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Grand Bank, Income and Expense

2019-06-30 (YTD Data)Rank
Total interest income$4,948,0002,642
Total interest expense$1,110,0002,190
Net interest income$3,838,0002,749
Provision for loan and lease losses$550,000798
Total noninterest income$610,0002,535
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$103,0003,163
Trading account gains and feesNANA
Additional Noninterest Income$507,0002,187
Total noninterest expense$3,885,0002,309
Salaries and employee benefits$1,719,0002,724
Premises and equipment expense$546,0001,943
Additional noninterest expense$1,620,0001,809
Pre-tax net operating income$13,0005,080
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$13,0005,092
Extraordinary gains, net$011
Net income$13,0005,091
Minority interest net income$069
Net income of bank and minority interests.$13,0005,090
Net charge-offs$601,000504
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$13,0005,084
2019-03-31 (YTD Data)Rank
Total interest income$2,421,0002,683
Total interest expense$551,0002,175
Net interest income$1,870,0002,809
Provision for loan and lease losses$03,406
Total noninterest income$232,0002,864
Gross Fiduciary activities income$0972
Service charges on deposit accounts$55,0003,093
Trading account gains and feesNANA
Additional Noninterest Income$177,0002,548
Total noninterest expense$2,020,0002,251
Salaries and employee benefits$859,0002,748
Premises and equipment expense$276,0001,946
Additional noninterest expense$885,0001,679
Pre-tax net operating income$82,0004,788
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$82,0004,751
Extraordinary gains, net$05
Net income$82,0004,750
Minority interest net income$052
Net income of bank and minority interests.$82,0004,750
Net charge-offs$-15,0004,791
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$82,0004,741
2018-12-31 (YTD Data)Rank
Total interest income$10,215,0002,494
Total interest expense$1,961,0001,966
Net interest income$8,254,0002,592
Provision for loan and lease losses$-112,0005,191
Total noninterest income$1,681,0002,197
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$171,0003,515
Trading account gains and feesNANA
Additional Noninterest Income$1,510,0001,792
Total noninterest expense$8,084,0002,228
Salaries and employee benefits$3,269,0002,796
Premises and equipment expense$1,119,0001,887
Additional noninterest expense$3,696,0001,611
Pre-tax net operating income$1,963,0003,173
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$1,963,0002,963
Extraordinary gains, net$06
Net income$1,963,0002,962
Minority interest net income$072
Net income of bank and minority interests.$1,963,0002,962
Net charge-offs$74,0002,363
Cash dividends$221,0003,540
Sale, conversion, retirement of capital stock, net$0671
Net operating income$1,963,0002,961
2018-09-30 (YTD Data)Rank
Total interest income$7,772,0002,455
Total interest expense$1,472,0001,892
Net interest income$6,300,0002,571
Provision for loan and lease losses$-112,0005,294
Total noninterest income$799,0002,796
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$119,0003,632
Trading account gains and feesNANA
Additional Noninterest Income$680,0002,375
Total noninterest expense$5,734,0002,326
Salaries and employee benefits$2,427,0002,827
Premises and equipment expense$844,0001,895
Additional noninterest expense$2,463,0001,779
Pre-tax net operating income$1,477,0003,216
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$1,477,0003,016
Extraordinary gains, net$05
Net income$1,477,0003,014
Minority interest net income$066
Net income of bank and minority interests.$1,477,0003,015
Net charge-offs$79,0001,902
Cash dividends$221,0003,038
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,477,0003,003
2018-06-30 (YTD Data)Rank
Total interest income$4,974,0002,516
Total interest expense$980,0001,800
Net interest income$3,994,0002,655
Provision for loan and lease losses$03,782
Total noninterest income$632,0002,574
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$76,0003,694
Trading account gains and feesNANA
Additional Noninterest Income$556,0002,158
Total noninterest expense$3,920,0002,285
Salaries and employee benefits$1,634,0002,838
Premises and equipment expense$559,0001,922
Additional noninterest expense$1,727,0001,705
Pre-tax net operating income$706,0003,664
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$706,0003,485
Extraordinary gains, net$06
Net income$706,0003,484
Minority interest net income$065
Net income of bank and minority interests.$706,0003,484
Net charge-offs$-12,0004,572
Cash dividends$221,0002,748
Sale, conversion, retirement of capital stock, net$0620
Net operating income$706,0003,484
2018-03-31 (YTD Data)Rank
Total interest income$2,530,0002,475
Total interest expense$490,0001,738
Net interest income$2,040,0002,626
Provision for loan and lease losses$03,508
Total noninterest income$166,0003,433
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$31,0003,973
Trading account gains and feesNANA
Additional Noninterest Income$135,0002,969
Total noninterest expense$1,911,0002,352
Salaries and employee benefits$797,0002,916
Premises and equipment expense$289,0001,908
Additional noninterest expense$825,0001,766
Pre-tax net operating income$295,0003,885
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$295,0003,700
Extraordinary gains, net$07
Net income$295,0003,700
Minority interest net income$052
Net income of bank and minority interests.$295,0003,700
Net charge-offs$5,0002,201
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$295,0003,708
2017-12-31 (YTD Data)Rank
Total interest income$9,790,0002,485
Total interest expense$1,854,0001,624
Net interest income$7,936,0002,652
Provision for loan and lease losses$135,0002,755
Total noninterest income$1,012,0002,924
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$101,0004,324
Trading account gains and feesNANA
Additional Noninterest Income$911,0002,396
Total noninterest expense$8,260,0002,210
Salaries and employee benefits$3,477,0002,718
Premises and equipment expense$1,107,0001,961
Additional noninterest expense$3,676,0001,634
Pre-tax net operating income$553,0004,659
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$553,0004,404
Extraordinary gains, net$09
Net income$553,0004,404
Minority interest net income$076
Net income of bank and minority interests.$553,0004,404
Net charge-offs$56,0002,895
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$1,005,000225
Net operating income$553,0004,394
2017-09-30 (YTD Data)Rank
Total interest income$7,240,0002,523
Total interest expense$1,361,0001,636
Net interest income$5,879,0002,690
Provision for loan and lease losses$135,0002,385
Total noninterest income$679,0003,106
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$77,0004,335
Trading account gains and feesNANA
Additional Noninterest Income$602,0002,579
Total noninterest expense$6,226,0002,214
Salaries and employee benefits$2,609,0002,737
Premises and equipment expense$827,0001,969
Additional noninterest expense$2,790,0001,601
Pre-tax net operating income$197,0005,189
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$197,0005,138
Extraordinary gains, net$09
Net income$197,0005,138
Minority interest net income$071
Net income of bank and minority interests.$197,0005,138
Net charge-offs$58,0002,352
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$197,0005,123
2017-06-30 (YTD Data)Rank
Total interest income$4,793,0002,520
Total interest expense$908,0001,598
Net interest income$3,885,0002,703
Provision for loan and lease losses$90,0002,313
Total noninterest income$467,0003,076
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$51,0004,369
Trading account gains and feesNANA
Additional Noninterest Income$416,0002,535
Total noninterest expense$4,183,0002,214
Salaries and employee benefits$1,779,0002,712
