Home > Grand Haven Bank > Assets and Liabilities
Grand Haven Bank, Assets and Liabilities
| 2008-12-31 | Rank | |
| # of Employees: | 21 | 5,788 |
| Assets and Liabilities | ||
| Total Assets: | $120,686,000 | 4,628 |
| Cash and due from depository institutions | $12,735,000 | 5,788 |
| Interest-bearing balances | $10,117,000 | 1,070 |
| Securities | $0 | 8,058 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $98,895,000 | 4,066 |
| Loan loss allowance | $4,587,000 | 1,492 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $2,616,000 | 3,994 |
| Other real estate owned | $1,890,000 | 5,788 |
| Goodwill and other intangibles | $65,000 | 2,867 |
| All other assets | $4,485,000 | 3,374 |
| Life insurance assets | $70,000 | 3,856 |
| Total liabilities and capital | $120,686,000 | 4,628 |
| Total liabilities | $111,700,000 | 4,510 |
| Total deposits | $109,189,000 | 4,288 |
| Interest-bearing deposits | $98,201,000 | 4,141 |
| Deposits held in domestic offices | $109,189,000 | 4,285 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $2,000,000 | 4,957 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $511,000 | 5,254 |
| Total equity capital | $8,986,000 | 5,730 |
| Total bank equity capital | $8,986,000 | 5,730 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,250,000 | 2,528 |
| Surplus | $10,069,000 | 2,617 |
| Undivided profits | $-2,333,000 | 7,583 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,036,000 | 899 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $405,000 | 6,354 |
| Earning assets | $109,012,000 | 4,664 |
| Long-term assets (5+ years) | $2,312,000 | 6,831 |
| Average Assets, year-to-date | $126,232,200 | 4,369 |
| Average Assets, quarterly | $118,593,000 | 4,646 |
| Volatile liabilities | $26,544,000 | 4,204 |
| Insider loans | $0 | 7,451 |
| FHLB advances | $2,000,000 | 4,795 |
| Loans and leases held for sale | $378,000 | 1,238 |
| Unused loan commitments | $13,434,000 | 3,876 |
| Tier 1 (core) risk-based capital | $8,527,000 | 5,768 |
| Tier 2 risk-based capital | $1,331,000 | 3,540 |
| Total risk weighted assets | $103,203,000 | 4,089 |
| Total unused commitments | $13,434,000 | 3,879 |
| Derivatives | $3,562,000 | 723 |
| 2008-09-30 | Rank | |
| # of Employees: | 23 | 5,599 |
| Assets and Liabilities | ||
| Total Assets: | $116,500,000 | 4,723 |
| Cash and due from depository institutions | $5,885,000 | 5,599 |
| Interest-bearing balances | $28,000 | 6,059 |
| Securities | $0 | 8,112 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $101,787,000 | 3,976 |
| Loan loss allowance | $4,865,000 | 1,291 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $2,623,000 | 3,996 |
| Other real estate owned | $2,263,000 | 5,599 |
| Goodwill and other intangibles | $65,000 | 2,924 |
| All other assets | $3,877,000 | 3,745 |
| Life insurance assets | $68,000 | 3,883 |
| Total liabilities and capital | $116,500,000 | 4,723 |
| Total liabilities | $108,722,000 | 4,572 |
| Total deposits | $106,191,000 | 4,328 |
| Interest-bearing deposits | $95,511,000 | 4,175 |
| Deposits held in domestic offices | $106,191,000 | 4,324 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $2,000,000 | 4,928 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $531,000 | 5,334 |
| Total equity capital | $7,778,000 | 6,228 |
| Total bank equity capital | $7,778,000 | 6,228 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,250,000 | 2,545 |
| Surplus | $8,820,000 | 2,906 |
| Undivided profits | $-2,292,000 | 7,782 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,675,000 | 1,466 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $43,000 | 951 |
| Income earned, not collected on loans | $393,000 | 6,533 |
| Earning assets | $101,815,000 | 4,839 |
| Long-term assets (5+ years) | $2,497,000 | 6,822 |
| Average Assets, year-to-date | $127,618,750 | 4,343 |
| Average Assets, quarterly | $122,374,500 | 4,527 |
| Volatile liabilities | $24,378,000 | 4,332 |
| Insider loans | $0 | 7,515 |
| FHLB advances | $2,000,000 | 4,771 |
| Loans and leases held for sale | $159,000 | 1,420 |
| Unused loan commitments | $16,195,000 | 3,640 |
| Tier 1 (core) risk-based capital | $7,713,000 | 6,160 |
| Tier 2 risk-based capital | $1,364,000 | 3,413 |
| Total risk weighted assets | $105,640,000 | 4,015 |
| Total unused commitments | $16,195,000 | 3,643 |
| Derivatives | $945,000 | 854 |
| 2008-06-30 | Rank | |
| # of Employees: | 26 | 5,281 |
| Assets and Liabilities | ||
| Total Assets: | $128,249,000 | 4,412 |
| Cash and due from depository institutions | $3,113,000 | 5,281 |
| Interest-bearing balances | $48,000 | 5,695 |
| Securities | $0 | 8,159 |
| Federal funds sold & reverse repurchase agreements | $6,400,000 | 1,833 |
| Net loans & leases | $111,305,000 | 3,710 |
| Loan loss allowance | $4,355,000 | 1,357 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,647,000 | 3,984 |
| Other real estate owned | $1,937,000 | 5,281 |
| Goodwill and other intangibles | $65,000 | 2,949 |
| All other assets | $2,782,000 | 4,469 |
| Life insurance assets | $42,000 | 3,950 |
| Total liabilities and capital | $128,249,000 | 4,412 |
| Total liabilities | $118,983,000 | 4,288 |
| Total deposits | $116,318,000 | 4,068 |
| Interest-bearing deposits | $104,832,000 | 3,928 |
| Deposits held in domestic offices | $116,318,000 | 4,065 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $2,000,000 | 4,830 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $665,000 | 4,765 |
| Total equity capital | $9,266,000 | 5,722 |
| Total bank equity capital | $9,266,000 | 5,722 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,250,000 | 2,566 |
| Surplus | $8,140,000 | 3,042 |
| Undivided profits | $-124,000 | 7,369 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,772,000 | 1,054 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $127,000 | 710 |
| Income earned, not collected on loans | $540,000 | 5,660 |
| Earning assets | $117,753,000 | 4,407 |
| Long-term assets (5+ years) | $2,836,000 | 6,771 |
| Average Assets, year-to-date | $131,325,000 | 4,293 |
| Average Assets, quarterly | $131,398,500 | 4,318 |
| Volatile liabilities | $27,697,000 | 3,993 |
| Insider loans | $0 | 7,572 |
| FHLB advances | $2,000,000 | 4,664 |
| Loans and leases held for sale | $511,000 | 1,156 |
| Unused loan commitments | $16,297,000 | 3,720 |
| Tier 1 (core) risk-based capital | $9,201,000 | 5,671 |
| Tier 2 risk-based capital | $1,461,000 | 3,200 |
| Total risk weighted assets | $114,019,000 | 3,817 |
| Total unused commitments | $16,297,000 | 3,720 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 25 | 5,429 |
| Assets and Liabilities | ||
| Total Assets: | $134,548,000 | 4,265 |
| Cash and due from depository institutions | $3,931,000 | 5,429 |
| Interest-bearing balances | $13,000 | 6,315 |
| Securities | $0 | 8,194 |
| Federal funds sold & reverse repurchase agreements | $8,600,000 | 2,037 |
| Net loans & leases | $116,064,000 | 3,551 |
| Loan loss allowance | $2,671,000 | 2,020 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $2,656,000 | 3,969 |
| Other real estate owned | $1,015,000 | 5,429 |
| Goodwill and other intangibles | $65,000 | 2,954 |
| All other assets | $2,217,000 | 4,889 |
| Life insurance assets | $42,000 | 3,972 |
| Total liabilities and capital | $134,548,000 | 4,265 |
| Total liabilities | $124,211,000 | 4,166 |
| Total deposits | $113,245,000 | 4,139 |
| Interest-bearing deposits | $99,981,000 | 4,059 |
| Deposits held in domestic offices | $113,245,000 | 4,136 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $10,385,000 | 2,839 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $581,000 | 5,317 |
| Total equity capital | $10,337,000 | 5,454 |
| Total bank equity capital | $10,337,000 | 5,454 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,250,000 | 2,567 |
| Surplus | $8,140,000 | 3,021 |
| Undivided profits | $947,000 | 6,855 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,620,000 | 836 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $65,000 | 857 |
| Income earned, not collected on loans | $556,000 | 5,545 |
| Earning assets | $124,677,000 | 4,245 |
| Long-term assets (5+ years) | $4,368,000 | 6,357 |
| Average Assets, year-to-date | $132,863,000 | 4,270 |
| Average Assets, quarterly | $132,863,000 | 4,270 |
