Home > Goodman State Bank > Income and Expense
Goodman State Bank, Income and Expense
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $112,000 | 8,410 |
| Total interest expense | $21,000 | 8,383 |
| Net interest income | $91,000 | 8,396 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $12,000 | 8,127 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $12,000 | 7,080 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $0 | 8,191 |
| Total noninterest expense | $93,000 | 8,425 |
| Salaries and employee benefits | $52,000 | 8,411 |
| Premises and equipment expense | $14,000 | 8,328 |
| Additional noninterest expense | $27,000 | 8,420 |
| Pre-tax net operating income | $10,000 | 6,884 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,000 | 5,487 |
| Income before extraordinary items | $9,000 | 6,963 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $9,000 | 6,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $9,000 | 6,909 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $247,000 | 8,214 |
| Total interest expense | $60,000 | 8,283 |
| Net interest income | $187,000 | 8,038 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $26,000 | 7,463 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $20,000 | 6,236 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $6,000 | 7,600 |
| Total noninterest expense | $190,000 | 7,983 |
| Salaries and employee benefits | $122,000 | 7,829 |
| Premises and equipment expense | $21,000 | 7,894 |
| Additional noninterest expense | $47,000 | 8,047 |
| Pre-tax net operating income | $23,000 | 6,937 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $3,000 | 5,279 |
| Income before extraordinary items | $20,000 | 7,024 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $20,000 | 7,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,531 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $20,000 | 6,931 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $991,000 | 8,194 |
| Total interest expense | $296,000 | 8,212 |
| Net interest income | $695,000 | 8,089 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $101,000 | 7,548 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $95,000 | 6,085 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $6,000 | 8,155 |
| Total noninterest expense | $727,000 | 8,045 |
| Salaries and employee benefits | $513,000 | 7,775 |
| Premises and equipment expense | $81,000 | 7,949 |
| Additional noninterest expense | $133,000 | 8,328 |
| Pre-tax net operating income | $69,000 | 7,236 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $10,000 | 5,634 |
| Income before extraordinary items | $59,000 | 7,296 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $59,000 | 7,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,663 |
| Cash dividends | $46,000 | 5,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $59,000 | 7,266 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $741,000 | 8,252 |
| Total interest expense | $220,000 | 8,264 |
| Net interest income | $521,000 | 8,151 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $76,000 | 7,593 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $71,000 | 6,124 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $5,000 | 8,195 |
| Total noninterest expense | $549,000 | 8,018 |
| Salaries and employee benefits | $378,000 | 7,772 |
| Premises and equipment expense | $67,000 | 7,847 |
| Additional noninterest expense | $104,000 | 8,302 |
| Pre-tax net operating income | $48,000 | 7,501 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $7,000 | 5,819 |
| Income before extraordinary items | $41,000 | 7,524 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $41,000 | 7,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,250 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $41,000 | 7,510 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $488,000 | 8,327 |
| Total interest expense | $139,000 | 8,339 |
| Net interest income | $349,000 | 8,215 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $50,000 | 7,657 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $46,000 | 6,201 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $4,000 | 8,223 |
| Total noninterest expense | $374,000 | 8,049 |
| Salaries and employee benefits | $264,000 | 7,763 |
| Premises and equipment expense | $46,000 | 7,866 |
| Additional noninterest expense | $64,000 | 8,390 |
| Pre-tax net operating income | $25,000 | 7,662 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $4,000 | 5,967 |
| Income before extraordinary items | $21,000 | 7,677 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $21,000 | 7,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,861 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $21,000 | 7,661 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $237,000 | 8,397 |
| Total interest expense | $69,000 | 8,385 |
| Net interest income | $168,000 | 8,298 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $27,000 | 7,566 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $25,000 | 6,052 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $2,000 | 8,219 |
| Total noninterest expense | $178,000 | 8,129 |
| Salaries and employee benefits | $118,000 | 7,946 |
