Home > Grafton State Bank > Assets and Liabilities
Grafton State Bank, Assets and Liabilities
| 2007-09-30 | Rank | |
| # of Employees: | 59 | 2,893 |
| Assets and Liabilities | ||
| Total Assets: | $179,592,000 | 3,395 |
| Cash and due from depository institutions | $4,867,000 | 2,893 |
| Interest-bearing balances | $17,000 | 5,991 |
| Securities | $23,499,000 | 4,049 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $140,437,000 | 3,018 |
| Loan loss allowance | $2,172,000 | 2,337 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,211,000 | 5,576 |
| Other real estate owned | $2,261,000 | 2,893 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $7,317,000 | 2,310 |
| Life insurance assets | $2,040,000 | 2,255 |
| Total liabilities and capital | $179,592,000 | 3,395 |
| Total liabilities | $164,630,000 | 3,322 |
| Total deposits | $143,834,000 | 3,430 |
| Interest-bearing deposits | $127,095,000 | 3,343 |
| Deposits held in domestic offices | $143,834,000 | 3,428 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,681,000 | 1,767 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $14,000,000 | 2,170 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,115,000 | 2,377 |
| Total equity capital | $14,962,000 | 4,195 |
| Total bank equity capital | $14,962,000 | 4,195 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000,000 | 2,840 |
| Surplus | $4,113,000 | 4,356 |
| Undivided profits | $9,849,000 | 3,200 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,446,000 | 1,042 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $970,000 | 4,340 |
| Earning assets | $163,953,000 | 3,417 |
| Long-term assets (5+ years) | $13,788,000 | 4,264 |
| Average Assets, year-to-date | $181,580,000 | 3,301 |
| Average Assets, quarterly | $178,482,000 | 3,386 |
| Volatile liabilities | $36,300,000 | 3,296 |
| Insider loans | $3,970,000 | 1,842 |
| FHLB advances | $14,000,000 | 2,067 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $21,373,000 | 3,287 |
| Tier 1 (core) risk-based capital | $15,051,000 | 4,074 |
| Tier 2 risk-based capital | $1,741,000 | 2,691 |
| Total risk weighted assets | $138,854,000 | 3,196 |
| Total unused commitments | $21,373,000 | 3,287 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 60 | 2,891 |
| Assets and Liabilities | ||
| Total Assets: | $177,372,000 | 3,428 |
| Cash and due from depository institutions | $3,638,000 | 2,891 |
| Interest-bearing balances | $44,000 | 5,478 |
| Securities | $22,871,000 | 4,113 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $142,461,000 | 2,974 |
| Loan loss allowance | $2,034,000 | 2,474 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,194,000 | 5,636 |
| Other real estate owned | $184,000 | 2,891 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $7,024,000 | 2,382 |
| Life insurance assets | $2,022,000 | 2,265 |
| Total liabilities and capital | $177,372,000 | 3,428 |
| Total liabilities | $162,788,000 | 3,351 |
| Total deposits | $142,709,000 | 3,458 |
| Interest-bearing deposits | $124,379,000 | 3,398 |
| Deposits held in domestic offices | $142,709,000 | 3,456 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,872,000 | 1,837 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $14,231,000 | 2,081 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,976,000 | 2,361 |
| Total equity capital | $14,584,000 | 4,196 |
| Total bank equity capital | $14,584,000 | 4,196 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000,000 | 2,842 |
| Surplus | $4,113,000 | 4,358 |
| Undivided profits | $9,471,000 | 3,235 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,374,000 | 647 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $927,000 | 4,225 |
| Earning assets | $165,376,000 | 3,379 |
| Long-term assets (5+ years) | $13,190,000 | 4,280 |
| Average Assets, year-to-date | $182,242,670 | 3,310 |
| Average Assets, quarterly | $181,452,500 | 3,338 |
| Volatile liabilities | $25,559,000 | 4,097 |
| Insider loans | $3,895,000 | 1,860 |
| FHLB advances | $14,000,000 | 1,980 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $22,065,000 | 3,211 |
| Tier 1 (core) risk-based capital | $14,952,000 | 4,066 |
| Tier 2 risk-based capital | $1,754,000 | 2,670 |
| Total risk weighted assets | $140,075,000 | 3,152 |
| Total unused commitments | $22,065,000 | 3,211 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 58 | 2,956 |
| Assets and Liabilities | ||
| Total Assets: | $185,533,000 | 3,294 |
| Cash and due from depository institutions | $5,778,000 | 2,956 |
| Interest-bearing balances | $83,000 | 5,046 |
| Securities | $22,974,000 | 4,112 |
| Federal funds sold & reverse repurchase agreements | $8,677,000 | 2,243 |
| Net loans & leases | $140,169,000 | 2,989 |
| Loan loss allowance | $1,973,000 | 2,526 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,158,000 | 5,683 |
| Other real estate owned | $184,000 | 2,956 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $6,593,000 | 2,429 |
| Life insurance assets | $2,005,000 | 2,268 |
| Total liabilities and capital | $185,533,000 | 3,294 |
| Total liabilities | $170,850,000 | 3,211 |
| Total deposits | $150,404,000 | 3,322 |
| Interest-bearing deposits | $134,170,000 | 3,184 |
| Deposits held in domestic offices | $150,404,000 | 3,320 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $18,352,000 | 1,736 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,094,000 | 2,319 |
| Total equity capital | $14,683,000 | 4,171 |
| Total bank equity capital | $14,683,000 | 4,171 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $4,113,000 | 4,327 |
| Undivided profits | $9,570,000 | 3,274 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,667,000 | 636 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $837,000 | 4,411 |
| Earning assets | $171,903,000 | 3,267 |
| Long-term assets (5+ years) | $13,355,000 | 4,207 |
| Average Assets, year-to-date | $184,678,000 | 3,281 |
| Average Assets, quarterly | $184,678,000 | 3,281 |
| Volatile liabilities | $27,128,000 | 3,877 |
| Insider loans | $3,918,000 | 1,810 |
| FHLB advances | $18,000,000 | 1,669 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $21,387,000 | 3,225 |
| Tier 1 (core) risk-based capital | $14,785,000 | 4,073 |
| Tier 2 risk-based capital | $1,773,000 | 2,640 |
| Total risk weighted assets | $141,664,000 | 3,098 |
| Total unused commitments | $21,387,000 | 3,225 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 59 | 2,924 |
| Assets and Liabilities | ||
| Total Assets: | $183,823,000 | 3,293 |
| Cash and due from depository institutions | $5,894,000 | 2,924 |
| Interest-bearing balances | $53,000 | 5,368 |
| Securities | $23,672,000 | 4,079 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $145,938,000 | 2,858 |
| Loan loss allowance | $1,915,000 | 2,568 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,187,000 | 5,636 |
| Other real estate owned | $184,000 | 2,924 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $6,948,000 | 2,352 |
| Life insurance assets | $1,989,000 | 2,243 |
| Total liabilities and capital | $183,822,000 | 3,293 |
| Total liabilities | $169,584,000 | 3,201 |
| Total deposits | $148,893,000 | 3,323 |
| Interest-bearing deposits | $125,637,000 | 3,344 |
| Deposits held in domestic offices | $148,893,000 | 3,320 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $18,496,000 | 1,797 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,195,000 | 2,224 |
| Total equity capital | $14,238,000 | 4,216 |
| Total bank equity capital | $14,238,000 | 4,216 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,000,000 | 2,834 |
| Surplus | $4,113,000 | 4,290 |
| Undivided profits | $9,125,000 | 3,345 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,178,000 | 613 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $968,000 | 4,031 |
| Earning assets | $169,663,000 | 3,261 |
| Long-term assets (5+ years) | $15,239,000 | 3,915 |
| Average Assets, year-to-date | $190,859,000 | 3,063 |
