Home > Graham National Bank > Assets and Liabilities
Graham National Bank, Assets and Liabilities
| 2010-09-30 | Rank | |
| # of Employees: | 24 | 5,104 |
| Assets and Liabilities | ||
| Total Assets: | $113,344,000 | 4,735 |
| Cash and due from depository institutions | $8,868,000 | 5,104 |
| Interest-bearing balances | $7,993,000 | 3,158 |
| Securities | $0 | 7,552 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $99,434,000 | 3,831 |
| Loan loss allowance | $893,000 | 5,009 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $2,129,000 | 4,151 |
| Other real estate owned | $1,099,000 | 5,104 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $1,814,000 | 5,471 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $113,344,000 | 4,735 |
| Total liabilities | $101,810,000 | 4,700 |
| Total deposits | $101,629,000 | 4,523 |
| Interest-bearing deposits | $76,345,000 | 4,857 |
| Deposits held in domestic offices | $101,629,000 | 4,520 |
| % insured | 76.06% | 6,639 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,105 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $181,000 | 6,699 |
| Total equity capital | $11,534,000 | 4,850 |
| Total bank equity capital | $11,534,000 | 4,849 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $500,000 | 3,649 |
| Surplus | $4,500,000 | 4,103 |
| Undivided profits | $6,534,000 | 3,852 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $3,904,000 | 2,636 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $508,000 | 5,181 |
| Earning assets | $107,427,000 | 4,621 |
| Long-term assets (5+ years) | $8,496,000 | 5,560 |
| Average Assets, year-to-date | $108,274,500 | 4,828 |
| Average Assets, quarterly | $111,738,000 | 4,757 |
| Volatile liabilities | $13,228,000 | 5,664 |
| Insider loans | $2,166,000 | 2,766 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $32,602,000 | 1,805 |
| Tier 1 (core) risk-based capital | $11,534,000 | 4,659 |
| Tier 2 risk-based capital | $893,000 | 4,515 |
| Total risk weighted assets | $103,134,000 | 3,895 |
| Total unused commitments | $32,602,000 | 1,807 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 24 | 5,150 |
| Assets and Liabilities | ||
| Total Assets: | $110,132,000 | 4,818 |
| Cash and due from depository institutions | $3,419,000 | 5,150 |
| Interest-bearing balances | $2,269,000 | 4,711 |
| Securities | $0 | 7,628 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $101,497,000 | 3,804 |
| Loan loss allowance | $893,000 | 5,008 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $2,184,000 | 4,138 |
| Other real estate owned | $1,099,000 | 5,150 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $1,933,000 | 5,370 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $110,132,000 | 4,818 |
| Total liabilities | $99,091,000 | 4,791 |
| Total deposits | $98,943,000 | 4,618 |
| Interest-bearing deposits | $72,904,000 | 5,004 |
| Deposits held in domestic offices | $98,943,000 | 4,616 |
| % insured | 77.63% | 6,571 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $148,000 | 6,905 |
| Total equity capital | $11,041,000 | 4,959 |
| Total bank equity capital | $11,041,000 | 4,958 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $500,000 | 3,686 |
| Surplus | $4,500,000 | 4,123 |
| Undivided profits | $6,041,000 | 3,955 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $1,725,000 | 3,994 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $384,000 | 593 |
| Income earned, not collected on loans | $589,000 | 4,738 |
| Earning assets | $103,766,000 | 4,721 |
| Long-term assets (5+ years) | $6,312,000 | 5,932 |
| Average Assets, year-to-date | $106,584,670 | 4,899 |
| Average Assets, quarterly | $107,573,500 | 4,885 |
| Volatile liabilities | $12,167,000 | 5,845 |
| Insider loans | $2,538,000 | 2,517 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $31,799,000 | 1,869 |
| Tier 1 (core) risk-based capital | $11,041,000 | 4,791 |
| Tier 2 risk-based capital | $893,000 | 4,536 |
| Total risk weighted assets | $105,582,000 | 3,861 |
| Total unused commitments | $31,799,000 | 1,871 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 25 | 5,086 |
| Assets and Liabilities | ||
| Total Assets: | $105,015,000 | 5,011 |
| Cash and due from depository institutions | $17,247,000 | 5,086 |
| Interest-bearing balances | $16,379,000 | 1,907 |
| Securities | $0 | 7,722 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $82,279,000 | 4,386 |
| Loan loss allowance | $897,000 | 5,036 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $2,190,000 | 4,195 |
| Other real estate owned | $1,159,000 | 5,086 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $2,140,000 | 5,247 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $105,015,000 | 5,011 |
| Total liabilities | $93,868,000 | 5,001 |
| Total deposits | $93,763,000 | 4,823 |
| Interest-bearing deposits | $69,854,000 | 5,199 |
| Deposits held in domestic offices | $93,763,000 | 4,822 |
| % insured | 79.26% | 6,385 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $105,000 | 7,237 |
| Total equity capital | $11,147,000 | 4,955 |
| Total bank equity capital | $11,147,000 | 4,953 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $500,000 | 3,747 |
| Surplus | $4,500,000 | 4,181 |
| Undivided profits | $6,147,000 | 3,895 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $1,334,000 | 4,423 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $742,000 | 4,136 |
| Earning assets | $98,658,000 | 4,929 |
| Long-term assets (5+ years) | $5,472,000 | 6,108 |
| Average Assets, year-to-date | $104,811,000 | 5,015 |
| Average Assets, quarterly | $104,811,000 | 5,015 |
| Volatile liabilities | $11,017,000 | 6,088 |
| Insider loans | $2,377,000 | 2,689 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $48,923,000 | 1,357 |
| Tier 1 (core) risk-based capital | $11,147,000 | 4,804 |
| Tier 2 risk-based capital | $897,000 | 4,553 |
| Total risk weighted assets | $88,664,000 | 4,384 |
| Total unused commitments | $48,923,000 | 1,359 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 25 | 5,123 |
| Assets and Liabilities | ||
| Total Assets: | $104,607,000 | 5,039 |
| Cash and due from depository institutions | $11,369,000 | 5,123 |
| Interest-bearing balances | $10,606,000 | 2,203 |
| Securities | $0 | 7,777 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $87,731,000 | 4,258 |
| Loan loss allowance | $897,000 | 5,041 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $2,206,000 | 4,234 |
| Other real estate owned | $1,183,000 | 5,123 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $2,118,000 | 5,361 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $104,607,000 | 5,039 |
| Total liabilities | $93,909,000 | 5,012 |
| Total deposits | $93,826,000 | 4,813 |
| Interest-bearing deposits | $69,856,000 | 5,188 |
| Deposits held in domestic offices | $93,826,000 | 4,812 |
| % insured | 78.15% | 6,581 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $83,000 | 7,473 |
| Total equity capital | $10,698,000 | 5,049 |
| Total bank equity capital | $10,698,000 | 5,047 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $500,000 | 3,791 |
| Surplus | $4,500,000 | 4,207 |
| Undivided profits | $5,698,000 | 4,028 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $1,365,000 | 4,342 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $851,000 | 3,867 |
| Earning assets | $98,337,000 | 4,948 |
| Long-term assets (5+ years) | $4,184,000 | 6,370 |
| Average Assets, year-to-date | $104,362,400 | 4,974 |
| Average Assets, quarterly | $104,402,500 | 5,022 |
| Volatile liabilities | $10,066,000 | 6,267 |
| Insider loans | $2,399,000 | 2,732 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $43,898,000 | 1,491 |
| Tier 1 (core) risk-based capital | $10,698,000 | 4,924 |
| Tier 2 risk-based capital | $897,000 | 4,585 |
| Total risk weighted assets | $93,997,000 | 4,274 |
| Total unused commitments | $43,898,000 | 1,492 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 24 | 5,286 |
| Assets and Liabilities | ||
| Total Assets: | $104,198,000 | 5,072 |
| Cash and due from depository institutions | $9,462,000 | 5,286 |
| Interest-bearing balances | $8,813,000 | 2,209 |
| Securities | $0 | 7,856 |
| Federal funds sold & reverse repurchase agreements | $425,000 | 4,225 |
| Net loans & leases | $89,317,000 | 4,262 |
| Loan loss allowance | $1,024,000 | 4,678 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $2,254,000 | 4,217 |
| Other real estate owned | $1,198,000 | 5,286 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $1,542,000 | 5,657 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $104,198,000 | 5,072 |
| Total liabilities | $93,173,000 | 5,052 |
| Total deposits | $92,995,000 | 4,823 |
| Interest-bearing deposits | $67,566,000 | 5,291 |
| Deposits held in domestic offices | $92,995,000 | 4,821 |
| % insured | 76.63% | 6,898 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $178,000 | 7,093 |
| Total equity capital | $11,025,000 | 5,080 |
| Total bank equity capital | $11,025,000 | 5,079 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $500,000 | 3,841 |
| Surplus | $4,500,000 | 4,212 |
| Undivided profits | $6,025,000 | 4,072 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $1,039,000 | 4,773 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $788,000 | 4,285 |
| Earning assets | $98,555,000 | 4,982 |
| Long-term assets (5+ years) | $4,339,000 | 6,390 |
| Average Assets, year-to-date | $104,301,250 | 5,006 |
| Average Assets, quarterly | $102,231,500 | 5,106 |
| Volatile liabilities | $10,386,000 | 6,267 |
| Insider loans | $2,464,000 | 2,694 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $40,492,000 | 1,683 |
