Home > Gouverneur Savings and Loan Association > Income and Expense
Gouverneur Savings and Loan Association, Income and Expense
| 2025-06-30 (YTD Data) | Rank | |
| Total interest income | $4,340,000 | 3,195 |
| Total interest expense | $750,000 | 3,682 |
| Net interest income | $3,590,000 | 2,988 |
| Provision for loan and lease losses | $11,000 | 2,969 |
| Total noninterest income | $441,000 | 2,809 |
| Gross Fiduciary activities income | $0 | 937 |
| Service charges on deposit accounts | $149,000 | 2,175 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $292,000 | 2,750 |
| Total noninterest expense | $3,451,000 | 2,655 |
| Salaries and employee benefits | $1,685,000 | 2,832 |
| Premises and equipment expense | $433,000 | 2,233 |
| Additional noninterest expense | $292,000 | 2,776 |
| Pre-tax net operating income | $569,000 | 3,491 |
| Securities gains (losses) | $0 | 804 |
| Applicable income taxes | $35,000 | 2,892 |
| Income before extraordinary items | $534,000 | 3,439 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $534,000 | 3,471 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $534,000 | 3,439 |
| Net charge-offs | $0 | 2,761 |
| Cash dividends | $0 | 2,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 478 |
| Net operating income | $534,000 | 3,447 |
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $2,156,000 | 3,203 |
| Total interest expense | $391,000 | 3,665 |
| Net interest income | $1,765,000 | 2,989 |
| Provision for loan and lease losses | $0 | 2,775 |
| Total noninterest income | $200,000 | 2,879 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $71,000 | 2,222 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 2,817 |
| Total noninterest expense | $1,731,000 | 2,662 |
| Salaries and employee benefits | $840,000 | 2,851 |
| Premises and equipment expense | $242,000 | 2,122 |
| Additional noninterest expense | $129,000 | 2,817 |
| Pre-tax net operating income | $234,000 | 3,587 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $-16,000 | 4,280 |
| Income before extraordinary items | $250,000 | 3,435 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $250,000 | 3,469 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $250,000 | 3,435 |
| Net charge-offs | $0 | 2,299 |
| Cash dividends | $0 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $250,000 | 3,449 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $8,649,000 | 3,170 |
| Total interest expense | $1,539,000 | 3,695 |
| Net interest income | $7,110,000 | 2,893 |
| Provision for loan and lease losses | $15,000 | 3,112 |
| Total noninterest income | $838,000 | 2,908 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $310,000 | 2,178 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $528,000 | 2,895 |
| Total noninterest expense | $7,152,000 | 2,590 |
| Salaries and employee benefits | $3,600,000 | 2,731 |
| Premises and equipment expense | $829,000 | 2,269 |
| Additional noninterest expense | $528,000 | 2,895 |
| Pre-tax net operating income | $781,000 | 3,618 |
| Securities gains (losses) | $13,000 | 577 |
| Applicable income taxes | $-46,000 | 4,261 |
| Income before extraordinary items | $840,000 | 3,492 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $840,000 | 3,526 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $840,000 | 3,491 |
| Net charge-offs | $23,000 | 2,421 |
| Cash dividends | $0 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $827,000 | 3,521 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $6,469,000 | 3,171 |
| Total interest expense | $1,094,000 | 3,739 |
| Net interest income | $5,375,000 | 2,869 |
| Provision for loan and lease losses | $0 | 3,100 |
| Total noninterest income | $581,000 | 2,966 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $231,000 | 2,181 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $350,000 | 2,964 |
| Total noninterest expense | $5,366,000 | 2,558 |
| Salaries and employee benefits | $2,718,000 | 2,705 |
| Premises and equipment expense | $631,000 | 2,247 |
| Additional noninterest expense | $350,000 | 2,964 |
| Pre-tax net operating income | $590,000 | 3,648 |
| Securities gains (losses) | $13,000 | 637 |
| Applicable income taxes | $-45,000 | 4,333 |
| Income before extraordinary items | $648,000 | 3,503 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $648,000 | 3,543 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $648,000 | 3,506 |
| Net charge-offs | $4,000 | 2,585 |
| Cash dividends | $0 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $635,000 | 3,534 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $4,314,000 | 3,169 |
| Total interest expense | $724,000 | 3,738 |
| Net interest income | $3,590,000 | 2,858 |
| Provision for loan and lease losses | $0 | 2,935 |
| Total noninterest income | $358,000 | 3,019 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $148,000 | 2,204 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $210,000 | 3,026 |
| Total noninterest expense | $3,533,000 | 2,561 |
| Salaries and employee benefits | $1,769,000 | 2,731 |
| Premises and equipment expense | $423,000 | 2,238 |
| Additional noninterest expense | $210,000 | 3,026 |
| Pre-tax net operating income | $415,000 | 3,625 |
| Securities gains (losses) | $13,000 | 395 |
| Applicable income taxes | $-23,000 | 4,337 |
| Income before extraordinary items | $451,000 | 3,449 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $451,000 | 3,489 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $451,000 | 3,452 |
| Net charge-offs | $1,000 | 2,478 |
| Cash dividends | $0 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $438,000 | 3,500 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $2,154,000 | 3,156 |
| Total interest expense | $337,000 | 3,780 |
| Net interest income | $1,817,000 | 2,839 |
| Provision for loan and lease losses | $0 | 2,578 |
| Total noninterest income | $170,000 | 3,049 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $71,000 | 2,247 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 3,062 |
| Total noninterest expense | $1,798,000 | 2,529 |
| Salaries and employee benefits | $886,000 | 2,726 |
| Premises and equipment expense | $230,000 | 2,138 |
| Additional noninterest expense | $99,000 | 3,062 |
| Pre-tax net operating income | $189,000 | 3,626 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $-17,000 | 4,359 |
| Income before extraordinary items | $206,000 | 3,497 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $206,000 | 3,534 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $206,000 | 3,498 |
| Net charge-offs | $-1,000 | 3,381 |
| Cash dividends | $0 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $206,000 | 3,503 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $8,319,000 | 3,072 |
| Total interest expense | $859,000 | 3,812 |
| Net interest income | $7,460,000 | 2,800 |
| Provision for loan and lease losses | $177,000 | 2,107 |
| Total noninterest income | $745,000 | 3,059 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $310,000 | 2,153 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $435,000 | 3,098 |
| Total noninterest expense | $7,254,000 | 2,511 |
| Salaries and employee benefits | $3,538,000 | 2,701 |
| Premises and equipment expense | $869,000 | 2,187 |
| Additional noninterest expense | $435,000 | 3,098 |
| Pre-tax net operating income | $774,000 | 3,742 |
| Securities gains (losses) | $-319,000 | 4,101 |
| Applicable income taxes | $-58,000 | 4,397 |
| Income before extraordinary items | $513,000 | 3,871 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $513,000 | 3,910 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $513,000 | 3,872 |
| Net charge-offs | $185,000 | 1,204 |
| Cash dividends | $204,000 | 3,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $832,000 | 3,631 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $6,179,000 | 3,066 |
| Total interest expense | $527,000 | 3,875 |
| Net interest income | $5,652,000 | 2,796 |
| Provision for loan and lease losses | $107,000 | 2,091 |
| Total noninterest income | $613,000 | 2,961 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $227,000 | 2,188 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $386,000 | 2,933 |
| Total noninterest expense | $5,545,000 | 2,455 |
| Salaries and employee benefits | $2,668,000 | 2,680 |
| Premises and equipment expense | $658,000 | 2,187 |
| Additional noninterest expense | $386,000 | 2,932 |
| Pre-tax net operating income | $613,000 | 3,791 |
| Securities gains (losses) | $-319,000 | 4,299 |
| Applicable income taxes | $-41,000 | 4,465 |
| Income before extraordinary items | $335,000 | 4,004 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $335,000 | 4,042 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $335,000 | 4,004 |
| Net charge-offs | $118,000 | 1,108 |
| Cash dividends | $204,000 | 2,721 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $654,000 | 3,684 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $4,064,000 | 3,073 |
| Total interest expense | $243,000 | 4,019 |
| Net interest income | $3,821,000 | 2,800 |
| Provision for loan and lease losses | $77,000 | 1,969 |
| Total noninterest income | $414,000 | 2,913 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $148,000 | 2,202 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $266,000 | 2,865 |
| Total noninterest expense | $3,654,000 | 2,460 |
| Salaries and employee benefits | $1,798,000 | 2,674 |
| Premises and equipment expense | $442,000 | 2,166 |
| Additional noninterest expense | $266,000 | 2,859 |
| Pre-tax net operating income | $504,000 | 3,692 |
| Securities gains (losses) | $-319,000 | 4,422 |
| Applicable income taxes | $-52,000 | 4,532 |
| Income before extraordinary items | $237,000 | 4,026 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $237,000 | 4,066 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $237,000 | 4,025 |
| Net charge-offs | $113,000 | 878 |
| Cash dividends | $204,000 | 2,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $556,000 | 3,511 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,015,000 | 3,057 |
| Total interest expense | $56,000 | 4,300 |
| Net interest income | $1,959,000 | 2,770 |
| Provision for loan and lease losses | $47,000 | 1,721 |
| Total noninterest income | $121,000 | 3,443 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $74,000 | 2,213 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 3,732 |
| Total noninterest expense | $1,792,000 | 2,524 |
| Salaries and employee benefits | $880,000 | 2,741 |
| Premises and equipment expense | $236,000 | 2,123 |
| Additional noninterest expense | $47,000 | 3,732 |
| Pre-tax net operating income | $241,000 | 3,782 |
| Securities gains (losses) | $-319,000 | 4,510 |
| Applicable income taxes | $-65,000 | 4,572 |
| Income before extraordinary items | $-13,000 | 4,479 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-13,000 | 4,479 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $-13,000 | 4,479 |
| Net charge-offs | $6,000 | 1,532 |
| Cash dividends | $204,000 | 1,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $239,010 | 3,700 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $5,621,000 | 3,327 |
| Total interest expense | $296,000 | 3,764 |
| Net interest income | $5,325,000 | 3,269 |
| Provision for loan and lease losses | $60,000 | 2,455 |
| Total noninterest income | $2,509,000 | 1,811 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $294,000 | 2,274 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,215,000 | 1,536 |
| Total noninterest expense | $5,679,000 | 2,833 |
| Salaries and employee benefits | $2,570,000 | 3,157 |
| Premises and equipment expense | $629,000 | 2,650 |
| Additional noninterest expense | $2,215,000 | 1,536 |
| Pre-tax net operating income | $2,095,000 | 3,075 |
| Securities gains (losses) | $-342,000 | 4,235 |
| Applicable income taxes | $49,000 | 3,267 |
| Income before extraordinary items | $1,704,000 | 3,121 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,704,000 | 3,118 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,704,000 | 3,120 |
| Net charge-offs | $35,000 | 1,710 |
| Cash dividends | $116,000 | 3,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,035,740 | 2,949 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $3,623,000 | 3,480 |
| Total interest expense | $288,000 | 3,349 |
| Net interest income | $3,335,000 | 3,483 |
| Provision for loan and lease losses | $45,000 | 2,281 |
| Total noninterest income | $2,404,000 | 1,590 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $206,000 | 2,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,198,000 | 1,305 |
| Total noninterest expense | $3,822,000 | 3,001 |
| Salaries and employee benefits | $1,759,000 | 3,263 |
| Premises and equipment expense | $420,000 | 2,840 |
| Additional noninterest expense | $2,198,000 | 1,305 |
| Pre-tax net operating income | $1,872,000 | 2,853 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $138,000 | 2,682 |
| Income before extraordinary items | $1,734,000 | 2,751 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,734,000 | 2,749 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,734,000 | 2,750 |
| Net charge-offs | $33,000 | 1,393 |
| Cash dividends | $115,000 | 2,889 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,734,000 | 2,784 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $2,304,000 | 3,519 |
