Home > Grand Mountain Bank, FSB > Net charge- offs to loans
Grand Mountain Bank, FSB, Net charge- offs to loans
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0706% | 4,891 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0532% | 4,787 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0282% | 4,648 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0734% | 4,810 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7325% | 3,844 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0459% | 4,666 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5144% | 4,831 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0623% | 3,079 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0623% | 2,965 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0455% | 4,814 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0356% | 4,727 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0327% | 4,746 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0428% | 4,713 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7639% | 3,891 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0119% | 4,323 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3062% | 4,814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1006% | 2,711 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1006% | 2,595 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0371% | 4,741 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0322% | 4,747 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0300% | 4,836 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0384% | 4,709 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7298% | 3,911 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0089% | 4,259 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1663% | 4,689 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0356% | 4,709 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0327% | 4,842 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0203% | 4,869 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0431% | 4,827 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9780% | 3,955 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0089% | 4,339 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1232% | 4,659 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1275% | 5,197 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0790% | 5,057 |
| Percentage Net Loans Charged-off:Construction & development | -0.0638% | 4,553 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1520% | 5,108 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0542% | 4,926 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8724% | 4,018 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0165% | 4,579 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.8828% | 5,181 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,286 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1582% | 5,260 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0953% | 5,138 |
| Percentage Net Loans Charged-off:Construction & development | -0.0880% | 4,645 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2011% | 5,212 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0580% | 4,968 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8475% | 4,043 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0192% | 4,612 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.4438% | 5,250 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,134 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,032 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0851% | 5,111 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0679% | 5,071 |
| Percentage Net Loans Charged-off:Construction & development | -0.1333% | 4,758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0384% | 4,997 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0696% | 5,051 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9712% | 4,073 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0244% | 4,731 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7005% | 5,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1014% | 5,210 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0816% | 5,223 |
| Percentage Net Loans Charged-off:Construction & development | -0.2642% | 4,915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0522% | 5,190 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0664% | 5,105 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8260% | 4,109 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0298% | 4,900 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7378% | 5,225 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1479% | 5,464 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0868% | 5,294 |
| Percentage Net Loans Charged-off:Construction & development | -0.3507% | 5,004 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0892% | 5,251 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0526% | 5,154 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6399% | 4,188 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0185% | 4,855 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.8863% | 5,412 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,627 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,501 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1396% | 5,462 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0990% | 5,364 |
| Percentage Net Loans Charged-off:Construction & development | -0.4666% | 5,082 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1022% | 5,325 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0537% | 5,188 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6633% | 4,223 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0178% | 4,859 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3313% | 5,428 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,384 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,260 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1604% | 5,539 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1201% | 5,450 |
| Percentage Net Loans Charged-off:Construction & development | -0.7118% | 5,157 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1140% | 5,406 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0558% | 5,209 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6239% | 4,239 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0215% | 4,914 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2981% | 5,459 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,058 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2109% | 5,629 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1658% | 5,603 |
| Percentage Net Loans Charged-off:Construction & development | -1.3593% | 5,250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1191% | 5,519 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0504% | 5,230 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5203% | 4,269 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0214% | 4,961 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.4453% | 5,533 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6054% | 5,844 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5512% | 5,808 |
| Percentage Net Loans Charged-off:Construction & development | -0.4371% | 5,189 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1267% | 5,488 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.6981% | 5,780 |
| Percentage Net Loans Charged-off: Home equity loans | -5.3237% | 4,422 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3614% | 5,717 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.0574% | 5,635 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5187% | 1,757 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5187% | 1,638 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.7703% | 5,911 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.7189% | 5,882 |
| Percentage Net Loans Charged-off:Construction & development | -0.5426% | 5,274 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1402% | 5,569 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.9148% | 5,856 |
| Percentage Net Loans Charged-off: Home equity loans | -6.7832% | 4,454 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4727% | 5,797 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.3715% | 5,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6602% | 415 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6602% | 380 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.0679% | 5,994 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.0328% | 5,969 |
| Percentage Net Loans Charged-off:Construction & development | -0.6481% | 5,342 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1329% | 5,636 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.3341% | 5,944 |
| Percentage Net Loans Charged-off: Home equity loans | -9.8639% | 4,493 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6892% | 5,896 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.3650% | 5,762 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9672% | 347 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9672% | 309 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2586% | 5,911 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2097% | 5,855 |
| Percentage Net Loans Charged-off:Construction & development | -0.8003% | 5,413 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1425% | 5,750 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1886% | 5,807 |
| Percentage Net Loans Charged-off: Home equity loans | -1.7420% | 4,477 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0710% | 5,602 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.1021% | 5,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.0251% | 106 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.0251% | 89 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2854% | 6,009 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1816% | 5,873 |
| Percentage Net Loans Charged-off:Construction & development | -0.8758% | 5,466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5519% | 371 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3087% | 5,963 |
