Home > Grand National Bank > Assets and Liabilities
Grand National Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 436 | 406 |
| Assets and Liabilities | ||
| Total Assets: | $1,645,646,000 | 366 |
| Cash and due from depository institutions | $49,632,000 | 406 |
| Interest-bearing balances | $1,619,000 | 1,928 |
| Securities | $410,097,000 | 340 |
| Federal funds sold & reverse repurchase agreements | $2,061,000 | 3,612 |
| Net loans & leases | $1,123,590,000 | 339 |
| Loan loss allowance | $13,474,000 | 373 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $28,117,000 | 286 |
| Other real estate owned | $237,000 | 406 |
| Goodwill and other intangibles | $12,514,000 | 355 |
| All other assets | $19,398,000 | 611 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,645,646,000 | 366 |
| Total liabilities | $1,469,508,000 | 372 |
| Total deposits | $1,363,503,000 | 318 |
| Interest-bearing deposits | $1,305,532,000 | 291 |
| Deposits held in domestic offices | $1,363,503,000 | 313 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,482,000 | 1,012 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $82,000,000 | 555 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $10,523,000 | 597 |
| Total equity capital | $176,138,000 | 305 |
| Total bank equity capital | $176,138,000 | 305 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $14,460,000 | 237 |
| Surplus | $59,368,000 | 404 |
| Undivided profits | $102,310,000 | 246 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,707,000 | 371 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $6,274,000 | 384 |
| Earning assets | $1,537,367,000 | 359 |
| Long-term assets (5+ years) | $315,799,000 | 369 |
| Average Assets, year-to-date | $1,596,235,800 | 355 |
| Average Assets, quarterly | $1,635,400,000 | 363 |
| Volatile liabilities | $270,528,000 | 491 |
| Insider loans | $16,225,000 | 246 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $392,359,000 | 303 |
| Tier 1 (core) risk-based capital | $166,038,000 | 311 |
| Tier 2 risk-based capital | $13,474,000 | 373 |
| Total risk weighted assets | $1,352,969,000 | 318 |
| Total unused commitments | $392,359,000 | 305 |
| Derivatives | $40,000,000 | 251 |
| 1998-12-31 | Rank | |
| # of Employees: | 355 | 503 |
| Assets and Liabilities | ||
| Total Assets: | $1,632,187,000 | 356 |
| Cash and due from depository institutions | $54,713,000 | 503 |
| Interest-bearing balances | $1,719,000 | 2,296 |
| Securities | $515,153,000 | 280 |
| Federal funds sold & reverse repurchase agreements | $58,195,000 | 290 |
| Net loans & leases | $946,307,000 | 378 |
| Loan loss allowance | $12,443,000 | 395 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $29,891,000 | 253 |
| Other real estate owned | $391,000 | 503 |
| Goodwill and other intangibles | $14,027,000 | 315 |
| All other assets | $13,510,000 | 712 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,632,187,000 | 356 |
| Total liabilities | $1,460,768,000 | 362 |
| Total deposits | $1,367,968,000 | 307 |
| Interest-bearing deposits | $1,165,749,000 | 309 |
| Deposits held in domestic offices | $1,367,968,000 | 302 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,887,000 | 969 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $70,000,000 | 489 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $10,913,000 | 597 |
| Total equity capital | $171,419,000 | 320 |
| Total bank equity capital | $171,419,000 | 320 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $14,460,000 | 240 |
| Surplus | $59,368,000 | 386 |
| Undivided profits | $97,591,000 | 262 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,062,000 | 425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $6,735,000 | 350 |
| Earning assets | $1,521,374,000 | 350 |
| Long-term assets (5+ years) | $319,578,000 | 330 |
| Average Assets, year-to-date | $1,609,109,200 | 338 |
| Average Assets, quarterly | $1,630,083,000 | 350 |
| Volatile liabilities | $186,764,000 | 557 |
| Insider loans | $14,295,000 | 254 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $316,223,000 | 335 |
