Home > Grand Bank > Income and Expense
Grand Bank, Income and Expense
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $10,574,000 | 1,770 |
| Total interest expense | $1,778,000 | 1,191 |
| Net interest income | $8,796,000 | 1,876 |
| Provision for loan and lease losses | $150,000 | 2,243 |
| Total noninterest income | $1,034,000 | 2,624 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $191,000 | 3,349 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $843,000 | 2,239 |
| Total noninterest expense | $7,069,000 | 2,007 |
| Salaries and employee benefits | $4,571,000 | 1,733 |
| Premises and equipment expense | $522,000 | 2,873 |
| Additional noninterest expense | $1,976,000 | 2,226 |
| Pre-tax net operating income | $2,611,000 | 2,128 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $2,611,000 | 1,826 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,611,000 | 1,828 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,611,000 | 1,829 |
| Net charge-offs | $0 | 4,182 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $141,000 | 397 |
| Net operating income | $2,611,000 | 1,790 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $7,032,000 | 1,779 |
| Total interest expense | $810,000 | 1,698 |
| Net interest income | $6,222,000 | 1,778 |
| Provision for loan and lease losses | $150,000 | 1,756 |
| Total noninterest income | $675,000 | 2,667 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $112,000 | 3,541 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $563,000 | 2,285 |
| Total noninterest expense | $4,578,000 | 2,068 |
| Salaries and employee benefits | $3,044,000 | 1,739 |
| Premises and equipment expense | $346,000 | 2,890 |
| Additional noninterest expense | $1,188,000 | 2,453 |
| Pre-tax net operating income | $2,169,000 | 1,783 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $2,169,000 | 1,519 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,169,000 | 1,521 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,169,000 | 1,521 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $76,000 | 412 |
| Net operating income | $2,169,000 | 1,482 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,485,000 | 1,793 |
| Total interest expense | $400,000 | 1,727 |
| Net interest income | $3,085,000 | 1,791 |
| Provision for loan and lease losses | $150,000 | 1,060 |
| Total noninterest income | $349,000 | 2,580 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $69,000 | 3,159 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $280,000 | 2,214 |
| Total noninterest expense | $2,265,000 | 2,091 |
| Salaries and employee benefits | $1,523,000 | 1,750 |
| Premises and equipment expense | $172,000 | 2,926 |
| Additional noninterest expense | $570,000 | 2,528 |
| Pre-tax net operating income | $1,019,000 | 1,824 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $1,019,000 | 1,572 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,019,000 | 1,573 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,019,000 | 1,574 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 376 |
| Net operating income | $1,019,000 | 1,513 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $12,096,000 | 2,023 |
| Total interest expense | $1,743,000 | 1,662 |
| Net interest income | $10,353,000 | 2,055 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $910,000 | 3,257 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $180,000 | 4,097 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $730,000 | 2,756 |
| Total noninterest expense | $8,541,000 | 2,191 |
| Salaries and employee benefits | $5,680,000 | 1,813 |
| Premises and equipment expense | $677,000 | 2,979 |
| Additional noninterest expense | $2,184,000 | 2,688 |
| Pre-tax net operating income | $2,722,000 | 2,434 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $2,722,000 | 2,166 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,722,000 | 2,166 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,722,000 | 2,165 |
| Net charge-offs | $0 | 4,970 |
| Cash dividends | $1,035,000 | 1,989 |
| Sale, conversion, retirement of capital stock, net | $133,000 | 500 |
| Net operating income | $2,722,000 | 2,115 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,835,000 | 2,082 |
| Total interest expense | $1,328,000 | 1,658 |
| Net interest income | $7,507,000 | 2,140 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $726,000 | 3,188 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $136,000 | 4,128 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $590,000 | 2,668 |
| Total noninterest expense | $6,305,000 | 2,244 |
| Salaries and employee benefits | $4,162,000 | 1,863 |
| Premises and equipment expense | $514,000 | 2,988 |
| Additional noninterest expense | $1,629,000 | 2,710 |
| Pre-tax net operating income | $1,928,000 | 2,573 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,928,000 | 2,280 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,928,000 | 2,281 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,928,000 | 2,280 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 461 |
| Net operating income | $1,928,000 | 2,228 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,842,000 | 2,088 |
| Total interest expense | $908,000 | 1,647 |
| Net interest income | $4,934,000 | 2,148 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $419,000 | 3,423 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $99,000 | 3,965 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $320,000 | 2,948 |
| Total noninterest expense | $4,221,000 | 2,232 |
| Salaries and employee benefits | $2,791,000 | 1,849 |
| Premises and equipment expense | $353,000 | 2,945 |
| Additional noninterest expense | $1,077,000 | 2,716 |
| Pre-tax net operating income | $1,132,000 | 2,756 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $1,132,000 | 2,432 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,132,000 | 2,436 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,132,000 | 2,436 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $67,000 | 438 |
| Net operating income | $1,132,000 | 2,389 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,896,000 | 2,109 |
| Total interest expense | $465,000 | 1,633 |
| Net interest income | $2,431,000 | 2,171 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $177,000 | 3,683 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $63,000 | 3,532 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $114,000 | 3,378 |
