $1,140,000 | 2,294 |
| Premises and equipment expense | $191,000 | 2,414 |
| Additional noninterest expense | $671,000 | 2,087 |
| Pre-tax net operating income | $570,000 | 3,102 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $570,000 | 2,968 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $570,000 | 2,967 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $570,000 | 2,968 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $500,000 | 1,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $570,000 | 2,938 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $10,531,000 | 2,444 |
| Total interest expense | $666,000 | 3,510 |
| Net interest income | $9,865,000 | 2,275 |
| Provision for loan and lease losses | $0 | 4,319 |
| Total noninterest income | $1,957,000 | 2,145 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $119,000 | 3,374 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $1,838,000 | 1,871 |
| Total noninterest expense | $8,322,000 | 2,210 |
| Salaries and employee benefits | $4,815,000 | 2,211 |
| Premises and equipment expense | $871,000 | 2,213 |
| Additional noninterest expense | $2,636,000 | 2,129 |
| Pre-tax net operating income | $3,500,000 | 2,230 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $3,500,000 | 2,093 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,500,000 | 2,093 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,500,000 | 2,093 |
| Net charge-offs | $-55,000 | 4,626 |
| Cash dividends | $2,000,000 | 1,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $3,500,000 | 2,044 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $8,138,000 | 2,407 |
| Total interest expense | $481,000 | 3,642 |
| Net interest income | $7,657,000 | 2,223 |
| Provision for loan and lease losses | $0 | 4,239 |
| Total noninterest income | $1,656,000 | 1,964 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $86,000 | 3,440 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $1,570,000 | 1,696 |
| Total noninterest expense | $6,019,000 | 2,232 |
| Salaries and employee benefits | $3,339,000 | 2,297 |
| Premises and equipment expense | $655,000 | 2,213 |
| Additional noninterest expense | $2,025,000 | 2,063 |
| Pre-tax net operating income | $3,294,000 | 1,923 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $3,294,000 | 1,777 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,294,000 | 1,777 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,294,000 | 1,777 |
| Net charge-offs | $0 | 3,243 |
| Cash dividends | $1,500,000 | 1,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $3,294,000 | 1,726 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $5,641,000 | 2,375 |
| Total interest expense | $329,000 | 3,709 |
| Net interest income | $5,312,000 | 2,160 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $902,000 | 2,138 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $59,000 | 3,428 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $843,000 | 1,844 |
| Total noninterest expense | $4,066,000 | 2,226 |
| Salaries and employee benefits | $2,230,000 | 2,297 |
| Premises and equipment expense | $448,000 | 2,170 |
| Additional noninterest expense | $1,388,000 | 2,006 |
| Pre-tax net operating income | $2,148,000 | 1,901 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $2,148,000 | 1,748 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,148,000 | 1,749 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,148,000 | 1,749 |
| Net charge-offs | $5,000 | 2,656 |
| Cash dividends | $1,000,000 | 1,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,148,000 | 1,698 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,421,000 | 2,602 |
| Total interest expense | $175,000 | 3,767 |
| Net interest income | $2,246,000 | 2,404 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $375,000 | 2,253 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $38,000 | 3,381 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $337,000 | 1,886 |
| Total noninterest expense | $2,116,000 | 2,194 |
| Salaries and employee benefits | $1,136,000 | 2,279 |
| Premises and equipment expense | $224,000 | 2,182 |
| Additional noninterest expense | $756,000 | 1,907 |
| Pre-tax net operating income | $505,000 | 2,769 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $505,000 | 2,623 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $505,000 | 2,622 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $505,000 | 2,624 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $500,000 | 1,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $505,000 | 2,603 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $9,821,000 | 2,608 |
| Total interest expense | $738,000 | 3,738 |
| Net interest income | $9,083,000 | 2,407 |
| Provision for loan and lease losses | $200,000 | 2,341 |
| Total noninterest income | $1,683,000 | 2,166 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $173,000 | 3,333 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $1,510,000 | 1,785 |
| Total noninterest expense | $7,880,000 | 2,268 |
| Salaries and employee benefits | $4,281,000 | 2,330 |
| Premises and equipment expense | $808,000 | 2,328 |
| Additional noninterest expense | $2,791,000 | 2,039 |
| Pre-tax net operating income | $2,686,000 | 2,628 |
| Securities gains (losses) | $-1,000 | 4,531 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $2,685,000 | 2,468 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,685,000 | 2,469 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,685,000 | 2,470 |
| Net charge-offs | $115,000 | 2,118 |
| Cash dividends | $2,000,000 | 1,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,686,000 | 2,422 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $7,346,000 | 2,652 |
| Total interest expense | $540,000 | 3,796 |
| Net interest income | $6,806,000 | 2,443 |
| Provision for loan and lease losses | $170,000 | 2,149 |
| Total noninterest income | $1,040,000 | 2,410 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $129,000 | 3,383 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $911,000 | 2,030 |
| Total noninterest expense | $5,894,000 | 2,288 |
| Salaries and employee benefits | $3,132,000 | 2,384 |
| Premises and equipment expense | $597,000 | 2,372 |
| Additional noninterest expense | $2,165,000 | 1,994 |
| Pre-tax net operating income | $1,782,000 | 2,898 |
| Securities gains (losses) | $-1,000 | 4,641 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $1,781,000 | 2,705 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,781,000 | 2,706 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,781,000 | 2,706 |
| Net charge-offs | $8,000 | 3,020 |
| Cash dividends | $1,500,000 | 1,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,782,000 | 2,672 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,794,000 | 2,700 |
| Total interest expense | $323,000 | 3,935 |
| Net interest income | $4,471,000 | 2,470 |
| Provision for loan and lease losses | $101,000 | 2,181 |
| Total noninterest income | $679,000 | 2,385 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $83,000 | 3,424 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $596,000 | 2,015 |
| Total noninterest expense | $3,940,000 | 2,287 |
| Salaries and employee benefits | $2,106,000 | 2,384 |
| Premises and equipment expense | $401,000 | 2,372 |
| Additional noninterest expense | $1,433,000 | 2,026 |
| Pre-tax net operating income | $1,109,000 | 2,960 |
| Securities gains (losses) | $-2,000 | 4,715 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $1,107,000 | 2,793 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,107,000 | 2,792 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,107,000 | 2,792 |
| Net charge-offs | $9,000 | 2,635 |
| Cash dividends | $1,000,000 | 1,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,109,000 | 2,770 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,284,000 | 2,789 |
| Total interest expense | $139,000 | 4,090 |
| Net interest income | $2,145,000 | 2,555 |
| Provision for loan and lease losses | $75,000 | 1,682 |
| Total noninterest income | $313,000 | 2,472 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $41,000 | 3,445 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $272,000 | 2,063 |
| Total noninterest expense | $1,977,000 | 2,291 |
| Salaries and employee benefits | $1,082,000 | 2,341 |
| Premises and equipment expense | $200,000 | 2,398 |
| Additional noninterest expense | $695,000 | 2,039 |
| Pre-tax net operating income | $406,000 | 3,368 |
| Securities gains (losses) | $-2,000 | 4,901 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $404,000 | 3,211 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $404,000 | 3,209 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $404,000 | 3,210 |
| Net charge-offs | $4,000 | 2,286 |
| Cash dividends | $500,000 | 1,319 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $406,000 | 3,194 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $8,867,000 | 2,740 |
| Total interest expense | $496,000 | 3,937 |
| Net interest income | $8,371,000 | 2,574 |
| Provision for loan and lease losses | $248,000 | 2,158 |
| Total noninterest income | $1,413,000 | 2,407 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $169,000 | 3,532 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,244,000 | 2,007 |
| Total noninterest expense | $7,296,000 | 2,408 |
| Salaries and employee benefits | $4,016,000 | 2,449 |
| Premises and equipment expense | $775,000 | 2,407 |
| Additional noninterest expense | $2,505,000 | 2,219 |
| Pre-tax net operating income | $2,240,000 | 2,952 |
| Securities gains (losses) | $5,000 | 828 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $2,245,000 | 2,755 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,245,000 | 2,754 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,245,000 | 2,755 |
| Net charge-offs | $287,000 | 1,367 |
| Cash dividends | $2,000,000 | 1,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,240,000 | 2,753 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $6,521,000 | 2,778 |
| Total interest expense | $361,000 | 3,927 |
| Net interest income | $6,160,000 | 2,611 |
| Provision for loan and lease losses | $30,000 | 3,453 |
| Total noninterest income | $1,048,000 | 2,435 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $126,000 | 3,569 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $922,000 | 2,032 |
| Total noninterest expense | $5,658,000 | 2,348 |
| Salaries and employee benefits | $2,929,000 | 2,490 |
| Premises and equipment expense | $621,000 | 2,332 |
| Additional noninterest expense | $2,108,000 | 2,026 |
| Pre-tax net operating income | $1,520,000 | 3,171 |
| Securities gains (losses) | $5,000 | 822 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $1,525,000 | 2,963 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,525,000 | 2,961 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,525,000 | 2,962 |
| Net charge-offs | $36,000 | 2,399 |
| Cash dividends | $1,500,000 | 1,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,520,000 | 2,954 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,278,000 | 2,798 |