| Tier 1 (core) risk-based capital | $11,025,000 | 4,912 |
| Tier 2 risk-based capital | $1,024,000 | 4,242 |
| Total risk weighted assets | $95,316,000 | 4,268 |
| Total unused commitments | $40,492,000 | 1,684 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 24 | 5,322 |
| Assets and Liabilities | ||
| Total Assets: | $100,265,000 | 5,181 |
| Cash and due from depository institutions | $12,382,000 | 5,322 |
| Interest-bearing balances | $11,451,000 | 1,682 |
| Securities | $0 | 7,935 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $82,464,000 | 4,493 |
| Loan loss allowance | $1,025,000 | 4,613 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,243,000 | 4,255 |
| Other real estate owned | $1,389,000 | 5,322 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $1,787,000 | 5,341 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $100,265,000 | 5,181 |
| Total liabilities | $89,283,000 | 5,172 |
| Total deposits | $89,134,000 | 4,957 |
| Interest-bearing deposits | $67,092,000 | 5,310 |
| Deposits held in domestic offices | $89,134,000 | 4,954 |
| % insured | 70.33% | 5,986 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $149,000 | 7,353 |
| Total equity capital | $10,982,000 | 5,079 |
| Total bank equity capital | $10,982,000 | 5,078 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $500,000 | 3,889 |
| Surplus | $4,500,000 | 4,253 |
| Undivided profits | $5,982,000 | 4,017 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $1,047,000 | 4,719 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $821,000 | 4,084 |
| Earning assets | $93,915,000 | 5,114 |
| Long-term assets (5+ years) | $3,024,000 | 6,665 |
| Average Assets, year-to-date | $104,335,670 | 5,036 |
| Average Assets, quarterly | $102,694,000 | 5,116 |
| Volatile liabilities | $11,211,000 | 6,160 |
| Insider loans | $1,934,000 | 3,188 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $52,657,000 | 1,414 |
| Tier 1 (core) risk-based capital | $10,982,000 | 4,981 |
| Tier 2 risk-based capital | $1,025,000 | 4,222 |
| Total risk weighted assets | $89,397,000 | 4,470 |
| Total unused commitments | $52,657,000 | 1,415 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 24 | 5,357 |
| Assets and Liabilities | ||
| Total Assets: | $105,123,000 | 5,063 |
| Cash and due from depository institutions | $21,269,000 | 5,357 |
| Interest-bearing balances | $5,123,000 | 2,503 |
| Securities | $0 | 8,001 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $80,086,000 | 4,587 |
| Loan loss allowance | $1,017,000 | 4,566 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $2,139,000 | 4,378 |
| Other real estate owned | $0 | 5,357 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $1,629,000 | 5,573 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $105,124,000 | 5,063 |
| Total liabilities | $93,959,000 | 5,044 |
| Total deposits | $93,843,000 | 4,796 |
| Interest-bearing deposits | $69,604,000 | 5,192 |
| Deposits held in domestic offices | $93,843,000 | 4,793 |
| % insured | 66.80% | 6,548 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $116,000 | 7,563 |
| Total equity capital | $11,165,000 | 5,072 |
| Total bank equity capital | $11,165,000 | 5,071 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $500,000 | 3,911 |
| Surplus | $4,500,000 | 4,265 |
| Undivided profits | $6,165,000 | 4,027 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $2,210,000 | 3,361 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $643,000 | 4,809 |
| Earning assets | $85,209,000 | 5,418 |
| Long-term assets (5+ years) | $556,000 | 7,242 |
| Average Assets, year-to-date | $106,371,000 | 4,996 |
| Average Assets, quarterly | $106,371,000 | 4,996 |
| Volatile liabilities | $11,010,000 | 6,198 |
| Insider loans | $2,134,000 | 3,007 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $47,444,000 | 1,631 |
| Tier 1 (core) risk-based capital | $11,165,000 | 4,953 |
| Tier 2 risk-based capital | $1,017,000 | 4,216 |
| Total risk weighted assets | $85,156,000 | 4,597 |
| Total unused commitments | $47,444,000 | 1,633 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 26 | 5,169 |
| Assets and Liabilities | ||
| Total Assets: | $107,619,000 | 4,967 |
| Cash and due from depository institutions | $4,914,000 | 5,169 |
| Interest-bearing balances | $0 | 7,069 |
| Securities | $0 | 8,058 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $99,183,000 | 4,061 |
| Loan loss allowance | $1,016,000 | 4,499 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $2,091,000 | 4,453 |
| Other real estate owned | $0 | 5,169 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $1,431,000 | 5,932 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $107,620,000 | 4,967 |
| Total liabilities | $95,729,000 | 4,953 |
| Total deposits | $95,588,000 | 4,687 |
| Interest-bearing deposits | $74,783,000 | 4,938 |
| Deposits held in domestic offices | $95,588,000 | 4,684 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $141,000 | 7,448 |
| Total equity capital | $11,891,000 | 4,874 |
| Total bank equity capital | $11,891,000 | 4,874 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $500,000 | 3,940 |
| Surplus | $4,500,000 | 4,253 |
| Undivided profits | $6,891,000 | 3,789 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,780,000 | 2,723 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $707,000 | 4,748 |
| Earning assets | $99,183,000 | 4,938 |
| Long-term assets (5+ years) | $4,833,000 | 6,316 |
| Average Assets, year-to-date | $110,202,000 | 4,774 |
| Average Assets, quarterly | $111,135,500 | 4,829 |
| Volatile liabilities | $11,627,000 | 6,080 |
| Insider loans | $1,833,000 | 3,309 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $53,080,000 | 1,489 |
| Tier 1 (core) risk-based capital | $11,891,000 | 4,742 |
| Tier 2 risk-based capital | $1,016,000 | 4,191 |
| Total risk weighted assets | $103,004,000 | 4,095 |
| Total unused commitments | $53,080,000 | 1,493 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 26 | 5,229 |
| Assets and Liabilities | ||
| Total Assets: | $114,652,000 | 4,764 |
| Cash and due from depository institutions | $3,185,000 | 5,229 |
| Interest-bearing balances | $100,000 | 5,065 |
| Securities | $0 | 8,112 |
| Federal funds sold & reverse repurchase agreements | $742,000 | 4,823 |
| Net loans & leases | $106,528,000 | 3,855 |
| Loan loss allowance | $612,000 | 5,637 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $2,140,000 | 4,426 |
| Other real estate owned | $0 | 5,229 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,057,000 | 5,200 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $114,652,000 | 4,764 |
| Total liabilities | $102,959,000 | 4,723 |
| Total deposits | $102,710,000 | 4,441 |
| Interest-bearing deposits | $76,705,000 | 4,817 |
| Deposits held in domestic offices | $102,710,000 | 4,437 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $249,000 | 6,850 |
| Total equity capital | $11,693,000 | 4,963 |
| Total bank equity capital | $11,693,000 | 4,963 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $500,000 | 3,979 |
| Surplus | $4,500,000 | 4,262 |
| Undivided profits | $6,693,000 | 3,900 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,000 | 7,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,019,000 | 3,792 |
| Earning assets | $107,370,000 | 4,697 |
| Long-term assets (5+ years) | $1,034,000 | 7,162 |
| Average Assets, year-to-date | $110,847,750 | 4,755 |
| Average Assets, quarterly | $113,033,500 | 4,769 |
| Volatile liabilities | $10,315,000 | 6,238 |
| Insider loans | $1,837,000 | 3,319 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $47,807,000 | 1,740 |
| Tier 1 (core) risk-based capital | $11,693,000 | 4,876 |
| Tier 2 risk-based capital | $612,000 | 5,401 |
| Total risk weighted assets | $110,677,000 | 3,902 |
| Total unused commitments | $47,807,000 | 1,742 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 25 | 5,394 |
| Assets and Liabilities | ||
| Total Assets: | $111,415,000 | 4,830 |
| Cash and due from depository institutions | $4,995,000 | 5,394 |
| Interest-bearing balances | $100,000 | 5,023 |
| Securities | $0 | 8,159 |
| Federal funds sold & reverse repurchase agreements | $7,665,000 | 1,571 |
| Net loans & leases | $95,094,000 | 4,138 |
| Loan loss allowance | $611,000 | 5,613 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,104,000 | 4,473 |
| Other real estate owned | $0 | 5,394 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $1,557,000 | 5,773 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $111,415,000 | 4,830 |
| Total liabilities | $100,332,000 | 4,779 |
| Total deposits | $100,111,000 | 4,529 |
| Interest-bearing deposits | $77,552,000 | 4,781 |
| Deposits held in domestic offices | $100,111,000 | 4,525 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $221,000 | 7,043 |
| Total equity capital | $11,083,000 | 5,166 |
| Total bank equity capital | $11,083,000 | 5,166 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $500,000 | 4,014 |
| Surplus | $4,500,000 | 4,267 |
| Undivided profits | $6,083,000 | 4,153 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $176,000 | 6,214 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $740,000 | 4,689 |
| Earning assets | $102,859,000 | 4,804 |
| Long-term assets (5+ years) | $640,000 | 7,335 |
| Average Assets, year-to-date | $109,579,670 | 4,814 |
| Average Assets, quarterly | $111,120,000 | 4,809 |
| Volatile liabilities | $12,320,000 | 5,893 |
| Insider loans | $1,841,000 | 3,308 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $91,231,000 | 1,062 |
| Tier 1 (core) risk-based capital | $11,083,000 | 5,067 |