| Premises and equipment expense | $23,000 | 7,878 |
| Additional noninterest expense | $37,000 | 8,335 |
| Pre-tax net operating income | $17,000 | 7,680 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $3,000 | 5,852 |
| Income before extraordinary items | $14,000 | 7,704 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $14,000 | 7,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 2,972 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $14,000 | 7,682 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $974,000 | 8,296 |
| Total interest expense | $274,000 | 8,326 |
| Net interest income | $700,000 | 8,205 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $91,000 | 7,841 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $86,000 | 6,341 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $5,000 | 8,389 |
| Total noninterest expense | $736,000 | 8,119 |
| Salaries and employee benefits | $526,000 | 7,804 |
| Premises and equipment expense | $74,000 | 8,098 |
| Additional noninterest expense | $136,000 | 8,424 |
| Pre-tax net operating income | $55,000 | 7,825 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $13,000 | 6,081 |
| Income before extraordinary items | $42,000 | 7,871 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $42,000 | 7,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,128 |
| Cash dividends | $46,000 | 5,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $42,000 | 7,863 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $722,000 | 8,371 |
| Total interest expense | $207,000 | 8,380 |
| Net interest income | $515,000 | 8,293 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $65,000 | 7,958 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $61,000 | 6,491 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,000 | 8,464 |
| Total noninterest expense | $530,000 | 8,171 |
| Salaries and employee benefits | $382,000 | 7,842 |
| Premises and equipment expense | $55,000 | 8,153 |
| Additional noninterest expense | $93,000 | 8,523 |
| Pre-tax net operating income | $50,000 | 7,972 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $8,000 | 6,282 |
| Income before extraordinary items | $42,000 | 7,995 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $42,000 | 7,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,550 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $42,000 | 7,986 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $462,000 | 8,448 |
| Total interest expense | $135,000 | 8,401 |
| Net interest income | $327,000 | 8,393 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $42,000 | 8,023 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $39,000 | 6,568 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,000 | 8,487 |
| Total noninterest expense | $353,000 | 8,200 |
| Salaries and employee benefits | $262,000 | 7,839 |
| Premises and equipment expense | $39,000 | 8,105 |
| Additional noninterest expense | $52,000 | 8,626 |
| Pre-tax net operating income | $16,000 | 8,108 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $2,000 | 6,505 |
| Income before extraordinary items | $14,000 | 8,121 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $14,000 | 8,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,181 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $14,000 | 8,116 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $219,000 | 8,489 |
| Total interest expense | $63,000 | 8,443 |
| Net interest income | $156,000 | 8,459 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $20,000 | 8,055 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $19,000 | 6,578 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,494 |
| Total noninterest expense | $167,000 | 8,276 |
| Salaries and employee benefits | $123,000 | 7,942 |
| Premises and equipment expense | $15,000 | 8,314 |
| Additional noninterest expense | $29,000 | 8,598 |
| Pre-tax net operating income | $9,000 | 8,129 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,000 | 6,453 |
| Income before extraordinary items | $8,000 | 8,130 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $8,000 | 8,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $8,000 | 8,119 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $784,000 | 8,491 |
| Total interest expense | $139,000 | 8,559 |
| Net interest income | $645,000 | 8,394 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $75,000 | 8,190 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $67,000 | 6,794 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $8,000 | 8,464 |
| Total noninterest expense | $686,000 | 8,266 |
| Salaries and employee benefits | $498,000 | 7,910 |
| Premises and equipment expense | $77,000 | 8,147 |
| Additional noninterest expense | $111,000 | 8,666 |
| Pre-tax net operating income | $34,000 | 8,165 |
| Securities gains (losses) | $-8,000 | 7,452 |
| Applicable income taxes | $6,000 | 6,643 |
| Income before extraordinary items | $20,000 | 8,224 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $20,000 | 8,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $45,000 | 5,816 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $26,160 | 8,182 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $587,000 | 8,533 |
