Home > Grand National Bank > Income and Expense
Grand National Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $113,773,000 | 367 |
| Total interest expense | $50,821,000 | 379 |
| Net interest income | $62,952,000 | 353 |
| Provision for loan and lease losses | $4,300,000 | 329 |
| Total noninterest income | $20,613,000 | 383 |
| Gross Fiduciary activities income | $3,748,000 | 231 |
| Service charges on deposit accounts | $4,876,000 | 301 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $11,989,000 | 409 |
| Total noninterest expense | $48,296,000 | 364 |
| Salaries and employee benefits | $17,187,000 | 440 |
| Premises and equipment expense | $5,204,000 | 449 |
| Additional noninterest expense | $25,905,000 | 312 |
| Pre-tax net operating income | $30,969,000 | 353 |
| Securities gains (losses) | $-113,000 | 9,978 |
| Applicable income taxes | $9,828,000 | 375 |
| Income before extraordinary items | $21,028,000 | 356 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $21,028,000 | 356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,269,000 | 344 |
| Cash dividends | $7,000,000 | 521 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $21,104,840 | 347 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $116,470,000 | 346 |
| Total interest expense | $54,419,000 | 362 |
| Net interest income | $62,051,000 | 340 |
| Provision for loan and lease losses | $3,600,000 | 403 |
| Total noninterest income | $13,322,000 | 503 |
| Gross Fiduciary activities income | $3,494,000 | 240 |
| Service charges on deposit accounts | $5,657,000 | 250 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $4,171,000 | 731 |
| Total noninterest expense | $49,947,000 | 349 |
| Salaries and employee benefits | $13,685,000 | 539 |
| Premises and equipment expense | $6,402,000 | 362 |
| Additional noninterest expense | $29,860,000 | 284 |
| Pre-tax net operating income | $21,826,000 | 419 |
| Securities gains (losses) | $15,896,000 | 49 |
| Applicable income taxes | $12,879,000 | 289 |
| Income before extraordinary items | $24,843,000 | 282 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $24,843,000 | 283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,561,000 | 239 |
| Cash dividends | $5,000,000 | 633 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $14,351,640 | 411 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $120,413,000 | 345 |
| Total interest expense | $57,203,000 | 355 |
| Net interest income | $63,210,000 | 332 |
| Provision for loan and lease losses | $9,700,000 | 216 |
| Total noninterest income | $12,983,000 | 473 |
| Gross Fiduciary activities income | $3,714,000 | 229 |
| Service charges on deposit accounts | $5,715,000 | 253 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $3,554,000 | 761 |
| Total noninterest expense | $47,548,000 | 341 |
| Salaries and employee benefits | $14,439,000 | 478 |
| Premises and equipment expense | $6,485,000 | 354 |
| Additional noninterest expense | $26,624,000 | 283 |
| Pre-tax net operating income | $18,945,000 | 479 |
| Securities gains (losses) | $7,669,000 | 59 |
| Applicable income taxes | $8,432,000 | 400 |
| Income before extraordinary items | $18,182,000 | 362 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $18,182,000 | 363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,412,000 | 300 |
| Cash dividends | $9,300,000 | 386 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $12,967,080 | 456 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $68,544,000 | 577 |
| Total interest expense | $32,894,000 | 572 |
| Net interest income | $35,650,000 | 572 |
| Provision for loan and lease losses | $2,225,000 | 563 |
| Total noninterest income | $6,596,000 | 782 |
| Gross Fiduciary activities income | $273,000 | 889 |
| Service charges on deposit accounts | $4,029,000 | 378 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,294,000 | 1,056 |
| Total noninterest expense | $26,060,000 | 631 |
| Salaries and employee benefits | $11,674,000 | 594 |
| Premises and equipment expense | $3,720,000 | 600 |
| Additional noninterest expense | $10,666,000 | 639 |
| Pre-tax net operating income | $13,961,000 | 596 |
| Securities gains (losses) | $1,239,000 | 220 |
| Applicable income taxes | $4,091,000 | 686 |
| Income before extraordinary items | $11,109,000 | 529 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $11,109,000 | 531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,457,000 | 703 |
| Cash dividends | $14,850,000 | 338 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $10,204,530 | 549 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $16,512,000 | 2,037 |