| Tier 2 risk-based capital | $611,000 | 5,387 |
| Total risk weighted assets | $100,255,000 | 4,163 |
| Total unused commitments | $91,231,000 | 1,062 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 25 | 5,429 |
| Assets and Liabilities | ||
| Total Assets: | $110,825,000 | 4,830 |
| Cash and due from depository institutions | $3,979,000 | 5,429 |
| Interest-bearing balances | $100,000 | 4,994 |
| Securities | $0 | 8,194 |
| Federal funds sold & reverse repurchase agreements | $26,250,000 | 575 |
| Net loans & leases | $77,165,000 | 4,622 |
| Loan loss allowance | $612,000 | 5,581 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $1,954,000 | 4,623 |
| Other real estate owned | $0 | 5,429 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $1,477,000 | 5,802 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $110,826,000 | 4,830 |
| Total liabilities | $100,368,000 | 4,775 |
| Total deposits | $100,150,000 | 4,523 |
| Interest-bearing deposits | $79,391,000 | 4,734 |
| Deposits held in domestic offices | $100,150,000 | 4,519 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $218,000 | 7,227 |
| Total equity capital | $10,458,000 | 5,417 |
| Total bank equity capital | $10,458,000 | 5,417 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $500,000 | 4,025 |
| Surplus | $4,500,000 | 4,254 |
| Undivided profits | $5,458,000 | 4,503 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $186,000 | 6,066 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $632,000 | 5,152 |
| Earning assets | $103,515,000 | 4,783 |
| Long-term assets (5+ years) | $652,000 | 7,350 |
| Average Assets, year-to-date | $108,662,000 | 4,859 |
| Average Assets, quarterly | $108,662,000 | 4,859 |
| Volatile liabilities | $13,597,000 | 5,677 |
| Insider loans | $1,845,000 | 3,240 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $80,533,000 | 1,213 |
| Tier 1 (core) risk-based capital | $10,458,000 | 5,250 |
| Tier 2 risk-based capital | $612,000 | 5,359 |
| Total risk weighted assets | $85,866,000 | 4,539 |
| Total unused commitments | $80,533,000 | 1,214 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 26 | 5,310 |
| Assets and Liabilities | ||
| Total Assets: | $106,499,000 | 4,909 |
| Cash and due from depository institutions | $4,840,000 | 5,310 |
| Interest-bearing balances | $100,000 | 4,723 |
| Securities | $0 | 8,234 |
| Federal funds sold & reverse repurchase agreements | $6,550,000 | 2,035 |
| Net loans & leases | $91,804,000 | 4,176 |
| Loan loss allowance | $611,000 | 5,546 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $1,899,000 | 4,690 |
| Other real estate owned | $0 | 5,310 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,406,000 | 5,975 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $106,499,000 | 4,909 |
| Total liabilities | $95,922,000 | 4,839 |
| Total deposits | $95,691,000 | 4,602 |
| Interest-bearing deposits | $76,643,000 | 4,787 |
| Deposits held in domestic offices | $95,691,000 | 4,600 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $231,000 | 7,150 |
| Total equity capital | $10,577,000 | 5,323 |
| Total bank equity capital | $10,577,000 | 5,323 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $500,000 | 4,039 |
| Surplus | $4,500,000 | 4,232 |
| Undivided profits | $5,577,000 | 4,435 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $193,000 | 5,821 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $769,000 | 4,829 |
| Earning assets | $98,454,000 | 4,880 |
| Long-term assets (5+ years) | $656,000 | 7,327 |
| Average Assets, year-to-date | $104,523,400 | 4,828 |
| Average Assets, quarterly | $108,552,500 | 4,805 |
| Volatile liabilities | $11,539,000 | 5,976 |
| Insider loans | $1,864,000 | 3,184 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $47,873,000 | 1,835 |
| Tier 1 (core) risk-based capital | $10,577,000 | 5,186 |
| Tier 2 risk-based capital | $611,000 | 5,350 |
| Total risk weighted assets | $95,312,000 | 4,231 |
| Total unused commitments | $47,873,000 | 1,836 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 24 | 5,580 |
| Assets and Liabilities | ||
| Total Assets: | $110,606,000 | 4,732 |
| Cash and due from depository institutions | $3,878,000 | 5,580 |
| Interest-bearing balances | $100,000 | 4,560 |
| Securities | $0 | 8,282 |
| Federal funds sold & reverse repurchase agreements | $175,000 | 5,907 |
| Net loans & leases | $103,166,000 | 3,817 |
| Loan loss allowance | $611,000 | 5,545 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,899,000 | 4,670 |
| Other real estate owned | $0 | 5,580 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $1,488,000 | 5,925 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $110,606,000 | 4,732 |
| Total liabilities | $100,454,000 | 4,675 |
| Total deposits | $100,135,000 | 4,442 |
| Interest-bearing deposits | $82,047,000 | 4,542 |
| Deposits held in domestic offices | $100,135,000 | 4,439 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $319,000 | 6,753 |
| Total equity capital | $10,152,000 | 5,421 |
| Total bank equity capital | $10,152,000 | 5,421 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $500,000 | 4,031 |
| Surplus | $4,500,000 | 4,196 |
| Undivided profits | $5,152,000 | 4,640 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $196,000 | 5,641 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,007,000 | 4,205 |
| Earning assets | $103,441,000 | 4,681 |
| Long-term assets (5+ years) | $2,652,000 | 6,594 |
| Average Assets, year-to-date | $104,029,500 | 4,841 |
| Average Assets, quarterly | $106,949,000 | 4,805 |
| Volatile liabilities | $11,291,000 | 6,023 |
| Insider loans | $4,517,000 | 1,637 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $50,221,000 | 1,778 |
| Tier 1 (core) risk-based capital | $10,152,000 | 5,316 |
| Tier 2 risk-based capital | $611,000 | 5,341 |
| Total risk weighted assets | $105,350,000 | 3,932 |
| Total unused commitments | $50,221,000 | 1,778 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 25 | 5,505 |
| Assets and Liabilities | ||
| Total Assets: | $103,292,000 | 4,935 |
| Cash and due from depository institutions | $3,371,000 | 5,505 |
| Interest-bearing balances | $100,000 | 4,642 |
| Securities | $0 | 8,331 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $96,487,000 | 3,984 |
| Loan loss allowance | $611,000 | 5,570 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,953,000 | 4,607 |
| Other real estate owned | $0 | 5,505 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $1,481,000 | 5,888 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $103,293,000 | 4,935 |
| Total liabilities | $94,150,000 | 4,857 |
| Total deposits | $93,898,000 | 4,617 |
| Interest-bearing deposits | $77,372,000 | 4,724 |
| Deposits held in domestic offices | $93,898,000 | 4,615 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $252,000 | 7,026 |
| Total equity capital | $9,143,000 | 5,691 |
| Total bank equity capital | $9,143,000 | 5,691 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $500,000 | 4,053 |
| Surplus | $4,500,000 | 4,196 |
| Undivided profits | $4,143,000 | 5,038 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $185,000 | 5,605 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $979,000 | 4,060 |
| Earning assets | $96,587,000 | 4,886 |
| Long-term assets (5+ years) | $717,000 | 7,316 |
| Average Assets, year-to-date | $101,837,330 | 4,950 |
| Average Assets, quarterly | $101,024,000 | 4,999 |
| Volatile liabilities | $11,254,000 | 5,981 |
| Insider loans | $3,145,000 | 2,229 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $40,619,000 | 2,109 |
| Tier 1 (core) risk-based capital | $9,143,000 | 5,637 |
| Tier 2 risk-based capital | $611,000 | 5,359 |
| Total risk weighted assets | $97,360,000 | 4,114 |
| Total unused commitments | $40,619,000 | 2,109 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 31 | 4,814 |
| Assets and Liabilities | ||
| Total Assets: | $98,756,000 | 5,094 |
| Cash and due from depository institutions | $3,319,000 | 4,814 |
| Interest-bearing balances | $100,000 | 4,710 |
| Securities | $0 | 8,365 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $92,013,000 | 4,077 |
| Loan loss allowance | $611,000 | 5,564 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,964,000 | 4,555 |
| Other real estate owned | $0 | 4,814 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $1,460,000 | 5,859 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $98,757,000 | 5,094 |
| Total liabilities | $89,412,000 | 5,042 |
| Total deposits | $87,398,000 | 4,877 |
| Interest-bearing deposits | $69,536,000 | 5,052 |
| Deposits held in domestic offices | $87,398,000 | 4,875 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,810,000 | 2,150 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $204,000 | 7,335 |
| Total equity capital | $9,345,000 | 5,624 |
| Total bank equity capital | $9,345,000 | 5,624 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $500,000 | 4,054 |
| Surplus | $4,500,000 | 4,158 |
| Undivided profits | $4,345,000 | 5,003 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $188,000 | 5,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $749,000 | 4,791 |
| Earning assets | $92,113,000 | 5,059 |
| Long-term assets (5+ years) | $311,000 | 7,505 |
| Average Assets, year-to-date | $101,110,000 | 5,013 |
| Average Assets, quarterly | $101,110,000 | 5,013 |
| Volatile liabilities | $11,813,000 | 5,822 |
| Insider loans | $3,269,000 | 2,117 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $61,198,000 | 1,568 |
| Tier 1 (core) risk-based capital | $9,345,000 | 5,526 |
| Tier 2 risk-based capital | $611,000 | 5,341 |