| Total interest expense | $240,000 | 2,964 |
| Net interest income | $2,064,000 | 3,558 |
| Provision for loan and lease losses | $30,000 | 2,075 |
| Total noninterest income | $1,628,000 | 1,563 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $132,000 | 2,413 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,496,000 | 1,316 |
| Total noninterest expense | $2,541,000 | 2,997 |
| Salaries and employee benefits | $1,120,000 | 3,339 |
| Premises and equipment expense | $278,000 | 2,848 |
| Additional noninterest expense | $1,143,000 | 2,386 |
| Pre-tax net operating income | $1,121,000 | 2,880 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $182,000 | 2,203 |
| Income before extraordinary items | $939,000 | 2,895 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $939,000 | 2,894 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $939,000 | 2,895 |
| Net charge-offs | $14,000 | 1,459 |
| Cash dividends | $72,000 | 2,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $939,000 | 2,931 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,159,000 | 3,479 |
| Total interest expense | $134,000 | 2,787 |
| Net interest income | $1,025,000 | 3,520 |
| Provision for loan and lease losses | $15,000 | 1,841 |
| Total noninterest income | $1,007,000 | 1,365 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $63,000 | 2,454 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $944,000 | 1,119 |
| Total noninterest expense | $1,302,000 | 2,953 |
| Salaries and employee benefits | $578,000 | 3,304 |
| Premises and equipment expense | $144,000 | 2,808 |
| Additional noninterest expense | $580,000 | 2,335 |
| Pre-tax net operating income | $715,000 | 2,524 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $120,000 | 1,959 |
| Income before extraordinary items | $595,000 | 2,549 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $595,000 | 2,547 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $595,000 | 2,549 |
| Net charge-offs | $17,000 | 1,013 |
| Cash dividends | $72,000 | 2,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $595,000 | 2,570 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $4,727,000 | 3,558 |
| Total interest expense | $591,000 | 2,929 |
| Net interest income | $4,136,000 | 3,609 |
| Provision for loan and lease losses | $34,000 | 2,713 |
| Total noninterest income | $1,856,000 | 2,319 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $225,000 | 2,532 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,631,000 | 2,121 |
| Total noninterest expense | $4,828,000 | 3,077 |
| Salaries and employee benefits | $2,545,000 | 3,171 |
| Premises and equipment expense | $552,000 | 2,877 |
| Additional noninterest expense | $1,731,000 | 2,853 |
| Pre-tax net operating income | $1,130,000 | 3,738 |
| Securities gains (losses) | $45,000 | 1,172 |
| Applicable income taxes | $110,000 | 3,021 |
| Income before extraordinary items | $1,065,000 | 3,692 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,065,000 | 3,692 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,065,000 | 3,692 |
| Net charge-offs | $32,000 | 1,884 |
| Cash dividends | $173,000 | 3,321 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,024,050 | 3,721 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $3,561,000 | 3,621 |
| Total interest expense | $444,000 | 3,016 |
| Net interest income | $3,117,000 | 3,683 |
| Provision for loan and lease losses | $18,000 | 2,738 |
| Total noninterest income | $1,425,000 | 2,331 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $163,000 | 2,585 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,262,000 | 2,136 |
| Total noninterest expense | $3,635,000 | 3,074 |
| Salaries and employee benefits | $1,977,000 | 3,135 |
| Premises and equipment expense | $415,000 | 2,884 |
| Additional noninterest expense | $1,243,000 | 2,924 |
| Pre-tax net operating income | $889,000 | 3,820 |
| Securities gains (losses) | $45,000 | 1,091 |
| Applicable income taxes | $85,000 | 2,998 |
| Income before extraordinary items | $849,000 | 3,780 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $849,000 | 3,780 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $849,000 | 3,780 |
| Net charge-offs | $5,000 | 2,152 |
| Cash dividends | $173,000 | 2,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $808,050 | 3,799 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $2,388,000 | 3,641 |
| Total interest expense | $296,000 | 3,112 |
| Net interest income | $2,092,000 | 3,678 |
| Provision for loan and lease losses | $18,000 | 2,566 |
| Total noninterest income | $1,116,000 | 2,120 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $102,000 | 2,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,014,000 | 1,892 |
| Total noninterest expense | $2,471,000 | 3,041 |
| Salaries and employee benefits | $1,382,000 | 3,067 |
| Premises and equipment expense | $286,000 | 2,842 |
| Additional noninterest expense | $803,000 | 2,968 |
| Pre-tax net operating income | $719,000 | 3,628 |
| Securities gains (losses) | $45,000 | 923 |
| Applicable income taxes | $78,000 | 2,853 |
| Income before extraordinary items | $686,000 | 3,586 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $686,000 | 3,585 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $686,000 | 3,586 |
| Net charge-offs | $7,000 | 1,839 |
| Cash dividends | $86,000 | 2,900 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $645,500 | 3,618 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,203,000 | 3,623 |
| Total interest expense | $150,000 | 3,175 |
| Net interest income | $1,053,000 | 3,650 |
| Provision for loan and lease losses | $15,000 | 2,330 |
| Total noninterest income | $867,000 | 1,662 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $53,000 | 2,559 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $814,000 | 1,448 |
| Total noninterest expense | $1,211,000 | 3,072 |
| Salaries and employee benefits | $664,000 | 3,123 |
| Premises and equipment expense | $151,000 | 2,765 |
| Additional noninterest expense | $396,000 | 2,961 |
| Pre-tax net operating income | $694,000 | 2,852 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $117,000 | 2,182 |
| Income before extraordinary items | $577,000 | 2,955 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $577,000 | 2,954 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $577,000 | 2,955 |
| Net charge-offs | $9,000 | 1,389 |
| Cash dividends | $87,000 | 2,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $577,000 | 2,924 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $5,137,000 | 3,547 |
| Total interest expense | $671,000 | 3,501 |
| Net interest income | $4,466,000 | 3,517 |
| Provision for loan and lease losses | $58,000 | 3,838 |
| Total noninterest income | $-349,000 | 4,989 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $240,000 | 2,516 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-589,000 | 4,998 |
| Total noninterest expense | $4,858,000 | 3,054 |
| Salaries and employee benefits | $2,803,000 | 3,048 |
| Premises and equipment expense | $544,000 | 2,911 |
| Additional noninterest expense | $1,511,000 | 3,036 |
| Pre-tax net operating income | $-799,000 | 4,893 |
| Securities gains (losses) | $29,000 | 1,952 |
| Applicable income taxes | $-291,000 | 4,932 |
| Income before extraordinary items | $-479,000 | 4,882 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-479,000 | 4,882 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-479,000 | 4,882 |
| Net charge-offs | $133,000 | 1,803 |
| Cash dividends | $212,000 | 3,367 |
| Sale, conversion, retirement of capital stock, net | $-1,782,000 | 4,985 |
| Net operating income | $-501,910 | 4,869 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $3,890,000 | 3,566 |
| Total interest expense | $501,000 | 3,601 |
| Net interest income | $3,389,000 | 3,528 |
| Provision for loan and lease losses | $58,000 | 3,648 |
| Total noninterest income | $-801,000 | 5,026 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $178,000 | 2,532 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-979,000 | 5,033 |
| Total noninterest expense | $3,616,000 | 3,052 |
| Salaries and employee benefits | $2,096,000 | 3,029 |
| Premises and equipment expense | $410,000 | 2,913 |
| Additional noninterest expense | $1,110,000 | 3,052 |
| Pre-tax net operating income | $-1,086,000 | 4,941 |
| Securities gains (losses) | $29,000 | 1,774 |
| Applicable income taxes | $-326,000 | 4,970 |
| Income before extraordinary items | $-731,000 | 4,918 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-731,000 | 4,918 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-731,000 | 4,918 |
| Net charge-offs | $109,000 | 1,616 |
| Cash dividends | $212,000 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $-1,782,000 | 5,020 |
| Net operating income | $-753,910 | 4,917 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $2,626,000 | 3,586 |
| Total interest expense | $320,000 | 3,739 |
| Net interest income | $2,306,000 | 3,523 |
| Provision for loan and lease losses | $58,000 | 3,389 |
| Total noninterest income | $-1,110,000 | 5,054 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $120,000 | 2,564 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-1,230,000 | 5,062 |
| Total noninterest expense | $2,408,000 | 3,064 |
| Salaries and employee benefits | $1,397,000 | 3,040 |
| Premises and equipment expense | $278,000 | 2,889 |
| Additional noninterest expense | $733,000 | 3,065 |
| Pre-tax net operating income | $-1,270,000 | 4,986 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $-322,000 | 4,983 |
| Income before extraordinary items | $-948,000 | 4,971 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-948,000 | 4,971 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-948,000 | 4,971 |
| Net charge-offs | $109,000 | 1,320 |
| Cash dividends | $125,000 | 2,889 |
| Sale, conversion, retirement of capital stock, net | $-1,782,000 | 5,054 |
| Net operating income | $-948,000 | 4,976 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,315,000 | 3,588 |
| Total interest expense | $152,000 | 3,912 |
| Net interest income | $1,163,000 | 3,477 |
| Provision for loan and lease losses | $35,000 | 2,766 |
| Total noninterest income | $-1,175,000 | 5,098 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $77,000 | 2,474 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-1,252,000 | 5,105 |
| Total noninterest expense | $1,252,000 | 3,022 |
| Salaries and employee benefits | $713,000 | 3,030 |
| Premises and equipment expense | $150,000 | 2,777 |
| Additional noninterest expense | $389,000 | 2,980 |
| Pre-tax net operating income | $-1,299,000 | 5,037 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $-302,000 | 5,006 |
| Income before extraordinary items | $-997,000 | 5,003 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-997,000 | 5,004 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $-997,000 | 5,003 |
| Net charge-offs | $97,000 | 897 |
| Cash dividends | $126,000 | 2,188 |
| Sale, conversion, retirement of capital stock, net | $-1,670,000 | 5,105 |
| Net operating income | $-997,000 | 5,030 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $5,580,000 | 3,553 |
| Total interest expense | $578,000 | 4,005 |
| Net interest income | $5,002,000 | 3,400 |
| Provision for loan and lease losses | $60,000 | 3,246 |
| Total noninterest income | $-275,000 | 5,161 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $365,000 | 2,330 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-640,000 | 5,171 |
| Total noninterest expense | $4,825,000 | 3,088 |
| Salaries and employee benefits | $2,710,000 | 3,100 |
| Premises and equipment expense | $495,000 | 3,119 |
| Additional noninterest expense | $1,620,000 | 2,939 |
| Pre-tax net operating income | $-158,000 | 5,021 |
| Securities gains (losses) | $89,000 | 990 |
| Applicable income taxes | $-146,000 | 5,096 |
| Income before extraordinary items | $77,000 | 4,917 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $77,000 | 4,918 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $77,000 | 4,919 |
| Net charge-offs | $149,000 | 1,929 |
| Cash dividends | $742,000 | 2,649 |
| Sale, conversion, retirement of capital stock, net | $-218,000 | 5,129 |
| Net operating income | $6,690 | 4,965 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $4,246,000 | 3,580 |
| Total interest expense | $444,000 | 4,033 |
| Net interest income | $3,802,000 | 3,434 |
| Provision for loan and lease losses | $60,000 | 2,989 |
| Total noninterest income | $-747,000 | 5,245 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $265,000 | 2,402 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-1,012,000 | 5,252 |
| Total noninterest expense | $3,607,000 | 3,105 |
| Salaries and employee benefits | $2,225,000 | 2,966 |
| Premises and equipment expense | $371,000 | 3,140 |
| Additional noninterest expense | $1,011,000 | 3,306 |
| Pre-tax net operating income | $-612,000 | 5,168 |
| Securities gains (losses) | $89,000 | 834 |
| Applicable income taxes | $-216,000 | 5,210 |
| Income before extraordinary items | $-307,000 | 5,146 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-307,000 | 5,146 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-307,000 | 5,146 |