Premises and equipment expense$554,0001,961
Additional noninterest expense$1,850,0001,610
Pre-tax net operating income$79,0005,369
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$79,0005,334
Extraordinary gains, net$011
Net income$79,0005,333
Minority interest net income$071
Net income of bank and minority interests.$79,0005,334
Net charge-offs$69,0001,763
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$79,0005,327
2017-03-31 (YTD Data)Rank
Total interest income$2,375,0002,528
Total interest expense$449,0001,589
Net interest income$1,926,0002,720
Provision for loan and lease losses$45,0002,149
Total noninterest income$327,0002,603
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$26,0004,343
Trading account gains and feesNANA
Additional Noninterest Income$301,0002,095
Total noninterest expense$2,154,0002,183
Salaries and employee benefits$909,0002,710
Premises and equipment expense$273,0002,010
Additional noninterest expense$972,0001,549
Pre-tax net operating income$54,0005,265
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$54,0005,224
Extraordinary gains, net$08
Net income$54,0005,224
Minority interest net income$055
Net income of bank and minority interests.$54,0005,224
Net charge-offs$66,0001,164
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$54,0005,215
2016-12-31 (YTD Data)Rank
Total interest income$9,317,0002,550
Total interest expense$1,621,0001,696
Net interest income$7,696,0002,699
Provision for loan and lease losses$324,0001,926
Total noninterest income$1,931,0002,165
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$111,0004,390
Trading account gains and fees$0170
Additional Noninterest Income$1,820,0001,682
Total noninterest expense$9,395,0002,017
Salaries and employee benefits$3,638,0002,675
Premises and equipment expense$1,199,0001,865
Additional noninterest expense$4,558,0001,369
Pre-tax net operating income$-92,0005,697
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$-92,0005,709
Extraordinary gains, net$05
Net income$-92,0005,708
Minority interest net income$082
Net income of bank and minority interests.$-92,0005,708
Net charge-offs$498,0001,084
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$774,000232
Net operating income$-92,0005,698
2016-09-30 (YTD Data)Rank
Total interest income$7,009,0002,554
Total interest expense$1,184,0001,734
Net interest income$5,825,0002,690
Provision for loan and lease losses$249,0001,827
Total noninterest income$2,016,0001,767
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$86,0004,373
Trading account gains and fees$0169
Additional Noninterest Income$1,930,0001,344
Total noninterest expense$6,772,0002,073
Salaries and employee benefits$2,777,0002,637
Premises and equipment expense$920,0001,836
Additional noninterest expense$3,075,0001,503
Pre-tax net operating income$820,0003,994
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$820,0003,815
Extraordinary gains, net$05
Net income$820,0003,813
Minority interest net income$071
Net income of bank and minority interests.$820,0003,815
Net charge-offs$472,000833
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$775,000176
Net operating income$820,0003,752
2016-06-30 (YTD Data)Rank
Total interest income$4,630,0002,584
Total interest expense$790,0001,718
Net interest income$3,840,0002,713
Provision for loan and lease losses$147,0001,981
Total noninterest income$636,0002,682
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$55,0004,440
Trading account gains and fees$0157
Additional Noninterest Income$581,0002,189
Total noninterest expense$4,213,0002,206
Salaries and employee benefits$1,871,0002,625
Premises and equipment expense$615,0001,824
Additional noninterest expense$1,727,0001,755
Pre-tax net operating income$116,0005,418
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$116,0005,391
Extraordinary gains, net$016
Net income$116,0005,389
Minority interest net income$071
Net income of bank and minority interests.$116,0005,390
Net charge-offs$381,000725
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$607,000154
Net operating income$116,0005,334
2016-03-31 (YTD Data)Rank
Total interest income$2,319,0002,567
Total interest expense$388,0001,745
Net interest income$1,931,0002,703
Provision for loan and lease losses$50,0002,135
Total noninterest income$489,0002,094
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$30,0004,339
Trading account gains and fees$0142
Additional Noninterest Income$459,0001,598
Total noninterest expense$2,219,0002,119
Salaries and employee benefits$968,0002,578
Premises and equipment expense$348,0001,647
Additional noninterest expense$903,0001,682
Pre-tax net operating income$151,0004,742
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$151,0004,612
Extraordinary gains, net$012
Net income$151,0004,610
Minority interest net income$062
Net income of bank and minority interests.$151,0004,611
Net charge-offs$344,000447
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$151,0004,552
2015-12-31 (YTD Data)Rank
Total interest income$8,609,0002,695
Total interest expense$1,621,0001,665
Net interest income$6,988,0002,864
Provision for loan and lease losses$-250,0005,838
Total noninterest income$2,374,0001,883
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$110,0004,582
Trading account gains and fees$0159
Additional Noninterest Income$2,264,0001,396
Total noninterest expense$9,237,0002,047
Salaries and employee benefits$3,968,0002,516
Premises and equipment expense$1,497,0001,537
Additional noninterest expense$3,772,0001,610
Pre-tax net operating income$375,0005,130
Securities gains (losses)$134,000981
Applicable income taxes$04,402
Income before extraordinary items$509,0004,798
Extraordinary gains, net$023
Net income$509,0004,799
Minority interest net income$081
Net income of bank and minority interests.$509,0004,799
Net charge-offs$594,0001,017
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$10,000737
Net operating income$375,0005,027
2015-09-30 (YTD Data)Rank
Total interest income$6,365,0002,745
Total interest expense$1,230,0001,672
Net interest income$5,135,0002,924
Provision for loan and lease losses$-250,0006,008
Total noninterest income$1,548,0002,089
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$83,0004,623
Trading account gains and fees$0153
Additional Noninterest Income$1,465,0001,556
Total noninterest expense$6,593,0002,129
Salaries and employee benefits$2,935,0002,541
Premises and equipment expense$1,093,0001,583
Additional noninterest expense$2,565,0001,761
Pre-tax net operating income$340,0005,127
Securities gains (losses)$134,000851
Applicable income taxes$04,489
Income before extraordinary items$474,0004,638
Extraordinary gains, net$021
Net income$474,0004,640
Minority interest net income$078
Net income of bank and minority interests.$474,0004,641
Net charge-offs$493,000869
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$10,000687
Net operating income$340,0004,963
2015-06-30 (YTD Data)Rank
Total interest income$4,197,0002,766
Total interest expense$831,0001,661
Net interest income$3,366,0002,966
Provision for loan and lease losses$-250,0006,121
Total noninterest income$958,0002,194
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$56,0004,594
Trading account gains and fees$0157
Additional Noninterest Income$902,0001,664
Total noninterest expense$4,318,0002,173
Salaries and employee benefits$1,948,0002,573
Premises and equipment expense$732,0001,589
Additional noninterest expense$1,638,0001,846
Pre-tax net operating income$256,0005,020
Securities gains (losses)$134,000694
Applicable income taxes$04,497
Income before extraordinary items$390,0004,328
Extraordinary gains, net$022
Net income$390,0004,331
Minority interest net income$075
Net income of bank and minority interests.$390,0004,331
Net charge-offs$48,0002,343
