Home > Grand Bank of Texas > Income and Expense
Grand Bank of Texas, Income and Expense
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,252,000 | 1,760 |
| Total interest expense | $280,000 | 3,142 |
| Net interest income | $3,972,000 | 1,540 |
| Provision for loan and lease losses | $-94,000 | 5,266 |
| Total noninterest income | $763,000 | 1,467 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $112,000 | 2,038 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $651,000 | 1,231 |
| Total noninterest expense | $4,739,000 | 1,126 |
| Salaries and employee benefits | $2,462,000 | 1,223 |
| Premises and equipment expense | $351,000 | 1,629 |
| Additional noninterest expense | $1,926,000 | 867 |
| Pre-tax net operating income | $90,000 | 4,747 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $90,000 | 4,700 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $90,000 | 4,699 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $90,000 | 4,699 |
| Net charge-offs | $-164,000 | 5,254 |
| Cash dividends | $12,540,000 | 161 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 505 |
| Net operating income | $90,000 | 4,689 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $16,440,000 | 1,713 |
| Total interest expense | $993,000 | 2,937 |
| Net interest income | $15,447,000 | 1,562 |
| Provision for loan and lease losses | $95,000 | 3,118 |
| Total noninterest income | $1,450,000 | 2,381 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $512,000 | 1,952 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $938,000 | 2,315 |
| Total noninterest expense | $11,778,000 | 1,646 |
| Salaries and employee benefits | $7,036,000 | 1,593 |
| Premises and equipment expense | $1,414,000 | 1,584 |
| Additional noninterest expense | $3,328,000 | 1,750 |
| Pre-tax net operating income | $5,024,000 | 1,777 |
| Securities gains (losses) | $-745,000 | 5,296 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $4,279,000 | 1,812 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,279,000 | 1,811 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,279,000 | 1,811 |
| Net charge-offs | $-71,000 | 4,978 |
| Cash dividends | $3,237,000 | 1,027 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 603 |
| Net operating income | $5,024,000 | 1,567 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $12,148,000 | 1,725 |
| Total interest expense | $702,000 | 2,956 |
| Net interest income | $11,446,000 | 1,572 |
| Provision for loan and lease losses | $65,000 | 3,014 |
| Total noninterest income | $1,109,000 | 2,364 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $385,000 | 1,953 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $724,000 | 2,306 |
| Total noninterest expense | $8,628,000 | 1,676 |
| Salaries and employee benefits | $5,123,000 | 1,633 |
| Premises and equipment expense | $1,055,000 | 1,601 |
| Additional noninterest expense | $2,450,000 | 1,784 |
| Pre-tax net operating income | $3,862,000 | 1,758 |
| Securities gains (losses) | $-34,000 | 5,052 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $3,828,000 | 1,575 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,828,000 | 1,574 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,828,000 | 1,574 |
| Net charge-offs | $-12,000 | 4,525 |
| Cash dividends | $1,584,000 | 1,255 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 569 |
| Net operating income | $3,862,000 | 1,550 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $7,708,000 | 1,788 |
| Total interest expense | $431,000 | 3,017 |
| Net interest income | $7,277,000 | 1,641 |
| Provision for loan and lease losses | $60,000 | 2,584 |
| Total noninterest income | $701,000 | 2,438 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $255,000 | 1,956 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $446,000 | 2,385 |
| Total noninterest expense | $5,691,000 | 1,711 |
| Salaries and employee benefits | $3,406,000 | 1,656 |
| Premises and equipment expense | $685,000 | 1,655 |
| Additional noninterest expense | $1,600,000 | 1,818 |
| Pre-tax net operating income | $2,227,000 | 1,937 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $2,227,000 | 1,738 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,227,000 | 1,737 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,227,000 | 1,737 |
| Net charge-offs | $-130,000 | 5,265 |
| Cash dividends | $1,584,000 | 915 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 565 |
| Net operating income | $2,227,000 | 1,727 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,621,000 | 1,875 |
| Total interest expense | $196,000 | 3,110 |
| Net interest income | $3,425,000 | 1,738 |
| Provision for loan and lease losses | $30,000 | 2,415 |
| Total noninterest income | $338,000 | 2,458 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $143,000 | 1,812 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $195,000 | 2,520 |
| Total noninterest expense | $2,850,000 | 1,712 |
| Salaries and employee benefits | $1,683,000 | 1,691 |
| Premises and equipment expense | $337,000 | 1,692 |
| Additional noninterest expense | $830,000 | 1,756 |
| Pre-tax net operating income | $883,000 | 2,219 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $883,000 | 2,020 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $883,000 | 2,019 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $883,000 | 2,020 |
| Net charge-offs | $-18,000 | 4,945 |
| Cash dividends | $1,584,000 | 508 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 493 |
| Net operating income | $883,000 | 2,009 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $13,372,000 | 1,940 |
| Total interest expense | $737,000 | 3,060 |
| Net interest income | $12,635,000 | 1,827 |
| Provision for loan and lease losses | $-408,000 | 5,498 |
| Total noninterest income | $1,739,000 | 2,212 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $630,000 | 1,705 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $1,109,000 | 2,172 |
| Total noninterest expense | $10,917,000 | 1,760 |
| Salaries and employee benefits | $6,164,000 | 1,773 |
| Premises and equipment expense | $1,437,000 | 1,576 |
| Additional noninterest expense | $3,316,000 | 1,794 |
| Pre-tax net operating income | $3,865,000 | 2,095 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $3,865,000 | 1,651 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,865,000 | 1,651 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,865,000 | 1,651 |
| Net charge-offs | $-809,000 | 5,611 |
| Cash dividends | $312,000 | 3,368 |
| Sale, conversion, retirement of capital stock, net | $69,000 | 533 |
| Net operating income | $3,865,000 | 1,633 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $9,861,000 | 1,972 |
| Total interest expense | $534,000 | 3,103 |
| Net interest income | $9,327,000 | 1,861 |
| Provision for loan and lease losses | $92,000 | 2,724 |
| Total noninterest income | $1,604,000 | 1,972 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $476,000 | 1,694 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,128,000 | 1,838 |
| Total noninterest expense | $8,245,000 | 1,740 |
| Salaries and employee benefits | $4,604,000 | 1,793 |
| Premises and equipment expense | $1,106,000 | 1,547 |
| Additional noninterest expense | $2,535,000 | 1,756 |
| Pre-tax net operating income | $2,594,000 | 2,305 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $2,594,000 | 1,970 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,594,000 | 1,970 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,594,000 | 1,970 |
| Net charge-offs | $-795,000 | 5,677 |
| Cash dividends | $312,000 | 2,832 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 501 |
| Net operating income | $2,594,000 | 1,944 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $6,470,000 | 1,977 |
| Total interest expense | $351,000 | 3,101 |
| Net interest income | $6,119,000 | 1,867 |
| Provision for loan and lease losses | $92,000 | 2,300 |
| Total noninterest income | $725,000 | 2,468 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $326,000 | 1,649 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $399,000 | 2,581 |
| Total noninterest expense | $5,500,000 | 1,750 |
| Salaries and employee benefits | $3,024,000 | 1,818 |
| Premises and equipment expense | $736,000 | 1,554 |
| Additional noninterest expense | $1,740,000 | 1,704 |
| Pre-tax net operating income | $1,252,000 | 2,781 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $1,252,000 | 2,451 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,252,000 | 2,451 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,252,000 | 2,451 |
| Net charge-offs | $-695,000 | 5,738 |
| Cash dividends | $312,000 | 2,460 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 480 |
| Net operating income | $1,252,000 | 2,432 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,209,000 | 1,981 |
| Total interest expense | $173,000 | 3,112 |
| Net interest income | $3,036,000 | 1,871 |
| Provision for loan and lease losses | $82,000 | 1,637 |
| Total noninterest income | $427,000 | 2,241 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $182,000 | 1,521 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $245,000 | 2,340 |
| Total noninterest expense | $2,759,000 | 1,769 |
| Salaries and employee benefits | $1,486,000 | 1,864 |
| Premises and equipment expense | $367,000 | 1,571 |
| Additional noninterest expense | $906,000 | 1,644 |
| Pre-tax net operating income | $622,000 | 2,745 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $622,000 | 2,376 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $622,000 | 2,375 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $622,000 | 2,376 |
| Net charge-offs | $-204,000 | 5,729 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 453 |