| Total interest expense | $93,000 | 8,625 |
| Net interest income | $494,000 | 8,424 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $55,000 | 8,250 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $49,000 | 6,871 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,000 | 8,503 |
| Total noninterest expense | $502,000 | 8,280 |
| Salaries and employee benefits | $374,000 | 7,880 |
| Premises and equipment expense | $47,000 | 8,313 |
| Additional noninterest expense | $81,000 | 8,679 |
| Pre-tax net operating income | $47,000 | 8,203 |
| Securities gains (losses) | $-8,000 | 7,835 |
| Applicable income taxes | $6,000 | 6,656 |
| Income before extraordinary items | $33,000 | 8,254 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $33,000 | 8,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $39,800 | 8,198 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $388,000 | 8,545 |
| Total interest expense | $57,000 | 8,652 |
| Net interest income | $331,000 | 8,436 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $42,000 | 8,149 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $31,000 | 6,910 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $11,000 | 8,096 |
| Total noninterest expense | $336,000 | 8,278 |
| Salaries and employee benefits | $250,000 | 7,890 |
| Premises and equipment expense | $34,000 | 8,261 |
| Additional noninterest expense | $52,000 | 8,708 |
| Pre-tax net operating income | $37,000 | 8,195 |
| Securities gains (losses) | $-8,000 | 8,078 |
| Applicable income taxes | $4,000 | 6,673 |
| Income before extraordinary items | $25,000 | 8,258 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $25,000 | 8,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $31,880 | 8,192 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $190,000 | 8,635 |
| Total interest expense | $26,000 | 8,736 |
| Net interest income | $164,000 | 8,527 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $26,000 | 7,944 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $16,000 | 6,882 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $10,000 | 7,741 |
| Total noninterest expense | $178,000 | 8,291 |
| Salaries and employee benefits | $124,000 | 7,963 |
| Premises and equipment expense | $18,000 | 8,281 |
| Additional noninterest expense | $36,000 | 8,569 |
| Pre-tax net operating income | $12,000 | 8,332 |
| Securities gains (losses) | $-8,000 | 8,484 |
| Applicable income taxes | $1,000 | 6,740 |
| Income before extraordinary items | $3,000 | 8,427 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $3,000 | 8,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $9,000 | 8,341 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $741,000 | 8,619 |
| Total interest expense | $104,000 | 8,726 |
| Net interest income | $637,000 | 8,508 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $59,000 | 8,507 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $61,000 | 7,102 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $-2,000 | 8,916 |
| Total noninterest expense | $644,000 | 8,431 |
| Salaries and employee benefits | $459,000 | 8,115 |
| Premises and equipment expense | $69,000 | 8,366 |
| Additional noninterest expense | $116,000 | 8,753 |
| Pre-tax net operating income | $52,000 | 8,240 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $6,000 | 6,889 |
| Income before extraordinary items | $46,000 | 8,298 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $46,000 | 8,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,405 |
| Cash dividends | $60,000 | 5,755 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $46,000 | 8,259 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $547,000 | 8,677 |
| Total interest expense | $78,000 | 8,784 |
| Net interest income | $469,000 | 8,565 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $48,000 | 8,511 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $44,000 | 7,182 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,000 | 8,732 |
| Total noninterest expense | $500,000 | 8,391 |
| Salaries and employee benefits | $363,000 | 8,011 |
| Premises and equipment expense | $46,000 | 8,464 |
| Additional noninterest expense | $91,000 | 8,761 |
| Pre-tax net operating income | $17,000 | 8,420 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $3,000 | 7,043 |
| Income before extraordinary items | $14,000 | 8,459 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $14,000 | 8,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,778 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $14,000 | 8,419 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $363,000 | 8,728 |
| Total interest expense | $53,000 | 8,847 |
| Net interest income | $310,000 | 8,623 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $26,000 | 8,675 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $29,000 | 7,223 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $-3,000 | 9,032 |
| Total noninterest expense | $319,000 | 8,493 |
| Salaries and employee benefits | $237,000 | 8,095 |
| Premises and equipment expense | $28,000 | 8,588 |
| Additional noninterest expense | $54,000 | 8,876 |