| Percentage Net Loans Charged-off: Home equity loans | -1.9898% | 4,581 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1732% | 5,883 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.3285% | 5,894 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.1153% | 6,011 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.1153% | 5,979 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6020% | 6,176 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5162% | 6,116 |
| Percentage Net Loans Charged-off:Construction & development | -0.9025% | 5,539 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.1375% | 6,087 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3303% | 6,039 |
| Percentage Net Loans Charged-off: Home equity loans | -2.4381% | 4,625 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1598% | 5,934 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.5791% | 5,976 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7206% | 5,950 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7206% | 5,908 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.7062% | 6,233 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6300% | 6,193 |
| Percentage Net Loans Charged-off:Construction & development | -0.9864% | 5,579 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.6401% | 6,175 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3532% | 6,102 |
| Percentage Net Loans Charged-off: Home equity loans | -3.3683% | 4,663 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1119% | 5,907 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.1279% | 6,021 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.1972% | 6,168 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -3.1972% | 6,133 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3846% | 6,199 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2925% | 6,134 |
| Percentage Net Loans Charged-off:Construction & development | -1.9469% | 5,694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1561% | 6,020 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1689% | 6,052 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7567% | 4,643 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1217% | 5,986 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.6191% | 6,069 |
| Percentage Net Loans Charged-off: Loans to individuals | -6.5574% | 6,260 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -6.5574% | 6,228 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1488% | 2,544 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1095% | 2,273 |
| Percentage Net Loans Charged-off:Construction & development | -0.3858% | 5,539 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6922% | 6,277 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3660% | 933 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4619% | 4,739 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4442% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0241% | 755 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5376% | 6,144 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5376% | 6,102 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0601% | 5,979 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0091% | 3,406 |
| Percentage Net Loans Charged-off:Construction & development | -0.3063% | 5,568 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8612% | 6,366 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2663% | 1,204 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4244% | 4,763 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3335% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3380% | 6,198 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7082% | 6,237 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7056% | 6,201 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2105% | 1,765 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2942% | 1,026 |
| Percentage Net Loans Charged-off:Construction & development | 2.3112% | 215 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.1972% | 6,454 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4395% | 780 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6687% | 4,824 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5503% | 624 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3443% | 6,244 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,146 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8854% | 395 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8079% | 334 |
| Percentage Net Loans Charged-off:Construction & development | 4.8386% | 104 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1445% | 6,304 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5586% | 576 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6944% | 4,851 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6884% | 468 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7615% | 234 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.9268% | 6,521 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.9268% | 6,479 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1495% | 3,308 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1756% | 2,493 |
| Percentage Net Loans Charged-off:Construction & development | 1.2298% | 752 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3969% | 1,227 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0363% | 6,277 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6936% | 534 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1218% | 6,446 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3457% | 6,083 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6397% | 1,723 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6397% | 1,603 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2305% | 2,421 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2298% | 1,997 |
| Percentage Net Loans Charged-off:Construction & development | 1.9056% | 554 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1579% | 1,638 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0060% | 3,704 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1096% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1250% | 6,493 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1052% | 2,238 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3939% | 718 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3918% | 642 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1069% | 3,293 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1702% | 2,249 |
| Percentage Net Loans Charged-off:Construction & development | 1.6633% | 563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5954% | 785 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1807% | 6,601 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2536% | 4,945 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1720% | 6,567 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7612% | 6,385 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2113% | 6,644 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.2113% | 6,595 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1381% | 6,565 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,055 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5662% | 651 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1733% | 6,637 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2536% | 4,948 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1636% | 6,613 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.3863% | 6,634 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5540% | 563 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4596% | 573 |
| Percentage Net Loans Charged-off:Construction & development | 1.4495% | 1,288 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.5193% | 157 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7427% | 1,237 |
| Percentage Net Loans Charged-off: Home equity loans | 3.5442% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3676% | 2,119 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0456% | 550 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3149% | 1,033 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3149% | 948 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4663% | 600 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2747% | 700 |
| Percentage Net Loans Charged-off:Construction & development | 1.9040% | 1,058 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7560% | 204 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6226% | 1,444 |
| Percentage Net Loans Charged-off: Home equity loans | 4.7673% | 114 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0556% | 3,567 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1813% | 364 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5227% | 456 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5227% | 420 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4094% | 725 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2542% | 759 |
| Percentage Net Loans Charged-off:Construction & development | -0.5646% | 6,305 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.7807% | 147 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6913% | 1,306 |
| Percentage Net Loans Charged-off: Home equity loans | 5.7969% | 92 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0166% | 6,526 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4628% | 469 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0785% | 383 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0785% | 357 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5881% | 626 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5003% | 600 |
| Percentage Net Loans Charged-off:Construction & development | -0.9615% | 6,382 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.5804% | 106 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4658% | 1,521 |
| Percentage Net Loans Charged-off: Home equity loans | 5.1678% | 102 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2109% | 6,975 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3506% | 583 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.2555% | 191 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.2555% | 181 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1232% | 623 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0716% | 615 |