| Net operating income | $622,000 | 2,356 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $12,798,000 | 1,962 |
| Total interest expense | $695,000 | 3,065 |
| Net interest income | $12,103,000 | 1,848 |
| Provision for loan and lease losses | $1,038,000 | 869 |
| Total noninterest income | $1,216,000 | 2,753 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $565,000 | 1,890 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $651,000 | 2,932 |
| Total noninterest expense | $10,064,000 | 1,901 |
| Salaries and employee benefits | $5,767,000 | 1,855 |
| Premises and equipment expense | $1,219,000 | 1,835 |
| Additional noninterest expense | $3,078,000 | 1,937 |
| Pre-tax net operating income | $2,217,000 | 2,886 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $2,217,000 | 2,615 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,217,000 | 2,613 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,217,000 | 2,614 |
| Net charge-offs | $594,000 | 971 |
| Cash dividends | $261,000 | 3,521 |
| Sale, conversion, retirement of capital stock, net | $63,000 | 547 |
| Net operating income | $2,217,000 | 2,553 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $9,523,000 | 1,977 |
| Total interest expense | $519,000 | 3,062 |
| Net interest income | $9,004,000 | 1,860 |
| Provision for loan and lease losses | $918,000 | 730 |
| Total noninterest income | $931,000 | 2,727 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $407,000 | 1,955 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $524,000 | 2,838 |
| Total noninterest expense | $7,481,000 | 1,912 |
| Salaries and employee benefits | $4,310,000 | 1,844 |
| Premises and equipment expense | $912,000 | 1,849 |
| Additional noninterest expense | $2,259,000 | 1,957 |
| Pre-tax net operating income | $1,536,000 | 3,070 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $1,536,000 | 2,786 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,536,000 | 2,786 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,536,000 | 2,786 |
| Net charge-offs | $411,000 | 913 |
| Cash dividends | $261,000 | 2,984 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 552 |
| Net operating income | $1,536,000 | 2,725 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,303,000 | 1,997 |
| Total interest expense | $343,000 | 3,087 |
| Net interest income | $5,960,000 | 1,875 |
| Provision for loan and lease losses | $782,000 | 610 |
| Total noninterest income | $571,000 | 2,827 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $270,000 | 1,940 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $301,000 | 3,018 |
| Total noninterest expense | $4,962,000 | 1,928 |
| Salaries and employee benefits | $2,833,000 | 1,883 |
| Premises and equipment expense | $614,000 | 1,829 |
| Additional noninterest expense | $1,515,000 | 1,953 |
| Pre-tax net operating income | $787,000 | 3,482 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $787,000 | 3,215 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $787,000 | 3,212 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $787,000 | 3,213 |
| Net charge-offs | $198,000 | 1,130 |
| Cash dividends | $261,000 | 2,637 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 549 |
| Net operating income | $787,000 | 3,149 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,106,000 | 2,019 |
| Total interest expense | $171,000 | 3,105 |
| Net interest income | $2,935,000 | 1,906 |
| Provision for loan and lease losses | $387,000 | 561 |
| Total noninterest income | $279,000 | 2,838 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $138,000 | 1,896 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $141,000 | 3,060 |
| Total noninterest expense | $2,428,000 | 1,976 |
| Salaries and employee benefits | $1,369,000 | 1,953 |
| Premises and equipment expense | $307,000 | 1,837 |
| Additional noninterest expense | $752,000 | 1,945 |
| Pre-tax net operating income | $399,000 | 3,407 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $399,000 | 3,142 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $399,000 | 3,140 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $399,000 | 3,141 |
| Net charge-offs | $12,000 | 2,244 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 502 |
| Net operating income | $399,000 | 3,083 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $11,177,000 | 2,154 |
| Total interest expense | $615,000 | 3,339 |
| Net interest income | $10,562,000 | 2,038 |
| Provision for loan and lease losses | $1,023,000 | 811 |
| Total noninterest income | $1,195,000 | 2,793 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $686,000 | 1,677 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $509,000 | 3,263 |
| Total noninterest expense | $8,939,000 | 2,099 |
| Salaries and employee benefits | $5,034,000 | 2,043 |
| Premises and equipment expense | $1,107,000 | 2,019 |
| Additional noninterest expense | $2,798,000 | 2,135 |
| Pre-tax net operating income | $1,795,000 | 3,206 |
| Securities gains (losses) | $6,000 | 2,777 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $1,801,000 | 2,907 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,801,000 | 2,910 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,801,000 | 2,910 |
| Net charge-offs | $919,000 | 738 |
| Cash dividends | $868,000 | 2,309 |
| Sale, conversion, retirement of capital stock, net | $3,046,000 | 116 |
| Net operating income | $1,795,000 | 2,873 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $8,124,000 | 2,226 |
| Total interest expense | $446,000 | 3,455 |
| Net interest income | $7,678,000 | 2,100 |
| Provision for loan and lease losses | $258,000 | 1,674 |
| Total noninterest income | $933,000 | 2,754 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $544,000 | 1,612 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $389,000 | 3,262 |
| Total noninterest expense | $6,599,000 | 2,127 |
| Salaries and employee benefits | $3,760,000 | 2,063 |
| Premises and equipment expense | $789,000 | 2,133 |
| Additional noninterest expense | $2,050,000 | 2,158 |
| Pre-tax net operating income | $1,754,000 | 2,807 |
| Securities gains (losses) | $6,000 | 2,557 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $1,760,000 | 2,483 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,760,000 | 2,484 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,760,000 | 2,484 |
| Net charge-offs | $-7,000 | 5,060 |
| Cash dividends | $868,000 | 1,756 |
| Sale, conversion, retirement of capital stock, net | $3,035,000 | 86 |
| Net operating income | $1,754,000 | 2,447 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,387,000 | 2,242 |
| Total interest expense | $287,000 | 3,546 |
| Net interest income | $5,100,000 | 2,107 |
| Provision for loan and lease losses | $186,000 | 1,579 |
| Total noninterest income | $575,000 | 2,876 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $268,000 | 1,987 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $307,000 | 3,042 |
| Total noninterest expense | $4,356,000 | 2,161 |
| Salaries and employee benefits | $2,505,000 | 2,079 |
| Premises and equipment expense | $528,000 | 2,131 |
| Additional noninterest expense | $1,323,000 | 2,222 |
| Pre-tax net operating income | $1,133,000 | 2,846 |
| Securities gains (losses) | $6,000 | 2,180 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $1,139,000 | 2,521 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,139,000 | 2,523 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,139,000 | 2,523 |
| Net charge-offs | $7,000 | 3,368 |
| Cash dividends | $868,000 | 1,381 |
| Sale, conversion, retirement of capital stock, net | $3,023,000 | 63 |
| Net operating income | $1,133,000 | 2,477 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,556,000 | 2,340 |
| Total interest expense | $138,000 | 3,656 |
| Net interest income | $2,418,000 | 2,207 |
| Provision for loan and lease losses | $92,000 | 1,520 |
| Total noninterest income | $284,000 | 2,866 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $139,000 | 1,924 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $145,000 | 3,070 |
| Total noninterest expense | $2,168,000 | 2,173 |
| Salaries and employee benefits | $1,246,000 | 2,089 |
| Premises and equipment expense | $259,000 | 2,182 |
| Additional noninterest expense | $663,000 | 2,205 |
| Pre-tax net operating income | $442,000 | 3,225 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $442,000 | 2,948 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $442,000 | 2,951 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $442,000 | 2,951 |
| Net charge-offs | $1,000 | 3,128 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 529 |
| Net operating income | $442,000 | 2,874 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,776,000 | 2,453 |
| Total interest expense | $569,000 | 3,741 |
| Net interest income | $9,207,000 | 2,307 |
| Provision for loan and lease losses | $435,000 | 1,599 |
| Total noninterest income | $1,298,000 | 2,716 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $504,000 | 2,271 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $794,000 | 2,651 |
| Total noninterest expense | $8,411,000 | 2,233 |
| Salaries and employee benefits | $4,741,000 | 2,154 |
| Premises and equipment expense | $1,082,000 | 2,104 |
| Additional noninterest expense | $2,588,000 | 2,342 |
| Pre-tax net operating income | $1,659,000 | 3,298 |
| Securities gains (losses) | $3,000 | 2,996 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $1,662,000 | 3,052 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,662,000 | 3,052 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,662,000 | 3,053 |
| Net charge-offs | $17,000 | 4,378 |