| Total noninterest expense | $2,102,000 | 2,230 |
| Salaries and employee benefits | $1,409,000 | 1,845 |
| Premises and equipment expense | $188,000 | 2,873 |
| Additional noninterest expense | $505,000 | 2,860 |
| Pre-tax net operating income | $506,000 | 2,866 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $506,000 | 2,541 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $506,000 | 2,544 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $506,000 | 2,544 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 404 |
| Net operating income | $506,000 | 2,493 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $11,332,000 | 2,153 |
| Total interest expense | $1,907,000 | 1,783 |
| Net interest income | $9,425,000 | 2,216 |
| Provision for loan and lease losses | $-300,000 | 6,517 |
| Total noninterest income | $951,000 | 3,290 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $162,000 | 4,458 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $789,000 | 2,692 |
| Total noninterest expense | $7,828,000 | 2,390 |
| Salaries and employee benefits | $5,233,000 | 1,945 |
| Premises and equipment expense | $508,000 | 3,696 |
| Additional noninterest expense | $2,087,000 | 2,877 |
| Pre-tax net operating income | $2,848,000 | 2,246 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $2,848,000 | 1,972 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,848,000 | 1,975 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,848,000 | 1,976 |
| Net charge-offs | $0 | 5,475 |
| Cash dividends | $966,000 | 1,983 |
| Sale, conversion, retirement of capital stock, net | $134,000 | 508 |
| Net operating income | $2,848,000 | 1,932 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,405,000 | 2,194 |
| Total interest expense | $1,433,000 | 1,827 |
| Net interest income | $6,972,000 | 2,244 |
| Provision for loan and lease losses | $-300,000 | 6,674 |
| Total noninterest income | $776,000 | 3,196 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $115,000 | 4,586 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $661,000 | 2,593 |
| Total noninterest expense | $5,750,000 | 2,427 |
| Salaries and employee benefits | $3,857,000 | 1,993 |
| Premises and equipment expense | $348,000 | 3,945 |
| Additional noninterest expense | $1,545,000 | 2,910 |
| Pre-tax net operating income | $2,298,000 | 2,204 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $2,298,000 | 1,903 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,298,000 | 1,910 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,298,000 | 1,908 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $97,000 | 465 |
| Net operating income | $2,298,000 | 1,852 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,526,000 | 2,225 |
| Total interest expense | $943,000 | 1,877 |
| Net interest income | $4,583,000 | 2,274 |
| Provision for loan and lease losses | $-300,000 | 6,772 |
| Total noninterest income | $519,000 | 3,228 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $77,000 | 4,566 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $442,000 | 2,653 |
| Total noninterest expense | $3,697,000 | 2,507 |
| Salaries and employee benefits | $2,503,000 | 2,051 |
| Premises and equipment expense | $223,000 | 4,062 |
| Additional noninterest expense | $971,000 | 3,033 |
| Pre-tax net operating income | $1,705,000 | 1,981 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $1,705,000 | 1,736 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,705,000 | 1,741 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,705,000 | 1,742 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $61,000 | 449 |
| Net operating income | $1,705,000 | 1,671 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,763,000 | 2,247 |
| Total interest expense | $479,000 | 1,901 |
| Net interest income | $2,284,000 | 2,289 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $169,000 | 3,951 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $36,000 | 4,669 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $133,000 | 3,353 |
| Total noninterest expense | $1,793,000 | 2,610 |
| Salaries and employee benefits | $1,217,000 | 2,119 |
| Premises and equipment expense | $112,000 | 4,062 |
| Additional noninterest expense | $464,000 | 3,146 |
| Pre-tax net operating income | $660,000 | 2,384 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $660,000 | 2,092 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $660,000 | 2,095 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $660,000 | 2,094 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 446 |
| Net operating income | $660,000 | 2,012 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,738,000 | 2,399 |
| Total interest expense | $1,990,000 | 2,147 |
| Net interest income | $8,748,000 | 2,448 |
| Provision for loan and lease losses | $15,000 | 5,669 |
| Total noninterest income | $495,000 | 4,508 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $147,000 | 4,814 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $348,000 | 3,834 |
| Total noninterest expense | $6,921,000 | 2,681 |
| Salaries and employee benefits | $4,724,000 | 2,114 |
| Premises and equipment expense | $405,000 | 4,283 |
| Additional noninterest expense | $1,792,000 | 3,352 |
| Pre-tax net operating income | $2,307,000 | 2,553 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $2,307,000 | 2,335 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,307,000 | 2,336 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,307,000 | 2,337 |
| Net charge-offs | $-10,000 | 6,614 |
| Cash dividends | $897,000 | 2,102 |
| Sale, conversion, retirement of capital stock, net | $661,000 | 271 |
| Net operating income | $2,307,000 | 2,211 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,019,000 | 2,453 |
| Total interest expense | $1,510,000 | 2,201 |
| Net interest income | $6,509,000 | 2,508 |
| Provision for loan and lease losses | $14,000 | 5,516 |
| Total noninterest income | $302,000 | 4,858 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $108,000 | 4,922 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $194,000 | 4,296 |
| Total noninterest expense | $4,901,000 | 2,839 |
| Salaries and employee benefits | $3,296,000 | 2,255 |
| Premises and equipment expense | $296,000 | 4,386 |
