Home > Grand Mountain Bank, FSB > Income and Expense
Grand Mountain Bank, FSB, Income and Expense
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $5,061,000 | 3,716 |
| Total interest expense | $394,000 | 4,358 |
| Net interest income | $4,667,000 | 3,534 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $598,000 | 3,460 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $73,000 | 4,210 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $525,000 | 2,966 |
| Total noninterest expense | $4,145,000 | 3,358 |
| Salaries and employee benefits | $2,404,000 | 3,300 |
| Premises and equipment expense | $511,000 | 3,057 |
| Additional noninterest expense | $1,230,000 | 3,452 |
| Pre-tax net operating income | $1,120,000 | 3,743 |
| Securities gains (losses) | $8,000 | 1,962 |
| Applicable income taxes | $269,000 | 2,440 |
| Income before extraordinary items | $859,000 | 3,926 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $859,000 | 3,927 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $859,000 | 3,927 |
| Net charge-offs | $-60,000 | 4,807 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $852,680 | 3,904 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $3,689,000 | 3,814 |
| Total interest expense | $272,000 | 4,478 |
| Net interest income | $3,417,000 | 3,626 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $416,000 | 3,572 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $56,000 | 4,246 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $360,000 | 3,077 |
| Total noninterest expense | $3,064,000 | 3,403 |
| Salaries and employee benefits | $1,759,000 | 3,357 |
| Premises and equipment expense | $381,000 | 3,107 |
| Additional noninterest expense | $924,000 | 3,470 |
| Pre-tax net operating income | $769,000 | 3,933 |
| Securities gains (losses) | $8,000 | 1,718 |
| Applicable income taxes | $185,000 | 2,546 |
| Income before extraordinary items | $592,000 | 4,106 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $592,000 | 4,106 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $592,000 | 4,106 |
| Net charge-offs | $-28,000 | 4,688 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $585,680 | 4,100 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,371,000 | 3,896 |
| Total interest expense | $161,000 | 4,599 |
| Net interest income | $2,210,000 | 3,698 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $250,000 | 3,686 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $38,000 | 4,254 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $212,000 | 3,209 |
| Total noninterest expense | $2,012,000 | 3,453 |
| Salaries and employee benefits | $1,136,000 | 3,432 |
| Premises and equipment expense | $259,000 | 3,078 |
| Additional noninterest expense | $617,000 | 3,490 |
| Pre-tax net operating income | $448,000 | 4,107 |
| Securities gains (losses) | $8,000 | 1,266 |
| Applicable income taxes | $108,000 | 2,622 |
| Income before extraordinary items | $348,000 | 4,235 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $348,000 | 4,234 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $348,000 | 4,234 |
| Net charge-offs | $-15,000 | 4,594 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $341,680 | 4,235 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,152,000 | 3,959 |
| Total interest expense | $71,000 | 4,692 |
| Net interest income | $1,081,000 | 3,771 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $102,000 | 3,915 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $18,000 | 4,316 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 3,438 |
| Total noninterest expense | $992,000 | 3,514 |
| Salaries and employee benefits | $571,000 | 3,458 |
| Premises and equipment expense | $125,000 | 3,174 |
| Additional noninterest expense | $296,000 | 3,581 |
| Pre-tax net operating income | $191,000 | 4,249 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $45,000 | 2,702 |
| Income before extraordinary items | $146,000 | 4,372 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $146,000 | 4,371 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $146,000 | 4,371 |
| Net charge-offs | $-7,000 | 4,527 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $146,000 | 4,360 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $4,149,000 | 4,064 |
| Total interest expense | $185,000 | 4,870 |
| Net interest income | $3,964,000 | 3,908 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $433,000 | 3,960 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $79,000 | 4,348 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $354,000 | 3,490 |
| Total noninterest expense | $3,802,000 | 3,589 |
| Salaries and employee benefits | $2,096,000 | 3,599 |
| Premises and equipment expense | $451,000 | 3,343 |
| Additional noninterest expense | $1,255,000 | 3,499 |
| Pre-tax net operating income | $595,000 | 4,523 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $-873,000 | 5,372 |
| Income before extraordinary items | $1,468,000 | 3,391 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,468,000 | 3,389 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,468,000 | 3,390 |
| Net charge-offs | $-90,000 | 5,031 |
| Cash dividends | $150,000 | 3,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,468,000 | 3,397 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $3,039,000 | 4,125 |
| Total interest expense | $127,000 | 4,961 |
| Net interest income | $2,912,000 | 3,983 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $318,000 | 4,019 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $61,000 | 4,372 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $257,000 | 3,550 |
| Total noninterest expense | $2,806,000 | 3,622 |
| Salaries and employee benefits | $1,528,000 | 3,663 |
| Premises and equipment expense | $326,000 | 3,440 |
| Additional noninterest expense | $952,000 | 3,493 |
| Pre-tax net operating income | $424,000 | 4,656 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $-913,000 | 5,462 |
| Income before extraordinary items | $1,337,000 | 3,164 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,337,000 | 3,162 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,337,000 | 3,163 |
| Net charge-offs | $-82,000 | 5,063 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,337,000 | 3,156 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $1,972,000 | 4,192 |
| Total interest expense | $85,000 | 4,979 |
| Net interest income | $1,887,000 | 4,049 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $204,000 | 4,075 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $42,000 | 4,386 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $162,000 | 3,636 |
| Total noninterest expense | $1,809,000 | 3,706 |
| Salaries and employee benefits | $962,000 | 3,792 |
| Premises and equipment expense | $223,000 | 3,417 |
| Additional noninterest expense | $624,000 | 3,530 |
| Pre-tax net operating income | $282,000 | 4,665 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $-944,000 | 5,521 |
| Income before extraordinary items | $1,226,000 | 2,636 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,226,000 | 2,635 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,226,000 | 2,635 |
| Net charge-offs | $-29,000 | 4,866 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,226,000 | 2,627 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $970,000 | 4,233 |
| Total interest expense | $40,000 | 5,046 |
| Net interest income | $930,000 | 4,094 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $94,000 | 4,169 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $20,000 | 4,465 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 3,744 |
| Total noninterest expense | $883,000 | 3,799 |
| Salaries and employee benefits | $482,000 | 3,817 |
| Premises and equipment expense | $108,000 | 3,514 |
| Additional noninterest expense | $293,000 | 3,694 |
| Pre-tax net operating income | $141,000 | 4,663 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $141,000 | 4,535 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $141,000 | 4,534 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $141,000 | 4,535 |