| Tier 1 (core) risk-based capital | $150,598,000 | 323 |
| Tier 2 risk-based capital | $12,443,000 | 382 |
| Total risk weighted assets | $1,150,850,800 | 338 |
| Total unused commitments | $316,223,000 | 337 |
| Derivatives | $30,000,000 | 294 |
| 1997-12-31 | Rank | |
| # of Employees: | 394 | 451 |
| Assets and Liabilities | ||
| Total Assets: | $1,624,528,000 | 344 |
| Cash and due from depository institutions | $63,661,000 | 451 |
| Interest-bearing balances | $159,000 | 4,189 |
| Securities | $444,737,000 | 323 |
| Federal funds sold & reverse repurchase agreements | $19,922,000 | 665 |
| Net loans & leases | $1,017,783,000 | 355 |
| Loan loss allowance | $15,404,000 | 357 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $32,617,000 | 226 |
| Other real estate owned | $2,150,000 | 451 |
| Goodwill and other intangibles | $15,540,000 | 293 |
| All other assets | $28,118,000 | 410 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,624,528,000 | 344 |
| Total liabilities | $1,466,777,000 | 349 |
| Total deposits | $1,334,662,000 | 309 |
| Interest-bearing deposits | $1,146,751,000 | 310 |
| Deposits held in domestic offices | $1,334,662,000 | 305 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $47,598,000 | 494 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $70,000,000 | 475 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $14,517,000 | 496 |
| Total equity capital | $157,751,000 | 319 |
| Total bank equity capital | $157,751,000 | 319 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $14,460,000 | 255 |
| Surplus | $59,368,000 | 374 |
| Undivided profits | $83,923,000 | 302 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,571,000 | 432 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $7,840,000 | 328 |
| Earning assets | $1,482,601,000 | 345 |
| Long-term assets (5+ years) | $340,775,000 | 270 |
| Average Assets, year-to-date | $1,639,285,800 | 337 |
| Average Assets, quarterly | $1,632,656,500 | 341 |
| Volatile liabilities | $225,502,000 | 491 |
| Insider loans | $14,312,000 | 265 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $258,684,000 | 360 |
| Tier 1 (core) risk-based capital | $129,242,000 | 356 |
| Tier 2 risk-based capital | $14,344,160 | 337 |
| Total risk weighted assets | $1,146,473,260 | 325 |
| Total unused commitments | $258,684,000 | 361 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 280 | 663 |
| Assets and Liabilities | ||
| Total Assets: | $961,486,000 | 579 |
| Cash and due from depository institutions | $27,875,000 | 663 |
| Interest-bearing balances | $356,000 | 3,389 |
| Securities | $264,914,000 | 509 |
| Federal funds sold & reverse repurchase agreements | $8,371,000 | 1,546 |
| Net loans & leases | $623,524,000 | 567 |
| Loan loss allowance | $6,354,000 | 730 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $21,949,000 | 351 |
| Other real estate owned | $876,000 | 663 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $13,977,000 | 695 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $961,486,000 | 579 |
| Total liabilities | $879,038,000 | 580 |
| Total deposits | $848,358,000 | 506 |
| Interest-bearing deposits | $721,023,000 | 509 |
| Deposits held in domestic offices | $848,358,000 | 498 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,907,000 | 1,763 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $20,126,000 | 930 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $6,647,000 | 817 |
| Total equity capital | $82,448,000 | 601 |
| Total bank equity capital | $82,448,000 | 601 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $6,450,000 | 586 |
| Surplus | $8,950,000 | 1,781 |
| Undivided profits | $67,048,000 | 392 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,976,000 | 870 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $3,356,000 | 678 |
| Earning assets | $897,165,000 | 573 |
| Long-term assets (5+ years) | $282,242,000 | 319 |
| Average Assets, year-to-date | $941,687,800 | 564 |
| Average Assets, quarterly | $957,269,500 | 571 |
| Volatile liabilities | $137,473,000 | 708 |
| Insider loans | $22,690,000 | 221 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $426,000 | 1,012 |