| Net charge-offs | $194,000 | 1,320 |
| Cash dividends | $742,000 | 2,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $-377,310 | 5,142 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,865,000 | 3,570 |
| Total interest expense | $292,000 | 4,042 |
| Net interest income | $2,573,000 | 3,424 |
| Provision for loan and lease losses | $10,000 | 3,472 |
| Total noninterest income | $-570,000 | 5,292 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $178,000 | 2,367 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-748,000 | 5,300 |
| Total noninterest expense | $2,383,000 | 3,144 |
| Salaries and employee benefits | $1,475,000 | 2,993 |
| Premises and equipment expense | $249,000 | 3,134 |
| Additional noninterest expense | $659,000 | 3,385 |
| Pre-tax net operating income | $-390,000 | 5,217 |
| Securities gains (losses) | $89,000 | 570 |
| Applicable income taxes | $-120,000 | 5,249 |
| Income before extraordinary items | $-181,000 | 5,182 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-181,000 | 5,180 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $-181,000 | 5,180 |
| Net charge-offs | $-18,000 | 4,642 |
| Cash dividends | $371,000 | 2,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $-251,310 | 5,186 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,436,000 | 3,598 |
| Total interest expense | $137,000 | 4,108 |
| Net interest income | $1,299,000 | 3,444 |
| Provision for loan and lease losses | $10,000 | 3,068 |
| Total noninterest income | $-137,000 | 5,342 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $85,000 | 2,424 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-222,000 | 5,352 |
| Total noninterest expense | $1,190,000 | 3,161 |
| Salaries and employee benefits | $728,000 | 3,033 |
| Premises and equipment expense | $133,000 | 3,072 |
| Additional noninterest expense | $329,000 | 3,385 |
| Pre-tax net operating income | $-38,000 | 5,210 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $-38,000 | 5,257 |
| Income before extraordinary items | $0 | 5,151 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $0 | 5,150 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $0 | 5,150 |
| Net charge-offs | $31,000 | 1,479 |
| Cash dividends | $371,000 | 1,570 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $0 | 5,147 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $5,765,000 | 3,511 |
| Total interest expense | $526,000 | 3,869 |
| Net interest income | $5,239,000 | 3,406 |
| Provision for loan and lease losses | $45,000 | 3,544 |
| Total noninterest income | $789,000 | 3,170 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $344,000 | 2,519 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $445,000 | 3,219 |
| Total noninterest expense | $4,685,000 | 3,183 |
| Salaries and employee benefits | $2,754,000 | 3,106 |
| Premises and equipment expense | $490,000 | 3,183 |
| Additional noninterest expense | $1,441,000 | 3,242 |
| Pre-tax net operating income | $1,298,000 | 3,723 |
| Securities gains (losses) | $34,000 | 474 |
| Applicable income taxes | $169,000 | 2,776 |
| Income before extraordinary items | $1,163,000 | 3,710 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,163,000 | 3,707 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,163,000 | 3,709 |
| Net charge-offs | $124,000 | 1,994 |
| Cash dividends | $295,000 | 3,392 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,133,420 | 3,745 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,591,000 | 3,413 |
| Total interest expense | $644,000 | 3,097 |
| Net interest income | $3,947,000 | 3,428 |
| Provision for loan and lease losses | $35,000 | 3,397 |
| Total noninterest income | $1,160,000 | 2,308 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $248,000 | 2,609 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $912,000 | 2,040 |
| Total noninterest expense | $3,507,000 | 3,191 |
| Salaries and employee benefits | $2,059,000 | 3,108 |
| Premises and equipment expense | $372,000 | 3,196 |
| Additional noninterest expense | $1,076,000 | 3,258 |
| Pre-tax net operating income | $1,565,000 | 3,128 |
| Securities gains (losses) | $34,000 | 477 |
| Applicable income taxes | $252,000 | 2,359 |
| Income before extraordinary items | $1,347,000 | 3,150 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,347,000 | 3,148 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,347,000 | 3,149 |
| Net charge-offs | $109,000 | 1,679 |
| Cash dividends | $295,000 | 2,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,318,440 | 3,184 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,050,000 | 3,413 |
| Total interest expense | $426,000 | 3,037 |
| Net interest income | $2,624,000 | 3,440 |
| Provision for loan and lease losses | $35,000 | 3,040 |
| Total noninterest income | $857,000 | 2,189 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $162,000 | 2,636 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $695,000 | 1,881 |
| Total noninterest expense | $2,346,000 | 3,205 |
| Salaries and employee benefits | $1,386,000 | 3,106 |
| Premises and equipment expense | $257,000 | 3,159 |
| Additional noninterest expense | $703,000 | 3,327 |
| Pre-tax net operating income | $1,100,000 | 3,019 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $168,000 | 2,350 |
| Income before extraordinary items | $932,000 | 3,066 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $932,000 | 3,064 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $932,000 | 3,065 |
| Net charge-offs | $49,000 | 1,785 |
| Cash dividends | $148,000 | 3,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $932,000 | 3,055 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,512,000 | 3,424 |
| Total interest expense | $211,000 | 3,002 |
| Net interest income | $1,301,000 | 3,461 |
| Provision for loan and lease losses | $30,000 | 2,415 |
| Total noninterest income | $546,000 | 1,877 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $80,000 | 2,667 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $466,000 | 1,557 |
| Total noninterest expense | $1,194,000 | 3,194 |
| Salaries and employee benefits | $693,000 | 3,139 |
| Premises and equipment expense | $135,000 | 3,086 |
| Additional noninterest expense | $366,000 | 3,241 |
| Pre-tax net operating income | $623,000 | 2,751 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $97,000 | 2,204 |
| Income before extraordinary items | $526,000 | 2,815 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $526,000 | 2,815 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $526,000 | 2,815 |
| Net charge-offs | $4,000 | 2,263 |
| Cash dividends | $148,000 | 2,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $526,000 | 2,801 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $6,080,000 | 3,389 |
| Total interest expense | $635,000 | 3,293 |
| Net interest income | $5,445,000 | 3,366 |
| Provision for loan and lease losses | $120,000 | 2,846 |
| Total noninterest income | $918,000 | 3,066 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $357,000 | 2,552 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $561,000 | 3,021 |
| Total noninterest expense | $4,599,000 | 3,270 |
| Salaries and employee benefits | $2,748,000 | 3,158 |
| Premises and equipment expense | $453,000 | 3,433 |
| Additional noninterest expense | $1,398,000 | 3,361 |
| Pre-tax net operating income | $1,644,000 | 3,402 |
| Securities gains (losses) | $56,000 | 843 |
| Applicable income taxes | $847,000 | 2,021 |
| Income before extraordinary items | $853,000 | 3,922 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $853,000 | 3,922 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $853,000 | 3,922 |
| Net charge-offs | $186,000 | 1,894 |
| Cash dividends | $303,000 | 3,379 |
| Sale, conversion, retirement of capital stock, net | $-825,000 | 5,649 |
| Net operating income | $817,160 | 3,963 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,558,000 | 3,410 |
| Total interest expense | $447,000 | 3,400 |
| Net interest income | $4,111,000 | 3,374 |
| Provision for loan and lease losses | $90,000 | 2,745 |
| Total noninterest income | $531,000 | 3,470 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $265,000 | 2,595 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $266,000 | 3,621 |
| Total noninterest expense | $3,490,000 | 3,258 |
| Salaries and employee benefits | $2,088,000 | 3,147 |
| Premises and equipment expense | $340,000 | 3,465 |
| Additional noninterest expense | $1,062,000 | 3,349 |
| Pre-tax net operating income | $1,062,000 | 3,663 |
| Securities gains (losses) | $56,000 | 827 |
| Applicable income taxes | $201,000 | 2,759 |
| Income before extraordinary items | $917,000 | 3,675 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $917,000 | 3,675 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $917,000 | 3,675 |
| Net charge-offs | $120,000 | 1,781 |
| Cash dividends | $303,000 | 2,844 |
| Sale, conversion, retirement of capital stock, net | $-825,000 | 5,719 |
| Net operating income | $871,080 | 3,717 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,032,000 | 3,400 |
| Total interest expense | $288,000 | 3,433 |
| Net interest income | $2,744,000 | 3,363 |
| Provision for loan and lease losses | $60,000 | 2,608 |
| Total noninterest income | $339,000 | 3,543 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $175,000 | 2,609 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $164,000 | 3,745 |
| Total noninterest expense | $2,367,000 | 3,233 |
| Salaries and employee benefits | $1,429,000 | 3,115 |
| Premises and equipment expense | $227,000 | 3,492 |
| Additional noninterest expense | $711,000 | 3,363 |
| Pre-tax net operating income | $656,000 | 3,752 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $104,000 | 2,909 |
| Income before extraordinary items | $552,000 | 3,777 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $552,000 | 3,774 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $552,000 | 3,777 |
| Net charge-offs | $62,000 | 1,837 |
| Cash dividends | $155,000 | 2,966 |
| Sale, conversion, retirement of capital stock, net | $-825,000 | 5,772 |
| Net operating income | $552,000 | 3,763 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,524,000 | 3,401 |
| Total interest expense | $136,000 | 3,520 |
| Net interest income | $1,388,000 | 3,351 |
| Provision for loan and lease losses | $30,000 | 2,408 |
| Total noninterest income | $159,000 | 3,631 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $82,000 | 2,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 3,824 |
| Total noninterest expense | $1,183,000 | 3,271 |
| Salaries and employee benefits | $707,000 | 3,180 |
| Premises and equipment expense | $118,000 | 3,470 |
| Additional noninterest expense | $358,000 | 3,341 |
| Pre-tax net operating income | $334,000 | 3,688 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $53,000 | 2,864 |
| Income before extraordinary items | $281,000 | 3,711 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $281,000 | 3,711 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $281,000 | 3,712 |
| Net charge-offs | $41,000 | 1,447 |
| Cash dividends | $155,000 | 2,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $281,000 | 3,688 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,146,000 | 3,378 |
| Total interest expense | $615,000 | 3,284 |
| Net interest income | $5,531,000 | 3,351 |
| Provision for loan and lease losses | $160,000 | 2,678 |
| Total noninterest income | $825,000 | 3,338 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $351,000 | 2,691 |
| Trading account gains and fees | $77,000 | 142 |
| Additional Noninterest Income | $397,000 | 3,572 |
| Total noninterest expense | $4,621,000 | 3,347 |
| Salaries and employee benefits | $2,688,000 | 3,266 |
| Premises and equipment expense | $441,000 | 3,608 |
| Additional noninterest expense | $1,492,000 | 3,357 |
| Pre-tax net operating income | $1,575,000 | 3,442 |
| Securities gains (losses) | $121,000 | 1,208 |
| Applicable income taxes | $408,000 | 2,425 |
| Income before extraordinary items | $1,288,000 | 3,517 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,288,000 | 3,515 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,288,000 | 3,516 |
| Net charge-offs | $263,000 | 1,663 |
| Cash dividends | $310,000 | 3,402 |
| Sale, conversion, retirement of capital stock, net | $-16,000 | 5,815 |
| Net operating income | $1,196,040 | 3,576 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,619,000 | 3,384 |
| Total interest expense | $483,000 | 3,197 |
| Net interest income | $4,136,000 | 3,373 |
| Provision for loan and lease losses | $130,000 | 2,511 |
| Total noninterest income | $506,000 | 3,662 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $259,000 | 2,728 |
| Trading account gains and fees | $-62,000 | 5,963 |
| Additional Noninterest Income | $309,000 | 3,536 |
| Total noninterest expense | $3,505,000 | 3,331 |
| Salaries and employee benefits | $2,021,000 | 3,254 |
| Premises and equipment expense | $326,000 | 3,656 |
| Additional noninterest expense | $1,158,000 | 3,298 |
| Pre-tax net operating income | $1,007,000 | 3,711 |
| Securities gains (losses) | $121,000 | 1,127 |
| Applicable income taxes | $272,000 | 2,568 |