| Net charge-offs | $-17,000 | 4,936 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $141,000 | 4,544 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $3,633,000 | 4,315 |
| Total interest expense | $129,000 | 5,180 |
| Net interest income | $3,504,000 | 4,179 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $502,000 | 3,930 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $73,000 | 4,673 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $429,000 | 3,366 |
| Total noninterest expense | $3,555,000 | 3,792 |
| Salaries and employee benefits | $1,866,000 | 3,890 |
| Premises and equipment expense | $437,000 | 3,504 |
| Additional noninterest expense | $1,252,000 | 3,579 |
| Pre-tax net operating income | $451,000 | 4,805 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $-494,000 | 5,606 |
| Income before extraordinary items | $945,000 | 3,783 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $945,000 | 3,782 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $945,000 | 3,783 |
| Net charge-offs | $-93,000 | 5,281 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $945,000 | 3,770 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $2,677,000 | 4,379 |
| Total interest expense | $92,000 | 5,260 |
| Net interest income | $2,585,000 | 4,239 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $405,000 | 3,862 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $54,000 | 4,721 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $351,000 | 3,266 |
| Total noninterest expense | $2,708,000 | 3,774 |
| Salaries and employee benefits | $1,408,000 | 3,902 |
| Premises and equipment expense | $340,000 | 3,465 |
| Additional noninterest expense | $960,000 | 3,552 |
| Pre-tax net operating income | $282,000 | 5,005 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $-494,000 | 5,704 |
| Income before extraordinary items | $776,000 | 3,878 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $776,000 | 3,877 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $776,000 | 3,878 |
| Net charge-offs | $-65,000 | 5,235 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $776,000 | 3,865 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,745,000 | 4,435 |
| Total interest expense | $62,000 | 5,288 |
| Net interest income | $1,683,000 | 4,288 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $289,000 | 3,780 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $36,000 | 4,741 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $253,000 | 3,171 |
| Total noninterest expense | $1,797,000 | 3,800 |
| Salaries and employee benefits | $947,000 | 3,895 |
| Premises and equipment expense | $234,000 | 3,437 |
| Additional noninterest expense | $616,000 | 3,635 |
| Pre-tax net operating income | $175,000 | 5,062 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $175,000 | 4,973 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $175,000 | 4,973 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $175,000 | 4,973 |
| Net charge-offs | $-49,000 | 5,279 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $175,000 | 4,957 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $842,000 | 4,510 |
| Total interest expense | $31,000 | 5,324 |
| Net interest income | $811,000 | 4,356 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $173,000 | 3,503 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $18,000 | 4,751 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 2,889 |
| Total noninterest expense | $909,000 | 3,816 |
| Salaries and employee benefits | $466,000 | 3,989 |
| Premises and equipment expense | $124,000 | 3,358 |
| Additional noninterest expense | $319,000 | 3,589 |
| Pre-tax net operating income | $75,000 | 5,140 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $75,000 | 5,081 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $75,000 | 5,081 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $75,000 | 5,081 |
| Net charge-offs | $-32,000 | 5,390 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $75,000 | 5,065 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $3,496,000 | 4,471 |
| Total interest expense | $143,000 | 5,271 |
| Net interest income | $3,353,000 | 4,321 |
| Provision for loan and lease losses | $-655,000 | 5,784 |
| Total noninterest income | $464,000 | 4,191 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $75,000 | 4,838 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $389,000 | 3,602 |
| Total noninterest expense | $3,771,000 | 3,761 |
| Salaries and employee benefits | $1,941,000 | 3,890 |
| Premises and equipment expense | $493,000 | 3,410 |
| Additional noninterest expense | $1,337,000 | 3,580 |
| Pre-tax net operating income | $701,000 | 4,503 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $701,000 | 4,360 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $701,000 | 4,358 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $701,000 | 4,359 |
| Net charge-offs | $-366,000 | 5,762 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $701,000 | 4,305 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,638,000 | 4,490 |
| Total interest expense | $109,000 | 5,312 |
| Net interest income | $2,529,000 | 4,340 |
| Provision for loan and lease losses | $-580,000 | 5,872 |
| Total noninterest income | $307,000 | 4,367 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $59,000 | 4,836 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $248,000 | 3,838 |
| Total noninterest expense | $2,861,000 | 3,746 |
| Salaries and employee benefits | $1,442,000 | 3,914 |
| Premises and equipment expense | $373,000 | 3,407 |
| Additional noninterest expense | $1,046,000 | 3,513 |
| Pre-tax net operating income | $555,000 | 4,517 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $555,000 | 4,368 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $555,000 | 4,366 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $555,000 | 4,368 |
| Net charge-offs | $-348,000 | 5,818 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $555,000 | 4,296 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,795,000 | 4,472 |
| Total interest expense | $74,000 | 5,356 |
| Net interest income | $1,721,000 | 4,335 |
| Provision for loan and lease losses | $-380,000 | 5,945 |
| Total noninterest income | $190,000 | 4,478 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $41,000 | 4,809 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $149,000 | 3,979 |
| Total noninterest expense | $1,882,000 | 3,800 |
| Salaries and employee benefits | $949,000 | 3,968 |
| Premises and equipment expense | $250,000 | 3,406 |
| Additional noninterest expense | $683,000 | 3,569 |
| Pre-tax net operating income | $409,000 | 4,417 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $409,000 | 4,234 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $409,000 | 4,230 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $409,000 | 4,232 |
| Net charge-offs | $-323,000 | 5,925 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $409,000 | 4,169 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $869,000 | 4,574 |
| Total interest expense | $39,000 | 5,361 |
| Net interest income | $830,000 | 4,439 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $83,000 | 4,611 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $21,000 | 4,775 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $62,000 | 4,171 |
| Total noninterest expense | $944,000 | 3,828 |
| Salaries and employee benefits | $490,000 | 3,923 |
| Premises and equipment expense | $129,000 | 3,390 |
| Additional noninterest expense | $325,000 | 3,695 |
| Pre-tax net operating income | $-31,000 | 5,878 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $-31,000 | 5,893 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-31,000 | 5,892 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-31,000 | 5,892 |
| Net charge-offs | $-39,000 | 5,664 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-31,000 | 5,872 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,458,000 | 4,589 |