| Cash dividends | $457,000 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 645 |
| Net operating income | $1,659,000 | 3,008 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,120,000 | 2,538 |
| Total interest expense | $428,000 | 3,796 |
| Net interest income | $6,692,000 | 2,387 |
| Provision for loan and lease losses | $265,000 | 1,761 |
| Total noninterest income | $951,000 | 2,772 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $364,000 | 2,343 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $587,000 | 2,674 |
| Total noninterest expense | $6,128,000 | 2,296 |
| Salaries and employee benefits | $3,355,000 | 2,266 |
| Premises and equipment expense | $823,000 | 2,094 |
| Additional noninterest expense | $1,950,000 | 2,305 |
| Pre-tax net operating income | $1,250,000 | 3,352 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,250,000 | 3,062 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,250,000 | 3,061 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,250,000 | 3,063 |
| Net charge-offs | $21,000 | 3,810 |
| Cash dividends | $457,000 | 2,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,250,000 | 3,015 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,603,000 | 2,604 |
| Total interest expense | $285,000 | 3,842 |
| Net interest income | $4,318,000 | 2,464 |
| Provision for loan and lease losses | $140,000 | 1,994 |
| Total noninterest income | $485,000 | 3,165 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $220,000 | 2,499 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $265,000 | 3,207 |
| Total noninterest expense | $4,048,000 | 2,313 |
| Salaries and employee benefits | $2,221,000 | 2,290 |
| Premises and equipment expense | $549,000 | 2,099 |
| Additional noninterest expense | $1,278,000 | 2,347 |
| Pre-tax net operating income | $615,000 | 3,829 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $615,000 | 3,587 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $615,000 | 3,592 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $615,000 | 3,593 |
| Net charge-offs | $-13,000 | 5,748 |
| Cash dividends | $457,000 | 1,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $615,000 | 3,527 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,239,000 | 2,667 |
| Total interest expense | $142,000 | 3,903 |
| Net interest income | $2,097,000 | 2,520 |
| Provision for loan and lease losses | $65,000 | 1,970 |
| Total noninterest income | $239,000 | 3,132 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $110,000 | 2,476 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $129,000 | 3,196 |
| Total noninterest expense | $2,006,000 | 2,334 |
| Salaries and employee benefits | $1,104,000 | 2,297 |
| Premises and equipment expense | $268,000 | 2,170 |
| Additional noninterest expense | $634,000 | 2,361 |
| Pre-tax net operating income | $265,000 | 4,014 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $265,000 | 3,760 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $265,000 | 3,763 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $265,000 | 3,763 |
| Net charge-offs | $-14,000 | 5,900 |
| Cash dividends | $457,000 | 1,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $265,000 | 3,711 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,024,000 | 2,939 |
| Total interest expense | $533,000 | 4,328 |
| Net interest income | $7,491,000 | 2,772 |
| Provision for loan and lease losses | $205,000 | 2,930 |
| Total noninterest income | $1,027,000 | 3,143 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $434,000 | 2,653 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $593,000 | 3,133 |
| Total noninterest expense | $7,448,000 | 2,488 |
| Salaries and employee benefits | $4,143,000 | 2,398 |
| Premises and equipment expense | $1,033,000 | 2,189 |
| Additional noninterest expense | $2,272,000 | 2,703 |
| Pre-tax net operating income | $865,000 | 4,292 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $865,000 | 4,151 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $865,000 | 4,153 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $865,000 | 4,154 |
| Net charge-offs | $-8,000 | 6,127 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $865,000 | 4,102 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,871,000 | 3,010 |
| Total interest expense | $393,000 | 4,449 |
| Net interest income | $5,478,000 | 2,828 |
| Provision for loan and lease losses | $180,000 | 2,702 |
| Total noninterest income | $820,000 | 3,088 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $324,000 | 2,683 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $496,000 | 3,035 |
| Total noninterest expense | $5,518,000 | 2,520 |
| Salaries and employee benefits | $3,067,000 | 2,441 |
| Premises and equipment expense | $761,000 | 2,252 |
| Additional noninterest expense | $1,690,000 | 2,707 |
| Pre-tax net operating income | $600,000 | 4,507 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $600,000 | 4,311 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $600,000 | 4,314 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $600,000 | 4,315 |
| Net charge-offs | $-7,000 | 6,043 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $600,000 | 4,234 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,825,000 | 3,075 |
| Total interest expense | $261,000 | 4,528 |
| Net interest income | $3,564,000 | 2,876 |
| Provision for loan and lease losses | $135,000 | 2,601 |
| Total noninterest income | $533,000 | 3,179 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $199,000 | 2,796 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $334,000 | 3,057 |
| Total noninterest expense | $3,607,000 | 2,576 |
| Salaries and employee benefits | $2,005,000 | 2,491 |
| Premises and equipment expense | $510,000 | 2,239 |
| Additional noninterest expense | $1,092,000 | 2,760 |
| Pre-tax net operating income | $355,000 | 4,655 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $355,000 | 4,512 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $355,000 | 4,514 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $355,000 | 4,515 |
| Net charge-offs | $-6,000 | 6,001 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $355,000 | 4,407 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,861,000 | 3,158 |
| Total interest expense | $129,000 | 4,640 |
| Net interest income | $1,732,000 | 2,941 |
| Provision for loan and lease losses | $75,000 | 2,354 |
| Total noninterest income | $328,000 | 2,877 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $104,000 | 2,709 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $224,000 | 2,617 |
| Total noninterest expense | $1,773,000 | 2,640 |
| Salaries and employee benefits | $997,000 | 2,516 |
| Premises and equipment expense | $252,000 | 2,301 |
| Additional noninterest expense | $524,000 | 2,868 |
| Pre-tax net operating income | $212,000 | 4,384 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $212,000 | 4,173 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $212,000 | 4,175 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $212,000 | 4,175 |
| Net charge-offs | $-7,000 | 6,052 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $212,000 | 4,077 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,137,000 | 3,403 |
| Total interest expense | $581,000 | 4,822 |
| Net interest income | $6,556,000 | 3,151 |
| Provision for loan and lease losses | $370,000 | 3,109 |
| Total noninterest income | $767,000 | 3,723 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $378,000 | 3,051 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $389,000 | 3,666 |
| Total noninterest expense | $7,117,000 | 2,618 |
| Salaries and employee benefits | $3,958,000 | 2,479 |
| Premises and equipment expense | $888,000 | 2,517 |
| Additional noninterest expense | $2,271,000 | 2,791 |
| Pre-tax net operating income | $-164,000 | 6,329 |
| Securities gains (losses) | $104,000 | 2,238 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-60,000 | 6,382 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-60,000 | 6,375 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-60,000 | 6,377 |
| Net charge-offs | $-80,000 | 6,916 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-164,000 | 6,349 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,248,000 | 3,509 |
| Total interest expense | $433,000 | 4,970 |
| Net interest income | $4,815,000 | 3,247 |
| Provision for loan and lease losses | $305,000 | 2,946 |
| Total noninterest income | $591,000 | 3,708 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $282,000 | 3,093 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $309,000 | 3,649 |
| Total noninterest expense | $5,414,000 | 2,611 |
| Salaries and employee benefits | $2,989,000 | 2,467 |
| Premises and equipment expense | $639,000 | 2,641 |
| Additional noninterest expense | $1,786,000 | 2,692 |
| Pre-tax net operating income | $-313,000 | 6,595 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-313,000 | 6,684 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-313,000 | 6,682 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-313,000 | 6,682 |
| Net charge-offs | $-95,000 | 7,033 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-313,000 | 6,611 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,405,000 | 3,604 |
| Total interest expense | $286,000 | 5,084 |
| Net interest income | $3,119,000 | 3,337 |
| Provision for loan and lease losses | $200,000 | 2,964 |
| Total noninterest income | $353,000 | 3,899 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $194,000 | 3,019 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $159,000 | 3,980 |
| Total noninterest expense | $3,641,000 | 2,592 |
| Salaries and employee benefits | $1,980,000 | 2,475 |
| Premises and equipment expense | $440,000 | 2,572 |