| Additional noninterest expense | $1,309,000 | 3,427 |
| Pre-tax net operating income | $1,896,000 | 2,455 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $1,896,000 | 2,212 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,896,000 | 2,213 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,896,000 | 2,213 |
| Net charge-offs | $-10,000 | 6,607 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $643,000 | 207 |
| Net operating income | $1,896,000 | 2,083 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,408,000 | 2,442 |
| Total interest expense | $1,032,000 | 2,229 |
| Net interest income | $4,376,000 | 2,492 |
| Provision for loan and lease losses | $14,000 | 5,282 |
| Total noninterest income | $91,000 | 5,898 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $77,000 | 4,795 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $14,000 | 6,336 |
| Total noninterest expense | $3,278,000 | 2,834 |
| Salaries and employee benefits | $2,223,000 | 2,237 |
| Premises and equipment expense | $188,000 | 4,513 |
| Additional noninterest expense | $867,000 | 3,476 |
| Pre-tax net operating income | $1,175,000 | 2,553 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $1,175,000 | 2,313 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,175,000 | 2,312 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,175,000 | 2,313 |
| Net charge-offs | $-10,000 | 6,639 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $113,000 | 345 |
| Net operating income | $1,175,000 | 2,183 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,661,000 | 2,517 |
| Total interest expense | $517,000 | 2,306 |
| Net interest income | $2,144,000 | 2,546 |
| Provision for loan and lease losses | $14,000 | 4,757 |
| Total noninterest income | $47,000 | 5,907 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $41,000 | 4,661 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $6,000 | 6,469 |
| Total noninterest expense | $1,612,000 | 2,877 |
| Salaries and employee benefits | $1,099,000 | 2,265 |
| Premises and equipment expense | $94,000 | 4,532 |
| Additional noninterest expense | $419,000 | 3,529 |
| Pre-tax net operating income | $565,000 | 2,633 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $565,000 | 2,369 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $565,000 | 2,371 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $565,000 | 2,372 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 298 |
| Net operating income | $565,000 | 2,254 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,977,000 | 2,762 |
| Total interest expense | $2,436,000 | 2,369 |
| Net interest income | $7,541,000 | 2,882 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $153,000 | 6,031 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $123,000 | 5,223 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $30,000 | 6,212 |
| Total noninterest expense | $6,313,000 | 2,926 |
| Salaries and employee benefits | $4,278,000 | 2,267 |
| Premises and equipment expense | $332,000 | 5,011 |
| Additional noninterest expense | $1,703,000 | 3,556 |
| Pre-tax net operating income | $1,381,000 | 3,168 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $1,381,000 | 2,950 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,381,000 | 2,952 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,381,000 | 2,952 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $546,000 | 2,332 |
| Sale, conversion, retirement of capital stock, net | $228,000 | 517 |
| Net operating income | $1,381,000 | 2,852 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,352,000 | 2,832 |
| Total interest expense | $1,891,000 | 2,387 |
| Net interest income | $5,461,000 | 2,979 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $108,000 | 6,203 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $87,000 | 5,339 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $21,000 | 6,374 |
| Total noninterest expense | $4,460,000 | 3,081 |
| Salaries and employee benefits | $2,902,000 | 2,476 |
| Premises and equipment expense | $248,000 | 5,063 |
| Additional noninterest expense | $1,310,000 | 3,481 |
| Pre-tax net operating income | $1,109,000 | 3,128 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $1,109,000 | 2,855 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,109,000 | 2,858 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,109,000 | 2,858 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $171,000 | 474 |
| Net operating income | $1,109,000 | 2,761 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,800,000 | 2,909 |
| Total interest expense | $1,334,000 | 2,349 |
| Net interest income | $3,466,000 | 3,114 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $67,000 | 6,323 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $52,000 | 5,486 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $15,000 | 6,410 |
| Total noninterest expense | $2,973,000 | 3,119 |
| Salaries and employee benefits | $1,860,000 | 2,592 |
| Premises and equipment expense | $169,000 | 5,059 |
| Additional noninterest expense | $944,000 | 3,343 |
| Pre-tax net operating income | $560,000 | 3,595 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $560,000 | 3,342 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $560,000 | 3,342 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $560,000 | 3,343 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $115,000 | 390 |
| Net operating income | $560,000 | 3,252 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,326,000 | 3,013 |
| Total interest expense | $676,000 | 2,389 |
| Net interest income | $1,650,000 | 3,236 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $31,000 | 6,457 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $10,000 | 6,519 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $21,000 | 5,759 |
| Total noninterest expense | $1,513,000 | 3,091 |
| Salaries and employee benefits | $948,000 | 2,558 |
| Premises and equipment expense | $78,000 | 5,277 |
| Additional noninterest expense | $487,000 | 3,262 |
| Pre-tax net operating income | $168,000 | 4,484 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $168,000 | 4,274 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $168,000 | 4,273 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $168,000 | 4,274 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $57,000 | 335 |