| Total interest expense | $169,000 | 5,347 |
| Net interest income | $3,289,000 | 4,456 |
| Provision for loan and lease losses | $-1,200,000 | 6,065 |
| Total noninterest income | $435,000 | 4,370 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $90,000 | 4,836 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $345,000 | 3,790 |
| Total noninterest expense | $3,669,000 | 3,899 |
| Salaries and employee benefits | $1,817,000 | 4,099 |
| Premises and equipment expense | $500,000 | 3,480 |
| Additional noninterest expense | $1,352,000 | 3,646 |
| Pre-tax net operating income | $1,255,000 | 3,779 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $1,255,000 | 3,545 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,255,000 | 3,543 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,255,000 | 3,545 |
| Net charge-offs | $-172,000 | 5,828 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,255,000 | 3,499 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,557,000 | 4,667 |
| Total interest expense | $130,000 | 5,390 |
| Net interest income | $2,427,000 | 4,530 |
| Provision for loan and lease losses | $-1,200,000 | 6,171 |
| Total noninterest income | $358,000 | 4,263 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $65,000 | 4,930 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $293,000 | 3,643 |
| Total noninterest expense | $2,716,000 | 3,948 |
| Salaries and employee benefits | $1,312,000 | 4,199 |
| Premises and equipment expense | $389,000 | 3,452 |
| Additional noninterest expense | $1,015,000 | 3,647 |
| Pre-tax net operating income | $1,269,000 | 3,355 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $1,269,000 | 3,077 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,269,000 | 3,077 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,269,000 | 3,078 |
| Net charge-offs | $-272,000 | 6,021 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,269,000 | 3,031 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,736,000 | 4,670 |
| Total interest expense | $91,000 | 5,395 |
| Net interest income | $1,645,000 | 4,532 |
| Provision for loan and lease losses | $-1,200,000 | 6,264 |
| Total noninterest income | $226,000 | 4,359 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $46,000 | 4,868 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $180,000 | 3,793 |
| Total noninterest expense | $1,804,000 | 3,996 |
| Salaries and employee benefits | $889,000 | 4,204 |
| Premises and equipment expense | $256,000 | 3,486 |
| Additional noninterest expense | $659,000 | 3,747 |
| Pre-tax net operating income | $1,267,000 | 2,637 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $1,267,000 | 2,335 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,267,000 | 2,337 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,267,000 | 2,337 |
| Net charge-offs | $-213,000 | 6,088 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,267,000 | 2,290 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $822,000 | 4,810 |
| Total interest expense | $50,000 | 5,338 |
| Net interest income | $772,000 | 4,697 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $105,000 | 4,461 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $20,000 | 5,051 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $85,000 | 3,841 |
| Total noninterest expense | $885,000 | 4,081 |
| Salaries and employee benefits | $416,000 | 4,372 |
| Premises and equipment expense | $128,000 | 3,518 |
| Additional noninterest expense | $341,000 | 3,654 |
| Pre-tax net operating income | $-8,000 | 6,060 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $-8,000 | 6,093 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-8,000 | 6,094 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-8,000 | 6,094 |
| Net charge-offs | $-58,000 | 5,991 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-8,000 | 6,058 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,319,000 | 4,870 |
| Total interest expense | $223,000 | 5,379 |
| Net interest income | $3,096,000 | 4,741 |
| Provision for loan and lease losses | $-677,000 | 6,298 |
| Total noninterest income | $369,000 | 4,747 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $122,000 | 4,702 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $247,000 | 4,272 |
| Total noninterest expense | $3,665,000 | 4,023 |
| Salaries and employee benefits | $1,761,000 | 4,273 |
| Premises and equipment expense | $512,000 | 3,576 |
| Additional noninterest expense | $1,392,000 | 3,704 |
| Pre-tax net operating income | $477,000 | 5,086 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $477,000 | 4,977 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $477,000 | 4,976 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $477,000 | 4,977 |
| Net charge-offs | $92,000 | 3,254 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $477,000 | 4,933 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,481,000 | 4,931 |
| Total interest expense | $170,000 | 5,423 |
| Net interest income | $2,311,000 | 4,797 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $432,000 | 4,095 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $96,000 | 4,695 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $336,000 | 3,463 |
| Total noninterest expense | $2,694,000 | 4,093 |
| Salaries and employee benefits | $1,308,000 | 4,298 |
| Premises and equipment expense | $381,000 | 3,652 |
| Additional noninterest expense | $1,005,000 | 3,822 |
| Pre-tax net operating income | $49,000 | 6,026 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $49,000 | 6,040 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $49,000 | 6,039 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $49,000 | 6,040 |
| Net charge-offs | $-28,000 | 5,879 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $49,000 | 6,019 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,632,000 | 4,980 |
| Total interest expense | $116,000 | 5,448 |
| Net interest income | $1,516,000 | 4,846 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $311,000 | 3,976 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $81,000 | 4,311 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $230,000 | 3,418 |
| Total noninterest expense | $1,796,000 | 4,120 |
| Salaries and employee benefits | $866,000 | 4,354 |
| Premises and equipment expense | $257,000 | 3,654 |
| Additional noninterest expense | $673,000 | 3,828 |
| Pre-tax net operating income | $31,000 | 6,065 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $31,000 | 6,089 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $31,000 | 6,090 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $31,000 | 6,091 |
| Net charge-offs | $66,000 | 2,543 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $31,000 | 6,064 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $831,000 | 4,982 |
| Total interest expense | $62,000 | 5,430 |
| Net interest income | $769,000 | 4,843 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $131,000 | 4,200 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $40,000 | 4,315 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $91,000 | 3,710 |
| Total noninterest expense | $880,000 | 4,195 |
| Salaries and employee benefits | $406,000 | 4,534 |
| Premises and equipment expense | $130,000 | 3,664 |
| Additional noninterest expense | $344,000 | 3,778 |
| Pre-tax net operating income | $20,000 | 6,041 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $20,000 | 6,051 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $20,000 | 6,052 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $20,000 | 6,052 |
| Net charge-offs | $141,000 | 1,157 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $20,000 | 6,029 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,695,000 | 4,815 |
| Total interest expense | $316,000 | 5,301 |
| Net interest income | $3,379,000 | 4,677 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $542,000 | 4,292 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $147,000 | 4,608 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $395,000 | 3,692 |