| Total interest expense | $234,000 | 3,931 |
| Net interest income | $4,044,000 | 2,634 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $694,000 | 2,449 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $82,000 | 3,592 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $612,000 | 2,040 |
| Total noninterest expense | $3,709,000 | 2,385 |
| Salaries and employee benefits | $1,950,000 | 2,507 |
| Premises and equipment expense | $401,000 | 2,402 |
| Additional noninterest expense | $1,358,000 | 2,105 |
| Pre-tax net operating income | $1,029,000 | 3,121 |
| Securities gains (losses) | $5,000 | 702 |
| Applicable income taxes | $4,000 | 3,833 |
| Income before extraordinary items | $1,030,000 | 2,907 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,030,000 | 2,906 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,030,000 | 2,906 |
| Net charge-offs | $31,000 | 2,019 |
| Cash dividends | $1,000,000 | 1,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,025,000 | 2,904 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,072,000 | 2,865 |
| Total interest expense | $116,000 | 3,911 |
| Net interest income | $1,956,000 | 2,700 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $360,000 | 2,382 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $42,000 | 3,576 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $318,000 | 1,958 |
| Total noninterest expense | $1,849,000 | 2,411 |
| Salaries and employee benefits | $986,000 | 2,529 |
| Premises and equipment expense | $192,000 | 2,501 |
| Additional noninterest expense | $671,000 | 2,103 |
| Pre-tax net operating income | $467,000 | 3,208 |
| Securities gains (losses) | $5,000 | 534 |
| Applicable income taxes | $4,000 | 3,713 |
| Income before extraordinary items | $468,000 | 3,008 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $468,000 | 3,009 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $468,000 | 3,009 |
| Net charge-offs | $5,000 | 2,201 |
| Cash dividends | $500,000 | 1,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $463,050 | 3,012 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $8,594,000 | 2,732 |
| Total interest expense | $492,000 | 3,694 |
| Net interest income | $8,102,000 | 2,609 |
| Provision for loan and lease losses | $235,000 | 2,229 |
| Total noninterest income | $1,622,000 | 2,301 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $166,000 | 3,707 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $1,456,000 | 1,852 |
| Total noninterest expense | $7,244,000 | 2,455 |
| Salaries and employee benefits | $3,935,000 | 2,496 |
| Premises and equipment expense | $732,000 | 2,589 |
| Additional noninterest expense | $2,577,000 | 2,212 |
| Pre-tax net operating income | $2,245,000 | 2,931 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $2,245,000 | 2,493 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,245,000 | 2,493 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,245,000 | 2,493 |
| Net charge-offs | $252,000 | 1,626 |
| Cash dividends | $2,220,000 | 1,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,245,000 | 2,477 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,421,000 | 2,754 |
| Total interest expense | $366,000 | 3,721 |
| Net interest income | $6,055,000 | 2,636 |
| Provision for loan and lease losses | $175,000 | 2,174 |
| Total noninterest income | $1,296,000 | 2,241 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $124,000 | 3,734 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,172,000 | 1,787 |
| Total noninterest expense | $5,475,000 | 2,445 |
| Salaries and employee benefits | $2,930,000 | 2,514 |
| Premises and equipment expense | $552,000 | 2,600 |
| Additional noninterest expense | $1,993,000 | 2,130 |
| Pre-tax net operating income | $1,701,000 | 2,957 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $1,701,000 | 2,662 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,701,000 | 2,662 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,701,000 | 2,662 |
| Net charge-offs | $282,000 | 1,159 |
| Cash dividends | $1,500,000 | 1,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,701,000 | 2,643 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,267,000 | 2,746 |
| Total interest expense | $238,000 | 3,744 |
| Net interest income | $4,029,000 | 2,633 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $677,000 | 2,551 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $83,000 | 3,734 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $594,000 | 2,121 |
| Total noninterest expense | $3,651,000 | 2,454 |
| Salaries and employee benefits | $1,968,000 | 2,522 |
| Premises and equipment expense | $356,000 | 2,654 |
| Additional noninterest expense | $1,327,000 | 2,126 |
| Pre-tax net operating income | $1,055,000 | 3,034 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $1,055,000 | 2,735 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,055,000 | 2,735 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,055,000 | 2,735 |
| Net charge-offs | $52,000 | 1,968 |
| Cash dividends | $1,000,000 | 1,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,055,000 | 2,713 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,092,000 | 2,780 |
| Total interest expense | $118,000 | 3,747 |
| Net interest income | $1,974,000 | 2,672 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $308,000 | 2,678 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $39,000 | 3,834 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $269,000 | 2,230 |
| Total noninterest expense | $1,849,000 | 2,452 |
| Salaries and employee benefits | $1,011,000 | 2,504 |
| Premises and equipment expense | $176,000 | 2,723 |
| Additional noninterest expense | $662,000 | 2,133 |
| Pre-tax net operating income | $433,000 | 3,317 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $433,000 | 2,994 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $433,000 | 2,994 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $433,000 | 2,994 |
| Net charge-offs | $59,000 | 1,222 |
| Cash dividends | $500,000 | 1,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $433,000 | 2,974 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $8,735,000 | 2,674 |
| Total interest expense | $495,000 | 3,659 |
| Net interest income | $8,240,000 | 2,558 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $1,727,000 | 2,298 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $173,000 | 3,771 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,554,000 | 1,842 |
| Total noninterest expense | $7,416,000 | 2,439 |
| Salaries and employee benefits | $3,914,000 | 2,536 |
| Premises and equipment expense | $785,000 | 2,534 |
| Additional noninterest expense | $2,717,000 | 2,143 |
| Pre-tax net operating income | $2,551,000 | 2,647 |
| Securities gains (losses) | $43,000 | 1,936 |
| Applicable income taxes | $4,000 | 4,104 |
| Income before extraordinary items | $2,590,000 | 2,346 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,590,000 | 2,343 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,590,000 | 2,345 |
| Net charge-offs | $129,000 | 2,367 |
| Cash dividends | $2,000,000 | 1,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,547,000 | 2,326 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,506,000 | 2,689 |
| Total interest expense | $375,000 | 3,664 |
| Net interest income | $6,131,000 | 2,581 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $1,342,000 | 2,252 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $128,000 | 3,818 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,214,000 | 1,799 |
| Total noninterest expense | $5,661,000 | 2,402 |
| Salaries and employee benefits | $2,985,000 | 2,494 |
| Premises and equipment expense | $575,000 | 2,578 |
| Additional noninterest expense | $2,101,000 | 2,091 |
| Pre-tax net operating income | $1,812,000 | 2,785 |
| Securities gains (losses) | $43,000 | 1,874 |
| Applicable income taxes | $4,000 | 4,144 |
| Income before extraordinary items | $1,851,000 | 2,468 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,851,000 | 2,469 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,851,000 | 2,469 |
| Net charge-offs | $95,000 | 2,102 |
| Cash dividends | $1,500,000 | 1,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,808,000 | 2,455 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,344,000 | 2,702 |
| Total interest expense | $250,000 | 3,684 |
| Net interest income | $4,094,000 | 2,587 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $1,068,000 | 2,016 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $85,000 | 3,824 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $983,000 | 1,574 |
| Total noninterest expense | $3,941,000 | 2,327 |
| Salaries and employee benefits | $2,052,000 | 2,457 |
| Premises and equipment expense | $394,000 | 2,536 |
| Additional noninterest expense | $1,495,000 | 1,974 |
| Pre-tax net operating income | $1,221,000 | 2,736 |
| Securities gains (losses) | $43,000 | 1,534 |
| Applicable income taxes | $4,000 | 4,116 |
| Income before extraordinary items | $1,260,000 | 2,418 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,260,000 | 2,417 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,260,000 | 2,417 |
| Net charge-offs | $24,000 | 2,644 |
| Cash dividends | $1,000,000 | 1,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,217,000 | 2,410 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,161,000 | 2,716 |
| Total interest expense | $127,000 | 3,681 |
| Net interest income | $2,034,000 | 2,596 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $339,000 | 2,568 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $38,000 | 3,981 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $301,000 | 2,087 |
| Total noninterest expense | $1,900,000 | 2,411 |
| Salaries and employee benefits | $974,000 | 2,566 |
| Premises and equipment expense | $194,000 | 2,597 |
| Additional noninterest expense | $732,000 | 1,992 |
| Pre-tax net operating income | $473,000 | 3,136 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $4,000 | 3,979 |
| Income before extraordinary items | $469,000 | 2,854 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $469,000 | 2,853 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $469,000 | 2,854 |
| Net charge-offs | $15,000 | 2,144 |
| Cash dividends | $500,000 | 1,173 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $469,000 | 2,808 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $8,786,000 | 2,646 |
| Total interest expense | $556,000 | 3,532 |
| Net interest income | $8,230,000 | 2,537 |
| Provision for loan and lease losses | $45,000 | 3,695 |
| Total noninterest income | $1,238,000 | 2,745 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $183,000 | 3,832 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,055,000 | 2,310 |
| Total noninterest expense | $7,077,000 | 2,543 |
| Salaries and employee benefits | $3,615,000 | 2,669 |
| Premises and equipment expense | $761,000 | 2,654 |
| Additional noninterest expense | $2,701,000 | 2,191 |