| Average Assets, quarterly | $184,790,000 | 3,235 |
| Volatile liabilities | $34,764,000 | 3,405 |
| Insider loans | $3,933,000 | 1,791 |
| FHLB advances | $18,000,000 | 1,725 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $25,415,000 | 2,891 |
| Tier 1 (core) risk-based capital | $14,395,000 | 4,102 |
| Tier 2 risk-based capital | $1,840,000 | 2,540 |
| Total risk weighted assets | $147,108,000 | 2,968 |
| Total unused commitments | $25,415,000 | 2,891 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 60 | 2,905 |
| Assets and Liabilities | ||
| Total Assets: | $185,757,000 | 3,224 |
| Cash and due from depository institutions | $4,368,000 | 2,905 |
| Interest-bearing balances | $13,000 | 6,227 |
| Securities | $25,219,000 | 3,950 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $147,910,000 | 2,807 |
| Loan loss allowance | $826,000 | 4,738 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,197,000 | 5,615 |
| Other real estate owned | $184,000 | 2,905 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $6,879,000 | 2,360 |
| Life insurance assets | $1,969,000 | 2,219 |
| Total liabilities and capital | $185,757,000 | 3,224 |
| Total liabilities | $170,566,000 | 3,154 |
| Total deposits | $144,490,000 | 3,350 |
| Interest-bearing deposits | $122,056,000 | 3,347 |
| Deposits held in domestic offices | $144,490,000 | 3,347 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,317,000 | 1,811 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $19,488,000 | 1,826 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,271,000 | 2,119 |
| Total equity capital | $15,191,000 | 3,974 |
| Total bank equity capital | $15,191,000 | 3,974 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,848 |
| Surplus | $4,113,000 | 4,270 |
| Undivided profits | $10,078,000 | 3,109 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,206,000 | 1,360 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,036,000 | 3,850 |
| Earning assets | $173,142,000 | 3,183 |
| Long-term assets (5+ years) | $17,600,000 | 3,584 |
| Average Assets, year-to-date | $192,618,000 | 3,050 |
| Average Assets, quarterly | $191,766,000 | 3,117 |
| Volatile liabilities | $41,495,000 | 3,008 |
| Insider loans | $3,973,000 | 1,761 |
| FHLB advances | $19,000,000 | 1,736 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $28,511,000 | 2,706 |
| Tier 1 (core) risk-based capital | $15,403,000 | 3,855 |
| Tier 2 risk-based capital | $826,000 | 4,517 |
| Total risk weighted assets | $146,848,000 | 2,959 |
| Total unused commitments | $28,511,000 | 2,706 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 66 | 2,673 |
| Assets and Liabilities | ||
| Total Assets: | $197,775,000 | 3,051 |
| Cash and due from depository institutions | $4,521,000 | 2,673 |
| Interest-bearing balances | $65,000 | 5,309 |
| Securities | $28,093,000 | 3,652 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $156,401,000 | 2,662 |
| Loan loss allowance | $840,000 | 4,662 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,257,000 | 5,495 |
| Other real estate owned | $184,000 | 2,673 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $7,319,000 | 2,213 |
| Life insurance assets | $1,952,000 | 2,183 |
| Total liabilities and capital | $197,775,000 | 3,051 |
| Total liabilities | $183,433,000 | 2,959 |
| Total deposits | $147,529,000 | 3,246 |
| Interest-bearing deposits | $124,644,000 | 3,248 |
| Deposits held in domestic offices | $147,529,000 | 3,243 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,793,000 | 877 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $16,040,000 | 2,039 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,071,000 | 2,094 |
| Total equity capital | $14,342,000 | 4,021 |
| Total bank equity capital | $14,342,000 | 4,021 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,000,000 | 2,841 |
| Surplus | $4,113,000 | 4,235 |
| Undivided profits | $9,229,000 | 3,166 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $86,000 | 6,200 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $965,000 | 3,714 |
| Earning assets | $184,559,000 | 3,005 |
| Long-term assets (5+ years) | $20,199,000 | 3,309 |
| Average Assets, year-to-date | $194,905,000 | 3,037 |
| Average Assets, quarterly | $196,548,000 | 3,039 |
| Volatile liabilities | $54,664,000 | 2,415 |
| Insider loans | $3,986,000 | 1,712 |
| FHLB advances | $16,000,000 | 1,930 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $23,024,000 | 3,112 |
| Tier 1 (core) risk-based capital | $14,822,000 | 3,913 |
| Tier 2 risk-based capital | $840,000 | 4,436 |
| Total risk weighted assets | $156,227,000 | 2,768 |
| Total unused commitments | $23,024,000 | 3,113 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 63 | 2,778 |
| Assets and Liabilities | ||
| Total Assets: | $195,321,000 | 3,053 |
| Cash and due from depository institutions | $4,080,000 | 2,778 |
| Interest-bearing balances | $3,000 | 6,621 |
| Securities | $28,104,000 | 3,716 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $153,369,000 | 2,659 |
| Loan loss allowance | $1,191,000 | 3,692 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,320,000 | 5,360 |
| Other real estate owned | $184,000 | 2,778 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $8,264,000 | 1,954 |
| Life insurance assets | $1,937,000 | 2,147 |
| Total liabilities and capital | $195,321,000 | 3,053 |
| Total liabilities | $180,729,000 | 2,973 |
| Total deposits | $155,429,000 | 3,108 |
| Interest-bearing deposits | $135,687,000 | 3,021 |
| Deposits held in domestic offices | $155,429,000 | 3,105 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,151,000 | 1,081 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $12,006,000 | 2,303 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,143,000 | 2,068 |
| Total equity capital | $14,592,000 | 3,941 |
| Total bank equity capital | $14,592,000 | 3,941 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,827 |
| Surplus | $4,113,000 | 4,169 |
| Undivided profits | $9,479,000 | 3,159 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $87,000 | 6,203 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $962,000 | 3,536 |
| Earning assets | $181,476,000 | 3,026 |
| Long-term assets (5+ years) | $18,353,000 | 3,460 |
| Average Assets, year-to-date | $193,470,000 | 3,052 |
| Average Assets, quarterly | $193,470,000 | 3,052 |
| Volatile liabilities | $51,957,000 | 2,412 |
| Insider loans | $3,979,000 | 1,683 |
| FHLB advances | $12,000,000 | 2,198 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $24,039,000 | 3,001 |
| Tier 1 (core) risk-based capital | $14,869,000 | 3,847 |
| Tier 2 risk-based capital | $1,191,000 | 3,491 |
| Total risk weighted assets | $154,191,000 | 2,755 |
| Total unused commitments | $24,039,000 | 3,001 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 63 | 2,774 |
| Assets and Liabilities | ||
| Total Assets: | $191,619,000 | 3,070 |
| Cash and due from depository institutions | $5,053,000 | 2,774 |
| Interest-bearing balances | $59,000 | 5,527 |
| Securities | $27,873,000 | 3,756 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $148,854,000 | 2,700 |
| Loan loss allowance | $1,195,000 | 3,652 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,381,000 | 5,257 |
| Other real estate owned | $184,000 | 2,774 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $8,274,000 | 1,959 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $191,619,000 | 3,070 |
| Total liabilities | $176,915,000 | 2,995 |
| Total deposits | $158,597,000 | 3,036 |
| Interest-bearing deposits | $123,011,000 | 3,231 |
| Deposits held in domestic offices | $158,597,000 | 3,032 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,577,000 | 1,897 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $12,560,000 | 2,322 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,181,000 | 2,007 |
| Total equity capital | $14,704,000 | 3,882 |
| Total bank equity capital | $14,704,000 | 3,882 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,000,000 | 2,825 |
| Surplus | $3,500,000 | 4,498 |
| Undivided profits | $10,204,000 | 2,988 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $136,000 | 5,856 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $886,000 | 3,832 |
| Earning assets | $176,786,000 | 3,045 |
| Long-term assets (5+ years) | $19,603,000 | 3,335 |
| Average Assets, year-to-date | $185,377,600 | 3,036 |
| Average Assets, quarterly | $188,288,000 | 3,086 |
| Volatile liabilities | $36,454,000 | 3,060 |
| Insider loans | $4,012,000 | 1,670 |
| FHLB advances | $12,000,000 | 2,255 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $26,828,000 | 2,728 |
| Tier 1 (core) risk-based capital | $14,932,000 | 3,774 |
| Tier 2 risk-based capital | $1,195,000 | 3,447 |
| Total risk weighted assets | $149,979,000 | 2,799 |
| Total unused commitments | $26,828,000 | 2,728 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 60 | 2,876 |
| Assets and Liabilities | ||
| Total Assets: | $184,957,000 | 3,113 |
| Cash and due from depository institutions | $4,216,000 | 2,876 |
| Interest-bearing balances | $15,000 | 6,329 |
| Securities | $27,944,000 | 3,723 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $143,165,000 | 2,769 |
| Loan loss allowance | $1,175,000 | 3,662 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,438,000 | 5,134 |
| Other real estate owned | $184,000 | 2,876 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $8,010,000 | 1,962 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $184,957,000 | 3,113 |
| Total liabilities | $170,072,000 | 3,046 |
| Total deposits | $148,093,000 | 3,149 |
| Interest-bearing deposits | $125,803,000 | 3,118 |
| Deposits held in domestic offices | $148,093,000 | 3,145 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,892,000 | 1,395 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $12,999,000 | 2,314 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,088,000 | 2,004 |
| Total equity capital | $14,885,000 | 3,811 |
| Total bank equity capital | $14,885,000 | 3,811 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,806 |
| Surplus | $3,500,000 | 4,461 |
| Undivided profits | $10,385,000 | 2,972 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $71,000 | 6,588 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $787,000 | 4,204 |
| Earning assets | $171,124,000 | 3,090 |
| Long-term assets (5+ years) | $18,925,000 | 3,432 |
| Average Assets, year-to-date | $183,817,250 | 3,043 |
| Average Assets, quarterly | $185,827,500 | 3,072 |
| Volatile liabilities | $41,988,000 | 2,682 |
| Insider loans | $3,881,000 | 1,672 |
| FHLB advances | $12,500,000 | 2,208 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $21,947,000 | 3,083 |
| Tier 1 (core) risk-based capital | $14,891,000 | 3,716 |
| Tier 2 risk-based capital | $1,175,000 | 3,459 |
| Total risk weighted assets | $146,768,000 | 2,791 |
| Total unused commitments | $21,947,000 | 3,085 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 50 | 3,351 |
| Assets and Liabilities | ||
| Total Assets: | $186,698,000 | 3,034 |
| Cash and due from depository institutions | $3,182,000 | 3,351 |
| Interest-bearing balances | $11,000 | 6,402 |
| Securities | $27,761,000 | 3,776 |
| Federal funds sold & reverse repurchase agreements | $295,000 | 5,233 |
| Net loans & leases | $145,484,000 | 2,657 |
| Loan loss allowance | $1,149,000 | 3,660 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,448,000 | 5,086 |
| Other real estate owned | $435,000 | 3,351 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $8,093,000 | 1,888 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $186,698,000 | 3,034 |
| Total liabilities | $171,801,000 | 2,973 |
| Total deposits | $142,263,000 | 3,212 |
| Interest-bearing deposits | $120,961,000 | 3,159 |
| Deposits held in domestic offices | $142,263,000 | 3,209 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,000,000 | 1,494 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $21,626,000 | 1,685 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,912,000 | 2,033 |
| Total equity capital | $14,897,000 | 3,740 |
| Total bank equity capital | $14,897,000 | 3,740 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,786 |
| Surplus | $3,500,000 | 4,422 |
| Undivided profits | $10,397,000 | 2,934 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $105,000 | 6,185 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $819,000 | 3,767 |
| Earning assets | $173,551,000 | 2,999 |
| Long-term assets (5+ years) | $18,961,000 | 3,448 |
| Average Assets, year-to-date | $183,437,330 | 3,025 |
| Average Assets, quarterly | $186,220,000 | 3,006 |
| Volatile liabilities | $42,029,000 | 2,596 |
| Insider loans | $3,985,000 | 1,606 |
| FHLB advances | $21,300,000 | 1,606 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $20,275,000 | 3,169 |
| Tier 1 (core) risk-based capital | $14,844,000 | 3,646 |
| Tier 2 risk-based capital | $1,149,000 | 3,460 |
| Total risk weighted assets | $151,023,000 | 2,661 |
| Total unused commitments | $20,275,000 | 3,170 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 48 | 3,436 |
| Assets and Liabilities | ||
| Total Assets: | $185,742,000 | 3,035 |
| Cash and due from depository institutions | $3,833,000 | 3,436 |
| Interest-bearing balances | $29,000 | 6,023 |
| Securities | $27,292,000 | 3,867 |
| Federal funds sold & reverse repurchase agreements | $215,000 | 5,984 |
| Net loans & leases | $145,136,000 | 2,625 |
| Loan loss allowance | $1,113,000 | 3,749 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,353,000 | 5,254 |
| Other real estate owned | $435,000 | 3,436 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $7,478,000 | 1,976 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $185,742,000 | 3,035 |
| Total liabilities | $171,060,000 | 2,976 |
| Total deposits | $135,773,000 | 3,330 |
| Interest-bearing deposits | $115,946,000 | 3,291 |
| Deposits held in domestic offices | $135,773,000 | 3,326 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,600,000 | 792 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $14,942,000 | 2,043 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,745,000 | 2,160 |
| Total equity capital | $14,682,000 | 3,718 |
| Total bank equity capital | $14,682,000 | 3,718 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,793 |
| Surplus | $3,500,000 | 4,406 |
| Undivided profits | $10,182,000 | 2,915 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $634,000 | 3,235 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $226,000 | 548 |
| Income earned, not collected on loans | $762,000 | 3,863 |
| Earning assets | $172,672,000 | 3,004 |
| Long-term assets (5+ years) | $21,600,000 | 3,275 |
| Average Assets, year-to-date | $181,807,000 | 3,071 |
| Average Assets, quarterly | $181,807,000 | 3,071 |
| Volatile liabilities | $43,301,000 | 2,443 |
| Insider loans | $4,026,000 | 1,542 |
| FHLB advances | $14,500,000 | 1,966 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $20,793,000 | 3,052 |
| Tier 1 (core) risk-based capital | $14,774,000 | 3,624 |
| Tier 2 risk-based capital | $1,113,000 | 3,540 |
| Total risk weighted assets | $141,887,000 | 2,750 |
| Total unused commitments | $20,793,000 | 3,055 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 58 | 2,928 |
| Assets and Liabilities | ||
| Total Assets: | $177,872,000 | 3,133 |
| Cash and due from depository institutions | $3,607,000 | 2,928 |
| Interest-bearing balances | $18,000 | 6,262 |
| Securities | $27,361,000 | 3,866 |
| Federal funds sold & reverse repurchase agreements | $243,000 | 5,767 |
| Net loans & leases | $137,332,000 | 2,725 |
| Loan loss allowance | $1,087,000 | 3,779 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,363,000 | 5,225 |
| Other real estate owned | $435,000 | 2,928 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $7,531,000 | 1,948 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $177,872,000 | 3,133 |
| Total liabilities | $163,045,000 | 3,084 |
| Total deposits | $135,288,000 | 3,324 |
| Interest-bearing deposits | $111,963,000 | 3,355 |
| Deposits held in domestic offices | $135,288,000 | 3,321 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,100,000 | 1,087 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $14,856,000 | 2,086 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,801,000 | 2,082 |
| Total equity capital | $14,827,000 | 3,700 |
| Total bank equity capital | $14,827,000 | 3,700 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,784 |
| Surplus | $3,500,000 | 4,386 |
| Undivided profits | $10,327,000 | 2,921 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $440,000 | 4,040 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $186,000 | 572 |
| Income earned, not collected on loans | $688,000 | 4,210 |
| Earning assets | $164,954,000 | 3,100 |
| Long-term assets (5+ years) | $20,069,000 | 3,465 |
| Average Assets, year-to-date | $170,852,800 | 3,131 |
| Average Assets, quarterly | $175,649,000 | 3,138 |
| Volatile liabilities | $25,159,000 | 3,513 |
| Insider loans | $4,360,000 | 1,400 |
| FHLB advances | $14,500,000 | 1,986 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $20,349,000 | 3,004 |
| Tier 1 (core) risk-based capital | $14,719,000 | 3,589 |
| Tier 2 risk-based capital | $1,087,000 | 3,568 |
| Total risk weighted assets | $136,887,000 | 2,825 |
| Total unused commitments | $20,349,000 | 3,006 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 55 | 3,072 |
| Assets and Liabilities | ||
| Total Assets: | $173,426,000 | 3,160 |
| Cash and due from depository institutions | $2,625,000 | 3,072 |
| Interest-bearing balances | $9,000 | 6,582 |
| Securities | $28,475,000 | 3,753 |
| Federal funds sold & reverse repurchase agreements | $203,000 | 5,557 |
| Net loans & leases | $132,581,000 | 2,758 |
| Loan loss allowance | $1,170,000 | 3,578 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,403,000 | 5,119 |
| Other real estate owned | $670,000 | 3,072 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $7,469,000 | 1,903 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $173,426,000 | 3,160 |
| Total liabilities | $158,707,000 | 3,108 |
| Total deposits | $139,777,000 | 3,185 |
| Interest-bearing deposits | $116,252,000 | 3,218 |
| Deposits held in domestic offices | $139,777,000 | 3,180 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,700,000 | 2,123 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $14,500,000 | 2,101 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,730,000 | 2,144 |
| Total equity capital | $14,719,000 | 3,721 |
| Total bank equity capital | $14,719,000 | 3,721 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,000,000 | 2,785 |
| Surplus | $3,500,000 | 4,361 |
| Undivided profits | $10,219,000 | 2,968 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $585,000 | 3,642 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $186,000 | 618 |
| Income earned, not collected on loans | $649,000 | 4,567 |
| Earning assets | $161,268,000 | 3,126 |
| Long-term assets (5+ years) | $24,817,000 | 3,118 |
| Average Assets, year-to-date | $169,098,000 | 3,152 |
| Average Assets, quarterly | $171,835,500 | 3,159 |
| Volatile liabilities | $22,546,000 | 3,811 |
| Insider loans | $2,221,000 | 2,505 |
| FHLB advances | $14,500,000 | 1,980 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $21,199,000 | 2,880 |
| Tier 1 (core) risk-based capital | $14,549,000 | 3,614 |
| Tier 2 risk-based capital | $1,170,000 | 3,346 |
| Total risk weighted assets | $133,371,000 | 2,841 |
| Total unused commitments | $21,199,000 | 2,883 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 43 | 3,820 |
| Assets and Liabilities | ||
| Total Assets: | $170,245,000 | 3,194 |
| Cash and due from depository institutions | $2,610,000 | 3,820 |
| Interest-bearing balances | $253,000 | 4,277 |
| Securities | $26,883,000 | 3,966 |
| Federal funds sold & reverse repurchase agreements | $387,000 | 5,226 |
| Net loans & leases | $130,707,000 | 2,759 |
| Loan loss allowance | $1,099,000 | 3,742 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,432,000 | 5,069 |
| Other real estate owned | $670,000 | 3,820 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $7,556,000 | 1,889 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $170,245,000 | 3,194 |
| Total liabilities | $156,306,000 | 3,144 |
| Total deposits | $133,060,000 | 3,313 |
| Interest-bearing deposits | $111,969,000 | 3,312 |
| Deposits held in domestic offices | $133,060,000 | 3,310 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,800,000 | 1,418 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $14,679,000 | 2,079 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,767,000 | 1,950 |
| Total equity capital | $13,939,000 | 3,771 |
| Total bank equity capital | $13,939,000 | 3,771 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,000,000 | 2,796 |
| Surplus | $3,500,000 | 4,329 |
| Undivided profits | $9,439,000 | 3,027 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $609,000 | 3,602 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $222,000 | 580 |
| Income earned, not collected on loans | $634,000 | 4,391 |
| Earning assets | $158,230,000 | 3,151 |
| Long-term assets (5+ years) | $23,201,000 | 3,340 |
| Average Assets, year-to-date | $167,655,330 | 3,177 |
| Average Assets, quarterly | $169,464,000 | 3,173 |
| Volatile liabilities | $24,774,000 | 3,457 |
| Insider loans | $2,322,000 | 2,396 |
| FHLB advances | $14,500,000 | 1,961 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $17,830,000 | 3,227 |
| Tier 1 (core) risk-based capital | $14,172,000 | 3,647 |
| Tier 2 risk-based capital | $1,099,000 | 3,479 |
| Total risk weighted assets | $130,803,000 | 2,853 |
| Total unused commitments | $17,830,000 | 3,230 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 48 | 3,470 |
| Assets and Liabilities | ||
| Total Assets: | $168,683,000 | 3,182 |
| Cash and due from depository institutions | $3,185,000 | 3,470 |
| Interest-bearing balances | $369,000 | 4,068 |
| Securities | $26,040,000 | 4,044 |
| Federal funds sold & reverse repurchase agreements | $319,000 | 6,369 |
| Net loans & leases | $130,310,000 | 2,712 |
| Loan loss allowance | $1,093,000 | 3,719 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,383,000 | 5,139 |
| Other real estate owned | $670,000 | 3,470 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $6,776,000 | 1,950 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $168,683,000 | 3,182 |
| Total liabilities | $154,560,000 | 3,128 |
| Total deposits | $138,786,000 | 3,169 |
| Interest-bearing deposits | $118,207,000 | 3,157 |
| Deposits held in domestic offices | $138,786,000 | 3,164 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,400,000 | 1,449 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $8,608,000 | 2,651 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,766,000 | 2,146 |
| Total equity capital | $14,123,000 | 3,796 |
| Total bank equity capital | $14,123,000 | 3,796 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,000,000 | 2,795 |
| Surplus | $3,500,000 | 4,298 |
| Undivided profits | $9,623,000 | 3,116 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $341,000 | 4,892 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $8,000 | 1,300 |
| Income earned, not collected on loans | $582,000 | 4,639 |
| Earning assets | $157,038,000 | 3,150 |
| Long-term assets (5+ years) | $13,863,000 | 4,345 |
| Average Assets, year-to-date | $166,360,500 | 3,197 |
| Average Assets, quarterly | $166,360,500 | 3,197 |
| Volatile liabilities | $24,163,000 | 3,439 |
| Insider loans | $2,281,000 | 2,384 |
| FHLB advances | $8,500,000 | 2,547 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $19,278,000 | 3,009 |
| Tier 1 (core) risk-based capital | $13,869,000 | 3,669 |
| Tier 2 risk-based capital | $1,093,000 | 3,442 |
| Total risk weighted assets | $130,272,000 | 2,827 |
| Total unused commitments | $19,278,000 | 3,015 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 45 | 3,693 |
| Assets and Liabilities | ||
| Total Assets: | $164,038,000 | 3,240 |
| Cash and due from depository institutions | $3,866,000 | 3,693 |
| Interest-bearing balances | $779,000 | 3,219 |
| Securities | $23,714,000 | 4,359 |
| Federal funds sold & reverse repurchase agreements | $9,996,000 | 1,183 |
| Net loans & leases | $117,394,000 | 2,927 |
| Loan loss allowance | $1,063,000 | 3,776 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,404,000 | 5,112 |
| Other real estate owned | $685,000 | 3,693 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $6,979,000 | 1,939 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $164,038,000 | 3,240 |
| Total liabilities | $150,184,000 | 3,193 |
| Total deposits | $138,972,000 | 3,168 |
| Interest-bearing deposits | $118,387,000 | 3,143 |
| Deposits held in domestic offices | $138,972,000 | 3,164 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $760,000 | 2,825 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $8,685,000 | 2,646 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,767,000 | 2,032 |
| Total equity capital | $13,854,000 | 3,797 |
| Total bank equity capital | $13,854,000 | 3,797 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,000,000 | 2,819 |
| Surplus | $3,500,000 | 4,269 |
| Undivided profits | $9,354,000 | 3,130 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $398,000 | 4,575 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $596,000 | 4,732 |
| Earning assets | $151,883,000 | 3,210 |
| Long-term assets (5+ years) | $12,913,000 | 4,506 |
| Average Assets, year-to-date | $157,535,400 | 3,249 |
| Average Assets, quarterly | $159,958,000 | 3,294 |
| Volatile liabilities | $12,891,000 | 5,028 |
| Insider loans | $2,310,000 | 2,328 |
| FHLB advances | $8,500,000 | 2,531 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $17,980,000 | 3,053 |
| Tier 1 (core) risk-based capital | $13,598,000 | 3,693 |
| Tier 2 risk-based capital | $1,063,000 | 3,526 |
| Total risk weighted assets | $118,984,000 | 3,057 |
| Total unused commitments | $17,980,000 | 3,055 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 55 | 3,116 |
| Assets and Liabilities | ||
| Total Assets: | $155,878,000 | 3,378 |
| Cash and due from depository institutions | $5,790,000 | 3,116 |
| Interest-bearing balances | $2,744,000 | 2,021 |
| Securities | $22,593,000 | 4,423 |
| Federal funds sold & reverse repurchase agreements | $4,588,000 | 2,780 |
| Net loans & leases | $113,137,000 | 2,994 |
| Loan loss allowance | $1,057,000 | 3,805 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,584,000 | 4,794 |
| Other real estate owned | $670,000 | 3,116 |
| Goodwill and other intangibles | $935,000 | 1,649 |
| All other assets | $6,581,000 | 2,026 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $155,878,000 | 3,378 |
| Total liabilities | $140,367,000 | 3,354 |
| Total deposits | $124,180,000 | 3,455 |
| Interest-bearing deposits | $105,889,000 | 3,452 |
| Deposits held in domestic offices | $124,180,000 | 3,452 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,700,000 | 1,969 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $9,025,000 | 2,529 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $4,462,000 | 1,051 |
| Total equity capital | $15,511,000 | 3,415 |
| Total bank equity capital | $15,511,000 | 3,415 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $3,500,000 | 4,213 |
| Undivided profits | $11,011,000 | 2,783 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $758,000 | 3,414 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $604,000 | 4,843 |
| Earning assets | $143,062,000 | 3,368 |
| Long-term assets (5+ years) | $15,151,000 | 4,210 |
| Average Assets, year-to-date | $155,909,750 | 3,300 |
| Average Assets, quarterly | $154,293,000 | 3,383 |
| Volatile liabilities | $11,787,000 | 5,272 |
| Insider loans | $2,257,000 | 2,338 |
| FHLB advances | $9,000,000 | 2,392 |
| Loans and leases held for sale | $292,000 | 1,608 |
| Unused loan commitments | $21,844,000 | 2,685 |
| Tier 1 (core) risk-based capital | $15,152,000 | 3,331 |
| Tier 2 risk-based capital | $1,057,000 | 3,532 |
| Total risk weighted assets | $114,877,000 | 3,110 |
| Total unused commitments | $21,844,000 | 2,689 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 55 | 3,106 |
| Assets and Liabilities | ||
| Total Assets: | $152,708,000 | 3,399 |
| Cash and due from depository institutions | $7,050,000 | 3,106 |
| Interest-bearing balances | $3,421,000 | 1,922 |
| Securities | $24,143,000 | 4,144 |
| Federal funds sold & reverse repurchase agreements | $1,496,000 | 5,285 |
| Net loans & leases | $110,753,000 | 3,007 |
| Loan loss allowance | $1,066,000 | 3,730 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,558,000 | 4,811 |
| Other real estate owned | $832,000 | 3,106 |
| Goodwill and other intangibles | $601,000 | 1,870 |
| All other assets | $6,275,000 | 2,015 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $152,708,000 | 3,399 |
| Total liabilities | $137,809,000 | 3,398 |
| Total deposits | $120,851,000 | 3,536 |
| Interest-bearing deposits | $98,565,000 | 3,676 |
| Deposits held in domestic offices | $120,851,000 | 3,532 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,338,000 | 1,755 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $9,897,000 | 2,399 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $3,723,000 | 1,252 |
| Total equity capital | $14,899,000 | 3,537 |
| Total bank equity capital | $14,899,000 | 3,537 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $3,500,000 | 4,166 |
| Undivided profits | $10,399,000 | 2,943 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $698,000 | 3,657 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $611,000 | 4,654 |
| Earning assets | $139,813,000 | 3,408 |
| Long-term assets (5+ years) | $17,352,000 | 3,745 |
| Average Assets, year-to-date | $155,920,330 | 3,297 |
| Average Assets, quarterly | $154,880,000 | 3,337 |
| Volatile liabilities | $12,529,000 | 5,073 |
| Insider loans | $2,377,000 | 2,254 |
| FHLB advances | $9,400,000 | 2,313 |
| Loans and leases held for sale | $4,767,000 | 719 |
| Unused loan commitments | $16,758,000 | 3,134 |
| Tier 1 (core) risk-based capital | $14,426,000 | 3,432 |
| Tier 2 risk-based capital | $1,066,000 | 3,451 |
| Total risk weighted assets | $111,631,000 | 3,148 |
| Total unused commitments | $16,758,000 | 3,143 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 49 | 3,420 |
| Assets and Liabilities | ||
| Total Assets: | $157,052,000 | 3,298 |
| Cash and due from depository institutions | $11,702,000 | 3,420 |
| Interest-bearing balances | $8,061,000 | 1,039 |
| Securities | $26,247,000 | 3,879 |
| Federal funds sold & reverse repurchase agreements | $5,851,000 | 2,843 |
| Net loans & leases | $104,791,000 | 3,102 |
| Loan loss allowance | $1,055,000 | 3,698 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,544,000 | 4,809 |
| Other real estate owned | $670,000 | 3,420 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $6,247,000 | 1,969 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $157,052,000 | 3,298 |
| Total liabilities | $142,979,000 | 3,257 |
| Total deposits | $123,753,000 | 3,420 |
| Interest-bearing deposits | $103,445,000 | 3,514 |
| Deposits held in domestic offices | $123,753,000 | 3,416 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,990,000 | 1,121 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $9,584,000 | 2,351 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,652,000 | 2,371 |
| Total equity capital | $14,073,000 | 3,655 |
| Total bank equity capital | $14,073,000 | 3,655 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000,000 | 2,845 |
| Surplus | $3,500,000 | 4,121 |
| Undivided profits | $9,573,000 | 3,070 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $458,000 | 4,525 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $665,000 | 4,346 |
| Earning assets | $144,950,000 | 3,276 |
| Long-term assets (5+ years) | $19,118,000 | 3,480 |
| Average Assets, year-to-date | $157,526,500 | 3,270 |
| Average Assets, quarterly | $157,526,500 | 3,270 |
| Volatile liabilities | $17,484,000 | 4,138 |
| Insider loans | $993,000 | 3,963 |
| FHLB advances | $9,400,000 | 2,243 |
| Loans and leases held for sale | $2,562,000 | 901 |
| Unused loan commitments | $18,845,000 | 2,815 |
| Tier 1 (core) risk-based capital | $13,714,000 | 3,540 |
| Tier 2 risk-based capital | $1,055,000 | 3,411 |
| Total risk weighted assets | $111,697,000 | 3,090 |
| Total unused commitments | $18,845,000 | 2,826 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 47 | 3,530 |
| Assets and Liabilities | ||
| Total Assets: | $158,001,000 | 3,250 |
| Cash and due from depository institutions | $7,571,000 | 3,530 |
| Interest-bearing balances | $2,387,000 | 2,198 |
| Securities | $27,289,000 | 3,755 |
| Federal funds sold & reverse repurchase agreements | $7,351,000 | 1,972 |
| Net loans & leases | $107,274,000 | 3,025 |
| Loan loss allowance | $1,043,000 | 3,684 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,549,000 | 4,789 |
| Other real estate owned | $670,000 | 3,530 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $6,297,000 | 1,909 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $158,001,000 | 3,250 |
| Total liabilities | $144,415,000 | 3,199 |
| Total deposits | $130,330,000 | 3,232 |
| Interest-bearing deposits | $109,245,000 | 3,271 |
| Deposits held in domestic offices | $130,330,000 | 3,228 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,275,000 | 1,975 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $9,986,000 | 2,337 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,824,000 | 2,175 |
| Total equity capital | $13,586,000 | 3,714 |
| Total bank equity capital | $13,586,000 | 3,714 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000,000 | 2,848 |
| Surplus | $3,500,000 | 4,075 |
| Undivided profits | $9,086,000 | 3,160 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $753,000 | 3,309 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $412,000 | 6,264 |
| Earning assets | $144,301,000 | 3,251 |
| Long-term assets (5+ years) | $21,438,000 | 3,194 |
| Average Assets, year-to-date | $146,036,400 | 3,327 |
| Average Assets, quarterly | $152,883,500 | 3,298 |
| Volatile liabilities | $11,708,000 | 5,255 |
| Insider loans | $663,000 | 4,855 |
| FHLB advances | $9,400,000 | 2,242 |
| Loans and leases held for sale | $1,328,000 | 1,224 |
| Unused loan commitments | $21,650,000 | 2,504 |
| Tier 1 (core) risk-based capital | $13,192,000 | 3,608 |
| Tier 2 risk-based capital | $1,043,000 | 3,409 |
| Total risk weighted assets | $112,777,000 | 3,025 |
| Total unused commitments | $21,650,000 | 2,510 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 48 | 3,487 |
| Assets and Liabilities | ||
| Total Assets: | $137,046,000 | 3,522 |
| Cash and due from depository institutions | $10,487,000 | 3,487 |
| Interest-bearing balances | $2,755,000 | 1,914 |
| Securities | $21,112,000 | 4,352 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 4,334 |
| Net loans & leases | $95,625,000 | 3,247 |
| Loan loss allowance | $952,000 | 3,721 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,751,000 | 4,426 |
| Other real estate owned | $139,000 | 3,487 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $5,432,000 | 2,042 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $137,046,000 | 3,522 |
| Total liabilities | $125,540,000 | 3,464 |
| Total deposits | $106,054,000 | 3,754 |
| Interest-bearing deposits | $84,679,000 | 3,949 |
| Deposits held in domestic offices | $106,054,000 | 3,748 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,524,000 | 1,769 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $14,146,000 | 1,743 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,816,000 | 2,169 |
| Total equity capital | $11,506,000 | 4,031 |
| Total bank equity capital | $11,506,000 | 4,031 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000,000 | 2,902 |
| Surplus | $3,500,000 | 3,981 |
| Undivided profits | $7,006,000 | 3,581 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,411,000 | 2,042 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $806,000 | 4,173 |
| Earning assets | $121,992,000 | 3,596 |
| Long-term assets (5+ years) | $28,490,000 | 2,595 |
| Average Assets, year-to-date | $134,410,600 | 3,438 |
| Average Assets, quarterly | $135,460,500 | 3,514 |
| Volatile liabilities | $15,671,000 | 4,367 |
| Insider loans | $880,000 | 4,179 |
| FHLB advances | $13,800,000 | 1,644 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $10,123,000 | 3,911 |
| Tier 1 (core) risk-based capital | $11,332,000 | 3,920 |
| Tier 2 risk-based capital | $952,000 | 3,492 |
| Total risk weighted assets | $99,529,000 | 3,224 |
| Total unused commitments | $10,123,000 | 3,922 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 44 | 3,757 |
| Assets and Liabilities | ||
| Total Assets: | $129,497,000 | 3,569 |
| Cash and due from depository institutions | $5,866,000 | 3,757 |
| Interest-bearing balances | $4,000 | 6,634 |
| Securities | $26,923,000 | 3,738 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 6,140 |
| Net loans & leases | $91,582,000 | 3,277 |
| Loan loss allowance | $865,000 | 3,913 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,345,000 | 5,158 |
| Other real estate owned | $0 | 3,757 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $3,281,000 | 2,639 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $129,497,000 | 3,569 |
| Total liabilities | $119,353,000 | 3,492 |
| Total deposits | $100,406,000 | 3,783 |
| Interest-bearing deposits | $79,897,000 | 4,014 |
| Deposits held in domestic offices | $100,406,000 | 3,779 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,976,000 | 1,749 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $13,278,000 | 1,725 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,693,000 | 2,356 |
| Total equity capital | $10,144,000 | 4,342 |
| Total bank equity capital | $10,144,000 | 4,342 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000,000 | 2,981 |
| Surplus | $3,500,000 | 3,933 |
| Undivided profits | $5,644,000 | 4,058 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $572,000 | 3,438 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $455,000 | 5,438 |
| Earning assets | $119,009,000 | 3,562 |
| Long-term assets (5+ years) | $32,520,000 | 2,265 |
| Average Assets, year-to-date | $123,717,600 | 3,569 |
| Average Assets, quarterly | $128,382,000 | 3,551 |
| Volatile liabilities | $17,239,000 | 4,061 |
| Insider loans | $434,000 | 5,754 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $10,802,000 | 3,563 |
| Tier 1 (core) risk-based capital | $10,119,000 | 4,242 |
| Tier 2 risk-based capital | $865,000 | 3,690 |
| Total risk weighted assets | $92,773,900 | 3,288 |
| Total unused commitments | $10,802,000 | 3,563 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 43 | 3,927 |
| Assets and Liabilities | ||
| Total Assets: | $118,045,000 | 3,813 |
| Cash and due from depository institutions | $9,331,000 | 3,927 |
| Interest-bearing balances | $4,094,000 | 970 |
| Securities | $32,252,000 | 3,370 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 3,659 |
| Net loans & leases | $70,271,000 | 3,955 |
| Loan loss allowance | $741,000 | 4,353 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,222,000 | 5,447 |
| Other real estate owned | $0 | 3,927 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,969,000 | 2,845 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $118,045,000 | 3,813 |
| Total liabilities | $108,928,000 | 3,730 |
| Total deposits | $92,046,000 | 4,022 |
| Interest-bearing deposits | $70,482,000 | 4,446 |
| Deposits held in domestic offices | $92,046,000 | 4,018 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,054,000 | 1,539 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $9,594,000 | 2,085 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,234,000 | 2,741 |
| Total equity capital | $9,117,000 | 4,581 |
| Total bank equity capital | $9,117,000 | 4,581 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000,000 | 3,047 |
| Surplus | $3,500,000 | 3,915 |
| Undivided profits | $4,617,000 | 4,422 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $481,000 | 3,751 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $385,000 | 5,546 |
| Earning assets | $108,617,000 | 3,801 |
| Long-term assets (5+ years) | $29,112,000 | 2,608 |
| Average Assets, year-to-date | $109,536,800 | 3,933 |
| Average Assets, quarterly | $113,539,000 | 3,905 |
| Volatile liabilities | $13,946,000 | 4,430 |
| Insider loans | $669,000 | 4,681 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $12,033,000 | 3,316 |
| Tier 1 (core) risk-based capital | $9,397,000 | 4,484 |
| Tier 2 risk-based capital | $741,000 | 4,057 |
| Total risk weighted assets | $74,832,800 | 3,839 |
| Total unused commitments | $12,033,000 | 3,319 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 40 | 4,248 |
| Assets and Liabilities | ||
| Total Assets: | $106,441,000 | 4,124 |
| Cash and due from depository institutions | $8,521,000 | 4,248 |
| Interest-bearing balances | $4,967,000 | 1,233 |
| Securities | $30,024,000 | 3,633 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 4,801 |
| Net loans & leases | $60,947,000 | 4,233 |
| Loan loss allowance | $716,000 | 4,389 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,369,000 | 5,036 |
| Other real estate owned | $0 | 4,248 |
| Goodwill and other intangibles | $1,000 | 3,415 |
| All other assets | $2,579,000 | 2,841 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,441,000 | 4,124 |
| Total liabilities | $98,127,000 | 4,011 |
| Total deposits | $83,380,000 | 4,385 |
| Interest-bearing deposits | $68,000,000 | 4,564 |
| Deposits held in domestic offices | $83,380,000 | 4,379 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,809,000 | 1,442 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $8,814,000 | 1,692 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,124,000 | 3,198 |
| Total equity capital | $8,314,000 | 5,041 |
| Total bank equity capital | $8,314,000 | 5,041 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000,000 | 3,049 |
| Surplus | $3,500,000 | 3,783 |
| Undivided profits | $3,814,000 | 5,238 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $487,000 | 4,036 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $342,000 | 6,079 |
| Earning assets | $98,938,000 | 4,084 |
| Long-term assets (5+ years) | $20,706,000 | 3,089 |
| Average Assets, year-to-date | $99,169,400 | 4,188 |
| Average Assets, quarterly | $102,500,500 | 4,195 |
| Volatile liabilities | $11,535,000 | 4,577 |
| Insider loans | $599,000 | 4,820 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $10,624,000 | 3,475 |
| Tier 1 (core) risk-based capital | $8,235,000 | 4,894 |
| Tier 2 risk-based capital | $716,000 | 4,000 |
| Total risk weighted assets | $66,106,400 | 4,069 |
| Total unused commitments | $10,624,000 | 3,480 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 38 | 4,573 |
| Assets and Liabilities | ||
| Total Assets: | $94,379,000 | 4,539 |
| Cash and due from depository institutions | $10,686,000 | 4,573 |
| Interest-bearing balances | $6,771,000 | 654 |
| Securities | $25,832,000 | 4,102 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $53,930,000 | 4,690 |
| Loan loss allowance | $676,000 | 4,617 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,373,000 | 5,006 |
| Other real estate owned | $228,000 | 4,573 |
| Goodwill and other intangibles | $2,000 | 3,517 |
| All other assets | $2,328,000 | 3,055 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,379,000 | 4,539 |
| Total liabilities | $86,689,000 | 4,431 |
| Total deposits | $72,918,000 | 4,879 |
| Interest-bearing deposits | $58,028,000 | 5,181 |
| Deposits held in domestic offices | $72,918,000 | 4,873 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,547,000 | 1,218 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $5,255,000 | 1,910 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $969,000 | 3,665 |
| Total equity capital | $7,690,000 | 5,357 |
| Total bank equity capital | $7,690,000 | 5,357 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000,000 | 3,120 |
| Surplus | $3,500,000 | 3,707 |
| Undivided profits | $3,190,000 | 5,845 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $576,000 | 3,707 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $313,000 | 6,668 |
| Earning assets | $86,533,000 | 4,551 |
| Long-term assets (5+ years) | $17,969,000 | 2,992 |
| Average Assets, year-to-date | $92,105,000 | 4,472 |
| Average Assets, quarterly | $92,933,000 | 4,559 |
| Volatile liabilities | $11,916,000 | 4,425 |
| Insider loans | $514,000 | 5,343 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $12,894,000 | 2,872 |
| Tier 1 (core) risk-based capital | $7,630,000 | 5,244 |
| Tier 2 risk-based capital | $676,000 | 4,104 |
| Total risk weighted assets | $58,744,500 | 4,444 |
| Total unused commitments | $12,894,000 | 2,876 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 37 | 4,911 |
| Assets and Liabilities | ||
| Total Assets: | $90,295,000 | 4,832 |
| Cash and due from depository institutions | $9,813,000 | 4,911 |
| Interest-bearing balances | $5,612,000 | 667 |
| Securities | $20,446,000 | 5,217 |
| Federal funds sold & reverse repurchase agreements | $4,055,000 | 3,087 |
| Net loans & leases | $51,821,000 | 4,893 |
| Loan loss allowance | $671,000 | 4,817 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,382,000 | 4,967 |
| Other real estate owned | $0 | 4,911 |
| Goodwill and other intangibles | $2,000 | 3,391 |
| All other assets | $2,776,000 | 2,636 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,295,000 | 4,832 |
| Total liabilities | $83,100,000 | 4,717 |
| Total deposits | $69,569,000 | 5,217 |
| Interest-bearing deposits | $54,093,000 | 5,636 |
| Deposits held in domestic offices | $69,569,000 | 5,207 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,221,000 | 1,338 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $5,356,000 | 1,775 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $954,000 | 3,667 |
| Total equity capital | $7,195,000 | 5,689 |
| Total bank equity capital | $7,195,000 | 5,689 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000,000 | 3,340 |
| Surplus | $3,500,000 | 3,793 |
| Undivided profits | $2,695,000 | 6,390 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $611,000 | 3,814 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $319,000 | 6,633 |
| Earning assets | $81,934,000 | 4,874 |
| Long-term assets (5+ years) | $13,972,000 | 3,420 |
| Average Assets, year-to-date | $85,752,800 | 4,868 |
| Average Assets, quarterly | $88,862,000 | 4,853 |
| Volatile liabilities | $11,373,000 | 4,463 |
| Insider loans | $617,000 | 4,944 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $5,990,000 | 4,643 |
| Tier 1 (core) risk-based capital | $7,180,000 | 5,595 |
| Tier 2 risk-based capital | $671,000 | 4,201 |
| Total risk weighted assets | $56,347,500 | 4,633 |
| Total unused commitments | $5,990,000 | 4,656 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 38 | 4,916 |
| Assets and Liabilities | ||
| Total Assets: | $82,914,000 | 5,208 |
| Cash and due from depository institutions | $8,752,000 | 4,916 |
| Interest-bearing balances | $4,422,000 | 1,057 |
| Securities | $14,611,000 | 6,809 |
| Federal funds sold & reverse repurchase agreements | $3,100,000 | 4,232 |