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$8,000659
Net operating income$256,0004,822
2015-03-31 (YTD Data)Rank
Total interest income$2,128,0002,730
Total interest expense$416,0001,674
Net interest income$1,712,0002,932
Provision for loan and lease losses$03,703
Total noninterest income$446,0002,261
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$26,0004,712
Trading account gains and fees$0152
Additional Noninterest Income$420,0001,704
Total noninterest expense$2,154,0002,188
Salaries and employee benefits$950,0002,629
Premises and equipment expense$375,0001,573
Additional noninterest expense$829,0001,814
Pre-tax net operating income$4,0005,979
Securities gains (losses)$134,000479
Applicable income taxes$04,400
Income before extraordinary items$138,0004,762
Extraordinary gains, net$013
Net income$138,0004,764
Minority interest net income$064
Net income of bank and minority interests.$138,0004,766
Net charge-offs$95,0001,150
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$4,0005,979
2014-12-31 (YTD Data)Rank
Total interest income$8,317,0002,804
Total interest expense$1,756,0001,652
Net interest income$6,561,0003,041
Provision for loan and lease losses$-500,0006,253
Total noninterest income$299,0004,992
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$140,0004,493
Trading account gains and fees$0180
Additional Noninterest Income$159,0004,794
Total noninterest expense$11,585,0001,654
Salaries and employee benefits$4,292,0002,341
Premises and equipment expense$1,507,0001,559
Additional noninterest expense$5,786,0001,133
Pre-tax net operating income$-4,225,0006,485
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$-4,225,0006,475
Extraordinary gains, net$017
Net income$-4,225,0006,474
Minority interest net income$084
Net income of bank and minority interests.$-4,225,0006,474
Net charge-offs$107,0003,120
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$3,174,000107
Net operating income$-4,225,0006,475
2014-09-30 (YTD Data)Rank
Total interest income$6,211,0002,834
Total interest expense$1,321,0001,666
Net interest income$4,890,0003,077
Provision for loan and lease losses$-500,0006,380
Total noninterest income$560,0003,625
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$110,0004,470
Trading account gains and fees$0174
Additional Noninterest Income$450,0003,059
Total noninterest expense$8,888,0001,618
Salaries and employee benefits$3,235,0002,340
Premises and equipment expense$1,137,0001,566
Additional noninterest expense$4,516,0001,097
Pre-tax net operating income$-2,938,0006,557
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$-2,938,0006,548
Extraordinary gains, net$015
Net income$-2,938,0006,547
Minority interest net income$081
Net income of bank and minority interests.$-2,938,0006,547
Net charge-offs$-81,0006,164
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$2,683,00092
Net operating income$-2,938,0006,552
2014-06-30 (YTD Data)Rank
Total interest income$4,090,0002,876
Total interest expense$875,0001,693
Net interest income$3,215,0003,102
Provision for loan and lease losses$-500,0006,502
Total noninterest income$661,0002,689
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$75,0004,439
Trading account gains and fees$0172
Additional Noninterest Income$586,0002,092
Total noninterest expense$5,819,0001,645
Salaries and employee benefits$2,076,0002,414
Premises and equipment expense$743,0001,600
Additional noninterest expense$3,000,0001,083
Pre-tax net operating income$-1,443,0006,607
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$-1,443,0006,611
Extraordinary gains, net$020
Net income$-1,443,0006,611
Minority interest net income$080
Net income of bank and minority interests.$-1,443,0006,611
Net charge-offs$77,0002,426
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$1,774,00081
Net operating income$-1,443,0006,609
2014-03-31 (YTD Data)Rank
Total interest income$2,023,0002,901
Total interest expense$436,0001,720
Net interest income$1,587,0003,143
Provision for loan and lease losses$03,817
Total noninterest income$377,0002,460
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$39,0004,359
Trading account gains and fees$0147
Additional Noninterest Income$338,0001,852
Total noninterest expense$2,729,0001,745
Salaries and employee benefits$958,0002,611
Premises and equipment expense$426,0001,430
Additional noninterest expense$1,345,0001,189
Pre-tax net operating income$-765,0006,666
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$-765,0006,668
Extraordinary gains, net$016
Net income$-765,0006,668
Minority interest net income$066
Net income of bank and minority interests.$-765,0006,668
Net charge-offs$62,0001,700
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$262,000152
Net operating income$-765,0006,668
2013-12-31 (YTD Data)Rank
Total interest income$8,773,0002,728
Total interest expense$2,274,0001,498
Net interest income$6,499,0003,066
Provision for loan and lease losses$-20,0006,277
Total noninterest income$10,831,000622
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$208,0004,031
Trading account gains and fees$0184
Additional Noninterest Income$10,623,000459
Total noninterest expense$22,030,000924
Salaries and employee benefits$10,220,0001,062
Premises and equipment expense$1,727,0001,380
Additional noninterest expense$10,083,000691
Pre-tax net operating income$-4,680,0006,755
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$-4,680,0006,749
Extraordinary gains, net$029
Net income$-4,680,0006,749
Minority interest net income$090
Net income of bank and minority interests.$-4,680,0006,749
Net charge-offs$-87,0006,503
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$2,012,000154
Net operating income$-4,680,0006,748
2013-09-30 (YTD Data)Rank
Total interest income$6,711,0002,702
Total interest expense$1,814,0001,452
Net interest income$4,897,0003,088
Provision for loan and lease losses$-195,0006,625
Total noninterest income$10,054,000555
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$149,0004,144
Trading account gains and fees$0180
Additional Noninterest Income$9,905,000403
Total noninterest expense$18,936,000804
Salaries and employee benefits$9,195,000882
Premises and equipment expense$1,399,0001,280
Additional noninterest expense$8,342,000623
Pre-tax net operating income$-3,790,0006,840
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$-3,790,0006,843
Extraordinary gains, net$025
Net income$-3,790,0006,844
Minority interest net income$084
Net income of bank and minority interests.$-3,790,0006,844
Net charge-offs$138,0002,955
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$9,000784
Net operating income$-3,790,0006,835
2013-06-30 (YTD Data)Rank
Total interest income$4,640,0002,622
Total interest expense$1,314,0001,362
Net interest income$3,326,0003,042
Provision for loan and lease losses$-275,0006,762
Total noninterest income$9,065,000456
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$96,0004,178
Trading account gains and fees$0157
Additional Noninterest Income$8,969,000330
Total noninterest expense$14,788,000697
Salaries and employee benefits$8,168,000672
Premises and equipment expense$1,035,0001,158
Additional noninterest expense$5,585,000614
Pre-tax net operating income$-2,122,0006,875
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$-2,122,0006,882
Extraordinary gains, net$022
Net income$-2,122,0006,883
Minority interest net income$082
Net income of bank and minority interests.$-2,122,0006,883
Net charge-offs$-180,0006,789
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$9,000717
Net operating income$-2,122,0006,874
2013-03-31 (YTD Data)Rank
Total interest income$2,498,0002,456
Total interest expense$780,0001,191
Net interest income$1,718,0002,961
Provision for loan and lease losses$-350,0006,934
Total noninterest income$9,514,000257