| Volatile liabilities | $25,558,000 | 4,172 |
| Insider loans | $4,283,000 | 1,792 |
| FHLB advances | $2,000,000 | 4,433 |
| Loans and leases held for sale | $590,000 | 1,164 |
| Unused loan commitments | $18,364,000 | 3,550 |
| Tier 1 (core) risk-based capital | $10,272,000 | 5,313 |
| Tier 2 risk-based capital | $1,483,000 | 3,118 |
| Total risk weighted assets | $117,474,000 | 3,676 |
| Total unused commitments | $18,364,000 | 3,551 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 24 | 5,561 |
| Assets and Liabilities | ||
| Total Assets: | $131,178,000 | 4,299 |
| Cash and due from depository institutions | $4,940,000 | 5,561 |
| Interest-bearing balances | $23,000 | 5,909 |
| Securities | $0 | 8,234 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $119,564,000 | 3,466 |
| Loan loss allowance | $2,644,000 | 2,022 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $2,682,000 | 3,939 |
| Other real estate owned | $1,159,000 | 5,561 |
| Goodwill and other intangibles | $65,000 | 2,956 |
| All other assets | $2,768,000 | 4,431 |
| Life insurance assets | $42,000 | 3,981 |
| Total liabilities and capital | $131,178,000 | 4,299 |
| Total liabilities | $120,699,000 | 4,210 |
| Total deposits | $113,926,000 | 4,107 |
| Interest-bearing deposits | $102,268,000 | 3,948 |
| Deposits held in domestic offices | $113,926,000 | 4,105 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,100,000 | 1,910 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $2,000,000 | 4,460 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $673,000 | 4,938 |
| Total equity capital | $10,479,000 | 5,354 |
| Total bank equity capital | $10,479,000 | 5,354 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,250,000 | 2,569 |
| Surplus | $8,090,000 | 3,003 |
| Undivided profits | $1,139,000 | 6,778 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,972,000 | 858 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $571,000 | 5,737 |
| Earning assets | $119,587,000 | 4,315 |
| Long-term assets (5+ years) | $5,689,000 | 5,839 |
| Average Assets, year-to-date | $130,179,200 | 4,215 |
| Average Assets, quarterly | $132,518,000 | 4,245 |
| Volatile liabilities | $37,902,000 | 3,224 |
| Insider loans | $8,525,000 | 854 |
| FHLB advances | $2,000,000 | 4,278 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $20,977,000 | 3,270 |
| Tier 1 (core) risk-based capital | $10,414,000 | 5,239 |
| Tier 2 risk-based capital | $1,509,000 | 3,033 |
| Total risk weighted assets | $119,573,000 | 3,644 |
| Total unused commitments | $20,977,000 | 3,272 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 25 | 5,458 |
| Assets and Liabilities | ||
| Total Assets: | $133,858,000 | 4,209 |
| Cash and due from depository institutions | $4,515,000 | 5,458 |
| Interest-bearing balances | $39,000 | 5,479 |
| Securities | $0 | 8,282 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $123,063,000 | 3,355 |
| Loan loss allowance | $2,463,000 | 2,102 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $2,712,000 | 3,868 |
| Other real estate owned | $1,299,000 | 5,458 |
| Goodwill and other intangibles | $65,000 | 2,961 |
| All other assets | $2,204,000 | 5,035 |
| Life insurance assets | $40,000 | 3,962 |
| Total liabilities and capital | $133,858,000 | 4,209 |
| Total liabilities | $123,011,000 | 4,122 |
| Total deposits | $119,370,000 | 3,948 |
| Interest-bearing deposits | $108,739,000 | 3,769 |
| Deposits held in domestic offices | $119,370,000 | 3,946 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,730 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $2,000,000 | 4,403 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $641,000 | 5,184 |
| Total equity capital | $10,847,000 | 5,202 |
| Total bank equity capital | $10,847,000 | 5,202 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,250,000 | 2,546 |
| Surplus | $8,090,000 | 2,957 |
| Undivided profits | $1,507,000 | 6,628 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,763,000 | 805 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $724,000 | 5,242 |
| Earning assets | $123,102,000 | 4,206 |
| Long-term assets (5+ years) | $5,190,000 | 5,882 |
| Average Assets, year-to-date | $129,929,500 | 4,214 |
| Average Assets, quarterly | $132,077,000 | 4,210 |
| Volatile liabilities | $41,694,000 | 2,984 |
| Insider loans | $8,345,000 | 871 |
| FHLB advances | $2,000,000 | 4,193 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $23,746,000 | 3,068 |
| Tier 1 (core) risk-based capital | $10,782,000 | 5,123 |
| Tier 2 risk-based capital | $1,547,000 | 2,975 |
| Total risk weighted assets | $122,833,000 | 3,511 |
| Total unused commitments | $23,746,000 | 3,069 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 28 | 5,156 |
| Assets and Liabilities | ||
| Total Assets: | $130,296,000 | 4,268 |
| Cash and due from depository institutions | $4,383,000 | 5,156 |
| Interest-bearing balances | $60,000 | 5,229 |
| Securities | $0 | 8,331 |
| Federal funds sold & reverse repurchase agreements | $900,000 | 5,175 |
| Net loans & leases | $119,661,000 | 3,416 |
| Loan loss allowance | $2,654,000 | 1,977 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $2,746,000 | 3,819 |
| Other real estate owned | $464,000 | 5,156 |
| Goodwill and other intangibles | $65,000 | 2,989 |
| All other assets | $2,077,000 | 5,143 |
| Life insurance assets | $11,000 | 4,043 |
| Total liabilities and capital | $130,296,000 | 4,268 |
| Total liabilities | $119,552,000 | 4,190 |
| Total deposits | $116,991,000 | 4,016 |
| Interest-bearing deposits | $104,406,000 | 3,869 |
| Deposits held in domestic offices | $116,991,000 | 4,014 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $2,000,000 | 4,343 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $561,000 | 5,290 |
| Total equity capital | $10,744,000 | 5,179 |
| Total bank equity capital | $10,744,000 | 5,179 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,250,000 | 2,551 |
| Surplus | $7,770,000 | 3,032 |
| Undivided profits | $1,724,000 | 6,451 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,747,000 | 870 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $668,000 | 5,276 |
| Earning assets | $120,621,000 | 4,253 |
| Long-term assets (5+ years) | $4,202,000 | 6,105 |
| Average Assets, year-to-date | $128,620,000 | 4,274 |
| Average Assets, quarterly | $128,413,500 | 4,300 |
| Volatile liabilities | $37,059,000 | 3,212 |
| Insider loans | $9,075,000 | 787 |
| FHLB advances | $2,000,000 | 4,165 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $22,685,000 | 3,155 |
| Tier 1 (core) risk-based capital | $10,679,000 | 5,135 |
| Tier 2 risk-based capital | $1,506,000 | 3,020 |
| Total risk weighted assets | $119,307,000 | 3,575 |
| Total unused commitments | $22,685,000 | 3,155 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 26 | 5,362 |
| Assets and Liabilities | ||
| Total Assets: | $126,531,000 | 4,376 |
| Cash and due from depository institutions | $2,961,000 | 5,362 |
| Interest-bearing balances | $69,000 | 5,188 |
| Securities | $0 | 8,365 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $118,010,000 | 3,408 |
| Loan loss allowance | $2,646,000 | 1,974 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,775,000 | 3,752 |
| Other real estate owned | $604,000 | 5,362 |
| Goodwill and other intangibles | $65,000 | 3,002 |
| All other assets | $2,116,000 | 5,002 |
| Life insurance assets | $11,000 | 4,059 |
| Total liabilities and capital | $126,531,000 | 4,376 |
| Total liabilities | $115,571,000 | 4,288 |
| Total deposits | $112,773,000 | 4,120 |
| Interest-bearing deposits | $102,921,000 | 3,921 |
| Deposits held in domestic offices | $112,773,000 | 4,119 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,100,000 | 2,404 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $1,000,000 | 4,724 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $698,000 | 4,758 |
| Total equity capital | $10,960,000 | 5,104 |
| Total bank equity capital | $10,960,000 | 5,104 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,250,000 | 2,543 |
| Surplus | $7,770,000 | 2,980 |
| Undivided profits | $1,940,000 | 6,400 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,158,000 | 1,122 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $630,000 | 5,339 |