| Total noninterest expense | $3,783,000 | 4,053 |
| Salaries and employee benefits | $1,826,000 | 4,276 |
| Premises and equipment expense | $531,000 | 3,604 |
| Additional noninterest expense | $1,426,000 | 3,779 |
| Pre-tax net operating income | $138,000 | 5,857 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $25,000 | 4,030 |
| Income before extraordinary items | $113,000 | 5,953 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $113,000 | 5,954 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $113,000 | 5,955 |
| Net charge-offs | $101,000 | 3,728 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $113,000 | 5,905 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,820,000 | 4,819 |
| Total interest expense | $250,000 | 5,311 |
| Net interest income | $2,570,000 | 4,696 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $435,000 | 4,245 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $113,000 | 4,615 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $322,000 | 3,634 |
| Total noninterest expense | $2,879,000 | 4,036 |
| Salaries and employee benefits | $1,374,000 | 4,286 |
| Premises and equipment expense | $406,000 | 3,581 |
| Additional noninterest expense | $1,099,000 | 3,712 |
| Pre-tax net operating income | $126,000 | 5,903 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $25,000 | 4,020 |
| Income before extraordinary items | $101,000 | 6,016 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $101,000 | 6,018 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $101,000 | 6,018 |
| Net charge-offs | $118,000 | 3,101 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $101,000 | 5,953 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,884,000 | 4,828 |
| Total interest expense | $173,000 | 5,317 |
| Net interest income | $1,711,000 | 4,696 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $286,000 | 4,298 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $78,000 | 4,546 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $208,000 | 3,726 |
| Total noninterest expense | $1,920,000 | 4,058 |
| Salaries and employee benefits | $915,000 | 4,325 |
| Premises and equipment expense | $271,000 | 3,580 |
| Additional noninterest expense | $734,000 | 3,708 |
| Pre-tax net operating income | $77,000 | 5,942 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $25,000 | 3,842 |
| Income before extraordinary items | $52,000 | 6,128 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $52,000 | 6,129 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $52,000 | 6,130 |
| Net charge-offs | $37,000 | 3,590 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $52,000 | 6,044 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $945,000 | 4,860 |
| Total interest expense | $91,000 | 5,314 |
| Net interest income | $854,000 | 4,713 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $240,000 | 3,360 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $37,000 | 4,624 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $203,000 | 2,760 |
| Total noninterest expense | $1,037,000 | 3,913 |
| Salaries and employee benefits | $447,000 | 4,422 |
| Premises and equipment expense | $141,000 | 3,529 |
| Additional noninterest expense | $449,000 | 3,221 |
| Pre-tax net operating income | $57,000 | 5,765 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $9,000 | 3,970 |
| Income before extraordinary items | $48,000 | 5,881 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $48,000 | 5,883 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $48,000 | 5,883 |
| Net charge-offs | $-24,000 | 6,505 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $48,000 | 5,796 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,960,000 | 4,893 |
| Total interest expense | $529,000 | 5,020 |
| Net interest income | $3,431,000 | 4,800 |
| Provision for loan and lease losses | $407,000 | 2,999 |
| Total noninterest income | $457,000 | 4,640 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $162,000 | 4,643 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $295,000 | 4,058 |
| Total noninterest expense | $4,419,000 | 3,769 |
| Salaries and employee benefits | $1,865,000 | 4,302 |
| Premises and equipment expense | $576,000 | 3,492 |
| Additional noninterest expense | $1,978,000 | 3,120 |
| Pre-tax net operating income | $-938,000 | 6,649 |
| Securities gains (losses) | $1,000 | 3,729 |
| Applicable income taxes | $37,000 | 3,989 |
| Income before extraordinary items | $-974,000 | 6,714 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-974,000 | 6,709 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-974,000 | 6,710 |
| Net charge-offs | $1,081,000 | 1,746 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-975,000 | 6,673 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,036,000 | 4,927 |
| Total interest expense | $423,000 | 5,021 |
| Net interest income | $2,613,000 | 4,837 |
| Provision for loan and lease losses | $407,000 | 2,560 |
| Total noninterest income | $378,000 | 4,532 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $121,000 | 4,711 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $257,000 | 3,905 |
| Total noninterest expense | $3,481,000 | 3,695 |
| Salaries and employee benefits | $1,415,000 | 4,291 |
| Premises and equipment expense | $429,000 | 3,538 |
| Additional noninterest expense | $1,637,000 | 2,891 |
| Pre-tax net operating income | $-897,000 | 6,798 |
| Securities gains (losses) | $1,000 | 3,476 |
| Applicable income taxes | $19,000 | 4,178 |
| Income before extraordinary items | $-915,000 | 6,861 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-915,000 | 6,859 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-915,000 | 6,860 |
| Net charge-offs | $764,000 | 1,724 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-916,000 | 6,823 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,046,000 | 4,945 |
| Total interest expense | $298,000 | 4,996 |
| Net interest income | $1,748,000 | 4,854 |
| Provision for loan and lease losses | $272,000 | 2,573 |
| Total noninterest income | $232,000 | 4,654 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $83,000 | 4,665 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $149,000 | 4,089 |
| Total noninterest expense | $2,279,000 | 3,749 |
| Salaries and employee benefits | $913,000 | 4,403 |
| Premises and equipment expense | $295,000 | 3,471 |
| Additional noninterest expense | $1,071,000 | 2,947 |
| Pre-tax net operating income | $-571,000 | 6,843 |
| Securities gains (losses) | $1,000 | 3,081 |
| Applicable income taxes | $4,000 | 4,475 |
| Income before extraordinary items | $-574,000 | 6,892 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-574,000 | 6,891 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-574,000 | 6,892 |
| Net charge-offs | $494,000 | 1,784 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-575,000 | 6,858 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,067,000 | 4,876 |
| Total interest expense | $166,000 | 4,887 |
| Net interest income | $901,000 | 4,803 |
| Provision for loan and lease losses | $272,000 | 1,689 |
| Total noninterest income | $112,000 | 4,766 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $40,000 | 4,716 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $72,000 | 4,179 |
| Total noninterest expense | $1,209,000 | 3,612 |
| Salaries and employee benefits | $451,000 | 4,465 |
| Premises and equipment expense | $150,000 | 3,460 |
| Additional noninterest expense | $608,000 | 2,634 |
| Pre-tax net operating income | $-468,000 | 7,024 |
| Securities gains (losses) | $1,000 | 2,095 |
| Applicable income taxes | $6,000 | 4,170 |
| Income before extraordinary items | $-473,000 | 7,060 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-473,000 | 7,059 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-473,000 | 7,060 |
| Net charge-offs | $281,000 | 1,548 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-474,000 | 7,039 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,752,000 | 4,696 |