| Additional noninterest expense | $1,221,000 | 2,640 |
| Pre-tax net operating income | $-369,000 | 6,737 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-369,000 | 6,811 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-369,000 | 6,811 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-369,000 | 6,811 |
| Net charge-offs | $-20,000 | 6,797 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-369,000 | 6,759 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,686,000 | 3,672 |
| Total interest expense | $140,000 | 5,230 |
| Net interest income | $1,546,000 | 3,374 |
| Provision for loan and lease losses | $105,000 | 2,781 |
| Total noninterest income | $205,000 | 3,603 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $97,000 | 2,987 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $108,000 | 3,590 |
| Total noninterest expense | $2,021,000 | 2,341 |
| Salaries and employee benefits | $998,000 | 2,473 |
| Premises and equipment expense | $191,000 | 2,883 |
| Additional noninterest expense | $832,000 | 1,971 |
| Pre-tax net operating income | $-375,000 | 6,987 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-375,000 | 7,027 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-375,000 | 7,026 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-375,000 | 7,027 |
| Net charge-offs | $-157,000 | 7,214 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-375,000 | 7,005 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,208,000 | 3,959 |
| Total interest expense | $774,000 | 4,991 |
| Net interest income | $5,434,000 | 3,706 |
| Provision for loan and lease losses | $368,000 | 3,850 |
| Total noninterest income | $901,000 | 3,300 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $432,000 | 2,887 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $469,000 | 3,202 |
| Total noninterest expense | $6,381,000 | 2,898 |
| Salaries and employee benefits | $3,581,000 | 2,693 |
| Premises and equipment expense | $721,000 | 3,134 |
| Additional noninterest expense | $2,079,000 | 3,031 |
| Pre-tax net operating income | $-414,000 | 6,367 |
| Securities gains (losses) | $1,000 | 3,733 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-413,000 | 6,445 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-413,000 | 6,448 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-413,000 | 6,447 |
| Net charge-offs | $497,000 | 3,174 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-414,000 | 6,399 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,522,000 | 4,090 |
| Total interest expense | $613,000 | 4,995 |
| Net interest income | $3,909,000 | 3,822 |
| Provision for loan and lease losses | $65,000 | 5,354 |
| Total noninterest income | $657,000 | 3,360 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $326,000 | 2,867 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $331,000 | 3,331 |
| Total noninterest expense | $4,825,000 | 2,889 |
| Salaries and employee benefits | $2,627,000 | 2,738 |
| Premises and equipment expense | $555,000 | 3,100 |
| Additional noninterest expense | $1,643,000 | 2,896 |
| Pre-tax net operating income | $-324,000 | 6,490 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-324,000 | 6,596 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-324,000 | 6,598 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-324,000 | 6,598 |
| Net charge-offs | $265,000 | 3,380 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-324,000 | 6,542 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,886,000 | 4,264 |
| Total interest expense | $435,000 | 4,952 |
| Net interest income | $2,451,000 | 3,987 |
| Provision for loan and lease losses | $45,000 | 5,204 |
| Total noninterest income | $511,000 | 3,078 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $214,000 | 2,876 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $297,000 | 2,891 |
| Total noninterest expense | $3,167,000 | 2,957 |
| Salaries and employee benefits | $1,675,000 | 2,864 |
| Premises and equipment expense | $369,000 | 3,133 |
| Additional noninterest expense | $1,123,000 | 2,896 |
| Pre-tax net operating income | $-250,000 | 6,608 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-250,000 | 6,682 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-250,000 | 6,683 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-250,000 | 6,683 |
| Net charge-offs | $183,000 | 3,202 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-250,000 | 6,658 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,445,000 | 4,278 |
| Total interest expense | $239,000 | 4,850 |
| Net interest income | $1,206,000 | 4,035 |
| Provision for loan and lease losses | $15,000 | 5,117 |
| Total noninterest income | $239,000 | 3,243 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $105,000 | 2,881 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $134,000 | 3,092 |
| Total noninterest expense | $1,492,000 | 3,115 |
| Salaries and employee benefits | $738,000 | 3,197 |
| Premises and equipment expense | $184,000 | 3,193 |
| Additional noninterest expense | $570,000 | 2,834 |
| Pre-tax net operating income | $-62,000 | 6,585 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-62,000 | 6,618 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-62,000 | 6,618 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-62,000 | 6,618 |
| Net charge-offs | $183,000 | 2,185 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-62,000 | 6,606 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,533,000 | 4,080 |
| Total interest expense | $1,244,000 | 4,720 |
| Net interest income | $5,289,000 | 3,806 |
| Provision for loan and lease losses | $1,140,000 | 2,856 |
| Total noninterest income | $1,214,000 | 2,896 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $600,000 | 2,289 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $614,000 | 2,874 |
| Total noninterest expense | $5,823,000 | 3,187 |
| Salaries and employee benefits | $2,873,000 | 3,234 |
| Premises and equipment expense | $766,000 | 3,082 |
| Additional noninterest expense | $2,184,000 | 3,001 |
| Pre-tax net operating income | $-460,000 | 6,237 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-460,000 | 6,348 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-460,000 | 6,349 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-460,000 | 6,349 |
| Net charge-offs | $988,000 | 2,709 |
| Cash dividends | $150,000 | 3,487 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-460,000 | 6,299 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,955,000 | 4,132 |
| Total interest expense | $950,000 | 4,824 |
| Net interest income | $4,005,000 | 3,835 |
| Provision for loan and lease losses | $90,000 | 5,755 |
| Total noninterest income | $949,000 | 2,829 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $487,000 | 2,212 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $462,000 | 2,881 |
| Total noninterest expense | $4,318,000 | 3,216 |
| Salaries and employee benefits | $2,132,000 | 3,273 |
| Premises and equipment expense | $569,000 | 3,151 |
| Additional noninterest expense | $1,617,000 | 3,004 |
| Pre-tax net operating income | $546,000 | 4,085 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $546,000 | 3,960 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $546,000 | 3,962 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $546,000 | 3,962 |
| Net charge-offs | $31,000 | 5,810 |
| Cash dividends | $150,000 | 2,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $546,000 | 3,810 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,344,000 | 4,141 |
| Total interest expense | $627,000 | 4,967 |
| Net interest income | $2,717,000 | 3,791 |
| Provision for loan and lease losses | $65,000 | 5,537 |
| Total noninterest income | $591,000 | 2,903 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $347,000 | 2,116 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $244,000 | 3,164 |
| Total noninterest expense | $2,822,000 | 3,271 |
| Salaries and employee benefits | $1,408,000 | 3,323 |
| Premises and equipment expense | $380,000 | 3,167 |
| Additional noninterest expense | $1,034,000 | 3,105 |
| Pre-tax net operating income | $421,000 | 3,915 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $421,000 | 3,696 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $421,000 | 3,694 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $421,000 | 3,695 |
| Net charge-offs | $27,000 | 5,335 |
| Cash dividends | $150,000 | 2,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $421,000 | 3,594 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,642,000 | 4,253 |
| Total interest expense | $309,000 | 5,137 |
| Net interest income | $1,333,000 | 3,859 |
| Provision for loan and lease losses | $35,000 | 5,220 |
| Total noninterest income | $299,000 | 2,868 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $181,000 | 2,037 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $118,000 | 3,225 |
| Total noninterest expense | $1,399,000 | 3,328 |
| Salaries and employee benefits | $713,000 | 3,350 |
| Premises and equipment expense | $196,000 | 3,173 |
| Additional noninterest expense | $490,000 | 3,247 |
| Pre-tax net operating income | $198,000 | 4,080 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $198,000 | 3,907 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $198,000 | 3,905 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $198,000 | 3,906 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $198,000 | 3,796 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,503,000 | 4,383 |
| Total interest expense | $1,305,000 | 5,481 |
| Net interest income | $5,198,000 | 3,844 |
| Provision for loan and lease losses | $806,000 | 3,828 |