| Earning assets | $118,079,000 | 4,325 |
| Long-term assets (5+ years) | $3,752,000 | 6,217 |
| Average Assets, year-to-date | $127,782,000 | 4,306 |
| Average Assets, quarterly | $127,782,000 | 4,306 |
| Volatile liabilities | $34,873,000 | 3,283 |
| Insider loans | $7,632,000 | 924 |
| FHLB advances | $1,000,000 | 4,527 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $17,063,000 | 3,728 |
| Tier 1 (core) risk-based capital | $10,895,000 | 5,043 |
| Tier 2 risk-based capital | $1,492,000 | 3,031 |
| Total risk weighted assets | $118,180,000 | 3,573 |
| Total unused commitments | $17,063,000 | 3,728 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 26 | 5,382 |
| Assets and Liabilities | ||
| Total Assets: | $129,033,000 | 4,292 |
| Cash and due from depository institutions | $4,747,000 | 5,382 |
| Interest-bearing balances | $76,000 | 5,121 |
| Securities | $0 | 8,416 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 4,832 |
| Net loans & leases | $117,382,000 | 3,409 |
| Loan loss allowance | $2,643,000 | 1,963 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $2,802,000 | 3,683 |
| Other real estate owned | $507,000 | 5,382 |
| Goodwill and other intangibles | $65,000 | 3,012 |
| All other assets | $2,030,000 | 5,140 |
| Life insurance assets | $11,000 | 4,063 |
| Total liabilities and capital | $129,033,000 | 4,292 |
| Total liabilities | $117,956,000 | 4,211 |
| Total deposits | $116,372,000 | 3,986 |
| Interest-bearing deposits | $102,556,000 | 3,868 |
| Deposits held in domestic offices | $116,372,000 | 3,984 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,000,000 | 4,877 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $584,000 | 5,134 |
| Total equity capital | $11,077,000 | 5,031 |
| Total bank equity capital | $11,077,000 | 5,031 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,250,000 | 2,540 |
| Surplus | $7,770,000 | 2,932 |
| Undivided profits | $2,057,000 | 6,372 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,681,000 | 1,174 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $616,000 | 5,541 |
| Earning assets | $118,958,000 | 4,266 |
| Long-term assets (5+ years) | $3,625,000 | 6,228 |
| Average Assets, year-to-date | $126,855,200 | 4,205 |
| Average Assets, quarterly | $128,694,000 | 4,261 |
| Volatile liabilities | $30,406,000 | 3,703 |
| Insider loans | $7,516,000 | 940 |
| FHLB advances | $1,000,000 | 4,667 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $23,006,000 | 3,056 |
| Tier 1 (core) risk-based capital | $11,012,000 | 4,979 |
| Tier 2 risk-based capital | $1,489,000 | 3,017 |
| Total risk weighted assets | $117,963,000 | 3,536 |
| Total unused commitments | $23,006,000 | 3,057 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 26 | 5,407 |
| Assets and Liabilities | ||
| Total Assets: | $128,355,000 | 4,275 |
| Cash and due from depository institutions | $5,889,000 | 5,407 |
| Interest-bearing balances | $66,000 | 5,256 |
| Securities | $0 | 8,496 |
| Federal funds sold & reverse repurchase agreements | $3,600,000 | 2,974 |
| Net loans & leases | $113,795,000 | 3,470 |
| Loan loss allowance | $2,748,000 | 1,893 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,838,000 | 3,629 |
| Other real estate owned | $0 | 5,407 |
| Goodwill and other intangibles | $65,000 | 3,013 |
| All other assets | $2,168,000 | 5,040 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $128,355,000 | 4,275 |
| Total liabilities | $117,325,000 | 4,202 |
| Total deposits | $115,720,000 | 3,960 |
| Interest-bearing deposits | $104,320,000 | 3,777 |
| Deposits held in domestic offices | $115,720,000 | 3,956 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $1,000,000 | 5,083 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $605,000 | 5,097 |
| Total equity capital | $11,030,000 | 5,011 |
| Total bank equity capital | $11,030,000 | 5,011 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,250,000 | 2,550 |
| Surplus | $7,770,000 | 2,912 |
| Undivided profits | $2,010,000 | 6,417 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,565,000 | 868 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $687,000 | 5,238 |
| Earning assets | $117,461,000 | 4,283 |
| Long-term assets (5+ years) | $2,733,000 | 6,538 |
| Average Assets, year-to-date | $126,310,750 | 4,232 |
| Average Assets, quarterly | $126,991,000 | 4,271 |
| Volatile liabilities | $30,248,000 | 3,719 |
| Insider loans | $9,050,000 | 744 |
| FHLB advances | $1,000,000 | 4,847 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $22,984,000 | 3,108 |
| Tier 1 (core) risk-based capital | $10,965,000 | 4,982 |
| Tier 2 risk-based capital | $1,460,000 | 3,045 |
| Total risk weighted assets | $115,473,000 | 3,573 |
| Total unused commitments | $22,984,000 | 3,108 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 25 | 5,546 |
| Assets and Liabilities | ||
| Total Assets: | $125,627,000 | 4,304 |
| Cash and due from depository institutions | $3,848,000 | 5,546 |
| Interest-bearing balances | $46,000 | 5,586 |
| Securities | $0 | 8,539 |
| Federal funds sold & reverse repurchase agreements | $450,000 | 5,154 |
| Net loans & leases | $116,417,000 | 3,393 |
| Loan loss allowance | $2,687,000 | 1,909 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,875,000 | 3,582 |
| Other real estate owned | $0 | 5,546 |
| Goodwill and other intangibles | $65,000 | 3,016 |
| All other assets | $1,972,000 | 5,198 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $125,627,000 | 4,304 |
| Total liabilities | $114,688,000 | 4,242 |
| Total deposits | $112,021,000 | 4,040 |
| Interest-bearing deposits | $102,036,000 | 3,816 |
| Deposits held in domestic offices | $112,021,000 | 4,037 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $2,000,000 | 4,640 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $667,000 | 4,532 |
| Total equity capital | $10,939,000 | 4,922 |
| Total bank equity capital | $10,939,000 | 4,922 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,250,000 | 2,538 |
| Surplus | $7,770,000 | 2,849 |
| Undivided profits | $1,919,000 | 6,348 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,514,000 | 1,076 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $621,000 | 5,207 |
| Earning assets | $116,913,000 | 4,270 |
| Long-term assets (5+ years) | $1,722,000 | 6,921 |
| Average Assets, year-to-date | $125,629,330 | 4,256 |
| Average Assets, quarterly | $127,064,000 | 4,246 |
| Volatile liabilities | $30,348,000 | 3,651 |
| Insider loans | $7,821,000 | 875 |
| FHLB advances | $2,000,000 | 4,432 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $22,338,000 | 3,166 |
| Tier 1 (core) risk-based capital | $10,874,000 | 4,938 |
| Tier 2 risk-based capital | $1,509,000 | 2,944 |
| Total risk weighted assets | $119,523,000 | 3,462 |
| Total unused commitments | $22,338,000 | 3,167 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 25 | 5,516 |
| Assets and Liabilities | ||
| Total Assets: | $128,501,000 | 4,220 |
| Cash and due from depository institutions | $3,993,000 | 5,516 |
| Interest-bearing balances | $12,000 | 6,331 |
| Securities | $0 | 8,575 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $119,242,000 | 3,276 |
| Loan loss allowance | $2,515,000 | 2,003 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,906,000 | 3,509 |
| Other real estate owned | $195,000 | 5,516 |
| Goodwill and other intangibles | $65,000 | 2,999 |
| All other assets | $2,100,000 | 4,943 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $128,501,000 | 4,220 |
| Total liabilities | $117,673,000 | 4,141 |
| Total deposits | $107,187,000 | 4,151 |
| Interest-bearing deposits | $97,134,000 | 3,933 |
| Deposits held in domestic offices | $107,187,000 | 4,147 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,400,000 | 1,258 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,500,000 | 4,783 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $586,000 | 4,785 |
| Total equity capital | $10,828,000 | 4,927 |
| Total bank equity capital | $10,828,000 | 4,927 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,250,000 | 2,529 |
| Surplus | $7,770,000 | 2,777 |
| Undivided profits | $1,808,000 | 6,476 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,136,000 | 836 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $607,000 | 5,068 |