| Pre-tax net operating income | $17,000 | 8,431 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $3,000 | 6,985 |
| Income before extraordinary items | $14,000 | 8,494 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $14,000 | 8,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $14,000 | 8,432 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $185,000 | 8,759 |
| Total interest expense | $26,000 | 8,898 |
| Net interest income | $159,000 | 8,650 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $10,000 | 8,794 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $15,000 | 7,174 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $-5,000 | 9,080 |
| Total noninterest expense | $167,000 | 8,487 |
| Salaries and employee benefits | $124,000 | 8,056 |
| Premises and equipment expense | $15,000 | 8,548 |
| Additional noninterest expense | $28,000 | 8,888 |
| Pre-tax net operating income | $2,000 | 8,516 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $2,000 | 8,562 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,000 | 8,564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $2,000 | 8,507 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $816,000 | 8,746 |
| Total interest expense | $135,000 | 8,885 |
| Net interest income | $681,000 | 8,591 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $103,000 | 8,274 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $59,000 | 7,289 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $44,000 | 7,707 |
| Total noninterest expense | $703,000 | 8,446 |
| Salaries and employee benefits | $514,000 | 8,026 |
| Premises and equipment expense | $66,000 | 8,544 |
| Additional noninterest expense | $123,000 | 8,904 |
| Pre-tax net operating income | $81,000 | 8,274 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $15,000 | 6,905 |
| Income before extraordinary items | $66,000 | 8,400 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $66,000 | 8,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,674 |
| Cash dividends | $60,000 | 5,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $66,000 | 8,296 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $625,000 | 8,807 |
| Total interest expense | $110,000 | 8,962 |
| Net interest income | $515,000 | 8,649 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $87,000 | 8,199 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $45,000 | 7,328 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $42,000 | 7,445 |
| Total noninterest expense | $500,000 | 8,538 |
| Salaries and employee benefits | $384,000 | 8,024 |
| Premises and equipment expense | $41,000 | 8,727 |
| Additional noninterest expense | $75,000 | 9,047 |
| Pre-tax net operating income | $102,000 | 8,217 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $23,000 | 6,733 |
| Income before extraordinary items | $79,000 | 8,360 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $79,000 | 8,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,047 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $79,000 | 8,239 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $423,000 | 8,845 |
| Total interest expense | $78,000 | 9,002 |
| Net interest income | $345,000 | 8,686 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $72,000 | 7,929 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $30,000 | 7,331 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $42,000 | 6,875 |
| Total noninterest expense | $328,000 | 8,579 |
| Salaries and employee benefits | $247,000 | 8,110 |
| Premises and equipment expense | $25,000 | 8,820 |
| Additional noninterest expense | $56,000 | 9,020 |
| Pre-tax net operating income | $89,000 | 8,094 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $19,000 | 6,636 |
| Income before extraordinary items | $70,000 | 8,230 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $70,000 | 8,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,353 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $70,000 | 8,084 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $214,000 | 8,891 |
| Total interest expense | $42,000 | 9,033 |
| Net interest income | $172,000 | 8,728 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $53,000 | 7,265 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $15,000 | 7,293 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $38,000 | 5,786 |
| Total noninterest expense | $191,000 | 8,413 |
| Salaries and employee benefits | $139,000 | 7,911 |
| Premises and equipment expense | $12,000 | 8,854 |
| Additional noninterest expense | $40,000 | 8,776 |
| Pre-tax net operating income | $34,000 | 8,247 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $5,000 | 6,893 |
| Income before extraordinary items | $29,000 | 8,299 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $29,000 | 8,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,051 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $29,000 | 8,169 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $953,000 | 8,901 |
| Total interest expense | $218,000 | 9,042 |
| Net interest income | $735,000 | 8,687 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $59,000 | 8,888 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $52,000 | 7,490 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,000 | 9,001 |