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$51,0004,059
Trading account gains and fees$0148
Additional Noninterest Income$9,463,000188
Total noninterest expense$10,284,000520
Salaries and employee benefits$6,908,000415
Premises and equipment expense$750,000833
Additional noninterest expense$2,626,000659
Pre-tax net operating income$1,298,0001,373
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$1,298,0001,148
Extraordinary gains, net$010
Net income$1,298,0001,150
Minority interest net income$076
Net income of bank and minority interests.$1,298,0001,150
Net charge-offs$-292,0006,943
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,298,0001,093
2012-12-31 (YTD Data)Rank
Total interest income$11,603,0002,246
Total interest expense$3,834,0001,166
Net interest income$7,769,0002,727
Provision for loan and lease losses$3,365,000703
Total noninterest income$43,032,000242
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$238,0003,953
Trading account gains and fees$0166
Additional Noninterest Income$42,794,000172
Total noninterest expense$50,593,000442
Salaries and employee benefits$28,831,000385
Premises and equipment expense$5,863,000422
Additional noninterest expense$15,899,000487
Pre-tax net operating income$-3,157,0006,888
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$-3,157,0006,903
Extraordinary gains, net$029
Net income$-3,157,0006,902
Minority interest net income$093
Net income of bank and minority interests.$-3,157,0006,902
Net charge-offs$3,291,000800
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$1,847,000165
Net operating income$-3,157,0006,887
2012-09-30 (YTD Data)Rank
Total interest income$8,891,0002,248
Total interest expense$3,051,0001,154
Net interest income$5,840,0002,763
Provision for loan and lease losses$2,491,000711
Total noninterest income$35,658,000229
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$184,0003,947
Trading account gains and fees$0157
Additional Noninterest Income$35,474,000164
Total noninterest expense$37,340,000442
Salaries and employee benefits$21,468,000386
Premises and equipment expense$3,670,000491
Additional noninterest expense$12,202,000467
Pre-tax net operating income$1,667,0002,687
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$1,667,0002,463
Extraordinary gains, net$020
Net income$1,667,0002,464
Minority interest net income$086
Net income of bank and minority interests.$1,667,0002,464
Net charge-offs$2,095,000901
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$998,000169
Net operating income$1,667,0002,332
2012-06-30 (YTD Data)Rank
Total interest income$6,296,0002,124
Total interest expense$2,204,0001,110
Net interest income$4,092,0002,663
Provision for loan and lease losses$1,647,000751
Total noninterest income$24,010,000220
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$122,0003,923
Trading account gains and fees$0153
Additional Noninterest Income$23,888,000155
Total noninterest expense$25,566,000427
Salaries and employee benefits$14,201,000386
Premises and equipment expense$2,485,000486
Additional noninterest expense$8,880,000433
Pre-tax net operating income$889,0003,090
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$889,0002,833
Extraordinary gains, net$019
Net income$889,0002,834
Minority interest net income$084
Net income of bank and minority interests.$889,0002,834
Net charge-offs$1,384,000910
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$889,0002,695
2012-03-31 (YTD Data)Rank
Total interest income$3,132,0002,152
Total interest expense$1,110,0001,141
Net interest income$2,022,0002,700
Provision for loan and lease losses$325,0001,413
Total noninterest income$10,607,000233
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$58,0004,012
Trading account gains and fees$0148
Additional Noninterest Income$10,549,000161
Total noninterest expense$11,869,000447
Salaries and employee benefits$6,790,000396
Premises and equipment expense$1,252,000478
Additional noninterest expense$3,827,000476
Pre-tax net operating income$435,0003,162
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$435,0002,903
Extraordinary gains, net$019
Net income$435,0002,906
Minority interest net income$078
Net income of bank and minority interests.$435,0002,907
Net charge-offs$392,0001,265
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$435,0002,751
2011-12-31 (YTD Data)Rank
Total interest income$15,640,0001,801
Total interest expense$4,740,0001,287
Net interest income$10,900,0002,003
Provision for loan and lease losses$1,631,0001,788
Total noninterest income$47,271,000198
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$271,0003,802
Trading account gains and fees$0146
Additional Noninterest Income$47,000,000153
Total noninterest expense$68,188,000321
Salaries and employee benefits$41,586,000244
Premises and equipment expense$5,090,000493
Additional noninterest expense$21,512,000366
Pre-tax net operating income$-11,648,0007,234
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$-11,648,0007,227
Extraordinary gains, net$029
Net income$-11,648,0007,227
Minority interest net income$096
Net income of bank and minority interests.$-11,648,0007,227
Net charge-offs$2,067,0001,515
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-11,648,0007,226
2011-09-30 (YTD Data)Rank
Total interest income$11,896,0001,791
Total interest expense$3,480,0001,368
Net interest income$8,416,0001,956
Provision for loan and lease losses$1,565,0001,468
Total noninterest income$43,435,000160
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$207,0003,781
Trading account gains and fees$0145
Additional Noninterest Income$43,228,000132
Total noninterest expense$52,168,000305
Salaries and employee benefits$32,689,000231
Premises and equipment expense$3,730,000505
Additional noninterest expense$15,749,000367
Pre-tax net operating income$-1,882,0006,991
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$-1,882,0007,047
Extraordinary gains, net$021
Net income$-1,882,0007,048
Minority interest net income$087
Net income of bank and minority interests.$-1,882,0007,048
Net charge-offs$450,0002,787
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-1,882,0007,034
2011-06-30 (YTD Data)Rank
Total interest income$7,860,0001,828
Total interest expense$2,257,0001,450
Net interest income$5,603,0001,961
Provision for loan and lease losses$815,0001,702
Total noninterest income$26,597,000180
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$136,0003,793
Trading account gains and fees$0153
Additional Noninterest Income$26,461,000145
Total noninterest expense$34,528,000314
Salaries and employee benefits$21,732,000236
Premises and equipment expense$2,494,000507
Additional noninterest expense$10,302,000381
Pre-tax net operating income$-3,143,0007,281
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$-3,143,0007,306
Extraordinary gains, net$015
Net income$-3,143,0007,305
Minority interest net income$089
Net income of bank and minority interests.$-3,143,0007,306
Net charge-offs$439,0002,278
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-3,143,0007,300
2011-03-31 (YTD Data)Rank
Total interest income$3,940,0001,830
Total interest expense$1,111,0001,524
Net interest income$2,829,0001,945
Provision for loan and lease losses$715,0001,111
Total noninterest income$12,807,000192
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$66,0003,799
Trading account gains and fees$0158
Additional Noninterest Income$12,741,000149
Total noninterest expense$17,436,000312
Salaries and employee benefits$11,042,000228
Premises and equipment expense$1,213,000530
Additional noninterest expense$5,181,000375
Pre-tax net operating income$-2,515,0007,429
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$-2,515,0007,430
Extraordinary gains, net$09
Net income$-2,515,0007,429
Minority interest net income$086