| Total interest expense | $1,200,000 | 3,963 |
| Net interest income | $3,552,000 | 4,859 |
| Provision for loan and lease losses | $3,108,000 | 1,166 |
| Total noninterest income | $480,000 | 4,467 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $131,000 | 5,112 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $349,000 | 3,632 |
| Total noninterest expense | $4,979,000 | 3,550 |
| Salaries and employee benefits | $2,121,000 | 4,015 |
| Premises and equipment expense | $881,000 | 2,685 |
| Additional noninterest expense | $1,977,000 | 3,171 |
| Pre-tax net operating income | $-4,055,000 | 7,002 |
| Securities gains (losses) | $82,000 | 2,216 |
| Applicable income taxes | $455,000 | 2,123 |
| Income before extraordinary items | $-4,428,000 | 7,041 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-4,428,000 | 7,042 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-4,428,000 | 7,042 |
| Net charge-offs | $1,654,000 | 1,753 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-4,510,000 | 7,037 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,638,000 | 4,699 |
| Total interest expense | $1,019,000 | 3,789 |
| Net interest income | $2,619,000 | 4,931 |
| Provision for loan and lease losses | $2,866,000 | 963 |
| Total noninterest income | $359,000 | 4,518 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 5,375 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $274,000 | 3,597 |
| Total noninterest expense | $3,843,000 | 3,478 |
| Salaries and employee benefits | $1,637,000 | 3,926 |
| Premises and equipment expense | $663,000 | 2,713 |
| Additional noninterest expense | $1,543,000 | 3,074 |
| Pre-tax net operating income | $-3,731,000 | 7,160 |
| Securities gains (losses) | $82,000 | 1,952 |
| Applicable income taxes | $463,000 | 1,790 |
| Income before extraordinary items | $-4,112,000 | 7,217 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-4,112,000 | 7,216 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-4,112,000 | 7,217 |
| Net charge-offs | $1,634,000 | 1,409 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-4,194,000 | 7,207 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,474,000 | 4,695 |
| Total interest expense | $654,000 | 3,983 |
| Net interest income | $1,820,000 | 4,838 |
| Provision for loan and lease losses | $946,000 | 1,545 |
| Total noninterest income | $224,000 | 4,674 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $39,000 | 5,861 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $185,000 | 3,622 |
| Total noninterest expense | $2,458,000 | 3,621 |
| Salaries and employee benefits | $1,148,000 | 3,841 |
| Premises and equipment expense | $443,000 | 2,712 |
| Additional noninterest expense | $867,000 | 3,545 |
| Pre-tax net operating income | $-1,360,000 | 7,066 |
| Securities gains (losses) | $82,000 | 1,277 |
| Applicable income taxes | $359,000 | 1,625 |
| Income before extraordinary items | $-1,637,000 | 7,167 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,637,000 | 7,168 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,637,000 | 7,168 |
| Net charge-offs | $1,142,000 | 1,360 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-1,719,000 | 7,163 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,255,000 | 4,668 |
| Total interest expense | $340,000 | 3,991 |
| Net interest income | $915,000 | 4,811 |
| Provision for loan and lease losses | $306,000 | 1,879 |
| Total noninterest income | $111,000 | 4,729 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $111,000 | 3,390 |
| Total noninterest expense | $1,066,000 | 4,023 |
| Salaries and employee benefits | $553,000 | 3,949 |
| Premises and equipment expense | $226,000 | 2,701 |
| Additional noninterest expense | $287,000 | 4,652 |
| Pre-tax net operating income | $-346,000 | 6,983 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-346,000 | 7,034 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-346,000 | 7,034 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-346,000 | 7,034 |
| Net charge-offs | $604,000 | 1,185 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-346,000 | 7,018 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,355,000 | 4,147 |
| Total interest expense | $1,836,000 | 3,779 |
| Net interest income | $4,519,000 | 4,232 |
| Provision for loan and lease losses | $2,681,000 | 1,743 |
| Total noninterest income | $521,000 | 4,479 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $521,000 | 3,131 |
| Total noninterest expense | $4,857,000 | 3,697 |
| Salaries and employee benefits | $2,281,000 | 3,849 |
| Premises and equipment expense | $848,000 | 2,843 |
| Additional noninterest expense | $1,728,000 | 3,630 |
| Pre-tax net operating income | $-2,498,000 | 6,861 |
| Securities gains (losses) | $53,000 | 2,618 |
| Applicable income taxes | $-333,000 | 7,078 |
| Income before extraordinary items | $-2,112,000 | 6,868 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,112,000 | 6,868 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-2,112,000 | 6,869 |
| Net charge-offs | $2,712,000 | 1,555 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-2,157,580 | 6,852 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,971,000 | 4,124 |
| Total interest expense | $1,466,000 | 3,762 |
| Net interest income | $3,505,000 | 4,202 |
| Provision for loan and lease losses | $1,988,000 | 1,663 |
| Total noninterest income | $402,000 | 4,507 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $402,000 | 3,093 |
| Total noninterest expense | $3,690,000 | 3,668 |
| Salaries and employee benefits | $1,718,000 | 3,879 |
| Premises and equipment expense | $643,000 | 2,868 |
| Additional noninterest expense | $1,329,000 | 3,547 |
| Pre-tax net operating income | $-1,771,000 | 7,018 |
| Securities gains (losses) | $2,000 | 3,465 |
| Applicable income taxes | $-319,000 | 7,287 |
| Income before extraordinary items | $-1,450,000 | 7,037 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,450,000 | 7,036 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,450,000 | 7,037 |
| Net charge-offs | $1,965,000 | 1,523 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-1,451,640 | 7,005 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,397,000 | 4,097 |
| Total interest expense | $1,048,000 | 3,682 |
| Net interest income | $2,349,000 | 4,192 |
| Provision for loan and lease losses | $1,938,000 | 1,305 |
| Total noninterest income | $261,000 | 4,520 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $261,000 | 3,059 |
| Total noninterest expense | $2,478,000 | 3,647 |
| Salaries and employee benefits | $1,132,000 | 3,935 |
| Premises and equipment expense | $430,000 | 2,882 |
| Additional noninterest expense | $916,000 | 3,447 |
| Pre-tax net operating income | $-1,806,000 | 7,228 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-333,000 | 7,414 |
| Income before extraordinary items | $-1,473,000 | 7,232 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,473,000 | 7,231 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,473,000 | 7,232 |
| Net charge-offs | $1,872,000 | 1,180 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,473,000 | 7,223 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,765,000 | 4,056 |
| Total interest expense | $570,000 | 3,569 |
| Net interest income | $1,195,000 | 4,174 |
| Provision for loan and lease losses | $1,045,000 | 1,140 |
| Total noninterest income | $127,000 | 4,601 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $127,000 | 3,101 |
| Total noninterest expense | $1,182,000 | 3,804 |
| Salaries and employee benefits | $541,000 | 4,119 |
| Premises and equipment expense | $218,000 | 2,918 |
| Additional noninterest expense | $423,000 | 3,672 |
| Pre-tax net operating income | $-905,000 | 7,385 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-331,000 | 7,649 |
| Income before extraordinary items | $-574,000 | 7,304 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-574,000 | 7,304 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-574,000 | 7,305 |