| Total interest expense | $8,202,000 | 1,919 |
| Net interest income | $8,310,000 | 2,165 |
| Provision for loan and lease losses | $185,000 | 3,176 |
| Total noninterest income | $1,972,000 | 1,846 |
| Gross Fiduciary activities income | $29,000 | 1,368 |
| Service charges on deposit accounts | $1,150,000 | 1,157 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $793,000 | 2,117 |
| Total noninterest expense | $7,475,000 | 1,870 |
| Salaries and employee benefits | $3,412,000 | 1,939 |
| Premises and equipment expense | $995,000 | 2,027 |
| Additional noninterest expense | $3,068,000 | 1,668 |
| Pre-tax net operating income | $2,622,000 | 2,713 |
| Securities gains (losses) | $-81,000 | 11,397 |
| Applicable income taxes | $482,000 | 4,319 |
| Income before extraordinary items | $2,059,000 | 2,442 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,059,000 | 2,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $296,000 | 1,957 |
| Cash dividends | $950,000 | 2,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,124,610 | 2,347 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,819,000 | 4,323 |
| Total interest expense | $2,677,000 | 4,369 |
| Net interest income | $4,142,000 | 4,241 |
| Provision for loan and lease losses | $180,000 | 3,202 |
| Total noninterest income | $600,000 | 4,659 |
| Gross Fiduciary activities income | $13,000 | 1,457 |
| Service charges on deposit accounts | $381,000 | 3,547 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $206,000 | 5,168 |
| Total noninterest expense | $3,491,000 | 3,854 |
| Salaries and employee benefits | $1,580,000 | 4,090 |
| Premises and equipment expense | $507,000 | 3,756 |
| Additional noninterest expense | $1,404,000 | 3,521 |
| Pre-tax net operating income | $1,071,000 | 5,676 |
| Securities gains (losses) | $-18,000 | 10,260 |
| Applicable income taxes | $198,000 | 7,372 |
| Income before extraordinary items | $855,000 | 5,096 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $855,000 | 5,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,099 |
| Cash dividends | $700,000 | 2,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $869,580 | 5,092 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,847,000 | 4,403 |
| Total interest expense | $3,144,000 | 3,963 |
| Net interest income | $3,703,000 | 4,724 |
| Provision for loan and lease losses | $165,000 | 4,400 |
| Total noninterest income | $581,000 | 5,065 |
| Gross Fiduciary activities income | $14,000 | 1,473 |
| Service charges on deposit accounts | $412,000 | 3,356 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $155,000 | 6,451 |
| Total noninterest expense | $3,436,000 | 3,975 |
| Salaries and employee benefits | $1,444,000 | 4,428 |
| Premises and equipment expense | $565,000 | 3,505 |
| Additional noninterest expense | $1,427,000 | 3,651 |
| Pre-tax net operating income | $683,000 | 7,453 |
| Securities gains (losses) | $142,000 | 2,045 |
| Applicable income taxes | $40,000 | 11,152 |
| Income before extraordinary items | $785,000 | 5,643 |
| Extraordinary gains, net | $142,000 | 1,284 |
| Net income | $927,000 | 5,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $383,000 | 2,124 |
| Cash dividends | $675,000 | 2,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $650,100 | 6,184 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,151,000 | 4,746 |
| Total interest expense | $3,691,000 | 4,365 |
| Net interest income | $3,460,000 | 5,056 |
| Provision for loan and lease losses | $490,000 | 3,049 |
| Total noninterest income | $521,000 | 5,488 |
| Gross Fiduciary activities income | $14,000 | 1,509 |
| Service charges on deposit accounts | $336,000 | 4,066 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $171,000 | 6,197 |
| Total noninterest expense | $3,005,000 | 4,523 |
| Salaries and employee benefits | $1,270,000 | 4,919 |
| Premises and equipment expense | $506,000 | 3,922 |
| Additional noninterest expense | $1,229,000 | 4,256 |
| Pre-tax net operating income | $486,000 | 8,507 |
| Securities gains (losses) | $362,000 | 1,368 |
| Applicable income taxes | $129,000 | 9,137 |
| Income before extraordinary items | $719,000 | 5,807 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $719,000 | 5,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $307,000 | 3,279 |
| Cash dividends | $675,000 | 2,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $411,300 | 7,753 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.