| Total noninterest income | $1,180,000 | 3,015 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $774,000 | 2,096 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $406,000 | 3,524 |
| Total noninterest expense | $5,417,000 | 3,449 |
| Salaries and employee benefits | $2,975,000 | 3,199 |
| Premises and equipment expense | $647,000 | 3,680 |
| Additional noninterest expense | $1,795,000 | 3,603 |
| Pre-tax net operating income | $155,000 | 4,928 |
| Securities gains (losses) | $123,000 | 1,954 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $278,000 | 4,542 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $278,000 | 4,542 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $278,000 | 4,543 |
| Net charge-offs | $594,000 | 3,570 |
| Cash dividends | $584,000 | 2,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $155,000 | 4,903 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,876,000 | 4,438 |
| Total interest expense | $992,000 | 5,584 |
| Net interest income | $3,884,000 | 3,862 |
| Provision for loan and lease losses | $236,000 | 4,927 |
| Total noninterest income | $884,000 | 3,073 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $573,000 | 2,117 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $311,000 | 3,566 |
| Total noninterest expense | $4,148,000 | 3,408 |
| Salaries and employee benefits | $2,295,000 | 3,149 |
| Premises and equipment expense | $497,000 | 3,642 |
| Additional noninterest expense | $1,356,000 | 3,545 |
| Pre-tax net operating income | $384,000 | 4,243 |
| Securities gains (losses) | $123,000 | 1,664 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $507,000 | 3,666 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $507,000 | 3,664 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $507,000 | 3,666 |
| Net charge-offs | $166,000 | 4,478 |
| Cash dividends | $444,000 | 2,154 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $384,000 | 4,020 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,179,000 | 4,546 |
| Total interest expense | $681,000 | 5,632 |
| Net interest income | $2,498,000 | 3,943 |
| Provision for loan and lease losses | $140,000 | 4,862 |
| Total noninterest income | $601,000 | 3,045 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $366,000 | 2,167 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $235,000 | 3,397 |
| Total noninterest expense | $2,763,000 | 3,440 |
| Salaries and employee benefits | $1,560,000 | 3,125 |
| Premises and equipment expense | $320,000 | 3,748 |
| Additional noninterest expense | $883,000 | 3,604 |
| Pre-tax net operating income | $196,000 | 4,674 |
| Securities gains (losses) | $122,000 | 1,340 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $318,000 | 3,876 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $318,000 | 3,875 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $318,000 | 3,875 |
| Net charge-offs | $157,000 | 3,729 |
| Cash dividends | $244,000 | 2,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $196,000 | 4,468 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,566,000 | 4,627 |
| Total interest expense | $334,000 | 5,787 |
| Net interest income | $1,232,000 | 3,985 |
| Provision for loan and lease losses | $75,000 | 4,299 |
| Total noninterest income | $300,000 | 3,025 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $182,000 | 2,131 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $118,000 | 3,391 |
| Total noninterest expense | $1,380,000 | 3,365 |
| Salaries and employee benefits | $800,000 | 3,102 |
| Premises and equipment expense | $170,000 | 3,643 |
| Additional noninterest expense | $410,000 | 3,502 |
| Pre-tax net operating income | $77,000 | 5,297 |
| Securities gains (losses) | $2,000 | 2,230 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $79,000 | 5,247 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $79,000 | 5,252 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $79,000 | 5,251 |
| Net charge-offs | $7,000 | 4,941 |
| Cash dividends | $169,000 | 1,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $77,000 | 5,106 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,606,000 | 4,655 |
| Total interest expense | $1,504,000 | 5,975 |
| Net interest income | $5,102,000 | 3,900 |
| Provision for loan and lease losses | $225,000 | 5,063 |
| Total noninterest income | $1,209,000 | 3,033 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $686,000 | 2,382 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $523,000 | 3,103 |
| Total noninterest expense | $5,415,000 | 3,354 |
| Salaries and employee benefits | $3,110,000 | 3,149 |
| Premises and equipment expense | $647,000 | 3,702 |
| Additional noninterest expense | $1,658,000 | 3,363 |
| Pre-tax net operating income | $671,000 | 4,465 |
| Securities gains (losses) | $-954,000 | 7,722 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-283,000 | 6,558 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-283,000 | 6,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 4,856 |
| Cash dividends | $445,000 | 3,545 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $671,000 | 4,158 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,962,000 | 4,731 |
| Total interest expense | $1,130,000 | 6,087 |
| Net interest income | $3,832,000 | 3,907 |
| Provision for loan and lease losses | $165,000 | 4,493 |
| Total noninterest income | $905,000 | 3,096 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $510,000 | 2,418 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $395,000 | 3,209 |
| Total noninterest expense | $4,071,000 | 3,338 |
| Salaries and employee benefits | $2,364,000 | 3,141 |
| Premises and equipment expense | $480,000 | 3,744 |
| Additional noninterest expense | $1,227,000 | 3,330 |
| Pre-tax net operating income | $501,000 | 4,935 |
| Securities gains (losses) | $29,000 | 1,776 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $530,000 | 4,337 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $530,000 | 4,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,962 |
| Cash dividends | $275,000 | 3,523 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $501,000 | 4,592 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,307,000 | 4,791 |
| Total interest expense | $822,000 | 6,045 |
| Net interest income | $2,485,000 | 3,987 |
| Provision for loan and lease losses | $105,000 | 4,183 |
| Total noninterest income | $619,000 | 3,073 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $327,000 | 2,465 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $292,000 | 3,071 |
| Total noninterest expense | $2,646,000 | 3,412 |
| Salaries and employee benefits | $1,533,000 | 3,269 |
| Premises and equipment expense | $306,000 | 3,916 |
| Additional noninterest expense | $807,000 | 3,339 |
| Pre-tax net operating income | $353,000 | 5,008 |
| Securities gains (losses) | $29,000 | 1,807 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $382,000 | 4,571 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $382,000 | 4,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,644 |
| Cash dividends | $100,000 | 4,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $353,000 | 4,656 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,663,000 | 4,869 |
| Total interest expense | $460,000 | 5,945 |
| Net interest income | $1,203,000 | 4,099 |
| Provision for loan and lease losses | $45,000 | 3,899 |
| Total noninterest income | $255,000 | 3,475 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $154,000 | 2,562 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $101,000 | 3,742 |
| Total noninterest expense | $1,283,000 | 3,511 |
| Salaries and employee benefits | $762,000 | 3,306 |
| Premises and equipment expense | $153,000 | 3,924 |
| Additional noninterest expense | $368,000 | 3,532 |
| Pre-tax net operating income | $130,000 | 5,661 |
| Securities gains (losses) | $19,000 | 1,626 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $149,000 | 5,213 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $149,000 | 5,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,243 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $130,000 | 5,353 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,227,000 | 4,656 |
| Total interest expense | $1,908,000 | 5,922 |
| Net interest income | $5,319,000 | 3,813 |
| Provision for loan and lease losses | $162,000 | 4,220 |
| Total noninterest income | $1,039,000 | 3,465 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $680,000 | 2,424 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $359,000 | 3,944 |
| Total noninterest expense | $4,878,000 | 3,509 |
| Salaries and employee benefits | $2,924,000 | 3,298 |
| Premises and equipment expense | $615,000 | 3,775 |
| Additional noninterest expense | $1,339,000 | 3,749 |
| Pre-tax net operating income | $1,318,000 | 4,163 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,318,000 | 3,737 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,318,000 | 3,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,668 |
| Cash dividends | $1,813,000 | 1,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,318,000 | 3,727 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,461,000 | 4,650 |
| Total interest expense | $1,455,000 | 5,922 |
| Net interest income | $4,006,000 | 3,821 |
| Provision for loan and lease losses | $91,000 | 4,243 |
| Total noninterest income | $748,000 | 3,543 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $504,000 | 2,431 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $244,000 | 4,132 |
| Total noninterest expense | $3,692,000 | 3,464 |
| Salaries and employee benefits | $2,220,000 | 3,247 |
| Premises and equipment expense | $447,000 | 3,850 |
| Additional noninterest expense | $1,025,000 | 3,629 |