| Pre-tax net operating income | $2,346,000 | 2,745 |
| Securities gains (losses) | $21,000 | 2,208 |
| Applicable income taxes | $1,000 | 4,340 |
| Income before extraordinary items | $2,366,000 | 2,430 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,366,000 | 2,431 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,366,000 | 2,432 |
| Net charge-offs | $10,000 | 4,011 |
| Cash dividends | $3,500,000 | 877 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,345,000 | 2,405 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,560,000 | 2,674 |
| Total interest expense | $427,000 | 3,544 |
| Net interest income | $6,133,000 | 2,561 |
| Provision for loan and lease losses | $45,000 | 3,330 |
| Total noninterest income | $889,000 | 2,816 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $141,000 | 3,827 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $748,000 | 2,401 |
| Total noninterest expense | $5,258,000 | 2,571 |
| Salaries and employee benefits | $2,736,000 | 2,659 |
| Premises and equipment expense | $547,000 | 2,789 |
| Additional noninterest expense | $1,975,000 | 2,227 |
| Pre-tax net operating income | $1,719,000 | 2,843 |
| Securities gains (losses) | $21,000 | 1,989 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $1,740,000 | 2,508 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,740,000 | 2,509 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,740,000 | 2,509 |
| Net charge-offs | $7,000 | 3,743 |
| Cash dividends | $1,500,000 | 1,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,719,000 | 2,483 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,379,000 | 2,674 |
| Total interest expense | $291,000 | 3,523 |
| Net interest income | $4,088,000 | 2,557 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $550,000 | 2,934 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $93,000 | 3,833 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $457,000 | 2,515 |
| Total noninterest expense | $3,553,000 | 2,567 |
| Salaries and employee benefits | $1,847,000 | 2,659 |
| Premises and equipment expense | $355,000 | 2,845 |
| Additional noninterest expense | $1,351,000 | 2,178 |
| Pre-tax net operating income | $1,085,000 | 2,918 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $1,085,000 | 2,611 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,085,000 | 2,613 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,085,000 | 2,613 |
| Net charge-offs | $7,000 | 3,368 |
| Cash dividends | $1,000,000 | 1,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,085,000 | 2,549 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,178,000 | 2,686 |
| Total interest expense | $149,000 | 3,493 |
| Net interest income | $2,029,000 | 2,568 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $228,000 | 3,191 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $46,000 | 3,828 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $182,000 | 2,754 |
| Total noninterest expense | $1,772,000 | 2,581 |
| Salaries and employee benefits | $946,000 | 2,634 |
| Premises and equipment expense | $188,000 | 2,766 |
| Additional noninterest expense | $638,000 | 2,287 |
| Pre-tax net operating income | $485,000 | 3,070 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $485,000 | 2,777 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $485,000 | 2,780 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $485,000 | 2,780 |
| Net charge-offs | $3,000 | 2,911 |
| Cash dividends | $500,000 | 1,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $485,000 | 2,704 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,958,000 | 2,651 |
| Total interest expense | $707,000 | 3,298 |
| Net interest income | $8,251,000 | 2,553 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $1,714,000 | 2,331 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $208,000 | 3,855 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,506,000 | 1,768 |
| Total noninterest expense | $7,340,000 | 2,507 |
| Salaries and employee benefits | $3,797,000 | 2,610 |
| Premises and equipment expense | $805,000 | 2,649 |
| Additional noninterest expense | $2,738,000 | 2,211 |
| Pre-tax net operating income | $2,625,000 | 2,494 |
| Securities gains (losses) | $6,000 | 2,820 |
| Applicable income taxes | $5,000 | 4,305 |
| Income before extraordinary items | $2,626,000 | 2,226 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,626,000 | 2,225 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,626,000 | 2,225 |
| Net charge-offs | $67,000 | 3,528 |
| Cash dividends | $6,000,000 | 511 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,620,000 | 2,179 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,718,000 | 2,669 |
| Total interest expense | $548,000 | 3,279 |
| Net interest income | $6,170,000 | 2,577 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $1,011,000 | 2,688 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $159,000 | 3,862 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $852,000 | 2,164 |
| Total noninterest expense | $5,539,000 | 2,494 |
| Salaries and employee benefits | $2,859,000 | 2,602 |
| Premises and equipment expense | $647,000 | 2,553 |
| Additional noninterest expense | $2,033,000 | 2,210 |
| Pre-tax net operating income | $1,642,000 | 2,877 |
| Securities gains (losses) | $6,000 | 2,508 |
| Applicable income taxes | $4,000 | 4,360 |
| Income before extraordinary items | $1,644,000 | 2,563 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,644,000 | 2,564 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,644,000 | 2,563 |
| Net charge-offs | $26,000 | 3,704 |
| Cash dividends | $5,500,000 | 406 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,638,000 | 2,525 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,451,000 | 2,681 |
| Total interest expense | $385,000 | 3,199 |
| Net interest income | $4,066,000 | 2,597 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $717,000 | 2,559 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $104,000 | 3,872 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $613,000 | 2,024 |
| Total noninterest expense | $3,825,000 | 2,416 |
| Salaries and employee benefits | $1,923,000 | 2,597 |
| Premises and equipment expense | $431,000 | 2,564 |
| Additional noninterest expense | $1,471,000 | 2,055 |
| Pre-tax net operating income | $958,000 | 3,038 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $3,000 | 4,347 |
| Income before extraordinary items | $955,000 | 2,732 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $955,000 | 2,736 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $955,000 | 2,736 |
| Net charge-offs | $28,000 | 3,210 |
| Cash dividends | $1,000,000 | 1,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $955,000 | 2,687 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,199,000 | 2,712 |
| Total interest expense | $202,000 | 3,153 |
| Net interest income | $1,997,000 | 2,631 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $400,000 | 2,369 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $51,000 | 3,887 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $349,000 | 1,820 |
| Total noninterest expense | $1,893,000 | 2,459 |
| Salaries and employee benefits | $974,000 | 2,573 |
| Premises and equipment expense | $236,000 | 2,425 |
| Additional noninterest expense | $683,000 | 2,196 |
| Pre-tax net operating income | $504,000 | 2,876 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $1,000 | 4,330 |
| Income before extraordinary items | $503,000 | 2,557 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $503,000 | 2,560 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $503,000 | 2,560 |
| Net charge-offs | $22,000 | 2,430 |
| Cash dividends | $500,000 | 1,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $503,000 | 2,507 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,318,000 | 2,590 |
| Total interest expense | $970,000 | 3,013 |
| Net interest income | $8,348,000 | 2,503 |
| Provision for loan and lease losses | $150,000 | 3,263 |
| Total noninterest income | $1,234,000 | 2,873 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $227,000 | 3,888 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,007,000 | 2,370 |
| Total noninterest expense | $7,296,000 | 2,532 |
| Salaries and employee benefits | $3,974,000 | 2,488 |
| Premises and equipment expense | $842,000 | 2,600 |
| Additional noninterest expense | $2,480,000 | 2,484 |
| Pre-tax net operating income | $2,136,000 | 2,733 |
| Securities gains (losses) | $6,000 | 2,766 |
| Applicable income taxes | $5,000 | 4,396 |
| Income before extraordinary items | $2,137,000 | 2,481 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,137,000 | 2,485 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,137,000 | 2,484 |
| Net charge-offs | $624,000 | 1,764 |
| Cash dividends | $2,000,000 | 1,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,131,000 | 2,423 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,010,000 | 2,601 |
| Total interest expense | $751,000 | 3,020 |
| Net interest income | $6,259,000 | 2,511 |
| Provision for loan and lease losses | $150,000 | 2,922 |
| Total noninterest income | $889,000 | 2,977 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $171,000 | 3,912 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $718,000 | 2,478 |
| Total noninterest expense | $5,523,000 | 2,516 |
| Salaries and employee benefits | $3,020,000 | 2,476 |
| Premises and equipment expense | $668,000 | 2,501 |
| Additional noninterest expense | $1,835,000 | 2,493 |
| Pre-tax net operating income | $1,475,000 | 2,949 |
| Securities gains (losses) | $6,000 | 2,632 |
| Applicable income taxes | $4,000 | 4,492 |
| Income before extraordinary items | $1,477,000 | 2,692 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,477,000 | 2,696 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,477,000 | 2,696 |
| Net charge-offs | $440,000 | 1,723 |
| Cash dividends | $1,500,000 | 1,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,471,000 | 2,619 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,687,000 | 2,592 |
| Total interest expense | $515,000 | 3,002 |
| Net interest income | $4,172,000 | 2,504 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $605,000 | 2,984 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $115,000 | 3,858 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $490,000 | 2,498 |
| Total noninterest expense | $3,692,000 | 2,510 |
| Salaries and employee benefits | $2,043,000 | 2,448 |
| Premises and equipment expense | $413,000 | 2,673 |
| Additional noninterest expense | $1,236,000 | 2,466 |
| Pre-tax net operating income | $1,085,000 | 2,731 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $3,000 | 4,453 |
| Income before extraordinary items | $1,082,000 | 2,472 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,082,000 | 2,479 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,082,000 | 2,478 |
| Net charge-offs | $393,000 | 1,457 |