| Earning assets | $119,254,000 | 4,182 |
| Long-term assets (5+ years) | $1,936,000 | 6,837 |
| Average Assets, year-to-date | $125,630,500 | 4,258 |
| Average Assets, quarterly | $125,630,500 | 4,258 |
| Volatile liabilities | $37,796,000 | 3,022 |
| Insider loans | $7,652,000 | 874 |
| FHLB advances | $1,500,000 | 4,613 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $24,620,000 | 2,955 |
| Tier 1 (core) risk-based capital | $10,763,000 | 4,914 |
| Tier 2 risk-based capital | $1,550,000 | 2,850 |
| Total risk weighted assets | $122,996,000 | 3,338 |
| Total unused commitments | $24,620,000 | 2,955 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 28 | 5,186 |
| Assets and Liabilities | ||
| Total Assets: | $122,760,000 | 4,351 |
| Cash and due from depository institutions | $3,110,000 | 5,186 |
| Interest-bearing balances | $29,000 | 5,975 |
| Securities | $0 | 8,634 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $114,666,000 | 3,348 |
| Loan loss allowance | $2,575,000 | 1,931 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,941,000 | 3,458 |
| Other real estate owned | $0 | 5,186 |
| Goodwill and other intangibles | $65,000 | 2,992 |
| All other assets | $1,978,000 | 5,089 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $122,760,000 | 4,351 |
| Total liabilities | $112,392,000 | 4,274 |
| Total deposits | $103,775,000 | 4,241 |
| Interest-bearing deposits | $93,120,000 | 4,014 |
| Deposits held in domestic offices | $103,775,000 | 4,238 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,200,000 | 1,482 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,000,000 | 4,620 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $417,000 | 5,537 |
| Total equity capital | $10,368,000 | 5,031 |
| Total bank equity capital | $10,368,000 | 5,031 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,250,000 | 2,525 |
| Surplus | $7,345,000 | 2,861 |
| Undivided profits | $1,773,000 | 6,564 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,342,000 | 790 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $547,000 | 5,476 |
| Earning assets | $114,695,000 | 4,291 |
| Long-term assets (5+ years) | $1,468,000 | 7,069 |
| Average Assets, year-to-date | $121,243,800 | 4,244 |
| Average Assets, quarterly | $121,720,500 | 4,330 |
| Volatile liabilities | $32,905,000 | 3,270 |
| Insider loans | $7,447,000 | 873 |
| FHLB advances | $2,000,000 | 4,418 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $28,686,000 | 2,611 |
| Tier 1 (core) risk-based capital | $10,303,000 | 5,005 |
| Tier 2 risk-based capital | $1,470,000 | 2,923 |
| Total risk weighted assets | $116,471,000 | 3,424 |
| Total unused commitments | $28,686,000 | 2,611 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 28 | 5,170 |
| Assets and Liabilities | ||
| Total Assets: | $120,681,000 | 4,360 |
| Cash and due from depository institutions | $4,550,000 | 5,170 |
| Interest-bearing balances | $794,000 | 2,950 |
| Securities | $0 | 8,672 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $110,854,000 | 3,384 |
| Loan loss allowance | $2,449,000 | 1,987 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,979,000 | 3,406 |
| Other real estate owned | $0 | 5,170 |
| Goodwill and other intangibles | $65,000 | 2,980 |
| All other assets | $2,233,000 | 4,776 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $120,681,000 | 4,360 |
| Total liabilities | $110,459,000 | 4,274 |
| Total deposits | $104,082,000 | 4,155 |
| Interest-bearing deposits | $91,958,000 | 3,989 |
| Deposits held in domestic offices | $104,082,000 | 4,150 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,400,000 | 1,926 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $2,500,000 | 4,548 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $477,000 | 5,269 |
| Total equity capital | $10,222,000 | 5,069 |
| Total bank equity capital | $10,222,000 | 5,069 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,250,000 | 2,500 |
| Surplus | $7,145,000 | 2,861 |
| Undivided profits | $1,827,000 | 6,619 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,310,000 | 817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $517,000 | 5,627 |
| Earning assets | $111,648,000 | 4,332 |
| Long-term assets (5+ years) | $1,199,000 | 7,262 |
| Average Assets, year-to-date | $120,864,750 | 4,247 |
| Average Assets, quarterly | $121,507,500 | 4,295 |
| Volatile liabilities | $28,468,000 | 3,532 |
| Insider loans | $7,503,000 | 837 |
| FHLB advances | $2,500,000 | 4,353 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $27,970,000 | 2,639 |
| Tier 1 (core) risk-based capital | $10,157,000 | 5,010 |
| Tier 2 risk-based capital | $1,441,000 | 2,928 |
| Total risk weighted assets | $114,288,000 | 3,428 |
| Total unused commitments | $27,970,000 | 2,641 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 25 | 5,548 |
| Assets and Liabilities | ||
| Total Assets: | $122,334,000 | 4,260 |
| Cash and due from depository institutions | $6,471,000 | 5,548 |
| Interest-bearing balances | $1,734,000 | 2,144 |
| Securities | $0 | 8,693 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $110,502,000 | 3,329 |
| Loan loss allowance | $2,514,000 | 1,922 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,019,000 | 3,304 |
| Other real estate owned | $0 | 5,548 |
| Goodwill and other intangibles | $65,000 | 2,961 |
| All other assets | $2,277,000 | 4,568 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $122,334,000 | 4,260 |
| Total liabilities | $112,105,000 | 4,172 |
| Total deposits | $108,180,000 | 3,992 |
| Interest-bearing deposits | $95,490,000 | 3,848 |
| Deposits held in domestic offices | $108,180,000 | 3,989 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,500,000 | 4,099 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $425,000 | 5,288 |
| Total equity capital | $10,229,000 | 5,028 |
| Total bank equity capital | $10,229,000 | 5,028 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,250,000 | 2,479 |
| Surplus | $7,145,000 | 2,811 |
| Undivided profits | $1,834,000 | 6,573 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,628,000 | 717 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $496,000 | 5,490 |
| Earning assets | $112,236,000 | 4,260 |
| Long-term assets (5+ years) | $1,570,000 | 7,122 |
| Average Assets, year-to-date | $120,926,000 | 4,230 |
| Average Assets, quarterly | $121,758,000 | 4,234 |
| Volatile liabilities | $25,229,000 | 3,707 |
| Insider loans | $3,141,000 | 1,975 |
| FHLB advances | $3,500,000 | 3,949 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $24,049,000 | 2,834 |
| Tier 1 (core) risk-based capital | $10,164,000 | 4,942 |
| Tier 2 risk-based capital | $1,455,000 | 2,878 |
| Total risk weighted assets | $115,345,000 | 3,347 |
| Total unused commitments | $24,049,000 | 2,835 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 26 | 5,439 |
| Assets and Liabilities | ||
| Total Assets: | $121,182,000 | 4,280 |
| Cash and due from depository institutions | $6,518,000 | 5,439 |
| Interest-bearing balances | $2,452,000 | 1,780 |
| Securities | $0 | 8,768 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $108,609,000 | 3,334 |
| Loan loss allowance | $2,484,000 | 1,910 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,056,000 | 3,267 |
| Other real estate owned | $425,000 | 5,439 |
| Goodwill and other intangibles | $65,000 | 2,959 |
| All other assets | $2,509,000 | 4,304 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $121,182,000 | 4,280 |
| Total liabilities | $111,093,000 | 4,193 |
| Total deposits | $102,804,000 | 4,147 |
| Interest-bearing deposits | $92,288,000 | 3,973 |
| Deposits held in domestic offices | $102,804,000 | 4,143 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,000,000 | 1,712 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $4,000,000 | 3,827 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $289,000 | 6,144 |
| Total equity capital | $10,089,000 | 4,971 |
| Total bank equity capital | $10,089,000 | 4,971 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,250,000 | 2,488 |
| Surplus | $7,045,000 | 2,795 |
| Undivided profits | $1,794,000 | 6,560 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,557,000 | 600 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $485,000 | 5,438 |