| Total risk weighted assets | $96,601,000 | 4,098 |
| Total unused commitments | $61,198,000 | 1,569 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 28 | 5,134 |
| Assets and Liabilities | ||
| Total Assets: | $103,464,000 | 4,951 |
| Cash and due from depository institutions | $4,906,000 | 5,134 |
| Interest-bearing balances | $100,000 | 4,736 |
| Securities | $0 | 8,416 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $95,570,000 | 3,948 |
| Loan loss allowance | $611,000 | 5,536 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,978,000 | 4,520 |
| Other real estate owned | $0 | 5,134 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,010,000 | 6,738 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $103,464,000 | 4,951 |
| Total liabilities | $93,955,000 | 4,856 |
| Total deposits | $92,139,000 | 4,667 |
| Interest-bearing deposits | $72,530,000 | 4,872 |
| Deposits held in domestic offices | $92,139,000 | 4,665 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,816,000 | 2,587 |
| Total equity capital | $9,509,000 | 5,524 |
| Total bank equity capital | $9,509,000 | 5,524 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $500,000 | 4,064 |
| Surplus | $4,500,000 | 4,115 |
| Undivided profits | $4,509,000 | 4,944 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,000 | 6,987 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $349,000 | 6,997 |
| Earning assets | $95,670,000 | 4,921 |
| Long-term assets (5+ years) | $2,569,000 | 6,580 |
| Average Assets, year-to-date | $94,844,000 | 5,075 |
| Average Assets, quarterly | $97,211,500 | 5,081 |
| Volatile liabilities | $8,884,000 | 6,425 |
| Insider loans | $3,200,000 | 2,136 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $67,056,000 | 1,453 |
| Tier 1 (core) risk-based capital | $9,509,000 | 5,439 |
| Tier 2 risk-based capital | $611,000 | 5,326 |
| Total risk weighted assets | $100,047,000 | 3,982 |
| Total unused commitments | $67,056,000 | 1,454 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 25 | 5,537 |
| Assets and Liabilities | ||
| Total Assets: | $90,959,000 | 5,315 |
| Cash and due from depository institutions | $2,967,000 | 5,537 |
| Interest-bearing balances | $100,000 | 4,745 |
| Securities | $0 | 8,496 |
| Federal funds sold & reverse repurchase agreements | $3,325,000 | 3,097 |
| Net loans & leases | $81,532,000 | 4,367 |
| Loan loss allowance | $611,000 | 5,546 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,056,000 | 4,425 |
| Other real estate owned | $0 | 5,537 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $1,079,000 | 6,643 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $90,958,000 | 5,315 |
| Total liabilities | $80,745,000 | 5,311 |
| Total deposits | $80,483,000 | 5,056 |
| Interest-bearing deposits | $61,670,000 | 5,322 |
| Deposits held in domestic offices | $80,483,000 | 5,053 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $262,000 | 6,987 |
| Total equity capital | $10,213,000 | 5,248 |
| Total bank equity capital | $10,213,000 | 5,248 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,089 |
| Surplus | $4,500,000 | 4,098 |
| Undivided profits | $5,213,000 | 4,598 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $101,000 | 6,111 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $266,000 | 7,588 |
| Earning assets | $84,957,000 | 5,263 |
| Long-term assets (5+ years) | $6,034,000 | 5,527 |
| Average Assets, year-to-date | $92,689,000 | 5,177 |
| Average Assets, quarterly | $90,519,500 | 5,303 |
| Volatile liabilities | $6,023,000 | 7,145 |
| Insider loans | $3,244,000 | 2,076 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $72,343,000 | 1,384 |
| Tier 1 (core) risk-based capital | $10,213,000 | 5,191 |
| Tier 2 risk-based capital | $611,000 | 5,337 |
| Total risk weighted assets | $92,314,000 | 4,172 |
| Total unused commitments | $72,343,000 | 1,385 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 25 | 5,546 |
| Assets and Liabilities | ||
| Total Assets: | $90,080,000 | 5,341 |
| Cash and due from depository institutions | $3,530,000 | 5,546 |
| Interest-bearing balances | $500,000 | 3,089 |
| Securities | $0 | 8,539 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $82,706,000 | 4,294 |
| Loan loss allowance | $611,000 | 5,545 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,420,000 | 4,001 |
| Other real estate owned | $0 | 5,546 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $1,424,000 | 5,941 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $90,080,000 | 5,341 |
| Total liabilities | $80,708,000 | 5,313 |
| Total deposits | $80,509,000 | 5,040 |
| Interest-bearing deposits | $61,539,000 | 5,308 |
| Deposits held in domestic offices | $80,509,000 | 5,037 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $199,000 | 7,231 |
| Total equity capital | $9,372,000 | 5,425 |
| Total bank equity capital | $9,372,000 | 5,425 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $500,000 | 4,081 |
| Surplus | $4,500,000 | 4,056 |
| Undivided profits | $4,372,000 | 4,856 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $57,000 | 6,516 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $660,000 | 5,000 |
| Earning assets | $83,206,000 | 5,296 |
| Long-term assets (5+ years) | $8,496,000 | 4,892 |
| Average Assets, year-to-date | $93,265,670 | 5,161 |
| Average Assets, quarterly | $91,982,500 | 5,245 |
| Volatile liabilities | $5,561,000 | 7,257 |
| Insider loans | $2,763,000 | 2,300 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $49,328,000 | 1,876 |
| Tier 1 (core) risk-based capital | $9,372,000 | 5,407 |
| Tier 2 risk-based capital | $611,000 | 5,308 |
| Total risk weighted assets | $87,330,000 | 4,280 |
| Total unused commitments | $49,328,000 | 1,876 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 30 | 4,952 |
| Assets and Liabilities | ||
| Total Assets: | $93,885,000 | 5,176 |
| Cash and due from depository institutions | $5,177,000 | 4,952 |
| Interest-bearing balances | $500,000 | 3,221 |
| Securities | $0 | 8,575 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $84,701,000 | 4,178 |
| Loan loss allowance | $611,000 | 5,535 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,429,000 | 3,942 |
| Other real estate owned | $0 | 4,952 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $1,578,000 | 5,637 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $93,885,000 | 5,176 |
| Total liabilities | $84,279,000 | 5,149 |
| Total deposits | $82,228,000 | 4,959 |
| Interest-bearing deposits | $61,365,000 | 5,320 |
| Deposits held in domestic offices | $82,228,000 | 4,955 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,900,000 | 2,255 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $151,000 | 7,561 |
| Total equity capital | $9,606,000 | 5,294 |
| Total bank equity capital | $9,606,000 | 5,294 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,070 |
| Surplus | $4,500,000 | 3,983 |
| Undivided profits | $4,606,000 | 4,756 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $77,000 | 6,292 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $598,000 | 5,119 |
| Earning assets | $85,201,000 | 5,221 |
| Long-term assets (5+ years) | $7,056,000 | 5,204 |
| Average Assets, year-to-date | $94,858,500 | 5,111 |
| Average Assets, quarterly | $94,858,500 | 5,111 |
| Volatile liabilities | $7,898,000 | 6,542 |
| Insider loans | $2,777,000 | 2,278 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $50,071,000 | 1,836 |
| Tier 1 (core) risk-based capital | $9,606,000 | 5,257 |
| Tier 2 risk-based capital | $611,000 | 5,283 |
| Total risk weighted assets | $89,535,000 | 4,167 |
| Total unused commitments | $50,071,000 | 1,836 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 33 | 4,642 |
| Assets and Liabilities | ||
| Total Assets: | $95,832,000 | 5,100 |
| Cash and due from depository institutions | $4,657,000 | 4,642 |
| Interest-bearing balances | $600,000 | 3,134 |
| Securities | $0 | 8,634 |
| Federal funds sold & reverse repurchase agreements | $1,335,000 | 4,518 |
| Net loans & leases | $86,356,000 | 4,093 |
| Loan loss allowance | $611,000 | 5,504 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,846,000 | 4,582 |
| Other real estate owned | $0 | 4,642 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,638,000 | 5,565 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $95,832,000 | 5,100 |
| Total liabilities | $86,001,000 | 5,077 |
| Total deposits | $81,581,000 | 4,964 |
| Interest-bearing deposits | $62,500,000 | 5,234 |
| Deposits held in domestic offices | $81,581,000 | 4,961 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,275,000 | 1,760 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $145,000 | 7,565 |
| Total equity capital | $9,831,000 | 5,203 |
| Total bank equity capital | $9,831,000 | 5,203 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $500,000 | 4,085 |
| Surplus | $4,500,000 | 3,940 |
| Undivided profits | $4,831,000 | 4,681 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $177,000 | 5,489 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $629,000 | 4,986 |
| Earning assets | $88,291,000 | 5,079 |
| Long-term assets (5+ years) | $2,733,000 | 6,538 |
| Average Assets, year-to-date | $93,055,400 | 5,044 |
| Average Assets, quarterly | $94,256,000 | 5,119 |
| Volatile liabilities | $10,374,000 | 5,951 |
| Insider loans | $3,818,000 | 1,734 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $40,734,000 | 2,054 |
| Tier 1 (core) risk-based capital | $9,831,000 | 5,143 |
| Tier 2 risk-based capital | $611,000 | 5,258 |
| Total risk weighted assets | $89,124,000 | 4,150 |
