Home > Grand National Bank > Income and Expense
Grand National Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,808,000 | 3,339 |
| Total interest expense | $4,726,000 | 3,175 |
| Net interest income | $5,082,000 | 3,476 |
| Provision for loan and lease losses | $15,000 | 7,935 |
| Total noninterest income | $1,316,000 | 2,523 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $554,000 | 2,440 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $762,000 | 2,182 |
| Total noninterest expense | $4,385,000 | 3,057 |
| Salaries and employee benefits | $1,978,000 | 3,343 |
| Premises and equipment expense | $690,000 | 2,848 |
| Additional noninterest expense | $1,717,000 | 2,726 |
| Pre-tax net operating income | $1,998,000 | 3,502 |
| Securities gains (losses) | $-88,000 | 11,436 |
| Applicable income taxes | $432,000 | 4,672 |
| Income before extraordinary items | $1,478,000 | 3,287 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,478,000 | 3,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 10,497 |
| Cash dividends | $575,000 | 3,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,545,760 | 3,138 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,340,000 | 3,598 |
| Total interest expense | $3,877,000 | 3,146 |
| Net interest income | $4,463,000 | 3,947 |
| Provision for loan and lease losses | $15,000 | 8,073 |
| Total noninterest income | $749,000 | 3,922 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $501,000 | 2,743 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $248,000 | 4,617 |
| Total noninterest expense | $3,723,000 | 3,642 |
| Salaries and employee benefits | $1,681,000 | 3,861 |
| Premises and equipment expense | $616,000 | 3,190 |
| Additional noninterest expense | $1,426,000 | 3,473 |
| Pre-tax net operating income | $1,474,000 | 4,476 |
| Securities gains (losses) | $-8,000 | 9,681 |
| Applicable income taxes | $289,000 | 6,013 |
| Income before extraordinary items | $1,177,000 | 3,933 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,177,000 | 3,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,659 |
| Cash dividends | $400,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,183,400 | 3,949 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,825,000 | 3,886 |
| Total interest expense | $3,612,000 | 3,473 |
| Net interest income | $4,213,000 | 4,196 |
| Provision for loan and lease losses | $40,000 | 7,927 |
| Total noninterest income | $1,314,000 | 2,717 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $493,000 | 2,834 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $821,000 | 2,351 |
| Total noninterest expense | $3,912,000 | 3,559 |
| Salaries and employee benefits | $1,527,000 | 4,207 |
| Premises and equipment expense | $751,000 | 2,701 |
| Additional noninterest expense | $1,634,000 | 3,256 |
| Pre-tax net operating income | $1,575,000 | 4,136 |
| Securities gains (losses) | $84,000 | 2,738 |
| Applicable income taxes | $352,000 | 5,472 |
| Income before extraordinary items | $1,307,000 | 3,688 |
| Extraordinary gains, net | $173,000 | 1,116 |
| Net income | $1,480,000 | 3,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-49,000 | 12,650 |
| Cash dividends | $600,000 | 2,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,240,640 | 3,677 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,831,000 | 4,361 |
| Total interest expense | $3,822,000 | 4,237 |
| Net interest income | $4,009,000 | 4,439 |
| Provision for loan and lease losses | $237,000 | 4,779 |
| Total noninterest income | $858,000 | 3,767 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $422,000 | 3,295 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $436,000 | 3,509 |
| Total noninterest expense | $3,467,000 | 3,965 |
| Salaries and employee benefits | $1,336,000 | 4,704 |
| Premises and equipment expense | $617,000 | 3,274 |
| Additional noninterest expense | $1,514,000 | 3,568 |
| Pre-tax net operating income | $1,163,000 | 5,045 |
| Securities gains (losses) | $178,000 | 2,175 |
| Applicable income taxes | $230,000 | 6,993 |
| Income before extraordinary items | $1,111,000 | 4,089 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,111,000 | 4,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 4,574 |
| Cash dividends | $600,000 | 2,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $963,260 | 4,338 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.