| Earning assets | $111,061,000 | 4,289 |
| Long-term assets (5+ years) | $865,000 | 7,496 |
| Average Assets, year-to-date | $120,222,000 | 4,281 |
| Average Assets, quarterly | $120,222,000 | 4,281 |
| Volatile liabilities | $26,402,000 | 3,485 |
| Insider loans | $4,610,000 | 1,333 |
| FHLB advances | $4,000,000 | 3,668 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $27,647,000 | 2,523 |
| Tier 1 (core) risk-based capital | $10,024,000 | 4,929 |
| Tier 2 risk-based capital | $1,438,000 | 2,873 |
| Total risk weighted assets | $113,966,000 | 3,340 |
| Total unused commitments | $27,647,000 | 2,528 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 25 | 5,579 |
| Assets and Liabilities | ||
| Total Assets: | $119,262,000 | 4,308 |
| Cash and due from depository institutions | $6,032,000 | 5,579 |
| Interest-bearing balances | $2,317,000 | 1,881 |
| Securities | $0 | 8,814 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $107,090,000 | 3,362 |
| Loan loss allowance | $2,522,000 | 1,867 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,098,000 | 3,209 |
| Other real estate owned | $545,000 | 5,579 |
| Goodwill and other intangibles | $65,000 | 2,948 |
| All other assets | $2,432,000 | 4,331 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $119,262,000 | 4,308 |
| Total liabilities | $109,193,000 | 4,240 |
| Total deposits | $100,025,000 | 4,226 |
| Interest-bearing deposits | $90,438,000 | 4,007 |
| Deposits held in domestic offices | $100,025,000 | 4,222 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,900,000 | 1,621 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $4,000,000 | 3,847 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $268,000 | 6,237 |
| Total equity capital | $10,069,000 | 4,980 |
| Total bank equity capital | $10,069,000 | 4,980 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,250,000 | 2,475 |
| Surplus | $7,045,000 | 2,742 |
| Undivided profits | $1,774,000 | 6,689 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,265,000 | 390 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $464,000 | 5,579 |
| Earning assets | $109,407,000 | 4,319 |
| Long-term assets (5+ years) | $910,000 | 7,528 |
| Average Assets, year-to-date | $117,892,600 | 4,234 |
| Average Assets, quarterly | $118,386,500 | 4,298 |
| Volatile liabilities | $24,862,000 | 3,541 |
| Insider loans | $3,587,000 | 1,701 |
| FHLB advances | $4,000,000 | 3,675 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $26,573,000 | 2,496 |
| Tier 1 (core) risk-based capital | $10,004,000 | 4,872 |
| Tier 2 risk-based capital | $1,428,000 | 2,870 |
| Total risk weighted assets | $113,119,000 | 3,338 |
| Total unused commitments | $26,573,000 | 2,497 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 28 | 5,187 |
| Assets and Liabilities | ||
| Total Assets: | $117,511,000 | 4,321 |
| Cash and due from depository institutions | $5,284,000 | 5,187 |
| Interest-bearing balances | $1,299,000 | 2,581 |
| Securities | $0 | 8,861 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $106,188,000 | 3,321 |
| Loan loss allowance | $2,606,000 | 1,790 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,139,000 | 3,128 |
| Other real estate owned | $545,000 | 5,187 |
| Goodwill and other intangibles | $65,000 | 2,911 |
| All other assets | $2,290,000 | 4,477 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $117,511,000 | 4,321 |
| Total liabilities | $107,629,000 | 4,251 |
| Total deposits | $99,281,000 | 4,196 |
| Interest-bearing deposits | $88,989,000 | 4,008 |
| Deposits held in domestic offices | $99,281,000 | 4,193 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,500,000 | 1,907 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $4,500,000 | 3,759 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $348,000 | 5,830 |
| Total equity capital | $9,882,000 | 5,032 |
| Total bank equity capital | $9,882,000 | 5,032 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,250,000 | 2,472 |
| Surplus | $6,245,000 | 2,998 |
| Undivided profits | $2,387,000 | 6,256 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,431,000 | 408 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $508,000 | 5,442 |
| Earning assets | $107,487,000 | 4,335 |
| Long-term assets (5+ years) | $956,000 | 7,583 |
| Average Assets, year-to-date | $117,550,250 | 4,245 |
| Average Assets, quarterly | $115,193,500 | 4,343 |
| Volatile liabilities | $21,234,000 | 3,956 |
| Insider loans | $3,334,000 | 1,759 |
| FHLB advances | $4,500,000 | 3,603 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $25,525,000 | 2,545 |
| Tier 1 (core) risk-based capital | $9,817,000 | 4,914 |
| Tier 2 risk-based capital | $1,418,000 | 2,866 |
| Total risk weighted assets | $112,229,000 | 3,315 |
| Total unused commitments | $25,525,000 | 2,549 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 27 | 5,380 |
| Assets and Liabilities | ||
| Total Assets: | $112,876,000 | 4,421 |
| Cash and due from depository institutions | $4,205,000 | 5,380 |
| Interest-bearing balances | $92,000 | 5,432 |
| Securities | $0 | 8,921 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $102,334,000 | 3,373 |
| Loan loss allowance | $2,522,000 | 1,833 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,178,000 | 3,062 |
| Other real estate owned | $723,000 | 5,380 |
| Goodwill and other intangibles | $65,000 | 2,924 |
| All other assets | $2,371,000 | 4,368 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $112,876,000 | 4,421 |
| Total liabilities | $102,916,000 | 4,378 |
| Total deposits | $97,199,000 | 4,249 |
| Interest-bearing deposits | $87,076,000 | 4,073 |
| Deposits held in domestic offices | $97,199,000 | 4,246 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $900,000 | 2,918 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,500,000 | 3,693 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $317,000 | 5,697 |
| Total equity capital | $9,960,000 | 4,879 |
| Total bank equity capital | $9,960,000 | 4,879 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,250,000 | 2,475 |
| Surplus | $6,015,000 | 3,025 |
| Undivided profits | $2,695,000 | 5,900 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,763,000 | 623 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $546,000 | 4,962 |
| Earning assets | $102,426,000 | 4,464 |
| Long-term assets (5+ years) | $652,000 | 7,768 |
| Average Assets, year-to-date | $117,563,330 | 4,255 |
| Average Assets, quarterly | $115,307,000 | 4,350 |
| Volatile liabilities | $15,120,000 | 4,708 |
| Insider loans | $4,427,000 | 1,302 |
| FHLB advances | $4,500,000 | 3,538 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $34,374,000 | 2,082 |
| Tier 1 (core) risk-based capital | $9,895,000 | 4,840 |
| Tier 2 risk-based capital | $1,369,000 | 2,921 |
| Total risk weighted assets | $108,328,000 | 3,375 |
| Total unused commitments | $34,374,000 | 2,086 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 27 | 5,369 |
| Assets and Liabilities | ||
| Total Assets: | $117,738,000 | 4,285 |
| Cash and due from depository institutions | $8,413,000 | 5,369 |
| Interest-bearing balances | $3,105,000 | 1,824 |
| Securities | $0 | 8,960 |
| Federal funds sold & reverse repurchase agreements | $3,150,000 | 3,738 |
| Net loans & leases | $99,817,000 | 3,361 |
| Loan loss allowance | $2,250,000 | 2,040 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,220,000 | 2,987 |
| Other real estate owned | $725,000 | 5,369 |
| Goodwill and other intangibles | $65,000 | 2,904 |
| All other assets | $2,348,000 | 4,243 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $117,738,000 | 4,285 |
| Total liabilities | $107,625,000 | 4,216 |
| Total deposits | $102,845,000 | 4,087 |
| Interest-bearing deposits | $93,572,000 | 3,859 |
| Deposits held in domestic offices | $102,845,000 | 4,083 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $4,500,000 | 3,558 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $280,000 | 6,356 |
| Total equity capital | $10,113,000 | 4,908 |
| Total bank equity capital | $10,113,000 | 4,908 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,250,000 | 2,473 |
| Surplus | $6,015,000 | 2,988 |