| Cash dividends | $1,000,000 | 1,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,082,000 | 2,379 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,304,000 | 2,647 |
| Total interest expense | $267,000 | 2,996 |
| Net interest income | $2,037,000 | 2,577 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $274,000 | 3,121 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $59,000 | 3,789 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $215,000 | 2,676 |
| Total noninterest expense | $1,854,000 | 2,534 |
| Salaries and employee benefits | $1,057,000 | 2,397 |
| Premises and equipment expense | $196,000 | 2,803 |
| Additional noninterest expense | $601,000 | 2,550 |
| Pre-tax net operating income | $457,000 | 3,043 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $1,000 | 4,491 |
| Income before extraordinary items | $456,000 | 2,770 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $456,000 | 2,773 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $456,000 | 2,772 |
| Net charge-offs | $3,000 | 3,820 |
| Cash dividends | $500,000 | 922 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $456,000 | 2,684 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,873,000 | 2,598 |
| Total interest expense | $1,514,000 | 2,698 |
| Net interest income | $8,359,000 | 2,568 |
| Provision for loan and lease losses | $-375,000 | 6,971 |
| Total noninterest income | $1,258,000 | 2,876 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $273,000 | 3,665 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $985,000 | 2,388 |
| Total noninterest expense | $7,293,000 | 2,575 |
| Salaries and employee benefits | $3,916,000 | 2,506 |
| Premises and equipment expense | $759,000 | 2,856 |
| Additional noninterest expense | $2,618,000 | 2,466 |
| Pre-tax net operating income | $2,699,000 | 2,280 |
| Securities gains (losses) | $45,000 | 2,789 |
| Applicable income taxes | $5,000 | 4,499 |
| Income before extraordinary items | $2,739,000 | 2,016 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,739,000 | 2,015 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,739,000 | 2,017 |
| Net charge-offs | $350,000 | 3,113 |
| Cash dividends | $2,400,000 | 1,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,694,000 | 1,929 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,428,000 | 2,644 |
| Total interest expense | $1,212,000 | 2,658 |
| Net interest income | $6,216,000 | 2,639 |
| Provision for loan and lease losses | $-375,000 | 7,102 |
| Total noninterest income | $919,000 | 2,948 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $209,000 | 3,670 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $710,000 | 2,439 |
| Total noninterest expense | $5,501,000 | 2,572 |
| Salaries and employee benefits | $2,943,000 | 2,500 |
| Premises and equipment expense | $577,000 | 2,859 |
| Additional noninterest expense | $1,981,000 | 2,440 |
| Pre-tax net operating income | $2,009,000 | 2,351 |
| Securities gains (losses) | $45,000 | 2,497 |
| Applicable income taxes | $4,000 | 4,560 |
| Income before extraordinary items | $2,050,000 | 2,063 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,050,000 | 2,062 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,050,000 | 2,064 |
| Net charge-offs | $366,000 | 2,572 |
| Cash dividends | $1,800,000 | 854 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,005,000 | 1,979 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,002,000 | 2,633 |
| Total interest expense | $848,000 | 2,645 |
| Net interest income | $4,154,000 | 2,618 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $598,000 | 2,942 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $140,000 | 3,649 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $458,000 | 2,450 |
| Total noninterest expense | $3,840,000 | 2,463 |
| Salaries and employee benefits | $1,958,000 | 2,507 |
| Premises and equipment expense | $378,000 | 2,897 |
| Additional noninterest expense | $1,504,000 | 2,151 |
| Pre-tax net operating income | $912,000 | 3,038 |
| Securities gains (losses) | $45,000 | 2,110 |
| Applicable income taxes | $3,000 | 4,521 |
| Income before extraordinary items | $954,000 | 2,697 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $954,000 | 2,697 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $954,000 | 2,697 |
| Net charge-offs | $307,000 | 2,292 |
| Cash dividends | $1,200,000 | 824 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $909,000 | 2,652 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,525,000 | 2,623 |
| Total interest expense | $438,000 | 2,666 |
| Net interest income | $2,087,000 | 2,618 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $249,000 | 3,254 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $72,000 | 3,586 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $177,000 | 2,830 |
| Total noninterest expense | $1,912,000 | 2,463 |
| Salaries and employee benefits | $993,000 | 2,488 |
| Premises and equipment expense | $198,000 | 2,810 |
| Additional noninterest expense | $721,000 | 2,229 |
| Pre-tax net operating income | $424,000 | 3,206 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $1,000 | 4,577 |
| Income before extraordinary items | $423,000 | 2,942 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $423,000 | 2,945 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $423,000 | 2,946 |
| Net charge-offs | $37,000 | 3,263 |
| Cash dividends | $600,000 | 741 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $423,000 | 2,789 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,028,000 | 2,529 |
| Total interest expense | $2,036,000 | 2,746 |
| Net interest income | $8,992,000 | 2,441 |
| Provision for loan and lease losses | $320,000 | 4,021 |
| Total noninterest income | $1,139,000 | 2,897 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $315,000 | 3,504 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $824,000 | 2,400 |
| Total noninterest expense | $7,036,000 | 2,660 |
| Salaries and employee benefits | $3,648,000 | 2,645 |
| Premises and equipment expense | $641,000 | 3,403 |
| Additional noninterest expense | $2,747,000 | 2,387 |
| Pre-tax net operating income | $2,775,000 | 1,967 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $5,000 | 4,437 |
| Income before extraordinary items | $2,770,000 | 1,730 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,770,000 | 1,731 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,770,000 | 1,731 |
| Net charge-offs | $256,000 | 3,992 |
| Cash dividends | $2,300,000 | 854 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,770,000 | 1,646 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,332,000 | 2,538 |
| Total interest expense | $1,574,000 | 2,772 |
| Net interest income | $6,758,000 | 2,442 |
| Provision for loan and lease losses | $280,000 | 3,703 |
| Total noninterest income | $907,000 | 2,776 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $236,000 | 3,511 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $671,000 | 2,269 |
| Total noninterest expense | $5,327,000 | 2,640 |
| Salaries and employee benefits | $2,750,000 | 2,619 |
| Premises and equipment expense | $524,000 | 3,244 |
| Additional noninterest expense | $2,053,000 | 2,399 |
| Pre-tax net operating income | $2,058,000 | 2,041 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $4,000 | 4,473 |
| Income before extraordinary items | $2,054,000 | 1,799 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,054,000 | 1,799 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,054,000 | 1,799 |
| Net charge-offs | $161,000 | 3,947 |
| Cash dividends | $1,700,000 | 748 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,054,000 | 1,720 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,591,000 | 2,540 |
| Total interest expense | $1,078,000 | 2,794 |
| Net interest income | $4,513,000 | 2,436 |
| Provision for loan and lease losses | $200,000 | 3,519 |
| Total noninterest income | $577,000 | 2,870 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $153,000 | 3,553 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $424,000 | 2,359 |
| Total noninterest expense | $3,808,000 | 2,494 |
| Salaries and employee benefits | $1,847,000 | 2,608 |
| Premises and equipment expense | $414,000 | 2,879 |
| Additional noninterest expense | $1,547,000 | 2,191 |
| Pre-tax net operating income | $1,082,000 | 2,411 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $3,000 | 4,420 |
| Income before extraordinary items | $1,079,000 | 2,133 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,079,000 | 2,134 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,079,000 | 2,134 |
| Net charge-offs | $48,000 | 4,483 |
| Cash dividends | $1,200,000 | 683 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,079,000 | 2,068 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,779,000 | 2,573 |
| Total interest expense | $557,000 | 2,802 |
| Net interest income | $2,222,000 | 2,480 |
| Provision for loan and lease losses | $80,000 | 3,622 |
| Total noninterest income | $301,000 | 2,821 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $76,000 | 3,534 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $225,000 | 2,304 |
| Total noninterest expense | $1,904,000 | 2,511 |
| Salaries and employee benefits | $941,000 | 2,575 |
| Premises and equipment expense | $222,000 | 2,744 |
| Additional noninterest expense | $741,000 | 2,245 |
| Pre-tax net operating income | $539,000 | 2,418 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $1,000 | 4,403 |
| Income before extraordinary items | $538,000 | 2,122 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $538,000 | 2,121 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $538,000 | 2,122 |
| Net charge-offs | $5,000 | 4,645 |
| Cash dividends | $600,000 | 613 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $538,000 | 2,073 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,900,000 | 2,515 |
| Total interest expense | $2,690,000 | 2,825 |
| Net interest income | $9,210,000 | 2,374 |
| Provision for loan and lease losses | $670,000 | 3,674 |
| Total noninterest income | $1,293,000 | 2,778 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $404,000 | 3,059 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $889,000 | 2,347 |
| Total noninterest expense | $6,984,000 | 2,728 |
| Salaries and employee benefits | $3,742,000 | 2,566 |
| Premises and equipment expense | $643,000 | 3,536 |
| Additional noninterest expense | $2,599,000 | 2,589 |
| Pre-tax net operating income | $2,849,000 | 1,694 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $5,000 | 4,343 |
| Income before extraordinary items | $2,844,000 | 1,466 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,844,000 | 1,468 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,844,000 | 1,469 |
| Net charge-offs | $470,000 | 3,738 |
| Cash dividends | $2,400,000 | 694 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,844,000 | 1,415 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,001,000 | 2,553 |
| Total interest expense | $2,068,000 | 2,886 |
| Net interest income | $6,933,000 | 2,398 |