| Net operating income | $168,000 | 4,219 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,727,000 | 2,773 |
| Total interest expense | $3,199,000 | 2,463 |
| Net interest income | $7,528,000 | 2,888 |
| Provision for loan and lease losses | $18,000 | 6,846 |
| Total noninterest income | $135,000 | 6,404 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $123,000 | 5,223 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $12,000 | 6,752 |
| Total noninterest expense | $5,994,000 | 3,109 |
| Salaries and employee benefits | $3,671,000 | 2,619 |
| Premises and equipment expense | $320,000 | 5,265 |
| Additional noninterest expense | $2,003,000 | 3,252 |
| Pre-tax net operating income | $1,651,000 | 2,573 |
| Securities gains (losses) | $573,000 | 792 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $2,224,000 | 1,840 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,224,000 | 1,841 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,224,000 | 1,842 |
| Net charge-offs | $198,000 | 4,783 |
| Cash dividends | $989,000 | 1,514 |
| Sale, conversion, retirement of capital stock, net | $307,000 | 546 |
| Net operating income | $1,651,000 | 2,250 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,412,000 | 2,729 |
| Total interest expense | $2,549,000 | 2,421 |
| Net interest income | $5,863,000 | 2,816 |
| Provision for loan and lease losses | $10,000 | 6,824 |
| Total noninterest income | $102,000 | 6,522 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $93,000 | 5,284 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $9,000 | 6,937 |
| Total noninterest expense | $4,437,000 | 3,147 |
| Salaries and employee benefits | $2,614,000 | 2,746 |
| Premises and equipment expense | $244,000 | 5,294 |
| Additional noninterest expense | $1,579,000 | 3,069 |
| Pre-tax net operating income | $1,518,000 | 2,354 |
| Securities gains (losses) | $574,000 | 652 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $2,092,000 | 1,582 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,092,000 | 1,585 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,092,000 | 1,585 |
| Net charge-offs | $198,000 | 4,238 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $267,000 | 457 |
| Net operating income | $1,518,000 | 2,027 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,900,000 | 2,629 |
| Total interest expense | $1,808,000 | 2,378 |
| Net interest income | $4,092,000 | 2,703 |
| Provision for loan and lease losses | $10,000 | 6,617 |
| Total noninterest income | $60,000 | 6,681 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $63,000 | 5,279 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-3,000 | 7,305 |
| Total noninterest expense | $2,934,000 | 3,171 |
| Salaries and employee benefits | $1,672,000 | 2,851 |
| Premises and equipment expense | $182,000 | 5,080 |
| Additional noninterest expense | $1,080,000 | 2,996 |
| Pre-tax net operating income | $1,208,000 | 2,051 |
| Securities gains (losses) | $574,000 | 420 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $1,782,000 | 1,248 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,782,000 | 1,249 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,782,000 | 1,249 |
| Net charge-offs | $198,000 | 3,555 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $227,000 | 359 |
| Net operating income | $1,208,000 | 1,714 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,061,000 | 2,590 |
| Total interest expense | $936,000 | 2,414 |
| Net interest income | $2,125,000 | 2,633 |
| Provision for loan and lease losses | $10,000 | 6,114 |
| Total noninterest income | $31,000 | 6,709 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $34,000 | 5,147 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-3,000 | 7,524 |
| Total noninterest expense | $1,443,000 | 3,247 |
| Salaries and employee benefits | $852,000 | 2,850 |
| Premises and equipment expense | $94,000 | 5,101 |
| Additional noninterest expense | $497,000 | 3,204 |
| Pre-tax net operating income | $703,000 | 1,821 |
| Securities gains (losses) | $574,000 | 221 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $1,277,000 | 857 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,277,000 | 860 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,277,000 | 861 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $188,000 | 232 |
| Net operating income | $703,000 | 1,497 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $14,047,000 | 2,374 |
| Total interest expense | $4,463,000 | 2,500 |
| Net interest income | $9,584,000 | 2,284 |
| Provision for loan and lease losses | $640,000 | 4,162 |
| Total noninterest income | $141,000 | 6,649 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $121,000 | 5,493 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $20,000 | 6,957 |
| Total noninterest expense | $6,106,000 | 3,136 |
| Salaries and employee benefits | $3,830,000 | 2,548 |
| Premises and equipment expense | $401,000 | 4,986 |
| Additional noninterest expense | $1,875,000 | 3,492 |
| Pre-tax net operating income | $2,979,000 | 1,345 |
| Securities gains (losses) | $59,000 | 2,529 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $3,038,000 | 1,113 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,038,000 | 1,111 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $3,038,000 | 1,112 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $1,769,000 | 1,020 |
| Sale, conversion, retirement of capital stock, net | $159,000 | 768 |
| Net operating income | $2,979,000 | 1,125 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,667,000 | 2,389 |
| Total interest expense | $3,442,000 | 2,540 |
| Net interest income | $7,225,000 | 2,271 |
| Provision for loan and lease losses | $291,000 | 4,633 |
| Total noninterest income | $111,000 | 6,721 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $88,000 | 5,573 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $23,000 | 6,907 |
| Total noninterest expense | $4,342,000 | 3,270 |
| Salaries and employee benefits | $2,571,000 | 2,864 |
| Premises and equipment expense | $297,000 | 5,062 |
| Additional noninterest expense | $1,474,000 | 3,320 |
| Pre-tax net operating income | $2,703,000 | 1,208 |
| Securities gains (losses) | $60,000 | 2,179 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $2,763,000 | 981 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,763,000 | 980 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,763,000 | 981 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $118,000 | 701 |