| Total unused commitments | $40,734,000 | 2,054 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 26 | 5,432 |
| Assets and Liabilities | ||
| Total Assets: | $92,680,000 | 5,162 |
| Cash and due from depository institutions | $8,583,000 | 5,432 |
| Interest-bearing balances | $3,298,000 | 1,463 |
| Securities | $0 | 8,672 |
| Federal funds sold & reverse repurchase agreements | $275,000 | 5,452 |
| Net loans & leases | $80,412,000 | 4,266 |
| Loan loss allowance | $626,000 | 5,450 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,728,000 | 4,683 |
| Other real estate owned | $0 | 5,432 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,682,000 | 5,463 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $92,681,000 | 5,162 |
| Total liabilities | $83,551,000 | 5,116 |
| Total deposits | $83,380,000 | 4,835 |
| Interest-bearing deposits | $63,718,000 | 5,147 |
| Deposits held in domestic offices | $83,380,000 | 4,831 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $171,000 | 7,460 |
| Total equity capital | $9,130,000 | 5,437 |
| Total bank equity capital | $9,130,000 | 5,437 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,084 |
| Surplus | $4,500,000 | 3,900 |
| Undivided profits | $4,130,000 | 5,097 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $156,000 | 5,789 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $419,000 | 6,277 |
| Earning assets | $83,985,000 | 5,204 |
| Long-term assets (5+ years) | $3,327,000 | 6,406 |
| Average Assets, year-to-date | $92,361,250 | 5,075 |
| Average Assets, quarterly | $92,584,000 | 5,137 |
| Volatile liabilities | $5,799,000 | 7,114 |
| Insider loans | $3,255,000 | 1,968 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $36,698,000 | 2,186 |
| Tier 1 (core) risk-based capital | $9,130,000 | 5,353 |
| Tier 2 risk-based capital | $626,000 | 5,167 |
| Total risk weighted assets | $85,455,000 | 4,227 |
| Total unused commitments | $36,698,000 | 2,188 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 30 | 4,929 |
| Assets and Liabilities | ||
| Total Assets: | $92,488,000 | 5,130 |
| Cash and due from depository institutions | $6,727,000 | 4,929 |
| Interest-bearing balances | $3,298,000 | 1,436 |
| Securities | $19,000 | 8,676 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $82,374,000 | 4,133 |
| Loan loss allowance | $614,000 | 5,445 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,740,000 | 4,634 |
| Other real estate owned | $0 | 4,929 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,628,000 | 5,418 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $92,488,000 | 5,130 |
| Total liabilities | $84,071,000 | 5,064 |
| Total deposits | $80,059,000 | 4,939 |
| Interest-bearing deposits | $64,048,000 | 5,086 |
| Deposits held in domestic offices | $80,059,000 | 4,936 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,790,000 | 4,045 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $222,000 | 6,833 |
| Total equity capital | $8,417,000 | 5,661 |
| Total bank equity capital | $8,417,000 | 5,661 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,076 |
| Surplus | $4,500,000 | 3,851 |
| Undivided profits | $3,417,000 | 5,451 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $153,000 | 5,696 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $426,000 | 5,968 |
| Earning assets | $85,691,000 | 5,088 |
| Long-term assets (5+ years) | $5,211,000 | 5,858 |
| Average Assets, year-to-date | $92,255,000 | 5,066 |
| Average Assets, quarterly | $92,063,500 | 5,102 |
| Volatile liabilities | $10,024,000 | 5,951 |
| Insider loans | $4,844,000 | 1,300 |
| FHLB advances | $3,790,000 | 3,905 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $28,869,000 | 2,514 |
| Tier 1 (core) risk-based capital | $8,417,000 | 5,559 |
| Tier 2 risk-based capital | $614,000 | 5,176 |
| Total risk weighted assets | $86,302,000 | 4,154 |
| Total unused commitments | $28,869,000 | 2,515 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 26 | 5,439 |
| Assets and Liabilities | ||
| Total Assets: | $91,639,000 | 5,157 |
| Cash and due from depository institutions | $5,629,000 | 5,439 |
| Interest-bearing balances | $3,298,000 | 1,462 |
| Securities | $250,000 | 8,675 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $82,373,000 | 4,089 |
| Loan loss allowance | $611,000 | 5,501 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,691,000 | 4,731 |
| Other real estate owned | $0 | 5,439 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,696,000 | 5,307 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $91,639,000 | 5,157 |
| Total liabilities | $80,877,000 | 5,200 |
| Total deposits | $80,298,000 | 4,949 |
| Interest-bearing deposits | $65,345,000 | 5,059 |
| Deposits held in domestic offices | $80,298,000 | 4,945 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $385,000 | 3,003 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $194,000 | 6,965 |
| Total equity capital | $10,762,000 | 4,753 |
| Total bank equity capital | $10,762,000 | 4,753 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,087 |
| Surplus | $4,500,000 | 3,835 |
| Undivided profits | $5,762,000 | 4,216 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $123,000 | 6,087 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $527,000 | 5,167 |
| Earning assets | $85,921,000 | 5,097 |
| Long-term assets (5+ years) | $2,014,000 | 7,014 |
| Average Assets, year-to-date | $92,138,500 | 5,116 |
| Average Assets, quarterly | $92,138,500 | 5,116 |
| Volatile liabilities | $6,895,000 | 6,653 |
| Insider loans | $5,359,000 | 1,149 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $59,293,000 | 1,428 |
| Tier 1 (core) risk-based capital | $10,761,000 | 4,664 |
| Tier 2 risk-based capital | $611,000 | 5,201 |
| Total risk weighted assets | $95,264,000 | 3,829 |
| Total unused commitments | $59,293,000 | 1,428 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 29 | 5,048 |
| Assets and Liabilities | ||
| Total Assets: | $92,638,000 | 5,131 |
| Cash and due from depository institutions | $5,895,000 | 5,048 |
| Interest-bearing balances | $3,298,000 | 1,494 |
| Securities | $250,000 | 8,723 |
| Federal funds sold & reverse repurchase agreements | $75,000 | 6,030 |
| Net loans & leases | $83,419,000 | 4,041 |
| Loan loss allowance | $611,000 | 5,484 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,661,000 | 4,778 |
| Other real estate owned | $0 | 5,048 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,338,000 | 5,846 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $92,638,000 | 5,131 |
| Total liabilities | $82,502,000 | 5,133 |
| Total deposits | $80,913,000 | 4,929 |
| Interest-bearing deposits | $65,724,000 | 5,007 |
| Deposits held in domestic offices | $80,913,000 | 4,925 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,400,000 | 2,504 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $189,000 | 6,973 |
| Total equity capital | $10,136,000 | 4,955 |
| Total bank equity capital | $10,136,000 | 4,955 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,097 |
| Surplus | $4,500,000 | 3,802 |
| Undivided profits | $5,136,000 | 4,554 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $165,000 | 5,756 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $454,000 | 5,660 |
| Earning assets | $87,042,000 | 5,054 |
| Long-term assets (5+ years) | $2,079,000 | 7,052 |
| Average Assets, year-to-date | $88,767,600 | 5,143 |
| Average Assets, quarterly | $91,894,500 | 5,127 |
| Volatile liabilities | $8,389,000 | 6,212 |
| Insider loans | $5,085,000 | 1,204 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $52,813,000 | 1,508 |
| Tier 1 (core) risk-based capital | $10,134,000 | 4,824 |
| Tier 2 risk-based capital | $611,000 | 5,179 |
| Total risk weighted assets | $85,622,000 | 4,106 |
| Total unused commitments | $52,813,000 | 1,508 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 32 | 4,735 |
| Assets and Liabilities | ||
| Total Assets: | $91,151,000 | 5,159 |
| Cash and due from depository institutions | $5,455,000 | 4,735 |
| Interest-bearing balances | $3,098,000 | 1,618 |
| Securities | $252,000 | 8,771 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $82,704,000 | 4,016 |
| Loan loss allowance | $613,000 | 5,470 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,722,000 | 4,632 |
| Other real estate owned | $0 | 4,735 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,018,000 | 6,539 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $91,151,000 | 5,159 |
| Total liabilities | $81,548,000 | 5,137 |
| Total deposits | $80,540,000 | 4,904 |
| Interest-bearing deposits | $66,859,000 | 4,927 |
| Deposits held in domestic offices | $80,540,000 | 4,901 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $775,000 | 2,989 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $233,000 | 6,786 |
| Total equity capital | $9,603,000 | 5,122 |
| Total bank equity capital | $9,603,000 | 5,122 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $500,000 | 4,115 |
| Surplus | $4,500,000 | 3,754 |
| Undivided profits | $4,603,000 | 4,857 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $141,000 | 6,138 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $515,000 | 5,393 |
| Earning assets | $86,054,000 | 5,048 |
| Long-term assets (5+ years) | $3,753,000 | 6,522 |
| Average Assets, year-to-date | $87,800,000 | 5,181 |
| Average Assets, quarterly | $91,076,500 | 5,134 |
| Volatile liabilities | $8,213,000 | 6,285 |
| Insider loans | $5,416,000 | 1,081 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $54,440,000 | 1,471 |
| Tier 1 (core) risk-based capital | $9,600,000 | 4,981 |
| Tier 2 risk-based capital | $613,000 | 5,166 |