| Provision for loan and lease losses | $320,000 | 4,225 |
| Total noninterest income | $968,000 | 2,789 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $314,000 | 3,061 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $654,000 | 2,368 |
| Total noninterest expense | $5,209,000 | 2,745 |
| Salaries and employee benefits | $2,713,000 | 2,651 |
| Premises and equipment expense | $479,000 | 3,596 |
| Additional noninterest expense | $2,017,000 | 2,464 |
| Pre-tax net operating income | $2,372,000 | 1,657 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $4,000 | 4,431 |
| Income before extraordinary items | $2,368,000 | 1,406 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,368,000 | 1,409 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,368,000 | 1,410 |
| Net charge-offs | $386,000 | 3,414 |
| Cash dividends | $1,800,000 | 599 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,368,000 | 1,351 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,011,000 | 2,583 |
| Total interest expense | $1,418,000 | 2,914 |
| Net interest income | $4,593,000 | 2,410 |
| Provision for loan and lease losses | $200,000 | 4,223 |
| Total noninterest income | $644,000 | 2,729 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $221,000 | 2,958 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $423,000 | 2,336 |
| Total noninterest expense | $3,359,000 | 2,826 |
| Salaries and employee benefits | $1,814,000 | 2,661 |
| Premises and equipment expense | $305,000 | 3,760 |
| Additional noninterest expense | $1,240,000 | 2,640 |
| Pre-tax net operating income | $1,678,000 | 1,544 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $3,000 | 4,407 |
| Income before extraordinary items | $1,675,000 | 1,323 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,675,000 | 1,324 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,675,000 | 1,324 |
| Net charge-offs | $100,000 | 4,255 |
| Cash dividends | $1,200,000 | 577 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,675,000 | 1,276 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,001,000 | 2,634 |
| Total interest expense | $733,000 | 2,958 |
| Net interest income | $2,268,000 | 2,478 |
| Provision for loan and lease losses | $120,000 | 3,696 |
| Total noninterest income | $340,000 | 2,630 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $95,000 | 3,254 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $245,000 | 2,099 |
| Total noninterest expense | $1,654,000 | 2,883 |
| Salaries and employee benefits | $906,000 | 2,705 |
| Premises and equipment expense | $148,000 | 3,919 |
| Additional noninterest expense | $600,000 | 2,709 |
| Pre-tax net operating income | $834,000 | 1,563 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $1,000 | 4,457 |
| Income before extraordinary items | $833,000 | 1,316 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $833,000 | 1,319 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $833,000 | 1,318 |
| Net charge-offs | $78,000 | 3,327 |
| Cash dividends | $600,000 | 554 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $833,000 | 1,275 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $13,088,000 | 2,535 |
| Total interest expense | $3,621,000 | 2,967 |
| Net interest income | $9,467,000 | 2,305 |
| Provision for loan and lease losses | $1,930,000 | 2,523 |
| Total noninterest income | $1,337,000 | 2,753 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $458,000 | 3,060 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $879,000 | 2,316 |
| Total noninterest expense | $6,679,000 | 2,911 |
| Salaries and employee benefits | $3,661,000 | 2,670 |
| Premises and equipment expense | $630,000 | 3,753 |
| Additional noninterest expense | $2,388,000 | 2,856 |
| Pre-tax net operating income | $2,195,000 | 1,768 |
| Securities gains (losses) | $5,000 | 3,451 |
| Applicable income taxes | $5,000 | 4,022 |
| Income before extraordinary items | $2,195,000 | 1,526 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,195,000 | 1,523 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,195,000 | 1,525 |
| Net charge-offs | $1,289,000 | 2,554 |
| Cash dividends | $2,200,000 | 826 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,190,000 | 1,494 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,892,000 | 2,553 |
| Total interest expense | $2,783,000 | 3,030 |
| Net interest income | $7,109,000 | 2,302 |
| Provision for loan and lease losses | $1,810,000 | 2,031 |
| Total noninterest income | $962,000 | 2,890 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $352,000 | 3,033 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $610,000 | 2,491 |
| Total noninterest expense | $5,103,000 | 2,856 |
| Salaries and employee benefits | $2,884,000 | 2,551 |
| Premises and equipment expense | $431,000 | 4,045 |
| Additional noninterest expense | $1,788,000 | 2,820 |
| Pre-tax net operating income | $1,158,000 | 2,491 |
| Securities gains (losses) | $5,000 | 3,160 |
| Applicable income taxes | $4,000 | 4,272 |
| Income before extraordinary items | $1,159,000 | 2,238 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,159,000 | 2,235 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,159,000 | 2,238 |
| Net charge-offs | $1,139,000 | 2,063 |
| Cash dividends | $1,700,000 | 757 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,154,000 | 2,203 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,660,000 | 2,568 |
| Total interest expense | $1,918,000 | 3,065 |
| Net interest income | $4,742,000 | 2,314 |
| Provision for loan and lease losses | $440,000 | 3,134 |
| Total noninterest income | $651,000 | 2,877 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $229,000 | 3,062 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $422,000 | 2,470 |
| Total noninterest expense | $3,449,000 | 2,859 |
| Salaries and employee benefits | $1,994,000 | 2,526 |
| Premises and equipment expense | $286,000 | 4,067 |
| Additional noninterest expense | $1,169,000 | 2,897 |
| Pre-tax net operating income | $1,504,000 | 1,523 |
| Securities gains (losses) | $5,000 | 2,770 |
| Applicable income taxes | $3,000 | 4,355 |
| Income before extraordinary items | $1,506,000 | 1,252 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,506,000 | 1,250 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,506,000 | 1,251 |
| Net charge-offs | $182,000 | 3,545 |
| Cash dividends | $1,200,000 | 745 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,501,000 | 1,223 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,354,000 | 2,589 |
| Total interest expense | $1,024,000 | 2,997 |
| Net interest income | $2,330,000 | 2,335 |
| Provision for loan and lease losses | $320,000 | 2,218 |
| Total noninterest income | $295,000 | 3,055 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $111,000 | 3,071 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $184,000 | 2,629 |
| Total noninterest expense | $1,656,000 | 2,886 |
| Salaries and employee benefits | $1,020,000 | 2,508 |
| Premises and equipment expense | $140,000 | 4,182 |
| Additional noninterest expense | $496,000 | 3,027 |
| Pre-tax net operating income | $649,000 | 1,921 |
| Securities gains (losses) | $5,000 | 2,061 |
| Applicable income taxes | $1,000 | 4,679 |
| Income before extraordinary items | $653,000 | 1,648 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $653,000 | 1,649 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $653,000 | 1,650 |
| Net charge-offs | $121,000 | 2,664 |
| Cash dividends | $600,000 | 715 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $648,000 | 1,585 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,931,000 | 2,651 |
| Total interest expense | $4,726,000 | 3,119 |
| Net interest income | $9,205,000 | 2,377 |
| Provision for loan and lease losses | $755,000 | 3,133 |
| Total noninterest income | $1,544,000 | 2,568 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $554,000 | 2,798 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $990,000 | 2,133 |
| Total noninterest expense | $6,792,000 | 2,757 |
| Salaries and employee benefits | $4,192,000 | 2,400 |
| Premises and equipment expense | $548,000 | 4,221 |
| Additional noninterest expense | $2,052,000 | 2,803 |
| Pre-tax net operating income | $3,202,000 | 1,696 |
| Securities gains (losses) | $-4,000 | 6,940 |
| Applicable income taxes | $5,000 | 4,660 |
| Income before extraordinary items | $3,193,000 | 1,280 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,193,000 | 1,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $571,000 | 2,620 |
| Cash dividends | $7,000,000 | 414 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,197,000 | 1,371 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,491,000 | 2,694 |
| Total interest expense | $3,648,000 | 3,134 |
| Net interest income | $6,843,000 | 2,420 |
| Provision for loan and lease losses | $180,000 | 4,348 |
| Total noninterest income | $1,149,000 | 2,655 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $428,000 | 2,764 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $721,000 | 2,275 |
| Total noninterest expense | $4,913,000 | 2,815 |
| Salaries and employee benefits | $3,025,000 | 2,523 |
| Premises and equipment expense | $409,000 | 4,246 |
| Additional noninterest expense | $1,479,000 | 2,801 |
| Pre-tax net operating income | $2,899,000 | 1,684 |
| Securities gains (losses) | $-4,000 | 7,251 |
| Applicable income taxes | $4,000 | 5,079 |
| Income before extraordinary items | $2,891,000 | 1,283 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,891,000 | 1,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $409,000 | 2,189 |
| Cash dividends | $6,500,000 | 352 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,895,000 | 1,354 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,018,000 | 2,713 |
| Total interest expense | $2,610,000 | 3,067 |
| Net interest income | $4,408,000 | 2,485 |
| Provision for loan and lease losses | $105,000 | 4,183 |
| Total noninterest income | $770,000 | 2,671 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $296,000 | 2,664 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $474,000 | 2,330 |
| Total noninterest expense | $3,304,000 | 2,799 |
| Salaries and employee benefits | $2,023,000 | 2,552 |
| Premises and equipment expense | $265,000 | 4,348 |
| Additional noninterest expense | $1,016,000 | 2,704 |
| Pre-tax net operating income | $1,769,000 | 1,890 |
| Securities gains (losses) | $-4,000 | 8,032 |
| Applicable income taxes | $3,000 | 5,335 |
| Income before extraordinary items | $1,762,000 | 1,555 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,762,000 | 1,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 3,165 |
| Cash dividends | $1,000,000 | 1,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,766,000 | 1,519 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,578,000 | 2,730 |
| Total interest expense | $1,445,000 | 2,981 |
| Net interest income | $2,133,000 | 2,553 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $378,000 | 2,704 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $151,000 | 2,601 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $227,000 | 2,375 |