Net income of bank and minority interests.$-2,515,0007,430
Net charge-offs$05,107
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-2,515,0007,432
2010-12-31 (YTD Data)Rank
Total interest income$17,695,0001,709
Total interest expense$5,167,0001,608
Net interest income$12,528,0001,772
Provision for loan and lease losses$4,845,0001,176
Total noninterest income$51,096,000201
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$376,0003,178
Trading account gains and fees$0175
Additional Noninterest Income$50,720,000157
Total noninterest expense$53,794,000405
Salaries and employee benefits$30,454,000321
Premises and equipment expense$2,996,000861
Additional noninterest expense$20,344,000399
Pre-tax net operating income$4,985,0001,040
Securities gains (losses)$15,0003,201
Applicable income taxes$04,655
Income before extraordinary items$5,000,000884
Extraordinary gains, net$029
Net income$5,000,000885
Minority interest net income$0111
Net income of bank and minority interests.$5,000,000886
Net charge-offs$5,275,000967
Cash dividends$1,308,0001,208
Sale, conversion, retirement of capital stock, net$2,042,000259
Net operating income$4,985,000854
2010-09-30 (YTD Data)Rank
Total interest income$13,179,0001,757
Total interest expense$3,905,0001,658
Net interest income$9,274,0001,814
Provision for loan and lease losses$1,425,0002,051
Total noninterest income$32,305,000222
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$332,0002,952
Trading account gains and fees$0165
Additional Noninterest Income$31,973,000171
Total noninterest expense$35,516,000434
Salaries and employee benefits$19,405,000372
Premises and equipment expense$2,148,000900
Additional noninterest expense$13,963,000413
Pre-tax net operating income$4,638,000901
Securities gains (losses)$69,0002,236
Applicable income taxes$04,726
Income before extraordinary items$4,707,000738
Extraordinary gains, net$023
Net income$4,707,000736
Minority interest net income$0110
Net income of bank and minority interests.$4,707,000738
Net charge-offs$1,900,0001,553
Cash dividends$1,308,000839
Sale, conversion, retirement of capital stock, net$310,000434
Net operating income$4,638,000711
2010-06-30 (YTD Data)Rank
Total interest income$8,388,0001,868
Total interest expense$2,625,0001,707
Net interest income$5,763,0001,934
Provision for loan and lease losses$650,0002,465
Total noninterest income$15,720,000275
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$331,0002,182
Trading account gains and fees$0152
Additional Noninterest Income$15,389,000204
Total noninterest expense$18,647,000547
Salaries and employee benefits$9,795,000489
Premises and equipment expense$1,324,000997
Additional noninterest expense$7,528,000498
Pre-tax net operating income$2,186,0001,193
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$2,186,0001,034
Extraordinary gains, net$019
Net income$2,186,0001,035
Minority interest net income$0105
Net income of bank and minority interests.$2,186,0001,035
Net charge-offs$790,0001,951
Cash dividends$395,0001,619
Sale, conversion, retirement of capital stock, net$9,000967
Net operating income$2,186,000986
2010-03-31 (YTD Data)Rank
Total interest income$3,998,0002,001
Total interest expense$1,349,0001,749
Net interest income$2,649,0002,112
Provision for loan and lease losses$300,0002,372
Total noninterest income$6,446,000320
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$76,0003,674
Trading account gains and fees$0175
Additional Noninterest Income$6,370,000233
Total noninterest expense$8,136,000622
Salaries and employee benefits$4,611,000528
Premises and equipment expense$598,0001,141
Additional noninterest expense$2,927,000629
Pre-tax net operating income$659,0001,935
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$659,0001,658
Extraordinary gains, net$016
Net income$659,0001,659
Minority interest net income$091
Net income of bank and minority interests.$659,0001,660
Net charge-offs$548,0001,512
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$9,000825
Net operating income$659,0001,590
2009-12-31 (YTD Data)Rank
Total interest income$19,978,0001,709
Total interest expense$7,034,0001,679
Net interest income$12,944,0001,726
Provision for loan and lease losses$7,849,0001,038
Total noninterest income$23,992,000346
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$409,0003,283
Trading account gains and fees$0211
Additional Noninterest Income$23,583,000254
Total noninterest expense$26,833,000787
Salaries and employee benefits$13,929,000687
Premises and equipment expense$1,814,0001,490
Additional noninterest expense$11,090,000728
Pre-tax net operating income$2,254,0001,732
Securities gains (losses)$03,754
Applicable income taxes$2,0004,160
Income before extraordinary items$2,252,0001,487
Extraordinary gains, net$034
Net income$2,252,0001,485
Minority interest net income$0115
Net income of bank and minority interests.$2,252,0001,486
Net charge-offs$4,915,0001,161
Cash dividends$1,710,0001,056
Sale, conversion, retirement of capital stock, net$11,898,00076
Net operating income$2,252,0001,450
2009-09-30 (YTD Data)Rank
Total interest income$14,854,0001,744
Total interest expense$5,442,0001,709
Net interest income$9,412,0001,781
Provision for loan and lease losses$3,314,0001,392
Total noninterest income$14,564,000401
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$306,0003,303
Trading account gains and fees$0212
Additional Noninterest Income$14,258,000285
Total noninterest expense$17,135,000920
Salaries and employee benefits$9,331,000796
Premises and equipment expense$1,287,0001,596
Additional noninterest expense$6,517,000864
Pre-tax net operating income$3,527,000948
Securities gains (losses)$03,497
Applicable income taxes$2,0004,371
Income before extraordinary items$3,525,000770
Extraordinary gains, net$027
Net income$3,525,000768
Minority interest net income$0118
Net income of bank and minority interests.$3,525,000771
Net charge-offs$348,0003,512
Cash dividends$1,710,000752
Sale, conversion, retirement of capital stock, net$8,020,00095
Net operating income$3,525,000760
2009-06-30 (YTD Data)Rank
Total interest income$9,672,0001,820
Total interest expense$3,552,0001,814
Net interest income$6,120,0001,815
Provision for loan and lease losses$3,114,0001,063
Total noninterest income$9,865,000394
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$187,0003,432
Trading account gains and fees$0193
Additional Noninterest Income$9,678,000283
Total noninterest expense$9,629,0001,095
Salaries and employee benefits$5,240,000967
Premises and equipment expense$779,0001,777
Additional noninterest expense$3,610,0001,061
Pre-tax net operating income$3,242,000711
Securities gains (losses)$03,136
Applicable income taxes$2,0004,423
Income before extraordinary items$3,240,000553
Extraordinary gains, net$021
Net income$3,240,000551
Minority interest net income$0112
Net income of bank and minority interests.$3,240,000553
Net charge-offs$2,0006,442
Cash dividends$1,710,000522
Sale, conversion, retirement of capital stock, net$8,020,00069
Net operating income$3,240,000534
2009-03-31 (YTD Data)Rank
Total interest income$4,544,0001,964
Total interest expense$1,763,0001,887
Net interest income$2,781,0001,963
Provision for loan and lease losses$2,414,000654
Total noninterest income$2,964,000550
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$86,0003,560
Trading account gains and fees$0171
Additional Noninterest Income$2,878,000380
Total noninterest expense$2,813,0001,758
Salaries and employee benefits$1,129,0002,255
Premises and equipment expense$276,0002,474
Additional noninterest expense$1,408,0001,176
Pre-tax net operating income$518,0002,311
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$518,0002,064
Extraordinary gains, net$015
Net income$518,0002,065
Minority interest net income$0102
Net income of bank and minority interests.$518,0002,065