| Income before extraordinary items | $856,000 | 3,756 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $856,000 | 3,754 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $856,000 | 3,756 |
| Net charge-offs | $271,000 | 1,224 |
| Cash dividends | $310,000 | 2,854 |
| Sale, conversion, retirement of capital stock, net | $-16,000 | 5,902 |
| Net operating income | $764,040 | 3,851 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,090,000 | 3,393 |
| Total interest expense | $352,000 | 3,051 |
| Net interest income | $2,738,000 | 3,405 |
| Provision for loan and lease losses | $100,000 | 2,280 |
| Total noninterest income | $255,000 | 4,110 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $171,000 | 2,716 |
| Trading account gains and fees | $-101,000 | 6,041 |
| Additional Noninterest Income | $185,000 | 3,711 |
| Total noninterest expense | $2,350,000 | 3,329 |
| Salaries and employee benefits | $1,344,000 | 3,273 |
| Premises and equipment expense | $221,000 | 3,646 |
| Additional noninterest expense | $785,000 | 3,280 |
| Pre-tax net operating income | $543,000 | 4,030 |
| Securities gains (losses) | $121,000 | 844 |
| Applicable income taxes | $111,000 | 2,928 |
| Income before extraordinary items | $553,000 | 3,814 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $553,000 | 3,811 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $553,000 | 3,813 |
| Net charge-offs | $270,000 | 931 |
| Cash dividends | $155,000 | 3,006 |
| Sale, conversion, retirement of capital stock, net | $-16,000 | 5,984 |
| Net operating income | $452,570 | 4,033 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,552,000 | 3,401 |
| Total interest expense | $188,000 | 2,952 |
| Net interest income | $1,364,000 | 3,421 |
| Provision for loan and lease losses | $60,000 | 1,948 |
| Total noninterest income | $94,000 | 4,469 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $83,000 | 2,745 |
| Trading account gains and fees | $-87,000 | 6,100 |
| Additional Noninterest Income | $98,000 | 3,580 |
| Total noninterest expense | $1,171,000 | 3,358 |
| Salaries and employee benefits | $674,000 | 3,290 |
| Premises and equipment expense | $115,000 | 3,591 |
| Additional noninterest expense | $382,000 | 3,329 |
| Pre-tax net operating income | $227,000 | 4,269 |
| Securities gains (losses) | $43,000 | 893 |
| Applicable income taxes | $36,000 | 3,173 |
| Income before extraordinary items | $234,000 | 4,018 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $234,000 | 4,015 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $234,000 | 4,016 |
| Net charge-offs | $183,000 | 705 |
| Cash dividends | $155,000 | 2,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $196,590 | 4,211 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,331,000 | 3,335 |
| Total interest expense | $730,000 | 2,984 |
| Net interest income | $5,601,000 | 3,335 |
| Provision for loan and lease losses | $265,000 | 2,040 |
| Total noninterest income | $700,000 | 3,642 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $375,000 | 2,632 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $325,000 | 3,874 |
| Total noninterest expense | $4,457,000 | 3,478 |
| Salaries and employee benefits | $2,599,000 | 3,319 |
| Premises and equipment expense | $418,000 | 3,827 |
| Additional noninterest expense | $1,440,000 | 3,489 |
| Pre-tax net operating income | $1,579,000 | 3,427 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $323,000 | 2,602 |
| Income before extraordinary items | $1,256,000 | 3,541 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,256,000 | 3,539 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,256,000 | 3,541 |
| Net charge-offs | $98,000 | 2,678 |
| Cash dividends | $312,000 | 3,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,256,000 | 3,496 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,762,000 | 3,361 |
| Total interest expense | $542,000 | 3,040 |
| Net interest income | $4,220,000 | 3,357 |
| Provision for loan and lease losses | $120,000 | 2,499 |
| Total noninterest income | $536,000 | 3,620 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $277,000 | 2,692 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $259,000 | 3,820 |
| Total noninterest expense | $3,395,000 | 3,467 |
| Salaries and employee benefits | $1,941,000 | 3,340 |
| Premises and equipment expense | $316,000 | 3,865 |
| Additional noninterest expense | $1,138,000 | 3,393 |
| Pre-tax net operating income | $1,241,000 | 3,400 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $275,000 | 2,550 |
| Income before extraordinary items | $966,000 | 3,563 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $966,000 | 3,561 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $966,000 | 3,562 |
| Net charge-offs | $96,000 | 2,210 |
| Cash dividends | $312,000 | 2,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $966,000 | 3,510 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,252,000 | 3,311 |
| Total interest expense | $356,000 | 3,087 |
| Net interest income | $2,896,000 | 3,301 |
| Provision for loan and lease losses | $65,000 | 2,615 |
| Total noninterest income | $417,000 | 3,398 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $190,000 | 2,582 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $227,000 | 3,448 |
| Total noninterest expense | $2,338,000 | 3,424 |
| Salaries and employee benefits | $1,304,000 | 3,348 |
| Premises and equipment expense | $216,000 | 3,841 |
| Additional noninterest expense | $818,000 | 3,255 |
| Pre-tax net operating income | $910,000 | 3,239 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $226,000 | 2,358 |
| Income before extraordinary items | $684,000 | 3,452 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $684,000 | 3,452 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $684,000 | 3,453 |
| Net charge-offs | $98,000 | 1,750 |
| Cash dividends | $156,000 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $684,000 | 3,387 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,624,000 | 3,323 |
| Total interest expense | $173,000 | 3,176 |
| Net interest income | $1,451,000 | 3,299 |
| Provision for loan and lease losses | $30,000 | 2,461 |
| Total noninterest income | $199,000 | 3,436 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $96,000 | 2,551 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $103,000 | 3,556 |
| Total noninterest expense | $1,175,000 | 3,426 |
| Salaries and employee benefits | $644,000 | 3,410 |
| Premises and equipment expense | $118,000 | 3,697 |
| Additional noninterest expense | $413,000 | 3,229 |
| Pre-tax net operating income | $445,000 | 3,210 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $111,000 | 2,354 |
| Income before extraordinary items | $334,000 | 3,451 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $334,000 | 3,454 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $334,000 | 3,454 |
| Net charge-offs | $-1,000 | 4,352 |
| Cash dividends | $156,000 | 2,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $334,000 | 3,368 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,863,000 | 3,230 |
| Total interest expense | $735,000 | 3,202 |
| Net interest income | $6,128,000 | 3,199 |
| Provision for loan and lease losses | $85,000 | 3,356 |
| Total noninterest income | $764,000 | 3,562 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $408,000 | 2,655 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $356,000 | 3,783 |
| Total noninterest expense | $4,567,000 | 3,517 |
| Salaries and employee benefits | $2,516,000 | 3,458 |
| Premises and equipment expense | $446,000 | 3,874 |
| Additional noninterest expense | $1,605,000 | 3,392 |
| Pre-tax net operating income | $2,240,000 | 2,785 |
| Securities gains (losses) | $171,000 | 887 |
| Applicable income taxes | $667,000 | 1,951 |
| Income before extraordinary items | $1,744,000 | 2,955 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,744,000 | 2,954 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,744,000 | 2,955 |
| Net charge-offs | $271,000 | 2,124 |
| Cash dividends | $313,000 | 3,330 |
| Sale, conversion, retirement of capital stock, net | $-81,000 | 6,436 |
| Net operating income | $1,620,880 | 3,053 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,198,000 | 3,235 |
| Total interest expense | $562,000 | 3,223 |
| Net interest income | $4,636,000 | 3,201 |
| Provision for loan and lease losses | $65,000 | 3,215 |
| Total noninterest income | $572,000 | 3,590 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $300,000 | 2,710 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $272,000 | 3,784 |
| Total noninterest expense | $3,391,000 | 3,556 |
| Salaries and employee benefits | $1,887,000 | 3,476 |
| Premises and equipment expense | $341,000 | 3,897 |
| Additional noninterest expense | $1,163,000 | 3,487 |
| Pre-tax net operating income | $1,752,000 | 2,752 |
| Securities gains (losses) | $77,000 | 1,176 |
| Applicable income taxes | $499,000 | 1,993 |
| Income before extraordinary items | $1,330,000 | 2,967 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,330,000 | 2,967 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,330,000 | 2,968 |
| Net charge-offs | $83,000 | 2,865 |
| Cash dividends | $313,000 | 2,694 |
| Sale, conversion, retirement of capital stock, net | $-81,000 | 6,533 |
| Net operating income | $1,273,790 | 2,975 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,431,000 | 3,261 |
| Total interest expense | $383,000 | 3,217 |
| Net interest income | $3,048,000 | 3,233 |
| Provision for loan and lease losses | $50,000 | 2,981 |
| Total noninterest income | $434,000 | 3,363 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $195,000 | 2,748 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $239,000 | 3,365 |
| Total noninterest expense | $2,267,000 | 3,561 |
| Salaries and employee benefits | $1,261,000 | 3,487 |
| Premises and equipment expense | $235,000 | 3,855 |
| Additional noninterest expense | $771,000 | 3,511 |
| Pre-tax net operating income | $1,165,000 | 2,706 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $332,000 | 1,961 |
| Income before extraordinary items | $833,000 | 3,003 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $833,000 | 3,009 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $833,000 | 3,009 |
| Net charge-offs | $52,000 | 2,757 |
| Cash dividends | $157,000 | 2,897 |
| Sale, conversion, retirement of capital stock, net | $-80,000 | 6,611 |
| Net operating income | $833,000 | 2,947 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,728,000 | 3,244 |
| Total interest expense | $201,000 | 3,163 |
| Net interest income | $1,527,000 | 3,225 |
| Provision for loan and lease losses | $25,000 | 2,805 |
| Total noninterest income | $204,000 | 3,435 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $94,000 | 2,795 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $110,000 | 3,432 |
| Total noninterest expense | $1,146,000 | 3,568 |
| Salaries and employee benefits | $630,000 | 3,527 |
| Premises and equipment expense | $130,000 | 3,664 |
| Additional noninterest expense | $386,000 | 3,496 |
| Pre-tax net operating income | $560,000 | 2,695 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $157,000 | 1,953 |
| Income before extraordinary items | $403,000 | 2,973 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $403,000 | 2,976 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $403,000 | 2,976 |
| Net charge-offs | $33,000 | 2,158 |
| Cash dividends | $157,000 | 1,933 |
| Sale, conversion, retirement of capital stock, net | $-75,000 | 6,701 |
| Net operating income | $403,000 | 2,938 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,114,000 | 3,209 |
| Total interest expense | $877,000 | 3,241 |
| Net interest income | $6,237,000 | 3,174 |
| Provision for loan and lease losses | $85,000 | 3,859 |
| Total noninterest income | $931,000 | 3,329 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $457,000 | 2,559 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $474,000 | 3,433 |
| Total noninterest expense | $4,451,000 | 3,669 |
| Salaries and employee benefits | $2,406,000 | 3,636 |
| Premises and equipment expense | $448,000 | 3,976 |
| Additional noninterest expense | $1,597,000 | 3,495 |
| Pre-tax net operating income | $2,632,000 | 2,380 |
| Securities gains (losses) | $48,000 | 1,821 |
| Applicable income taxes | $808,000 | 1,671 |
| Income before extraordinary items | $1,872,000 | 2,738 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,872,000 | 2,741 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,872,000 | 2,741 |
| Net charge-offs | $16,000 | 4,930 |
| Cash dividends | $760,000 | 2,258 |
| Sale, conversion, retirement of capital stock, net | $-71,000 | 6,732 |
| Net operating income | $1,838,400 | 2,712 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,391,000 | 3,212 |
| Total interest expense | $669,000 | 3,282 |
| Net interest income | $4,722,000 | 3,168 |
| Provision for loan and lease losses | $70,000 | 3,713 |
| Total noninterest income | $700,000 | 3,377 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $337,000 | 2,607 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $363,000 | 3,463 |
| Total noninterest expense | $3,316,000 | 3,706 |
| Salaries and employee benefits | $1,792,000 | 3,673 |
| Premises and equipment expense | $337,000 | 4,021 |