| Total noninterest expense | $1,652,000 | 2,799 |
| Salaries and employee benefits | $993,000 | 2,604 |
| Premises and equipment expense | $136,000 | 4,286 |
| Additional noninterest expense | $523,000 | 2,614 |
| Pre-tax net operating income | $829,000 | 2,076 |
| Securities gains (losses) | $-22,000 | 8,371 |
| Applicable income taxes | $1,000 | 5,476 |
| Income before extraordinary items | $806,000 | 1,799 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $806,000 | 1,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $500,000 | 1,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $828,000 | 1,697 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,492,000 | 2,780 |
| Total interest expense | $6,608,000 | 2,768 |
| Net interest income | $7,884,000 | 2,763 |
| Provision for loan and lease losses | $115,000 | 4,733 |
| Total noninterest income | $1,577,000 | 2,617 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $710,000 | 2,344 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $867,000 | 2,438 |
| Total noninterest expense | $6,134,000 | 2,908 |
| Salaries and employee benefits | $3,649,000 | 2,701 |
| Premises and equipment expense | $594,000 | 3,864 |
| Additional noninterest expense | $1,891,000 | 2,806 |
| Pre-tax net operating income | $3,212,000 | 2,338 |
| Securities gains (losses) | $-35,000 | 7,913 |
| Applicable income taxes | $5,000 | 5,774 |
| Income before extraordinary items | $3,172,000 | 1,948 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,172,000 | 1,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 3,898 |
| Cash dividends | $1,897,000 | 1,682 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,207,000 | 1,917 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,798,000 | 2,792 |
| Total interest expense | $4,958,000 | 2,757 |
| Net interest income | $5,840,000 | 2,805 |
| Provision for loan and lease losses | $85,000 | 4,429 |
| Total noninterest income | $1,193,000 | 2,594 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $544,000 | 2,286 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $649,000 | 2,444 |
| Total noninterest expense | $4,528,000 | 2,933 |
| Salaries and employee benefits | $2,723,000 | 2,705 |
| Premises and equipment expense | $451,000 | 3,825 |
| Additional noninterest expense | $1,354,000 | 2,862 |
| Pre-tax net operating income | $2,420,000 | 2,492 |
| Securities gains (losses) | $-21,000 | 7,974 |
| Applicable income taxes | $4,000 | 5,949 |
| Income before extraordinary items | $2,395,000 | 2,071 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,395,000 | 2,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 3,216 |
| Cash dividends | $1,397,000 | 1,597 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,416,000 | 2,044 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,185,000 | 2,801 |
| Total interest expense | $3,345,000 | 2,726 |
| Net interest income | $3,840,000 | 2,859 |
| Provision for loan and lease losses | $55,000 | 4,254 |
| Total noninterest income | $794,000 | 2,613 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $366,000 | 2,271 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $428,000 | 2,479 |
| Total noninterest expense | $3,002,000 | 2,975 |
| Salaries and employee benefits | $1,803,000 | 2,755 |
| Premises and equipment expense | $326,000 | 3,635 |
| Additional noninterest expense | $873,000 | 2,957 |
| Pre-tax net operating income | $1,577,000 | 2,595 |
| Securities gains (losses) | $-21,000 | 8,146 |
| Applicable income taxes | $3,000 | 6,009 |
| Income before extraordinary items | $1,553,000 | 2,159 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,553,000 | 2,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,783 |
| Cash dividends | $897,000 | 1,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,574,000 | 2,115 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,550,000 | 2,825 |
| Total interest expense | $1,668,000 | 2,724 |
| Net interest income | $1,882,000 | 2,916 |
| Provision for loan and lease losses | $25,000 | 4,116 |
| Total noninterest income | $375,000 | 2,676 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $176,000 | 2,290 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $199,000 | 2,552 |
| Total noninterest expense | $1,483,000 | 3,014 |
| Salaries and employee benefits | $886,000 | 2,823 |
| Premises and equipment expense | $160,000 | 3,698 |
| Additional noninterest expense | $437,000 | 2,937 |
| Pre-tax net operating income | $749,000 | 2,670 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,000 | 6,046 |
| Income before extraordinary items | $748,000 | 2,186 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $748,000 | 2,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,890 |
| Cash dividends | $297,000 | 2,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $748,000 | 2,178 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,897,000 | 2,708 |
| Total interest expense | $6,244,000 | 2,511 |
| Net interest income | $7,653,000 | 2,868 |
| Provision for loan and lease losses | $171,000 | 3,848 |
| Total noninterest income | $1,593,000 | 2,601 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $759,000 | 2,215 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $834,000 | 2,515 |
| Total noninterest expense | $5,818,000 | 2,944 |
| Salaries and employee benefits | $3,483,000 | 2,743 |
| Premises and equipment expense | $612,000 | 3,709 |
| Additional noninterest expense | $1,723,000 | 2,936 |
| Pre-tax net operating income | $3,257,000 | 2,631 |
| Securities gains (losses) | $-81,000 | 8,126 |
| Applicable income taxes | $5,000 | 6,317 |
| Income before extraordinary items | $3,171,000 | 2,182 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,171,000 | 2,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 2,584 |
| Cash dividends | $1,307,000 | 2,128 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,252,000 | 2,119 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,287,000 | 2,725 |
| Total interest expense | $4,574,000 | 2,492 |
| Net interest income | $5,713,000 | 2,906 |
| Provision for loan and lease losses | $135,000 | 3,558 |
| Total noninterest income | $1,222,000 | 2,572 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $580,000 | 2,186 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $642,000 | 2,461 |
| Total noninterest expense | $4,367,000 | 2,942 |
| Salaries and employee benefits | $2,580,000 | 2,768 |
| Premises and equipment expense | $459,000 | 3,717 |
| Additional noninterest expense | $1,328,000 | 2,851 |
| Pre-tax net operating income | $2,433,000 | 2,716 |
| Securities gains (losses) | $-90,000 | 8,371 |
| Applicable income taxes | $4,000 | 6,438 |
| Income before extraordinary items | $2,339,000 | 2,274 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,339,000 | 2,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 2,222 |
| Cash dividends | $965,000 | 1,986 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,429,000 | 2,183 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,706,000 | 2,750 |
| Total interest expense | $2,981,000 | 2,451 |
| Net interest income | $3,725,000 | 2,975 |
| Provision for loan and lease losses | $120,000 | 2,983 |
| Total noninterest income | $811,000 | 2,568 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $391,000 | 2,137 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $420,000 | 2,487 |
| Total noninterest expense | $2,901,000 | 2,966 |
| Salaries and employee benefits | $1,682,000 | 2,820 |
| Premises and equipment expense | $326,000 | 3,531 |
| Additional noninterest expense | $893,000 | 2,837 |
| Pre-tax net operating income | $1,515,000 | 2,859 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $3,000 | 6,457 |
| Income before extraordinary items | $1,512,000 | 2,324 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,512,000 | 2,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 1,628 |
| Cash dividends | $614,000 | 2,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,512,000 | 2,310 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,290,000 | 2,743 |
| Total interest expense | $1,459,000 | 2,375 |
| Net interest income | $1,831,000 | 3,004 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $385,000 | 2,609 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $174,000 | 2,295 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $211,000 | 2,413 |
| Total noninterest expense | $1,457,000 | 2,955 |
| Salaries and employee benefits | $850,000 | 2,823 |
| Premises and equipment expense | $165,000 | 3,494 |
| Additional noninterest expense | $442,000 | 2,854 |
| Pre-tax net operating income | $699,000 | 2,974 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,000 | 6,453 |
| Income before extraordinary items | $698,000 | 2,446 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $698,000 | 2,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 1,023 |
| Cash dividends | $284,000 | 2,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $698,000 | 2,425 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $12,735,000 | 2,578 |
| Total interest expense | $4,731,000 | 2,314 |
| Net interest income | $8,004,000 | 2,699 |
| Provision for loan and lease losses | $334,000 | 2,613 |
| Total noninterest income | $1,361,000 | 2,866 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $631,000 | 2,557 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $730,000 | 2,694 |
| Total noninterest expense | $6,079,000 | 2,723 |
| Salaries and employee benefits | $3,364,000 | 2,692 |
| Premises and equipment expense | $694,000 | 3,259 |
| Additional noninterest expense | $2,021,000 | 2,465 |
| Pre-tax net operating income | $2,952,000 | 2,792 |
| Securities gains (losses) | $13,000 | 1,399 |
| Applicable income taxes | $5,000 | 6,664 |
| Income before extraordinary items | $2,960,000 | 2,272 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,960,000 | 2,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $368,000 | 1,500 |
| Cash dividends | $1,183,000 | 2,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,947,000 | 2,242 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,365,000 | 2,574 |
| Total interest expense | $3,361,000 | 2,316 |
| Net interest income | $6,004,000 | 2,674 |
| Provision for loan and lease losses | $180,000 | 3,127 |
| Total noninterest income | $972,000 | 2,963 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $450,000 | 2,653 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $522,000 | 2,795 |
| Total noninterest expense | $4,489,000 | 2,735 |
| Salaries and employee benefits | $2,424,000 | 2,748 |
| Premises and equipment expense | $403,000 | 3,951 |
| Additional noninterest expense | $1,662,000 | 2,228 |
| Pre-tax net operating income | $2,307,000 | 2,735 |
| Securities gains (losses) | $15,000 | 1,338 |
| Applicable income taxes | $4,000 | 6,719 |
| Income before extraordinary items | $2,318,000 | 2,208 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,318,000 | 2,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-67,000 | 8,528 |