| Unused loan commitments | $133,547,000 | 555 |
| Tier 1 (core) risk-based capital | $72,726,000 | 634 |
| Tier 2 risk-based capital | $6,354,000 | 617 |
| Total risk weighted assets | $706,217,600 | 510 |
| Total unused commitments | $133,547,000 | 558 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 111 | 1,723 |
| Assets and Liabilities | ||
| Total Assets: | $251,906,000 | 1,860 |
| Cash and due from depository institutions | $12,750,000 | 1,723 |
| Interest-bearing balances | $4,690,000 | 1,004 |
| Securities | $73,660,000 | 1,726 |
| Federal funds sold & reverse repurchase agreements | $3,200,000 | 4,147 |
| Net loans & leases | $152,554,000 | 1,869 |
| Loan loss allowance | $1,205,000 | 2,997 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $6,157,000 | 1,226 |
| Other real estate owned | $200,000 | 1,723 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $3,385,000 | 2,279 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $251,906,000 | 1,860 |
| Total liabilities | $232,188,000 | 1,828 |
| Total deposits | $221,860,000 | 1,752 |
| Interest-bearing deposits | $185,116,000 | 1,817 |
| Deposits held in domestic offices | $221,860,000 | 1,738 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $8,000,000 | 1,310 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,328,000 | 1,857 |
| Total equity capital | $19,718,000 | 2,256 |
| Total bank equity capital | $19,718,000 | 2,256 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000,000 | 3,492 |
| Surplus | $3,000,000 | 4,170 |
| Undivided profits | $15,718,000 | 1,676 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $871,000 | 2,912 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $802,000 | 2,927 |
| Earning assets | $234,104,000 | 1,836 |
| Long-term assets (5+ years) | $53,122,000 | 1,127 |
| Average Assets, year-to-date | $231,969,600 | 1,953 |
| Average Assets, quarterly | $246,115,500 | 1,887 |
| Volatile liabilities | $30,700,000 | 1,820 |
| Insider loans | $3,853,000 | 1,156 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $30,998,000 | 1,450 |
| Tier 1 (core) risk-based capital | $17,644,000 | 2,432 |
| Tier 2 risk-based capital | $1,205,000 | 2,475 |
| Total risk weighted assets | $177,553,900 | 1,604 |
| Total unused commitments | $30,998,000 | 1,461 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 52 | 3,845 |
| Assets and Liabilities | ||
| Total Assets: | $108,940,000 | 4,041 |
| Cash and due from depository institutions | $3,328,000 | 3,845 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $38,561,000 | 3,407 |
| Federal funds sold & reverse repurchase agreements | $2,800,000 | 2,958 |
| Net loans & leases | $60,762,000 | 4,155 |
| Loan loss allowance | $669,000 | 4,987 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,282,000 | 3,233 |
| Other real estate owned | $0 | 3,845 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,207,000 | 5,892 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $108,940,000 | 4,041 |
| Total liabilities | $101,075,000 | 3,966 |
| Total deposits | $100,290,000 | 3,772 |
| Interest-bearing deposits | $83,069,000 | 3,888 |
| Deposits held in domestic offices | $100,290,000 | 3,764 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $785,000 | 3,659 |
| Total equity capital | $7,865,000 | 5,016 |
| Total bank equity capital | $7,865,000 | 5,016 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000,000 | 3,640 |
| Surplus | $1,000,000 | 7,908 |
| Undivided profits | $5,865,000 | 3,709 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $205,000 | 6,690 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $279,000 | 6,941 |
| Earning assets | $102,123,000 | 3,960 |
| Long-term assets (5+ years) | $26,319,000 | 2,043 |
| Average Assets, year-to-date | $110,263,200 | 3,923 |
| Average Assets, quarterly | $108,886,500 | 4,008 |
| Volatile liabilities | $11,868,000 | 3,845 |
| Insider loans | $1,973,000 | 2,110 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $12,756,000 | 2,641 |
| Tier 1 (core) risk-based capital | $8,484,000 | 4,754 |