| Net charge-offs | $1,006,000 | 1,039 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-574,000 | 7,285 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,636,000 | 3,945 |
| Total interest expense | $2,648,000 | 3,746 |
| Net interest income | $4,988,000 | 3,961 |
| Provision for loan and lease losses | $2,683,000 | 2,102 |
| Total noninterest income | $539,000 | 4,593 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $539,000 | 3,083 |
| Total noninterest expense | $4,338,000 | 4,106 |
| Salaries and employee benefits | $2,227,000 | 4,034 |
| Premises and equipment expense | $820,000 | 3,071 |
| Additional noninterest expense | $1,291,000 | 4,528 |
| Pre-tax net operating income | $-1,494,000 | 6,439 |
| Securities gains (losses) | $88,000 | 2,248 |
| Applicable income taxes | $-513,000 | 7,043 |
| Income before extraordinary items | $-893,000 | 6,309 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-893,000 | 6,308 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-893,000 | 6,308 |
| Net charge-offs | $1,478,000 | 2,390 |
| Cash dividends | $75,000 | 4,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-949,320 | 6,349 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,864,000 | 3,937 |
| Total interest expense | $2,009,000 | 3,837 |
| Net interest income | $3,855,000 | 3,882 |
| Provision for loan and lease losses | $2,169,000 | 1,811 |
| Total noninterest income | $400,000 | 4,675 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $400,000 | 3,187 |
| Total noninterest expense | $3,123,000 | 4,248 |
| Salaries and employee benefits | $1,685,000 | 4,034 |
| Premises and equipment expense | $605,000 | 3,138 |
| Additional noninterest expense | $833,000 | 4,956 |
| Pre-tax net operating income | $-1,037,000 | 6,672 |
| Securities gains (losses) | $19,000 | 2,769 |
| Applicable income taxes | $-372,000 | 7,264 |
| Income before extraordinary items | $-646,000 | 6,533 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-646,000 | 6,535 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-646,000 | 6,534 |
| Net charge-offs | $1,195,000 | 2,008 |
| Cash dividends | $75,000 | 3,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-658,160 | 6,541 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,980,000 | 3,916 |
| Total interest expense | $1,344,000 | 3,940 |
| Net interest income | $2,636,000 | 3,796 |
| Provision for loan and lease losses | $1,947,000 | 1,420 |
| Total noninterest income | $252,000 | 4,793 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $252,000 | 3,288 |
| Total noninterest expense | $2,059,000 | 4,310 |
| Salaries and employee benefits | $1,125,000 | 4,061 |
| Premises and equipment expense | $394,000 | 3,222 |
| Additional noninterest expense | $540,000 | 5,028 |
| Pre-tax net operating income | $-1,118,000 | 7,075 |
| Securities gains (losses) | $19,000 | 2,345 |
| Applicable income taxes | $-402,000 | 7,524 |
| Income before extraordinary items | $-697,000 | 6,947 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-697,000 | 6,947 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-697,000 | 6,947 |
| Net charge-offs | $1,040,000 | 1,604 |
| Cash dividends | $75,000 | 3,463 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-709,160 | 6,933 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,020,000 | 3,911 |
| Total interest expense | $685,000 | 4,006 |
| Net interest income | $1,335,000 | 3,765 |
| Provision for loan and lease losses | $250,000 | 2,548 |
| Total noninterest income | $102,000 | 5,174 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $102,000 | 3,622 |
| Total noninterest expense | $1,025,000 | 4,238 |
| Salaries and employee benefits | $574,000 | 4,033 |
| Premises and equipment expense | $175,000 | 3,572 |
| Additional noninterest expense | $276,000 | 4,667 |
| Pre-tax net operating income | $162,000 | 4,382 |
| Securities gains (losses) | $19,000 | 1,701 |
| Applicable income taxes | $66,000 | 2,614 |
| Income before extraordinary items | $115,000 | 4,749 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $115,000 | 4,753 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $115,000 | 4,752 |
| Net charge-offs | $311,000 | 1,739 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $102,840 | 4,770 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,796,000 | 4,210 |
| Total interest expense | $2,895,000 | 4,358 |
| Net interest income | $4,901,000 | 4,000 |
| Provision for loan and lease losses | $662,000 | 3,331 |
| Total noninterest income | $422,000 | 5,180 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $422,000 | 3,495 |
| Total noninterest expense | $3,494,000 | 4,646 |
| Salaries and employee benefits | $1,906,000 | 4,628 |
| Premises and equipment expense | $788,000 | 3,216 |
| Additional noninterest expense | $800,000 | 5,472 |
| Pre-tax net operating income | $1,167,000 | 3,468 |
| Securities gains (losses) | $74,000 | 1,338 |
| Applicable income taxes | $450,000 | 1,950 |
| Income before extraordinary items | $791,000 | 3,727 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $791,000 | 3,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 5,079 |
| Cash dividends | $77,000 | 5,107 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $743,640 | 3,974 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,732,000 | 4,322 |
| Total interest expense | $2,165,000 | 4,480 |
| Net interest income | $3,567,000 | 4,111 |
| Provision for loan and lease losses | $302,000 | 3,532 |
| Total noninterest income | $312,000 | 5,303 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $312,000 | 3,620 |
| Total noninterest expense | $2,593,000 | 4,667 |
| Salaries and employee benefits | $1,411,000 | 4,675 |
| Premises and equipment expense | $598,000 | 3,205 |
| Additional noninterest expense | $584,000 | 5,499 |
| Pre-tax net operating income | $984,000 | 3,708 |
| Securities gains (losses) | $52,000 | 1,390 |
| Applicable income taxes | $376,000 | 2,231 |
| Income before extraordinary items | $660,000 | 3,938 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $660,000 | 3,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,414 |
| Cash dividends | $77,000 | 4,550 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $626,720 | 4,198 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,741,000 | 4,435 |
| Total interest expense | $1,433,000 | 4,638 |
| Net interest income | $2,308,000 | 4,193 |
| Provision for loan and lease losses | $190,000 | 3,238 |
| Total noninterest income | $194,000 | 5,488 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $194,000 | 3,836 |
| Total noninterest expense | $1,697,000 | 4,749 |
| Salaries and employee benefits | $917,000 | 4,790 |
| Premises and equipment expense | $400,000 | 3,215 |
| Additional noninterest expense | $380,000 | 5,556 |
| Pre-tax net operating income | $615,000 | 3,966 |
| Securities gains (losses) | $35,000 | 1,681 |
| Applicable income taxes | $235,000 | 2,505 |
| Income before extraordinary items | $415,000 | 4,392 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $415,000 | 4,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 3,549 |
| Cash dividends | $77,000 | 4,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $392,600 | 4,454 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,846,000 | 4,558 |
| Total interest expense | $723,000 | 4,803 |
| Net interest income | $1,123,000 | 4,273 |
| Provision for loan and lease losses | $92,000 | 2,834 |
| Total noninterest income | $88,000 | 5,689 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $88,000 | 4,007 |
| Total noninterest expense | $845,000 | 4,769 |
| Salaries and employee benefits | $461,000 | 4,811 |
| Premises and equipment expense | $212,000 | 3,063 |
| Additional noninterest expense | $172,000 | 5,791 |
| Pre-tax net operating income | $274,000 | 4,355 |
| Securities gains (losses) | $20,000 | 1,596 |
| Applicable income taxes | $109,000 | 2,682 |