| Cash dividends | $972,000 | 1,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,303,000 | 2,184 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,154,000 | 2,551 |
| Total interest expense | $2,142,000 | 2,283 |
| Net interest income | $4,012,000 | 2,644 |
| Provision for loan and lease losses | $120,000 | 3,004 |
| Total noninterest income | $619,000 | 3,023 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $293,000 | 2,669 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $326,000 | 2,913 |
| Total noninterest expense | $2,986,000 | 2,706 |
| Salaries and employee benefits | $1,585,000 | 2,781 |
| Premises and equipment expense | $274,000 | 3,881 |
| Additional noninterest expense | $1,127,000 | 2,184 |
| Pre-tax net operating income | $1,525,000 | 2,714 |
| Securities gains (losses) | $15,000 | 1,210 |
| Applicable income taxes | $3,000 | 6,722 |
| Income before extraordinary items | $1,537,000 | 2,193 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,537,000 | 2,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 8,284 |
| Cash dividends | $617,000 | 1,893 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,522,000 | 2,165 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,048,000 | 2,536 |
| Total interest expense | $1,050,000 | 2,228 |
| Net interest income | $1,998,000 | 2,641 |
| Provision for loan and lease losses | $60,000 | 2,830 |
| Total noninterest income | $293,000 | 3,109 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $135,000 | 2,769 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $158,000 | 2,881 |
| Total noninterest expense | $1,498,000 | 2,718 |
| Salaries and employee benefits | $796,000 | 2,778 |
| Premises and equipment expense | $152,000 | 3,614 |
| Additional noninterest expense | $550,000 | 2,225 |
| Pre-tax net operating income | $733,000 | 2,754 |
| Securities gains (losses) | $6,000 | 1,143 |
| Applicable income taxes | $1,000 | 6,740 |
| Income before extraordinary items | $738,000 | 2,231 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $738,000 | 2,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,076 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $732,000 | 2,207 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,351,000 | 2,332 |
| Total interest expense | $3,749,000 | 2,167 |
| Net interest income | $8,602,000 | 2,379 |
| Provision for loan and lease losses | $240,000 | 3,319 |
| Total noninterest income | $1,327,000 | 2,918 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $643,000 | 2,555 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $684,000 | 2,738 |
| Total noninterest expense | $5,879,000 | 2,703 |
| Salaries and employee benefits | $3,247,000 | 2,652 |
| Premises and equipment expense | $548,000 | 3,807 |
| Additional noninterest expense | $2,084,000 | 2,331 |
| Pre-tax net operating income | $3,810,000 | 2,138 |
| Securities gains (losses) | $13,000 | 2,682 |
| Applicable income taxes | $5,000 | 6,914 |
| Income before extraordinary items | $3,818,000 | 1,683 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,818,000 | 1,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 3,064 |
| Cash dividends | $2,000,000 | 1,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,805,000 | 1,636 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,170,000 | 2,320 |
| Total interest expense | $2,756,000 | 2,166 |
| Net interest income | $6,414,000 | 2,356 |
| Provision for loan and lease losses | $180,000 | 3,152 |
| Total noninterest income | $1,000,000 | 2,928 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $495,000 | 2,521 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $505,000 | 2,782 |
| Total noninterest expense | $4,223,000 | 2,778 |
| Salaries and employee benefits | $2,274,000 | 2,789 |
| Premises and equipment expense | $277,000 | 5,014 |
| Additional noninterest expense | $1,672,000 | 2,159 |
| Pre-tax net operating income | $3,011,000 | 2,067 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $4,000 | 6,986 |
| Income before extraordinary items | $3,007,000 | 1,615 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,007,000 | 1,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 2,732 |
| Cash dividends | $1,500,000 | 1,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,007,000 | 1,565 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,033,000 | 2,340 |
| Total interest expense | $1,810,000 | 2,169 |
| Net interest income | $4,223,000 | 2,367 |
| Provision for loan and lease losses | $120,000 | 3,090 |
| Total noninterest income | $644,000 | 3,019 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $326,000 | 2,537 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $318,000 | 2,892 |
| Total noninterest expense | $2,770,000 | 2,823 |
| Salaries and employee benefits | $1,476,000 | 2,873 |
| Premises and equipment expense | $198,000 | 4,785 |
| Additional noninterest expense | $1,096,000 | 2,211 |
| Pre-tax net operating income | $1,977,000 | 2,060 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $3,000 | 6,985 |
| Income before extraordinary items | $1,974,000 | 1,629 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,974,000 | 1,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 3,012 |
| Cash dividends | $1,000,000 | 1,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,974,000 | 1,563 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,989,000 | 2,366 |
| Total interest expense | $907,000 | 2,192 |
| Net interest income | $2,082,000 | 2,399 |
| Provision for loan and lease losses | $60,000 | 2,918 |
| Total noninterest income | $310,000 | 3,038 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $164,000 | 2,483 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $146,000 | 2,993 |
| Total noninterest expense | $1,363,000 | 2,872 |
| Salaries and employee benefits | $744,000 | 2,859 |
| Premises and equipment expense | $98,000 | 4,857 |
| Additional noninterest expense | $521,000 | 2,273 |
| Pre-tax net operating income | $969,000 | 2,062 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,000 | 6,972 |
| Income before extraordinary items | $968,000 | 1,637 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $968,000 | 1,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 2,092 |
| Cash dividends | $500,000 | 1,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $968,000 | 1,548 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,801,000 | 2,419 |
| Total interest expense | $3,884,000 | 2,273 |
| Net interest income | $7,917,000 | 2,452 |
| Provision for loan and lease losses | $240,000 | 3,615 |
| Total noninterest income | $1,185,000 | 3,338 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $661,000 | 2,485 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $524,000 | 3,500 |
| Total noninterest expense | $5,463,000 | 2,830 |
| Salaries and employee benefits | $3,013,000 | 2,758 |
| Premises and equipment expense | $405,000 | 4,697 |
| Additional noninterest expense | $2,045,000 | 2,356 |
| Pre-tax net operating income | $3,399,000 | 2,261 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $5,000 | 7,192 |
| Income before extraordinary items | $3,394,000 | 1,831 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,394,000 | 1,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,855 |
| Cash dividends | $1,925,000 | 1,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,394,000 | 1,745 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,791,000 | 2,473 |
| Total interest expense | $2,960,000 | 2,326 |
| Net interest income | $5,831,000 | 2,504 |
| Provision for loan and lease losses | $180,000 | 3,498 |
| Total noninterest income | $907,000 | 3,348 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $485,000 | 2,543 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $422,000 | 3,438 |
| Total noninterest expense | $4,005,000 | 2,900 |
| Salaries and employee benefits | $2,197,000 | 2,834 |
| Premises and equipment expense | $322,000 | 4,514 |
| Additional noninterest expense | $1,486,000 | 2,420 |
| Pre-tax net operating income | $2,553,000 | 2,342 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $4,000 | 7,286 |
| Income before extraordinary items | $2,549,000 | 1,885 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,549,000 | 1,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,080 |
| Cash dividends | $1,425,000 | 1,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,549,000 | 1,782 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,837,000 | 2,496 |
| Total interest expense | $2,000,000 | 2,371 |
| Net interest income | $3,837,000 | 2,537 |
| Provision for loan and lease losses | $120,000 | 3,448 |
| Total noninterest income | $600,000 | 3,345 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $313,000 | 2,562 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $287,000 | 3,386 |
| Total noninterest expense | $2,669,000 | 2,892 |
| Salaries and employee benefits | $1,459,000 | 2,847 |
| Premises and equipment expense | $201,000 | 4,692 |
| Additional noninterest expense | $1,009,000 | 2,351 |
| Pre-tax net operating income | $1,648,000 | 2,401 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $2,000 | 7,353 |
| Income before extraordinary items | $1,646,000 | 1,933 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,646,000 | 1,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 3,326 |
| Cash dividends | $925,000 | 1,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,646,000 | 1,824 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,912,000 | 2,514 |
| Total interest expense | $993,000 | 2,449 |
| Net interest income | $1,919,000 | 2,525 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $286,000 | 3,362 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $155,000 | 2,520 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $131,000 | 3,454 |
| Total noninterest expense | $1,329,000 | 2,885 |
| Salaries and employee benefits | $723,000 | 2,868 |
| Premises and equipment expense | $102,000 | 4,629 |
| Additional noninterest expense | $504,000 | 2,326 |
| Pre-tax net operating income | $816,000 | 2,429 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,000 | 7,273 |
| Income before extraordinary items | $815,000 | 1,939 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $815,000 | 1,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,925 |
| Cash dividends | $425,000 | 1,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $815,000 | 1,830 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $12,463,000 | 2,477 |
| Total interest expense | $4,632,000 | 2,399 |
| Net interest income | $7,831,000 | 2,455 |
| Provision for loan and lease losses | $210,000 | 4,243 |
| Total noninterest income | $1,117,000 | 3,229 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $694,000 | 2,263 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $423,000 | 3,603 |
| Total noninterest expense | $5,292,000 | 2,781 |
| Salaries and employee benefits | $3,003,000 | 2,627 |
| Premises and equipment expense | $463,000 | 4,186 |
