Home > Grand National Bank > Loan Charge- Offs and Recoveries

Grand National Bank, Loan Charge- Offs and Recoveries

1999-12-31 (YTD Data)Rank
Total charge-offs$6,770,000270
Loans secured by real estate, total$1,446,000171
To non-U.S. addressees$08
Real estate loans in domestic offices$1,446,000171
Construction and land development$0611
Secured by farmland$0351
Total charge-offs secured by 1-4 family residential properties$617,000223
Secured by multifamily residential properties$0249
Secured by nonfarm nonresidential properties$829,00091
Real estate loans in foreign officesNANA
Loans to depository institutions$027
To foreign banks$023
Loans to finance agricultural production and other loans to farmers$0203
Commercial and industrial loans$753,000465
Loans to individuals$4,303,000227
Credit card loan charge offs$48,000802
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$4,255,000136
Loans to foreign governments and official institutions$010
Other loans$268,00087
Lease financing receivables$0289
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$3,501,000176
Loans secured by real estate, total$03,744
To non-U.S. addressees$09
Real estate loans in domestic offices$03,741
Construction and land development$0429
Secured by farmland$0418
Secured by 1-4 family residential properties - total recoveries$02,967
Secured by multifamily residential properties$0246
Secured by nonfarm nonresidential properties$01,309
Real estate loans in foreign officesNANA
Loans to depository institutions$024
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0208
Commercial and industrial loans$576,000217
Loans to individuals$2,829,000124
Credit card loan recoveries$18,000566
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$2,811,00081
Loans to foreign governments and official institutions$011
Other loans$96,00079
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$3,269,000344
Loans secured by real estate, total$1,446,000133
To non-U.S. addressees$07
Real estate loans in domestic offices$1,446,000132
Construction and land development$0547
Secured by farmland$0293
Secured by 1-4 family residential properties- net charge-offs$617,000192
Secured by multifamily residential properties$0211
Secured by nonfarm nonresidential properties$829,00060
Real estate loans in foreign officesNANA
Loans to depository institutions$025
To foreign banks$022
Loans to finance agricultural production and other loans to farmers$0165
Commercial and industrial loans$177,0001,277
To non-U.S. addressees$035
Loans to individuals$1,474,000318
Credit card loan net charge offs$30,000913
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$1,444,000213
Loans to foreign governments and official institutions$09
Other loans$172,00082
Lease financing receivables$0263
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1998-12-31 (YTD Data)Rank
Total charge-offs$10,752,000216
Loans secured by real estate, total$178,000879
To non-U.S. addressees$013
Real estate loans in domestic offices$178,000877
Construction and land development$19,000398
Secured by farmland$3,000272
Total charge-offs secured by 1-4 family residential properties$143,000642
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$13,0001,181
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0187
Commercial and industrial loans$1,143,000306
Loans to individuals$9,159,000167
Credit card loan charge offs$130,000539
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$9,029,00087
Loans to foreign governments and official institutions$011
Other loans$272,00085
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$4,191,000173
Loans secured by real estate, total$243,000344
To non-U.S. addressees$010
Real estate loans in domestic offices$243,000343
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$79,000377
Secured by multifamily residential properties$67,00081
Secured by nonfarm nonresidential properties$97,000322
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$455,000257
Loans to individuals$3,403,000127
Credit card loan recoveries$13,000691
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$3,390,00074
Loans to foreign governments and official institutions$014
Other loans$90,00082
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$6,561,000239
Loans secured by real estate, total$-65,00010,168
To non-U.S. addressees$012
Real estate loans in domestic offices$-65,00010,187
Construction and land development$19,000345
Secured by farmland$3,000221
Secured by 1-4 family residential properties- net charge-offs$64,000909
Secured by multifamily residential properties$-67,00010,410
Secured by nonfarm nonresidential properties$-84,00010,260
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0152
Commercial and industrial loans$688,000373
To non-U.S. addressees$036
Loans to individuals$5,756,000181
Credit card loan net charge offs$117,000509
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$5,639,00093
Loans to foreign governments and official institutions$010
Other loans$182,00081
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1997-12-31 (YTD Data)Rank
Total charge-offs$5,328,000330
Loans secured by real estate, total$629,000419
To non-U.S. addressees$011
Real estate loans in domestic offices$629,000418
Construction and land development$11,000492
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$374,000351
Secured by multifamily residential properties$125,000176
Secured by nonfarm nonresidential properties$119,000555
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0200
Commercial and industrial loans$969,000327
Loans to individuals$3,268,000294
Credit card loan charge offs$110,000637
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$3,158,000183
Loans to foreign governments and official institutions$07
Other loans$462,00057
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$916,000445
Loans secured by real estate, total$36,0001,328
To non-U.S. addressees$012
Real estate loans in domestic offices$36,0001,328
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$20,0001,095
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$16,000867
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0218
Commercial and industrial loans$451,000263
Loans to individuals$358,000412
Credit card loan recoveries$24,000515
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$334,000331
Loans to foreign governments and official institutions$027
Other loans$71,000106
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$4,412,000300
Loans secured by real estate, total$593,000313
To non-U.S. addressees$010
Real estate loans in domestic offices$593,000311
Construction and land development$11,000420
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$354,000303
Secured by multifamily residential properties$125,000143
Secured by nonfarm nonresidential properties$103,000439
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$08
Loans to finance agricultural production and other loans to farmers$0139
Commercial and industrial loans$518,000441
To non-U.S. addressees$021
Loans to individuals$2,910,000273
Credit card loan net charge offs$86,000653
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$2,824,000157
Loans to foreign governments and official institutions$07
Other loans$391,00045
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1996-12-31 (YTD Data)Rank
Total charge-offs$1,717,000784
Loans secured by real estate, total$81,0001,729
To non-U.S. addressees$010
Real estate loans in domestic offices$81,0001,729
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$50,0001,481
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$31,0001,170
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$012
Loans to finance agricultural production and other loans to farmers$0223
Commercial and industrial loans$1,018,000348
Loans to individuals$618,000781
Credit card loan charge offs$25,0001,465
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$593,000616
Loans to foreign governments and official institutions$011
Other loans$0308
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$260,0001,228
Loans secured by real estate, total$04,712
To non-U.S. addressees$08
Real estate loans in domestic offices$04,705
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$03,594
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$01,954