Net charge-offs$05,728
Cash dividends$404,0001,062
Sale, conversion, retirement of capital stock, net$3,0001,009
Net operating income$518,0001,941
2008-12-31 (YTD Data)Rank
Total interest income$17,291,0002,193
Total interest expense$9,173,0001,761
Net interest income$8,118,0002,666
Provision for loan and lease losses$425,0004,045
Total noninterest income$2,251,0001,960
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$381,0003,553
Trading account gains and fees$0154
Additional Noninterest Income$1,870,0001,364
Total noninterest expense$7,835,0002,415
Salaries and employee benefits$3,011,0003,239
Premises and equipment expense$952,0002,749
Additional noninterest expense$3,872,0001,603
Pre-tax net operating income$2,109,0002,345
Securities gains (losses)$24,0002,069
Applicable income taxes$-25,0006,878
Income before extraordinary items$2,158,0001,851
Extraordinary gains, net$039
Net income$2,158,0001,853
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0005,620
Cash dividends$1,947,0001,401
Sale, conversion, retirement of capital stock, net$522,000545
Net operating income$2,134,0001,997
2008-09-30 (YTD Data)Rank
Total interest income$12,880,0002,250
Total interest expense$7,115,0001,777
Net interest income$5,765,0002,829
Provision for loan and lease losses$125,0004,866
Total noninterest income$1,821,0001,901
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$277,0003,645
Trading account gains and fees$0148
Additional Noninterest Income$1,544,0001,347
Total noninterest expense$5,877,0002,413
Salaries and employee benefits$2,184,0003,389
Premises and equipment expense$717,0002,742
Additional noninterest expense$2,976,0001,498
Pre-tax net operating income$1,584,0002,728
Securities gains (losses)$24,0001,901
Applicable income taxes$-25,0007,367
Income before extraordinary items$1,633,0002,158
Extraordinary gains, net$031
Net income$1,633,0002,156
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0006,164
Cash dividends$1,543,0001,278
Sale, conversion, retirement of capital stock, net$519,000373
Net operating income$1,609,0002,300
2008-06-30 (YTD Data)Rank
Total interest income$8,461,0002,309
Total interest expense$4,892,0001,805
Net interest income$3,569,0003,012
Provision for loan and lease losses$125,0003,905
Total noninterest income$1,542,0001,613
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$169,0003,825
Trading account gains and fees$0149
Additional Noninterest Income$1,373,0001,120
Total noninterest expense$3,827,0002,477
Salaries and employee benefits$1,370,0003,581
Premises and equipment expense$465,0002,814
Additional noninterest expense$1,992,0001,472
Pre-tax net operating income$1,159,0002,649
Securities gains (losses)$24,0001,934
Applicable income taxes$-25,0007,690
Income before extraordinary items$1,208,0002,183
Extraordinary gains, net$021
Net income$1,208,0002,183
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,516
Cash dividends$1,138,0001,277
Sale, conversion, retirement of capital stock, net$515,000258
Net operating income$1,184,0002,180
2008-03-31 (YTD Data)Rank
Total interest income$4,312,0002,334
Total interest expense$2,566,0001,826
Net interest income$1,746,0003,077
Provision for loan and lease losses$25,0004,682
Total noninterest income$853,0001,493
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$86,0003,747
Trading account gains and fees$0158
Additional Noninterest Income$767,0001,027
Total noninterest expense$2,011,0002,353
Salaries and employee benefits$710,0003,510
Premises and equipment expense$219,0002,978
Additional noninterest expense$1,082,0001,329
Pre-tax net operating income$563,0002,840
Securities gains (losses)$02,688
Applicable income taxes$-25,0007,928
Income before extraordinary items$588,0002,348
Extraordinary gains, net$015
Net income$588,0002,350
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,346
Cash dividends$612,0001,155
Sale, conversion, retirement of capital stock, net$5,000895
Net operating income$588,0002,281
2007-12-31 (YTD Data)Rank
Total interest income$16,618,0002,456
Total interest expense$9,127,0002,085
Net interest income$7,491,0002,920
Provision for loan and lease losses$135,0004,463
Total noninterest income$1,624,0002,569
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$328,0003,911
Trading account gains and fees$0178
Additional Noninterest Income$1,296,0001,855
Total noninterest expense$6,418,0002,783
Salaries and employee benefits$2,799,0003,415
Premises and equipment expense$886,0002,837
Additional noninterest expense$2,733,0002,015
Pre-tax net operating income$2,562,0002,774
Securities gains (losses)$02,146
Applicable income taxes$12,0005,593
Income before extraordinary items$2,550,0002,312
Extraordinary gains, net$039
Net income$2,550,0002,311
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$2,608,0001,328
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,550,0002,306
2007-09-30 (YTD Data)Rank
Total interest income$12,146,0002,515
Total interest expense$6,600,0002,150
Net interest income$5,546,0002,952
Provision for loan and lease losses$60,0004,834
Total noninterest income$1,015,0002,890
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$241,0003,945
Trading account gains and fees$0184
Additional Noninterest Income$774,0002,162
Total noninterest expense$4,555,0002,918
Salaries and employee benefits$2,076,0003,422
Premises and equipment expense$644,0002,893
Additional noninterest expense$1,835,0002,177
Pre-tax net operating income$1,946,0002,903
Securities gains (losses)$01,655
Applicable income taxes$3,0005,991
Income before extraordinary items$1,943,0002,432
Extraordinary gains, net$033
Net income$1,943,0002,430
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$1,995,0001,238
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,943,0002,409
2007-06-30 (YTD Data)Rank
Total interest income$7,814,0002,607
Total interest expense$4,174,0002,256
Net interest income$3,640,0003,018
Provision for loan and lease losses$10,0005,732
Total noninterest income$625,0003,068
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$149,0004,099
Trading account gains and fees$0168
Additional Noninterest Income$476,0002,329
Total noninterest expense$2,938,0003,024
Salaries and employee benefits$1,379,0003,459
Premises and equipment expense$407,0003,054
Additional noninterest expense$1,152,0002,308
Pre-tax net operating income$1,317,0002,925
Securities gains (losses)$01,444
Applicable income taxes$-3,0008,092
Income before extraordinary items$1,320,0002,448
Extraordinary gains, net$029
Net income$1,320,0002,448
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$1,330,0001,231
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,320,0002,431
2007-03-31 (YTD Data)Rank
Total interest income$3,870,0002,624
Total interest expense$2,099,0002,229
Net interest income$1,771,0003,084
Provision for loan and lease losses$5,0005,396
Total noninterest income$322,0002,973
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$57,0004,628
Trading account gains and fees$0195
Additional Noninterest Income$265,0002,135
Total noninterest expense$1,449,0003,071
Salaries and employee benefits$671,0003,576
Premises and equipment expense$206,0003,033
Additional noninterest expense$572,0002,278
Pre-tax net operating income$639,0002,980
Securities gains (losses)$01,187
Applicable income taxes$-12,0008,259
Income before extraordinary items$651,0002,474
Extraordinary gains, net$022
Net income$651,0002,474
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$665,0001,127
Sale, conversion, retirement of capital stock, net$0885
Net operating income$651,0002,448
2006-12-31 (YTD Data)Rank
Total interest income$14,913,0002,562
Total interest expense$7,409,0002,180
Net interest income$7,504,0002,918
Provision for loan and lease losses$15,0006,428
Total noninterest income$1,008,0003,529