| Pre-tax net operating income | $971,000 | 4,424 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $971,000 | 3,962 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $971,000 | 3,960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 8,153 |
| Cash dividends | $1,363,000 | 1,620 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $971,000 | 3,946 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,611,000 | 4,668 |
| Total interest expense | $998,000 | 5,876 |
| Net interest income | $2,613,000 | 3,897 |
| Provision for loan and lease losses | $54,000 | 4,290 |
| Total noninterest income | $525,000 | 3,458 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $345,000 | 2,383 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $180,000 | 3,992 |
| Total noninterest expense | $2,446,000 | 3,502 |
| Salaries and employee benefits | $1,472,000 | 3,304 |
| Premises and equipment expense | $302,000 | 3,837 |
| Additional noninterest expense | $672,000 | 3,670 |
| Pre-tax net operating income | $638,000 | 4,511 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $638,000 | 4,041 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $638,000 | 4,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 8,140 |
| Cash dividends | $888,000 | 1,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $638,000 | 4,025 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,798,000 | 4,698 |
| Total interest expense | $522,000 | 5,750 |
| Net interest income | $1,276,000 | 3,968 |
| Provision for loan and lease losses | $23,000 | 4,237 |
| Total noninterest income | $254,000 | 3,486 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $173,000 | 2,320 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $81,000 | 4,179 |
| Total noninterest expense | $1,224,000 | 3,514 |
| Salaries and employee benefits | $733,000 | 3,328 |
| Premises and equipment expense | $148,000 | 3,888 |
| Additional noninterest expense | $343,000 | 3,586 |
| Pre-tax net operating income | $283,000 | 4,787 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $283,000 | 4,315 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $283,000 | 4,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 8,295 |
| Cash dividends | $888,000 | 909 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $283,000 | 4,296 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,033,000 | 5,003 |
| Total interest expense | $1,331,000 | 6,362 |
| Net interest income | $4,702,000 | 4,210 |
| Provision for loan and lease losses | $137,000 | 4,199 |
| Total noninterest income | $2,002,000 | 2,229 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $833,000 | 2,051 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,169,000 | 2,003 |
| Total noninterest expense | $4,812,000 | 3,455 |
| Salaries and employee benefits | $2,858,000 | 3,267 |
| Premises and equipment expense | $610,000 | 3,719 |
| Additional noninterest expense | $1,344,000 | 3,600 |
| Pre-tax net operating income | $1,755,000 | 3,951 |
| Securities gains (losses) | $-1,000 | 6,756 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,754,000 | 3,414 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,754,000 | 3,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $215,000 | 2,086 |
| Cash dividends | $850,000 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,755,000 | 3,400 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,348,000 | 5,115 |
| Total interest expense | $840,000 | 6,698 |
| Net interest income | $3,508,000 | 4,246 |
| Provision for loan and lease losses | $100,000 | 4,067 |
| Total noninterest income | $792,000 | 3,420 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $661,000 | 1,945 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $131,000 | 5,373 |
| Total noninterest expense | $3,583,000 | 3,467 |
| Salaries and employee benefits | $2,077,000 | 3,339 |
| Premises and equipment expense | $496,000 | 3,492 |
| Additional noninterest expense | $1,010,000 | 3,579 |
| Pre-tax net operating income | $617,000 | 5,795 |
| Securities gains (losses) | $-1,000 | 7,100 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $616,000 | 5,297 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $616,000 | 5,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 1,461 |
| Cash dividends | $850,000 | 2,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $617,000 | 5,288 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,777,000 | 5,215 |
| Total interest expense | $472,000 | 6,969 |
| Net interest income | $2,305,000 | 4,287 |
| Provision for loan and lease losses | $75,000 | 3,786 |
| Total noninterest income | $551,000 | 3,301 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $442,000 | 1,929 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $109,000 | 4,945 |
| Total noninterest expense | $2,322,000 | 3,548 |
| Salaries and employee benefits | $1,355,000 | 3,411 |
| Premises and equipment expense | $320,000 | 3,581 |
| Additional noninterest expense | $647,000 | 3,685 |
| Pre-tax net operating income | $459,000 | 5,599 |
| Securities gains (losses) | $-1,000 | 7,450 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $458,000 | 5,093 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $458,000 | 5,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 1,190 |
| Cash dividends | $500,000 | 2,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $459,000 | 5,073 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,349,000 | 5,246 |
| Total interest expense | $212,000 | 7,122 |
| Net interest income | $1,137,000 | 4,323 |
| Provision for loan and lease losses | $38,000 | 3,609 |
| Total noninterest income | $261,000 | 3,370 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $222,000 | 1,874 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $39,000 | 5,582 |
| Total noninterest expense | $1,116,000 | 3,678 |
| Salaries and employee benefits | $637,000 | 3,600 |
| Premises and equipment expense | $161,000 | 3,575 |
| Additional noninterest expense | $318,000 | 3,725 |
| Pre-tax net operating income | $244,000 | 5,427 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $244,000 | 4,906 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $244,000 | 4,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 1,181 |
| Cash dividends | $500,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $244,000 | 4,888 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,756,000 | 5,321 |
| Total interest expense | $669,000 | 7,133 |
| Net interest income | $4,087,000 | 4,558 |
| Provision for loan and lease losses | $150,000 | 4,107 |
| Total noninterest income | $1,044,000 | 3,448 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $869,000 | 1,970 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $175,000 | 5,437 |
| Total noninterest expense | $4,029,000 | 3,846 |
| Salaries and employee benefits | $2,157,000 | 3,903 |
| Premises and equipment expense | $582,000 | 3,746 |
| Additional noninterest expense | $1,290,000 | 3,644 |
| Pre-tax net operating income | $952,000 | 5,484 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $952,000 | 4,944 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $952,000 | 4,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 4,418 |
| Cash dividends | $825,000 | 2,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $952,000 | 4,916 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,481,000 | 5,367 |
| Total interest expense | $468,000 | 7,207 |
| Net interest income | $3,013,000 | 4,622 |
| Provision for loan and lease losses | $113,000 | 3,996 |
| Total noninterest income | $844,000 | 3,294 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $648,000 | 1,975 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $196,000 | 4,644 |
| Total noninterest expense | $3,100,000 | 3,745 |
| Salaries and employee benefits | $1,666,000 | 3,796 |
| Premises and equipment expense | $445,000 | 3,685 |
| Additional noninterest expense | $989,000 | 3,529 |
| Pre-tax net operating income | $644,000 | 5,826 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $644,000 | 5,282 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $644,000 | 5,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,534 |
| Cash dividends | $825,000 | 2,080 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $644,000 | 5,251 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,288,000 | 5,343 |
| Total interest expense | $296,000 | 7,213 |
| Net interest income | $1,992,000 | 4,628 |
| Provision for loan and lease losses | $75,000 | 3,815 |
| Total noninterest income | $570,000 | 3,220 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $418,000 | 1,995 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $152,000 | 4,291 |
| Total noninterest expense | $2,023,000 | 3,779 |
| Salaries and employee benefits | $1,090,000 | 3,838 |
| Premises and equipment expense | $302,000 | 3,602 |
| Additional noninterest expense | $631,000 | 3,647 |
| Pre-tax net operating income | $464,000 | 5,630 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $464,000 | 5,064 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $464,000 | 5,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,290 |
| Cash dividends | $400,000 | 2,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $464,000 | 5,017 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,106,000 | 5,429 |
| Total interest expense | $140,000 | 7,294 |
| Net interest income | $966,000 | 4,723 |
| Provision for loan and lease losses | $38,000 | 3,670 |
| Total noninterest income | $297,000 | 3,076 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $204,000 | 1,973 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $93,000 | 3,882 |
| Total noninterest expense | $975,000 | 3,914 |
| Salaries and employee benefits | $534,000 | 3,889 |
