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Governor Financial, Income and Expense
1993-12-31 (YTD Data) | Rank | |
Total interest income | $1,403,000 | 11,437 |
Total interest expense | $702,000 | 10,570 |
Net interest income | $701,000 | 11,873 |
Provision for loan and lease losses | $54,000 | 7,292 |
Total noninterest income | $210,000 | 9,043 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $0 | 11,351 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $210,000 | 5,508 |
Total noninterest expense | $772,000 | 10,812 |
Salaries and employee benefits | $135,000 | 13,066 |
Premises and equipment expense | $40,000 | 12,537 |
Additional noninterest expense | $597,000 | 7,365 |
Pre-tax net operating income | $85,000 | 11,962 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $0 | 12,141 |
Income before extraordinary items | $85,000 | 11,961 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $85,000 | 11,995 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $140,000 | 3,831 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $85,000 | 11,776 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $2,320,000 | 10,261 |
Total interest expense | $1,187,000 | 9,649 |
Net interest income | $1,133,000 | 10,580 |
Provision for loan and lease losses | $1,720,000 | 1,283 |
Total noninterest income | $106,000 | 11,552 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $0 | 11,764 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $106,000 | 7,856 |
Total noninterest expense | $1,664,000 | 7,357 |
Salaries and employee benefits | $336,000 | 11,595 |
Premises and equipment expense | $56,000 | 12,452 |
Additional noninterest expense | $1,272,000 | 4,125 |
Pre-tax net operating income | $-2,145,000 | 13,651 |
Securities gains (losses) | $-4,000 | 13,019 |
Applicable income taxes | $-530,000 | 13,762 |
Income before extraordinary items | $-1,619,000 | 13,638 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $-1,619,000 | 13,633 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,568,000 | 1,154 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $-1,616,000 | 13,579 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.