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$122,0005,866
Trading account gains and fees$0130
Additional Noninterest Income$886,0002,416
Total noninterest expense$5,787,0002,960
Salaries and employee benefits$2,964,0003,163
Premises and equipment expense$751,0003,155
Additional noninterest expense$2,072,0002,492
Pre-tax net operating income$2,710,0002,966
Securities gains (losses)$-46,0007,912
Applicable income taxes$33,0005,706
Income before extraordinary items$2,631,0002,505
Extraordinary gains, net$051
Net income$2,631,0002,506
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$2,825,0001,186
Sale, conversion, retirement of capital stock, net$327,000667
Net operating income$2,676,5402,460
2006-09-30 (YTD Data)Rank
Total interest income$11,076,0002,573
Total interest expense$5,374,0002,188
Net interest income$5,702,0002,913
Provision for loan and lease losses$5,0006,530
Total noninterest income$624,0003,966
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$92,0005,921
Trading account gains and fees$0126
Additional Noninterest Income$532,0002,765
Total noninterest expense$4,281,0002,985
Salaries and employee benefits$2,219,0003,157
Premises and equipment expense$560,0003,174
Additional noninterest expense$1,502,0002,559
Pre-tax net operating income$2,040,0003,061
Securities gains (losses)$-46,0008,153
Applicable income taxes$25,0005,863
Income before extraordinary items$1,969,0002,598
Extraordinary gains, net$045
Net income$1,969,0002,600
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$2,160,0001,086
Sale, conversion, retirement of capital stock, net$315,000514
Net operating income$2,014,5402,536
2006-06-30 (YTD Data)Rank
Total interest income$7,248,0002,585
Total interest expense$3,386,0002,201
Net interest income$3,862,0002,870
Provision for loan and lease losses$06,419
Total noninterest income$308,0004,666
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$59,0006,001
Trading account gains and fees$0126
Additional Noninterest Income$249,0003,332
Total noninterest expense$2,804,0003,056
Salaries and employee benefits$1,442,0003,248
Premises and equipment expense$370,0003,187
Additional noninterest expense$992,0002,585
Pre-tax net operating income$1,366,0003,077
Securities gains (losses)$-46,0008,350
Applicable income taxes$16,0005,921
Income before extraordinary items$1,304,0002,615
Extraordinary gains, net$039
Net income$1,304,0002,617
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$1,495,0001,052
Sale, conversion, retirement of capital stock, net$315,000377
Net operating income$1,349,5402,520
2006-03-31 (YTD Data)Rank
Total interest income$3,609,0002,553
Total interest expense$1,599,0002,202
Net interest income$2,010,0002,771
Provision for loan and lease losses$06,013
Total noninterest income$166,0004,402
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$29,0005,974
Trading account gains and fees$0115
Additional Noninterest Income$137,0003,134
Total noninterest expense$1,437,0002,992
Salaries and employee benefits$741,0003,184
Premises and equipment expense$185,0003,199
Additional noninterest expense$511,0002,498
Pre-tax net operating income$739,0002,864
Securities gains (losses)$-46,0008,552
Applicable income taxes$7,0005,939
Income before extraordinary items$686,0002,480
Extraordinary gains, net$021
Net income$686,0002,482
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$741,000991
Sale, conversion, retirement of capital stock, net$0648
Net operating income$731,5402,349
2005-12-31 (YTD Data)Rank
Total interest income$12,604,0002,601
Total interest expense$4,941,0002,215
Net interest income$7,663,0002,808
Provision for loan and lease losses$07,120
Total noninterest income$1,099,0003,336
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$113,0006,094
Trading account gains and fees$0138
Additional Noninterest Income$986,0002,239
Total noninterest expense$6,028,0002,742
Salaries and employee benefits$3,226,0002,786
Premises and equipment expense$754,0003,047
Additional noninterest expense$2,048,0002,430
Pre-tax net operating income$2,734,0002,974
Securities gains (losses)$1,0002,117
Applicable income taxes$35,0006,062
Income before extraordinary items$2,700,0002,444
Extraordinary gains, net$046
Net income$2,700,0002,445
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0006,206
Cash dividends$2,898,0001,071
Sale, conversion, retirement of capital stock, net$264,000615
Net operating income$2,699,0102,411
2005-09-30 (YTD Data)Rank
Total interest income$9,148,0002,620
Total interest expense$3,455,0002,242
Net interest income$5,693,0002,803
Provision for loan and lease losses$06,899
Total noninterest income$819,0003,349
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$87,0006,097
Trading account gains and fees$0126
Additional Noninterest Income$732,0002,248
Total noninterest expense$4,479,0002,741
Salaries and employee benefits$2,361,0002,807
Premises and equipment expense$553,0003,080
Additional noninterest expense$1,565,0002,349
Pre-tax net operating income$2,033,0003,018
Securities gains (losses)$02,317
Applicable income taxes$25,0006,179
Income before extraordinary items$2,008,0002,480
Extraordinary gains, net$035
Net income$2,008,0002,480
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$2,159,000990
Sale, conversion, retirement of capital stock, net$264,000465
Net operating income$2,008,0002,450
2005-06-30 (YTD Data)Rank
Total interest income$5,842,0002,663
Total interest expense$2,134,0002,292
Net interest income$3,708,0002,847
Provision for loan and lease losses$06,626
Total noninterest income$657,0002,906
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$58,0006,068
Trading account gains and fees$0116
Additional Noninterest Income$599,0001,931
Total noninterest expense$3,006,0002,688
Salaries and employee benefits$1,531,0002,874
Premises and equipment expense$374,0003,030
Additional noninterest expense$1,101,0002,228
Pre-tax net operating income$1,359,0002,966
Securities gains (losses)$02,146
Applicable income taxes$16,0006,203
Income before extraordinary items$1,343,0002,412
Extraordinary gains, net$030
Net income$1,343,0002,412
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$1,428,000985
Sale, conversion, retirement of capital stock, net$264,000346
Net operating income$1,343,0002,383
2005-03-31 (YTD Data)Rank
Total interest income$2,783,0002,740
Total interest expense$911,0002,517
Net interest income$1,872,0002,810
Provision for loan and lease losses$06,226
Total noninterest income$149,0004,728
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$29,0006,046
Trading account gains and fees$0115
Additional Noninterest Income$120,0003,395
Total noninterest expense$1,345,0002,995
Salaries and employee benefits$699,0003,124
Premises and equipment expense$191,0002,991
Additional noninterest expense$455,0002,664
Pre-tax net operating income$676,0002,934
Securities gains (losses)$01,685
Applicable income taxes$8,0006,187
Income before extraordinary items$668,0002,408
Extraordinary gains, net$024
Net income$668,0002,409
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$705,000906
Sale, conversion, retirement of capital stock, net$85,000272
Net operating income$668,0002,372
2004-12-31 (YTD Data)Rank
Total interest income$9,662,0002,922
Total interest expense$3,108,0002,549
Net interest income$6,554,0003,061
Provision for loan and lease losses$07,314
Total noninterest income$1,048,0003,433
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$288,0004,408
Trading account gains and fees$0138
Additional Noninterest Income$760,0002,581
Total noninterest expense$5,087,0003,063
Salaries and employee benefits$2,641,0003,197
Premises and equipment expense$731,0003,016
Additional noninterest expense$1,715,0002,784
Pre-tax net operating income$2,515,0002,995
Securities gains (losses)$03,819