| Income before extraordinary items | $185,000 | 4,814 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $185,000 | 4,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,990 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $172,200 | 4,877 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,799,000 | 4,819 |
| Total interest expense | $2,871,000 | 4,913 |
| Net interest income | $3,928,000 | 4,676 |
| Provision for loan and lease losses | $320,000 | 3,079 |
| Total noninterest income | $468,000 | 5,159 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $468,000 | 3,429 |
| Total noninterest expense | $2,955,000 | 5,046 |
| Salaries and employee benefits | $1,683,000 | 4,958 |
| Premises and equipment expense | $669,000 | 3,547 |
| Additional noninterest expense | $603,000 | 6,109 |
| Pre-tax net operating income | $1,121,000 | 4,502 |
| Securities gains (losses) | $95,000 | 622 |
| Applicable income taxes | $451,000 | 2,862 |
| Income before extraordinary items | $765,000 | 4,878 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $765,000 | 4,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,321 |
| Cash dividends | $53,000 | 5,573 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $704,200 | 5,021 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,987,000 | 4,900 |
| Total interest expense | $2,131,000 | 4,951 |
| Net interest income | $2,856,000 | 4,795 |
| Provision for loan and lease losses | $242,000 | 2,667 |
| Total noninterest income | $370,000 | 5,078 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $370,000 | 3,349 |
| Total noninterest expense | $2,162,000 | 5,110 |
| Salaries and employee benefits | $1,230,000 | 5,017 |
| Premises and equipment expense | $492,000 | 3,590 |
| Additional noninterest expense | $440,000 | 6,164 |
| Pre-tax net operating income | $822,000 | 4,784 |
| Securities gains (losses) | $70,000 | 569 |
| Applicable income taxes | $331,000 | 3,061 |
| Income before extraordinary items | $561,000 | 5,151 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $561,000 | 5,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,809 |
| Cash dividends | $53,000 | 4,922 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $516,200 | 5,309 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,246,000 | 4,996 |
| Total interest expense | $1,392,000 | 5,009 |
| Net interest income | $1,854,000 | 4,899 |
| Provision for loan and lease losses | $193,000 | 2,219 |
| Total noninterest income | $263,000 | 4,975 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $263,000 | 3,245 |
| Total noninterest expense | $1,428,000 | 5,167 |
| Salaries and employee benefits | $824,000 | 5,032 |
| Premises and equipment expense | $335,000 | 3,557 |
| Additional noninterest expense | $269,000 | 6,404 |
| Pre-tax net operating income | $496,000 | 5,058 |
| Securities gains (losses) | $53,000 | 520 |
| Applicable income taxes | $204,000 | 3,239 |
| Income before extraordinary items | $345,000 | 5,375 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $345,000 | 5,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,997 |
| Cash dividends | $53,000 | 4,662 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $311,080 | 5,557 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,620,000 | 4,995 |
| Total interest expense | $683,000 | 5,040 |
| Net interest income | $937,000 | 4,878 |
| Provision for loan and lease losses | $45,000 | 3,197 |
| Total noninterest income | $72,000 | 6,185 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $72,000 | 4,403 |
| Total noninterest expense | $711,000 | 5,198 |
| Salaries and employee benefits | $410,000 | 5,078 |
| Premises and equipment expense | $152,000 | 3,834 |
| Additional noninterest expense | $149,000 | 6,135 |
| Pre-tax net operating income | $253,000 | 5,024 |
| Securities gains (losses) | $24,000 | 528 |
| Applicable income taxes | $103,000 | 3,229 |
| Income before extraordinary items | $174,000 | 5,358 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $174,000 | 5,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,049 |
| Cash dividends | $53,000 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $158,640 | 5,531 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,248,000 | 5,415 |
| Total interest expense | $1,922,000 | 5,518 |
| Net interest income | $3,326,000 | 5,215 |
| Provision for loan and lease losses | $143,000 | 4,139 |
| Total noninterest income | $337,000 | 5,956 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $337,000 | 4,076 |
| Total noninterest expense | $2,092,000 | 6,030 |
| Salaries and employee benefits | $1,153,000 | 6,029 |
| Premises and equipment expense | $462,000 | 4,482 |
| Additional noninterest expense | $477,000 | 6,642 |
| Pre-tax net operating income | $1,428,000 | 4,401 |
| Securities gains (losses) | $78,000 | 587 |
| Applicable income taxes | $554,000 | 2,995 |
| Income before extraordinary items | $952,000 | 4,816 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $952,000 | 4,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,595 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,222 |
| Net operating income | $902,080 | 4,935 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,714,000 | 5,586 |
| Total interest expense | $1,313,000 | 5,686 |
| Net interest income | $2,401,000 | 5,372 |
| Provision for loan and lease losses | $109,000 | 3,958 |
| Total noninterest income | $227,000 | 6,216 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $227,000 | 4,269 |
| Total noninterest expense | $1,491,000 | 6,173 |
| Salaries and employee benefits | $805,000 | 6,209 |
| Premises and equipment expense | $331,000 | 4,627 |
| Additional noninterest expense | $355,000 | 6,663 |
| Pre-tax net operating income | $1,028,000 | 4,651 |
| Securities gains (losses) | $58,000 | 533 |
| Applicable income taxes | $398,000 | 3,187 |
| Income before extraordinary items | $688,000 | 5,037 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $688,000 | 5,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,679 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,018 |
| Net operating income | $650,880 | 5,160 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,314,000 | 5,743 |
| Total interest expense | $818,000 | 5,757 |
| Net interest income | $1,496,000 | 5,600 |
| Provision for loan and lease losses | $64,000 | 4,005 |
| Total noninterest income | $151,000 | 6,222 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $151,000 | 4,304 |
| Total noninterest expense | $926,000 | 6,380 |
| Salaries and employee benefits | $489,000 | 6,486 |
| Premises and equipment expense | $213,000 | 4,739 |
| Additional noninterest expense | $224,000 | 6,861 |
| Pre-tax net operating income | $657,000 | 4,771 |
| Securities gains (losses) | $47,000 | 466 |
| Applicable income taxes | $256,000 | 3,266 |
| Income before extraordinary items | $448,000 | 5,138 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $448,000 | 5,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 869 |
| Net operating income | $417,920 | 5,283 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,082,000 | 5,891 |
| Total interest expense | $383,000 | 5,806 |
| Net interest income | $699,000 | 5,807 |
| Provision for loan and lease losses | $34,000 | 3,733 |
| Total noninterest income | $66,000 | 6,440 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $66,000 | 4,533 |
| Total noninterest expense | $441,000 | 6,533 |
| Salaries and employee benefits | $225,000 | 6,705 |
| Premises and equipment expense | $107,000 | 4,746 |
| Additional noninterest expense | $109,000 | 6,888 |
| Pre-tax net operating income | $290,000 | 5,049 |
| Securities gains (losses) | $25,000 | 436 |
| Applicable income taxes | $120,000 | 3,345 |
| Income before extraordinary items | $195,000 | 5,410 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $195,000 | 5,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,757 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 629 |
| Net operating income | $179,000 | 5,567 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,901,000 | 6,674 |
| Total interest expense | $836,000 | 6,682 |