| Additional noninterest expense | $1,187,000 | 3,522 |
| Pre-tax net operating income | $2,036,000 | 2,390 |
| Securities gains (losses) | $47,000 | 1,704 |
| Applicable income taxes | $631,000 | 1,676 |
| Income before extraordinary items | $1,452,000 | 2,716 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,452,000 | 2,720 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,452,000 | 2,720 |
| Net charge-offs | $15,000 | 4,543 |
| Cash dividends | $760,000 | 1,711 |
| Sale, conversion, retirement of capital stock, net | $-67,000 | 6,829 |
| Net operating income | $1,419,100 | 2,686 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,629,000 | 3,199 |
| Total interest expense | $455,000 | 3,298 |
| Net interest income | $3,174,000 | 3,151 |
| Provision for loan and lease losses | $60,000 | 3,384 |
| Total noninterest income | $454,000 | 3,474 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $220,000 | 2,611 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $234,000 | 3,548 |
| Total noninterest expense | $2,192,000 | 3,740 |
| Salaries and employee benefits | $1,195,000 | 3,687 |
| Premises and equipment expense | $232,000 | 3,952 |
| Additional noninterest expense | $765,000 | 3,610 |
| Pre-tax net operating income | $1,376,000 | 2,355 |
| Securities gains (losses) | $47,000 | 1,557 |
| Applicable income taxes | $457,000 | 1,608 |
| Income before extraordinary items | $966,000 | 2,709 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $966,000 | 2,714 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $966,000 | 2,714 |
| Net charge-offs | $12,000 | 4,240 |
| Cash dividends | $380,000 | 1,979 |
| Sale, conversion, retirement of capital stock, net | $-67,000 | 6,894 |
| Net operating income | $934,040 | 2,680 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,859,000 | 3,163 |
| Total interest expense | $232,000 | 3,334 |
| Net interest income | $1,627,000 | 3,102 |
| Provision for loan and lease losses | $30,000 | 3,174 |
| Total noninterest income | $221,000 | 3,492 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $100,000 | 2,779 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $121,000 | 3,485 |
| Total noninterest expense | $1,101,000 | 3,759 |
| Salaries and employee benefits | $598,000 | 3,723 |
| Premises and equipment expense | $121,000 | 3,879 |
| Additional noninterest expense | $382,000 | 3,620 |
| Pre-tax net operating income | $717,000 | 2,225 |
| Securities gains (losses) | $47,000 | 948 |
| Applicable income taxes | $248,000 | 1,516 |
| Income before extraordinary items | $516,000 | 2,526 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $516,000 | 2,528 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $516,000 | 2,528 |
| Net charge-offs | $5,000 | 3,681 |
| Cash dividends | $380,000 | 1,151 |
| Sale, conversion, retirement of capital stock, net | $-67,000 | 6,991 |
| Net operating income | $484,040 | 2,575 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,655,000 | 3,223 |
| Total interest expense | $1,144,000 | 3,295 |
| Net interest income | $6,511,000 | 3,170 |
| Provision for loan and lease losses | $280,000 | 3,492 |
| Total noninterest income | $811,000 | 3,620 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $409,000 | 2,897 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $402,000 | 3,623 |
| Total noninterest expense | $4,264,000 | 3,855 |
| Salaries and employee benefits | $2,305,000 | 3,776 |
| Premises and equipment expense | $439,000 | 4,118 |
| Additional noninterest expense | $1,520,000 | 3,756 |
| Pre-tax net operating income | $2,778,000 | 2,228 |
| Securities gains (losses) | $129,000 | 2,067 |
| Applicable income taxes | $917,000 | 1,546 |
| Income before extraordinary items | $1,990,000 | 2,596 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,990,000 | 2,598 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,990,000 | 2,597 |
| Net charge-offs | $86,000 | 4,542 |
| Cash dividends | $765,000 | 2,273 |
| Sale, conversion, retirement of capital stock, net | $-83,000 | 7,016 |
| Net operating income | $1,902,280 | 2,557 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,772,000 | 3,273 |
| Total interest expense | $874,000 | 3,367 |
| Net interest income | $4,898,000 | 3,206 |
| Provision for loan and lease losses | $250,000 | 3,206 |
| Total noninterest income | $677,000 | 3,468 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $301,000 | 2,960 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $376,000 | 3,357 |
| Total noninterest expense | $3,176,000 | 3,896 |
| Salaries and employee benefits | $1,714,000 | 3,804 |
| Premises and equipment expense | $327,000 | 4,182 |
| Additional noninterest expense | $1,135,000 | 3,790 |
| Pre-tax net operating income | $2,149,000 | 2,220 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $668,000 | 1,635 |
| Income before extraordinary items | $1,481,000 | 2,665 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,481,000 | 2,667 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,481,000 | 2,666 |
| Net charge-offs | $82,000 | 4,154 |
| Cash dividends | $765,000 | 1,577 |
| Sale, conversion, retirement of capital stock, net | $-82,000 | 7,121 |
| Net operating income | $1,481,000 | 2,540 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,882,000 | 3,275 |
| Total interest expense | $593,000 | 3,432 |
| Net interest income | $3,289,000 | 3,199 |
| Provision for loan and lease losses | $130,000 | 3,522 |
| Total noninterest income | $445,000 | 3,463 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $200,000 | 2,948 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $245,000 | 3,373 |
| Total noninterest expense | $2,139,000 | 3,902 |
| Salaries and employee benefits | $1,158,000 | 3,792 |
| Premises and equipment expense | $227,000 | 4,112 |
| Additional noninterest expense | $754,000 | 3,814 |
| Pre-tax net operating income | $1,465,000 | 2,175 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $486,000 | 1,521 |
| Income before extraordinary items | $979,000 | 2,661 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $979,000 | 2,661 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $979,000 | 2,661 |
| Net charge-offs | $85,000 | 3,574 |
| Cash dividends | $385,000 | 1,892 |
| Sale, conversion, retirement of capital stock, net | $-82,000 | 7,195 |
| Net operating income | $979,000 | 2,519 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,980,000 | 3,243 |
| Total interest expense | $308,000 | 3,457 |
| Net interest income | $1,672,000 | 3,172 |
| Provision for loan and lease losses | $90,000 | 2,992 |
| Total noninterest income | $219,000 | 3,481 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $96,000 | 3,017 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $123,000 | 3,383 |
| Total noninterest expense | $1,097,000 | 3,853 |
| Salaries and employee benefits | $586,000 | 3,795 |
| Premises and equipment expense | $123,000 | 3,927 |
| Additional noninterest expense | $388,000 | 3,716 |
| Pre-tax net operating income | $704,000 | 2,268 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $232,000 | 1,559 |
| Income before extraordinary items | $472,000 | 2,729 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $472,000 | 2,731 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $472,000 | 2,732 |
| Net charge-offs | $83,000 | 2,613 |
| Cash dividends | $385,000 | 1,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $472,000 | 2,597 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,107,000 | 3,295 |
| Total interest expense | $1,570,000 | 3,335 |
| Net interest income | $6,537,000 | 3,239 |
| Provision for loan and lease losses | $430,000 | 3,655 |
| Total noninterest income | $782,000 | 3,569 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $582,000 | 2,287 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $200,000 | 4,464 |
| Total noninterest expense | $4,127,000 | 4,031 |
| Salaries and employee benefits | $2,381,000 | 3,703 |
| Premises and equipment expense | $730,000 | 3,096 |
| Additional noninterest expense | $1,016,000 | 4,862 |
| Pre-tax net operating income | $2,762,000 | 1,976 |
| Securities gains (losses) | $23,000 | 3,024 |
| Applicable income taxes | $912,000 | 1,438 |
| Income before extraordinary items | $1,873,000 | 2,385 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,873,000 | 2,385 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,873,000 | 2,386 |
| Net charge-offs | $559,000 | 3,046 |
| Cash dividends | $595,000 | 2,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,857,590 | 2,316 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,103,000 | 3,317 |
| Total interest expense | $1,216,000 | 3,376 |
| Net interest income | $4,887,000 | 3,271 |
| Provision for loan and lease losses | $365,000 | 3,342 |
| Total noninterest income | $596,000 | 3,540 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $440,000 | 2,291 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $156,000 | 4,469 |
| Total noninterest expense | $3,094,000 | 4,033 |
| Salaries and employee benefits | $1,775,000 | 3,725 |
| Premises and equipment expense | $557,000 | 3,087 |
| Additional noninterest expense | $762,000 | 4,897 |
| Pre-tax net operating income | $2,024,000 | 2,070 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $653,000 | 1,491 |
| Income before extraordinary items | $1,371,000 | 2,482 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,371,000 | 2,484 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,371,000 | 2,484 |
| Net charge-offs | $550,000 | 2,558 |
| Cash dividends | $595,000 | 1,643 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,371,000 | 2,379 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,090,000 | 3,328 |
| Total interest expense | $833,000 | 3,407 |
| Net interest income | $3,257,000 | 3,284 |
| Provision for loan and lease losses | $115,000 | 4,273 |
| Total noninterest income | $436,000 | 3,387 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $296,000 | 2,247 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $140,000 | 4,059 |
| Total noninterest expense | $2,072,000 | 4,064 |
| Salaries and employee benefits | $1,214,000 | 3,673 |
| Premises and equipment expense | $374,000 | 3,098 |
| Additional noninterest expense | $484,000 | 5,075 |
| Pre-tax net operating income | $1,506,000 | 1,877 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $505,000 | 1,316 |
| Income before extraordinary items | $1,001,000 | 2,277 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,001,000 | 2,277 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,001,000 | 2,277 |
| Net charge-offs | $176,000 | 3,243 |
| Cash dividends | $280,000 | 1,996 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,001,000 | 2,195 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,061,000 | 3,321 |
| Total interest expense | $425,000 | 3,461 |
| Net interest income | $1,636,000 | 3,257 |
| Provision for loan and lease losses | $50,000 | 4,153 |
| Total noninterest income | $221,000 | 3,387 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $144,000 | 2,264 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $77,000 | 3,973 |
| Total noninterest expense | $1,032,000 | 4,097 |
| Salaries and employee benefits | $593,000 | 3,758 |
| Premises and equipment expense | $198,000 | 3,026 |
| Additional noninterest expense | $241,000 | 5,096 |
| Pre-tax net operating income | $775,000 | 1,820 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $258,000 | 1,253 |
| Income before extraordinary items | $517,000 | 2,195 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $517,000 | 2,194 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $517,000 | 2,195 |
| Net charge-offs | $30,000 | 3,773 |
| Cash dividends | $210,000 | 1,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $517,000 | 2,152 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,250,000 | 3,474 |
| Total interest expense | $1,988,000 | 3,588 |
| Net interest income | $6,262,000 | 3,363 |
| Provision for loan and lease losses | $220,000 | 5,239 |
| Total noninterest income | $844,000 | 3,545 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $844,000 | 2,420 |
| Total noninterest expense | $4,195,000 | 4,080 |
| Salaries and employee benefits | $2,380,000 | 3,723 |
| Premises and equipment expense | $717,000 | 3,229 |
| Additional noninterest expense | $1,098,000 | 4,840 |
| Pre-tax net operating income | $2,691,000 | 1,783 |
| Securities gains (losses) | $45,000 | 2,728 |
| Applicable income taxes | $912,000 | 1,317 |
| Income before extraordinary items | $1,824,000 | 2,181 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,824,000 | 2,183 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,824,000 | 2,184 |
| Net charge-offs | $121,000 | 5,255 |
| Cash dividends | $335,000 | 2,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,793,850 | 2,124 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,198,000 | 3,531 |
| Total interest expense | $1,525,000 | 3,659 |
| Net interest income | $4,673,000 | 3,427 |
| Provision for loan and lease losses | $175,000 | 5,086 |
| Total noninterest income | $608,000 | 3,653 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $608,000 | 2,466 |
| Total noninterest expense | $3,175,000 | 4,061 |
| Salaries and employee benefits | $1,808,000 | 3,728 |