| Net operating income | $2,703,000 | 988 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,245,000 | 2,372 |
| Total interest expense | $2,310,000 | 2,630 |
| Net interest income | $4,935,000 | 2,223 |
| Provision for loan and lease losses | $249,000 | 4,031 |
| Total noninterest income | $75,000 | 6,754 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $59,000 | 5,550 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $16,000 | 6,961 |
| Total noninterest expense | $2,889,000 | 3,323 |
| Salaries and employee benefits | $1,656,000 | 2,998 |
| Premises and equipment expense | $194,000 | 5,158 |
| Additional noninterest expense | $1,039,000 | 3,200 |
| Pre-tax net operating income | $1,872,000 | 1,225 |
| Securities gains (losses) | $59,000 | 1,805 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $1,931,000 | 982 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,931,000 | 982 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,931,000 | 982 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $77,000 | 679 |
| Net operating income | $1,872,000 | 989 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,697,000 | 2,354 |
| Total interest expense | $1,195,000 | 2,644 |
| Net interest income | $2,502,000 | 2,198 |
| Provision for loan and lease losses | $209,000 | 2,803 |
| Total noninterest income | $38,000 | 6,716 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $31,000 | 5,453 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $7,000 | 7,131 |
| Total noninterest expense | $1,487,000 | 3,164 |
| Salaries and employee benefits | $873,000 | 2,875 |
| Premises and equipment expense | $96,000 | 5,219 |
| Additional noninterest expense | $518,000 | 2,920 |
| Pre-tax net operating income | $844,000 | 1,522 |
| Securities gains (losses) | $60,000 | 1,218 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $904,000 | 1,204 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $904,000 | 1,205 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $904,000 | 1,206 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 567 |
| Net operating income | $844,000 | 1,232 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $17,471,000 | 2,169 |
| Total interest expense | $7,234,000 | 2,141 |
| Net interest income | $10,237,000 | 2,177 |
| Provision for loan and lease losses | $895,000 | 2,880 |
| Total noninterest income | $345,000 | 5,586 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $112,000 | 5,734 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $233,000 | 4,586 |
| Total noninterest expense | $5,663,000 | 3,244 |
| Salaries and employee benefits | $3,070,000 | 3,181 |
| Premises and equipment expense | $427,000 | 4,912 |
| Additional noninterest expense | $2,166,000 | 2,661 |
| Pre-tax net operating income | $4,024,000 | 1,358 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $4,024,000 | 1,041 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,024,000 | 1,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $616,000 | 2,514 |
| Cash dividends | $1,445,000 | 1,779 |
| Sale, conversion, retirement of capital stock, net | $162,000 | 838 |
| Net operating income | $4,024,000 | 1,112 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $13,523,000 | 2,155 |
| Total interest expense | $5,813,000 | 2,098 |
| Net interest income | $7,710,000 | 2,174 |
| Provision for loan and lease losses | $634,000 | 2,394 |
| Total noninterest income | $240,000 | 5,794 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $80,000 | 5,848 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $160,000 | 4,846 |
| Total noninterest expense | $4,306,000 | 3,180 |
| Salaries and employee benefits | $2,278,000 | 3,247 |
| Premises and equipment expense | $325,000 | 4,883 |
| Additional noninterest expense | $1,703,000 | 2,488 |
| Pre-tax net operating income | $3,010,000 | 1,618 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $3,010,000 | 1,239 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,010,000 | 1,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $666,000 | 1,651 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $116,000 | 732 |
| Net operating income | $3,010,000 | 1,308 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,326,000 | 2,113 |
| Total interest expense | $4,176,000 | 2,059 |
| Net interest income | $5,150,000 | 2,155 |
| Provision for loan and lease losses | $486,000 | 1,952 |
| Total noninterest income | $102,000 | 6,621 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $51,000 | 5,920 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $51,000 | 6,108 |
| Total noninterest expense | $2,724,000 | 3,340 |
| Salaries and employee benefits | $1,498,000 | 3,335 |
| Premises and equipment expense | $224,000 | 4,819 |
| Additional noninterest expense | $1,002,000 | 2,735 |
| Pre-tax net operating income | $2,042,000 | 1,663 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $2,042,000 | 1,354 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,042,000 | 1,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $456,000 | 1,395 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $77,000 | 648 |
| Net operating income | $2,042,000 | 1,325 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,074,000 | 2,005 |
| Total interest expense | $2,419,000 | 1,917 |
| Net interest income | $2,655,000 | 2,093 |
| Provision for loan and lease losses | $302,000 | 1,370 |
| Total noninterest income | $54,000 | 6,542 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $28,000 | 5,782 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $26,000 | 6,106 |
| Total noninterest expense | $1,383,000 | 3,297 |
| Salaries and employee benefits | $766,000 | 3,285 |
| Premises and equipment expense | $114,000 | 4,779 |
| Additional noninterest expense | $503,000 | 2,713 |
| Pre-tax net operating income | $1,024,000 | 1,746 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $1,024,000 | 1,467 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,024,000 | 1,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $456,000 | 756 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 534 |
| Net operating income | $1,024,000 | 1,411 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $24,678,000 | 1,734 |