| Additional noninterest expense | $1,826,000 | 2,514 |
| Pre-tax net operating income | $3,446,000 | 2,233 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $5,000 | 7,446 |
| Income before extraordinary items | $3,441,000 | 1,743 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,441,000 | 1,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $340,000 | 2,175 |
| Cash dividends | $1,550,000 | 1,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,441,000 | 1,689 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,965,000 | 2,456 |
| Total interest expense | $6,535,000 | 2,459 |
| Net interest income | $7,430,000 | 2,417 |
| Provision for loan and lease losses | $180,000 | 4,345 |
| Total noninterest income | $1,187,000 | 2,952 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $686,000 | 2,174 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $501,000 | 3,127 |
| Total noninterest expense | $5,211,000 | 2,726 |
| Salaries and employee benefits | $2,653,000 | 2,806 |
| Premises and equipment expense | $676,000 | 3,041 |
| Additional noninterest expense | $1,882,000 | 2,371 |
| Pre-tax net operating income | $3,226,000 | 2,126 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $29,000 | 7,102 |
| Income before extraordinary items | $3,197,000 | 1,644 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,197,000 | 1,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 4,230 |
| Cash dividends | $5,022,000 | 609 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,197,000 | 1,582 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,314,000 | 2,612 |
| Total interest expense | $6,138,000 | 2,723 |
| Net interest income | $7,176,000 | 2,474 |
| Provision for loan and lease losses | $120,000 | 4,828 |
| Total noninterest income | $1,376,000 | 2,505 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $721,000 | 1,914 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $655,000 | 2,489 |
| Total noninterest expense | $5,237,000 | 2,596 |
| Salaries and employee benefits | $2,717,000 | 2,623 |
| Premises and equipment expense | $694,000 | 2,897 |
| Additional noninterest expense | $1,826,000 | 2,357 |
| Pre-tax net operating income | $3,195,000 | 2,261 |
| Securities gains (losses) | $-61,000 | 9,265 |
| Applicable income taxes | $338,000 | 4,331 |
| Income before extraordinary items | $2,796,000 | 1,866 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,796,000 | 1,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 4,889 |
| Cash dividends | $2,000,000 | 1,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,850,290 | 1,828 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,037,000 | 2,513 |
| Total interest expense | $5,902,000 | 2,499 |
| Net interest income | $7,135,000 | 2,475 |
| Provision for loan and lease losses | $96,000 | 5,335 |
| Total noninterest income | $1,272,000 | 2,590 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $693,000 | 1,920 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $579,000 | 2,693 |
| Total noninterest expense | $4,791,000 | 2,824 |
| Salaries and employee benefits | $2,603,000 | 2,698 |
| Premises and equipment expense | $611,000 | 3,197 |
| Additional noninterest expense | $1,577,000 | 2,748 |
| Pre-tax net operating income | $3,520,000 | 2,080 |
| Securities gains (losses) | $21,000 | 1,369 |
| Applicable income taxes | $365,000 | 4,383 |
| Income before extraordinary items | $3,176,000 | 1,683 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,176,000 | 1,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,540 |
| Cash dividends | $2,000,000 | 1,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,157,100 | 1,662 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,712,000 | 2,567 |
| Total interest expense | $5,827,000 | 2,598 |
| Net interest income | $6,885,000 | 2,461 |
| Provision for loan and lease losses | $84,000 | 5,485 |
| Total noninterest income | $1,169,000 | 2,751 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $652,000 | 1,958 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $517,000 | 2,920 |
| Total noninterest expense | $4,522,000 | 2,874 |
| Salaries and employee benefits | $2,552,000 | 2,655 |
| Premises and equipment expense | $600,000 | 3,173 |
| Additional noninterest expense | $1,370,000 | 3,003 |
| Pre-tax net operating income | $3,448,000 | 2,099 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $347,000 | 4,779 |
| Income before extraordinary items | $3,101,000 | 1,696 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,101,000 | 1,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,482 |
| Cash dividends | $2,000,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,101,000 | 1,631 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,408,000 | 2,642 |
| Total interest expense | $5,584,000 | 2,673 |
| Net interest income | $6,824,000 | 2,543 |
| Provision for loan and lease losses | $84,000 | 5,567 |
| Total noninterest income | $1,787,000 | 1,941 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $682,000 | 1,916 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,105,000 | 1,642 |
| Total noninterest expense | $5,998,000 | 2,135 |
| Salaries and employee benefits | $3,963,000 | 1,654 |
| Premises and equipment expense | $595,000 | 3,180 |
| Additional noninterest expense | $1,440,000 | 2,836 |
| Pre-tax net operating income | $2,529,000 | 2,879 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $779,000 | 2,992 |
| Income before extraordinary items | $1,750,000 | 2,911 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,750,000 | 2,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 4,010 |
| Cash dividends | $1,662,000 | 1,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,750,000 | 2,854 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,665,000 | 2,830 |
| Total interest expense | $4,942,000 | 3,036 |
| Net interest income | $6,723,000 | 2,619 |
| Provision for loan and lease losses | $84,000 | 5,516 |
| Total noninterest income | $1,149,000 | 2,777 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $660,000 | 2,044 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $489,000 | 2,970 |
| Total noninterest expense | $4,323,000 | 3,123 |
| Salaries and employee benefits | $2,492,000 | 2,711 |
| Premises and equipment expense | $529,000 | 3,610 |
| Additional noninterest expense | $1,302,000 | 3,525 |
| Pre-tax net operating income | $3,465,000 | 2,069 |
| Securities gains (losses) | $-5,000 | 9,952 |
| Applicable income taxes | $1,184,000 | 2,013 |
| Income before extraordinary items | $2,276,000 | 2,175 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,276,000 | 2,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,420 |
| Cash dividends | $4,500,000 | 716 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,279,300 | 2,121 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,279,000 | 2,951 |
| Total interest expense | $4,945,000 | 3,057 |
| Net interest income | $6,334,000 | 2,824 |
| Provision for loan and lease losses | $84,000 | 4,983 |
| Total noninterest income | $871,000 | 3,445 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $516,000 | 2,626 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $355,000 | 3,572 |
| Total noninterest expense | $4,141,000 | 3,216 |
| Salaries and employee benefits | $2,431,000 | 2,748 |
| Premises and equipment expense | $574,000 | 3,332 |
| Additional noninterest expense | $1,136,000 | 3,929 |
| Pre-tax net operating income | $2,980,000 | 2,449 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $899,000 | 2,602 |
| Income before extraordinary items | $2,083,000 | 2,410 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,083,000 | 2,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 4,113 |
| Cash dividends | $500,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,081,600 | 2,390 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,312,000 | 2,951 |
| Total interest expense | $3,954,000 | 3,089 |
| Net interest income | $6,358,000 | 2,851 |
| Provision for loan and lease losses | $84,000 | 4,941 |
| Total noninterest income | $844,000 | 3,546 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $498,000 | 2,757 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $346,000 | 3,743 |
| Total noninterest expense | $4,220,000 | 3,250 |
| Salaries and employee benefits | $2,130,000 | 3,097 |
| Premises and equipment expense | $636,000 | 3,097 |
| Additional noninterest expense | $1,454,000 | 3,405 |
| Pre-tax net operating income | $2,898,000 | 2,450 |
| Securities gains (losses) | $-3,000 | 9,178 |
| Applicable income taxes | $930,000 | 2,399 |
| Income before extraordinary items | $1,965,000 | 2,475 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,965,000 | 2,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,562 |
| Cash dividends | $500,000 | 3,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,967,040 | 2,490 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,216,000 | 3,024 |
| Total interest expense | $3,911,000 | 3,230 |
| Net interest income | $6,305,000 | 2,880 |
| Provision for loan and lease losses | $275,000 | 3,195 |
| Total noninterest income | $874,000 | 3,716 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $471,000 | 2,967 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $403,000 | 3,731 |
| Total noninterest expense | $3,756,000 | 3,689 |
| Salaries and employee benefits | $2,062,000 | 3,188 |
| Premises and equipment expense | $513,000 | 3,773 |
| Additional noninterest expense | $1,181,000 | 4,247 |
| Pre-tax net operating income | $3,148,000 | 2,170 |
| Securities gains (losses) | $10,000 | 5,473 |
| Applicable income taxes | $1,142,000 | 2,005 |
| Income before extraordinary items | $2,016,000 | 2,492 |
| Extraordinary gains, net | $336,000 | 638 |
| Net income | $2,352,000 | 2,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 4,621 |
| Cash dividends | $500,000 | 3,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,009,600 | 2,351 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,832,000 | 3,235 |
| Total interest expense | $4,703,000 | 3,490 |
| Net interest income | $6,129,000 | 2,975 |
| Provision for loan and lease losses | $300,000 | 4,111 |
| Total noninterest income | $802,000 | 3,967 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $449,000 | 3,124 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $353,000 | 4,015 |
| Total noninterest expense | $3,859,000 | 3,616 |
| Salaries and employee benefits | $1,810,000 | 3,533 |
| Premises and equipment expense | $712,000 | 2,876 |
| Additional noninterest expense | $1,337,000 | 3,943 |
| Pre-tax net operating income | $2,772,000 | 2,227 |
| Securities gains (losses) | $5,000 | 7,049 |
| Applicable income taxes | $863,000 | 2,411 |
| Income before extraordinary items | $1,914,000 | 2,391 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,914,000 | 2,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 4,645 |
| Cash dividends | $500,000 | 2,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,910,550 | 2,223 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.