| Tier 2 risk-based capital | $669,000 | 4,130 |
| Total risk weighted assets | $70,939,000 | 3,621 |
| Total unused commitments | $12,756,000 | 2,651 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 59 | 3,539 |
| Assets and Liabilities | ||
| Total Assets: | $113,479,000 | 3,962 |
| Cash and due from depository institutions | $5,696,000 | 3,539 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $51,314,000 | 2,697 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $51,906,000 | 4,641 |
| Loan loss allowance | $503,000 | 6,349 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,387,000 | 3,065 |
| Other real estate owned | $1,049,000 | 3,539 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,127,000 | 5,568 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $113,479,000 | 3,962 |
| Total liabilities | $104,828,000 | 3,900 |
| Total deposits | $103,761,000 | 3,750 |
| Interest-bearing deposits | $84,926,000 | 3,974 |
| Deposits held in domestic offices | $103,761,000 | 3,743 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $300,000 | 3,480 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $767,000 | 3,856 |
| Total equity capital | $8,651,000 | 4,682 |
| Total bank equity capital | $8,651,000 | 4,682 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000,000 | 3,765 |
| Surplus | $1,000,000 | 8,047 |
| Undivided profits | $6,651,000 | 3,480 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $172,000 | 7,954 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $201,000 | 8,097 |
| Earning assets | $103,220,000 | 4,007 |
| Long-term assets (5+ years) | $34,676,000 | 1,673 |
| Average Assets, year-to-date | $109,836,600 | 3,979 |
| Average Assets, quarterly | $115,188,500 | 3,876 |
| Volatile liabilities | $13,214,000 | 3,315 |
| Insider loans | $3,561,000 | 1,170 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $12,962,000 | 2,572 |
| Tier 1 (core) risk-based capital | $8,327,000 | 4,732 |
| Tier 2 risk-based capital | $503,000 | 5,241 |
| Total risk weighted assets | $67,481,000 | 3,754 |
| Total unused commitments | $12,962,000 | 2,594 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 50 | 4,240 |
| Assets and Liabilities | ||
| Total Assets: | $104,964,000 | 4,342 |
| Cash and due from depository institutions | $4,623,000 | 4,240 |
| Interest-bearing balances | $100,000 | 6,673 |
| Securities | $48,790,000 | 2,802 |
| Federal funds sold & reverse repurchase agreements | $750,000 | 9,418 |
| Net loans & leases | $46,218,000 | 5,124 |
| Loan loss allowance | $721,000 | 4,890 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,397,000 | 3,040 |
| Other real estate owned | $774,000 | 4,240 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,412,000 | 4,823 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,964,000 | 4,342 |
| Total liabilities | $96,888,000 | 4,298 |
| Total deposits | $96,128,000 | 4,156 |
| Interest-bearing deposits | $78,303,000 | 4,436 |
| Deposits held in domestic offices | $96,128,000 | 4,148 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $24,000 | 4,812 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $736,000 | 4,208 |
| Total equity capital | $8,076,000 | 4,745 |
| Total bank equity capital | $8,076,000 | 4,745 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000,000 | 3,936 |
| Surplus | $1,000,000 | 8,050 |
| Undivided profits | $6,076,000 | 3,576 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,416,000 | 2,872 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $231,000 | 7,941 |
| Earning assets | $95,858,000 | 4,333 |
| Long-term assets (5+ years) | $22,635,000 | 2,361 |
| Average Assets, year-to-date | $104,573,200 | 4,251 |
| Average Assets, quarterly | $104,866,000 | 4,303 |
| Volatile liabilities | $12,120,000 | 3,562 |
| Insider loans | $146,000 | 4,728 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $9,367,000 | 3,093 |
| Tier 1 (core) risk-based capital | $8,076,000 | 4,677 |
| Tier 2 risk-based capital | $721,000 | 3,859 |
| Total risk weighted assets | $66,410,500 | 3,886 |
| Total unused commitments | $9,367,000 | 3,110 |
| Derivatives | $0 | 651 |