| Undivided profits | $2,848,000 | 5,975 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,350,000 | 701 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $536,000 | 4,941 |
| Earning assets | $106,072,000 | 4,365 |
| Long-term assets (5+ years) | $827,000 | 7,707 |
| Average Assets, year-to-date | $119,907,000 | 4,198 |
| Average Assets, quarterly | $119,907,000 | 4,198 |
| Volatile liabilities | $18,228,000 | 4,166 |
| Insider loans | $4,399,000 | 1,288 |
| FHLB advances | $4,500,000 | 3,406 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $19,385,000 | 3,003 |
| Tier 1 (core) risk-based capital | $10,048,000 | 4,734 |
| Tier 2 risk-based capital | $1,337,000 | 2,943 |
| Total risk weighted assets | $106,012,000 | 3,368 |
| Total unused commitments | $19,385,000 | 3,009 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 25 | 5,633 |
| Assets and Liabilities | ||
| Total Assets: | $122,076,000 | 4,138 |
| Cash and due from depository institutions | $9,035,000 | 5,633 |
| Interest-bearing balances | $3,048,000 | 1,722 |
| Securities | $0 | 9,026 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 1,700 |
| Net loans & leases | $99,758,000 | 3,359 |
| Loan loss allowance | $1,887,000 | 2,373 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,260,000 | 2,950 |
| Other real estate owned | $727,000 | 5,633 |
| Goodwill and other intangibles | $65,000 | 2,906 |
| All other assets | $2,231,000 | 4,421 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,076,000 | 4,138 |
| Total liabilities | $111,374,000 | 4,090 |
| Total deposits | $105,535,000 | 3,979 |
| Interest-bearing deposits | $94,520,000 | 3,813 |
| Deposits held in domestic offices | $105,535,000 | 3,976 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,500,000 | 3,234 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $339,000 | 5,758 |
| Total equity capital | $10,702,000 | 4,651 |
| Total bank equity capital | $10,702,000 | 4,651 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,250,000 | 2,486 |
| Surplus | $6,015,000 | 2,950 |
| Undivided profits | $3,437,000 | 5,506 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,178,000 | 951 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $593,000 | 4,751 |
| Earning assets | $109,806,000 | 4,214 |
| Long-term assets (5+ years) | $867,000 | 7,748 |
| Average Assets, year-to-date | $127,185,600 | 3,903 |
| Average Assets, quarterly | $126,247,000 | 4,014 |
| Volatile liabilities | $20,405,000 | 3,865 |
| Insider loans | $4,591,000 | 1,195 |
| FHLB advances | $5,500,000 | 3,091 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $16,660,000 | 3,213 |
| Tier 1 (core) risk-based capital | $10,637,000 | 4,509 |
| Tier 2 risk-based capital | $1,320,000 | 2,972 |
| Total risk weighted assets | $105,040,000 | 3,388 |
| Total unused commitments | $16,660,000 | 3,214 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 21 | 6,252 |
| Assets and Liabilities | ||
| Total Assets: | $130,418,000 | 3,918 |
| Cash and due from depository institutions | $5,150,000 | 6,252 |
| Interest-bearing balances | $39,000 | 6,091 |
| Securities | $0 | 9,073 |
| Federal funds sold & reverse repurchase agreements | $7,400,000 | 1,885 |
| Net loans & leases | $111,676,000 | 3,029 |
| Loan loss allowance | $1,783,000 | 2,489 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,235,000 | 2,938 |
| Other real estate owned | $748,000 | 6,252 |
| Goodwill and other intangibles | $65,000 | 2,889 |
| All other assets | $2,144,000 | 4,514 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $130,418,000 | 3,918 |
| Total liabilities | $119,350,000 | 3,865 |
| Total deposits | $113,407,000 | 3,740 |
| Interest-bearing deposits | $102,701,000 | 3,556 |
| Deposits held in domestic offices | $113,407,000 | 3,736 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,500,000 | 3,173 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $443,000 | 5,381 |
| Total equity capital | $11,068,000 | 4,494 |
| Total bank equity capital | $11,068,000 | 4,494 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,250,000 | 2,501 |
| Surplus | $6,015,000 | 2,891 |
| Undivided profits | $3,803,000 | 5,327 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,423,000 | 1,343 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $705,000 | 4,296 |
| Earning assets | $119,115,000 | 3,931 |
| Long-term assets (5+ years) | $731,000 | 7,850 |
| Average Assets, year-to-date | $128,463,000 | 3,884 |
| Average Assets, quarterly | $130,932,000 | 3,890 |
| Volatile liabilities | $22,516,000 | 3,585 |
| Insider loans | $4,790,000 | 1,123 |
| FHLB advances | $5,500,000 | 3,021 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $19,068,000 | 2,934 |
| Tier 1 (core) risk-based capital | $11,003,000 | 4,358 |
| Tier 2 risk-based capital | $1,416,000 | 2,790 |
| Total risk weighted assets | $112,904,000 | 3,164 |
| Total unused commitments | $19,068,000 | 2,936 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 25 | 5,680 |
| Assets and Liabilities | ||
| Total Assets: | $131,446,000 | 3,885 |
| Cash and due from depository institutions | $2,515,000 | 5,680 |
| Interest-bearing balances | $45,000 | 6,053 |
| Securities | $0 | 9,101 |
| Federal funds sold & reverse repurchase agreements | $4,700,000 | 3,087 |
| Net loans & leases | $118,944,000 | 2,846 |
| Loan loss allowance | $1,790,000 | 2,439 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,243,000 | 2,878 |
| Other real estate owned | $0 | 5,680 |
| Goodwill and other intangibles | $65,000 | 2,855 |
| All other assets | $1,979,000 | 4,609 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $131,446,000 | 3,885 |
| Total liabilities | $120,585,000 | 3,818 |
| Total deposits | $114,659,000 | 3,705 |
| Interest-bearing deposits | $104,585,000 | 3,485 |
| Deposits held in domestic offices | $114,659,000 | 3,701 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,500,000 | 3,148 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $426,000 | 5,533 |
| Total equity capital | $10,861,000 | 4,552 |
| Total bank equity capital | $10,861,000 | 4,552 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,250,000 | 2,501 |
| Surplus | $6,015,000 | 2,856 |
| Undivided profits | $3,596,000 | 5,495 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,981,000 | 1,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $596,000 | 4,750 |
| Earning assets | $123,689,000 | 3,794 |
| Long-term assets (5+ years) | $417,000 | 8,003 |
| Average Assets, year-to-date | $127,811,330 | 3,892 |
| Average Assets, quarterly | $129,964,500 | 3,886 |
| Volatile liabilities | $22,964,000 | 3,472 |
| Insider loans | $4,763,000 | 1,119 |
| FHLB advances | $5,500,000 | 2,983 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $18,535,000 | 2,966 |
| Tier 1 (core) risk-based capital | $10,796,000 | 4,367 |
| Tier 2 risk-based capital | $1,486,000 | 2,636 |
| Total risk weighted assets | $118,566,000 | 2,999 |
| Total unused commitments | $18,535,000 | 2,976 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 26 | 5,516 |
| Assets and Liabilities | ||
| Total Assets: | $128,483,000 | 3,914 |
| Cash and due from depository institutions | $3,833,000 | 5,516 |
| Interest-bearing balances | $18,000 | 6,444 |
| Securities | $0 | 9,153 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $119,370,000 | 2,792 |
| Loan loss allowance | $1,744,000 | 2,453 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,245,000 | 2,841 |
| Other real estate owned | $0 | 5,516 |
| Goodwill and other intangibles | $65,000 | 2,829 |
| All other assets | $1,970,000 | 4,596 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $128,483,000 | 3,914 |
| Total liabilities | $117,945,000 | 3,846 |
| Total deposits | $108,306,000 | 3,842 |
| Interest-bearing deposits | $98,664,000 | 3,657 |
| Deposits held in domestic offices | $108,306,000 | 3,839 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,000,000 | 1,542 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $5,000,000 | 3,200 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $639,000 | 4,474 |
| Total equity capital | $10,538,000 | 4,578 |
| Total bank equity capital | $10,538,000 | 4,578 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,250,000 | 2,513 |
| Surplus | $6,015,000 | 2,814 |