| Net interest income | $2,065,000 | 6,575 |
| Provision for loan and lease losses | $104,000 | 4,761 |
| Total noninterest income | $308,000 | 6,273 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $308,000 | 4,276 |
| Total noninterest expense | $1,371,000 | 7,103 |
| Salaries and employee benefits | $735,000 | 7,142 |
| Premises and equipment expense | $324,000 | 5,516 |
| Additional noninterest expense | $312,000 | 7,580 |
| Pre-tax net operating income | $898,000 | 5,641 |
| Securities gains (losses) | $45,000 | 962 |
| Applicable income taxes | $358,000 | 3,869 |
| Income before extraordinary items | $585,000 | 6,061 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $585,000 | 6,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,564 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 925 |
| Net operating income | $556,200 | 6,125 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,921,000 | 6,973 |
| Total interest expense | $514,000 | 7,028 |
| Net interest income | $1,407,000 | 6,828 |
| Provision for loan and lease losses | $54,000 | 5,082 |
| Total noninterest income | $226,000 | 6,346 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $226,000 | 4,341 |
| Total noninterest expense | $973,000 | 7,217 |
| Salaries and employee benefits | $527,000 | 7,240 |
| Premises and equipment expense | $225,000 | 5,737 |
| Additional noninterest expense | $221,000 | 7,677 |
| Pre-tax net operating income | $606,000 | 5,984 |
| Securities gains (losses) | $25,000 | 1,139 |
| Applicable income taxes | $239,000 | 4,152 |
| Income before extraordinary items | $392,000 | 6,420 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $392,000 | 6,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 763 |
| Net operating income | $376,000 | 6,471 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,125,000 | 7,207 |
| Total interest expense | $276,000 | 7,342 |
| Net interest income | $849,000 | 7,061 |
| Provision for loan and lease losses | $29,000 | 5,376 |
| Total noninterest income | $140,000 | 6,471 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $140,000 | 4,472 |
| Total noninterest expense | $602,000 | 7,385 |
| Salaries and employee benefits | $336,000 | 7,340 |
| Premises and equipment expense | $135,000 | 6,009 |
| Additional noninterest expense | $131,000 | 7,848 |
| Pre-tax net operating income | $358,000 | 6,244 |
| Securities gains (losses) | $14,000 | 1,233 |
| Applicable income taxes | $141,000 | 4,350 |
| Income before extraordinary items | $231,000 | 6,663 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $231,000 | 6,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 639 |
| Net operating income | $222,040 | 6,694 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $504,000 | 7,471 |
| Total interest expense | $114,000 | 7,649 |
| Net interest income | $390,000 | 7,310 |
| Provision for loan and lease losses | $13,000 | 5,229 |
| Total noninterest income | $49,000 | 7,108 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $49,000 | 5,227 |
| Total noninterest expense | $267,000 | 7,680 |
| Salaries and employee benefits | $144,000 | 7,735 |
| Premises and equipment expense | $63,000 | 6,224 |
| Additional noninterest expense | $60,000 | 8,042 |
| Pre-tax net operating income | $159,000 | 6,445 |
| Securities gains (losses) | $8,000 | 1,073 |
| Applicable income taxes | $63,000 | 4,453 |
| Income before extraordinary items | $104,000 | 6,827 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $104,000 | 6,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $98,880 | 6,905 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,062,000 | 8,353 |
| Total interest expense | $284,000 | 8,165 |
| Net interest income | $778,000 | 8,330 |
| Provision for loan and lease losses | $65,000 | 5,573 |
| Total noninterest income | $253,000 | 6,749 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $253,000 | 4,613 |
| Total noninterest expense | $964,000 | 7,887 |
| Salaries and employee benefits | $502,000 | 7,973 |
| Premises and equipment expense | $210,000 | 6,637 |
| Additional noninterest expense | $252,000 | 7,984 |
| Pre-tax net operating income | $2,000 | 8,378 |
| Securities gains (losses) | $14,000 | 2,631 |
| Applicable income taxes | $14,000 | 6,668 |
| Income before extraordinary items | $2,000 | 8,428 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,000 | 8,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $2,594,000 | 312 |
| Net operating income | $-6,960 | 8,411 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $642,000 | 8,570 |
| Total interest expense | $176,000 | 8,391 |
| Net interest income | $466,000 | 8,571 |
| Provision for loan and lease losses | $45,000 | 5,471 |
| Total noninterest income | $193,000 | 6,748 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $193,000 | 4,573 |
| Total noninterest expense | $673,000 | 7,973 |
| Salaries and employee benefits | $352,000 | 8,060 |
| Premises and equipment expense | $151,000 | 6,711 |
| Additional noninterest expense | $170,000 | 8,137 |
| Pre-tax net operating income | $-59,000 | 8,559 |
| Securities gains (losses) | $7,000 | 2,893 |
| Applicable income taxes | $-12,000 | 8,736 |
| Income before extraordinary items | $-40,000 | 8,568 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-40,000 | 8,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-45,390 | 8,546 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $310,000 | 8,808 |
| Total interest expense | $89,000 | 8,642 |
| Net interest income | $221,000 | 8,815 |
| Provision for loan and lease losses | $38,000 | 5,097 |
| Total noninterest income | $64,000 | 7,891 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $64,000 | 6,013 |
| Total noninterest expense | $426,000 | 8,116 |
| Salaries and employee benefits | $238,000 | 8,087 |
| Premises and equipment expense | $102,000 | 6,737 |
| Additional noninterest expense | $86,000 | 8,519 |
| Pre-tax net operating income | $-179,000 | 8,755 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-33,000 | 8,859 |
| Income before extraordinary items | $-146,000 | 8,750 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-146,000 | 8,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-146,000 | 8,724 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $93,000 | 8,994 |
| Total interest expense | $32,000 | 8,837 |
| Net interest income | $61,000 | 9,009 |
| Provision for loan and lease losses | $13,000 | 5,421 |
| Total noninterest income | $23,000 | 8,272 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $23,000 | 6,579 |
| Total noninterest expense | $198,000 | 8,262 |
| Salaries and employee benefits | $107,000 | 8,297 |
| Premises and equipment expense | $51,000 | 6,740 |
| Additional noninterest expense | $40,000 | 8,633 |
| Pre-tax net operating income | $-127,000 | 8,832 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-24,000 | 8,915 |
| Income before extraordinary items | $-103,000 | 8,843 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-103,000 | 8,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-103,000 | 8,808 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $15,000 | 9,170 |
| Total interest expense | $4,000 | 9,149 |
| Net interest income | $11,000 | 9,164 |
| Provision for loan and lease losses | $2,000 | 7,605 |
| Total noninterest income | $3,000 | 9,104 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $3,000 | 8,956 |
| Total noninterest expense | $252,000 | 9,104 |
| Salaries and employee benefits | $69,000 | 9,140 |
| Premises and equipment expense | $19,000 | 9,075 |
| Additional noninterest expense | $164,000 | 8,672 |
| Pre-tax net operating income | $-240,000 | 8,720 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-47,000 | 8,865 |
| Income before extraordinary items | $-193,000 | 8,775 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-193,000 | 8,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $3,397,000 | 255 |
| Net operating income | $-193,000 | 8,708 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.