| Total interest expense | $13,417,000 | 1,494 |
| Net interest income | $11,261,000 | 2,018 |
| Provision for loan and lease losses | $571,000 | 2,130 |
| Total noninterest income | $287,000 | 6,102 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $128,000 | 5,664 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $159,000 | 5,478 |
| Total noninterest expense | $6,170,000 | 2,890 |
| Salaries and employee benefits | $4,135,000 | 2,420 |
| Premises and equipment expense | $470,000 | 4,552 |
| Additional noninterest expense | $1,565,000 | 3,298 |
| Pre-tax net operating income | $4,807,000 | 1,704 |
| Securities gains (losses) | $7,000 | 1,467 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $4,814,000 | 1,330 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,814,000 | 1,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $1,751,000 | 1,790 |
| Sale, conversion, retirement of capital stock, net | $65,000 | 1,021 |
| Net operating income | $4,807,000 | 1,321 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $18,606,000 | 1,734 |
| Total interest expense | $10,048,000 | 1,502 |
| Net interest income | $8,558,000 | 2,008 |
| Provision for loan and lease losses | $294,000 | 2,346 |
| Total noninterest income | $208,000 | 6,222 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $92,000 | 5,758 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $116,000 | 5,535 |
| Total noninterest expense | $4,619,000 | 2,879 |
| Salaries and employee benefits | $3,085,000 | 2,429 |
| Premises and equipment expense | $364,000 | 4,436 |
| Additional noninterest expense | $1,170,000 | 3,261 |
| Pre-tax net operating income | $3,853,000 | 1,727 |
| Securities gains (losses) | $7,000 | 1,103 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $3,860,000 | 1,322 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,860,000 | 1,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 999 |
| Net operating income | $3,853,000 | 1,319 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $12,047,000 | 1,792 |
| Total interest expense | $6,438,000 | 1,562 |
| Net interest income | $5,609,000 | 2,071 |
| Provision for loan and lease losses | $294,000 | 1,596 |
| Total noninterest income | $137,000 | 6,282 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $55,000 | 5,947 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $82,000 | 5,477 |
| Total noninterest expense | $3,071,000 | 2,912 |
| Salaries and employee benefits | $2,057,000 | 2,474 |
| Premises and equipment expense | $245,000 | 4,442 |
| Additional noninterest expense | $769,000 | 3,297 |
| Pre-tax net operating income | $2,381,000 | 1,882 |
| Securities gains (losses) | $7,000 | 933 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $2,388,000 | 1,474 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,388,000 | 1,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,381,000 | 1,458 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,683,000 | 1,881 |
| Total interest expense | $3,011,000 | 1,659 |
| Net interest income | $2,672,000 | 2,166 |
| Provision for loan and lease losses | $119,000 | 1,822 |
| Total noninterest income | $58,000 | 6,588 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $28,000 | 5,902 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $30,000 | 5,964 |
| Total noninterest expense | $1,500,000 | 2,983 |
| Salaries and employee benefits | $1,035,000 | 2,478 |
| Premises and equipment expense | $122,000 | 4,460 |
| Additional noninterest expense | $343,000 | 3,586 |
| Pre-tax net operating income | $1,111,000 | 1,989 |
| Securities gains (losses) | $7,000 | 755 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $1,118,000 | 1,541 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,118,000 | 1,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,111,000 | 1,538 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $18,383,000 | 2,143 |
| Total interest expense | $9,044,000 | 1,839 |
| Net interest income | $9,339,000 | 2,430 |
| Provision for loan and lease losses | $356,000 | 2,490 |
| Total noninterest income | $265,000 | 6,415 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $65,000 | 6,653 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $200,000 | 5,126 |
| Total noninterest expense | $5,040,000 | 3,336 |
| Salaries and employee benefits | $3,593,000 | 2,687 |
| Premises and equipment expense | $418,000 | 4,784 |
| Additional noninterest expense | $1,029,000 | 4,422 |
| Pre-tax net operating income | $4,208,000 | 2,175 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $4,208,000 | 1,714 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,208,000 | 1,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $1,581,000 | 1,864 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,208,000 | 1,702 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $12,749,000 | 2,281 |
| Total interest expense | $6,050,000 | 1,971 |
| Net interest income | $6,699,000 | 2,562 |
| Provision for loan and lease losses | $234,000 | 2,549 |
| Total noninterest income | $197,000 | 6,487 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $38,000 | 6,969 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $159,000 | 5,017 |
| Total noninterest expense | $3,512,000 | 3,518 |
| Salaries and employee benefits | $2,464,000 | 2,880 |
| Premises and equipment expense | $297,000 | 4,980 |
| Additional noninterest expense | $751,000 | 4,490 |
| Pre-tax net operating income | $3,150,000 | 2,244 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $3,150,000 | 1,762 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,150,000 | 1,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,150,000 | 1,748 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,644,000 | 2,467 |
| Total interest expense | $3,365,000 | 2,217 |
| Net interest income | $4,279,000 | 2,653 |
| Provision for loan and lease losses | $143,000 | 2,740 |
| Total noninterest income | $126,000 | 6,576 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $23,000 | 7,073 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $103,000 | 5,064 |
| Total noninterest expense | $2,268,000 | 3,621 |
| Salaries and employee benefits | $1,600,000 | 2,957 |
| Premises and equipment expense | $182,000 | 5,229 |
| Additional noninterest expense | $486,000 | 4,579 |