| Undivided profits | $3,273,000 | 5,634 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,038,000 | 1,587 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $693,000 | 4,192 |
| Earning assets | $119,388,000 | 3,862 |
| Long-term assets (5+ years) | $420,000 | 8,033 |
| Average Assets, year-to-date | $125,994,000 | 3,935 |
| Average Assets, quarterly | $125,994,000 | 3,935 |
| Volatile liabilities | $29,150,000 | 2,869 |
| Insider loans | $4,528,000 | 1,153 |
| FHLB advances | $5,000,000 | 3,011 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $17,998,000 | 2,893 |
| Tier 1 (core) risk-based capital | $10,473,000 | 4,403 |
| Tier 2 risk-based capital | $1,487,000 | 2,606 |
| Total risk weighted assets | $118,666,000 | 2,954 |
| Total unused commitments | $17,998,000 | 2,904 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 26 | 5,515 |
| Assets and Liabilities | ||
| Total Assets: | $123,505,000 | 3,986 |
| Cash and due from depository institutions | $5,220,000 | 5,515 |
| Interest-bearing balances | $58,000 | 5,681 |
| Securities | $0 | 9,193 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $112,990,000 | 2,904 |
| Loan loss allowance | $1,626,000 | 2,570 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,269,000 | 2,805 |
| Other real estate owned | $0 | 5,515 |
| Goodwill and other intangibles | $65,000 | 2,798 |
| All other assets | $1,961,000 | 4,592 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $123,505,000 | 3,986 |
| Total liabilities | $113,423,000 | 3,908 |
| Total deposits | $101,598,000 | 3,996 |
| Interest-bearing deposits | $91,894,000 | 3,807 |
| Deposits held in domestic offices | $101,598,000 | 3,991 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,400,000 | 1,289 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $5,000,000 | 3,233 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $425,000 | 5,703 |
| Total equity capital | $10,082,000 | 4,700 |
| Total bank equity capital | $10,082,000 | 4,700 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,250,000 | 2,515 |
| Surplus | $5,815,000 | 2,861 |
| Undivided profits | $3,017,000 | 5,828 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,604,000 | 1,882 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $628,000 | 4,779 |
| Earning assets | $113,048,000 | 3,975 |
| Long-term assets (5+ years) | $445,000 | 8,039 |
| Average Assets, year-to-date | $114,098,800 | 4,098 |
| Average Assets, quarterly | $121,256,500 | 4,017 |
| Volatile liabilities | $29,037,000 | 2,871 |
| Insider loans | $4,343,000 | 1,204 |
| FHLB advances | $5,000,000 | 3,024 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $18,791,000 | 2,745 |
| Tier 1 (core) risk-based capital | $10,017,000 | 4,497 |
| Tier 2 risk-based capital | $1,410,000 | 2,648 |
| Total risk weighted assets | $112,614,000 | 3,033 |
| Total unused commitments | $18,791,000 | 2,751 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 22 | 6,124 |
| Assets and Liabilities | ||
| Total Assets: | $98,802,000 | 4,600 |
| Cash and due from depository institutions | $3,596,000 | 6,124 |
| Interest-bearing balances | $27,000 | 6,098 |
| Securities | $1,510,000 | 8,995 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $88,777,000 | 3,493 |
| Loan loss allowance | $1,212,000 | 3,087 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,148,000 | 2,835 |
| Other real estate owned | $0 | 6,124 |
| Goodwill and other intangibles | $65,000 | 2,755 |
| All other assets | $1,706,000 | 4,979 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $98,802,000 | 4,600 |
| Total liabilities | $90,709,000 | 4,501 |
| Total deposits | $80,647,000 | 4,647 |
| Interest-bearing deposits | $72,898,000 | 4,445 |
| Deposits held in domestic offices | $80,647,000 | 4,642 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,700,000 | 1,548 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,000,000 | 2,996 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $362,000 | 6,387 |
| Total equity capital | $8,093,000 | 5,315 |
| Total bank equity capital | $8,093,000 | 5,315 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,250,000 | 2,560 |
| Surplus | $4,995,000 | 3,140 |
| Undivided profits | $1,848,000 | 6,712 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,233,000 | 2,281 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $547,000 | 5,615 |
| Earning assets | $90,314,000 | 4,598 |
| Long-term assets (5+ years) | $675,000 | 8,062 |
| Average Assets, year-to-date | $87,546,000 | 4,826 |
| Average Assets, quarterly | $97,122,000 | 4,597 |
| Volatile liabilities | $19,079,000 | 3,816 |
| Insider loans | $3,805,000 | 1,299 |
| FHLB advances | $5,000,000 | 2,803 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $17,074,000 | 2,792 |
| Tier 1 (core) risk-based capital | $8,023,000 | 5,197 |
| Tier 2 risk-based capital | $1,133,000 | 3,037 |
| Total risk weighted assets | $90,597,000 | 3,503 |
| Total unused commitments | $17,074,000 | 2,803 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 14 | 7,642 |
| Assets and Liabilities | ||
| Total Assets: | $76,757,000 | 5,335 |
| Cash and due from depository institutions | $2,553,000 | 7,642 |
| Interest-bearing balances | $119,000 | 4,374 |
| Securities | $3,390,000 | 8,897 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $66,558,000 | 4,240 |
| Loan loss allowance | $861,000 | 3,933 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,107,000 | 2,812 |
| Other real estate owned | $0 | 7,642 |
| Goodwill and other intangibles | $113,000 | 2,565 |
| All other assets | $1,036,000 | 6,054 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,757,000 | 5,335 |
| Total liabilities | $70,737,000 | 5,229 |
| Total deposits | $68,335,000 | 5,074 |
| Interest-bearing deposits | $62,622,000 | 4,880 |
| Deposits held in domestic offices | $68,335,000 | 5,070 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,450,000 | 2,515 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $500,000 | 4,970 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $452,000 | 6,104 |
| Total equity capital | $6,020,000 | 6,342 |
| Total bank equity capital | $6,020,000 | 6,342 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,250,000 | 2,615 |
| Surplus | $3,703,000 | 3,801 |
| Undivided profits | $1,067,000 | 7,606 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $474,000 | 3,866 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $466,000 | 5,364 |
| Earning assets | $70,067,000 | 5,359 |
| Long-term assets (5+ years) | $435,000 | 8,360 |
| Average Assets, year-to-date | $74,238,600 | 5,266 |
| Average Assets, quarterly | $75,709,000 | 5,340 |
| Volatile liabilities | $11,514,000 | 5,230 |
| Insider loans | $2,366,000 | 1,993 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $11,788,000 | 3,358 |
| Tier 1 (core) risk-based capital | $5,904,000 | 6,300 |
| Tier 2 risk-based capital | $839,490 | 3,774 |
| Total risk weighted assets | $67,137,890 | 4,323 |
| Total unused commitments | $11,788,000 | 3,359 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 15 | 7,685 |
| Assets and Liabilities | ||
| Total Assets: | $73,077,000 | 5,532 |
| Cash and due from depository institutions | $1,013,000 | 7,685 |
| Interest-bearing balances | $12,000 | 6,281 |
| Securities | $7,988,000 | 7,659 |
| Federal funds sold & reverse repurchase agreements | $575,000 | 5,618 |
| Net loans & leases | $60,696,000 | 4,457 |
| Loan loss allowance | $802,000 | 4,087 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,586,000 | 4,680 |
| Other real estate owned | $0 | 7,685 |
| Goodwill and other intangibles | $177,000 | 2,445 |
| All other assets | $1,042,000 | 6,049 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,077,000 | 5,532 |
| Total liabilities | $67,572,000 | 5,435 |
| Total deposits | $67,230,000 | 5,180 |
| Interest-bearing deposits | $62,619,000 | 4,883 |
| Deposits held in domestic offices | $67,230,000 | 5,177 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $342,000 | 6,573 |
| Total equity capital | $5,505,000 | 6,598 |
| Total bank equity capital | $5,505,000 | 6,598 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,250,000 | 2,674 |
| Surplus | $3,156,000 | 4,190 |
| Undivided profits | $1,099,000 | 7,573 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $257,000 | 5,133 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $379,000 | 5,598 |