| Total noninterest expense | $696,000 | 8,549 |
| Salaries and employee benefits | $461,000 | 8,284 |
| Premises and equipment expense | $55,000 | 8,821 |
| Additional noninterest expense | $180,000 | 8,680 |
| Pre-tax net operating income | $98,000 | 8,319 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $7,000 | 7,388 |
| Income before extraordinary items | $91,000 | 8,376 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $91,000 | 8,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $60,000 | 5,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $91,000 | 8,287 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,043,000 | 9,124 |
| Total interest expense | $338,000 | 9,240 |
| Net interest income | $705,000 | 8,843 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $64,000 | 8,997 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $57,000 | 7,450 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $7,000 | 9,251 |
| Total noninterest expense | $637,000 | 8,834 |
| Salaries and employee benefits | $471,000 | 8,306 |
| Premises and equipment expense | $58,000 | 8,998 |
| Additional noninterest expense | $108,000 | 9,331 |
| Pre-tax net operating income | $132,000 | 8,178 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $30,000 | 7,079 |
| Income before extraordinary items | $102,000 | 8,316 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $102,000 | 8,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $70,000 | 5,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $102,000 | 8,207 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $950,000 | 9,434 |
| Total interest expense | $333,000 | 9,508 |
| Net interest income | $617,000 | 9,264 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $50,000 | 9,331 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 7,829 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 9,477 |
| Total noninterest expense | $569,000 | 9,195 |
| Salaries and employee benefits | $418,000 | 8,660 |
| Premises and equipment expense | $46,000 | 9,436 |
| Additional noninterest expense | $105,000 | 9,597 |
| Pre-tax net operating income | $98,000 | 8,803 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $22,000 | 7,798 |
| Income before extraordinary items | $76,000 | 8,851 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $76,000 | 8,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $64,000 | 6,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $76,000 | 8,835 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $855,000 | 9,737 |
| Total interest expense | $285,000 | 9,817 |
| Net interest income | $570,000 | 9,560 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $66,000 | 9,353 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 7,754 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 9,578 |
| Total noninterest expense | $521,000 | 9,580 |
| Salaries and employee benefits | $399,000 | 8,891 |
| Premises and equipment expense | $38,000 | 9,862 |
| Additional noninterest expense | $84,000 | 10,022 |
| Pre-tax net operating income | $115,000 | 9,001 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $26,000 | 8,103 |
| Income before extraordinary items | $89,000 | 9,039 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $89,000 | 9,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,495 |
| Cash dividends | $64,000 | 6,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $89,000 | 9,005 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $937,000 | 9,903 |
| Total interest expense | $328,000 | 10,012 |
| Net interest income | $609,000 | 9,720 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $57,000 | 9,739 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 8,166 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 9,880 |
| Total noninterest expense | $552,000 | 9,607 |
| Salaries and employee benefits | $398,000 | 8,984 |
| Premises and equipment expense | $58,000 | 9,619 |
| Additional noninterest expense | $96,000 | 10,159 |
| Pre-tax net operating income | $114,000 | 9,345 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $24,000 | 8,804 |
| Income before extraordinary items | $90,000 | 9,398 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $90,000 | 9,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,217 |
| Cash dividends | $80,000 | 6,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $90,000 | 9,335 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,029,000 | 10,277 |
| Total interest expense | $365,000 | 10,405 |
| Net interest income | $664,000 | 10,028 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $68,000 | 9,985 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 8,255 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 10,305 |
| Total noninterest expense | $585,000 | 9,812 |
| Salaries and employee benefits | $414,000 | 9,169 |
| Premises and equipment expense | $56,000 | 10,051 |
| Additional noninterest expense | $115,000 | 10,396 |
| Pre-tax net operating income | $147,000 | 9,858 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $52,000 | 9,232 |