Applicable income taxes$53,0006,005
Income before extraordinary items$2,462,0002,454
Extraordinary gains, net$034
Net income$2,462,0002,456
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0006,214
Cash dividends$2,050,0001,310
Sale, conversion, retirement of capital stock, net$603,000450
Net operating income$2,462,0002,402
2004-09-30 (YTD Data)Rank
Total interest income$6,943,0002,993
Total interest expense$2,294,0002,549
Net interest income$4,649,0003,195
Provision for loan and lease losses$07,100
Total noninterest income$810,0003,376
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$211,0004,496
Trading account gains and fees$0134
Additional Noninterest Income$599,0002,503
Total noninterest expense$3,666,0003,158
Salaries and employee benefits$1,894,0003,298
Premises and equipment expense$550,0002,993
Additional noninterest expense$1,222,0002,878
Pre-tax net operating income$1,793,0003,162
Securities gains (losses)$03,710
Applicable income taxes$44,0006,050
Income before extraordinary items$1,749,0002,611
Extraordinary gains, net$026
Net income$1,749,0002,613
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0005,550
Cash dividends$1,408,0001,338
Sale, conversion, retirement of capital stock, net$433,000376
Net operating income$1,749,0002,541
2004-06-30 (YTD Data)Rank
Total interest income$4,479,0003,066
Total interest expense$1,525,0002,539
Net interest income$2,954,0003,311
Provision for loan and lease losses$06,885
Total noninterest income$512,0003,519
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$134,0004,616
Trading account gains and fees$0130
Additional Noninterest Income$378,0002,601
Total noninterest expense$2,351,0003,284
Salaries and employee benefits$1,193,0003,467
Premises and equipment expense$373,0002,962
Additional noninterest expense$785,0002,986
Pre-tax net operating income$1,115,0003,288
Securities gains (losses)$03,413
Applicable income taxes$35,0005,928
Income before extraordinary items$1,080,0002,756
Extraordinary gains, net$021
Net income$1,080,0002,757
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,680
Cash dividends$807,0001,508
Sale, conversion, retirement of capital stock, net$433,000273
Net operating income$1,080,0002,677
2004-03-31 (YTD Data)Rank
Total interest income$2,151,0003,193
Total interest expense$793,0002,470
Net interest income$1,358,0003,532
Provision for loan and lease losses$06,501
Total noninterest income$262,0003,408
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$63,0004,680
Trading account gains and fees$0121
Additional Noninterest Income$199,0002,487
Total noninterest expense$1,139,0003,384
Salaries and employee benefits$553,0003,707
Premises and equipment expense$205,0002,758
Additional noninterest expense$381,0003,038
Pre-tax net operating income$481,0003,627
Securities gains (losses)$02,934
Applicable income taxes$27,0005,505
Income before extraordinary items$454,0003,176
Extraordinary gains, net$016
Net income$454,0003,176
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,591
Cash dividends$365,0001,520
Sale, conversion, retirement of capital stock, net$0464
Net operating income$454,0003,059
2003-12-31 (YTD Data)Rank
Total interest income$6,803,0003,910
Total interest expense$3,095,0002,784
Net interest income$3,708,0004,613
Provision for loan and lease losses$100,0005,309
Total noninterest income$2,584,0001,899
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$158,0005,765
Trading account gains and fees$0160
Additional Noninterest Income$2,426,0001,257
Total noninterest expense$4,049,0003,677
Salaries and employee benefits$2,226,0003,591
Premises and equipment expense$556,0003,740
Additional noninterest expense$1,267,0003,577
Pre-tax net operating income$2,143,0003,238
Securities gains (losses)$04,500
Applicable income taxes$11,0007,016
Income before extraordinary items$2,132,0002,728
Extraordinary gains, net$054
Net income$2,132,0002,729
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0005,704
Cash dividends$1,989,0001,404
Sale, conversion, retirement of capital stock, net$989,000432
Net operating income$2,132,0002,599
2003-09-30 (YTD Data)Rank
Total interest income$4,725,0004,210
Total interest expense$2,266,0002,937
Net interest income$2,459,0005,029
Provision for loan and lease losses$100,0004,641
Total noninterest income$2,175,0001,779
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$98,0006,163
Trading account gains and fees$0153
Additional Noninterest Income$2,077,0001,196
Total noninterest expense$2,797,0003,896
Salaries and employee benefits$1,508,0003,894
Premises and equipment expense$388,0003,947
Additional noninterest expense$901,0003,711
Pre-tax net operating income$1,737,0003,160
Securities gains (losses)$04,204
Applicable income taxes$9,0007,107
Income before extraordinary items$1,728,0002,649
Extraordinary gains, net$040
Net income$1,728,0002,648
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$1,640,0001,188
Sale, conversion, retirement of capital stock, net$989,000318
Net operating income$1,728,0002,511
2003-06-30 (YTD Data)Rank
Total interest income$2,674,0004,751
Total interest expense$1,408,0003,228
Net interest income$1,266,0005,888
Provision for loan and lease losses$100,0003,841
Total noninterest income$1,810,0001,479
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$46,0006,735
Trading account gains and fees$0150
Additional Noninterest Income$1,764,0001,000
Total noninterest expense$1,677,0004,247
Salaries and employee benefits$954,0004,067
Premises and equipment expense$214,0004,514
Additional noninterest expense$509,0004,184
Pre-tax net operating income$1,299,0002,912
Securities gains (losses)$03,782
Applicable income taxes$7,0007,084
Income before extraordinary items$1,292,0002,405
Extraordinary gains, net$030
Net income$1,292,0002,403
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$1,300,0001,040
Sale, conversion, retirement of capital stock, net$989,000215
Net operating income$1,292,0002,276
2003-03-31 (YTD Data)Rank
Total interest income$954,0005,917
Total interest expense$581,0003,855
Net interest income$373,0007,454
Provision for loan and lease losses$06,934
Total noninterest income$791,0001,591
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$24,0006,593
Trading account gains and fees$0134
Additional Noninterest Income$767,0001,081
Total noninterest expense$746,0004,588
Salaries and employee benefits$466,0004,113
Premises and equipment expense$77,0005,564
Additional noninterest expense$203,0004,916
Pre-tax net operating income$418,0003,934
Securities gains (losses)$02,891
Applicable income taxes$4,0006,977
Income before extraordinary items$414,0003,377
Extraordinary gains, net$021
Net income$414,0003,375
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$486,0001,256
Sale, conversion, retirement of capital stock, net$989,000107
Net operating income$414,0003,210
2002-12-31 (YTD Data)Rank
Total interest income$1,867,0008,004
Total interest expense$913,0007,165
Net interest income$954,0008,333
Provision for loan and lease losses$204,0004,309
Total noninterest income$1,012,0003,459
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$52,0007,490
Trading account gains and fees$0153
Additional Noninterest Income$960,0002,242
Total noninterest expense$1,236,0007,396
Salaries and employee benefits$662,0007,445
Premises and equipment expense$150,0007,444
Additional noninterest expense$424,0006,987
Pre-tax net operating income$526,0006,674
Securities gains (losses)$04,537
Applicable income taxes$3,0007,526
Income before extraordinary items$523,0006,295
Extraordinary gains, net$070
Net income$523,0006,294
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,632
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$13,702,00032
Net operating income$523,0006,143

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.