| Premises and equipment expense | $147,000 | 3,704 |
| Additional noninterest expense | $294,000 | 3,874 |
| Pre-tax net operating income | $250,000 | 5,450 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $250,000 | 4,868 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $250,000 | 4,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $400,000 | 1,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $250,000 | 4,827 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,314,000 | 5,322 |
| Total interest expense | $537,000 | 7,168 |
| Net interest income | $3,777,000 | 4,677 |
| Provision for loan and lease losses | $150,000 | 4,230 |
| Total noninterest income | $1,526,000 | 2,654 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $864,000 | 1,992 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $662,000 | 2,812 |
| Total noninterest expense | $3,929,000 | 3,810 |
| Salaries and employee benefits | $2,094,000 | 3,846 |
| Premises and equipment expense | $574,000 | 3,666 |
| Additional noninterest expense | $1,261,000 | 3,607 |
| Pre-tax net operating income | $1,224,000 | 4,745 |
| Securities gains (losses) | $40,000 | 1,907 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,264,000 | 4,069 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,264,000 | 4,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,254 |
| Cash dividends | $680,000 | 3,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,224,000 | 4,081 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,236,000 | 5,292 |
| Total interest expense | $399,000 | 7,206 |
| Net interest income | $2,837,000 | 4,664 |
| Provision for loan and lease losses | $112,000 | 4,102 |
| Total noninterest income | $1,266,000 | 2,481 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $659,000 | 1,988 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $607,000 | 2,481 |
| Total noninterest expense | $3,099,000 | 3,610 |
| Salaries and employee benefits | $1,739,000 | 3,527 |
| Premises and equipment expense | $461,000 | 3,479 |
| Additional noninterest expense | $899,000 | 3,727 |
| Pre-tax net operating income | $892,000 | 4,904 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $892,000 | 4,299 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $892,000 | 4,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,471 |
| Cash dividends | $280,000 | 3,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $892,000 | 4,220 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,162,000 | 5,300 |
| Total interest expense | $264,000 | 7,270 |
| Net interest income | $1,898,000 | 4,642 |
| Provision for loan and lease losses | $75,000 | 3,988 |
| Total noninterest income | $809,000 | 2,578 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $430,000 | 2,007 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $379,000 | 2,595 |
| Total noninterest expense | $2,098,000 | 3,604 |
| Salaries and employee benefits | $1,188,000 | 3,480 |
| Premises and equipment expense | $320,000 | 3,368 |
| Additional noninterest expense | $590,000 | 3,799 |
| Pre-tax net operating income | $534,000 | 5,143 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $534,000 | 4,573 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $534,000 | 4,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,991 |
| Cash dividends | $280,000 | 2,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $534,000 | 4,481 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,091,000 | 5,304 |
| Total interest expense | $131,000 | 7,344 |
| Net interest income | $960,000 | 4,601 |
| Provision for loan and lease losses | $38,000 | 3,803 |
| Total noninterest income | $381,000 | 2,617 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $205,000 | 2,031 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $176,000 | 2,676 |
| Total noninterest expense | $1,046,000 | 3,630 |
| Salaries and employee benefits | $594,000 | 3,498 |
| Premises and equipment expense | $163,000 | 3,352 |
| Additional noninterest expense | $289,000 | 3,853 |
| Pre-tax net operating income | $257,000 | 5,211 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $257,000 | 4,669 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $257,000 | 4,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $280,000 | 1,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $257,000 | 4,543 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,124,000 | 5,530 |
| Total interest expense | $540,000 | 7,611 |
| Net interest income | $3,584,000 | 4,716 |
| Provision for loan and lease losses | $130,000 | 4,806 |
| Total noninterest income | $1,560,000 | 2,768 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $903,000 | 1,911 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $657,000 | 3,089 |
| Total noninterest expense | $3,984,000 | 3,731 |
| Salaries and employee benefits | $2,232,000 | 3,583 |
| Premises and equipment expense | $560,000 | 3,711 |
| Additional noninterest expense | $1,192,000 | 3,744 |
| Pre-tax net operating income | $1,030,000 | 5,096 |
| Securities gains (losses) | $5,000 | 3,903 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,035,000 | 4,550 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,035,000 | 4,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,281 |
| Cash dividends | $1,200,000 | 2,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,030,000 | 4,391 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,075,000 | 5,621 |
| Total interest expense | $406,000 | 7,746 |
| Net interest income | $2,669,000 | 4,751 |
| Provision for loan and lease losses | $92,000 | 4,797 |
| Total noninterest income | $1,239,000 | 2,711 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $694,000 | 1,865 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $545,000 | 2,976 |
| Total noninterest expense | $2,892,000 | 3,808 |
| Salaries and employee benefits | $1,645,000 | 3,619 |
| Premises and equipment expense | $376,000 | 4,040 |
| Additional noninterest expense | $871,000 | 3,800 |
| Pre-tax net operating income | $924,000 | 4,768 |
| Securities gains (losses) | $5,000 | 3,620 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $929,000 | 4,192 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $929,000 | 4,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,436 |
| Cash dividends | $600,000 | 2,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $924,000 | 4,037 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,032,000 | 5,680 |
| Total interest expense | $269,000 | 7,869 |
| Net interest income | $1,763,000 | 4,779 |
| Provision for loan and lease losses | $67,000 | 4,579 |
| Total noninterest income | $660,000 | 3,131 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $459,000 | 1,847 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $201,000 | 4,025 |
| Total noninterest expense | $1,924,000 | 3,814 |
| Salaries and employee benefits | $1,078,000 | 3,677 |
| Premises and equipment expense | $308,000 | 3,405 |
| Additional noninterest expense | $538,000 | 4,021 |
| Pre-tax net operating income | $432,000 | 5,678 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $432,000 | 5,201 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $432,000 | 5,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,273 |
| Cash dividends | $600,000 | 1,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $432,000 | 4,995 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,019,000 | 5,710 |
| Total interest expense | $134,000 | 7,969 |
| Net interest income | $885,000 | 4,758 |
| Provision for loan and lease losses | $37,000 | 4,214 |
| Total noninterest income | $346,000 | 2,932 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $217,000 | 1,890 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $129,000 | 3,478 |
| Total noninterest expense | $924,000 | 3,914 |
| Salaries and employee benefits | $518,000 | 3,793 |
| Premises and equipment expense | $159,000 | 3,329 |
| Additional noninterest expense | $247,000 | 4,254 |
| Pre-tax net operating income | $270,000 | 5,071 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $270,000 | 4,519 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $270,000 | 4,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $600,000 | 1,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $270,000 | 4,318 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,029,000 | 5,878 |
| Total interest expense | $713,000 | 7,774 |
| Net interest income | $3,316,000 | 4,943 |
| Provision for loan and lease losses | $110,000 | 5,550 |
| Total noninterest income | $1,323,000 | 2,868 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $927,000 | 1,732 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $396,000 | 3,725 |
| Total noninterest expense | $3,411,000 | 4,053 |
| Salaries and employee benefits | $1,945,000 | 3,830 |
| Premises and equipment expense | $485,000 | 4,028 |
| Additional noninterest expense | $981,000 | 4,240 |
| Pre-tax net operating income | $1,118,000 | 4,903 |
| Securities gains (losses) | $79,000 | 1,976 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,197,000 | 4,098 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,197,000 | 4,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,528 |
| Cash dividends | $1,170,000 | 1,997 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,118,000 | 4,169 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,005,000 | 6,350 |
| Total interest expense | $983,000 | 8,057 |
| Net interest income | $3,022,000 | 5,043 |
| Provision for loan and lease losses | $134,000 | 5,003 |
| Total noninterest income | $938,000 | 3,488 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $759,000 | 1,996 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $179,000 | 5,173 |