| Total risk weighted assets | $93,168,000 | 3,822 |
| Total unused commitments | $54,440,000 | 1,472 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 32 | 4,791 |
| Assets and Liabilities | ||
| Total Assets: | $91,002,000 | 5,148 |
| Cash and due from depository institutions | $5,449,000 | 4,791 |
| Interest-bearing balances | $2,998,000 | 1,665 |
| Securities | $709,000 | 8,735 |
| Federal funds sold & reverse repurchase agreements | $5,925,000 | 1,764 |
| Net loans & leases | $76,114,000 | 4,216 |
| Loan loss allowance | $613,000 | 5,481 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,801,000 | 4,491 |
| Other real estate owned | $0 | 4,791 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,004,000 | 6,544 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $91,002,000 | 5,148 |
| Total liabilities | $81,866,000 | 5,146 |
| Total deposits | $81,659,000 | 4,850 |
| Interest-bearing deposits | $67,624,000 | 4,907 |
| Deposits held in domestic offices | $81,659,000 | 4,847 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $207,000 | 6,730 |
| Total equity capital | $9,136,000 | 5,188 |
| Total bank equity capital | $9,136,000 | 5,188 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $500,000 | 4,143 |
| Surplus | $4,500,000 | 3,713 |
| Undivided profits | $4,136,000 | 4,969 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $149,000 | 6,054 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $497,000 | 5,294 |
| Earning assets | $85,746,000 | 5,035 |
| Long-term assets (5+ years) | $2,309,000 | 7,103 |
| Average Assets, year-to-date | $86,683,000 | 5,248 |
| Average Assets, quarterly | $88,321,500 | 5,218 |
| Volatile liabilities | $7,537,000 | 6,450 |
| Insider loans | $5,624,000 | 1,001 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $57,175,000 | 1,402 |
| Tier 1 (core) risk-based capital | $9,131,000 | 5,100 |
| Tier 2 risk-based capital | $613,000 | 5,133 |
| Total risk weighted assets | $89,749,000 | 3,879 |
| Total unused commitments | $57,175,000 | 1,405 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 30 | 5,006 |
| Assets and Liabilities | ||
| Total Assets: | $85,641,000 | 5,331 |
| Cash and due from depository institutions | $5,056,000 | 5,006 |
| Interest-bearing balances | $2,875,000 | 1,923 |
| Securities | $940,000 | 8,726 |
| Federal funds sold & reverse repurchase agreements | $8,150,000 | 1,830 |
| Net loans & leases | $68,603,000 | 4,469 |
| Loan loss allowance | $611,000 | 5,470 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,880,000 | 4,347 |
| Other real estate owned | $0 | 5,006 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,012,000 | 6,382 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $85,641,000 | 5,331 |
| Total liabilities | $76,883,000 | 5,313 |
| Total deposits | $76,707,000 | 5,058 |
| Interest-bearing deposits | $63,010,000 | 5,160 |
| Deposits held in domestic offices | $76,707,000 | 5,056 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $176,000 | 7,273 |
| Total equity capital | $8,758,000 | 5,388 |
| Total bank equity capital | $8,758,000 | 5,388 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $500,000 | 4,151 |
| Surplus | $4,500,000 | 3,674 |
| Undivided profits | $3,758,000 | 5,374 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $274,000 | 5,265 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $437,000 | 5,669 |
| Earning assets | $80,568,000 | 5,247 |
| Long-term assets (5+ years) | $2,167,000 | 7,149 |
| Average Assets, year-to-date | $84,523,500 | 5,344 |
| Average Assets, quarterly | $84,523,500 | 5,344 |
| Volatile liabilities | $7,419,000 | 6,418 |
| Insider loans | $3,935,000 | 1,441 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $61,413,000 | 1,281 |
| Tier 1 (core) risk-based capital | $8,749,000 | 5,211 |
| Tier 2 risk-based capital | $611,000 | 5,129 |
| Total risk weighted assets | $84,681,000 | 4,010 |
| Total unused commitments | $61,413,000 | 1,285 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 28 | 5,254 |
| Assets and Liabilities | ||
| Total Assets: | $83,406,000 | 5,404 |
| Cash and due from depository institutions | $5,517,000 | 5,254 |
| Interest-bearing balances | $2,598,000 | 1,907 |
| Securities | $3,520,000 | 8,184 |
| Federal funds sold & reverse repurchase agreements | $5,975,000 | 1,989 |
| Net loans & leases | $65,426,000 | 4,589 |
| Loan loss allowance | $611,000 | 5,444 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,954,000 | 4,254 |
| Other real estate owned | $0 | 5,254 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,014,000 | 6,471 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,406,000 | 5,404 |
| Total liabilities | $74,859,000 | 5,396 |
| Total deposits | $74,682,000 | 5,124 |
| Interest-bearing deposits | $62,744,000 | 5,147 |
| Deposits held in domestic offices | $74,682,000 | 5,120 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $177,000 | 7,228 |
| Total equity capital | $8,547,000 | 5,415 |
| Total bank equity capital | $8,547,000 | 5,415 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $500,000 | 4,182 |
| Surplus | $4,500,000 | 3,638 |
| Undivided profits | $3,547,000 | 5,456 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $156,000 | 6,182 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $497,000 | 5,387 |
| Earning assets | $77,519,000 | 5,344 |
| Long-term assets (5+ years) | $5,307,000 | 6,134 |
| Average Assets, year-to-date | $84,208,600 | 5,270 |
| Average Assets, quarterly | $84,726,500 | 5,317 |
| Volatile liabilities | $7,940,000 | 6,288 |
| Insider loans | $3,658,000 | 1,529 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $51,697,000 | 1,414 |
| Tier 1 (core) risk-based capital | $8,523,000 | 5,258 |
| Tier 2 risk-based capital | $611,000 | 5,125 |
| Total risk weighted assets | $83,600,000 | 4,019 |
| Total unused commitments | $51,697,000 | 1,415 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 28 | 5,274 |
| Assets and Liabilities | ||
| Total Assets: | $86,047,000 | 5,297 |
| Cash and due from depository institutions | $4,476,000 | 5,274 |
| Interest-bearing balances | $1,400,000 | 2,712 |
| Securities | $3,791,000 | 8,084 |
| Federal funds sold & reverse repurchase agreements | $13,725,000 | 1,061 |
| Net loans & leases | $60,922,000 | 4,798 |
| Loan loss allowance | $603,000 | 5,517 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,049,000 | 4,112 |
| Other real estate owned | $0 | 5,274 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,084,000 | 6,369 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,047,000 | 5,297 |
| Total liabilities | $77,268,000 | 5,280 |
| Total deposits | $77,042,000 | 5,026 |
| Interest-bearing deposits | $64,779,000 | 5,054 |
| Deposits held in domestic offices | $77,042,000 | 5,022 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $226,000 | 7,066 |
| Total equity capital | $8,779,000 | 5,306 |
| Total bank equity capital | $8,779,000 | 5,306 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $500,000 | 4,213 |
| Surplus | $4,500,000 | 3,571 |
| Undivided profits | $3,779,000 | 5,337 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,701,000 | 1,878 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $493,000 | 5,589 |
| Earning assets | $79,838,000 | 5,236 |
| Long-term assets (5+ years) | $3,388,000 | 6,767 |
| Average Assets, year-to-date | $84,409,250 | 5,271 |
| Average Assets, quarterly | $85,577,000 | 5,279 |
| Volatile liabilities | $8,528,000 | 6,120 |
| Insider loans | $5,751,000 | 929 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $43,061,000 | 1,657 |
| Tier 1 (core) risk-based capital | $8,741,000 | 5,166 |
| Tier 2 risk-based capital | $603,000 | 5,171 |
| Total risk weighted assets | $81,624,000 | 4,068 |
| Total unused commitments | $43,061,000 | 1,660 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 28 | 5,283 |
| Assets and Liabilities | ||
| Total Assets: | $85,107,000 | 5,320 |
| Cash and due from depository institutions | $3,543,000 | 5,283 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $4,770,000 | 7,831 |
| Federal funds sold & reverse repurchase agreements | $12,175,000 | 1,289 |
| Net loans & leases | $61,503,000 | 4,742 |
| Loan loss allowance | $598,000 | 5,507 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,128,000 | 3,985 |
| Other real estate owned | $0 | 5,283 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $988,000 | 6,473 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,107,000 | 5,320 |
| Total liabilities | $76,558,000 | 5,310 |
| Total deposits | $76,348,000 | 5,049 |
| Interest-bearing deposits | $64,661,000 | 5,042 |
| Deposits held in domestic offices | $76,348,000 | 5,046 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $210,000 | 7,282 |
| Total equity capital | $8,549,000 | 5,380 |
| Total bank equity capital | $8,549,000 | 5,380 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $500,000 | 4,224 |
| Surplus | $4,500,000 | 3,541 |
| Undivided profits | $3,549,000 | 5,529 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $88,000 | 7,005 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $458,000 | 5,708 |
| Earning assets | $78,448,000 | 5,292 |
| Long-term assets (5+ years) | $3,299,000 | 6,762 |
| Average Assets, year-to-date | $83,863,330 | 5,292 |
| Average Assets, quarterly | $84,196,500 | 5,329 |
| Volatile liabilities | $8,716,000 | 6,074 |
| Insider loans | $6,379,000 | 808 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $42,117,000 | 1,639 |
| Tier 1 (core) risk-based capital | $8,495,000 | 5,194 |
| Tier 2 risk-based capital | $598,000 | 5,168 |
| Total risk weighted assets | $76,017,000 | 4,262 |