| Income before extraordinary items | $95,000 | 9,992 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $95,000 | 9,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 10,546 |
| Cash dividends | $100,000 | 6,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $95,000 | 9,950 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $993,000 | 10,830 |
| Total interest expense | $373,000 | 10,935 |
| Net interest income | $620,000 | 10,606 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $63,000 | 10,621 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 8,722 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 11,015 |
| Total noninterest expense | $531,000 | 10,457 |
| Salaries and employee benefits | $373,000 | 9,793 |
| Premises and equipment expense | $54,000 | 10,520 |
| Additional noninterest expense | $104,000 | 11,053 |
| Pre-tax net operating income | $152,000 | 10,069 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $48,000 | 9,729 |
| Income before extraordinary items | $104,000 | 10,183 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $104,000 | 10,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $90,000 | 6,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $104,000 | 10,130 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $952,000 | 11,364 |
| Total interest expense | $387,000 | 11,369 |
| Net interest income | $565,000 | 11,228 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $69,000 | 10,984 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 9,178 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 11,076 |
| Total noninterest expense | $492,000 | 11,049 |
| Salaries and employee benefits | $340,000 | 10,400 |
| Premises and equipment expense | $47,000 | 11,167 |
| Additional noninterest expense | $105,000 | 11,565 |
| Pre-tax net operating income | $142,000 | 10,819 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $39,000 | 10,400 |
| Income before extraordinary items | $103,000 | 10,907 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $103,000 | 10,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 10,662 |
| Cash dividends | $90,000 | 6,999 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $103,000 | 10,880 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $903,000 | 11,889 |
| Total interest expense | $273,000 | 12,129 |
| Net interest income | $630,000 | 11,607 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $93,000 | 10,918 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 9,478 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 10,350 |
| Total noninterest expense | $526,000 | 11,474 |
| Salaries and employee benefits | $348,000 | 10,765 |
| Premises and equipment expense | $48,000 | 11,699 |
| Additional noninterest expense | $130,000 | 12,021 |
| Pre-tax net operating income | $197,000 | 10,915 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $61,000 | 10,200 |
| Income before extraordinary items | $136,000 | 10,984 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $136,000 | 10,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-76,000 | 12,115 |
| Cash dividends | $140,000 | 6,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $136,000 | 11,037 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $933,000 | 12,429 |
| Total interest expense | $263,000 | 12,803 |
| Net interest income | $670,000 | 11,976 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $69,000 | 12,094 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 9,720 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 12,761 |
| Total noninterest expense | $515,000 | 12,085 |
| Salaries and employee benefits | $350,000 | 11,150 |
| Premises and equipment expense | $45,000 | 12,369 |
| Additional noninterest expense | $120,000 | 12,760 |
| Pre-tax net operating income | $224,000 | 10,836 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $87,000 | 10,051 |
| Income before extraordinary items | $137,000 | 11,372 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $137,000 | 11,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 11,177 |
| Cash dividends | $140,000 | 6,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $137,000 | 11,167 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,084,000 | 12,869 |
| Total interest expense | $383,000 | 13,244 |
| Net interest income | $701,000 | 12,313 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $77,000 | 12,360 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 10,079 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 12,470 |
| Total noninterest expense | $520,000 | 12,524 |
| Salaries and employee benefits | $342,000 | 11,529 |
| Premises and equipment expense | $47,000 | 12,796 |
| Additional noninterest expense | $131,000 | 13,194 |
| Pre-tax net operating income | $258,000 | 10,534 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $84,000 | 10,333 |
| Income before extraordinary items | $174,000 | 10,945 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $174,000 | 11,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 12,762 |
| Cash dividends | $140,000 | 5,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $174,000 | 10,607 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.