| Total noninterest expense | $3,092,000 | 4,231 |
| Salaries and employee benefits | $1,672,000 | 4,159 |
| Premises and equipment expense | $486,000 | 3,980 |
| Additional noninterest expense | $934,000 | 4,292 |
| Pre-tax net operating income | $734,000 | 5,704 |
| Securities gains (losses) | $383,000 | 745 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $1,117,000 | 3,990 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,117,000 | 3,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,915 |
| Cash dividends | $821,000 | 2,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $734,000 | 5,003 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,780,000 | 6,664 |
| Total interest expense | $940,000 | 8,351 |
| Net interest income | $2,840,000 | 5,356 |
| Provision for loan and lease losses | $180,000 | 3,942 |
| Total noninterest income | $811,000 | 3,629 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $672,000 | 2,065 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 5,668 |
| Total noninterest expense | $2,684,000 | 4,612 |
| Salaries and employee benefits | $1,554,000 | 4,237 |
| Premises and equipment expense | $427,000 | 4,292 |
| Additional noninterest expense | $703,000 | 5,157 |
| Pre-tax net operating income | $787,000 | 5,911 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $787,000 | 5,092 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $787,000 | 5,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,481 |
| Cash dividends | $744,000 | 2,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $787,000 | 5,091 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,940,000 | 7,448 |
| Total interest expense | $602,000 | 9,201 |
| Net interest income | $2,338,000 | 6,041 |
| Provision for loan and lease losses | $124,000 | 4,675 |
| Total noninterest income | $733,000 | 3,852 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $590,000 | 2,268 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $143,000 | 5,714 |
| Total noninterest expense | $2,304,000 | 5,152 |
| Salaries and employee benefits | $1,320,000 | 4,815 |
| Premises and equipment expense | $324,000 | 5,234 |
| Additional noninterest expense | $660,000 | 5,465 |
| Pre-tax net operating income | $643,000 | 6,556 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $643,000 | 5,705 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $643,000 | 5,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 2,268 |
| Cash dividends | $623,000 | 3,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $643,000 | 5,672 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,683,000 | 7,887 |
| Total interest expense | $520,000 | 9,652 |
| Net interest income | $2,163,000 | 6,362 |
| Provision for loan and lease losses | $285,000 | 2,735 |
| Total noninterest income | $609,000 | 4,340 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $480,000 | 2,646 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 6,022 |
| Total noninterest expense | $1,919,000 | 5,752 |
| Salaries and employee benefits | $1,103,000 | 5,393 |
| Premises and equipment expense | $250,000 | 5,967 |
| Additional noninterest expense | $566,000 | 5,976 |
| Pre-tax net operating income | $568,000 | 7,069 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $568,000 | 6,220 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $568,000 | 6,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 2,139 |
| Cash dividends | $612,000 | 3,082 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $568,000 | 6,104 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,487,000 | 8,394 |
| Total interest expense | $519,000 | 10,051 |
| Net interest income | $1,968,000 | 6,978 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $645,000 | 4,227 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $507,000 | 2,589 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $138,000 | 5,921 |
| Total noninterest expense | $1,981,000 | 5,693 |
| Salaries and employee benefits | $1,106,000 | 5,445 |
| Premises and equipment expense | $241,000 | 6,194 |
| Additional noninterest expense | $634,000 | 5,597 |
| Pre-tax net operating income | $632,000 | 7,283 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-80,000 | 10,683 |
| Income before extraordinary items | $712,000 | 5,844 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $712,000 | 5,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 10,160 |
| Cash dividends | $400,000 | 3,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $712,000 | 5,800 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,460,000 | 8,738 |
| Total interest expense | $499,000 | 10,595 |
| Net interest income | $1,961,000 | 7,230 |
| Provision for loan and lease losses | $132,000 | 4,386 |
| Total noninterest income | $711,000 | 4,067 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $554,000 | 2,461 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 5,848 |
| Total noninterest expense | $1,848,000 | 6,277 |
| Salaries and employee benefits | $1,018,000 | 5,912 |
| Premises and equipment expense | $233,000 | 6,494 |
| Additional noninterest expense | $597,000 | 6,377 |
| Pre-tax net operating income | $692,000 | 6,967 |
| Securities gains (losses) | $8,000 | 2,673 |
| Applicable income taxes | $222,000 | 6,811 |
| Income before extraordinary items | $478,000 | 7,053 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $478,000 | 7,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 2,630 |
| Cash dividends | $300,000 | 4,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $472,560 | 7,032 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,410,000 | 9,103 |
| Total interest expense | $511,000 | 10,978 |
| Net interest income | $1,899,000 | 7,536 |
| Provision for loan and lease losses | $53,000 | 6,095 |
| Total noninterest income | $712,000 | 4,027 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $540,000 | 2,488 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $172,000 | 5,579 |
| Total noninterest expense | $2,025,000 | 5,933 |
| Salaries and employee benefits | $1,023,000 | 5,943 |
| Premises and equipment expense | $262,000 | 6,168 |
| Additional noninterest expense | $740,000 | 5,596 |
| Pre-tax net operating income | $533,000 | 8,259 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $178,000 | 7,801 |
| Income before extraordinary items | $355,000 | 8,433 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $355,000 | 8,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 6,002 |
| Cash dividends | $245,000 | 5,050 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $355,000 | 8,412 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,261,000 | 9,326 |
| Total interest expense | $471,000 | 11,222 |
| Net interest income | $1,790,000 | 8,067 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $844,000 | 3,546 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $579,000 | 2,350 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $265,000 | 4,429 |
| Total noninterest expense | $1,938,000 | 6,375 |
| Salaries and employee benefits | $927,000 | 6,477 |
| Premises and equipment expense | $271,000 | 6,158 |
| Additional noninterest expense | $740,000 | 6,058 |
| Pre-tax net operating income | $696,000 | 7,407 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $191,000 | 7,499 |
| Income before extraordinary items | $506,000 | 7,260 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $506,000 | 7,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,066 |
| Cash dividends | $350,000 | 4,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $505,270 | 7,303 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,179,000 | 9,829 |
| Total interest expense | $519,000 | 11,595 |
| Net interest income | $1,660,000 | 8,612 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $844,000 | 3,823 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $613,000 | 2,246 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $231,000 | 5,234 |
| Total noninterest expense | $1,920,000 | 6,563 |
| Salaries and employee benefits | $905,000 | 6,685 |
| Premises and equipment expense | $233,000 | 7,032 |
| Additional noninterest expense | $782,000 | 6,033 |
| Pre-tax net operating income | $584,000 | 8,056 |
| Securities gains (losses) | $51,000 | 3,368 |
| Applicable income taxes | $194,000 | 7,729 |
| Income before extraordinary items | $441,000 | 8,051 |
| Extraordinary gains, net | $61,000 | 2,018 |
| Net income | $502,000 | 7,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 5,182 |
| Cash dividends | $275,000 | 4,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $405,810 | 8,094 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,276,000 | 10,327 |
| Total interest expense | $703,000 | 11,791 |
| Net interest income | $1,573,000 | 9,035 |
| Provision for loan and lease losses | $10,000 | 11,168 |
| Total noninterest income | $850,000 | 3,799 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $637,000 | 2,133 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $213,000 | 5,460 |
| Total noninterest expense | $1,907,000 | 6,639 |
| Salaries and employee benefits | $882,000 | 6,721 |
| Premises and equipment expense | $257,000 | 6,653 |
| Additional noninterest expense | $768,000 | 6,294 |
| Pre-tax net operating income | $506,000 | 8,366 |
| Securities gains (losses) | $-1,000 | 12,730 |
| Applicable income taxes | $100,000 | 9,918 |
| Income before extraordinary items | $405,000 | 8,165 |
| Extraordinary gains, net | $100,000 | 745 |
| Net income | $505,000 | 7,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 4,939 |
| Cash dividends | $250,000 | 4,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $405,800 | 7,803 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.