| Earning assets | $69,271,000 | 5,403 |
| Long-term assets (5+ years) | $381,000 | 8,699 |
| Average Assets, year-to-date | $71,156,400 | 5,484 |
| Average Assets, quarterly | $73,778,000 | 5,452 |
| Volatile liabilities | $8,910,000 | 5,734 |
| Insider loans | $2,023,000 | 2,210 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $9,138,000 | 3,937 |
| Tier 1 (core) risk-based capital | $5,350,000 | 6,725 |
| Tier 2 risk-based capital | $759,680 | 3,974 |
| Total risk weighted assets | $60,731,980 | 4,583 |
| Total unused commitments | $9,138,000 | 3,940 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 12 | 8,518 |
| Assets and Liabilities | ||
| Total Assets: | $67,083,000 | 5,885 |
| Cash and due from depository institutions | $1,191,000 | 8,518 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $3,469,000 | 9,321 |
| Federal funds sold & reverse repurchase agreements | $4,400,000 | 3,749 |
| Net loans & leases | $56,375,000 | 4,532 |
| Loan loss allowance | $682,000 | 4,550 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $461,000 | 7,942 |
| Other real estate owned | $0 | 8,518 |
| Goodwill and other intangibles | $272,000 | 2,185 |
| All other assets | $915,000 | 6,235 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,083,000 | 5,885 |
| Total liabilities | $62,148,000 | 5,731 |
| Total deposits | $61,797,000 | 5,526 |
| Interest-bearing deposits | $58,714,000 | 5,115 |
| Deposits held in domestic offices | $61,797,000 | 5,523 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $351,000 | 6,967 |
| Total equity capital | $4,935,000 | 7,151 |
| Total bank equity capital | $4,935,000 | 7,151 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,250,000 | 2,656 |
| Surplus | $2,431,000 | 4,824 |
| Undivided profits | $1,254,000 | 7,883 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $62,000 | 7,915 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $309,000 | 6,464 |
| Earning assets | $64,244,000 | 5,704 |
| Long-term assets (5+ years) | $1,176,000 | 8,277 |
| Average Assets, year-to-date | $56,136,400 | 6,308 |
| Average Assets, quarterly | $63,726,000 | 5,991 |
| Volatile liabilities | $11,838,000 | 4,491 |
| Insider loans | $3,821,000 | 1,125 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,961,000 | 4,523 |
| Tier 1 (core) risk-based capital | $4,624,000 | 7,228 |
| Tier 2 risk-based capital | $597,080 | 4,614 |
| Total risk weighted assets | $47,681,280 | 5,243 |
| Total unused commitments | $6,961,000 | 4,529 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 8 | 9,876 |
| Assets and Liabilities | ||
| Total Assets: | $45,320,000 | 7,438 |
| Cash and due from depository institutions | $1,346,000 | 9,876 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $4,074,000 | 9,572 |
| Federal funds sold & reverse repurchase agreements | $3,500,000 | 3,551 |
| Net loans & leases | $35,343,000 | 6,269 |
| Loan loss allowance | $427,000 | 6,305 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $482,000 | 8,012 |
| Other real estate owned | $0 | 9,876 |
| Goodwill and other intangibles | $109,000 | 2,566 |
| All other assets | $466,000 | 8,643 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $45,320,000 | 7,438 |
| Total liabilities | $41,579,000 | 7,321 |
| Total deposits | $41,298,000 | 7,141 |
| Interest-bearing deposits | $39,197,000 | 6,764 |
| Deposits held in domestic offices | $41,298,000 | 7,137 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $281,000 | 7,999 |
| Total equity capital | $3,741,000 | 8,267 |
| Total bank equity capital | $3,741,000 | 8,267 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,250,000 | 2,702 |
| Surplus | $1,855,000 | 5,692 |
| Undivided profits | $636,000 | 9,208 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $32,000 | 8,974 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $215,000 | 8,025 |
| Earning assets | $42,917,000 | 7,310 |
| Long-term assets (5+ years) | $1,189,000 | 8,337 |
| Average Assets, year-to-date | $39,968,800 | 7,738 |
| Average Assets, quarterly | $44,005,500 | 7,499 |
| Volatile liabilities | $6,329,000 | 6,430 |
| Insider loans | $1,455,000 | 2,694 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $6,605,000 | 4,504 |
| Tier 1 (core) risk-based capital | $3,628,000 | 8,275 |
| Tier 2 risk-based capital | $364,120 | 6,359 |
| Total risk weighted assets | $29,066,420 | 7,123 |
| Total unused commitments | $6,605,000 | 4,508 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 6 | 10,883 |
| Assets and Liabilities | ||
| Total Assets: | $32,731,000 | 8,920 |
| Cash and due from depository institutions | $834,000 | 10,883 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $3,028,000 | 10,540 |
| Federal funds sold & reverse repurchase agreements | $2,200,000 | 4,619 |
| Net loans & leases | $25,859,000 | 7,519 |
| Loan loss allowance | $303,000 | 7,828 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $286,000 | 9,319 |
| Other real estate owned | $0 | 10,883 |
| Goodwill and other intangibles | $153,000 | 2,273 |
| All other assets | $371,000 | 9,758 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,731,000 | 8,920 |
| Total liabilities | $29,922,000 | 8,816 |
| Total deposits | $29,730,000 | 8,682 |
| Interest-bearing deposits | $28,453,000 | 8,266 |
| Deposits held in domestic offices | $29,730,000 | 8,678 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $192,000 | 9,379 |
| Total equity capital | $2,809,000 | 9,460 |
| Total bank equity capital | $2,809,000 | 9,460 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,250,000 | 2,879 |
| Surplus | $1,250,000 | 6,979 |
| Undivided profits | $309,000 | 10,191 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $137,000 | 9,587 |
| Earning assets | $31,087,000 | 8,761 |
| Long-term assets (5+ years) | $695,000 | 9,085 |
| Average Assets, year-to-date | $26,653,400 | 9,423 |
| Average Assets, quarterly | $31,189,000 | 9,031 |
| Volatile liabilities | $4,040,000 | 7,732 |
| Insider loans | $910,000 | 3,885 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $5,219,000 | 4,995 |
| Tier 1 (core) risk-based capital | $2,638,000 | 9,572 |
| Tier 2 risk-based capital | $298,990 | 7,246 |
| Total risk weighted assets | $23,915,390 | 7,963 |
| Total unused commitments | $5,219,000 | 5,008 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 5 | 11,610 |
| Assets and Liabilities | ||
| Total Assets: | $20,930,000 | 10,585 |
| Cash and due from depository institutions | $1,028,000 | 11,610 |
| Interest-bearing balances | $383,000 | 3,615 |
| Securities | $3,578,000 | 10,788 |
| Federal funds sold & reverse repurchase agreements | $1,100,000 | 7,080 |
| Net loans & leases | $14,475,000 | 9,660 |
| Loan loss allowance | $155,000 | 10,133 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $291,000 | 9,604 |
| Other real estate owned | $0 | 11,610 |
| Goodwill and other intangibles | $198,000 | 2,014 |
| All other assets | $260,000 | 10,979 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $20,930,000 | 10,585 |
| Total liabilities | $18,283,000 | 10,612 |
| Total deposits | $18,142,000 | 10,532 |
| Interest-bearing deposits | $17,478,000 | 10,201 |
| Deposits held in domestic offices | $18,142,000 | 10,529 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $141,000 | 10,566 |
| Total equity capital | $2,647,000 | 9,916 |
| Total bank equity capital | $2,647,000 | 9,916 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,250,000 | 2,976 |
| Surplus | $1,250,000 | 7,095 |
| Undivided profits | $147,000 | 11,066 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $102,000 | 10,627 |
| Earning assets | $19,536,000 | 10,492 |
| Long-term assets (5+ years) | $1,046,000 | 8,931 |
| Average Assets, year-to-date | $18,732,670 | 10,747 |
| Average Assets, quarterly | $19,579,500 | 10,717 |
| Volatile liabilities | $1,337,000 | 10,416 |
| Insider loans | $743,000 | 4,528 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,805,000 | 6,553 |
| Tier 1 (core) risk-based capital | $2,373,000 | 10,176 |
| Tier 2 risk-based capital | $155,000 | 9,667 |
| Total risk weighted assets | $14,402,700 | 9,930 |
| Total unused commitments | $2,805,000 | 6,566 |
| Derivatives | $0 | 628 |