| Percentage Net Loans Charged-off:Construction & development | 3.5639% | 1,266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9665% | 1,296 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1488% | 487 |
| Percentage Net Loans Charged-off: Home equity loans | 3.1998% | 272 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9704% | 581 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0863% | 783 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2076% | 3,957 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1880% | 3,791 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7498% | 373 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6232% | 377 |
| Percentage Net Loans Charged-off:Construction & development | 4.7230% | 914 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1167% | 961 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6981% | 346 |
| Percentage Net Loans Charged-off: Home equity loans | 4.2754% | 189 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4229% | 407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6999% | 436 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3919% | 2,930 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3459% | 2,792 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8180% | 388 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4298% | 480 |
| Percentage Net Loans Charged-off:Construction & development | 5.9801% | 697 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0412% | 965 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9662% | 544 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8327% | 787 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1705% | 480 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.7158% | 222 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1139% | 1,340 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9446% | 1,277 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9122% | 373 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8675% | 619 |
| Percentage Net Loans Charged-off:Construction & development | 0.5682% | 1,346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7898% | 7,312 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.6334% | 237 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5709% | 5,447 |
| All other 1-4 family - Percent of loans charged-off, net | 4.4011% | 185 |
| Percentage Net Loans Charged-off: Commercial and industrial | 13.8398% | 106 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.1272% | 166 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 6.3756% | 156 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8377% | 613 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6240% | 1,203 |
| Percentage Net Loans Charged-off:Construction & development | 1.7945% | 2,142 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0233% | 621 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3295% | 1,061 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8235% | 328 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0378% | 1,317 |
| Percentage Net Loans Charged-off: Commercial and industrial | 13.5232% | 139 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2645% | 1,758 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6711% | 609 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4234% | 1,258 |
| Percentage Net Loans Charged-off:Construction & development | 2.0909% | 1,821 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5301% | 1,698 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6199% | 769 |
| Percentage Net Loans Charged-off: Home equity loans | 3.6305% | 234 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2205% | 1,037 |
| Percentage Net Loans Charged-off: Commercial and industrial | 13.2511% | 143 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9759% | 2,040 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.7043% | 375 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7818% | 961 |
| Percentage Net Loans Charged-off:Construction & development | 3.2024% | 1,330 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2933% | 1,821 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9573% | 604 |
| Percentage Net Loans Charged-off: Home equity loans | 5.2697% | 154 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2841% | 941 |
| Percentage Net Loans Charged-off: Commercial and industrial | 19.2176% | 86 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5263% | 2,869 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.8574% | 351 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1269% | 1,249 |
| Percentage Net Loans Charged-off:Construction & development | 2.9413% | 1,044 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8582% | 1,143 |
| Percentage Net Loans Charged-off: Home equity loans | 3.3648% | 249 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3447% | 1,786 |
| Percentage Net Loans Charged-off: Commercial and industrial | 24.5363% | 62 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6146% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3026% | 1,907 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6464% | 2,532 |
| Percentage Net Loans Charged-off:Construction & development | 0.2932% | 3,126 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8903% | 1,245 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7381% | 1,628 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6526% | 583 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5427% | 1,894 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.7440% | 616 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6215% | 613 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3839% | 1,486 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5121% | 2,409 |
| Percentage Net Loans Charged-off:Construction & development | 0.1556% | 2,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2103% | 1,933 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9772% | 1,101 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0876% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7398% | 1,289 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.5355% | 333 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9996% | 514 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7796% | 1,063 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5378% | 2,050 |
| Percentage Net Loans Charged-off:Construction & development | 0.1795% | 2,410 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3423% | 1,264 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9512% | 1,011 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1572% | 847 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.5229% | 227 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.2097% | 355 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0477% | 1,293 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5613% | 1,524 |
| Percentage Net Loans Charged-off:Construction & development | 0.0590% | 1,783 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3782% | 567 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6852% | 464 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6830% | 612 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.3062% | 334 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0873% | 5,494 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0011% | 5,329 |
| Percentage Net Loans Charged-off:Construction & development | 0.0032% | 2,842 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5388% | 2,611 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8358% | 2,685 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0863% | 4,657 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0015% | 4,558 |
| Percentage Net Loans Charged-off:Construction & development | 0.0043% | 2,230 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7515% | 1,599 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,434 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1331% | 3,419 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1751% | 936 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,890 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0349% | 4,029 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3058% | 1,440 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0038% | 6,413 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0136% | 7,046 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1648% | 4,783 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0035% | 5,878 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0195% | 6,922 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1690% | 4,276 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0081% | 5,076 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2530% | 3,382 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0109% | 4,071 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3151% | 2,692 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0145% | 5,562 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1665% | 2,598 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0694% | 5,308 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0022% | 5,714 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0967% | 4,669 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0035% | 5,177 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1535% | 3,935 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0219% | 3,548 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9573% | 1,335 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0361% | 5,153 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4300% | 1,139 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,144 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,710 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,973 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,496 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,086 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,017 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,607 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |