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Grafton State Bank, Assets and Liabilities

2001-12-31Rank
# of Employees:59,328
Assets and Liabilities
Total Assets:$11,589,0009,410
Cash and due from depository institutions$962,0009,328
Interest-bearing balances$07,015
Securities$626,0009,242
Federal funds sold & reverse repurchase agreements$07,110
Net loans & leases$9,075,0009,004
Loan loss allowance$152,0008,636
Trading account assets$0182
Bank premises and fixed assets$34,0009,402
Other real estate owned$09,328
Goodwill and other intangibles$491,0001,880
All other assets$401,0008,675
Life insurance assets$01
Total liabilities and capital$11,589,0009,410
Total liabilities$10,131,0009,376
Total deposits$9,916,0009,337
Interest-bearing deposits$8,910,0009,260
Deposits held in domestic offices$9,916,0009,336
% insured0.00%1
Federal funds purchased & repurchase agreements$159,0003,291
Trading liabilities$069
Other borrowed funds$05,675
Subordinated debt$0241
All other liabilities$56,0009,332
Total equity capital$1,458,0009,364
Total bank equity capital$1,458,0009,364
Perpetual preferred stock$0158
Common stock$150,0006,721
Surplus$1,264,0006,462
Undivided profits$44,0008,662
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$60,0007,439
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,476
Income earned, not collected on loans$359,0007,019
Earning assets$9,701,0009,413
Long-term assets (5+ years)$1,894,0007,425
Average Assets, year-to-date$11,352,4009,393
Average Assets, quarterly$11,427,5009,404
Volatile liabilities$893,0009,255
Insider loans$7,0008,534
FHLB advances$04,938
Loans and leases held for sale$01,749
Unused loan commitments$09,316
Tier 1 (core) risk-based capital$953,0009,522
Tier 2 risk-based capital$124,0008,754
Total risk weighted assets$9,864,0009,083
Total unused commitments$09,317
Derivatives$0450
2000-12-31Rank
# of Employees:69,437
Assets and Liabilities
Total Assets:$11,759,0009,642
Cash and due from depository institutions$620,0009,437
Interest-bearing balances$299,0003,481
Securities$1,774,0009,323
Federal funds sold & reverse repurchase agreements$07,010
Net loans & leases$8,928,0009,220
Loan loss allowance$150,0008,776
Trading account assets$0175
Bank premises and fixed assets$59,0009,558
Other real estate owned$09,437
Goodwill and other intangibles$03,145
All other assets$378,0008,758
Life insurance assets$01
Total liabilities and capital$11,759,0009,642
Total liabilities$10,446,0009,581
Total deposits$10,378,0009,539
Interest-bearing deposits$9,430,0009,451
Deposits held in domestic offices$10,378,0009,539
% insured0.00%1
Federal funds purchased & repurchase agreements$03,755
Trading liabilities$077
Other borrowed funds$05,732
Subordinated debt$0239
All other liabilities$68,0009,573
Total equity capital$1,313,0009,675
Total bank equity capital$1,313,0009,675
Perpetual preferred stock$0178
Common stock$150,0006,941
Surplus$530,0008,070
Undivided profits$633,0008,165
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$110,0006,640
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,385
Income earned, not collected on loans$325,0006,643
Earning assets$11,001,0009,599
Long-term assets (5+ years)$1,844,0007,433
Average Assets, year-to-date$11,472,4009,633
Average Assets, quarterly$11,849,0009,621
Volatile liabilities$728,0009,520
Insider loans$209,0007,065
FHLB advances$0771
Loans and leases held for sale$01,442
Unused loan commitments$09,597
Tier 1 (core) risk-based capital$1,305,0009,667
Tier 2 risk-based capital$121,6908,944
Total risk weighted assets$9,706,7909,298
Total unused commitments$09,600
Derivatives$0481
1999-12-31Rank
# of Employees:69,753
Assets and Liabilities
Total Assets:$11,715,0009,946
Cash and due from depository institutions$869,0009,753
Interest-bearing balances$397,0003,355
Securities$2,026,0009,614
Federal funds sold & reverse repurchase agreements$06,825
Net loans & leases$8,438,0009,512
Loan loss allowance$150,0008,965
Trading account assets$0165
Bank premises and fixed assets$52,0009,915
Other real estate owned$09,753
Goodwill and other intangibles$03,276
All other assets$330,0009,158
Life insurance assets$01
Total liabilities and capital$11,715,0009,946
Total liabilities$10,512,0009,874
Total deposits$10,216,0009,839
Interest-bearing deposits$9,310,0009,745
Deposits held in domestic offices$10,216,0009,839
% insured0.00%1
Federal funds purchased & repurchase agreements$250,0003,770
Trading liabilities$065
Other borrowed funds$05,751
Subordinated debt$0242
All other liabilities$46,0009,980
Total equity capital$1,203,0009,990
Total bank equity capital$1,203,0009,990
Perpetual preferred stock$0193
Common stock$150,0007,188
Surplus$530,0008,292
Undivided profits$523,0008,400
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$5,0008,731
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,502
Income earned, not collected on loans$263,0006,919
Earning assets$10,861,0009,897
Long-term assets (5+ years)$2,217,0007,543
Average Assets, year-to-date$11,213,0009,937
Average Assets, quarterly$11,205,5009,958
Volatile liabilities$993,0009,665
Insider loans$193,0007,255
FHLB advances$0802
Loans and leases held for sale$01,487
Unused loan commitments$09,887
Tier 1 (core) risk-based capital$1,218,0009,992
Tier 2 risk-based capital$115,5509,212
Total risk weighted assets$9,209,5509,609
Total unused commitments$09,888
Derivatives$0488
1998-12-31Rank
# of Employees:69,972
Assets and Liabilities
Total Assets:$11,838,00010,140
Cash and due from depository institutions$1,095,0009,972
Interest-bearing balances$06,728
Securities$1,482,0009,931
Federal funds sold & reverse repurchase agreements$775,0007,367
Net loans & leases$8,117,0009,750
Loan loss allowance$150,0009,110
Trading account assets$0197
Bank premises and fixed assets$62,00010,089
Other real estate owned$09,972
Goodwill and other intangibles$03,445
All other assets$307,0009,331
Life insurance assets$01
Total liabilities and capital$11,838,00010,140
Total liabilities$10,684,00010,084
Total deposits$10,644,00010,040
Interest-bearing deposits$9,780,0009,926
Deposits held in domestic offices$10,644,00010,040
% insured0.00%1
Federal funds purchased & repurchase agreements$03,214
Trading liabilities$069
Other borrowed funds$05,274
Subordinated debt$0255
All other liabilities$40,00010,312
Total equity capital$1,154,00010,240
Total bank equity capital$1,154,00010,240
Perpetual preferred stock$0199
Common stock$150,0007,336
Surplus$510,0008,473
Undivided profits$494,0009,004
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$68,0007,820
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$273,0006,911
Earning assets$10,374,00010,142
Long-term assets (5+ years)$733,0008,575
Average Assets, year-to-date$10,895,60010,165
Average Assets, quarterly$11,374,50010,157
Volatile liabilities$751,0009,941
Insider loans$133,0007,751
FHLB advances$0740
Loans and leases held for sale$01,681
Unused loan commitments$010,110
Tier 1 (core) risk-based capital$1,133,00010,236
Tier 2 risk-based capital$113,6409,371
Total risk weighted assets$9,055,1409,809
Total unused commitments$010,111
Derivatives$0527
1997-12-31Rank
# of Employees:510,603
Assets and Liabilities
Total Assets:$10,598,00010,654
Cash and due from depository institutions$499,00010,603
Interest-bearing balances$06,604
Securities$1,670,00010,409
Federal funds sold & reverse repurchase agreements$150,0007,896
Net loans & leases$7,924,00010,204
Loan loss allowance$150,0009,446
Trading account assets$0203
Bank premises and fixed assets$58,00010,508
Other real estate owned$010,603
Goodwill and other intangibles$03,571
All other assets$297,0009,794
Life insurance assets$01
Total liabilities and capital$10,598,00010,654
Total liabilities$9,545,00010,605
Total deposits$9,502,00010,556
Interest-bearing deposits$8,767,00010,422
Deposits held in domestic offices$9,502,00010,556
% insured0.00%1
Federal funds purchased & repurchase agreements$03,723
Trading liabilities$080
Other borrowed funds$05,103
Subordinated debt$0260
All other liabilities$43,00010,752
Total equity capital$1,053,00010,707
Total bank equity capital$1,053,00010,707
Perpetual preferred stock$0223
Common stock$150,0007,662
Surplus$490,0008,961
Undivided profits$413,0009,593
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$69,0008,202
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$256,0007,401
Earning assets$9,744,00010,618
Long-term assets (5+ years)$703,0008,791
Average Assets, year-to-date$9,927,60010,661
Average Assets, quarterly$10,606,50010,640
Volatile liabilities$780,00010,332
Insider loans$168,0007,733
FHLB advances$0780
Loans and leases held for sale$01,579
Unused loan commitments$010,531
Tier 1 (core) risk-based capital$1,043,00010,704
Tier 2 risk-based capital$106,2709,813
Total risk weighted assets$8,457,57010,258
Total unused commitments$010,532
Derivatives$0533
1996-12-31Rank
# of Employees:511,100
Assets and Liabilities
Total Assets:$9,688,00011,223
Cash and due from depository institutions$534,00011,100
Interest-bearing balances$06,640
Securities$1,551,00010,997
Federal funds sold & reverse repurchase agreements$08,460
Net loans & leases$7,282,00010,728
Loan loss allowance$150,0009,858
Trading account assets$0240
Bank premises and fixed assets$56,00011,031
Other real estate owned$011,100
Goodwill and other intangibles$03,437
All other assets$265,00010,482
Life insurance assets$01
Total liabilities and capital$9,688,00011,223
Total liabilities$8,716,00011,186
Total deposits$8,470,00011,157
Interest-bearing deposits$7,693,00011,052
Deposits held in domestic offices$8,470,00011,157
% insured0.00%1
Federal funds purchased & repurchase agreements$200,0003,626
Trading liabilities$097
Other borrowed funds$05,299
Subordinated debt$0298
All other liabilities$46,00011,237
Total equity capital$972,00011,237
Total bank equity capital$972,00011,237
Perpetual preferred stock$0250
Common stock$150,0008,068
Surplus$450,0009,426
Undivided profits$372,00010,075
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$11,00010,093
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$212,0008,253
Earning assets$8,833,00011,197
Long-term assets (5+ years)$1,114,0008,648
Average Assets, year-to-date$9,571,20011,213
Average Assets, quarterly$9,696,50011,214
Volatile liabilities$615,00010,898
Insider loans$123,0008,509
FHLB advances$0882
Loans and leases held for sale$01,560
Unused loan commitments$010,924
Tier 1 (core) risk-based capital$967,00011,235
Tier 2 risk-based capital$98,65010,362
Total risk weighted assets$7,840,25010,793
Total unused commitments$010,925
Derivatives$0549
1995-12-31Rank
# of Employees:511,610
Assets and Liabilities
Total Assets:$9,444,00011,751
Cash and due from depository institutions$677,00011,610
Interest-bearing balances$100,0004,830
Securities$1,555,00011,502
Federal funds sold & reverse repurchase agreements$250,0008,834
Net loans & leases$6,619,00011,286
Loan loss allowance$150,00010,215
Trading account assets$0261
Bank premises and fixed assets$67,00011,407
Other real estate owned$011,610
Goodwill and other intangibles$03,181
All other assets$276,00010,856
Life insurance assets$01
Total liabilities and capital$9,444,00011,751
Total liabilities$8,540,00011,709
Total deposits$8,487,00011,672
Interest-bearing deposits$7,824,00011,548
Deposits held in domestic offices$8,487,00011,672
% insured0.00%1
Federal funds purchased & repurchase agreements$03,736
Trading liabilities$0110
Other borrowed funds$05,136
Subordinated debt$0337
All other liabilities$53,00011,688
Total equity capital$904,00011,760
Total bank equity capital$904,00011,760
Perpetual preferred stock$0288
Common stock$150,0008,467
Surplus$410,0009,908
Undivided profits$344,00010,666
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$128,0007,751
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$222,0008,387
Earning assets$8,524,00011,716
Long-term assets (5+ years)$641,0009,481
Average Assets, year-to-date$8,869,60011,760
Average Assets, quarterly$9,132,50011,766
Volatile liabilities$810,00011,080
Insider loans$77,0009,489
FHLB advances$0855
Loans and leases held for sale$01,606
Unused loan commitments$011,319
Tier 1 (core) risk-based capital$892,00011,764
Tier 2 risk-based capital$91,98010,861
Total risk weighted assets$7,300,68011,328
Total unused commitments$011,320
Derivatives$0628
1994-12-31Rank
# of Employees:512,235
Assets and Liabilities
Total Assets:$8,928,00012,386
Cash and due from depository institutions$712,00012,235
Interest-bearing balances$100,0005,091
Securities$1,706,00012,146
Federal funds sold & reverse repurchase agreements$275,0007,511
Net loans & leases$5,936,00011,965
Loan loss allowance$150,00010,706
Trading account assets$0286
Bank premises and fixed assets$63,00012,020
Other real estate owned$012,235
Goodwill and other intangibles$03,133
All other assets$236,00011,673
Life insurance assets$01
Total liabilities and capital$8,928,00012,386
Total liabilities$8,112,00012,365
Total deposits$8,076,00012,320
Interest-bearing deposits$7,363,00012,197
Deposits held in domestic offices$8,076,00012,320
% insured0.00%1
Federal funds purchased & repurchase agreements$04,788
Trading liabilities$087
Other borrowed funds$05,375
Subordinated debt$0372
All other liabilities$36,00012,366
Total equity capital$816,00012,371
Total bank equity capital$816,00012,371
Perpetual preferred stock$0310
Common stock$150,0008,932
Surplus$360,00010,555
Undivided profits$306,00010,805
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$210,0006,635
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$198,0008,531
Earning assets$8,017,00012,355
Long-term assets (5+ years)$653,0009,924
Average Assets, year-to-date$8,475,00012,424
Average Assets, quarterly$8,768,50012,401
Volatile liabilities$406,00012,023
Insider loans$134,0008,969
FHLB advances$0993
Loans and leases held for sale$01,430
Unused loan commitments$011,812
Tier 1 (core) risk-based capital$835,00012,384
Tier 2 risk-based capital$82,48011,544
Total risk weighted assets$6,531,18012,002
Total unused commitments$011,813
Derivatives$0687
1993-12-31Rank
# of Employees:512,882
Assets and Liabilities
Total Assets:$7,975,00013,119
Cash and due from depository institutions$559,00012,882
Interest-bearing balances$100,0006,134
Securities$1,400,00012,777
Federal funds sold & reverse repurchase agreements$010,345
Net loans & leases$5,776,00012,501
Loan loss allowance$150,00011,175
Trading account assets$0330
Bank premises and fixed assets$61,00012,666
Other real estate owned$012,882
Goodwill and other intangibles$03,091
All other assets$179,00012,492
Life insurance assets$01
Total liabilities and capital$7,975,00013,119
Total liabilities$7,187,00013,101
Total deposits$7,154,00013,069
Interest-bearing deposits$6,635,00012,917
Deposits held in domestic offices$7,154,00013,069
% insured0.00%1
Federal funds purchased & repurchase agreements$03,944
Trading liabilities$01
Other borrowed funds$05,027
Subordinated debt$0413
All other liabilities$33,00013,020
Total equity capital$788,00012,975
Total bank equity capital$788,00012,975
Perpetual preferred stock$0343
Common stock$150,0009,374
Surplus$360,00011,003
Undivided profits$278,00011,483
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$100,0009,231
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$160,0009,190
Earning assets$7,276,00013,072
Long-term assets (5+ years)$669,00010,414
Average Assets, year-to-date$7,832,60013,116
Average Assets, quarterly$8,052,00013,110
Volatile liabilities$201,00012,879
Insider loans$94,0009,843
FHLB advances$0821
Loans and leases held for sale$01,681
Unused loan commitments$012,206
Tier 1 (core) risk-based capital$788,00012,971
Tier 2 risk-based capital$78,00012,119
Total risk weighted assets$6,167,60012,639
Total unused commitments$012,208
Derivatives$0714
1992-12-31Rank
# of Employees:513,478
Assets and Liabilities
Total Assets:$7,493,00013,741
Cash and due from depository institutions$399,00013,478
Interest-bearing balances$08,059
Securities$1,400,00013,322
Federal funds sold & reverse repurchase agreements$75,00011,195
Net loans & leases$5,384,00013,094
Loan loss allowance$150,00011,515
Trading account assets$0344
Bank premises and fixed assets$66,00013,173
Other real estate owned$013,478
Goodwill and other intangibles$03,106
All other assets$169,00013,139
Life insurance assets$01
Total liabilities and capital$7,493,00013,741
Total liabilities$6,748,00013,725
Total deposits$6,707,00013,696
Interest-bearing deposits$6,137,00013,570
Deposits held in domestic offices$6,707,00013,696
% insured0.00%1
Federal funds purchased & repurchase agreements$03,764
Trading liabilities$01
Other borrowed funds$05,085
Subordinated debt$0482
All other liabilities$41,00013,584
Total equity capital$745,00013,527
Total bank equity capital$745,00013,527
Perpetual preferred stock$0346
Common stock$150,0009,817
Surplus$310,00011,527
Undivided profits$285,00011,664
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$9,00012,557
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$147,00010,112
Earning assets$6,859,00013,688
Long-term assets (5+ years)$822,00010,533
Average Assets, year-to-date$7,760,60013,705
Average Assets, quarterly$7,683,00013,717
Volatile liabilities$500,00012,849
Insider loans$85,0006,118
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$012,570
Tier 1 (core) risk-based capital$745,00013,518
Tier 2 risk-based capital$72,13012,672
Total risk weighted assets$5,692,83013,281
Total unused commitments$012,572
Derivatives$0651