| Total unused commitments | $42,117,000 | 1,647 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 28 | 5,259 |
| Assets and Liabilities | ||
| Total Assets: | $83,286,000 | 5,344 |
| Cash and due from depository institutions | $2,180,000 | 5,259 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $4,783,000 | 7,874 |
| Federal funds sold & reverse repurchase agreements | $17,775,000 | 912 |
| Net loans & leases | $55,129,000 | 5,023 |
| Loan loss allowance | $593,000 | 5,481 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,224,000 | 3,842 |
| Other real estate owned | $0 | 5,259 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,195,000 | 5,932 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,286,000 | 5,344 |
| Total liabilities | $74,603,000 | 5,340 |
| Total deposits | $74,396,000 | 5,095 |
| Interest-bearing deposits | $63,385,000 | 5,084 |
| Deposits held in domestic offices | $74,396,000 | 5,092 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $207,000 | 7,371 |
| Total equity capital | $8,683,000 | 5,260 |
| Total bank equity capital | $8,683,000 | 5,260 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $500,000 | 4,236 |
| Surplus | $4,500,000 | 3,500 |
| Undivided profits | $3,683,000 | 5,368 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $94,000 | 6,947 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $606,000 | 4,658 |
| Earning assets | $77,687,000 | 5,276 |
| Long-term assets (5+ years) | $3,367,000 | 6,688 |
| Average Assets, year-to-date | $83,241,500 | 5,311 |
| Average Assets, quarterly | $83,241,500 | 5,311 |
| Volatile liabilities | $8,879,000 | 6,003 |
| Insider loans | $6,104,000 | 847 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $19,563,000 | 2,751 |
| Tier 1 (core) risk-based capital | $8,616,000 | 5,094 |
| Tier 2 risk-based capital | $593,000 | 5,137 |
| Total risk weighted assets | $61,766,000 | 4,846 |
| Total unused commitments | $19,563,000 | 2,762 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 30 | 5,011 |
| Assets and Liabilities | ||
| Total Assets: | $83,197,000 | 5,304 |
| Cash and due from depository institutions | $2,424,000 | 5,011 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $7,492,000 | 7,160 |
| Federal funds sold & reverse repurchase agreements | $3,375,000 | 3,682 |
| Net loans & leases | $66,469,000 | 4,448 |
| Loan loss allowance | $589,000 | 5,442 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,395,000 | 3,636 |
| Other real estate owned | $0 | 5,011 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,042,000 | 6,383 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,197,000 | 5,304 |
| Total liabilities | $74,801,000 | 5,302 |
| Total deposits | $74,597,000 | 5,039 |
| Interest-bearing deposits | $62,811,000 | 5,076 |
| Deposits held in domestic offices | $74,597,000 | 5,035 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $204,000 | 7,498 |
| Total equity capital | $8,396,000 | 5,338 |
| Total bank equity capital | $8,396,000 | 5,338 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $500,000 | 4,241 |
| Surplus | $4,500,000 | 3,461 |
| Undivided profits | $3,396,000 | 5,562 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $89,000 | 6,942 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $591,000 | 5,009 |
| Earning assets | $77,336,000 | 5,241 |
| Long-term assets (5+ years) | $3,914,000 | 6,448 |
| Average Assets, year-to-date | $83,712,600 | 5,106 |
| Average Assets, quarterly | $82,713,000 | 5,277 |
| Volatile liabilities | $9,884,000 | 5,707 |
| Insider loans | $6,693,000 | 743 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $35,932,000 | 1,733 |
| Tier 1 (core) risk-based capital | $8,318,000 | 5,161 |
| Tier 2 risk-based capital | $589,000 | 5,126 |
| Total risk weighted assets | $70,560,000 | 4,403 |
| Total unused commitments | $35,932,000 | 1,738 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 34 | 4,593 |
| Assets and Liabilities | ||
| Total Assets: | $87,776,000 | 4,995 |
| Cash and due from depository institutions | $3,650,000 | 4,593 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $9,517,000 | 6,629 |
| Federal funds sold & reverse repurchase agreements | $2,725,000 | 4,144 |
| Net loans & leases | $67,612,000 | 4,296 |
| Loan loss allowance | $564,000 | 5,416 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,675,000 | 3,268 |
| Other real estate owned | $0 | 4,593 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,597,000 | 5,174 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,776,000 | 4,995 |
| Total liabilities | $78,926,000 | 4,980 |
| Total deposits | $78,640,000 | 4,730 |
| Interest-bearing deposits | $66,154,000 | 4,785 |
| Deposits held in domestic offices | $78,640,000 | 4,725 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $286,000 | 7,037 |
| Total equity capital | $8,850,000 | 4,958 |
| Total bank equity capital | $8,850,000 | 4,958 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $500,000 | 4,329 |
| Surplus | $4,500,000 | 3,357 |
| Undivided profits | $3,850,000 | 5,104 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $94,000 | 7,035 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $760,000 | 4,407 |
| Earning assets | $79,854,000 | 5,002 |
| Long-term assets (5+ years) | $5,613,000 | 5,919 |
| Average Assets, year-to-date | $84,730,800 | 4,936 |
| Average Assets, quarterly | $86,773,000 | 4,993 |
| Volatile liabilities | $9,568,000 | 5,767 |
| Insider loans | $5,994,000 | 798 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $16,123,000 | 2,899 |
| Tier 1 (core) risk-based capital | $8,720,000 | 4,861 |
| Tier 2 risk-based capital | $564,000 | 5,108 |
| Total risk weighted assets | $73,322,000 | 4,173 |
| Total unused commitments | $16,123,000 | 2,906 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 32 | 4,871 |
| Assets and Liabilities | ||
| Total Assets: | $82,250,000 | 5,102 |
| Cash and due from depository institutions | $2,788,000 | 4,871 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $10,540,000 | 6,632 |
| Federal funds sold & reverse repurchase agreements | $125,000 | 6,762 |
| Net loans & leases | $65,960,000 | 4,277 |
| Loan loss allowance | $543,000 | 5,442 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,535,000 | 4,781 |
| Other real estate owned | $0 | 4,871 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,302,000 | 5,292 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,250,000 | 5,102 |
| Total liabilities | $73,779,000 | 5,099 |
| Total deposits | $73,432,000 | 4,839 |
| Interest-bearing deposits | $63,252,000 | 4,843 |
| Deposits held in domestic offices | $73,432,000 | 4,833 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $347,000 | 6,899 |
| Total equity capital | $8,471,000 | 5,012 |
| Total bank equity capital | $8,471,000 | 5,012 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $500,000 | 4,470 |
| Surplus | $4,500,000 | 3,297 |
| Undivided profits | $3,471,000 | 5,304 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $67,000 | 7,230 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $871,000 | 3,161 |
| Earning assets | $76,625,000 | 5,052 |
| Long-term assets (5+ years) | $2,739,000 | 6,967 |
| Average Assets, year-to-date | $81,568,400 | 4,975 |
| Average Assets, quarterly | $82,848,500 | 5,028 |
| Volatile liabilities | $7,469,000 | 6,460 |
| Insider loans | $6,978,000 | 648 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $12,753,000 | 3,209 |
| Tier 1 (core) risk-based capital | $8,494,000 | 4,892 |
| Tier 2 risk-based capital | $543,000 | 5,134 |
| Total risk weighted assets | $70,438,400 | 4,174 |
| Total unused commitments | $12,753,000 | 3,211 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 32 | 5,019 |
| Assets and Liabilities | ||
| Total Assets: | $79,885,000 | 5,223 |
| Cash and due from depository institutions | $4,839,000 | 5,019 |
| Interest-bearing balances | $1,000,000 | 2,421 |
| Securities | $12,497,000 | 6,399 |
| Federal funds sold & reverse repurchase agreements | $4,675,000 | 2,032 |
| Net loans & leases | $55,326,000 | 4,794 |
| Loan loss allowance | $563,000 | 5,252 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,666,000 | 4,533 |
| Other real estate owned | $0 | 5,019 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $882,000 | 6,597 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,885,000 | 5,223 |
| Total liabilities | $72,108,000 | 5,203 |
| Total deposits | $71,847,000 | 4,929 |
| Interest-bearing deposits | $61,852,000 | 4,927 |
| Deposits held in domestic offices | $71,847,000 | 4,925 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $261,000 | 7,363 |
| Total equity capital | $7,777,000 | 5,224 |
| Total bank equity capital | $7,777,000 | 5,224 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $500,000 | 4,601 |
| Surplus | $4,500,000 | 3,265 |
| Undivided profits | $2,777,000 | 5,729 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $27,000 | 8,134 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $370,000 | 5,688 |
| Earning assets | $73,498,000 | 5,187 |
| Long-term assets (5+ years) | $4,445,000 | 6,527 |
| Average Assets, year-to-date | $79,770,200 | 5,099 |
| Average Assets, quarterly | $79,527,500 | 5,197 |
| Volatile liabilities | $6,577,000 | 6,610 |
| Insider loans | $1,897,000 | 2,325 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $11,375,000 | 3,445 |
| Tier 1 (core) risk-based capital | $7,891,000 | 5,163 |
| Tier 2 risk-based capital | $563,000 | 4,921 |
| Total risk weighted assets | $61,163,400 | 4,558 |
| Total unused commitments | $11,375,000 | 3,451 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 33 | 4,974 |