| Premises and equipment expense | $534,000 | 3,301 |
| Additional noninterest expense | $833,000 | 4,804 |
| Pre-tax net operating income | $1,931,000 | 1,946 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $636,000 | 1,425 |
| Income before extraordinary items | $1,295,000 | 2,412 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,295,000 | 2,409 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,295,000 | 2,413 |
| Net charge-offs | $103,000 | 4,869 |
| Cash dividends | $335,000 | 2,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,295,000 | 2,291 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,093,000 | 3,595 |
| Total interest expense | $1,035,000 | 3,715 |
| Net interest income | $3,058,000 | 3,473 |
| Provision for loan and lease losses | $85,000 | 5,336 |
| Total noninterest income | $387,000 | 3,701 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $387,000 | 2,457 |
| Total noninterest expense | $2,093,000 | 4,109 |
| Salaries and employee benefits | $1,169,000 | 3,837 |
| Premises and equipment expense | $363,000 | 3,269 |
| Additional noninterest expense | $561,000 | 4,773 |
| Pre-tax net operating income | $1,267,000 | 1,966 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $417,000 | 1,411 |
| Income before extraordinary items | $850,000 | 2,402 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $850,000 | 2,398 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $850,000 | 2,401 |
| Net charge-offs | $19,000 | 5,533 |
| Cash dividends | $170,000 | 2,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $850,000 | 2,303 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,069,000 | 3,620 |
| Total interest expense | $521,000 | 3,819 |
| Net interest income | $1,548,000 | 3,466 |
| Provision for loan and lease losses | $40,000 | 5,088 |
| Total noninterest income | $188,000 | 3,795 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $188,000 | 2,489 |
| Total noninterest expense | $1,060,000 | 4,113 |
| Salaries and employee benefits | $590,000 | 3,881 |
| Premises and equipment expense | $193,000 | 3,216 |
| Additional noninterest expense | $277,000 | 4,819 |
| Pre-tax net operating income | $636,000 | 2,008 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $211,000 | 1,373 |
| Income before extraordinary items | $425,000 | 2,454 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $425,000 | 2,452 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $425,000 | 2,454 |
| Net charge-offs | $22,000 | 4,360 |
| Cash dividends | $170,000 | 1,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $425,000 | 2,356 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,050,000 | 3,797 |
| Total interest expense | $2,700,000 | 3,695 |
| Net interest income | $5,350,000 | 3,778 |
| Provision for loan and lease losses | $90,000 | 6,520 |
| Total noninterest income | $855,000 | 3,627 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $855,000 | 2,354 |
| Total noninterest expense | $4,088,000 | 4,273 |
| Salaries and employee benefits | $2,252,000 | 4,005 |
| Premises and equipment expense | $698,000 | 3,465 |
| Additional noninterest expense | $1,138,000 | 4,876 |
| Pre-tax net operating income | $2,027,000 | 1,888 |
| Securities gains (losses) | $-4,000 | 6,931 |
| Applicable income taxes | $669,000 | 1,283 |
| Income before extraordinary items | $1,354,000 | 2,274 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,354,000 | 2,271 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,354,000 | 2,272 |
| Net charge-offs | $163,000 | 5,229 |
| Cash dividends | $587,000 | 2,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,356,680 | 2,244 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,004,000 | 3,864 |
| Total interest expense | $2,111,000 | 3,723 |
| Net interest income | $3,893,000 | 3,847 |
| Provision for loan and lease losses | $60,000 | 6,402 |
| Total noninterest income | $643,000 | 3,711 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $643,000 | 2,420 |
| Total noninterest expense | $3,040,000 | 4,314 |
| Salaries and employee benefits | $1,652,000 | 4,097 |
| Premises and equipment expense | $530,000 | 3,472 |
| Additional noninterest expense | $858,000 | 4,854 |
| Pre-tax net operating income | $1,436,000 | 2,117 |
| Securities gains (losses) | $-4,000 | 7,168 |
| Applicable income taxes | $476,000 | 1,451 |
| Income before extraordinary items | $956,000 | 2,551 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $956,000 | 2,549 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $956,000 | 2,552 |
| Net charge-offs | $147,000 | 4,633 |
| Cash dividends | $587,000 | 1,829 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $958,680 | 2,500 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,983,000 | 3,913 |
| Total interest expense | $1,425,000 | 3,801 |
| Net interest income | $2,558,000 | 3,882 |
| Provision for loan and lease losses | $30,000 | 6,428 |
| Total noninterest income | $430,000 | 3,706 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $430,000 | 2,440 |
| Total noninterest expense | $1,946,000 | 4,459 |
| Salaries and employee benefits | $1,072,000 | 4,220 |
| Premises and equipment expense | $353,000 | 3,512 |
| Additional noninterest expense | $521,000 | 5,134 |
| Pre-tax net operating income | $1,012,000 | 2,092 |
| Securities gains (losses) | $-2,000 | 7,376 |
| Applicable income taxes | $332,000 | 1,435 |
| Income before extraordinary items | $678,000 | 2,556 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $678,000 | 2,553 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $678,000 | 2,555 |
| Net charge-offs | $104,000 | 4,205 |
| Cash dividends | $417,000 | 1,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $679,340 | 2,473 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,004,000 | 3,942 |
| Total interest expense | $721,000 | 3,860 |
| Net interest income | $1,283,000 | 3,863 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $210,000 | 3,708 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $210,000 | 2,442 |
| Total noninterest expense | $942,000 | 4,483 |
| Salaries and employee benefits | $530,000 | 4,280 |
| Premises and equipment expense | $173,000 | 3,602 |
| Additional noninterest expense | $239,000 | 5,067 |
| Pre-tax net operating income | $551,000 | 2,205 |
| Securities gains (losses) | $-2,000 | 7,731 |
| Applicable income taxes | $189,000 | 1,518 |
| Income before extraordinary items | $360,000 | 2,763 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $360,000 | 2,761 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $360,000 | 2,764 |
| Net charge-offs | $92,000 | 2,958 |
| Cash dividends | $167,000 | 1,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $361,320 | 2,622 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,002,000 | 4,128 |
| Total interest expense | $3,420,000 | 3,897 |
| Net interest income | $4,582,000 | 4,179 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $903,000 | 3,632 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $903,000 | 2,282 |
| Total noninterest expense | $3,642,000 | 4,515 |
| Salaries and employee benefits | $2,040,000 | 4,382 |
| Premises and equipment expense | $663,000 | 3,643 |
| Additional noninterest expense | $939,000 | 5,014 |
| Pre-tax net operating income | $1,843,000 | 2,619 |
| Securities gains (losses) | $-2,000 | 6,877 |
| Applicable income taxes | $510,000 | 1,839 |
| Income before extraordinary items | $1,331,000 | 2,734 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,331,000 | 2,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,719 |
| Cash dividends | $660,000 | 2,940 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,332,440 | 2,870 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,988,000 | 4,208 |
| Total interest expense | $2,619,000 | 3,961 |
| Net interest income | $3,369,000 | 4,256 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $646,000 | 3,811 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $646,000 | 2,435 |
| Total noninterest expense | $2,717,000 | 4,512 |
| Salaries and employee benefits | $1,532,000 | 4,402 |
| Premises and equipment expense | $490,000 | 3,688 |
| Additional noninterest expense | $695,000 | 4,973 |
| Pre-tax net operating income | $1,298,000 | 3,158 |
| Securities gains (losses) | $-1,000 | 7,156 |
| Applicable income taxes | $329,000 | 2,364 |
| Income before extraordinary items | $968,000 | 3,173 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $968,000 | 3,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,039 |
| Cash dividends | $660,000 | 2,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $968,750 | 3,317 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,997,000 | 4,255 |
| Total interest expense | $1,788,000 | 4,025 |
| Net interest income | $2,209,000 | 4,303 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $409,000 | 3,971 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $409,000 | 2,556 |
| Total noninterest expense | $1,784,000 | 4,597 |
| Salaries and employee benefits | $1,029,000 | 4,430 |
| Premises and equipment expense | $320,000 | 3,767 |
| Additional noninterest expense | $435,000 | 5,169 |
| Pre-tax net operating income | $834,000 | 3,347 |
| Securities gains (losses) | $-1,000 | 7,955 |
| Applicable income taxes | $235,000 | 2,505 |
| Income before extraordinary items | $598,000 | 3,654 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $598,000 | 3,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,294 |
| Cash dividends | $160,000 | 3,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $598,720 | 3,594 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,045,000 | 4,255 |
| Total interest expense | $919,000 | 4,130 |
| Net interest income | $1,126,000 | 4,266 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $195,000 | 4,057 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $195,000 | 2,615 |
| Total noninterest expense | $910,000 | 4,536 |
| Salaries and employee benefits | $533,000 | 4,328 |
| Premises and equipment expense | $167,000 | 3,686 |
| Additional noninterest expense | $210,000 | 5,226 |
| Pre-tax net operating income | $411,000 | 3,486 |
| Securities gains (losses) | $-1,000 | 8,175 |
| Applicable income taxes | $117,000 | 2,620 |
| Income before extraordinary items | $293,000 | 3,853 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $293,000 | 3,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,665 |
| Cash dividends | $160,000 | 2,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $293,710 | 3,763 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,292,000 | 4,275 |
| Total interest expense | $3,911,000 | 4,067 |
| Net interest income | $4,381,000 | 4,370 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $690,000 | 4,338 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $690,000 | 2,780 |
| Total noninterest expense | $3,540,000 | 4,478 |
| Salaries and employee benefits | $1,971,000 | 4,423 |
| Premises and equipment expense | $692,000 | 3,467 |
| Additional noninterest expense | $877,000 | 5,035 |
| Pre-tax net operating income | $1,531,000 | 3,869 |
| Securities gains (losses) | $96,000 | 621 |
| Applicable income taxes | $521,000 | 2,688 |
| Income before extraordinary items | $1,106,000 | 4,090 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,106,000 | 4,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,008 |
| Cash dividends | $317,000 | 4,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,040,720 | 4,220 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,234,000 | 4,271 |
| Total interest expense | $2,927,000 | 4,084 |
| Net interest income | $3,307,000 | 4,368 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $494,000 | 4,444 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $494,000 | 2,874 |
| Total noninterest expense | $2,652,000 | 4,469 |
| Salaries and employee benefits | $1,473,000 | 4,429 |
| Premises and equipment expense | $515,000 | 3,480 |
| Additional noninterest expense | $664,000 | 4,951 |
| Pre-tax net operating income | $1,149,000 | 4,048 |
| Securities gains (losses) | $96,000 | 503 |
| Applicable income taxes | $405,000 | 2,795 |
| Income before extraordinary items | $840,000 | 4,244 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $840,000 | 4,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,621 |
| Cash dividends | $317,000 | 3,553 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $775,680 | 4,406 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,140,000 | 4,309 |
| Total interest expense | $1,948,000 | 4,082 |
| Net interest income | $2,192,000 | 4,420 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $314,000 | 4,563 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $314,000 | 2,939 |
| Total noninterest expense | $1,811,000 | 4,426 |
| Salaries and employee benefits | $984,000 | 4,460 |
| Premises and equipment expense | $374,000 | 3,262 |
| Additional noninterest expense | $453,000 | 4,899 |
| Pre-tax net operating income | $695,000 | 4,328 |
| Securities gains (losses) | $96,000 | 415 |
| Applicable income taxes | $245,000 | 2,993 |
| Income before extraordinary items | $546,000 | 4,360 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $546,000 | 4,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,632 |