| Net loans & leases | $52,965,000 | 4,775 |
| Loan loss allowance | $658,000 | 4,949 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,176,000 | 5,490 |
| Other real estate owned | $189,000 | 4,916 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,121,000 | 3,456 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,914,000 | 5,208 |
| Total liabilities | $76,164,000 | 5,108 |
| Total deposits | $63,659,000 | 5,673 |
| Interest-bearing deposits | $51,531,000 | 5,959 |
| Deposits held in domestic offices | $63,659,000 | 5,663 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,272,000 | 1,634 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $7,285,000 | 1,383 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $948,000 | 3,797 |
| Total equity capital | $6,750,000 | 6,013 |
| Total bank equity capital | $6,750,000 | 6,013 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000,000 | 3,492 |
| Surplus | $3,500,000 | 3,787 |
| Undivided profits | $2,250,000 | 7,124 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $531,000 | 4,096 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $340,000 | 6,556 |
| Earning assets | $75,098,000 | 5,257 |
| Long-term assets (5+ years) | $11,701,000 | 3,650 |
| Average Assets, year-to-date | $81,461,800 | 5,082 |
| Average Assets, quarterly | $82,162,500 | 5,193 |
| Volatile liabilities | $7,104,000 | 5,721 |
| Insider loans | $743,000 | 4,528 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $1,206,000 | 758 |
| Unused loan commitments | $6,123,000 | 4,445 |
| Tier 1 (core) risk-based capital | $6,698,000 | 5,909 |
| Tier 2 risk-based capital | $658,000 | 4,240 |
| Total risk weighted assets | $54,318,300 | 4,703 |
| Total unused commitments | $6,123,000 | 4,457 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 38 | 5,090 |
| Assets and Liabilities | ||
| Total Assets: | $80,687,000 | 5,275 |
| Cash and due from depository institutions | $7,823,000 | 5,090 |
| Interest-bearing balances | $2,973,000 | 1,174 |
| Securities | $11,864,000 | 8,094 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 2,781 |
| Net loans & leases | $53,725,000 | 4,629 |
| Loan loss allowance | $641,000 | 5,146 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,306,000 | 5,129 |
| Other real estate owned | $441,000 | 5,090 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,528,000 | 3,118 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,687,000 | 5,275 |
| Total liabilities | $74,447,000 | 5,188 |
| Total deposits | $62,062,000 | 5,764 |
| Interest-bearing deposits | $45,257,000 | 6,539 |
| Deposits held in domestic offices | $62,062,000 | 5,757 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,903,000 | 1,648 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $5,783,000 | 1,637 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $699,000 | 4,029 |
| Total equity capital | $6,240,000 | 6,078 |
| Total bank equity capital | $6,240,000 | 6,078 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000,000 | 3,640 |
| Surplus | $3,500,000 | 3,707 |
| Undivided profits | $1,740,000 | 7,578 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $724,000 | 3,353 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $291,000 | 6,744 |
| Earning assets | $71,562,000 | 5,434 |
| Long-term assets (5+ years) | $11,011,000 | 3,871 |
| Average Assets, year-to-date | $76,183,000 | 5,427 |
| Average Assets, quarterly | $79,076,500 | 5,342 |
| Volatile liabilities | $8,411,000 | 4,916 |
| Insider loans | $528,000 | 5,505 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $8,184,000 | 3,603 |
| Tier 1 (core) risk-based capital | $6,378,000 | 6,078 |
| Tier 2 risk-based capital | $641,000 | 4,294 |
| Total risk weighted assets | $53,349,500 | 4,674 |
| Total unused commitments | $8,184,000 | 3,610 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 36 | 5,574 |
| Assets and Liabilities | ||
| Total Assets: | $73,354,000 | 5,826 |
| Cash and due from depository institutions | $7,032,000 | 5,574 |
| Interest-bearing balances | $2,551,000 | 2,070 |
| Securities | $12,446,000 | 8,191 |
| Federal funds sold & reverse repurchase agreements | $4,550,000 | 3,059 |
| Net loans & leases | $46,064,000 | 5,145 |
| Loan loss allowance | $586,000 | 5,690 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,410,000 | 4,901 |
| Other real estate owned | $0 | 5,574 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,852,000 | 3,688 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,354,000 | 5,826 |
| Total liabilities | $67,408,000 | 5,774 |
| Total deposits | $58,940,000 | 6,227 |
| Interest-bearing deposits | $45,180,000 | 6,799 |
| Deposits held in domestic offices | $58,940,000 | 6,219 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,357,000 | 2,078 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $5,546,000 | 1,431 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $565,000 | 4,896 |
| Total equity capital | $5,946,000 | 6,439 |
| Total bank equity capital | $5,946,000 | 6,439 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000,000 | 3,765 |
| Surplus | $3,500,000 | 3,654 |
| Undivided profits | $1,446,000 | 8,538 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $297,000 | 6,427 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $242,000 | 7,153 |
| Earning assets | $65,611,000 | 5,964 |
| Long-term assets (5+ years) | $11,731,000 | 3,936 |
| Average Assets, year-to-date | $70,587,400 | 5,890 |
| Average Assets, quarterly | $72,100,000 | 5,861 |
| Volatile liabilities | $10,041,000 | 4,086 |
| Insider loans | $633,000 | 5,013 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,050,000 | 3,949 |
| Tier 1 (core) risk-based capital | $5,946,000 | 6,347 |
| Tier 2 risk-based capital | $581,290 | 4,636 |
| Total risk weighted assets | $46,498,290 | 5,228 |
| Total unused commitments | $7,050,000 | 3,972 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 34 | 5,937 |
| Assets and Liabilities | ||
| Total Assets: | $70,188,000 | 6,126 |
| Cash and due from depository institutions | $5,543,000 | 5,937 |
| Interest-bearing balances | $569,000 | 4,733 |
| Securities | $12,121,000 | 8,345 |
| Federal funds sold & reverse repurchase agreements | $7,700,000 | 2,150 |
| Net loans & leases | $42,657,000 | 5,468 |
| Loan loss allowance | $553,000 | 5,998 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,354,000 | 5,041 |
| Other real estate owned | $0 | 5,937 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $813,000 | 7,328 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,188,000 | 6,126 |
| Total liabilities | $64,519,000 | 6,063 |
| Total deposits | $59,199,000 | 6,332 |
| Interest-bearing deposits | $46,557,000 | 6,837 |
| Deposits held in domestic offices | $59,199,000 | 6,322 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,857,000 | 1,771 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,668,000 | 2,114 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $795,000 | 3,943 |
| Total equity capital | $5,669,000 | 6,442 |
| Total bank equity capital | $5,669,000 | 6,442 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000,000 | 3,936 |
| Surplus | $3,500,000 | 3,527 |
| Undivided profits | $1,169,000 | 9,147 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $161,000 | 8,977 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $244,000 | 7,651 |
| Earning assets | $63,047,000 | 6,198 |
| Long-term assets (5+ years) | $13,905,000 | 3,434 |
| Average Assets, year-to-date | $64,701,000 | 6,390 |
| Average Assets, quarterly | $67,533,000 | 6,256 |
| Volatile liabilities | $7,990,000 | 4,827 |
| Insider loans | $433,000 | 2,117 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $5,418,000 | 4,391 |
| Tier 1 (core) risk-based capital | $5,669,000 | 6,366 |
| Tier 2 risk-based capital | $520,890 | 5,034 |
| Total risk weighted assets | $41,639,390 | 5,752 |
| Total unused commitments | $5,418,000 | 4,415 |
| Derivatives | $0 | 651 |