| Assets and Liabilities | ||
| Total Assets: | $81,584,000 | 5,144 |
| Cash and due from depository institutions | $4,404,000 | 4,974 |
| Interest-bearing balances | $1,100,000 | 2,736 |
| Securities | $21,522,000 | 4,607 |
| Federal funds sold & reverse repurchase agreements | $8,425,000 | 2,034 |
| Net loans & leases | $44,297,000 | 5,346 |
| Loan loss allowance | $299,000 | 7,412 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,880,000 | 4,114 |
| Other real estate owned | $0 | 4,974 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,056,000 | 5,717 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,584,000 | 5,144 |
| Total liabilities | $73,613,000 | 5,111 |
| Total deposits | $73,335,000 | 4,883 |
| Interest-bearing deposits | $63,223,000 | 4,856 |
| Deposits held in domestic offices | $73,335,000 | 4,879 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $278,000 | 7,707 |
| Total equity capital | $7,971,000 | 5,220 |
| Total bank equity capital | $7,971,000 | 5,220 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $500,000 | 4,644 |
| Surplus | $4,500,000 | 3,121 |
| Undivided profits | $2,971,000 | 5,919 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $78,000 | 7,649 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $433,000 | 5,143 |
| Earning assets | $75,344,000 | 5,117 |
| Long-term assets (5+ years) | $4,187,000 | 6,589 |
| Average Assets, year-to-date | $78,873,200 | 5,030 |
| Average Assets, quarterly | $79,497,500 | 5,155 |
| Volatile liabilities | $7,513,000 | 5,848 |
| Insider loans | $532,000 | 5,144 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,659,000 | 5,021 |
| Tier 1 (core) risk-based capital | $7,971,000 | 5,033 |
| Tier 2 risk-based capital | $299,000 | 7,014 |
| Total risk weighted assets | $51,512,000 | 4,974 |
| Total unused commitments | $5,659,000 | 5,027 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 31 | 5,405 |
| Assets and Liabilities | ||
| Total Assets: | $78,397,000 | 5,260 |
| Cash and due from depository institutions | $3,669,000 | 5,405 |
| Interest-bearing balances | $100,000 | 4,537 |
| Securities | $25,049,000 | 4,189 |
| Federal funds sold & reverse repurchase agreements | $6,050,000 | 2,265 |
| Net loans & leases | $40,421,000 | 5,768 |
| Loan loss allowance | $233,000 | 8,379 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,132,000 | 3,637 |
| Other real estate owned | $1,000 | 5,405 |
| Goodwill and other intangibles | $125,000 | 2,500 |
| All other assets | $950,000 | 6,252 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,397,000 | 5,260 |
| Total liabilities | $71,283,000 | 5,204 |
| Total deposits | $71,031,000 | 4,987 |
| Interest-bearing deposits | $61,861,000 | 4,954 |
| Deposits held in domestic offices | $71,031,000 | 4,982 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $252,000 | 8,344 |
| Total equity capital | $7,114,000 | 5,690 |
| Total bank equity capital | $7,114,000 | 5,690 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $500,000 | 4,817 |
| Surplus | $4,500,000 | 3,058 |
| Undivided profits | $2,114,000 | 6,996 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $101,000 | 7,650 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $300,000 | 6,829 |
| Earning assets | $71,620,000 | 5,287 |
| Long-term assets (5+ years) | $884,000 | 8,627 |
| Average Assets, year-to-date | $75,527,200 | 5,219 |
| Average Assets, quarterly | $76,654,000 | 5,282 |
| Volatile liabilities | $6,739,000 | 6,238 |
| Insider loans | $1,632,000 | 2,454 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,612,000 | 5,386 |
| Tier 1 (core) risk-based capital | $6,989,000 | 5,607 |
| Tier 2 risk-based capital | $233,000 | 7,940 |
| Total risk weighted assets | $47,112,200 | 5,274 |
| Total unused commitments | $4,612,000 | 5,391 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 31 | 5,680 |
| Assets and Liabilities | ||
| Total Assets: | $74,050,000 | 5,634 |
| Cash and due from depository institutions | $3,844,000 | 5,680 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $24,089,000 | 4,624 |
| Federal funds sold & reverse repurchase agreements | $4,504,000 | 2,825 |
| Net loans & leases | $38,693,000 | 5,985 |
| Loan loss allowance | $283,000 | 8,075 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,607,000 | 4,470 |
| Other real estate owned | $1,000 | 5,680 |
| Goodwill and other intangibles | $229,000 | 2,068 |
| All other assets | $1,083,000 | 5,915 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $74,050,000 | 5,634 |
| Total liabilities | $67,324,000 | 5,579 |
| Total deposits | $67,067,000 | 5,370 |
| Interest-bearing deposits | $57,201,000 | 5,407 |
| Deposits held in domestic offices | $67,067,000 | 5,360 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $257,000 | 8,440 |
| Total equity capital | $6,726,000 | 5,981 |
| Total bank equity capital | $6,726,000 | 5,981 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $500,000 | 5,112 |
| Surplus | $4,500,000 | 3,127 |
| Undivided profits | $1,726,000 | 7,652 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $101,000 | 8,083 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $272,000 | 7,313 |
| Earning assets | $67,286,000 | 5,666 |
| Long-term assets (5+ years) | $9,696,000 | 4,297 |
| Average Assets, year-to-date | $71,474,000 | 5,617 |
| Average Assets, quarterly | $73,171,000 | 5,640 |
| Volatile liabilities | $8,007,000 | 5,603 |
| Insider loans | $1,616,000 | 2,547 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,419,000 | 6,998 |
| Tier 1 (core) risk-based capital | $6,497,000 | 6,026 |
| Tier 2 risk-based capital | $283,000 | 7,458 |
| Total risk weighted assets | $44,805,900 | 5,516 |
| Total unused commitments | $2,419,000 | 7,011 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 29 | 6,154 |
| Assets and Liabilities | ||
| Total Assets: | $70,529,000 | 5,921 |
| Cash and due from depository institutions | $2,080,000 | 6,154 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $30,352,000 | 4,027 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $35,077,000 | 6,365 |
| Loan loss allowance | $327,000 | 7,758 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,689,000 | 4,269 |
| Other real estate owned | $4,000 | 6,154 |
| Goodwill and other intangibles | $335,000 | 1,762 |
| All other assets | $992,000 | 6,415 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,529,000 | 5,921 |
| Total liabilities | $64,661,000 | 5,821 |
| Total deposits | $61,872,000 | 5,789 |
| Interest-bearing deposits | $54,505,000 | 5,712 |
| Deposits held in domestic offices | $61,872,000 | 5,779 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,335,000 | 2,079 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $454,000 | 6,608 |
| Total equity capital | $5,868,000 | 6,652 |
| Total bank equity capital | $5,868,000 | 6,652 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $500,000 | 5,383 |
| Surplus | $4,500,000 | 3,118 |
| Undivided profits | $868,000 | 9,537 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $108,000 | 8,110 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $310,000 | 6,970 |
| Earning assets | $65,429,000 | 5,866 |
| Long-term assets (5+ years) | $5,976,000 | 5,354 |
| Average Assets, year-to-date | $68,422,600 | 5,846 |
| Average Assets, quarterly | $69,415,000 | 5,940 |
| Volatile liabilities | $10,022,000 | 4,573 |
| Insider loans | $824,000 | 4,217 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,373,000 | 6,048 |
| Tier 1 (core) risk-based capital | $5,533,000 | 6,799 |
| Tier 2 risk-based capital | $327,000 | 6,997 |
| Total risk weighted assets | $38,221,900 | 6,162 |
| Total unused commitments | $3,373,000 | 6,063 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 28 | 6,490 |
| Assets and Liabilities | ||
| Total Assets: | $67,471,000 | 6,098 |
| Cash and due from depository institutions | $2,471,000 | 6,490 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $29,502,000 | 4,321 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 3,726 |
| Net loans & leases | $30,316,000 | 6,978 |
| Loan loss allowance | $209,000 | 9,714 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,820,000 | 3,978 |
| Other real estate owned | $24,000 | 6,490 |
| Goodwill and other intangibles | $442,000 | 1,520 |
| All other assets | $896,000 | 7,223 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,471,000 | 6,098 |
| Total liabilities | $62,076,000 | 6,003 |
| Total deposits | $61,744,000 | 5,781 |
| Interest-bearing deposits | $54,037,000 | 5,727 |
| Deposits held in domestic offices | $61,744,000 | 5,774 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $332,000 | 6,874 |
| Total equity capital | $5,395,000 | 6,766 |
| Total bank equity capital | $5,395,000 | 6,766 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $500,000 | 5,677 |
| Surplus | $4,500,000 | 3,026 |
| Undivided profits | $395,000 | 10,568 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $352,000 | 5,211 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $284,000 | 6,855 |
| Earning assets | $61,818,000 | 6,084 |
| Long-term assets (5+ years) | $2,702,000 | 7,621 |
| Average Assets, year-to-date | $66,768,250 | 6,021 |
| Average Assets, quarterly | $66,763,000 | 6,108 |
| Volatile liabilities | $6,315,000 | 5,916 |
| Insider loans | $1,500,000 | 2,686 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,955,000 | 6,396 |
| Tier 1 (core) risk-based capital | $4,953,000 | 7,277 |
| Tier 2 risk-based capital | $209,000 | 8,983 |
| Total risk weighted assets | $33,039,800 | 6,796 |
| Total unused commitments | $2,955,000 | 6,406 |
| Derivatives | $0 | 687 |