| Cash dividends | $157,000 | 3,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $479,760 | 4,642 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,068,000 | 4,309 |
| Total interest expense | $961,000 | 4,108 |
| Net interest income | $1,107,000 | 4,394 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $157,000 | 4,537 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $157,000 | 2,924 |
| Total noninterest expense | $931,000 | 4,353 |
| Salaries and employee benefits | $509,000 | 4,382 |
| Premises and equipment expense | $191,000 | 3,230 |
| Additional noninterest expense | $231,000 | 4,794 |
| Pre-tax net operating income | $333,000 | 4,419 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $93,000 | 3,366 |
| Income before extraordinary items | $240,000 | 4,657 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $240,000 | 4,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,116 |
| Cash dividends | $157,000 | 2,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $240,000 | 4,643 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,827,000 | 4,255 |
| Total interest expense | $3,445,000 | 3,959 |
| Net interest income | $4,382,000 | 4,410 |
| Provision for loan and lease losses | $90,000 | 4,875 |
| Total noninterest income | $911,000 | 3,750 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $911,000 | 2,372 |
| Total noninterest expense | $3,444,000 | 4,451 |
| Salaries and employee benefits | $1,941,000 | 4,381 |
| Premises and equipment expense | $675,000 | 3,425 |
| Additional noninterest expense | $828,000 | 5,132 |
| Pre-tax net operating income | $1,759,000 | 3,942 |
| Securities gains (losses) | $98,000 | 549 |
| Applicable income taxes | $553,000 | 2,999 |
| Income before extraordinary items | $1,304,000 | 4,094 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,304,000 | 4,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,610 |
| Cash dividends | $294,000 | 4,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,235,400 | 4,197 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,794,000 | 4,271 |
| Total interest expense | $2,483,000 | 3,968 |
| Net interest income | $3,311,000 | 4,432 |
| Provision for loan and lease losses | $75,000 | 4,564 |
| Total noninterest income | $758,000 | 3,521 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $758,000 | 2,206 |
| Total noninterest expense | $2,575,000 | 4,451 |
| Salaries and employee benefits | $1,447,000 | 4,362 |
| Premises and equipment expense | $516,000 | 3,382 |
| Additional noninterest expense | $612,000 | 5,153 |
| Pre-tax net operating income | $1,419,000 | 3,919 |
| Securities gains (losses) | $98,000 | 448 |
| Applicable income taxes | $438,000 | 3,048 |
| Income before extraordinary items | $1,079,000 | 3,983 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,079,000 | 3,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,679 |
| Cash dividends | $294,000 | 3,724 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,009,420 | 4,134 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,806,000 | 4,274 |
| Total interest expense | $1,592,000 | 3,961 |
| Net interest income | $2,214,000 | 4,422 |
| Provision for loan and lease losses | $40,000 | 4,712 |
| Total noninterest income | $381,000 | 4,168 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $381,000 | 2,633 |
| Total noninterest expense | $1,711,000 | 4,475 |
| Salaries and employee benefits | $963,000 | 4,376 |
| Premises and equipment expense | $352,000 | 3,312 |
| Additional noninterest expense | $396,000 | 5,239 |
| Pre-tax net operating income | $844,000 | 4,201 |
| Securities gains (losses) | $98,000 | 358 |
| Applicable income taxes | $285,000 | 3,112 |
| Income before extraordinary items | $657,000 | 4,220 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $657,000 | 4,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,675 |
| Cash dividends | $147,000 | 4,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $588,400 | 4,480 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,875,000 | 4,266 |
| Total interest expense | $762,000 | 3,945 |
| Net interest income | $1,113,000 | 4,392 |
| Provision for loan and lease losses | $25,000 | 4,252 |
| Total noninterest income | $166,000 | 4,402 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $166,000 | 2,791 |
| Total noninterest expense | $821,000 | 4,607 |
| Salaries and employee benefits | $449,000 | 4,646 |
| Premises and equipment expense | $182,000 | 3,245 |
| Additional noninterest expense | $190,000 | 5,347 |
| Pre-tax net operating income | $433,000 | 4,093 |
| Securities gains (losses) | $98,000 | 255 |
| Applicable income taxes | $179,000 | 2,763 |
| Income before extraordinary items | $352,000 | 4,008 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $352,000 | 4,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,455 |
| Cash dividends | $147,000 | 2,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $287,320 | 4,511 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,922,000 | 4,182 |
| Total interest expense | $2,462,000 | 3,861 |
| Net interest income | $4,460,000 | 4,288 |
| Provision for loan and lease losses | $125,000 | 4,393 |
| Total noninterest income | $652,000 | 4,582 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $652,000 | 2,907 |
| Total noninterest expense | $3,349,000 | 4,447 |
| Salaries and employee benefits | $1,850,000 | 4,383 |
| Premises and equipment expense | $693,000 | 3,263 |
| Additional noninterest expense | $806,000 | 5,144 |
| Pre-tax net operating income | $1,638,000 | 4,174 |
| Securities gains (losses) | $96,000 | 715 |
| Applicable income taxes | $546,000 | 3,225 |
| Income before extraordinary items | $1,188,000 | 4,374 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,188,000 | 4,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,376 |
| Cash dividends | $141,000 | 5,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,121,760 | 4,472 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,056,000 | 4,209 |
| Total interest expense | $1,718,000 | 3,928 |
| Net interest income | $3,338,000 | 4,300 |
| Provision for loan and lease losses | $100,000 | 4,154 |
| Total noninterest income | $448,000 | 4,836 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $448,000 | 3,079 |
| Total noninterest expense | $2,511,000 | 4,407 |
| Salaries and employee benefits | $1,395,000 | 4,327 |
| Premises and equipment expense | $512,000 | 3,301 |
| Additional noninterest expense | $604,000 | 5,100 |
| Pre-tax net operating income | $1,175,000 | 4,350 |
| Securities gains (losses) | $96,000 | 675 |
| Applicable income taxes | $384,000 | 3,396 |
| Income before extraordinary items | $887,000 | 4,495 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $887,000 | 4,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,349 |
| Cash dividends | $141,000 | 4,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $819,800 | 4,655 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,278,000 | 4,224 |
| Total interest expense | $1,071,000 | 3,945 |
| Net interest income | $2,207,000 | 4,299 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $272,000 | 5,020 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $272,000 | 3,244 |
| Total noninterest expense | $1,633,000 | 4,474 |
| Salaries and employee benefits | $915,000 | 4,358 |
| Premises and equipment expense | $327,000 | 3,379 |
| Additional noninterest expense | $391,000 | 5,167 |
| Pre-tax net operating income | $786,000 | 4,321 |
| Securities gains (losses) | $96,000 | 581 |
| Applicable income taxes | $304,000 | 3,086 |
| Income before extraordinary items | $578,000 | 4,514 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $578,000 | 4,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $514,640 | 4,777 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,602,000 | 4,275 |
| Total interest expense | $513,000 | 3,952 |
| Net interest income | $1,089,000 | 4,351 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $117,000 | 5,341 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $117,000 | 3,447 |
| Total noninterest expense | $801,000 | 4,554 |
| Salaries and employee benefits | $447,000 | 4,467 |
| Premises and equipment expense | $164,000 | 3,396 |
| Additional noninterest expense | $190,000 | 5,263 |
| Pre-tax net operating income | $375,000 | 4,440 |
| Securities gains (losses) | $96,000 | 379 |
| Applicable income taxes | $161,000 | 2,984 |
| Income before extraordinary items | $310,000 | 4,275 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $310,000 | 4,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $246,640 | 4,866 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,698,000 | 4,421 |
| Total interest expense | $1,747,000 | 4,055 |
| Net interest income | $3,951,000 | 4,521 |
| Provision for loan and lease losses | $150,000 | 4,230 |
| Total noninterest income | $564,000 | 4,969 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $564,000 | 3,093 |
| Total noninterest expense | $2,970,000 | 4,693 |
| Salaries and employee benefits | $1,629,000 | 4,677 |
| Premises and equipment expense | $632,000 | 3,388 |
| Additional noninterest expense | $709,000 | 5,483 |
| Pre-tax net operating income | $1,395,000 | 4,437 |
| Securities gains (losses) | $90,000 | 1,317 |
| Applicable income taxes | $543,000 | 3,199 |
| Income before extraordinary items | $942,000 | 4,849 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $942,000 | 4,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,719 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $884,400 | 4,943 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,160,000 | 4,489 |
| Total interest expense | $1,243,000 | 4,170 |
| Net interest income | $2,917,000 | 4,568 |
| Provision for loan and lease losses | $110,000 | 4,124 |
| Total noninterest income | $399,000 | 5,135 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $399,000 | 3,192 |
| Total noninterest expense | $2,164,000 | 4,744 |
| Salaries and employee benefits | $1,168,000 | 4,769 |
| Premises and equipment expense | $465,000 | 3,458 |
| Additional noninterest expense | $531,000 | 5,456 |
| Pre-tax net operating income | $1,042,000 | 4,505 |
| Securities gains (losses) | $90,000 | 1,248 |
| Applicable income taxes | $423,000 | 3,208 |
| Income before extraordinary items | $709,000 | 4,926 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $709,000 | 4,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 3,505 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $651,400 | 5,064 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,728,000 | 4,549 |
| Total interest expense | $807,000 | 4,261 |
| Net interest income | $1,921,000 | 4,594 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $245,000 | 5,343 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $245,000 | 3,356 |
| Total noninterest expense | $1,407,000 | 4,859 |
| Salaries and employee benefits | $766,000 | 4,863 |
| Premises and equipment expense | $308,000 | 3,472 |
| Additional noninterest expense | $333,000 | 5,651 |
| Pre-tax net operating income | $699,000 | 4,454 |
| Securities gains (losses) | $90,000 | 1,101 |
| Applicable income taxes | $276,000 | 3,217 |
| Income before extraordinary items | $513,000 | 4,673 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $513,000 | 4,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 2,135 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $454,500 | 4,894 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,364,000 | 4,571 |
| Total interest expense | $403,000 | 4,305 |
| Net interest income | $961,000 | 4,599 |
| Provision for loan and lease losses | $25,000 | 4,502 |
| Total noninterest income | $106,000 | 5,653 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $106,000 | 3,585 |
| Total noninterest expense | $739,000 | 4,735 |
| Salaries and employee benefits | $414,000 | 4,619 |
| Premises and equipment expense | $159,000 | 3,435 |
| Additional noninterest expense | $166,000 | 5,673 |
| Pre-tax net operating income | $303,000 | 4,785 |
| Securities gains (losses) | $90,000 | 862 |
| Applicable income taxes | $130,000 | 3,350 |
| Income before extraordinary items | $263,000 | 4,617 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $263,000 | 4,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,677 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $202,700 | 5,196 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,303,000 | 4,699 |
| Total interest expense | $1,814,000 | 4,329 |
| Net interest income | $3,489,000 | 4,806 |
| Provision for loan and lease losses | $80,000 | 5,625 |
| Total noninterest income | $380,000 | 6,072 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $380,000 | 4,072 |
| Total noninterest expense | $2,661,000 | 4,992 |
| Salaries and employee benefits | $1,450,000 | 4,957 |
| Premises and equipment expense | $593,000 | 3,554 |
| Additional noninterest expense | $618,000 | 5,891 |
| Pre-tax net operating income | $1,128,000 | 4,836 |
| Securities gains (losses) | $68,000 | 2,232 |
| Applicable income taxes | $435,000 | 3,619 |
| Income before extraordinary items | $761,000 | 5,360 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $761,000 | 5,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,380 |
| Cash dividends | $64,000 | 5,824 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $717,480 | 5,356 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,949,000 | 4,776 |