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0231
Commercial and industrial loans$53,0001,766
Loans to individuals$207,000655
Credit card loan recoveries$4,0001,342
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$203,000552
Loans to foreign governments and official institutions$032
Other loans$0331
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,457,000703
Loans secured by real estate, total$81,0001,367
To non-U.S. addressees$07
Real estate loans in domestic offices$81,0001,366
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$50,0001,244
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$31,000922
Real estate loans in foreign officesNANA
Loans to depository institutions$020
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0178
Commercial and industrial loans$965,000260
To non-U.S. addressees$022
Loans to individuals$411,000835
Credit card loan net charge offs$21,0001,442
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$390,000656
Loans to foreign governments and official institutions$05
Other loans$0263
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1995-12-31 (YTD Data)Rank
Total charge-offs$360,0002,253
Loans secured by real estate, total$25,0003,129
To non-U.S. addresseesNANA
Real estate loans in domestic offices$25,0003,127
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$25,0002,188
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$02,210
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$25,0004,624
Loans to individuals$310,0001,115
Credit card loan charge offs$10,0002,061
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$300,000913
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,401
Total recoveries$64,0003,501
Loans secured by real estate, total$05,162
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,149
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$03,910
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$02,179
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$47,0002,064
Loans to individuals$17,0003,578
Credit card loan recoveries$6,0001,187
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$11,0004,209
Loans to foreign governments and official institutions$030
Other loansNANA
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,639
Net charge-offs$296,0001,957
Loans secured by real estate, total$25,0002,537
To non-U.S. addresseesNANA
Real estate loans in domestic offices$25,0002,535
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$25,0001,866
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$01,798
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-22,00010,829
To non-U.S. addresseesNANA
Loans to individuals$293,000892
Credit card loan net charge offs$4,0002,593
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$289,000679
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,114
1994-12-31 (YTD Data)Rank
Total charge-offs$15,0009,195
Loans secured by real estate, total$06,101
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,096
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$04,860
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$02,579
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$07,969
Loans to individuals$15,0006,213
Credit card loan charge offs$04,000
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$15,0005,731
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,333
Total recoveries$1,00010,572
Loans secured by real estate, total$05,649
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,631
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$04,282
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$02,421
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$08,252
Loans to individuals$1,0008,689
Credit card loan recoveries$02,801
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$1,0008,401
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,776
Net charge-offs$14,0007,099
Loans secured by real estate, total$04,935
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,935
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$04,088
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$02,119
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$05,704
To non-U.S. addresseesNANA
Loans to individuals$14,0004,900
Credit card loan net charge offs$03,705
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$14,0004,338
Loans to foreign governments and official institutions$09
Other loansNANA
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,012
1993-12-31 (YTD Data)Rank
Total charge-offs$406,0002,621
Loans secured by real estate, total$329,0001,312
To non-U.S. addresseesNANA
Real estate loans in domestic offices$329,0001,311
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$85,0001,530
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$244,000834
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$56,0004,251
Loans to individuals$21,0005,995
Credit card loan charge offs$1,0003,705
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$20,0005,616
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,635
Total recoveries$23,0006,988
Loans secured by real estate, total$06,091
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,082
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$04,624
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$02,606
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$08,809
Loans to individuals$23,0003,372
Credit card loan recoveries$02,866
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$23,0003,115
Loans to foreign governments and official institutions$038
Other loansNANA
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,965
Net charge-offs$383,0002,124
Loans secured by real estate, total$329,0001,131
To non-U.S. addresseesNANA
Real estate loans in domestic offices$329,0001,129
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$85,0001,315
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$244,000737
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$56,0003,244
To non-U.S. addresseesNANA
Loans to individuals$-2,00011,825
Credit card loan net charge offs$1,0003,421
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-3,00011,946
Loans to foreign governments and official institutions$028
Other loansNANA
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,260
1992-12-31 (YTD Data)Rank
Total charge-offs$313,0003,919
Loans secured by real estate, total$256,0001,880
To non-U.S. addresseesNANA
Real estate loans in domestic offices$256,0001,880
Construction and land development$01,669
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$06,523
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$256,0001,084
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$15,0007,781
Loans to individuals$42,0005,044
Credit card loan charge offs$2,0003,539
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$40,0004,770
Loans to foreign governments and official institutions$043
Other loansNANA
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,961
Total recoveries$6,00010,176
Loans secured by real estate, total$06,234
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,207
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$04,685
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$02,509
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$09,301
Loans to individuals$6,0006,735
Credit card loan recoveries$02,868
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$6,0006,455
Loans to foreign governments and official institutions$047
Other loansNANA
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmers$02,110
Net charge-offs$307,0003,279
Loans secured by real estate, total$256,0001,697
To non-U.S. addresseesNANA
Real estate loans in domestic offices$256,0001,697
Construction and land development$01,547
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$05,775
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$256,0001,005
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$15,0006,419
To non-U.S. addresseesNANA
Loans to individuals$36,0004,398
Credit card loan net charge offs$2,0003,295
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$34,0004,062
Loans to foreign governments and official institutions$037
Other loansNANA
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,543

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.