| Pre-tax net operating income | $1,994,000 | 2,315 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,994,000 | 1,842 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,994,000 | 1,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,994,000 | 1,823 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,971,000 | 2,997 |
| Total interest expense | $1,008,000 | 3,236 |
| Net interest income | $1,963,000 | 2,821 |
| Provision for loan and lease losses | $131,000 | 1,632 |
| Total noninterest income | $60,000 | 6,628 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $11,000 | 7,109 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $49,000 | 5,161 |
| Total noninterest expense | $1,126,000 | 3,651 |
| Salaries and employee benefits | $794,000 | 2,987 |
| Premises and equipment expense | $88,000 | 5,343 |
| Additional noninterest expense | $244,000 | 4,549 |
| Pre-tax net operating income | $766,000 | 2,793 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $766,000 | 2,282 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $766,000 | 2,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $766,000 | 2,260 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,684,000 | 3,510 |
| Total interest expense | $2,674,000 | 3,643 |
| Net interest income | $6,010,000 | 3,420 |
| Provision for loan and lease losses | $254,000 | 3,126 |
| Total noninterest income | $110,000 | 7,841 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $27,000 | 7,382 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $83,000 | 6,696 |
| Total noninterest expense | $3,767,000 | 4,047 |
| Salaries and employee benefits | $2,630,000 | 3,335 |
| Premises and equipment expense | $336,000 | 5,411 |
| Additional noninterest expense | $801,000 | 5,167 |
| Pre-tax net operating income | $2,099,000 | 3,571 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $2,099,000 | 2,976 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,099,000 | 2,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $1,128,000 | 2,251 |
| Sale, conversion, retirement of capital stock, net | $5,395,000 | 287 |
| Net operating income | $2,099,000 | 2,942 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,044,000 | 3,683 |
| Total interest expense | $1,807,000 | 3,785 |
| Net interest income | $4,237,000 | 3,597 |
| Provision for loan and lease losses | $141,000 | 3,576 |
| Total noninterest income | $75,000 | 7,974 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $21,000 | 7,426 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $54,000 | 6,950 |
| Total noninterest expense | $2,646,000 | 4,222 |
| Salaries and employee benefits | $1,808,000 | 3,557 |
| Premises and equipment expense | $251,000 | 5,425 |
| Additional noninterest expense | $587,000 | 5,193 |
| Pre-tax net operating income | $1,525,000 | 3,700 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,525,000 | 3,090 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,525,000 | 3,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,525,000 | 3,051 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,736,000 | 3,826 |
| Total interest expense | $1,086,000 | 3,909 |
| Net interest income | $2,650,000 | 3,746 |
| Provision for loan and lease losses | $100,000 | 3,338 |
| Total noninterest income | $48,000 | 8,009 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $14,000 | 7,451 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $34,000 | 7,018 |
| Total noninterest expense | $1,757,000 | 4,226 |
| Salaries and employee benefits | $1,194,000 | 3,573 |
| Premises and equipment expense | $165,000 | 5,436 |
| Additional noninterest expense | $398,000 | 5,106 |
| Pre-tax net operating income | $841,000 | 4,164 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $841,000 | 3,520 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $841,000 | 3,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $841,000 | 3,473 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,711,000 | 4,076 |
| Total interest expense | $478,000 | 4,148 |
| Net interest income | $1,233,000 | 3,978 |
| Provision for loan and lease losses | $75,000 | 2,455 |
| Total noninterest income | $21,000 | 8,155 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $8,000 | 7,454 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $13,000 | 7,447 |
| Total noninterest expense | $858,000 | 4,317 |
| Salaries and employee benefits | $586,000 | 3,636 |
| Premises and equipment expense | $78,000 | 5,638 |
| Additional noninterest expense | $194,000 | 5,196 |
| Pre-tax net operating income | $321,000 | 4,826 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $321,000 | 4,188 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $321,000 | 4,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $321,000 | 4,139 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,160,000 | 4,738 |
| Total interest expense | $1,405,000 | 4,695 |
| Net interest income | $3,755,000 | 4,688 |
| Provision for loan and lease losses | $146,000 | 4,313 |
| Total noninterest income | $52,000 | 8,561 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $36,000 | 7,486 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $16,000 | 8,340 |
| Total noninterest expense | $2,760,000 | 4,953 |
| Salaries and employee benefits | $1,811,000 | 4,318 |
| Premises and equipment expense | $265,000 | 6,036 |
| Additional noninterest expense | $684,000 | 5,593 |
| Pre-tax net operating income | $901,000 | 5,487 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $901,000 | 4,966 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $901,000 | 4,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $901,000 | 4,895 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,655,000 | 4,911 |
| Total interest expense | $1,032,000 | 4,703 |
| Net interest income | $2,623,000 | 4,891 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $35,000 | 8,663 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $26,000 | 7,549 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $9,000 | 8,509 |
| Total noninterest expense | $1,775,000 | 5,450 |
| Salaries and employee benefits | $1,074,000 | 5,054 |
| Premises and equipment expense | $196,000 | 6,042 |
| Additional noninterest expense | $505,000 | 5,604 |
| Pre-tax net operating income | $793,000 | 5,208 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $793,000 | 4,652 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $793,000 | 4,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $793,000 | 4,563 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,325,000 | 5,080 |