| Total interest expense | $1,384,000 | 4,396 |
| Net interest income | $2,565,000 | 4,878 |
| Provision for loan and lease losses | $55,000 | 5,636 |
| Total noninterest income | $287,000 | 6,112 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $287,000 | 4,118 |
| Total noninterest expense | $2,013,000 | 4,957 |
| Salaries and employee benefits | $1,089,000 | 4,946 |
| Premises and equipment expense | $447,000 | 3,538 |
| Additional noninterest expense | $477,000 | 5,787 |
| Pre-tax net operating income | $784,000 | 5,189 |
| Securities gains (losses) | $77,000 | 1,969 |
| Applicable income taxes | $301,000 | 3,902 |
| Income before extraordinary items | $560,000 | 5,579 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $560,000 | 5,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,282 |
| Cash dividends | $64,000 | 4,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $509,950 | 5,635 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,649,000 | 4,792 |
| Total interest expense | $944,000 | 4,436 |
| Net interest income | $1,705,000 | 4,889 |
| Provision for loan and lease losses | $35,000 | 5,611 |
| Total noninterest income | $161,000 | 6,480 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $161,000 | 4,447 |
| Total noninterest expense | $1,321,000 | 4,998 |
| Salaries and employee benefits | $715,000 | 4,992 |
| Premises and equipment expense | $295,000 | 3,546 |
| Additional noninterest expense | $311,000 | 5,860 |
| Pre-tax net operating income | $510,000 | 5,265 |
| Securities gains (losses) | $91,000 | 1,580 |
| Applicable income taxes | $205,000 | 3,917 |
| Income before extraordinary items | $396,000 | 5,438 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $396,000 | 5,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,683 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $335,940 | 5,621 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,357,000 | 4,727 |
| Total interest expense | $495,000 | 4,366 |
| Net interest income | $862,000 | 4,836 |
| Provision for loan and lease losses | $10,000 | 6,044 |
| Total noninterest income | $74,000 | 6,601 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $74,000 | 4,499 |
| Total noninterest expense | $694,000 | 4,822 |
| Salaries and employee benefits | $385,000 | 4,742 |
| Premises and equipment expense | $154,000 | 3,411 |
| Additional noninterest expense | $155,000 | 5,809 |
| Pre-tax net operating income | $232,000 | 5,470 |
| Securities gains (losses) | $91,000 | 1,052 |
| Applicable income taxes | $108,000 | 3,802 |
| Income before extraordinary items | $215,000 | 5,131 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $215,000 | 5,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,953 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $154,030 | 5,755 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,544,000 | 4,814 |
| Total interest expense | $2,177,000 | 4,537 |
| Net interest income | $3,367,000 | 4,889 |
| Provision for loan and lease losses | $100,000 | 5,681 |
| Total noninterest income | $280,000 | 6,620 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $280,000 | 4,398 |
| Total noninterest expense | $2,468,000 | 5,125 |
| Salaries and employee benefits | $1,284,000 | 5,233 |
| Premises and equipment expense | $533,000 | 3,756 |
| Additional noninterest expense | $651,000 | 5,651 |
| Pre-tax net operating income | $1,079,000 | 5,016 |
| Securities gains (losses) | $104,000 | 1,711 |
| Applicable income taxes | $457,000 | 3,637 |
| Income before extraordinary items | $726,000 | 5,456 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $726,000 | 5,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 4,397 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $659,440 | 5,565 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,992,000 | 4,966 |
| Total interest expense | $2,929,000 | 4,822 |
| Net interest income | $3,063,000 | 4,987 |
| Provision for loan and lease losses | $75,000 | 6,076 |
| Total noninterest income | $288,000 | 6,525 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $288,000 | 4,205 |
| Total noninterest expense | $2,009,000 | 5,705 |
| Salaries and employee benefits | $1,089,000 | 5,683 |
| Premises and equipment expense | $416,000 | 4,480 |
| Additional noninterest expense | $504,000 | 6,407 |
| Pre-tax net operating income | $1,267,000 | 4,294 |
| Securities gains (losses) | $98,000 | 1,760 |
| Applicable income taxes | $493,000 | 3,347 |
| Income before extraordinary items | $872,000 | 4,649 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $872,000 | 4,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 3,575 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $809,280 | 4,729 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,749,000 | 5,229 |
| Total interest expense | $2,805,000 | 5,174 |
| Net interest income | $2,944,000 | 5,217 |
| Provision for loan and lease losses | $150,000 | 4,393 |
| Total noninterest income | $274,000 | 6,528 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $274,000 | 4,111 |
| Total noninterest expense | $1,890,000 | 5,882 |
| Salaries and employee benefits | $1,053,000 | 5,718 |
| Premises and equipment expense | $373,000 | 4,729 |
| Additional noninterest expense | $464,000 | 6,678 |
| Pre-tax net operating income | $1,178,000 | 4,769 |
| Securities gains (losses) | $67,000 | 652 |
| Applicable income taxes | $454,000 | 3,713 |
| Income before extraordinary items | $791,000 | 5,082 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $791,000 | 5,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,263 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $748,120 | 5,234 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,997,000 | 5,577 |
| Total interest expense | $2,175,000 | 5,689 |
| Net interest income | $2,822,000 | 5,401 |
| Provision for loan and lease losses | $167,000 | 4,023 |
| Total noninterest income | $254,000 | 6,908 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $254,000 | 4,406 |
| Total noninterest expense | $1,886,000 | 5,897 |
| Salaries and employee benefits | $931,000 | 6,178 |
| Premises and equipment expense | $428,000 | 4,299 |
| Additional noninterest expense | $527,000 | 6,302 |
| Pre-tax net operating income | $1,023,000 | 5,244 |
| Securities gains (losses) | $-25,000 | 9,615 |
| Applicable income taxes | $403,000 | 4,144 |
| Income before extraordinary items | $595,000 | 5,924 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $595,000 | 5,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,687 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $611,000 | 5,817 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,396,000 | 6,145 |
| Total interest expense | $1,945,000 | 6,281 |
| Net interest income | $2,451,000 | 5,919 |
| Provision for loan and lease losses | $164,000 | 3,980 |
| Total noninterest income | $77,000 | 9,405 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $77,000 | 7,275 |
| Total noninterest expense | $1,497,000 | 6,709 |
| Salaries and employee benefits | $806,000 | 6,662 |
| Premises and equipment expense | $328,000 | 5,097 |
| Additional noninterest expense | $363,000 | 7,534 |
| Pre-tax net operating income | $867,000 | 5,851 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $366,000 | 4,657 |
| Income before extraordinary items | $501,000 | 6,610 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $501,000 | 6,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-59,000 | 10,137 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $501,000 | 6,486 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,285,000 | 6,397 |
| Total interest expense | $1,892,000 | 6,489 |
| Net interest income | $2,393,000 | 6,225 |
| Provision for loan and lease losses | $229,000 | 3,163 |
| Total noninterest income | $139,000 | 8,746 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $139,000 | 5,896 |
| Total noninterest expense | $1,321,000 | 7,255 |
| Salaries and employee benefits | $725,000 | 7,170 |
| Premises and equipment expense | $281,000 | 5,637 |
| Additional noninterest expense | $315,000 | 8,172 |
| Pre-tax net operating income | $982,000 | 5,889 |
| Securities gains (losses) | $-18,000 | 10,323 |
| Applicable income taxes | $314,000 | 5,598 |
| Income before extraordinary items | $650,000 | 6,117 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $650,000 | 6,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,217 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $662,060 | 6,013 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,356,000 | 6,527 |
| Total interest expense | $1,951,000 | 6,519 |
| Net interest income | $2,405,000 | 6,380 |
| Provision for loan and lease losses | $19,000 | 8,051 |
| Total noninterest income | $114,000 | 9,634 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $114,000 | 6,754 |
| Total noninterest expense | $1,574,000 | 6,910 |
| Salaries and employee benefits | $744,000 | 7,283 |
| Premises and equipment expense | $281,000 | 5,823 |
| Additional noninterest expense | $549,000 | 6,684 |
| Pre-tax net operating income | $926,000 | 6,001 |
| Securities gains (losses) | $-5,000 | 9,952 |
| Applicable income taxes | $365,000 | 5,187 |
| Income before extraordinary items | $556,000 | 6,524 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $556,000 | 6,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $194,000 | 2,730 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $559,200 | 6,444 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,310,000 | 6,674 |
| Total interest expense | $1,921,000 | 6,645 |
| Net interest income | $2,389,000 | 6,508 |
| Provision for loan and lease losses | $153,000 | 3,586 |
| Total noninterest income | $31,000 | 11,641 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $31,000 | 10,206 |
| Total noninterest expense | $1,459,000 | 7,403 |
| Salaries and employee benefits | $705,000 | 7,685 |
| Premises and equipment expense | $280,000 | 5,928 |
| Additional noninterest expense | $474,000 | 7,482 |
| Pre-tax net operating income | $808,000 | 6,801 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $421,000 | 4,768 |
| Income before extraordinary items | $387,000 | 8,179 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $387,000 | 8,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 10,497 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $387,000 | 8,144 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,263,000 | 6,400 |
| Total interest expense | $1,614,000 | 6,569 |
| Net interest income | $2,649,000 | 6,178 |
| Provision for loan and lease losses | $326,000 | 2,130 |
| Total noninterest income | $51,000 | 11,921 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $51,000 | 9,565 |
| Total noninterest expense | $1,325,000 | 8,156 |
| Salaries and employee benefits | $658,000 | 8,213 |
| Premises and equipment expense | $270,000 | 6,171 |
| Additional noninterest expense | $397,000 | 8,855 |
| Pre-tax net operating income | $1,049,000 | 5,755 |
| Securities gains (losses) | $-10,000 | 9,836 |
| Applicable income taxes | $488,000 | 4,134 |
| Income before extraordinary items | $551,000 | 6,902 |
| Extraordinary gains, net | $274,000 | 54 |
| Net income | $825,000 | 5,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,455 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $557,400 | 6,902 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,363,000 | 6,456 |
| Total interest expense | $1,816,000 | 6,294 |
| Net interest income | $2,547,000 | 6,450 |
| Provision for loan and lease losses | $325,000 | 2,832 |
| Total noninterest income | $90,000 | 11,570 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $90,000 | 8,232 |
| Total noninterest expense | $1,135,000 | 9,183 |
| Salaries and employee benefits | $551,000 | 9,206 |
| Premises and equipment expense | $219,000 | 7,307 |
| Additional noninterest expense | $365,000 | 9,662 |
| Pre-tax net operating income | $1,177,000 | 5,252 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $452,000 | 4,574 |
| Income before extraordinary items | $725,000 | 5,959 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $725,000 | 6,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 4,789 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $725,000 | 5,697 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,507,000 | 6,890 |
| Total interest expense | $2,258,000 | 6,487 |
| Net interest income | $2,249,000 | 7,128 |
| Provision for loan and lease losses | $319,000 | 3,985 |
| Total noninterest income | $115,000 | 11,319 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $115,000 | 7,597 |
| Total noninterest expense | $1,045,000 | 9,770 |
| Salaries and employee benefits | $529,000 | 9,493 |
| Premises and equipment expense | $229,000 | 7,189 |
| Additional noninterest expense | $287,000 | 11,020 |
| Pre-tax net operating income | $1,000,000 | 5,620 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $440,000 | 4,451 |
| Income before extraordinary items | $560,000 | 6,851 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $560,000 | 6,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $251,000 | 3,709 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $560,000 | 6,492 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.