| Total interest expense | $674,000 | 4,774 |
| Net interest income | $1,651,000 | 5,093 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $18,000 | 8,782 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $16,000 | 7,629 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,000 | 8,825 |
| Total noninterest expense | $1,167,000 | 5,528 |
| Salaries and employee benefits | $715,000 | 5,087 |
| Premises and equipment expense | $131,000 | 6,070 |
| Additional noninterest expense | $321,000 | 5,766 |
| Pre-tax net operating income | $442,000 | 5,616 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $442,000 | 5,052 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $442,000 | 5,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $442,000 | 4,958 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,128,000 | 5,178 |
| Total interest expense | $330,000 | 4,886 |
| Net interest income | $798,000 | 5,222 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $9,000 | 8,820 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $8,000 | 7,614 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,000 | 8,837 |
| Total noninterest expense | $546,000 | 5,747 |
| Salaries and employee benefits | $326,000 | 5,459 |
| Premises and equipment expense | $64,000 | 6,144 |
| Additional noninterest expense | $156,000 | 5,881 |
| Pre-tax net operating income | $231,000 | 5,474 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $231,000 | 4,963 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $231,000 | 4,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $231,000 | 4,838 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,817,000 | 5,799 |
| Total interest expense | $1,252,000 | 5,427 |
| Net interest income | $2,565,000 | 5,817 |
| Provision for loan and lease losses | $319,000 | 3,028 |
| Total noninterest income | $29,000 | 8,949 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $22,000 | 7,818 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $7,000 | 8,858 |
| Total noninterest expense | $1,957,000 | 6,060 |
| Salaries and employee benefits | $1,182,000 | 5,697 |
| Premises and equipment expense | $280,000 | 5,874 |
| Additional noninterest expense | $495,000 | 6,582 |
| Pre-tax net operating income | $318,000 | 7,361 |
| Securities gains (losses) | $33,000 | 2,848 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $351,000 | 7,028 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $351,000 | 7,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $318,000 | 7,039 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,676,000 | 6,061 |
| Total interest expense | $900,000 | 5,715 |
| Net interest income | $1,776,000 | 6,095 |
| Provision for loan and lease losses | $269,000 | 2,744 |
| Total noninterest income | $17,000 | 9,062 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $15,000 | 7,903 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,000 | 9,035 |
| Total noninterest expense | $1,312,000 | 6,411 |
| Salaries and employee benefits | $740,000 | 6,288 |
| Premises and equipment expense | $216,000 | 5,767 |
| Additional noninterest expense | $356,000 | 6,669 |
| Pre-tax net operating income | $212,000 | 7,658 |
| Securities gains (losses) | $33,000 | 2,620 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $245,000 | 7,290 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $245,000 | 7,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $212,000 | 7,353 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,617,000 | 6,388 |
| Total interest expense | $560,000 | 6,049 |
| Net interest income | $1,057,000 | 6,471 |
| Provision for loan and lease losses | $149,000 | 3,161 |
| Total noninterest income | $11,000 | 9,102 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $11,000 | 7,900 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $0 | 9,111 |
| Total noninterest expense | $840,000 | 6,559 |
| Salaries and employee benefits | $481,000 | 6,397 |
| Premises and equipment expense | $149,000 | 5,669 |
| Additional noninterest expense | $210,000 | 7,008 |
| Pre-tax net operating income | $79,000 | 8,170 |
| Securities gains (losses) | $33,000 | 2,302 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $112,000 | 7,830 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $112,000 | 7,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $79,000 | 7,987 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $728,000 | 6,793 |
| Total interest expense | $257,000 | 6,407 |
| Net interest income | $471,000 | 6,816 |
| Provision for loan and lease losses | $65,000 | 3,141 |
| Total noninterest income | $5,000 | 9,143 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $5,000 | 7,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $0 | 9,145 |
| Total noninterest expense | $338,000 | 7,214 |
| Salaries and employee benefits | $211,000 | 6,813 |
| Premises and equipment expense | $45,000 | 7,066 |
| Additional noninterest expense | $82,000 | 7,612 |
| Pre-tax net operating income | $73,000 | 7,636 |
| Securities gains (losses) | $33,000 | 1,627 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $106,000 | 6,785 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $106,000 | 6,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $73,000 | 7,270 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,059,000 | 8,802 |
| Total interest expense | $459,000 | 8,501 |
| Net interest income | $600,000 | 8,893 |
| Provision for loan and lease losses | $315,000 | 3,321 |
| Total noninterest income | $6,000 | 9,253 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $5,000 | 8,133 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,000 | 9,177 |
| Total noninterest expense | $895,000 | 8,163 |
| Salaries and employee benefits | $470,000 | 8,253 |
| Premises and equipment expense | $145,000 | 7,513 |
| Additional noninterest expense | $280,000 | 7,947 |
| Pre-tax net operating income | $-604,000 | 9,021 |
| Securities gains (losses) | $45,000 | 2,504 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-559,000 | 9,060 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-559,000 | 9,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $13,750,000 | 30 |
| Net operating income | $-604,000 | 9,032 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.